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Top Online Banking Reviews

Opening a new bank account is an important choice that has to be made carefully. Delve into each online banking review to make the best choice.

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Chime®
Oct. 26, 2023
3 min read

Chime®

Chime* is an award-winning financial app and debit card. Rest easy knowing your funds are FDIC-insured² through Chime's banking partners The Bancorp Bank and Stride Bank, N.A.. With simple online and mobile interfaces managing money virtually is easy. *Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

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Discover Bank Cashback Debit Checking
May. 09, 2023
2 min read

Discover Bank Cashback Debit Checking

Discover Bank dates back to 1911 and offers a range of services to customers, including bank accounts, credit cards, loans, mortgages, and more. The Discover Cashback Debit is a no-fee checking account that offers 1% cash back. (See website for details.) You can also get your paychecks early when you set up direct deposit. The account is secure and offers access to 60,000+ fee-free ATMs.

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SoFi Checking and Savings
Oct. 25, 2023
2 min read

SoFi Checking and Savings

SoFi is an online bank founded in 2011. It provides a variety of banking services, including credit cards, mortgages, investments, loans, and of course, bank accounts. SoFi Checking and Savings provides a competitive APY, and comes with no fees. When you open this savings account, you automatically get a checking account too.The accounts are FDIC-insured, and you can access them at any time through the mobile app.

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Upgrade Rewards Checking Plus
Sep. 21, 2023
3 min read

Upgrade Rewards Checking Plus

Upgrade is a San Francisco-based online bank founded in 2017. It offers a checking account, credit cards, personal loans, and a credit monitoring and education center. Upgrade’s Rewards Checking Plus account offers 2% cash back on certain types of purchases¹ made with your debit card up to $500 per year, plus 1% cash back on all other purchases. The Rewards Checking Plus account has no monthly fees.²

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Varo Bank
Oct. 18, 2023
3 min read

Varo Bank

Varo Bank, N.A. is a hybrid online/mobile bank. Its Varo Bank Account comes with the promise of no monthly account maintenance fees and its Varo Savings Account has attractive annual percentage yields (APYs). Varo Bank offers significant advantages over online and brick-and-mortar banks: namely, no minimum balance to open an account; and the option of having your paycheck deposited up to two days early.

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Barclays Online Savings
Aug. 14, 2023
3 min read

Barclays Online Savings

Barclays is a trusted name in banking, and although its roots stretch back to 17th century England, it’s as innovative as any financial institution on the market. Given its reputation, we were anxious to review the latest Barclays offering, online banking, and we weren’t disappointed. Barclays offers high APYs, low or no fees, and lucrative CDs. Now let’s take a closer look at this banking solution.

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Citi® Priority Relationship Tier
Aug. 03, 2023
2 min read

Citi® Priority Relationship Tier

Citi is the online and mobile banking platform from Citigroup, one of the “Big Four” banks in the United States. Citi offers most of the same products and services found at thousands of Citi branches in the U.S., along with a stack of dedicated online features. With basic and premium checking accounts, Citi appeals to a broad audience of online banking customers.

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