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Our Editorial Picks
Is the Apple Card Still Worth It in 2026? Pros, Cons & Better AlternativesWho should get the Apple Card, and who should skip it?
Chase Sapphire Preferred® vs. Freedom Unlimited®: Which Card Should You Pick?Deciding between these two Chase cards depends on whether you prioritize premium travel perks or simple everyday rewards.
Where Can I Exchange Foreign Currency?Getting your hands on foreign currency doesn't have to be complicated or expensive—you just need to know where to look.
7 Cheap and Affordable Pets That Are Easy to Take Care OfThe cheapest pet to keep is typically a small, low-maintenance animal such as a guinea pig, goldfish, or rat.
How Does Debt Consolidation Affect Your Credit Score?Understanding this relationship is crucial before making your next financial move.

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Meet Your Money Besties

Every article on BestMoney.com is built on the real-world experience of professionals who live and breathe finance. From insurance advisors and mortgage specialists to investment strategists and personal finance coaches, our experts or as we call them "Money Besties" share insights designed to help you make smarter, more confident money decisions. Their advice turns financial complexity into clarity — so you can take charge of your financial journey.

Emily Sherman

Emily Sherman

Banking Expert

Your Next Smart Money Move

Credit Cards

Use credit wisely — learn how to get the most from your cards.

How Long Does a Balance Transfer Take?
Aug 24, 2026

How Long Does a Balance Transfer Take?

Most balance transfers clear in 5–7 days, but the range runs 2 days to 6 weeks depending on issuer and card age.

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Best Credit One Alternatives of {year}: 5 Cards to Consider Instead
Aug 21, 2026

Best Credit One Alternatives of 2026: 5 Cards to Consider Instead

See how Capital One Platinum, Discover it® Secured & Chase Freedom Rise® stack up as Credit One alternatives — issuer-verified, compared fairly.

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Credit Card Reward Devaluations: How to Protect Your Points
Aug 21, 2026

Credit Card Reward Devaluations: How to Protect Your Points

You spent months — or years — accumulating credit card points. Then your issuer changes the terms, and suddenly those points buy less than they use...

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Personal Loans

Want to make smarter borrowing decisions? Learn how personal loans really work.

The Summer Debt Trap: Why 45% of U.S. Households Now Find Summer More Stressful Than the Holidays
Aug 11, 2026

The Summer Debt Trap: Why 45% of U.S. Households Now Find Summer More ...

If you’re lucky, your summer might be filled with long days at the beach, trips abroad or across the country, and evening ice cream cones.

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Do You Have to Pay Taxes on Personal Loans?
Aug 5, 2026

Do You Have to Pay Taxes on Personal Loans?

Personal loans typically don't create tax complications since they're borrowed money that must be repaid.

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Personal Loans: What You Need to Know Before Borrowing
Aug 5, 2026

Personal Loans: What You Need to Know Before Borrowing

Personal loans offer fixed-rate, fixed-term funding for almost any purpose — here's what to weigh before borrowing.

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Pet Insurance

Love your pet? Learn how insurance can keep them healthy and protected.

Best Pet Insurance in California for {year}
Aug 18, 2026

Best Pet Insurance in California for 2026

California offers incredible opportunities to enjoy the outdoors with pets, but accidents and illnesses still occur. That’s where pet insurance com...

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Best Pet Insurance in Texas for {year}
Aug 18, 2026

Best Pet Insurance in Texas for 2026

We compared pet insurers on the coverage, cost, and claims details that matter most to Texas owners, and three stood out: Spot, Pets Best, and Embr...

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Cat Insurance Is Cheaper Than Dog Insurance — So Why Do So Few Cats Have It?
Jul 30, 2026

Cat Insurance Is Cheaper Than Dog Insurance — So Why Do So Few Cats Ha...

Walk into most conversations about pet insurance and the assumption is usually the same: it's a dog thing.

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Car Insurance

Confused about coverage? Get the facts before renewing your policy.

Drivers With No DUIs Are Dashing To Do This One Thing…
Aug 24, 2026

Drivers With No DUIs Are Dashing To Do This One Thing…

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{geo-state, the US} Insurers are Desperate that You Don’t Find About These Hidden Rates
Aug 24, 2026

Illinois Insurers are Desperate that You Don’t Find About These Hidden...

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It’s No Joke! Here’s Who Has the Cheapest Car Insurance in {geo-state, the US}
Aug 24, 2026

It’s No Joke! Here’s Who Has the Cheapest Car Insurance in Illinois

Hold off on your next car insurance payment until you've read this entire article…

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Mortgage Loans

Buying a home soon? Understand the basics before you sign.

Mortgage Pre-Approval: Your Guide to a Smoother Home Buying Journey
Aug 17, 2026

Mortgage Pre-Approval: Your Guide to a Smoother Home Buying Journey

Navigating the home-buying process can feel overwhelming, especially for first-time home buyers.

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Mortgage Approval Process: How Does It Work?
Aug 16, 2026

Mortgage Approval Process: How Does It Work?

Getting a mortgage can feel overwhelming, especially if you're buying your first home.

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What Is a Second Mortgage and How Does It Work?
Aug 16, 2026

What Is a Second Mortgage and How Does It Work?

A second mortgage can be a powerful financial tool when you need to access your home's equity for major expenses.

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Online Banking

Curious about digital banking? Discover how to manage your money online safely.

Best Student Bank Accounts in {year}
Aug 11, 2026

Best Student Bank Accounts in 2026

The best student bank accounts in 2026 offer no monthly fees, low or $0 minimum deposits, and strong mobile banking tools.

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Definition of Emergency Fund: What It Is, Why It Matters, and How To Build One
Aug 5, 2026

Definition of Emergency Fund: What It Is, Why It Matters, and How To B...

An emergency fund is what stands between an unplanned expense, like a $2,800 transmission repair or a $1,200 plumber bill for a burst pipe, and a f...

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Most Americans Are Missing Out on AI Banking Features — Are You One of Them?
Jul 28, 2026

Most Americans Are Missing Out on AI Banking Features — Are You One of...

Most people bank online every day but have no idea their app already uses AI to predict balances, flag fraud, or find savings. This survey looks at...

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Debt Consolidation

Overwhelmed by multiple payments? Learn how consolidation can help.

States With the Most Consumer Bankruptcies
Aug 24, 2026

States With the Most Consumer Bankruptcies

More than 500,000 Americans filed for consumer bankruptcy in fiscal year 2025, reflecting continued financial pressure on households across the cou...

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What Is My Credit Score if I Have No Credit History?
Aug 24, 2026

What Is My Credit Score if I Have No Credit History?

When you have no credit history, you also have no credit score. This happens because there's simply no information available to create a credit rep...

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How Does Debt Consolidation Affect Your Credit Score?
Aug 24, 2026

How Does Debt Consolidation Affect Your Credit Score?

Credit utilization accounts for 30% of your FICO score — and debt consolidation can change it dramatically in either direction.

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Financial Advisor

Financial advice to help you make smarter money moves.

We Tested 7 Credit Monitoring Services: Here Are The Best for {year}
Aug 24, 2026

We Tested 7 Credit Monitoring Services: Here Are The Best for 2026

The best credit monitoring services in 2026 offer real-time alerts, three-bureau coverage, and identity theft protection.

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Best Travel Budget Apps for {year}
Aug 24, 2026

Best Travel Budget Apps for 2026

Our top picks include TravelSpend (well-suited for most travelers), Goodbudget (a strong free option), and Splitwise (popular for group travel). He...

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5 Best Wedding Budget Apps of {year}
Aug 24, 2026

5 Best Wedding Budget Apps of 2026

We evaluated 5 wedding budget apps across 7 criteria — Zola, WeddingWire, and MyWed stood out in our rankings for 2026.

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