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Our Editorial Picks
Is the Apple Card Still Worth It in 2026? Pros, Cons & Better AlternativesWho should get the Apple Card, and who should skip it?
Chase Sapphire Preferred® vs. Freedom Unlimited®: Which Card Should You Pick?Deciding between these two Chase cards depends on whether you prioritize premium travel perks or simple everyday rewards.
Where Can I Exchange Foreign Currency?Getting your hands on foreign currency doesn't have to be complicated or expensive—you just need to know where to look.
7 Cheap and Affordable Pets That Are Easy to Take Care OfThe cheapest pet to keep is typically a small, low-maintenance animal such as a guinea pig, goldfish, or rat.
How Does Debt Consolidation Affect Your Credit Score?Understanding this relationship is crucial before making your next financial move.

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Meet Your Money Besties

Every article on BestMoney.com is built on the real-world experience of professionals who live and breathe finance. From insurance advisors and mortgage specialists to investment strategists and personal finance coaches, our experts or as we call them "Money Besties" share insights designed to help you make smarter, more confident money decisions. Their advice turns financial complexity into clarity — so you can take charge of your financial journey.

Emily Sherman

Emily Sherman

Banking Expert

Your Next Smart Money Move

Credit Cards

Use credit wisely — learn how to get the most from your cards.

Credit Card Skimming Is Getting Smarter—Here's How to Stay Safe
Aug 27, 2026

Credit Card Skimming Is Getting Smarter—Here's How to Stay Safe

Credit card skimmers are now nearly invisible, targeting both physical terminals and online payments with wireless technology. Stay safe by using c...

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How Long Does a Balance Transfer Take?
Aug 26, 2026

How Long Does a Balance Transfer Take?

Most balance transfers clear in 5–7 days, but the range runs 2 days to 6 weeks depending on issuer and card age.

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Best Credit Cards for Road Trips
Aug 25, 2026

Best Credit Cards for Road Trips

If you've ever searched for the best travel credit cards, you've probably noticed that many focus on airline miles, airport lounge access, and tran...

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Personal Loans

Want to make smarter borrowing decisions? Learn how personal loans really work.

HELOC vs. Personal Loan: Which Is Right for Your Home Improvement Project?
Aug 27, 2026

HELOC vs. Personal Loan: Which Is Right for Your Home Improvement Proj...

Homeowners often think the biggest decision is choosing the right contractor or design. But before the first tile is laid, the real foundation is f...

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What to Do if You Can't Make Your Personal Loan Payment
Aug 26, 2026

What to Do if You Can't Make Your Personal Loan Payment

Facing a payment you can't afford is terrifying, but the worst thing you can do is nothing.

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Compare Personal Loan Options for Military Veterans
Aug 24, 2026

Compare Personal Loan Options for Military Veterans

Getting back to civilian life can be tough for military veterans, and financial issues can often arise. Many vets find that without the regular ser...

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Pet Insurance

Love your pet? Learn how insurance can keep them healthy and protected.

Best Pet Insurance in Florida for {year}
Aug 26, 2026

Best Pet Insurance in Florida for 2026

Choosing pet insurance in Florida in 2026 means weighing real local pressures, not just picking a logo off a list.

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Does Pet Insurance Cover Vet Visits? Here’s What to Know
Aug 24, 2026

Does Pet Insurance Cover Vet Visits? Here’s What to Know

Routine and emergency vet visits are essential as they can keep your pet happy and healthy. However, they don’t come cheap, especially if your furr...

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Cheapest Pet Insurance Providers for Dogs & Cats {year}
Aug 24, 2026

Cheapest Pet Insurance Providers for Dogs & Cats 2026

If you want to keep your pet healthy and happy without breaking the bank, you might be in the market for cheap pet insurance.

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Car Insurance

Confused about coverage? Get the facts before renewing your policy.

Want to Save on Car Insurance? Focus on Improving Your Credit
Aug 26, 2026

Want to Save on Car Insurance? Focus on Improving Your Credit

Drivers with the worst credit-based scores pay 1.37x to 2.77x more for identical bodily injury coverage.

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Best Car Insurance Companies in New York for {year}
Aug 26, 2026

Best Car Insurance Companies in New York for 2026

This guide analyzes the top providers to help you secure the best possible coverage, customer service, and value in the New York market.

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How to Switch Car Insurance: Complete Step-by-Step Guide for {year}
Aug 26, 2026

How to Switch Car Insurance: Complete Step-by-Step Guide for 2026

Wondering how to switch car insurance providers without stress or coverage gaps?

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Mortgage Loans

Buying a home soon? Understand the basics before you sign.

What Is a Mortgage and How Does It Work?
Aug 27, 2026

What Is a Mortgage and How Does It Work?

Learn what a mortgage is, how payments and amortization work, which loan types fit common situations, and how to shop smarter before you apply

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How to Use Your Home Equity: A Practical Guide for Homeowners
Aug 26, 2026

How to Use Your Home Equity: A Practical Guide for Homeowners

Learn how home equity works and compare loans, HELOCs, and cash-out refinancing. Then decide when tapping equity supports your goals.

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How to Get a Mortgage: A Step-by-Step Guide
Aug 26, 2026

How to Get a Mortgage: A Step-by-Step Guide

Getting a mortgage is an important step when you need to buy a home, as few people can afford to pay for a house entirely in cash.

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Online Banking

Curious about digital banking? Discover how to manage your money online safely.

How To Open A Savings Account For A Child
Aug 24, 2026

How To Open A Savings Account For A Child

Whether you’re stashing birthday cash, building an allowance habit, or setting up a “first money” system, the right account makes it easier to teac...

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Where Can I Exchange Foreign Currency?
Aug 24, 2026

Where Can I Exchange Foreign Currency?

Getting your hands on foreign currency doesn't have to be complicated or expensive—you just need to know where to look.

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Bank vs. Credit Union: What’s The Difference?
Aug 24, 2026

Bank vs. Credit Union: What’s The Difference?

Choosing between a bank and credit union means weighing personalized service against modern convenience. Here's what you need to know.

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Debt Consolidation

Overwhelmed by multiple payments? Learn how consolidation can help.

Secured vs. Unsecured Debt Consolidation Loans
Aug 27, 2026

Secured vs. Unsecured Debt Consolidation Loans

Consolidation loans offer a way to simplify your finances and make your debt more manageable.

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Good Debt vs. Bad Debt: What’s the Difference?
Aug 26, 2026

Good Debt vs. Bad Debt: What’s the Difference?

Learn how good debt can build assets or income, how bad debt drains cash, and when borrowing lands in a gray area

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States With the Most Consumer Bankruptcies
Aug 24, 2026

States With the Most Consumer Bankruptcies

More than 500,000 Americans filed for consumer bankruptcy in fiscal year 2025, reflecting continued financial pressure on households across the cou...

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Financial Advisor

Financial advice to help you make smarter money moves.

Guide to Financial Product Comparison Tools
Aug 25, 2026

Guide to Financial Product Comparison Tools

A financial product comparison tool is a website that pulls rates, fees and terms from multiple banks, lenders and insurers into one table so you c...

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We Tested 7 Credit Monitoring Services: Here Are The Best for {year}
Aug 24, 2026

We Tested 7 Credit Monitoring Services: Here Are The Best for 2026

The best credit monitoring services in 2026 offer real-time alerts, three-bureau coverage, and identity theft protection.

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Best Travel Budget Apps for {year}
Aug 24, 2026

Best Travel Budget Apps for 2026

Our top picks include TravelSpend (well-suited for most travelers), Goodbudget (a strong free option), and Splitwise (popular for group travel). He...

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