
How to Get the Most Out of Your Credit Card Rewards
Credit card rewards can unlock excellent benefits, from free flights to cash back, all with minimal effort on your part.
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Every article on BestMoney.com is built on the real-world experience of professionals who live and breathe finance. From insurance advisors and mortgage specialists to investment strategists and personal finance coaches, our experts or as we call them "Money Besties" share insights designed to help you make smarter, more confident money decisions. Their advice turns financial complexity into clarity — so you can take charge of your financial journey.
Use credit wisely — learn how to get the most from your cards.

Credit card rewards can unlock excellent benefits, from free flights to cash back, all with minimal effort on your part.
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Holiday shopping can be expensive, but the right credit card helps you earn rewards, save on interest, and stretch your budget while you prep for t...
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The Citi ThankYou® Rewards is a high-value credit card rewards program available to eligible Citi credit cardholders. Through this program, you can...
Read MoreWant to make smarter borrowing decisions? Learn how personal loans really work.

Declaring bankruptcy used to carry stigma, but today declaring bankruptcy is mainly seen as a necessary step taken to repair financial well-being. ...
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Taking out a personal loan can be a smart and highly-effective way to consolidate your debt, which is the most common reason to take out such a loa...
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Bad credit can make loan providers wary of lending money to you. Personal unsecured loans, which are the fastest and easiest type of borrowing, mig...
Read MoreLove your pet? Learn how insurance can keep them healthy and protected.

Vet bills can be unpredictable—but pet insurance helps you plan ahead.
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If you want to keep your pet healthy and happy without breaking the bank, you might be in the market for cheap pet insurance.
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Pet wellness plans are suitable if you want to reduce the risk of unforeseen veterinary care.
Read MoreConfused about coverage? Get the facts before renewing your policy.

Commuting to work is a daily reality for almost 76% of Americans, but the costs of getting from home to the office can vary widely depending on whe...
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One accident on the road can put your entire business at risk. If your company relies on vehicles, commercial auto insurance is not just a legal re...
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When shopping for car insurance, USAA and State Farm are two names that consistently rise to the top for their reputation, financial strength, and...
Read MoreBuying a home soon? Understand the basics before you sign.

Understanding mortgage refinancing helps you secure the right funding for your future financial goals.
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Choosing the right mortgage lender is one of the most important financial decisions you'll make as a homebuyer.
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Your income tells only part of the story. Use this home affordability calculator to combine your salary, monthly debts, and down payment savings to...
Read MoreCurious about digital banking? Discover how to manage your money online safely.

Most online savings accounts do not have a minimum balance requirement to keep the account open or avoid monthly fees. While some may require a sma...
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Financial independence means taking responsibility for managing your money and navigating the often confusing world of financial terminology.
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A money market account is a type of savings deposit that combines higher interest rates with flexible access to your funds. Offered by banks and cr...
Read MoreOverwhelmed by multiple payments? Learn how consolidation can help.

Debt can be a powerful tool for reaching your financial goals, but it can also quickly lead to serious money troubles when handled poorly. A helpfu...
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Debt consolidation is the process of combining multiple debts into a single debt with one monthly payment. You may even be able to lower your month...
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Home equity loans allow you to borrow money using the equity you’ve established in your home as collateral. They have fixed interest rates and mont...
Read MoreFinancial advice to help you make smarter money moves.

The best money-saving apps for shopping in 2026 include Rakuten (best for online shopping), Ibotta (best for groceries), Honey (best browser exte...
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The best AI budgeting apps in 2026 include Monarch Money (best for couples), YNAB (best for zero-based budgeting), Cleo (best for beginners who a...
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For decades, the conversation surrounding pay equity has seemed to follow a similar script: Men earn more than women. While the pay gap hasn’t disa...
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