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Bluevine Review

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Reviews 6,975

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Ashlyn Jackson
Ashlyn Jackson
May. 03, 20214 min read

Bluevine summary

When it comes to small businesses, you want an online bank that offers flexibility along with excellent customer support and as few fees as possible. Bluevine gives its small business owners peace of mind and an array of services with it’s online banking option.

Pros

  • High yield interest checking
  • No minimum deposit or maintenance fees
  • No insufficient fund fees or ATM fees at over 37,000 locations

Cons

  • Customer support only available during set business hours
  • Outgoing wire transfer fees
Bluevineat a glance
4.6

Editorial score

Fees?

No fees at all

5.0

Security

FDIC insured and SSL/AES encrypted account

4.0

Customer service

Early morning, evening and weekend service with multiple communication options and a dedicated fraud team

4.0

Online experience

Excellent user friendly site with transparency of rates and full online banking capabilities

5.0

Mobile experience

Excellent mobile app with all mobile banking features enabled, including digital check deposits

5.0

Bluevine Bluevine Visit Bluevine

Advantages Over A Regular Bank 

Bluevine shows an above average performance when it comes to affordability and ease of use. With the national average interest yield sitting at 0.07%, Bluevine offers their checking account interest at a competitive rate of 1.50% for eligible customers. In addition to their interest rate, Bluevine also offers no maintenance fees, no minimum balance and free ATM usage at over 37,000 locations nationwide. 

Cutting-Edge Banking Services 

Customers are given complete control of their banking experience with Bluevine. You can access your accounts through their online portal or mobile app, transfer funds and upload checks from anywhere at any time. FDIC insured accounts allow for maximum protection against fraud and give total coverage with $250,000 per account.  

Traditional Banking Services 

Small businesses are fueled off of available funding and Bluevine offers several options in banking services to supply this asset. Customers can apply for a business line of credit of up to $250,000 through Bluevine with rates as low as 4.80% and Decisions in as little as 5 minutes. Additionally, Bluevine also offers other forms of financing including paycheck protection and term loans.   

Interest Rates and Fees

Loan Type
Amount
Interest
Term Loan
Up to $250,000
4.80%
PPP Loan
Up to $2 million
1.00%
Line of Credit
Up to $250,000
4.80%
Invoice Factoring
Up to $5 million
0.25% per week


Customer Service 

Bluevine offers several ways for their customers to reach them. Support can be reached by phone on Monday - Friday from 8:00am-8:00pm (EST). Alternatively, customers can find support through email by filling out the online form available through their website or by email.. 

 Mobile Apps 

Accessibility is key in online banking. Bluevine’s mobile banking app allows you all the control of business banking from the convenience of your smart device. The app allows you to view your balances, manage cash flow, track transactions and deposit checks without ever having to set foot in the bank.

Security

Online banking offers the simplest form of convenience but with that comes the need for additional safety precautions. This has made security for customers a top priority, Bluevine understands this concept and takes every measure to protect its customers from fraud and identity theft. Accounts are FDIC insured up to $250,000. In addition, Bluevine has implemented a comprehensive security system with safeguard procedures including SSL encryption to ensure every customer's information is kept confidential.

Bluevine Bluevine Visit Bluevine

Conclusion 

Bluevine’s online banking option is a safe and affordable platform for small businesses looking to grow their company, receive low interest funds or simply to have a place to park their revenue. With no fees, thousands of free ATMs and several banking services offered, online banking with Bluevine is both simple and affordable.


Ashlyn Jackson
Written byAshlyn Jackson

Ashlyn is a financial writer and civil engineer. She's on a mission to show others how to save and spend smarter through budgeting and good money habits. She also manages the blog dearyoungprofessional.com that focuses on personal finance. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Bluevine
Bluevine
ExcellentReviews 6,975
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Bluevine
ExcellentReviews 6,975
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Excellent
82%
Great
4%
Average
2%
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2%
Bad
10%
  • author
    James Clark. President Blue Water Project, Inc.
    a day ago
    Extremely easy to apply

    Extremely easy to apply. Very fast approval. Highly recommend.

    ...

  • author
    Michael Giblin
    2 days ago
    Good bank

    Good bank. I like it

    ...

  • author
    Ken Blum
    3 days ago
    I like using BlueVine

    I like using BlueVine for my business checking account. Easy to use phone interface. Plus they pay a nice interest rate on the balance in my account.

    ...

  • author
    TNG Offroad
    3 days ago
    Stay away

    If you have anything to due with hunting camping or firearms the will close your account and tell you to bad . It took me two day to try to find out why they just shut my account down and said we will mail you balance to you in 5 to 7 day. This Just happened after the supreme court ruling. If you are a 2A person they will shut you down. Irazema C. (BlueVine) Jul 1, 2022, 5:22 PM EDT Hello Jon, According to our records, the industry you selected is on our list of restricted industries.. Unfortunately, we cannot have a Bluevine Business Checking account for your business. That was the email I got. Stay away there are may other bank out there. Just not this one.

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  • author
    Emerlyn
    3 days ago
    DO NOT CHOOSE BLUEVINE! HORRIBLE SERVICE

    DO NOT CHOOSE TO DO YOUR SMALL BUSINESS BANKING WITH BLUEVINE! During the application process, they have you verify your identity via uploads of your license. Fine. I tried the auto-way which they send a link to your phone and you scan both sides. My application was immediately denied upon finishing. Then I tried the manual way, by uploading a .jpeg version of the front/back of my license. Same thing. I was immediately denied, my identity couldn't be verified. I had everything else in order, all my paperwork for my LLC was accounted for. I called customer service, Jerry, my representative sugggested THAT I UPLOAD MY PASSPORT INSTEAD. Guess what? You can't do that, the application only allows for photos of a license!! I had to call AGAIN, to only be told: "Sorry for the miscommunication, seems like you tried several times, just try again in 30 minutes," ...after I tried, maybe 4-5 times?! I told the second customer rep if I could speak with someone else, because advice to just "try again" wasn't helpful whatsoever and unlikely. She put me on hold for 15 minutes, then told me NO SUPERVISOR HAS THE TIME FOR ME NOW BUT THEY CAN CALL LATER. Don't walk away from this company, run. Application was so glitchy, at some points, you would press "Next" to proceed and it will not change screens at all.

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  • author
    Daniel Gallagher
    Jun 30, 2022
    Couldn't open an account and not told why

    I recently applied, but was denied and told for security reasons they couldn't tell me why. So I then called into their support, and was told that they couldn't verify it was me that applied, and therefore couldn't tell me why I was denied, even after I gave them the same information. I asked what I could do to better verify and was told she couldn't help me do so. Definitely wasn't an easy process, and while I'd have liked to go with them I cannot, and worst part is they won't even tell me if it was something I can address like a typo, or if it was something out of my control.

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  • author
    carl heller
    Jun 30, 2022
    Great company

    Great company. Easy to navigate web site. Great terms. Just the vehicle a small business needs to grow. I look forward to a long mutually beneficial relationship.

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  • author
    Adam
    Jun 29, 2022
    My first business loan

    Daniel was very helpful with answers to my questions. I've always operated my business on cash available, so the world of corporate finance was new. Very easy to set up and connect directly to an existing bank account.

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  • author
    Sam
    Jun 28, 2022
    Fast and kind

    Fast and kind. Thank you.

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  • author
    Court R
    Jun 28, 2022
    You cant get more than one debit card

    You cant get more than one debit card. So when you have a partner, they cant have one which isn't fair.

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  • author
    Mike Mahoney
    Jun 27, 2022
    Mitch5 made things quick

    Mitch5 made things quick, easy, and was a pleasure to work with.

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  • author
    Jamie Rossi
    Jun 26, 2022
    Great Service!

    Very professional and quick approval process! Thanks!

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  • author
    Steve Smith
    Jun 23, 2022
    This company lends you money easy enough but..…

    This company lends you money to be paid weekly in either a flex 6month weekly payments or 12month weekly payments. They were brokered to me using Lendzi as a line of credit. I was awarded 30K flex credit. So far so good. I use 10k of the 30k, paid them back in 6 months as promised, I paid responsibly. Here is the Rub, I opened a loan with Ondeck at the same time as opening with BlueVine. Paid them ontime weekly, not missing a beat. BlueVine calls this "Stacking". Now Lendzy said that it okay they are different products. I call it opening up another account. So BlueVine placed a hold on the "FLEX" line until I have paid back Ondeck in full? Where is the Flex in that? With a zero balance, no flex, no need to keep BlueVine open, I've asked to close the account. Support reaches out, sorry to see you go, we will need to send you a letter for signature to officially close your account followed by asking for a how we do thumbs up or down. I of course responded with a thumbs down, hoping to get some acknowledgment even explaining my point of view to their hold, but nope, still waiting for a reply to my request to close the account, an account I can't use with a zero balance of "FLEXLINE" of credit. My Advice, If you are credit worthy, you may want to try a company that rewards your performance and wants to actually build a business relationship.

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  • author
    Mike
    Jun 21, 2022
    Bluevine has been an awesome banking…

    Bluevine has been an awesome banking experience for my company. I was EXTREMELY worried that I would face the same issues other reviewers have stated they faced, but I haven't so far. I've been banking with them for about 3 months now and have processed around 20,000 in revenue each month. The mobile app is awesome and I like the recent recolor. The interest is awesome for money that is in emergency accounts for instant use. Overall a great banking experience. I just wish I was able to use my bluevine checking to qualify for their own lending, but they require that I have an external business account. Even though bluevine is the only business account I have. It sucks, but it isn't a dealbreaker whatsoever. I'm going to contact support and if I can't I'll find another lending provider.

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  • author
    Taewan Kim
    Jun 17, 2022
    Lexie Montalto

    The funding advisor, Lexie, helped alot! Thank you so much for your help!

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  • author
    Hector
    Jun 14, 2022
    AMAZING!

    I am amazed at how easy it was to obtain a Business Line of Credit. Smooth sailing from start to finish. Minimum documents and quick approval. Funds are transferred to my bank in a few hours! Now that's what I'm talking about!

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  • author
    BRENDA THOMAS
    Jun 14, 2022
    I have had nothing but bad news with…

    I have had nothing but bad news with this bank. First, they take almost 30 days to send my bank card. Then they had issues wiring money from my account and now they're holding a $210 check that I deposited mobile after I had several issues uploading. I opened this account because I heard it was good for small businesses;however, that is a lie. Go with a traditional bank. This company is a fraud.

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  • author
    Eduardo Aburto
    Jun 11, 2022
    Excellent communication

    Excellent communication, Great customer services!

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  • author
    AL
    Jun 30, 2022
    Poor service, poor communication, cumbersome

    Tried to open a business account with them. Process was cumbersome and they do not offer a credit card. They also do not offer seperate cards for the sub-accounts (what is the point of having them then?). I did not have LLC set up yet, but was acquiring it. I called before hand to see if I could set it up as a sole proprietor then convert to LLC once I had the documents in place, they said yes that should be fine. I tried to deposit a check and it was accepted. Then I tried to deposit another, but it was rejected and then they closed my account with no explanation. Worst banking experience I've ever had. Will never use their service again and recommend other professionals who do not have time to waste to stay far away from this service. UPDATE: I was contacted by BlueVine via email after numerous inquiries to see how I could get my money back that was already put into the account. They would not tell me anything and would not give me my money back. I reached out more because I wanted my money back obviously. I was finally contacted after about 3 weeks since my account was closed. They confirmed I was a person, and that it was not fraud. They then reopened my account, then closed it again. We will see if I ever get my money back. For what its worth, the person who contacted me was not helpful, was terse, and did not ask if I had any questions at the end of the call, just ended the call.

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  • author
    jasbir sra
    Jun 10, 2022
    Very good and fast service

    Very good and fast service

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  • author
    Zack Fleishman
    Jun 09, 2022
    A+ Experience

    I have had a great experience working with Daniel from Bluevine. The process was surprisingly quick and Daniel was always up-to-date on my account. He was very attentive making sure everything went through on time and everything was approved without issue. A+ experience.

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  • author
    Stefan
    Jun 09, 2022
    Louis was very professional highly…

    Louis was very professional highly recommended

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  • author
    Bashiel Smith
    Jun 08, 2022
    My experience with my Bluevine…

    My experience with my Bluevine representative has been positive with a disciplined overtone and the willingness to help. She was courteous, respectful, kind and sensitive to her customer needs. She was the best of the best!

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  • author
    I AM PHRESH DANCE ACADEMY
    Jun 08, 2022
    Thank you Angie Hauser for truly giving…

    Thank you Angie Hauser for truly giving me insight, your guidance helped so much.

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  • author
    Stefano Santoro
    Jun 08, 2022
    BlueVine was a joy to work with

    BlueVine was a joy to work with. Simple tool to use, great service and quick results. Highly Recommended!

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  • author
    Mike Wooldridge
    Jun 08, 2022
    Angie

    Angie, made the process extremely simple and straightforward. She answered all of my questions without hesitation.

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  • author
    Jesus Alberto
    Jun 08, 2022
    Extremely satisfied

    Extremely satisfied. Angie, the individual who assisted me, was incredibly informative, thorough and helpful. I highly recommend their services.

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  • author
    Sean Patrick
    Jun 07, 2022
    Amazing service

    Amazing service! Easy to apply and could not be happier with the exceptional service from Angie! She was helpful beyond!

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  • author
    Jeffrey
    Jun 06, 2022
    Our company was looking for a line of…

    Our company was looking for a line of credit with a professional company with fair rates and quick access to funds. The process was fast and made the entire process stress free. I would highly recommend Bluevine to any small business that needs a line of credit with fair rates.

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  • author
    AD
    Jun 03, 2022
    Excellent customer services and very…

    Excellent customer services and very friendly, thank you Mitch S.

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  • author
    Cyndi
    Jun 03, 2022
    Great experience and service from Angie…

    Great experience and service from Angie at Bluevine today. Helped me work through some email issues I was having. She went the extra mile to make sure all was completed to my satisfaction.

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  • author
    Matt Brown
    Jun 02, 2022
    Very, very bad experience

    Stay away if you need to deposit checks. I will be moving to a local bank as soon as possible. Bluevine seemed like a good idea but the overall experience has been terrible. The Mobile check deposit process is extremely difficult. The upload will fail multiple times and even if it appears that it has gone through with no error message it may not have been deposited. Customer service is not terribly helpful. When the check does finally deposit it can take up to six business days to clear and customer service says that they cannot speed up the process.

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  • author
    Laura
    May 31, 2022
    Super helpful!

    Nick Gallis was very informative and helpful. I was able to understand the process even more after talking with him. I look forward to continuing business with Nick as our Account rep.

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  • author
    Try Again
    May 31, 2022
    Absolute Nightmare

    I have never had to contact my bank as often as I have had to contact Bluevine. They absolutely suck. There are unprofessional glitches, mobile check deposits take SIX days to be usable, their Plaid partner for account verifification does not work, etc. Now that my deposits have finally gone through, my account has been put on hold so that I can't actually use my money. This is after having the account for months with no issue. There is no reason for the account to be on hold. This company is a nightmare. Do not use.

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  • author
    Laura Seymour
    May 29, 2022
    Easy and seamless

    Easy and seamless, enough for 4 stars right there, but Angie Hauser was our onboarding / point person who made the whole experience that much better. We felt as though she took a real interest and personal care with us as a client, which we value immensely. Thanks Angie!

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  • author
    Marilu Hernandez
    May 26, 2022
    excellent service.

    excellent service.

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  • author
    JP
    May 26, 2022
    Opening a Bluevine account is really…

    Opening a Bluevine account is really easy. However, after setting up an account for my business, i realize you cannot deposit a check with a phone app nor can i send international wires. in addition, after using Bluevine for a couple of months they have locked my account because I need to upload this: Message from BlueVine: Please provide invoices or documentation to support the movement of money through BlueVine from (Another) Bank to the different accounts receiving these funds. I have called 4 times, gotten 4 different I don't know what that means, let me elevate this to my support team. NONE of the people (4) I've talked to know what this sentence means? Only 2 of the 4 customer service reps, promised to call me back with an answer... I am still waiting for a return call. I've uploaded 4 documents to date and none of the documents I've uploaded are correct. I cannot figure out why. Locking a company's bank account? that is absurd! I use this account to process ACH payments to vendors. Its bad enough my transfers from our primary bank has taken up to 10 days to post. Stay away from this bank if you need fast solutions to problems, (or any solution) or customer service, or need to deposit checks, or make international wires. Message from BlueVine: Can you please provide documentation for the $xxxx transfer to xxxx and how this person is related to your business? Really??? I have to show the bank my vendor invoices? are you kidding? NOTE - THEY FROZE MY ACCOUNT FIRST, then requested now 4 different documents be uploaded. this has taken over 1 week, and my account has been frozen this entire time. I am not able to pay my vendors.... This bank now wants more information.... I think I've been pretty clear

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  • author
    Julio C
    May 25, 2022
    We appreciate working with Nicholas…

    We appreciate working with Nicholas Gallis. We got the credit and financing we needed at good rates which is helping our business to acquire additional office and computer equipment so we can update our office and continue to provide a great service to our clients. The process was super quick and easy and we received funds the same day!

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  • author
    Bob Berg
    May 24, 2022
    The Blue Vine team and Angie were great…

    The Blue Vine team and Angie were great to work with

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  • author
    Doug Ludemann
    May 25, 2022
    Holding deposits for 7 days in the year…

    Holding a certified check for 7 days in the year 2022 is simply parasitic behavior. Five business days is ludicrous. It was a CERTIFIED CHECK. Your computers don't operate on the weekends? Then procure better computers.

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  • author
    Joshua Britt
    May 17, 2022
    I wrote a prior review on 4/10/2022 and…

    I wrote a prior review on 4/10/2022 and it’s only getting worse. I ordered business checks so I can pay people on 4/29/2022 I was told it would take 5 to 6 business days. It’s now been 12 business days and still no checks. Called customer service and asked them about the checks and they have no idea and no tracking numbers for my business checks 🤬! Do you know anyone could get them and start forging checks from my account. I’m starting to feel like my businesses hard earned money is with a bank that doesn’t know how business work. If my business was not able to meet a deadline I will call my client and let them know or send an e-mail something. You get nothing from BlueVine but 1.5% interest which in the grand scheme of everything isn’t that great for terrible service from BlueVine. Stay away!

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  • author
    Michael Barton
    May 16, 2022
    Fantastic Service

    Fantastic Service, and a miracle for small businesses.

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  • author
    Leonardo Molina
    May 16, 2022
    Fast response

    Daniel helped me with my line of credit and made the funding process easy and seamless. He was extremely helpful

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  • author
    TheWiseLady
    May 13, 2022
    Louis made this process amazingly easy

    Louis made this process amazingly easy. He explained every single detail and left me with absolutely no questions about the process or what was expected. GREAT JOB Louis!! thank you BlueVine for helping us take our business to the next level! :)

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  • author
    Jereme McGuire
    May 12, 2022
    Outstanding customer service!!

    Outstanding customer service!!

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  • author
    Raymond J. Maysonet
    May 11, 2022
    Got approved within minutes for a…

    Got approved within minutes for a $150,000 line of credit, very simple and easy process. Thank you blue vine for helping me and my company!

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  • author
    PK Lovell
    May 11, 2022
    Do NOT do business with this company

    Do NOT do business with this company. Quite simply, you sign their agreement and then they renege/change the rules. You clearly need their financial help and they won't give it, no matter their inferred "promises." My follow-on assigned financial advisor, Omar Padillo, has been especially rude and not at all helpful.

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  • author
    Ruslan Zhdamarov
    May 10, 2022
    Angie - Funding Advisor

    Angie is a professional, highly responsive and she answered all my questions!

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  • author
    Paul
    May 10, 2022
    Helpful customer service.

    Lexie was very knowledgeable about her product and provided impeccable customer service.

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  • author
    Peter
    May 10, 2022
    There was a seamless handoff from one…

    There was a seamless handoff from one account rep to another when they went off for vacation. Then they were proactive in answering all the questions and helping as we had to provide documentation on a complex corporate structure.

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  • author
    Jesus Alberto
    May 09, 2022
    Excellent customer service.

    Excellent customer service.

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  • author
    nick kener
    May 08, 2022
    Cant run a business with this "checking" account

    So slow at getting you money or depositing you money! This should be called a business savings not checking. you can NOT run a business in 2022 with checks taking 3-6 days to hit your account or 4-5 days for a simple bank ach transfer. No zelle. on the app you have to verify each login with a text. the ONLY thing they have going is their high interest rate... I dont know how much longer ill stay, all the other banks online or not checks are available next day, maybe 2 days if its big. 2-3 days to transfer money.

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  • author
    Raymond J. Maysonet
    May 05, 2022
    Mitch S was a huge help

    Mitch S was a huge help! Thank you!

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  • author
    Mike McGuire
    May 04, 2022
    They are thieves

    They are thieves. They let me open an account, and as soon as I tried to use it, they froze my money. Shady crooks! Stay away!

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  • author
    Jenetta Butler
    May 04, 2022
    Nick Gallis was extremely helpful and…

    Nick Gallis was extremely helpful and informative when discussing and explaining the terms of my line of credit for my business. After dealing with several dodgy and cringy people before him, it was refreshing to talk to someone the opposite who truly had the best interest of my business in mind. Looking forward to building a relationship with BlueVine and with Nick as my rep.

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  • author
    David Matos
    May 03, 2022
    Awesome experience thanks to Louis…

    Awesome experience thanks to Louis Garcia! He was super helpful and guided me during the whole process. The activation process is also super fast and easy to use!

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  • author
    Davarres Alexander
    May 02, 2022
    I had an amazing experience with Louis. He was knowledgable, patient, and provided me with all the information that I needed to be successful. He did not mind at all answering all of my questions.

    I had an amazing experience with BlueVine! Louis was incredible and did an excellent job of explaining and walking me through everything. I highly recommend BlueVine and its financial solutions!

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  • author
    FSZ CONSTRUCTION
    May 02, 2022
    Blue vine had been great for my…

    Blue vine had been great for my Business.

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  • author
    philex
    Apr 30, 2022
    Bluevine is great

    Bluevine is great, very responsive and helpful throughout the who process! Daniel Farrell is my account manager and he did a really good job explaining and walking me through the entire process! Highly recommended!!

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  • author
    Nannette
    Apr 29, 2022
    The best great experience

    The best great experience

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  • author
    Israel Max
    Apr 28, 2022
    Happy customer

    Mitchell Sapoff, great to work with fast delivery

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  • author
    Kathy
    Apr 28, 2022
    Louis

    I applied with BlueVine for a business line of credit and very much appreciated the professionalism of Louis during this process.

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  • author
    Gene Wilson
    Apr 26, 2022
    The best business financing that I have ever dealt with

    I think this is one of the best experiences I’ve ever had dealing with a business line of credit. My loan manager was absolutely great to work with. When they said I could be funded in one day I thought it was a sales gimmick. They literally had me approved and funded with in six hours. I can’t say enough good things about this company the terms were the best I’ve ever received for business financing. I highly recommend Blue Vine.

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  • author
    Daniel
    Apr 22, 2022
    Great experience so far!

    Great experience so far!

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  • author
    Tara Mata
    Apr 22, 2022
    Angie is the greatest

    Angie is the greatest. She helps me and my staff understand what we were getting into and how it all worked and got us going with plenty of examples on payback amounts and so forth. She is always available to help us when we need it and makes the process of getting a line of credit so much more friendly.

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  • author
    Diana Mondragon
    Apr 21, 2022
    Angie was great at getting us the help…

    Angie was great at getting us the help we needed

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  • author
    Luis
    Apr 21, 2022
    Angie

    Angie, I am not aware of this gets to you but I want to say how professional and just a cool cucumber you were on helping me out with my LOC. I have not needed anything along the lines of LOC so the experience was a bit overwhelming. But with new growth I had no option. In comes Angie, you were very professional took the time to explain everything and helped me with the product I needed in order to help my company grow. THANK YOU

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  • author
    Steven
    Apr 21, 2022
    Very efficient process

    Very efficient process. Was approved and able to access our line of credit within 24 hours.

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  • author
    Mike Woo
    Apr 21, 2022
    I wouldn't recommend bluevine to anyone that can't get an immediate line of credit or that doesn't have thousands in their bank account at all times

    I wouldn't recommend bluevine to anyone with less than perfect credit or that owns a small business making less than $10,000 monthly. They are super slow at clearing check deposits, even though that's like a lot of small business income sometimes. They don't care how many returned check fees they cause by kicking back checks a business has to write against checks they deposited. Customer service isn't very helpful. Unless you can immediately get a line of credit to cover expenses while waiting for a week or more for deposits to clear, use some other business checking that will atleast allow you a small part of what you deposit right away. Especially if you need it to operate. Not every business has thousands in the bank especially coming out of the covid pandemic where a lot of businesses had to close.

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  • author
    Richard Moore
    Apr 21, 2022
    Blue Vine Line of Credit is horrific.

    Blue Vine Line of Credit is a slave to their systems. I would not recommend them to anyone. They screwed me over. I switched banks. My new bank had a treasury management system that took some time to setup right. I had great months of revenue so I paid off some of my BlueVine draws early. I went to do a draw to pay for new product. BlueVine froze my account. Melissa...yes you only get first names...said that because I had my account open on my new account during the last few months they could not consider my actual revenue...only the revenue in the new account...which they marked as a reduction in revenue. That is in spite of the fact that I paid some of the draws early. Just don't do it. They are not a good partner.

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  • author
    Carolyn S
    Apr 19, 2022
    Great online bank

    Great online bank, very responsive. Appreciate their constant communication, emails etc. They post mobile checks to my account pretty fast! Getting a great savings rate too - 1.2%

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  • author
    Scott
    Apr 18, 2022
    Nightmare Customer Service - STEAL Money and Wont Return

    Nightmare customer service, if you call it that. Well over a week couldnt get my email changed with them. I opened a business account and provided everything needed - EIN, Operating Agreement, Articles of Incorporation, DL, SS Card, etc - they still wanted more. Wanted my personal cell phone bill - it HAD to have my name, cell phone, and HOME address on it. I said its a family plan, I am on my wifes. They offered no solution. There was NO OTHER WAY to verify this account. Mind you I provided them everything under the sun and because I was on a family plan cell, they closed account. Then, I get this email: "Your BlueVine Business Checking account has been closed. If there was a positive account balance at the time of closure, we’ll mail a check to your personal address after 14 business days." They steal your money for 14 business days and then mail it - whatever that means. I am in several business consulting groups and ALL have had issues - have heard very suspicious things with management at this company - USE ANOTHER BANK!! **** Look at all their fake reviews. All their lowest scores are long and detailed and obviously real. All their short, misspelled words, non detailed, they obviously PAY to have fake people leave reviews.

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  • author
    Frank Nigro
    Apr 16, 2022
    Quick and straightforward application…

    Quick and straightforward application and approval. Good follow up from manager. Very happy with the results.

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  • author
    CARMELITE HYPPOLITE
    Apr 14, 2022
    thank you for your hepl. I HAVE A BISUNESS I WOUL LIKE TO TAKE THE GRANT

    THANK YOU FOR HELP I WOUL LIKE TO TAKE THE GRANT

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  • author
    Debra
    Apr 14, 2022
    Transfer of Money Takes 5+ days!!!!

    Totally ridiculous that it takes 5+ days to transfer money from my personal checking with Bank of America to my business account with Blue Vine. I will NEVER use this card and have contacted my attorney to obtain the money sent to Blue Vine

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  • author
    Stan
    Apr 13, 2022
    Mitch S was absolutely helpful

    Mitch S was absolutely helpful, he helped navigated all the options available and gave me the best educated advice on things I was confused about . I remember telling him Bluevine is lucky to have you. Thanks mate.

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  • author
    Joshua Britt
    Apr 10, 2022
    The concept of BlueVine sounds so great…

    The concept of BlueVine sounds so great with getting such a high interest rate on my businesses money. I finally decided to open an account and give it a go. Opening the account was pretty quick and easy. Then comes the hard part. They started me out on a $35,000 check deposit limit. So I grab one of my check which is roughly $27,000 I go through all the steps and it’s declined because they cannot validate it. So I’m thinking ok maybe the pictures weren’t the greatest so I decide to go through the process again. When I go back into the mobile app they have now reduced the check deposit limit to $20,000 so now I have a check that’s endorsed for BlueVine mobile deposit only that’s $27,000 that I cannot deposit because it’s more than my limit. So I call customer service and spoke to a normal customer service rep and then a manager. They tell me there’s not much they can do and they’ve seen checks get declined 3 or 4 times before they are accepted 😳. Didn’t see this in any review so I writing this review to inform the masses. From my struggles with them in depositing checks your better off with a local bank for business to deposit checks and then transfer the money (which is slow) to earn the interest. If I wasn’t in a position to max out on the interest monthly and let my money collect $1200 a month for sitting in an account I would not even bother with this. They increased my check deposit limit only for the check to be declined again so I’m now on my 3 time trying to deposit this check. Please follow my advice and get a local bank then transfer into your BlueVine account.

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  • author
    Kenneth
    Apr 07, 2022
    Our BlueVine line of credit allowed us…

    Our BlueVine line of credit allowed us to utilize our savings to pay off our building mortgage without worrying about cashflow issues! It was the perfect solution!

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  • author
    Matt Masody
    Apr 06, 2022
    easy and pain free approval

    easy and pain free approval, really helped me out. thanks.

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  • author
    Tallita
    Apr 05, 2022
    Good service with some reserves

    The process to apply was simple and also to get the funds. My criticism is a little on the cost side and also the fact they put a hold on your account even if you have paid them on time and have plenty of credit left based on what you were approved for, so you can't rely on the funds after all. I'm not overly concerned because we did it for cash flow on large projects we need to finish prior to payment, but maybe for other businesses it may be an issue.

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  • author
    Bubba Smith
    Apr 15, 2022
    nonexistant customer service

    nonexistant customer service. they do not fix things. I drained my account and do not use anymore. went with another online bank. taking months to "review" changes and update accounts is not acceptable, so yes, I drained my account and went elsewhere. I started my account with information but then the plaid thing that verifies information changed my bluevine account contact and logon information and now bluevine has been refusing or is at least many months slow in fixing the information back to what it should be. not acceptable. update 2022/04/15 - the changes have still not been processed but I have an account elsewhere now so not sure if I care anymore about bluevine not doing anything. saying in responses here on trustpilot that someone is doing something is not the same as actually doing something. (they didn't do what was requested in this reality.) I learned and have moved on.

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  • author
    Roderick Alexander
    Apr 02, 2022
    BlueVine was the perfect choice for my…

    BlueVine was the perfect choice for my business banking needs. The experience has been smooth and professional.

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  • author
    Power Petroleum
    Apr 02, 2022
    Blue Vine is the real deal

    Blue Vine is the real deal. Nick B was exceptional with his help and guidance from start to getting me my approval for a real line of credit. I look forward to a long-term relationship with Blue Vine.

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  • author
    Phillip Stephenson
    Apr 11, 2022
    Won't allow me to deposit money!

    I've adjusted my rating from one star to two. I've changed to two stars because Bluevine fixed the issue. However, I can't raise it higher because in order to get a fix I had to write this review. Using their customer service channels was not sufficient so I think this is as high as I can go. Bluevine arbitrarily put a low limit on how much I can remotely deposit. So, when I recieved a check from a customer they told me I could not deposit it for 15 days. THen they said even at 15 days, the amount was too much. However, there is NO OTHER WAY to deposit the check with them. Not in person and not via mail. So, my bank is telling me I can't take desposits from my customers. UNBELIEVABLE.

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  • author
    Venkat N
    Apr 01, 2022
    Excellent and fast Loan approval…

    Excellent and fast Loan approval process. BlueVine website is very easy to use and easy to check the progress. We worked with Daniel and Daniel was very helpful! It was great working with Daniel

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  • author
    Amy Park
    Mar 30, 2022
    Lexie was great to worth with!

    Lexie was great to worth with! She communicated with me quickly and efficiently throughout the process of securing a LOC for my business. She went above and beyond, securing me a higher offer than initially offered. She also provided guidance and options when discussing payment terms and timing. Overall was a super quick and easy experience!

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  • author
    Scott Augustine
    Mar 30, 2022
    Lexie Montalto was helpful and…

    Lexie Montalto was helpful and efficient. A pleasure to work with.

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  • author
    Mohammad
    Mar 30, 2022
    BlueVine loan processing is comforting

    Lexie helped me walk thru the application process. It was so painless that I even did not realize the application was complete and in no time my application was approved. I received the line of credit within 48 hours of my loan application. I highly recommend buleVine for any loan and I recognize Lexie Montalto for her professionalism and customer service.

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  • author
    Jorge Ospina
    Mar 30, 2022
    Great experience.

    Great experience.

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  • author
    Buford and Southern
    Mar 30, 2022
    Lexie was our point person at BlueVine

    Lexie was our point person at BlueVine. She was very professional and helpful. The process was easy and fast. Excellent work!

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  • author
    Steven & Denice Marin
    Mar 29, 2022
    Bluevine really hooked it up for our…

    Bluevine really hooked it up for our business. With great rates and a great customer service from Angie.

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  • author
    Hatem Reynaldo
    Mar 29, 2022
    Nick was awesome to work with

    Nick was awesome to work with, knowledgeable and resourceful in getting our business a line of credit- thank you nick and Blue Vine

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  • author
    Miguel & Daniel
    Mar 29, 2022
    Angie is more than a customer service…

    Angie is more than a customer service agent for blue vine she is outstanding person with patience, she treated me with a lot of respect, confidence and she knew every question I asked her. She never guaranteed anything however she helped me to the best of our ability get out line of credit approved! She would return my emails and calls in a timely manner and when she did not know an answer to a question she would verify and come back with an answer I am very happy I worked with her and hopefully she keeps to be my resource for future questions as I build a strong relationship with blue vine

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  • author
    Pat Palmquist
    Mar 29, 2022
    The application for our line of credit…

    The application for our line of credit was simple an efficient, the follow up by Nicholas Gallis was helpful and now I already have an actual person that, if needed, could be of some assistance. So far the processing, and handling have been great

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  • author
    Julie
    Mar 29, 2022
    Angie was great

    Angie was great! Smooth process, kind people and a great loan company!

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  • author
    Alex
    Mar 29, 2022
    Excellent service and fast response

    Excellent service and fast response. Nick guided me during the process. I'm very happy because Bluevine is going to be of great help to keep my business growing. Thank you very much Nick

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  • author
    NA
    Mar 29, 2022
    Nick G was incredibly helpful and great…

    Nick G was incredibly helpful and great to work with! Having relied on multiple lending platforms over the years, BlueVine has to be the best one we've experienced so far!

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  • author
    Andre Jackson
    Mar 29, 2022
    I need to talk to someone above the…The forgives process.

    I need to talk to someone above the forgiveness process. I have not heard from you. I really like doing business with you. I would like a little more follow-up. Thanks, Andre Jackson

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  • author
    Banton Idowu
    Mar 28, 2022
    Great experience

    Great experience. Glad to speak to these guys.

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  • author
    Jenn
    Mar 28, 2022
    Service was fast and reliable

    As a new business, this allowed us to scale. The service was fast and reliable. The transfer into our account exceeded our expectations.

    ...

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