With a focus on digital financial management, Current offers a number of real-time features that would not be available with brick-and-mortar banks. Through Current’s excellent mobile app, you can sign up for an account in less than 2 minutes, instantly send and receive money to other Current members, and make contactless payments via Apple Pay or Google Pay.
Current is a financial tech company and not a bank, with a focus on flexibility and innovation. If you open an account with Current, you can:
If you opt for a Teen account, your child will receive their own debit card, while the app’s parental control features enable you to monitor your teenager’s finances through:
Although Current is a banking app, rather than a bank, it does provide some of the more attractive features associated with conventional banks, including:
Current Interest: Any member who signs up for a Current Personal Account can get 4.00% Annual Percentage Yield “APY” on up to a total of $6,000 from Current simply by adding money to their Savings Pods and enabling the Interest feature. Members can seamlessly transfer money between Savings Pods and their spending balance and interest accumulates daily.
If you open an account with Current, you will pay the following fees:
|International purchases||3% of transaction amount|
You can contact the company via phone, email, in-app chat, chatbot, or social media. Its support team is available 24/7 via live chat in the app and email.
As you would expect from an app-based solution, Current’s online experience is sleek and intuitive. When we tested the site, we easily found all the information we needed and were also impressed by the prompt and polite response we received from its customer service team when we posed as a potential customer.
T: (888) 851-1172
Should you open an account with Current, you can download the app via Google Play or the App Store. The app allows you to:
Watch this video to learn more about Current’s app and the services it offers.
If you’re concerned about cybersecurity, Current offers a number of features designed to keep your money (and your data) safe, which include:
If you're comfortable managing your finances via an app, Current's suite of features can enable you to budget more effectively and even save money. The teenage banking feature also gives you the freedom to manage almost every aspect of your family’s finances through a single solution. Current's live chat staff are available 24/7 through the app and provide a fast, efficient service.
This review was compiled using information from the Current website and its social media profile.