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BlueVine Review

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Reviews 6,780

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Ashlyn Jackson
Ashlyn Jackson
May. 03, 20214 min read

BlueVine summary

When it comes to small businesses, you want an online bank that offers flexibility along with excellent customer support and as few fees as possible. BlueVine gives its small business owners peace of mind and an array of services with it’s online banking option.

Pros

  • High yield interest checking
  • No minimum deposit or maintenance fees
  • No insufficient fund fees or ATM fees at over 35,000 locations

Cons

  • Customer support only available during set business hours
  • Outgoing wire transfer fees

BlueVine BlueVine Visit BlueVine

Advantages Over A Regular Bank 

BlueVine shows an above average performance when it comes to affordability and ease of use. With the national average interest yield sitting at 0.06%, BlueVine offers their checking account interest at a competitive rate of 1.00%. In addition to their interest rate, BlueVine also offers no maintenance fees, no minimum balance and free ATM usage at over 35,000 locations nationwide. 

Cutting-Edge Banking Services 

Customers are given complete control of their banking experience with BlueVine. You can access your accounts through their online portal or mobile app, transfer funds and upload checks from anywhere at any time. FDIC insured accounts allow for maximum protection against fraud and give total coverage with $250,000 per account.  

Traditional Banking Services 

Small businesses are fueled off of available funding and BlueVine offers several options in banking services to supply this asset. Customers can apply for a business line of credit of up to $250,000 through BlueVine with rates as low as 4.80% and approval in as little as 5 minutes. Additionally, BlueVine also offers other forms of financing including paycheck protection and term loans.   

Paycheck protection allows businesses access to loan relief during disasters, such as COVID-19, with loans up to $2 million and no payments for up to 6 months for qualified customers. BlueVine’s term loans are designed to help with growth and allows businesses to receive funds of up to $250,000 with fixed interest rates and fast approval. In short, whether you are growing your small business or  just needing extra room in your business budget, BlueVine has an offer that can assist.

Interest Rates and Fees

Loan Type
Amount
Interest
Term Loan
Up to $250,000
4.80%
PPP Loan
Up to $2 million
1.00%
Line of Credit
Up to $250,000
4.80%
Invoice Factoring
Up to $5 million
0.25% per week

Term loans, PPP loans and Lines of Credit are being approved within only 5 minutes, while the approval time for invoice factoring is 24 hours.

Customer Service 

BlueVine offers several ways for their customers to reach them. Support can be reached by phone at 1(888)-216-9619 on Monday - Friday from 8:00am-8:00pm (EST) and Saturday from 12:00pm -4:00pm (EST). Alternatively, customers can find support through email by filling out the online form available through their website or email support@bluevine.com. 

 Mobile Apps 

Accessibility is key in online banking. BlueVine’s mobile banking app allows you all the control of business banking from the convenience of your smart device. The app allows you to view your balances, manage cash flow, track transactions and deposit checks without ever having to set foot in the bank.

Security

Online banking offers the simplest form of convenience but with that comes the need for additional safety precautions. This has made security for customers a top priority, BlueVine understands this concept and takes every measure to protect its customers from fraud and identity theft. Accounts are FDIC insured up to $250,000. In addition, BlueVine has implemented a comprehensive security system with safeguard procedures including SSL encryption to ensure every customer's information is kept confidential.

BlueVine BlueVine Visit BlueVine

Conclusion 

BlueVine’s online banking option is a safe and affordable platform for small businesses looking to grow their company, receive low interest funds or simply to have a place to park their revenue. With no fees, thousands of free ATMs and several banking services offered, online banking with BlueVine is both simple and affordable.


Ashlyn Jackson
Written byAshlyn Jackson

Ashlyn is a financial writer and civil engineer. She's on a mission to show others how to save and spend smarter through budgeting and good money habits. She also manages the blog dearyoungprofessional.com that focuses on personal finance. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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ExcellentReviews 6,780
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Trustpilot reviews

See what some costumers are saying about BlueVine
BlueVine
ExcellentReviews 6,780
on
Excellent
81%
Great
4%
Average
2%
Poor
1%
Bad
12%
  • author
    Steven Le
    2 days ago
    The best lending option!

    The best lending option! I run a restaurant business and was looking for funding to cope with coronavirus. I was shopping around and explored a lot of lending options. This company definitely beat everyone else by a long shot. Great rate and fee structure. Insanely simple and easy to draw funds. And flexible line of credit means you can draw funds however and whenever you need them. No hassle, no drama, just simple and fast funding. They do charge a draw fee each time you draw, but the fee is reasonable and as long as you are not going crazy with the draws, bluevine should be a powerful addition to your financial arsenal. Angie Hauser, my funding advisor, was knowledgable and helpful while I was debating whether or not to give them a try. I'm glad I did. I plan to continue using their service in my current and future ventures.

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  • author
    James
    a day ago
    The worst bank I've ever come across

    The worst bank I've ever come across. Zero accountability, zero customer service, avoid at all costs.

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  • author
    Yana Nigen
    a day ago
    The transition was terrible

    The transition was terrible. Hope they don't switch again.

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  • author
    Applicant
    2 days ago
    False Advertsing for Requirements

    The requirements the state are not true. Been in business over 10 years credit score over 720 over $20k in deposits. Was declined since it was only one deposit going into my account. Don't waste your time with them and sending in statements.

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  • author
    HyunChul Noh
    3 days ago
    Nick B

    Nick B. is very professional. Thank you.

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  • author
    Andrew Hales
    Jan 17, 2022
    BlueVine cost me $$$ Do not use this bank!

    BlueVine for reasons they would not give me decide to close my account good job I had not closed my Wells Fargo account of 15yr. They did not even send the December statement, they have no clue how a business runs. the interest was great, then they changed the routing number and we lost the interest in fees from credit cards as payments were returned until we got all the cards updated, some cards would never take the new number. Then the rest of the interest I got was lost when they closed the account without any notice and never told me, hence CC payments bounced again. I only found it was closed when I could not log in. In all this was an expensive experience as IIost more in fees than the interest earned and WAS BAD FOR MY REPUTATION! KEEP AWAY RUN NOW!!!!!!

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  • author
    Veronica Ventry
    Jan 14, 2022
    5/5 stars

    I had the pleasure working with Louis. Excellent service, he was on top of it from start to finish. Everything moved fast and smooth, highly recommend.

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  • author
    Seni Hazzan
    Jan 13, 2022
    Outstanding Customer Service Example!

    BlueVine team member Brandi provided outstanding customer service which is a rare example of an outstanding ambassador for a customer-oriented company. Basically, she changed my impression of what BlueVine stands for when took my call on Tuesday, January 11, 2022, and resolved a protracted issue. And I hope she and her team continue in that spirit. And I am confident BlueVine will soon become a household name doing so.

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  • author
    Mike 'Hollywood' Healy
    Jan 12, 2022
    Angie was very knowledgeable and helpful

    Angie was very knowledgeable and helpful

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  • author
    Emily Lenning
    Jan 11, 2022
    Nick Gallis was great and helped me…

    Nick Gallis was great and helped me quickly!

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  • author
    Kory
    Jan 10, 2022
    Application and approval process was…

    Application and approval process was easy. Angie was very helpful in explaining the process and answering questions.

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  • author
    Jackie
    Jan 07, 2022
    AFTER 1 year they Said they couldn't verify the nature of my business…

    I opened the account over a year ago but was denied their PPP loan. But had a checking account with debit card. COVID has slowed most businesses and/or closed completely and my business is no exception. My initial opening deposit, just $25.00, was denied because of some picky mobile deposit issue with the check. Once that was cleared up the deposit was finally paid and posted. I recently made a sizable mobile deposit and there was the standard 4 day hold. On the third day my account was closed with email claiming they had made a business decision to close my account. Keep in mind that the account is over a year old but the telephone customer service agent said account closed since they could not verify the nature of my business. What?

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  • author
    Scott
    Jan 06, 2022
    This could not have been easier

    This could not have been easier. Mitch S was great explained everything to me. It was like no problem at all had the money the same day WOW. Thank you, Mitch!

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  • author
    Ryan Silva
    Jan 06, 2022
    Top reviews are mostly fake or paid…

    Top reviews are mostly fake or paid for. Actual service delivery is awful. Also, since they’re not a real bank- they are not governed by the us treasury or the consumer financial protection bureau. So when they give you inaccurate accounting of your money- YOU WILL HAVE NO RECOURSE.

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  • author
    customer
    Jan 05, 2022
    GREAT CUSTOMER SERVICE NATASHA NATAL

    My name is Quincy and I live here in Atlanta, I called Bluevine to get some questions answered around their line of credit program. Spoke with Natasha and she was professional and explained to me the entire process of what was required: 6 months in business,10k monthly revenue, 600 minimum Fico ,LLC or corporation, business bank account, max credit line $250,000 etc. She was clear and answered all my questions, because of her I will be doing business in the near future with Bluevine. Thank You!

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  • author
    Lamar Smith
    Jan 05, 2022
    If you are looking to build your…

    If you are looking to build your business credit portfolio. Please contact Blue Vine and ask for Louis Garcia. He has been very helpful and insightful with any support you may need with your business.

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  • author
    Business Owner
    Jan 05, 2022
    Account was closed after chat, money not returned

    My business bank account was closed without notice. My funds are now being held captive for 14 days. This happened after chatting with support about moving my account elsewhere. Chat started: 2022-01-03 05:42 PM UTC (05:42:23 PM) Jean: Why do you need my phone bill? (05:42:27 PM) *** Ashley joined the chat *** (05:42:37 PM) Ashley: Hello Jean! (05:43:00 PM) Ashley: Let me pull up your account and review why we are requesting your phone bill, give me one moment please. (05:44:49 PM) Ashley: Okay Jean, I can see we are requesting a phone bill for the MFA verification number linked with the account. This is standard procedure for us and ensuring the account safety, we request the phone bill to verify all the information matches correctly! (05:46:54 PM) Jean: That information won't match/. (05:47:20 PM) Jean: BlueVine does not allow VOIP numbers which is what is used for my business. (05:47:30 PM) Jean: The number on file is my personal. (05:48:07 PM) Ashley: I see, who is the MFA verification phone number tied to? Is it a family member or friend? (05:49:00 PM) Jean: I am confused. Can you clarify MFA (05:50:39 PM) Ashley: I am sorry if I confused you! The MFA phone number is the phone number you link to your account for an extra verification point. This is the number you will get a text message sent to with a code to perform certain things within your BlueVine account. (05:52:31 PM) Jean: Thank you. Then what I said is remains true. BlueVine does not allow VOIP numbers for MFA. However my business number is a VOIP. To turn on the MFA function I had to use my personal number (05:53:33 PM) Ashley: Okay, I see. That is correct, we do not allow VOIP numbers. So the MFA phone number linked on your BlueVine account currently is your own personal number? Can you verify the phone number for me? (05:54:18 PM) Jean: my number is 42****982 (05:56:31 PM) Ashley: Thank you for confirming! I wanted to verify everything is matching correctly and it is. So we will need a phone bill for that phone number reflecting your name on it dated within 30 days. Once we receive that, we will review the document and verify everything needed. Are you able to provide that document? (05:57:23 PM) Jean: I prefer not share my personal phone statement. (05:58:35 PM) Ashley: I understand Jean, but we will need that document from you in order to verify it on our end for account security. It is required, your personal information will be kept confidential and private, we are very secure here. (06:00:47 PM) Jean: I understand. Thank you for the information. I rather not. 2FA via something other than SMS would be safer however. (06:01:05 PM) Jean: What action will be taken against my account? (06:03:44 PM) Ashley: Of course, I understand completely! We requested to have the document within 14 days, if we do not receive it, it most likely will lead to account closure. What I will do is escalate this further and see if there is any other type of document that can be provided, I will follow up with you via email letting you know if there is or if there is not. (06:06:15 PM) Jean: I understand. I would like to keep my personal information separate from my business. Due to the fact there are no 2FA ways to do that without the use of my personal number, I guess that is the best course of action. I will relocate funds and end direct deposit this week. Thank you for your time. (06:07:32 PM) Ashley: Understood, I am sorry for this issue and wish I could be of more help! If you have any issues transferring out your funds or need assistance in doing so, please reach back out and let us know. (06:07:44 PM) Ashley: Is there anything else I can help with today? Any other questions? (06:08:00 PM) Jean: No, you personally have been a great help. Happy New years. (06:08:16 PM) Ashley: Happy New Year to you as well! I hope you have a great rest of your Jean! (06:08:21 PM) Ashley: Thank you for chatting with us today, we appreciate you banking with us! Enjoy the rest of your day! The next day I got an email saying: After an internal review of your account, BlueVine has decided to close your Business Checking account. Please note that many factors impact our decision-making process and we are unable to re-open your account. A check for the account balance at the time of closure will be mailed to your personal address after 14 business days. Thank you BlueVine Client Care

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  • author
    Ashley AB Butler
    Jan 05, 2022
    Thank you BlueVine

    Thank you BlueVine. Your Team Lead Nick Bond onbaording was very helpful with the onboarding of my new line of credit. The application process was simple, better than the LOC process with traditional banks. I was fortunate to find BlueVine through Hello Skip consultant Kala. I will refer other business owners to BlueVine.

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  • author
    Ricky Bridgett
    Jan 04, 2022
    Angie was great!

    Angie was very professional and nice...great experience and feel blessed to have her and BlueVine in our path.

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  • author
    Annisha Sellars
    Jan 04, 2022
    Beware - WORST EXPERIENCE EVER

    I opened a BlueVine business checking account almost 2 years ago. Everything was going smoothly until October 2020, my account was inaccurately closed, with money in the account. I immediately reached out to be told there was nothing they could do but request a call back as managers aren’t readily available to assist. No one ever called. I reached out multiple times to only be told the same thing. OnOctober 27.2021 I received an email from Randy staying a check was mailed 10/11 and to give it more time to reach me (totally bs). On 11/11, I emailed randy again because I still hadn’t received the check. He asked if I wanted the check canceled and a new one issued, I replied yes, confirmed my address and requested tracking information. Today is 1/3/22. I’ve emailed back multiple times and no response. I’ve since filed a complaint with the BBB hoping to get the money this “bank” stole.

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  • author
    Crystal Enchantments
    Jan 06, 2022
    Serval bank errors !

    Over a period of a year we have had several instances of checks being returned by Bluevine claiming insufficient funds. The issue is, not one of those times was there an actual insufficiency. Agents for Bluevine would check and say there is no reason for any check to be returned and that it must have been a bank error. Sadly after several bank errors it makes us look seriously bad. We are honestly done with Bluevine. NOTE: added after Bluevine allegedly claimed to resolve issue, we can't find a reply tab. Regardless... The problem is at no time has any bluevine representative been able to resolve any issue because it happened several times. Second, I sent two Emails asking what the issue was once again with the last check and received NO response.

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  • author
    Cam Shrinks
    Jan 11, 2022
    Closed Account and Haven’t Gotten Money Back!!

    ***UPDATE*** I decided to change my one-star rating to a two-star rating because customer support reached out to me via email; they were very responsive and expedited the mailing of my check (they claimed that processing was delayed due to the holidays and I do think they are telling the truth) and quickly provided me with all of my statements for the year. I’m still upset, however, that my account was closed in the first place; especially since they refuse to provide me with a solid reason or any reason at all! It’s too risky to have bills to pay and then have your account close right before you’re set to pay them! *********************************************************** After banking with them for over a year, on Tuesday, December 28th, 2021, they closed my account without warning and without allowing me to transfer, withdraw, or otherwise access my money. After filing a complaint with the BBB, they contacted me on Thursday, the 30th, to confirm my address; I did so immediately. They responded to acknowledge receipt of my email and promised to send out a check that day via 2-day air; I was to receive a tracking number the next afternoon. On Friday, the 31st, I received an email from them pretending they had never received my address confirmation, despite having sent me an email yesterday confirming that very thing. I sent them an email back once again confirming my address. I never ended up receiving a tracking number. I had told them they were going to ruin my business credit and my relationship with my vendors as we had always paid early and had no late payments. I further explained that I needed to pay my business’ bills, the first of which was due no later than the 2nd of January. That is why they were supposed to send me a check via 2-day mail right away. Turns out they were lying the whole time. I’m now filing complaints with the CFPB and Federal Reserve.

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  • author
    Dwayne Mitts
    Dec 30, 2021
    They stole my money and will not return…

    They stole my money and will not return it. I opened an account using a business to business check and they never issued a debit card and kept giving excuses so I told them to close the account send the money back to the bank the check was issued from they said it will be back by the end of the day never did. It’s been over a month now and they tell me they need to validate my business I give them all the legal documents and now they say that the business account is Dwayne the check was very clearly made out to my business name not my name. They will not return my money

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  • author
    Craig Patterson
    Dec 27, 2021
    Thank you BlueVine

    Thank you BlueVine

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  • author
    Tahirah
    Dec 26, 2021
    Good experience

    Worked fast and efficiently.

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  • author
    Lawrence Shapiro
    Dec 21, 2021
    Daniel was extremely helpful in getting…

    Daniel was extremely helpful in getting exactly what I asked for in less than 24 hours. I'm very satisfied with the experience.

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  • author
    SeekTheLight
    Dec 18, 2021
    The real scoop on BlueVine. [Tea Enclosed]

    This is not the bank for a true business person. This is the bank for these new-aged kids doing micro Internet transactions or one who had their food delivery route in a business name. BlueVine can not process immediate transfers such as cash app, as they will not post to your account for up to two days. Moreover, their app struggles to upload check images and when they are finally up loaded the check takes days to clear. I uploaded a check that was drawn off of BlueVine and I was given a 4 day clear time. A small business like mine can not grow with these limitations. I am currently looking for other options.

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  • author
    sam teerling
    Dec 15, 2021
    Blue vine : Here to help you meet your goals

    As a small business most of us know the struggle to secure funding to try and grow our businesses. At blue vine they take that struggle away. They are straight to the point unlike a lot of places who say they can help, take all your information, only to never hear from them again no matter how many follow up calls and emails. I have now been doing business with Moose Mbithiat at blue vine for 3+ years and whenever i have had questions or needed input on funding moose was straight to the point. No waiting days or weeks to hear back on an answer. If your in need of funding to help your small business id recommend blue vine. Give them a call with any questions you may have because the process and staff they have in place makes sure your questions are answered.

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  • author
    Nathan Littlewood
    Dec 15, 2021
    Not a reliable funding partner

    We run a very seasonal business, and were up front about this during our application process. When they asked what we wanted the funding for, we said it was because we needed to finance some inventory combined with the fact that we were moving into a seasonally slower time of year and that our revenues were falling as a result. After we secured our funding with BlueVine in 2021, I stopped looking for other options, since they had indicated that they would be able to provide what we were looking for. A month or two later, the seasonal slowdown that I had expected happened. BlueVine performed a review of our statements, and as a result of the reduction in receipts they nearly halved the size of our facility. This left us 1) without the BlueVine facility we thought we had and 2) without many options or alternatives from other lenders - since by this time our 4 month trailing bank statements showed a clear decline in income (as they do every year, at this time) I feel like we were a victim of bait and switch. We were told that they could help us, but when the very thing happened that I told them was going to happen they changed their mind. BlueVines actions cost us to have to cut salaries, and rack up thousands in late penalties from other lendors and vendors. This is NOT a funding partner that you can rely on.

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  • author
    Stacey Fontenot
    Dec 14, 2021
    Quick and Friendly Service

    I had an issue where a check was taken out of my account in error. I called Blue vine and the customer service rep was very nice and helpful. I was amazed by how quickly they helped me resolve the issue. Very impressed.

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  • author
    Kyle
    Dec 17, 2021
    NOTHING has gone smoothly.

    ***Update 12/17/2021*** As promised I closed my account this week. That is why you, BV, aren’t able to find any account. That process was easy and smooth, I am glad they at least were able to get one of those in before I ended my business relationship with them. Original: I’ve been using them for over a year, in the process of waiting for the last of the firm’s money to come out and closing it down. I’ve had literally no process be easy/go right since signing up. Can’t connect the couple of external accounts I need, so end up having to write checks each time. Customer service is a pain, each time I need to talk to someone I’ve had to wait over half an hour to get someone on the phone. Had issues with the PPP loan, cancelled my app in trying to process it and couldn’t get it to reopen, had zero issues at another lender. App is garbage, literally will not work on the first open. Have to try to login, then close the app, then reopen and it always works on the second try. They changed which bank they work with, so had a change of routing number and had to go change it everywhere. Afterwards, despite providing and verifying correct information, I have two vendors (one of which is he largest provider that pays me) that are unable to use ACH for me, they get a message saying my account is closed). I have had enough, again just waiting for my last withdrawal check to close, have already moved everything elsewhere.

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  • author
    Josh Beal
    Dec 09, 2021
    Mitchell was awesome

    Mitchell was awesome! Answered all my questions and was super helpful in getting me the money I need!

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  • author
    Issa Muhammad
    Dec 08, 2021
    Nick G was great in assisting with…

    Nick G was great in assisting with everything and helpful with any inquiry I needed thanks again!

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  • author
    Marie C.
    Dec 08, 2021
    HORRIBLE EXPERIENCE!

    If I could have given a below zero stars, I would. There customer service representatives seem clueless, and because of this, I was very frustrated, not having any answers to my questions. The entire first time experience was terrible. I went directly to Banknof America and it was like a breath of fresh air!

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  • author
    Omar Alhariri
    Dec 08, 2021
    I spoke today with Nick Gallis

    I spoke today with Nick Gallis. A very knowledgeable, courteous & intelligent financial advisor who took care of all my questions and was very patient with me. He is the man!

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  • author
    Emily Thompson
    Dec 06, 2021
    Clueless

    I applied for a simple business account and was told that I was uneligible to get a checking account?! I called the customer service number to get an answer, as I was just absolutely convinced that something went wrong with the online process. The fella on the other end of the line said that the checking account could not be completed and that he does not have a reason why. I talked to him about everything, including that I'm a valid US citizen, have a valid SS#, valid EIN with the IRS, valid business filed with the state department of revenue, etc. He again simply stated that he is not given reasons, only that he can say that BlueVine cannot give me a checking account. A CHECKING account! That is where I "deposit" money!! LOL I cannot, therefore, for any reason, feel that BlueVine is honest or dependable. I only know that I am honest and dependable and was given no reason for denial. That says a lot! My money will go to a local bank. Cannot trust this type of tomfoolery.

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  • author
    James
    Dec 03, 2021
    Excellent company

    Excellent company, easy approval, easy website to use. Direct email with your rep. Highly recommend.

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  • author
    Dr. Devin N. Bailey
    Dec 02, 2021
    BlueVine has been amazing and its…

    BlueVine has been amazing and its interest, unmatched!

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  • author
    Cheryl Lynn Parraway
    Dec 01, 2021
    I am enjoying my banking experience

    I am enjoying my banking experience. Thanks Bluevine.

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  • author
    Scott
    Nov 30, 2021
    Its very fast from the moment you ask…

    Its very fast from the moment you ask for a line of credit to the moment the $$ gets deposited into your accout. Superb customer service!

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  • author
    Precision Services
    Nov 30, 2021
    BlueVine Closed my Account after a Year of trust!

    I had a Blue Vine account for almost a year now, and I made a check deposit via the App and the next day not even 24 hours of me making the check deposit I receive the following email first: "The security of your BlueVine Business Checking account is important to us. We’ve paused your account, and all transactions, payments, and debit card transactions will be blocked." A minute later I received the following email: After an internal review of your account, BlueVine has decided to close your Business Checking account. Please note that many factors impact our decision-making process and we are unable to re-open your account. A check for the account balance at the time of closure will be mailed to your personal address after 14 business days. Called customer services no information was given on the account closure. I'm done with these small name banks after trying to give them a chance. I should have just stuck with Chase as before.

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  • author
    jeremy hettinger
    Nov 30, 2021
    great service

    great service

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  • author
    Name
    Nov 29, 2021
    Beware

    Opened account; took over 2 weeks for "basic" account info in the form of their debit card; no other information was provided prior to. I, then rec'd the card, went to log activate it, couldn't - had to log off; the same thing when trying to set PIN. THEN, I went to log back in to transfer funds and could not access either the website or their app. Luckily because if I had transfered the funds in, I would not have been able to access the account. I, immediately, reached out to them, but no response 24 hrs later. I am not saying this is the case but it does appear that the website thought I had already transferred the funds (being there is really no other options) and would not allow me access to the account (via web OR app) afterwards. AND, they didn't respond. Strange? Just VERY happy that I never able to access the account to transfer any funds.

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  • author
    Curry In A Hurry
    Nov 27, 2021
    Quick and easy

    Quick and easy

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  • author
    Russ Haley
    Nov 25, 2021
    Blue vine took our funds for who knows what?…

    Blue vine took 4days to investigate us before approving account. We waited and made our deposit. They took 5 days to release our funds and then 4 days for every deposit after that. Out of nowhere we received an email saying they closed our account for no reason and held all of our funds for 14 days. Could not open account on website, log in, nothing. Debit card was shut off and it was the holidays. We could not get to any funds during this time. They were supposed to mail us a check with all our business funds in 14 days. No reason given. Complete thieves liars and scam. They used our funds for who knows what and no interest or reason given for closing account STAY AWAY!!

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  • author
    Manbro Lee
    Nov 24, 2021
    Account being closed and remaining balance sent to state's unclaimed property.

    My account was being closed few months ago, however, I contacted BlueVine many times regarding my remaining balance. They would just open a case internally and I would never heard back from them. I called a few days ago and finally got a response back saying my remaining balance is sent to my state's unclaimed property as it was not being claimed for extended period. This is just horrible experience. This could definitely be avoided if they handle their customer request properly. Think twice if you consider to open a bank account with BlueVine, you might need to go a long way to retrieve your money when your account is closed.

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  • author
    michael kramp
    Nov 23, 2021
    Nick Gallis is the Man and BlueVine is The Way!

    Nick Gallis was amazing to work with. From the get go, he asked the right questions about my business and acted like he was truly interested in finding the right product for my growing business’s needs. Great personality and extremely thorough. Most of all, he was accessible. Many times, the rep disappears after the funding. Not in this case.

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  • author
    Jared Tremp
    Nov 23, 2021
    Quick and Painless!

    Zack and Caitlin at BlueVine made the entire LOC process completely painless and incredibly easy. I had approval and funds in my account in one week. Thanks Zack and Caitlin!

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  • author
    Fochanthya Baron
    Nov 23, 2021
    Thanks Curtis!

    Curtis was very receptive to my concern and helped to clarify things for me. He even called me back when the phone got disconnected which we all know is RARE. Thanks again Curtis!

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  • author
    jupiters_journey
    Nov 22, 2021
    Happy with my choice.

    All in all, I would say I had a good experience. The application was easy and the approval was fast. The officer that reached out to me to finalize the offer was very nice and professional.

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  • author
    Francine Bines
    Nov 20, 2021
    I had a wonderful experience with…

    I had a wonderful experience with Louis, I highly recommend him to any business big or small to assist with this easy process. In 3 months I will be applying for additional funds from bluevine. I’ve had a very positive experience so far. I applied on a Friday afternoon and had funds in my account same night.

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  • author
    Battery Company
    Nov 19, 2021
    Quick and easy funding

    Quick and easy funding

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  • author
    Rando
    Nov 19, 2021
    This company along with cheddar Capital…

    This company along with cheddar Capital are complete crooks and frauds frauds. They do not honor their approvals waste of time stay away from them

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  • author
    Evan Nison
    Nov 19, 2021
    Pretty horrible all around

    Pretty horrible all around. They shut my account due to an administrative error and then wouldn’t reopen it.

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  • author
    Lynn Rogala
    Nov 18, 2021
    Total email spam

    Tried to apply for an account. Made it part way through the app and then waited. After weeks they emailed and said they were not talking any new customers. Silence for awhile and now multiple marketing emails per week in spite of me unsubscribing every single time. Can’t reply to the emails either. Spammer

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  • author
    Bao
    Nov 17, 2021
    Excellent lender with great terms and fast response

    Excellent lender with great terms and FAST processing time!! I would highly recommend BlueVine to any business looking for a business line of credit! Thank for the fast and simplistic approval process!

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  • author
    Scott
    Nov 17, 2021
    Exceeded my Expectations!

    Everything was so fast from the beginning to the transfer of the funds into my account. Thank you very much to my advisor Lexie she was very helpful in explaining all of the process.

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  • author
    Play It Again Sports Syracuse
    Nov 16, 2021
    Lexie M @BlueVine

    Lexie M. was excellent, great follow up and a pleasure to work with.

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  • author
    Dennis
    Nov 16, 2021
    Months later after going through the…

    Months later after going through the registration process blue vine gets bought out and they wanted the original certificates again! The underwriting department thinks I had nothing to do all day besides research banking protocols! Froze my account! Really a good move for my credit and reputation! Treating there customers like I’m doing clandestine off shore banking in the grand Cayman Islands! They owe me the money that was in the account but I already foresee going to the division of banking! This is how Blue Vine banks!

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  • author
    Christian Crenshaw
    Nov 16, 2021
    Did not offer second drawing

    Did not offer second drawing

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  • author
    Dave
    Nov 15, 2021
    Mitch and the Bluevine team were great

    Mitch was great. Super quick getting back to me with my questions. Deal done in a day.

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  • author
    Joshua
    Nov 15, 2021
    Nick B was very professional

    Nick B was very professional, prompt and helpful. We secured the line of credit our business needed quickly and easily.

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  • author
    Alex Leon
    Nov 12, 2021
    Amazing Service overall!

    Mitch S was a great help with this process, these things are typically complicated and it's hard to get a hold of the rep... NOT WITH MITCH!! He called when needed, he followed up and through. Great work, Mitch made things awesome!

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  • author
    Reinaldo
    Nov 12, 2021
    I recently applied for a business line…

    I recently applied for a business line of credit. Nicholas Gallis was assigned to handle my case and assist with whatever I needed. He was very knowledgeable. Very helpful and explain everything in detail.

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  • author
    Dan Rosenberg
    Nov 12, 2021
    Going back to real banks

    My customer's check bounced...it was a simple error on their part and they gave me a new check. Bluevine would not accept the new check and told me to find another form of payment from him. What??? They also told me I deposited it too fast compared to the other one and that I should wait and deposit it the next day, which I did, and guess what...they declined it again. I am going back to a real bank. It took over 30 min on the phone just to get the rep to tell me 3 different reasons why they couldn't accept the check...I am done with them.

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  • author
    TomM
    Nov 11, 2021
    Good loan for working capital

    I was asked to leave this review by BlueVine, but didn't feel coerced in anyway. BlueVine is legitimate and professional organisation. My point of contact, Nick Gallis, explained the process, fees clearly and professionally. These aren't cheap loans, but will work well for short term working capital. On balance, I'm glad I got it.

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  • author
    tony brax
    Nov 11, 2021
    Thank you Zack for your excellent…

    Thank you Zack for your excellent communication and guiding me throughout the entire process.

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  • author
    RENAN CHAVEZ
    Nov 10, 2021
    GOOD

    GOOD COMPANY AND EASY

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  • author
    Eli
    Nov 10, 2021
    Mobile Check Deposit app is BAD..BAD

    Their mobile Check Deposit app is the worse among all banks. I had to try 6 times and finally gave up. Each time they sent an email with a different reason of rejection. None that was correct, as I found out later by a phone call. When finally, at the last attempt everything went thorough, I got an email to have the check be signed with my name while the wording "FOR MOBILE DPOSIT ONLY" + the acct # (which is accepted as signature by all banks) was not enough for these duds.. I decided to stop depositing checks with this bank. I'm also going to switch to another bank as they also lowered their interest rate - as Dec 1st, 2021, from 1% to 0.6%. This is still better than other banks, but no longer so attractive.

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  • author
    Cary
    Nov 27, 2021
    Not worth the hassle

    I imagine some Stanford dropout heading to Silicon Valley with the idea of providing a business checking account that pays a nice interest rate, throwing open the doors of BlueVine and grabbing deposits, and then deciding it would be a good idea to find out how banking works, anyway. I have been in business for 26 years and have opened new bank accounts online many times. I have never had such a bad experience with such an amateurish company. Kudos to the customer service reps I spoke with -- they were friendly and as befuddled as I was that a simple transfer from another bank could result in a stop payment, account freeze and unceremonious account closing by Dear John e-mail, all in less than a weeks time. I so wanted this to be a simple solution of coupling business banking with earning a bit of cheddar on my balances, but BlueVine ain't it. P.S. After receiving this message on November 12: "After an internal review of your account, BlueVine has decided to close your Business Checking account. Please note that many factors impact our decision-making process and we are unable to re-open your account. Thank you, BlueVine Client Care" I received this message on November 26: Your payment of $1194.95 to XXX has been initiated and is estimated to arrive by Dec, 03 2021. If you did not request this payment, please contact us as soon as possible--BlueVine Client Care" Who needs this kind of trouble? Hope I don't get an insufficient funds fee! By the way, I tried to cancel this payment weeks ago by going online, but was locked out by BlueVine.

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  • author
    Don E.
    Nov 09, 2021
    Incredibly easy and great customer…

    Incredibly easy and great customer service. Mitch S. was fantastic!

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  • author
    A K
    Nov 08, 2021
    Fantastic service and awesome support !

    Blue Vine has been absolutely perfect for our business. Their products and services and support have been so good! I worked with Mitchell and he was absolutely fantastic! Thank you!

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  • author
    Mateo
    Nov 04, 2021
    If it looks too good to be true... it's BlueVine.

    I do NOT recommend BlueVine for small businesses. You will waste SO much time with this "bank." Upon transferring money into our account via ACH transfer from our other bank, BlueVine froze our account and required us to provide a NOTARIZED LETTER, along with a scan of our SOCIAL SECURITY CARDS and DRIVERS LICENSES just to get our account unfrozen, which took well over a week to resolve. (Also, I hope they never get hacked... ) Then, when BlueVine was bought out by Coastal Community Bank, we received a notice that we needed to upload LLC documentation. We are a partnership. We do not have LLC documentation. I contacted support, but they were no help. I tried to upload proof of our legitimacy and legal existence as a partnership, but it was rejected. I quickly transferred our money out of the BlueVine account and opened a business checking account with another bank. Also, along the way, trying to use the BlueVine debit card was a hit-or-miss. Sometimes the transaction would go through, other times it would be declined even when we had more than enough in our account. The phone support was always friendly, but pretty useless at resolving the issue. Owning your own business means making some great decisions and some not-so-great decisions. Choosing to bank with BlueVine was one of the WORST decisions I've made. The positive reviews do not seem legit. Read the negative reviews with details of actual customer experiences and then decide if you want to take the risk.

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  • author
    Al Rich
    Nov 04, 2021
    You can trust BlueVine

    What I really like about BlueVine is that you can trust them. They always out perform their promise to deliver and that is greatly appreciated. I have had great customer service when needed. I highly recommend BlueVine.

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  • author
    Garrett Clayton
    Nov 04, 2021
    Michael is excellent person and hard…

    Michael is excellent person and hard working. At the frist I did not accept it but later he did all the things and he get the lower rate and earn my business. I trully appertained for his hard wok and dedications

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  • author
    Megan Daic
    Nov 04, 2021
    We have had a truly wonderful experience!

    We have had a truly wonderful experience thus far with Bluevine and Mitch S. It has been a quick and easy process and they have helped us navigate along the way!

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  • author
    Tracy Mason
    Nov 03, 2021
    I'd give a 0 if I could ... DO NOT BANK BLUEVINE

    I had an account for A YEAR with Bluevine before they partnered with this new bank. Then they sent me an email asking for LLC documentation. I'm not an LLC so I called Bluevine. I was assured ON MULTIPLE OCCASIONS that the acct wouldn't be closed and that their error would be fixed. Every time I received an email I called Bluevine. Again, I was told everything was fine, it was their error, I didn't need to send in any paperwork. Fast forward a month later, when the deadline came around and accts were being closed for missing paperwork. Ta da! My account was closed. I call AGAIN and am told that now, instead of LLC paperwork, I need paperwork for my general partnership. So I email them the same paperwork I had to start the account the first time. Not good enough apparently. The rep tells me they need more paperwork for this business started by myself and my husband to show that this is a joint venture. When I ask what paperwork they need, they can't explain to me what they need, just that the underwriting team asked for it. Now my money is tied up for 14 days while they get around to issuing a check and this whole thing could have been avoided a month ago. DO NOT "BANK" with this sham bank. I will tell my story to everyone I can as a warning. No one seems to know what they need to even open a simple checking account. TERRIBLE TERRIBLE TERRIBLE.

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  • author
    Dennis
    Nov 01, 2021
    Do your financial decision making a…

    Do your financial decision making a solid and KEEP AWAY! from this company! No assistance on any level except customer service. Underwriting services are clueless. Your better off going to a check cashing establishment.

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  • author
    Ms.dollard
    Oct 30, 2021
    I opened my bluevine business account a…

    I opened my bluevine business account a few months back and everything was great. Well recently I noticed some transactions on my card that was total 2000 and something dollars of my money so I called and disputed it. Was told 90 days it could take to get my money back which is crazy and never knew this but now I reading how people never got there money back from their disputes and how they would close their account and keep the money. I have another business account but that money was for business purposes. But now I m scared to put my money in my blue vine account till my disputes is settled.

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  • author
    Paul Michael Vargas
    Oct 29, 2021
    Not a Bank, and Not a Great Business Answer

    Ive been with Bluevine for almost a year now, and it was fine....until the transition to another bank. First, they made an error wtih their website and app where if you click the Copy Routing # button, it was the OLD routing number for the old bank. Needless to say had a few checks come back....never fun. Second, Same day Wire is NOT same day. Even if you send the wire at 9 AM Pacific. They take your money RIGHT AWAY, but my customer said it didn't show for over a day. Last I checked...wire is as good as cash hence the fee. ACH is all over the place, even if you sent an ACH before, and the most recent issue, was checking. I've deposited checks for months..like I said almost a year. Usually 1-2 business days, and the check isn't processed (cashed) until right before it's through. No joke, I get a check from someone I've gotten a check before and it only took one day, they are now telling me it'll be ready 3 days later.....EVEN IF I'VE USED THIS PERSON BEFORE (CASHED CHECKS BEFORE) AND EVEN AFTER THEY CASHED IT TWO DAYS AGO! That plus they lowered the APR after you've been with them for a year, it isn't worth the $5 wire transfer savings. Find someone else....

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  • author
    Diana Juarez
    Oct 28, 2021
    This "bank" is a joke

    Completely useless - can't export transactions in Excel, which is unheard of! What kind of "bank" doesn't have this capability? They say that it's compatible with QuickBooks but it doesn't pull the transactions - just balances, so you are supposed to enter EVERY TRANSACTION MANUALLY. This "bank is a joke." Stay away

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  • author
    Scott
    Oct 27, 2021
    Very easy and fast process

    Very easy and fast process

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  • author
    Melissa Burt
    Nov 10, 2021
    Good Luck to Anyone Who Chooses To Do Business With This Company

    Update 11.9.21-Don’t be fooled by their cookie cutter responses to bad reviews making it look like they’re trying to help. They DO NOT try to resolve anything. Instead, they send another generic email using the exact same verbiage that they’ve closed the account, except with an added intro stating they’re contacting you in response to your Trustpilot review. This business (they really aren’t a bank) has caused me more problems than I ever would’ve thought possible. I definitely learned my lesson the hard way, but you get what you pay for. I’m now happily paying a few bucks in service fees each month to have an account with a well established brick n mortar bank. The peace of mind & not having to worry is worth every penny. Also couldn’t find even 1 review out of the many thousands where anyone experienced the types of problems Bluevine causes, so I’d highly suggest anyone finding themselves reading this to get your $$ out & close your account as fast as you can. This is my 1st stop on what's going to be a very long list of sites & social media to try & warn as many people as possible about this company, so no one else has to experience what I'm currently going through with this so called bank. Opened an account almost a year ago. Had a small ppp loan deposited, but didn't utilize the account all that much. Everything was fine until yesterday, when my account was suddenly closed after receiving an EIDL loan. My frustration was amplified due to the fact that I'd gone through TWO bank verifications with the SBA & Bluevine not even a week prior. One was a 3 way phone call where they verified the account info & that the ACH would be accepted, the other was email correspondence where they responded to 10 banking verification questions saying all 10 questions were correct & true. This was on Friday, the ACH was accepted on Monday & my account was abruptly closed late afternoon after accepting the ACH. Spent almost 3 hours on the phone begging for help & thinking there must be a mistake. Was told I'd receive a callback today. That never came. Instead, after I called them 3x throughout the day, I was told the last time someone would be calling me in a few minutes, but shortly after I hung up I only received another generic email stating my account was closed & they weren't going to do business with me anymore, as if I'd done something wrong. After doing some more research, I find out when things like this happen a good bank will give the customer a notice & offer to transfer any funds if they're not going to keep an account open. Not this bank. Nope. Even though I explained the massive amount of problems returning the funds would cause, they chose to still accept the ACH, & instead of trying to work with me in ANY WAY they tell me they're sending them back. I've never left a review for anything, but I've also never been so disgusted with any business or person before. And the complete lack of care or even fake concern is beyond gross. Letting me know how little I'm worth by not even bothering with a human phone call to try & work with me shows exactly what kind of business this is, and anyone considering doing any kind of business with them should really go elsewhere....& I mean RUN. Dug around & found a couple emails for execs, who I did reach out to, but I'm not expecting much in return based on everything I've experienced. And seeing all their responses to peoples reviews here is seriously disturbing, because most are of them offering to fix "issues" that they're well aware can't be fixed anymore. How about doing right by people & fixing things before they get to a point where there's nothing that can be done.

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  • author
    James
    Oct 26, 2021
    Great Service

    Angie was extremely helpful and professional. She made getting our line of credit as easy as possible. I highly recommend Blue Vine.

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  • author
    Josh Wade
    Oct 26, 2021
    BlueVine is not an ethical business

    BlueVine is not an ethical business. This company pretends to be a "tech" forward checking company for small businesses, but there is nothing tech about them. In fact, they are merely a front for Coastal Community Bank (which was recently changed from another bank, causing major issues for their customers). I have had several bounced checks because BlueVine says I did not have sufficient funds in my account, meanwhile I had over 6 figures of cash in my account at all times. Finally one of their reps named NOLAN told me they were in the wrong and they would figure out the issue. I had to pay declined check fees to my payees and NOLAN said they would reimburse me. None of my attempts to rectify the situation have been addressed. They send me run-around emails. They told me when they changed routing numbers it would be fixed. They told me they would reimburse me for the bounced check fees I incurred. They did nothing. They are not an ethical business. Now I have to explain to my payees that I am not a deadbeat business, but rather, I have a deadbeat bank. I would put your money elsewhere.

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  • author
    Justin Perisoo
    Oct 22, 2021
    Blue Vine is a criminal enterprise

    Blue Vine is a criminal enterprise. I been a customer of theirs for my non for profit corporation for over a year. In this past year they changed their banking affiliation and had to change checking and bankcard information for all accounts, when I did not get my business debit card I notified them. Shortly after they suspended my account asking me to verify if we are legitimate company, now mind you I been their client already and I went through the ringer to open the account a year ago, I resend the same info plus a PERSONAL UTILITY BILL, they came back to me and said we can not accept the info because it does not look real and because I have a past due balance with my PERSONAL cable company they can not accept my info. WHAT? ARE YOU F-ing kidding me, what does my past due balance have to do with who I am? The non for profit is registered and can be checked on line, all the info I sent are copies of what I got from the State of NJ. Stay away from these god damn criminals, now they are looking to steal the balance from my none for profit. I will take them to the supreme court if I have to. trying to screw people during the pandemic, shame on you, you are the scum of the world.

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  • author
    Annie Steiner
    Oct 22, 2021
    This bank stole my $1200 transfer

    This bank stole my $1200 transfer, claimed they couldn’t find it even with a trace ID. Nightmare situation and I still don’t have my money despite calling every day and it has been a month. WORST BANK EVER.

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  • author
    marshall hicks jr
    Oct 22, 2021
    Great customer service

    Very good customer service. I would highly recommend Blue Vine.

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  • author
    Mike Michon
    Oct 22, 2021
    The whole experience was painless

    The whole experience was painless, easy, and our point of contact, Louis, was knowledgeable, available, and extremely helpful.

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  • author
    sharron brooks
    Oct 22, 2021
    DO NOT USE THIS BANK FOR A SMALL…

    DO NOT USE THIS BANK FOR A SMALL BUSINESS CHECKING ACCOUNT! I've had a business account with Bluevine for a year with no problem. Now, they are asking for documents I don't have, they have my ein paperwork. They suspended my account. I contacted customer service twice, and was told they would escalate my request, and have a supervisor contact me. Guess what? I have not been contact by a supervisor, but received an email stating that my account has been closed, and they will send a check with my balance in 14 days. What!?! I need access to my money now.😡

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  • author
    Tim
    Oct 21, 2021
    sudden account number changes /little/no information

    I liked them at first, especially no fees and give you a 1% APY. BUT!...they recently changed account and routing numbers for everyone, which lead to many problems. What kind of a bank does that? Suddenly all payment platforms must be changed, etc. Huge hassle. Not only that, but they messed up on their end and prevented transfers from coming in days *prior* to when they said they would enact the change. Because of this, a deposit was rejected, and that is all the information they gave me. They did not give information as to WHO the deposit was coming from, and did not give information as to what then happens to the rejected deposit. To add to the frustration, calling them results in being on hold for up to 1.5 hours prior to being able to speak with anyone. This is the price you pay for a "free" business checking account. Needless to say, I will be soon getting away from this ridiculous and inept "bank".

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  • author
    Ryan Silva
    Oct 21, 2021
    Stay away

    Stay away. Money takes long to drop. Customer service gives conflicting messages. Fraud is not investigated. I was happy for almost 1 year, until the ‘bank’ did not deposit $18000 into my account Bc the sender put two 0s in front of the account number- as printed on their checks. 3 weeks. Still no money dropped. Don’t sign up. Promise you’ll regret it.

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  • author
    Jo
    Oct 21, 2021
    WORST BANK EVER

    WORST BANK EVER. They want you to sign new documentation every month as they seem to be 'changing ownership' every week (at least) aaaand they are crooked AF! Do not trust this company! If you're a small business, you're so screwed! They will randomly close your account! Thank goodness I never trusted or relied on this bank to transfer funds into the account and actually use it for my business. Shame on them.

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  • author
    Zandro E Palma
    Oct 20, 2021
    Spoke to Zack Bricker who helped me get…

    Spoke to Zack Bricker who helped me get my application in order and everything taken care of! He was very courteous, helpful and the process was quick and easy. Thank you Zack!

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  • author
    John
    Nov 15, 2021
    Be wary of your accounts being locked!

    Update: 11/15/2021 Still nothing in the mail. Account was locked for 3 months, then suspended due to "suspicion", then closed. Sitting here one month later still waiting for a check... This is an awful company. Good luck running your business when your money is locked up at this bank. Really awful how they treat small business owners. BE AWARE OF THE 5 STAR FAKE REVIEWS!!!!!! Do not open a business account with this company! Real people mostly post 1 star reviews after dealing with their horrible customer service... Update: 11/11/2021 It is now 20 days later and they have not returned my money that was in the bank... these people are criminals. They treat small business owners like crap and then steal their money. Honestly, any person reading this, I hope you never go through this. I should have read the bad reviews before joining this bank!!! Will provide an update once the money is returned (if ever...). Used this bank in tandem with another large business account. They froze the account because of fraud. Will never use this service again. Customer service can't do anything after shutting down an account.

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  • author
    Karen
    Oct 20, 2021
    WILL LOCK YOUR ACCOUNT IF YOU ARE A SMALL BIZ!

    Update: After not allowing me to withdraw any of the money after 3 months, BlueVine closed my account. Does anyone here want to file a class action lawsuit lawsuit for discrimination against small businesses? It seems like there are many others who are experiencing the same lockout of their business accounts from BlueVine in the reviews. "After an internal review of your account, BlueVine has decided to close your Business Checking account. Please note that many factors impact our decision-making process and we are unable to re-open your account. A check for the account balance at the time of closure will be mailed to your personal address after 14 business days." The account has been locked for 3 months and when I tried to add a bank account to transfer my money after finally getting it unlocked, they didn't approve the bank (even though we did it together over the phone) and now they closed the account.

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  • author
    Lucy Kabanjian
    Oct 20, 2021
    Daniel ferrelll was incredible very…

    Daniel ferrelll was incredible very helpful explained the whole process in detail....recommand bluevine and daniel to do business

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  • author
    Beth
    Oct 20, 2021
    Bluevine made the process very simple…

    Bluevine made the process very simple to do, and fast. There was a lot of confusion at first for self employed people, and this helped immensely.

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  • author
    Joseph
    Oct 21, 2021
    Assets/funds not received post account closure

    My account was closed without warning in April, 2021. About half of the funds were earnings from customer payments, and and another portion of the funds remaining at the time the account was suspended (later closed) were from a PPP loan. I have not received the funds back - Customer Service assured me that I would received a check within 14 business days. That has not happened. I need immediate access to my statements so that my CPA can properly submit my Q2 94 and work with the SBA and/ or lender to to determine next steps. I need to know where the funds reside as the window for PPP spending for my particular loan has now closed. I can not apply for forgiveness for the entire loan because the funds weren't all used on payroll - they are either in my closed account, or a temporary holding account. The SBA is allowing me additional time to use the funds to reimburse myself for payroll, but this is likely a 2-3 week grace period. I understand that a lot of accounts were under investigation. As directed by my CPA, we reached out to law enforcement, FDIC, the SBA, and my PPP lender and they all confirmed I am not under investigation. Each of them noted that if you did an internal investigation, it should be complete by this point. I need to know my assets are so that I can either receive them back and reimburse payroll as planned, or pay the SBA directly and apply for forgiveness for what was spent on payroll prior to closure. Beyond those funds, I not only need, but am entitled to my assets not related to the PPP deposit. Bluevine can also transfer the connected business Wells Fargo account or personal Wells Fargo account that was on file. I can send the customer service logs and call notes showing where they said I’d have a check within 14 days (and just documenting my follow-up). It’s imperative that I have my assets back and that I can properly reconcile my accounts, and the SBA amounts that are outstanding and unspent. The last 5 digits of my account are 45915.

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  • author
    Karen
    Oct 18, 2021
    I started a business in April and my account has been blocked since July without access to the funds. I am moving everything to my Chase Business Account after they flagged my business...

    If you are starting a new account, do not do it here. I am starting a small kombucha business and my account has been locked since July. I couldn't access anything until today (October 18th). I am trying to transfer the money out of the account now, but they also blocked the verification of my Chase Business Account to prevent me from moving money out of the account. I had to submit about 20 documents over the last several months to prove that my business was legitimate... like, the location of my brewing facility, all of the contracts with venues I planned to distribute, other bank accounts, cell phone bills, etc..., all while not having access to the money in the account because it was flagged. I would NEVER recommend this bank to anyone. I signed up for the 1% interest but wow, that was a horrible mistake. If your account gets flagged, you are screwed. They will just hold your money for months without explanation. And, after the merger, the lock out period was even worse because they had a bunch of things change on the back-end. Go with Chase or a larger firm because your business account will be flagged and you won't be able to access your money.

    ...

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    Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Company listings on this site DO NOT imply endorsement. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website.

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