Brian Acton

Pros and Cons of Personal Loans: What to Know Before You Borrow

Personal loans offer a straightforward way to borrow money for all kinds of reasons.

Personal Loans: What You Need to Know Before Borrowing

Personal loans offer quick access to funds with fixed interest rates, predictable monthly payments, and flexible use for debt consolidation, home improvements, or major expenses.

How Usage-Based Car Insurance Can Affect Your Policy Rates

Many car insurance companies now offer usage-based insurance, a program that tracks your driving behavior to determine how much you pay for coverage. It looks at the mileage you put on your car, your driving habits, and other factors to determine your risk level and calculate your rates.

Do You Have Too Much Debt?

Debt can be a very useful strategy for reaching your financial goals. It can help you buy a home, start a business, or get an education. And you can use it to afford everyday purchases.

Do You Have to Pay Taxes on Personal Loans?

Personal loans typically don't create tax complications since they're borrowed money that must be repaid.

How Much of a Personal Loan Can I Get?

Personal loans typically range from $1,000 to $100,000, but the amount you can actually get depends on your financial situation.

Debt Consolidation vs. Balance Transfer Card: Which Option Is Better?

Debt consolidation combines all your existing debts into one manageable balance with a single monthly payment. Plus, it could potentially save you money if you qualify for a lower interest rate.

Secured or Unsecured Personal Loans: Which is Right for You?

Comparing secured vs. unsecured personal loans can help you find the best fit for your financial goals. Secured loans offer lower interest rates and easier approval but require collateral, while unsecured loans fund faster and protect your assets. Learn which type of personal loan is right for your credit, budget, and borrowing needs.