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Brian Acton Bio

Brian Acton

Debt & Financial Relief Expert

Brian Acton is a seasoned personal finance journalist at BestMoney.com who specializes in loans and debt consolidation. His work has appeared in The Wall Street Journal, TIME, USA Today, MarketWatch, Inc. Magazine, HuffPost, and other notable outlets.

Posts by Brian Acton

How to Pay Off Debt in 2026

Paying off debt has short-term and long-lasting benefits for your finances. You can reduce your monthly bills, putting more money back in your pocket. You can simplify your financial picture by reducing the bill payments you must manage. And you can save hundreds, or even thousands, of dollars in interest.
Read MoreJul 15, 2026
How to Get Out of Debt Fast in 2026: A Step-by-Step Guide

How Are Restricted Stock Units (RSUs) Taxed?

Restricted stock units (RSUs) are a form of equity compensation where a company issues shares of its own stock to employees once certain conditions are met. It’s a good way for employers to attract new talent, retain employees, and motivate workers to meet their performance goals.
Read MoreJun 21, 2026
How Are Restricted Stock Units (RSUs) Taxed?

How to Consolidate Payday Loans: A Step-by-Step Guide

Payday loans offer quick cash when you're in a financial bind, but they come with significant drawbacks.
Read MoreJun 16, 2026
How to Consolidate Payday Loans: A Step-by-Step Guide

How Does No Tax on Overtime Work?

A plain-English guide to the new overtime deduction: who qualifies, how much you can deduct, and how to claim it.
Read MoreJun 14, 2026
How Does No Tax on Overtime Work?

How to Consolidate Business Debt

Business debt consolidation combines multiple obligations into a single payment — here's how to choose the right approach.
Read MoreJun 14, 2026
A business owner consolidating business debt.

The Risks of Using Your 401(k) to Consolidate Debt

Before you tap your retirement savings to pay off debt, understand the penalties, tax consequences, and long-term costs — plus smarter alternatives.
Read MoreJun 14, 2026
Should You Use Your 401(k) to Consolidate Debt?

Credit Score Ranges: What They Mean and How They Work (2026)

Your credit score affects everything from loan approvals to the interest rates you pay — and understanding where you fall on the scale is the first step toward better financial decisions.
Read MoreJun 14, 2026
A man sitting at his desk learning about his credit score range and what it means.

How to Calculate Your Debt Consolidation Loan Savings

Debt consolidation loans are personal loans that combine multiple debts into a single loan with a fixed interest rate. They can save you money on interest if your loan has a lower APR than what you’re currently paying.
Read MoreJun 12, 2026
debt consolidation calculator

Accredited Debt Relief vs. National Debt Relief: Which Debt Settlement Company Is Better?

Accredited Debt Relief and National Debt Relief are two of the most popular debt settlement options on the market. They can negotiate down the amounts you owe to your creditors, then manage your payments while you work to pay off your debts.
Read MoreJun 12, 2026
debt settlement

Debt Consolidation vs. Balance Transfer Card: Which Option Is Better?

Both paths can simplify your payments and cut interest costs — but the right choice depends on how much you owe, your credit profile, and how fast you can pay it off. Backed by 50+ financial experts, 3,000+ hours researched, 100+ comparison tools, calculators & more.
Read MoreJun 10, 2026
A woman learning about debt consolidation vs. balance transfer cards.
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