Online Banking Articles & Guides

Small Business Owners, Choose an Account That Fits Your Lifestyle

So, you’re setting up a new business, and there are plenty of exciting decisions to make. What should you name your company? How many employees should you hire? Do you need a website? Although questions relating to your business checking account may not be as exciting, choosing the right banking product could play a vital role in ensuring your day-to-day operations run as smoothly as possible.

How Banks Are Building Trust with Customers in 2022

Apr. 08, 2022

How Banks Are Building Trust with Customers in 2022

While the 2008 financial crisis has deteriorated Americans’ trust in banks to a record low, COVID-19 may actually be a turning point for the good.

What You Need to Know Before Opening a High Yield Savings Account

Feb. 17, 2022

What You Need to Know Before Opening a High Yield Savings Account

Whether you’re just entering the workforce or getting ready to retire, it’s important to have a rainy day fund where you can sock away some of your hard-earned cash. A high yield savings account may be just what you need to help you store money thanks to its combination of liquidity, return on investment, and cost.

The Best Student Banking Account Options in {year}

Feb. 08, 2022

4 min read

The Best Student Banking Account Options in 2022

Having your own bank account is a must when you become a student. You might have a part-time job with paychecks coming in, tuition bills to pay, or any number of other money-related responsibilities. But maintaining a bank account can be expensive and include monthly fees that are hard to manage on a student income.

How to Apply and Qualify for Second Chance Banking

Jan. 30, 2022

How to Apply and Qualify for Second Chance Banking

Second chance bank accounts are checking accounts that you may be able to open even if you’ve consistently been denied when trying to open checking accounts at major banks. In this guide, we’ll explain how second chance banking works and review the 3 best second chance bank accounts you can apply for today.

The Best Banking Apps to Revolutionize Your Finances in {year}

Nov. 22, 2021

The Best Banking Apps to Revolutionize Your Finances in 2022

In recent years smartphones have become the gateway to everything from ordering take-out to finding a date, so it’s hardly a surprise that more and more of us are turning to mobile apps to manage our finances. Below, we’ll take an in-depth look at the pros and cons of mobile banking before exploring our top picks for banking apps.

Hey Big Spender: Here’s What You Can Do With That Government Check

Oct. 27, 2021

Hey Big Spender: Here’s What You Can Do With That Government Check

Millions of Americans are set to receive a stimulus check of up to $1,200 in the wake of COVID-19. Find out who’s eligible, for how much, and the best way to manage your relief money.

A Step by Step Guide to Opening an Online Bank Account

Aug. 25, 2021

A Step by Step Guide to Opening an Online Bank Account

Whether it’s grocery shopping, getting a mortgage, or managing your money—doing things online is more convenient. Most major banks let you do some things with online banking or even mobile banking, but they generally still require you to turn up in person to open an account.

Are No-Fees Banks Becoming the Norm in 2021?

Aug. 24, 2021

Are No-Fees Banks Becoming the Norm in 2021?

Find out how digital banking is disrupting the scene in major ways and how you can take advantage of no or low-fee financial products in 2021.

5 Steps for Switching to an Online Bank

Surveys over the years have consistently shown that most Americans prefer to stick with their existing bank even when they know they are being charged too much.

How to Choose the Right Online Bank for You

How to Choose the Right Online Bank for You

So, you’ve decided to open an account with an online bank? Online banks offer many benefits over regular banks, including more convenience, lower fees, and no waiting in lines.

Go Digital! How Online Banking Can Keep You Safe During COVID-19

Go Digital! How Online Banking Can Keep You Safe During COVID-19

Until recently, using online banking services was an alternative to going to your good old brick-and-mortar bank. But nowadays, digital banking is the only way to go.

COVID-19 Crisis Is a Financial Wake up Call for Millennials and Gen Zers

COVID-19 Crisis Is a Financial Wake up Call for Millennials and Gen Zers

We began 2020 in a fairly healthy economy—stock market prices were high and unemployment rates were low. The COVID-19 crisis derailed financial security for millions of millennials and Gen Zers in a short span of time.

Should You Invest or Put Your Money Into a Savings Account?

Aug. 22, 2021

Should You Invest or Put Your Money Into a Savings Account?

The stock market is up 13% year-to-date, house prices are high, and your friend is telling you to buy Bitcoin. With so many ways to invest money, is a savings account worth considering? We run the ruler over the pros and cons of opening an online savings account.

What Is a Savings Account and How Does it Work?

Aug. 22, 2021

What Is a Savings Account and How Does it Work?

A savings account is a type of bank account that allows you to store your money in a safe place and earn interest. The rules and interest rates vary from bank to bank. Some savings accounts require a minimum balance, while others don’t have any requirements. The average APY, or annual percentage yield, for savings accounts is currently around 0.10%. Top online banks promise APYs as high as 2.25%.

Social Distancing Forced Americans to Bank Online and They Loved It

Aug. 22, 2021

Social Distancing Forced Americans to Bank Online and They Loved It

According to a recent survey, most Americans stated that online banking assisted them in managing their finances during the pandemic. Will this trend lead to a digital revolution?

Millennials and Gen Zers Are Disrupting Online Banking

Aug. 19, 2021

Millennials and Gen Zers Are Disrupting Online Banking

The bank branch as we know it could soon become a relic of the recent past, like the telephone box and Rolodex. That’s because people in their twenties and mid-thirties are embracing digital banking more quickly than their older counterparts.

Professional Tips on How to Manage Your Money During Chaotic Times

Jun. 25, 2021

Professional Tips on How to Manage Your Money During Chaotic Times

We gathered four leading personal finance professionals to discuss the state of the economy, how it affects American households and what you can do to keep your head above water during this high tide.

MMA vs. CD Accounts: Which Should Be Your Choice?

Jun. 25, 2021

MMA vs. CD Accounts: Which Should Be Your Choice?

Certificates of Deposit (CDs) and Money Market Accounts (MMAs) can be excellent options for those looking to earn more interest on their savings. However, in order to know which product is right for you, it’s important to learn about the pros and cons of each, as well as any possible strings it may come attached to.

Enjoy the Best of Both Worlds with a Money Market Account

Jun. 24, 2021