Brian Acton

Many car insurance companies now offer usage-based insurance, a program that tracks your driving behavior to determine how much you pay for coverage. It looks at the mileage you put on your car, your driving habits, and other factors to determine your risk level and calculate your rates.

Having a teenager get their driver’s license can present an exciting and nerve-wracking milestone for any parent.

For many drivers, car insurance has only gotten more expensive over time.

When you submit a claim to car insurance, the deductible is the amount of money you pay out of pocket before your policy kicks in to cover the rest.

Secured personal loans require collateral but offer easier approval and lower rates than unsecured loans. You risk losing your collateral if you default. Best for borrowers with poor credit seeking competitive rates.

Personal loans can provide money for many purposes, from debt consolidation and paying off bills to major home renovations or emergency expenses.

When you apply for a personal loan, the lender will ask you for several documents to confirm your identity and collect information about your finances.

Business debt consolidation offers a streamlined solution by combining various debts into a single obligation with one consistent payment. This approach simplifies financial management, can enhance cash flow predictability, and potentially reduce costs through lower interest rates.

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest.

If you’re struggling to pay your debts and you have money in a 401(k), you can tap those funds for debt relief and work on paying back your retirement fund over time. Using your 401(k) to consolidate debt has some strong advantages, depending on what method you use – but it also comes with significant downsides.