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Lance Review

Intuitive business accounts for the self-employed

Reviews 124

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Lance

Great

Reviews 124

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Michael Graw

Nov. 15, 2022

1 min read

Lance Summary

Lance is built for freelancers & creative independents. Features include Checkout (advanced client payments), Stacks (for auto-budgeting), salary auto-pay, expense tracking & 1.5% cashback. Lance also calculates, saves and pays quarterly taxes for you. Get a Basic account (free) or a Pro account ($11.99/month). Both are FDIC-insured and track all your business spending, saving and cashflow. $0 account fees, minimums, ATM or overdraft fees.

Pros

Automatically pays your quarterly taxes
Free ATM withdrawals at 35K+ locations
Create up to 12 stacks (sub-accounts)

Cons

Only US citizens can open an account
$11.99 monthly fee to access all features of Lance Pro account

Lance at a glance

9.6

Editorial score

Fees?

No fees

10.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

10.0

Customer service

24/7 service with multiple communication options, dedicated fraud team

10.0

Online experience

User friendly site with full online banking capabilities

8.0

Mobile experience

Excellent mobile app with all mobile banking features enabled, including digital check deposits

10.0

Lance Visit Lance

Advantages Over Traditional Banks

Lance offers fee-free transfers between your business checking account and your personal account at another bank. You also get unlimited electronic transfers and other benefits specifically geared toward freelancers like Checkout, Stacks, and taxes on auto-pay. Lance accounts can be managed online or via a mobile app (iOS and Android), and the bank offers 24/7 customer support.

Cutting-Edge Banking Services

Lance offers several features built specifically with freelancers and self-employed individuals in mind. You can split up your income into stacks for salary, expenses, savings, and any other categories you need. Your salary is automatically transferred to your personal bank account biweekly. Lance automatically distributes the rest of your income into your categories based on the priorities you set.

In addition, Lance uses an algorithm to calculate your quarterly taxes based on income coming into your account. Money is set aside from each deposit to cover your tax bill, and Lance automatically pays the IRS on your behalf each quarter.

Lance can also track your business expenses when you pay using the Lance debit card. The platform uses this information to estimate your deductions and remove them from your quarterly tax payments. You can also download detailed financial records from Lance at any time, which you can use to do your own taxes or send to your accountant.

Traditional Banking Services

Lance offers a Visa debit card with your business checking account. You can use any of the 35,000+ ATMs within Lance's network for free. Lance does not offer credit cards or business loans at this time.

Interest Rates and Fees

Lance business checking accounts do not offer interest. The debit card does offer cashback rewards of up to 1.5%. The Pro account carries a fee of $11.99 per month. There is no minimum deposit for your account.

	Monthly Fee	APY	Minimum Deposit	Additional Fees
Lance Business Checking Account	Basic account - Free Pro account - $11.99 per month	None	$0	None

Customer Service

Lance offers 24/7 customer service with in-app support, chat, or email. Lance has a dedicated fraud team.

Mobile App

The Lance app enables you to track your expenses, freeze and unfreeze your card, and adjust your Stacks settings. It also integrates with the Lance debit card to provide up-to-date information about your debit card purchases. You can also use the Lance app to scan and deposit checks or to create and send electronic payment requests to your customers. Lance’s app is available on iOS and Android.

Security

Lance keeps your bank account safe through several layers of encryption. Your password and sensitive information like your social security number are stored using bcrypt encryption, and Lance never stores your debit card number. In addition, Lance uses two-factor authentication to prevent access to your account even if your password is stolen.

Lance is FDIC-insured, so your funds are guaranteed up to $250,000.

Lance Visit Lance

Summary

Lance is a feature-rich business banking platform designed to meet the special needs of freelancers and self-employed individuals. The platform enables you to pay yourself a salary, set aside money to pay quarterly taxes, and track your business expenses using the Lance debit card. In addition, Lance offers unlimited electronic transfers and reimburses you for ATM fees. A Lance account costs $12 per month and does not require a minimum deposit. The platform is FDIC-insured and offers 24/7 support.

Methodology

This review was created using information from the Lance website.

Written by

Michael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Trustpilot reviews

See what some customers are saying about Lance

Great

•

Reviews 124

Excellent

48%

Great

Average

10%

Poor

Bad

34%

sarah evans

9 months ago

Lance has sent me a check but I…

Lance has sent me a check but I couldn't get it cashed and that's not right I've messaged them over and over again because I took the check to ace check cashing here in Lumberton NC and they said they can't verify it so I messaged them to call them and verify it so I can cash it and get my money my messages is ignored

daniel smith

9 months ago

Scam

I've had the account open for 2 years and only started using it recently. I had one single transaction and they closed my account. Now I have $35.52 that I cannot access. And they will not let me transfer it out. This bank is a scam 100%. Avoid

sarah evans

a year ago

I had my account since before christmas…

I had my account since before christmas and wire transfers came in on the 9th of december 2022 i made withdrawals then on the 24th another wire came in from me selling property and they reqired me to upgrade to pro so i did and the reversed a transfer and yhey froze my account they kept talking about wanting proof of where the money come from and what's it for i'm physically have health mobility issues and i have lymphademia in my thighs and legs and in meed of medical supplies and i told them that but it fell on death ears i wanted to have a good christmas but i didn't because i didn't have my money

tammi

a year ago

Lance closed my account for no reason

Lance closed my account for no reason. I tried to transfer funds and it never transferred. I contacted support team and for hours no response. Late in the evening I get an email that my account is closed and it is a irreversible decision. very weird to say the least! If you have a Business take your Money else where. This company isn't reliable and don't offer any perks. Customer support is non-existent . You can have payroll going an they randomly close your account.if I could give this a ZERO I would. this is a honest review! 0/0

kyle candler

a year ago

It has been three months since my…

It has been three months since my account was closed. Customer service said the check was sent, but I haven't received anything. Now customer service says that they will do an additional check and will not refund my money. Please avoid these scammers! They are withholding my $6,000 for no reason

savage collection

a year ago

They definitely steals money

They definitely steals money. Been almost 6 months & I still never received my $2k check. Literally closed my account for no reason. Only person works there is “Colin” & he will stop responding to you immediately once you catch on!

halo

a year ago

Worst banking app ever

Worst banking app ever. I reported a suspicious transaction on my account. They froze my account and closed it. The only person that seems to work there is some guy named Colin. He told me that they were sending me a check in the mail within 30 days. It’s been a month and I have not received the check yet. He is no longer responding to my emails and when I try and get support using their chat feature, he closes the chat and says the issue was “solved”. Do NOT use this bank. There’s definitely something wrong going on here.

howard

a year ago

Canceled and locked account for…

Canceled and locked account for suspicious activity. Sale on ebay refunded considered suspicious. Not sure cant reach anyone. I need my account number its linked to ebay and haveing issues 2witching lance offof it

shaun trottier

a year ago

It's not what it seems

The account setup was difficult. After three attempts I was finally able to get through all the glitching during the setup process. I did not link any bank account, and I thankfully did not deposit any money. After a couple of days, I logged into the app to deposit some money, and I was notified that my account had been closed due to suspicious activity. I reached out via chat and the chat representative, Colin, confirmed that the account is closed and that this cannot be reversed. No further explanation as to what suspicious activity caused this. I asked, but again, no further explanation. There was no suspicious activity on my end because all I did was set up an account. Why wouldn't they give me any clarification as to what was their determination, or why wouldn't they be willing to assist in resolving this? Don't waste your time with this app. It seems suspicious, and almost fraudulent as to how they operate.

george isaacs

a year ago

The customer service/ Tech response…

The customer service/ Tech response team is horrible, Still having issues with Plaid No one has replied to me. Also, it took 1 week for a Deposit from my bank, I did this twice. I'm wondering if I'm going to have a hard time receiving funds from my customers

ricardo m

a year ago

4 Days for $$$ to Arrive

Takes like 4 days for $$$ to hit account, the stacks are great and help keep everything organized for taxes. Overall good online bank for starter/simple businesses

customer

a year ago

So far, I love it!

So far, I love it. Still trying to figure it out for me and my business.

lucinda kerrigan

a year ago

This is by far the best bank for…

This is by far the best bank for freelancers I’ve had my account for over six months now and even did a bank dispute and they handled it very well and I got my money back. I highly recommend this bank. Thank you so much and have a great day! Kind Regards, Lucinda Kerrigan, CRW, CC

don

a year ago

Fraudulent transaction was made in my…

Fraudulent transaction was made in my account. I spoke with fraud department to confirm that my account was compromised. I'm unable to use my account because it's closed and no card has been issued due to the lack of customer service.

kyle candler

a year ago

They refuse to refund my money

My account was closed without investigation because I didn't get a response about it until after I wrote to them in the chat room. The company does not respond to my emails and does not return the funds to the original method of payment.

teresa dutra

a year ago

My account has been closed and my funds…

My account has been closed and my funds with it. No customer service number to call and find out information on the supposed suspicious activity or to confirm the return of my funds. I found a number for customer service listed by Lance but it goes to Campbells snack foods...dont trust this company ***edit after reply*** the suspected suspicious activity doesn't address any specifics. I run a legitimate business with a business license validated by my city of residence and should be able to dialogue about what activity was in question on my account. And the email only addressed part of the funds in the account, not my most recent deposit. Your reply is inadequate

customer

a year ago

Zero customer service

Zero customer service, can't deposit check through app, have had 2 customers pay me over a week ago and hasn't posted to my account. Stay away from these people

kyle candler

a year ago

They refuse to refund the money

Chat support refuses to answer my questions, they said to write an e-mail. They don't answer by email. They refuse to provide their legal address and the name of the company, so I can write a complaint against them. Despite this, I have written a complaint to bbb and other organizations. In a previous review, they responded and are not even hiding that they just stole my $6,000 and refuse to pay it back.

kyle candler

a year ago

Stolen money, customer service does not respond

I have been using this app for a few months now. It is a good app and easy to use. I kept $6,000 in their account. But recently I got a message that my account was closed due to suspicious activity. My account was closed for no reason because I hadn't used the account in a few days. They are ignoring emails. It is impossible to reach them by phone. The last message I received was short: "Your account is closed, we will send you money by check." Before that, they asked for my selfies and documents. I also see in many reviews that they did not send a check for several months. If you care about your hard-earned money, then bypass them! They're just stealing money.

cindy best

a year ago

Stole my money and closed my account

Michael Butler This company is terrible they closed my account with over 15 grand in it it has been over three weeks and I have not received a check I have been reaching out for some type of tracking number they never respond to my emails they keep telling me to wait for an email from a representative never received anything someone needs to report them

customer

a year ago

I like lance they're recognized by…

I like lance they're recognized by paying platforms I use and convenient for me to. They have self explanatory app you can download to your phone makes life easier in a freelancers world. Easy to apply and fast approval. I recommend them.

customer

a year ago

No customer service I funded my account…

No customer service I funded my account and it was immediately taken and they closed my account. I'm still trying to find out where my funds have disappeared to

customer

a year ago

Easy to use and set up

Easy to use and set up I’m new to the lance family but I have no complaints

customer

a year ago

Good awesome

customer

a year ago

Google check deposit doesn't work right?

customer

a year ago

I like Lance

I like Lance. My only complaint is that it takes them a while to answer questions and i can't find a customer service number.

customer

a year ago

Good Service

customer

a year ago

Haven’t used that much and I’m kind of…irritated

Haven’t used that much and I’m kind of confused cause I was told my account was closed for no reason but yeah it’s so open and I just want even know I should even activate the debit card you guys sent me what is the status of my account I’m kind of confused I don’t see the point in even it’s time to use your your point of cell system if you are telling me that it’s close so but then again going back and then re rehrasing that and turning into you oh no it’s open and now I have to take survey survey based on my experience but how is that possible if you told me my account is closed so please I kind of like you know somebody me him and explain to me exactly what the Hells going on with my account the current status of it even though there’s been no transactions on it whatsoever for anna so there should be no reason I should be close so yeah I’m kind of confused and just get back to me as soon as possible because this is really irritating and yeah if you don’t get back to me soon then I guess Lance was not a match

sultan haleem khane

a year ago

Run for your life

Run for your life. Like many others I recently had a transaction pop up that wasn’t mine and realized my card was compromised. It seems only one person actually works here hence why it takes 10 years for an email response. Don’t expect a customer service person to pick up the phone either. Random dude froze my account because I reported a transaction as unauthorized and had to order a new card. I have never seen a bank do that before and this makes them very suspicious. Something is most definitely off about this bank and I would not recommend people actually use it. Customer service seems to be based in the middle of no where or non existent at all. These folks should be reported to the authorities.

alex alvarez

a year ago

When I had an issue and reported it to…

When I had an issue and reported it to the only rep that seems to work there, he froze my account. What kind of financial institution does this with out cause nor warning? DO NOT USE THIS APP ! Never keep your money where it is not safe! One should not be penalized for excercising their legal rights by some rogue, miserable and fake banking rep.

customer

2 years ago

Each account I attached to it they were…

Each account I attached to it they were denied stating Suspicious activity on the account.

cuztomeyezed dreamz & vizionz

2 years ago

I love the access that I have to…

I love the access that I have to allocate my funds between the stacks. The fact that I have the option to allow Lance to take care of my taxes makes it easier for me to conduct business and not have to worry about not staying up on my taxes. And finally the fact that I can send invoices and give my customers a link to pay their bill thru the app and from their personal devices makes them more comfortable and apt to not have to put their personal credit card information in my device.

demaris howze

2 years ago

Thanks

Thanks. I think your doing great.

adrian alberto gonzalez

2 years ago

I’ve mesycustomer support and the…

I’ve mesycustomer support and the issues haven’t been changed

cameron white

2 years ago

I just Filled my LLC and lost lance while not even working.

I have slowly been switching from W2 wage based income to now this year looks to be a full freelance employment tax year for myself as well as my spouse. I have been out of work about a month with an injury during witch time I made the choice to file my own LLC it is C&G Textiles LLC I went to go check out the updates I saw in an email as we all know the self employment payment processors market is crap stripe is everywhere PayPal is unreliable and these half one and the other have be charged a higher rate for a half ass put together platform yes I’m talking about Goldman Sac’s Persona! App so of course if I had that new lance Acc I can only really speculate but I’m positive u likely won’t have such high fees or take 4 days to process a debit card payment all and all I have had my lance account from the start of my self employment life change though one thing you failed me on is debit card support apparently u have two kind of support staff the ones who help with virtual debit cards then the other respectively with that said I got angry after finding my lost physical Lance debit card I just took a sharpie and wrote the virtual debit card number on the canceled physical card this of course makes it harder to use the account for purchases but your ability to get most ACHs out in less then 6hours I just tapped over my lance card so my sharpie virtual/physical lance card would remain almost as useful as a replacement debit card but overall I understood my plan for lance in the long was just to take the money we make pass it through to me and do ACH for my spouses pay and bam as we make more money I’m able to put a finger on overall income and with that the kind of tax liability we may have and if it’s a package I’ll do my invoices with lance stop persona and get my taxes paid and accept payments under one subscription. I need to find something that fits if it’s not lance that’s your choice just give me the respect of an email not when I successfully log in I see my account is closed. Meanwhile now it’s super late and I was trying to take a payment to see if I could have gotten rid of that Persona app.. I prefer my ownsite is new but check it out cngtex.com if the choice is final please tell me what’s suspicious and do u think the way lance operates example not canceling and sending new cards virtual or otherwise if that could have caused this “suspicion” For me lance has been the thing I know I would need when it mattered here’s that once appon of time.

derek stoering

2 years ago

Closed my account right away

carla machuca

2 years ago

Really bad service

customer

2 years ago

So far everything seems to be going…

So far everything seems to be going okay Still new to using it but over all its going good

customer

2 years ago

It's was a ok experience

david howland

2 years ago

I love this app and bank

I love this app and bank! You guys are doing great things for us and it's noticeable!!!

customer

2 years ago

Loving all of the features so far!

Loving all of the features so far! Just received my business debit card today so excited to activate it. I’ve already used my virtual card to make a few business purchases online and this was so useful! Telling all of my Entrepreneur friends!

customer

2 years ago

Great

It’s GREAT I ABSOLUTELY LOVE IT AND THATS A FACT

customer

2 years ago

I love lance they are very prompt on…

I love lance they are very prompt on getting back to you on all your concerns and it’s tough with most banks not lance they help you anyway possible thanks lance

customer

2 years ago

Customer service never contacts you back

customer

2 years ago

Love the idea money transfers take way…

Love the idea money transfers take way to long

customer

2 years ago

She was very helpful an responded very…

She was very helpful an responded very fast

melissa

2 years ago

Can't activate card and I've let…

Can't activate card and I've let customer support know. The phone number has been busy over 24 hours

ray

2 years ago

I lost my wallet and been requested a new card and haven’t received it

I lost my wallet and I requested for a new card and all they’ve done is given me different phone numbers of other departments that you either can’t get through to talk to anyone or that don’t help you at all and just try to give you another phone number to be able to get a new card but it’s just the old round around. I’m very disappointed ☹️

customer

2 years ago

I love LANCE

I love LANCE!!!!!!!!!!!!!!!!!!¡

thomas

2 years ago

horrible customer service

smart monied, inc. | paul powe

2 years ago

The services are great

The services are great, however, we need for you to add check deposits as a value added service. Our clients write us checks once in a while.

allan

2 years ago

Awesome bank

customer

2 years ago

Slow transfer and no customer support

Slow transfer and no customer support. Waste of time. As soon as my deposit shows up I’m closing

michael

2 years ago

It's a good one never any problems

customer

2 years ago

Fw the bank

Card works on everything except zelle

customer

2 years ago

Good

Good still gotta try ir

customer

2 years ago

Im truly gratefyl to have found this

Im truly gratefyl to have found this. I wss lost until i started using Lance mobile app

vyacheslav anikeyev

2 years ago

Fast and easy.

denika laurie

2 years ago

I haven't been this frustrated with a…

I haven't been this frustrated with a bank is well over a decade. Have you ever reached out to customer support and asked for help in understanding something and the representative repeats verbatim what is written on the website, advertisement, or support (knowledge) center? This was my experience. I couldn't get clarity about the stacks. After chatting for about 15 to 20 minutes while having to wait a few minutes in between for each response, I was asked if I wanted to set up an onboarding phone call. It was too late, I was frustrated. In addition to that, I wanted to know how long it would take for my money to be transferred to my other bank account since that is what I thought I did when I received my paycheck. I was told that it takes 5 days. Ok. No heads up? You won't be able to find that info anywhere. So I waited 5 days but still no payment. I decided to go back and check Lance and discovered that I actually didn't transfer any money to myself at all. So why am I giving a 1 star to Lance? Because there is a disconnect between their instructions on how to use it and what's actually happening with your money. I recall asking about the taxes because no taxes were taken out. You have to do that manually or calculate it manually then transfer it to a stack. I could be wrong about it but I am giving a 1-star because things were not clear and I literally have nothing but anger because of what happened and how things went. It was a very unpleasant experience that messed me up financially and put me in a bind. What they offer, you can do with your own bank. Maybe I'm still upset about what happened but these days the customer's experience is everything and I felt like the Lance support team didn't care about that process.

jake robins

2 years ago

+1 Solid Mobile Banking

Solid banking app I have no complaints at all.

sherita

2 years ago

I really wanted to love Lance

I really wanted to love Lance, especially the stacks, but when I signed up and paid for the Pro account the invoicing option was not yet available. Yes, I can invoice through separate platforms, but if that is the case I will stick with current FinTech Bank. I will say the customer service team has been AMAZING! Anytime I've had questions (and I've definitely had a few) they were kind, courteous and responded within minutes. I was very impressed! Additionally, they promptly refunded my Pro account fee. For now, I left the account open with a few bucks in it hoping they get all their features together soon. I am more than happy to take another look.

braxdon

2 years ago

This bank is perfect nothing is better

sheria

2 years ago

Freelancers banking dream come true!

Simplified banking with great tools for freelancers!

yolanda

2 years ago

They keep say don't want to help

victoria

2 years ago

I discontinue use

I discontinue use, my money and checks kept being returned . That to many games with my money and no contact support to deal with the matter

veronica

2 years ago

Lance is Awesome

Keeps my business finances in order! Excellent account for a growing business

wendy thornton

2 years ago

A+++

A+++++++++++++

chris

2 years ago

Good bank great asset to my business

gerardo

2 years ago

I communicated many times with support…

I communicated many times with support about my issues. Support was friendly and, I assume, as helpful as they could be. My concerns were never solved. I was only told that my issue would be escalated and a team was reviewing it. This happened a few times and my issue was never solved or explained. The one feature that I wanted (to be able to somehow identify which client or business the money was coming from vs "Transfer") has not happened in the time that I have paid for the service. I'm beginning to not trust leaving my money in this new bank account so I don't think I'll be using it at all.

customer

2 years ago

As a creator Lance is a godsend

As a creator Lance is a godsend. Truly everything I need in a bank account- I’m more organized with my business now than ever before.

arianna

2 years ago

Super easy to work with

Super easy to work with. Great customer service and keeps me super organized!

jai

2 years ago

This is THE BEST way to bank for freelancers!!!

This is THE BEST way to do finances as a freelancer!! It makes everything about banking so simple for me as someone whose income flows vary (read: helps me be more responsible with my money). If you’re a freelancer, you need this bank account!!

marrio

2 years ago

So far so good

So far so good. No complaints

samantha

2 years ago

Great

I was so excited when I found Lance it’s perfect for a small business . It’s got all the important things right in the app

joshua

2 years ago

Hard to get a hold of.

robert

2 years ago

Closed account without warning

After notifying lance I had 2 large deposits pending my account was closed the next business day without notice, warning, or explanation! Pick a different bank!

edward

2 years ago

Love there services

chloe

2 years ago

As soon as I put money in my account

As soon as I put money in my account. They shut the account without explaining. Then I call them and they say it’s irreversible and nothing can be done. They will send me a check in 10 to 15 days. No explaining or anything.

james anthony alvarado

2 years ago

Five Star Rating!!!

Banking with Lance has been one of the best experiences I've had with a bank! They are easy to work with very quick turnaround with contacting support. I highly, highly recommend! ⭐️⭐️ ⭐️ ⭐️ ⭐️ 10/10 on excellence!

donald lewis

2 years ago

My go to guys for banking

Had a very good interaction with my freelance banking they are top-notch in A League of Their Own

robyn

2 years ago

Lance is soooo necessary

Lance is soooo necessary. Just thank you

daniel

2 years ago

This app is a gamechanger

This app is a gamechanger. It completely enhanced the way I manage my finances

barbie

2 years ago

So far very happy with Lance

So far very happy with Lance. Check back after some time.

royce

2 years ago

I am very pleased with Lance

I am very pleased with Lance. I did receive the alert about u usual activity however, it easily managed from a text message to my phone. Took all of a minute to complete. Thank you!!!

angela

2 years ago

Good experience

I haven't done too much banking with them at this point of time, but when I had a question, support replied to my email the same day. I haven't had any major issues, and it's nice to have an account to track just my business expenses.

jonathan

2 years ago

I have just started using Lance and…

I have just started using Lance and have been impressed with it so far. It would be nice to be able to access my account on desktop. But other than that I love the management of the different stacks and allocating payments. Super simple to use and eases my mind that I have money set aside for taxes

linda

2 years ago

There are no clear instructions on…

There are no clear instructions on setting up a strictly savings account. This account seems to be set up strictly for freelance workers. I was interested in putting money aside for specific projects I'll be working on this year.

allyn

2 years ago

If you’re a freelancer, you need this.

I love this product. I haven’t used it to its full potential yet, but from what I see, every freelancer should have an account. From separating your money into areas you choose automatically, to paying your quarterly taxes automatically, to paying you into your main bank account - it’s a no brainer for any freelancer.

dre

2 years ago

Lied about promotion

brileigh

2 years ago

So far I am enjoying using Lance for…expenses

So far I am enjoying using Lance for Bank so far I’ve had overall very pleasant experience with both mobile banking app as well as the customer service they are great I would highly recommend them to my friends and family thank you again

thomas

2 years ago

It’s helpful and insightful and helps…

It’s helpful and insightful and helps me keep track of all my finances

kelli

2 years ago

Great service guys..

sarah

2 years ago

Lance

Lance does an incredible job of easing the pain points of banking/financial management for freelancers. The team is always responsive and helpful in addressing customer needs and questions.

michelle

2 years ago

Best bank for any freelancers

As a freelancer, I always had the hardest time keeping track of my income and making sure to allocate funds for myself and properly do my taxes. Lance makes it so easy and does everything automatically for me!! This is the perfect account for managing my finances.

evelin diaz araque

2 years ago

So happy with Lance!

My experience with Lance has been nothing but great! Always nice and welcoming service and I've recommended Lance to many of my freelancers friends, definitely 5/5 for me.

benjamin

2 years ago

First of all

First of all, thank you! Lance had been great for me so far. As a small business owner, it has organized my financial outlook and has filled in the gaps in places I know that I lack in. It just feels like something that understands the kind of confusing times we are in, in general. I highly reccomend people to check it out!

jessica

2 years ago

The team at Lance is amazing

The team at Lance is amazing! They are so helpful and insightful. Customer service is off the charts. It means a lot to me that I can have a close working relationship with my online banking team. Would highly recommend.

asia johnson

2 years ago

50/50

My account was working fine, until recently. I'm unable to login now. When I do it states that my email address in invalid and now I can't even reset my password because I didn't update it.

reveley

2 years ago

I love this bank!

brandon

2 years ago

Best one I've had so far

Best one I've had so far. Great for self starters easy to use app awesome feature that make deposits accept payments online thru cash app and there most comprehensive plan is 12.00. The featurs it has is for the owner operator that less time on phone more making money.

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