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Brian Acton Bio

Brian Acton

Brian Acton is a seasoned personal finance journalist at BestMoney.com who specializes in loans and debt consolidation. His work has appeared in The Wall Street Journal, TIME, USA Today, MarketWatch, Inc. Magazine, HuffPost, and other notable outlets.

Posts by Brian Acton

How Does Debt Consolidation Affect Your Credit Score?

Debt consolidation is the process of combining multiple debts into a single debt with one monthly payment. You may even be able to lower your monthly payment or save money by reducing your interest rates.
Read MoreFeb 4, 2026
A man finding out how debt consolidation can affect his credit score.

How Does a Home Equity Loan Work?

Home equity loans allow you to borrow money using the equity you’ve established in your home as collateral. They have fixed interest rates and monthly payments, and you pay back the loan over a set period of time – from five to 30 years
Read MoreFeb 4, 2026
How Does a Home Equity Loan Work?

Debt Consolidation Loans: Should You Apply Now or Wait for the Fed to Cut Interest Rates?

Navigating the 2026 credit market requires balancing the urgency of high-interest debt against the promise of shifting Federal Reserve policies.
Read MoreFeb 1, 2026
Debt Consolidation Loans: Should You Apply Now or Wait for the Fed to Cut Interest Rates?

How Long Does It Take to Get a Personal Loan?

Getting a personal loan can happen quickly.
Read MoreJan 27, 2026
A woman sitting at her desk trying to figure out how long it takes to get a personal loan.

Pros and Cons of Personal Loans: What to Know Before You Borrow

Personal loans offer a straightforward way to borrow money for all kinds of reasons.
Read MoreJan 27, 2026
A man and a woman discussing the pros and cons of personal loans.

How Much of a Personal Loan Can I Get?

Personal loans typically range from $1,000 to $100,000, but the amount you can actually get depends on your financial situation.
Read MoreJan 27, 2026
A woman learning about how much of a personal loan she can get.

Personal Loans: What You Need to Know Before Borrowing

Personal loans offer quick access to funds with fixed interest rates, predictable monthly payments, and flexible use for debt consolidation, home improvements, or major expenses.
Read MoreJan 25, 2026
A woman looking for a personal loan chatting to a financial expert.

How to Save On Car Insurance When You Add a Teen Driver

Having a teenager get their driver’s license can present an exciting and nerve-wracking milestone for any parent.
Read MoreJan 25, 2026
How to Save On Car Insurance When You Add a Teen Driver

Why Does My Car Insurance Get More Expensive Even Without a Claim?

For many drivers, car insurance has only gotten more expensive over time.
Read MoreJan 25, 2026
Why Does My Car Insurance Get More Expensive Even Without a Claim?

How Usage-Based Car Insurance Can Affect Your Policy Rates

Many car insurance companies now offer usage-based insurance, a program that tracks your driving behavior to determine how much you pay for coverage. It looks at the mileage you put on your car, your driving habits, and other factors to determine your risk level and calculate your rates.
Read MoreJan 12, 2026
How Usage-Based Car Insurance Can Affect Your Policy Rates
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