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Varo Bank Review

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Reviews 2,143

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

Varo Bank summary

Varo Bank, N.A. is a hybrid online/mobile bank. Its Varo Bank Accounts comes with the promise of no monthly account maintenance fees and its Varo Savings Accounts have attractive annual percentage yields (APYs). Varo Bank offers significant advantages over online and brick-and-mortar banks: namely, no minimum balance to open an account; and the option of having your paycheck deposited up to two days early.

Pros

  • Full-feature mobile app
  • No monthly account maintenance fees
  • Competitive savings rates

Cons

  • Limited account options
  • No loans or credit cards
Varo Bankat a glance
4.4

Editorial score

Fees?

No fees at all

5.0

Security

FDIC insured and SSL/AES encrypted account

4.0

Customer service

Early morning, evening and weekend service with multiple communication options and a dedicated fraud team

4.0

Online experience

User friendly site with full online banking capabilities

4.0

Mobile experience

Excellent mobile app with all mobile banking features enabled, including digital check deposits

5.0

Varo Bank Varo Bank Visit Varo Bank

Advantages Over Traditional Banks

Varo is different from a regular bank. It offers online bank accounts and savings accounts, stripped down to the very basics to give you countless benefits without the downsides.

Here are the main reasons to choose Varo Bank over a regular bank:

  • It takes only minutes to set up a bank account
  • Open and manage your bank account using the Varo Bank mobile app
  • No bank account maintenance fees whatsoever. That’s no monthly fees, no minimum balance requirements, and no transfer fees
  • Extremely high savings annual percentage yields (APY) helping you save

Cutting-Edge Banking Services

Varo has stripped banking down to the features people need most, without bogging its users down with high fees and balance requirements.

Here are Varo’s top banking features and services:

  • Collect your paycheck up to two days early with direct deposit1, which generally gives you access to your paycheck as soon as your employer files payroll.
  • Push notifications sent to your phone whenever there’s a deposit or withdrawal from your Varo bank account or when your debit card is used for a purchase or cash withdrawal
  • Lets you connect your other financial accounts to Varo to manage all your money in one place
  • Allows you to deposit cash at 90,000+ retail locations around the US using Green Dot Reload @ the Register (Retail service fee applies)3
  • Save Your Pay takes a percentage of deposits you make into your checking account and automatically transfers it to your savings account
  • Save Your Change automatically rounds up every transaction to the nearest dollar and transfers the amount to your savings account
  • Get up to $100 with the tap of a button with Varo Advance*

Traditional Banking Services

Varo Bank doesn’t ignore traditional banking services. Varo offers the convenience of mobile banking with many of the same basic features offered by traditional banks.

Traditional banking services include:

  • Varo Visa® Debit Card. This is a regular debit card linked to your checking account. It is not a prepaid card.
  • Fee-free withdrawals at 55,000+ Allpoint® ATMs worldwide.4
  • Option of sending deposits and transfers from your bank account.

Interest Rates and Fees

Varo offers two types of accounts: a no-fee online Bank account and high-yield savings account. To access Varo’s services, you must set up a Varo Bank Account. The Savings Account is optional. As mentioned earlier, Varo doesn’t charge any monthly account maintenance fees. That means: no monthly fees, no transfer fees, no foreign transaction fees, no ATM fees (as long as you use Allpoint® ATMs) and no minimum balance requirements.

The Varo savings account promises a high minimum Annual Percentage Yield (APY). Start earning 0.5% - 3% APY  with a balance of only $.01, if you meet these requirements each qualifying period2

  • Make at least five qualifying Varo Bank Visa Debit Card purchases AND
  • Receive qualifying total direct deposits of $1,000 or more

Additionally, you will need to meet these daily balance requirements at the close of business during the calendar month:

  • Do not exceed a daily savings balance of $10,000 for the entire calendar month AND
  • Keep your bank and savings account balances greater than or equal to $0.00

Customer Service

Varo’s Utah-based customer service team is available 7 days a week during extended business hours, by phone and email.

Mobile Apps

Varo isn’t just another one of those banks that offers a mobile app; its mobile app actually has more features than its online platform. Downloading the Varo app on the App Store or Google Play can give you full access to all of the banking services and products described in this review.

Security

Varo takes your security seriously. All money in your Varo account(s) is FDIC insured up to $250,000 through Varo Bank, N.A. Member FDIC. Furthermore, Varo promises never to sell your data and to keep you safe with powerful encryption and access control. Your spending is also protected, thanks to the Visa® Zero Liability, which guarantees you won’t be held responsible for any unauthorized charges on your debit card5.

Conclusion

Varo Bank represents the next stage in online banking. It does a few things that all online banks should really be doing by now, namely: it charges no fees for its services and rewards users with high-interest rates for meeting a few basic conditions each month. In short, if you’re looking for an online/mobile bank account that does the basics well – and doesn’t charge you an arm and a leg for it – then it’s worth checking out Varo Bank.

Varo Bank Varo Bank Visit Varo Bank


Disclosure

Bank Account Services provided by Varo Bank, N.A. Member FDIC. Visa® Debit Card is issued by Varo Bank, N.A. pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

*To qualify, you’ll need to have at least $1,000 in direct deposits to your Varo Bank Account or Varo Savings Account combined within the last 31 days. Your Varo Bank Account must be open and active, and the daily balance at close of business must be equal to or greater than $0.00. You are limited to taking out one Advance per calendar day, even if you repay in full on the same calendar day.


1  - Early access to direct deposit funds depends on timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.


2 - ¹Annual Percentage Yield (APY) is accurate as of Oct 1, 2021. All Varo Savings Accounts earn 0.50% APY beginning on that date. APY is variable and is subject to change. No minimum balance required to open an account. Balance in Savings must be at least $0.01 to earn interest. To earn 3.00% APY, the Varo Savings Account must meet these requirements: Account Holder must 1) receive total qualifying direct deposits of $1,000 or more to a Varo Bank Account or Varo Savings Account in the same qualifying period. 2) The daily balance in the Varo Savings Account must not exceed $5,000. 3) Keep your Bank Account and Savings Account balances above or equal to $0.00 the entire calendar month. If these conditions are not met, you will earn 0.50% APY on the Savings Account balance for that period. The Qualifying Period is defined as the first day of the calendar month through the last business day of the calendar month.


3 - There is no fee assessed by Varo Bank for cash deposits.  However, a retail service fee of up to $5.95 applies.

 

4  -  There is no fee to withdraw money from any Allpoint® ATM. There is a $2.50 ATM cash withdrawal fee assessed by Varo Bank for all non-Allpoint® ATM transactions (out of network transactions). The ATM operator may charge an additional fee.

 

5  - You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Varo Bank

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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Trustpilot reviews

See what some costumers are saying about Varo Bank
Varo Bank
ExcellentReviews 2,143
on
Excellent
82%
Great
5%
Average
1%
Poor
1%
Bad
11%
  • author
    Rosevelt Matthews
    10 hours ago
    Really great place to Bank

    Really great place to Bank, I highly recommend this place as a one stop shop to your business and personal banking

    ...

  • author
    Isaac Barber
    9 hours ago
    Morons run this company.

    Morons run this company.

    ...

  • author
    James
    2 days ago
    Good to apply one

    It's good for every one.

    ...

  • author
    Harold
    2 days ago
    Can't get my money out of my account

    Been trying for the last 4 days to take all my money out of my Varo account 40,000 they only allow a max of 5000 in a day and 7500 in a month then you have to wait untill the next month, need my money for a down payment on a home we are buying at that rate it would take several months to get all (my MONEY ) Varo bank makes it easy to put money in but hard to get it out, after spending hours on the phone with Varo customer service they agreed to do a wire transfer to Chase within 48 hours which has come and gone, back to making phone calls to customers service again. I would not advise putting a large amount of money in this bank if you thing you may need most or all of it at one time,like the commercial says "It's my money and I want it now"

    ...

  • author
    Juan
    3 days ago
    My experiences as a Varo member has…

    My experiences as a Varo member has always been great. I'd recommend this card to absolutely anyone.

    ...

  • author
    Mika Boo Williams
    3 days ago
    Easy to use, reliable, current technology, internet banking on the go!

    Easy to use, reliable, current technology, internet banking on the go!

    ...

  • author
    John Klepper
    Oct 15, 2021
    Love the bank services only reason why…

    Love the bank services only reason why I don't use it currently is I had an advance and then lost my job the same week and haven't had money to pay the advance back

    ...

  • author
    Sonia Puga
    Oct 15, 2021
    Vato bank is the worst bank to ever…

    Vato bank is the worst bank to ever bank with. I’ve had my money stolen from my account not once BUT TWICE and when I filed a claim they made me wait ten business days to even update me on anything. It was such large amounts of money and when I finally heard back they said they couldn’t do anything about it. DO NOT BANK HERE! Your hard earned money will disappear and they will not help in any way.

    ...

  • author
    Benjamin Shelton
    Oct 15, 2021
    Awesome bank

    I find bank to be an excellent bank. Never had any issues with my card a few times I have called in for customer service to ask a question they have been very courteous professional and knowledgeable. I think it is an awesome bank went highly recommend it to anyone.

    ...

  • author
    Thomas
    Oct 14, 2021
    This bank is amazing

    This bank is amazing

    ...

  • author
    Terry McMillian
    Oct 14, 2021
    Easy acces to money

    Easy acces to money. Same day transfer money without penalty Early pay. Need to work on faster replacement of debit cards.

    ...

  • author
    Jessica Carty
    Oct 14, 2021
    Like it eat to use readable pays on…

    Like it eat to use readable pays on time love the cash back options

    ...

  • author
    eddie
    Oct 14, 2021
    this is the one and only...

    this is the one and only bank i have that i use for all things

    ...

  • author
    Christina Powell
    Oct 14, 2021
    I like it

    I like it and it's easy to use and send and receive money easy

    ...

  • author
    David Shoup
    Oct 14, 2021
    Keep up the good work

    Very pleased and satisfied with your bank

    ...

  • author
    Ralph Everett Brayman
    Oct 13, 2021
    There customer service is 5 stars in my…

    There customer service is 5 stars in my book. They returned my email in a timely manner with my question answered.

    ...

  • author
    Elizabeth J Lucas
    Oct 13, 2021
    I like the app

    I like the app it just sucks that I do not have direct deposit because they have so many cool 😎 features.

    ...

  • author
    Trump
    Oct 13, 2021
    Worste mobile bank I've ever used

    Worste mobile bank I've ever used. My 2 grand has been sitting in my checking account for 4 months now because they cant seem to figure out how to mail out a debit card and their only alternative is "we can mail you a check that should take up to 3 weeks"... Seems like my only option now. They hire a bunch of people to leave reviews on sites like this.

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  • author
    Danny Lenski
    Oct 12, 2021
    Great app

    Great app, user friendly and great customer service!

    ...

  • author
    Librado Barrera
    Oct 12, 2021
    Eymeumeujeuukkyjvf

    Eymeumeujeuukkyj

    ...

  • author
    Heidi Melin
    Oct 10, 2021
    I adore varo and have been with them…

    I adore varo and have been with them for about 2 years now

    ...

  • author
    Katrina Davies
    Oct 09, 2021
    Great banking service

    I have always had positive experiences with varo. Whenever I've had an issue they have always helped me with any issues and promptly had my few issue addressed. I like that they offer great perks like cash advance and offers. I also have always got my direct deposits super fast through this company. Thanks for keeping a great banking service.

    ...

  • author
    David Elliott
    Oct 09, 2021
    Awesome

    You guys are awesome

    ...

  • author
    Amanda Harris
    Oct 07, 2021
    Varo has been amazing for years!

    Varo has been amazing for the many years I've been with them! No crazy fees I've not noticed, fair with cost on depositing cash at stores(which I don't usually need with my work direct deposits), and they're helpful with providing an advance option when u might need as long as your account shows u can pay it back.. but it's never above 100. They've helped in customer service when transitioning to their new name/brand and all and all I think it's a great option for people like me who do not enjoy going into banks. Thx Varo!

    ...

  • author
    Nathan Cook
    Oct 06, 2021
    Applied have a 700+ rating and they…

    Applied have a 700+ rating and they denied me for banking with them....bad bad bad...

    ...

  • author
    Parth Dave
    Oct 06, 2021
    PRD Construction

    PRD Construction

    ...

  • author
    Kayo Akins
    Oct 06, 2021
    Worst bank I ever dealt with …

    This bank has been holding on to funds that I should of had 3 months ago. Every time I call they tell me that their third party company that deals with the checks are behind so that's why the money from the voided check has not been returned into my account. My deposit was sent on June 15th. It is now October 6th and I'm still dealing with this bull

    ...

  • author
    Angela Beck
    Oct 06, 2021
    varo is a very understanding and…

    varo is a very understanding and helpful bank to use especially for the ones who have suffered during this pandemic

    ...

  • author
    Jennifer Harrington
    Oct 05, 2021
    Why Varo is the best.

    I get my SSI DISABILITY check between 3-5 days early each month, they let you get an advance every month, and you can instantly transfer money to another Varo customer.

    ...

  • author
    M Quick
    Oct 05, 2021
    Do not try and buy a house with Varo as your bank.

    I thought I would enjoy Varo because it was primarily online and I wouldn't need to go in to a bank for my services but when I went to buy a house it was a complete S**t show. If I wanted to purchase a house I could not have Varo as my bank account because they don't do cashiers checks or wire transfers. Then when I needed to provide proof of funds they don't have a way to get a statement until the end of the month. I literally had to create a chase account and transfer all of my funds to a different bank account. I also had another situation recently where, somehow someone logged in to my account and bypassed 2FA and sent them selves $2,000. It took 10 days to get my money back. Varo bank accounts are for kids, if you are an adult with real financial responsibility, get an actual bank.

    ...

  • author
    Sarah Frishcosy
    Oct 05, 2021
    This is the best bank I've been with so…

    This is the best bank I've been with so far no hidden fees and they open both a checking and savings account for you with no money up front

    ...

  • author
    Bunny Lopez
    Oct 05, 2021
    Varo’s truly the best!

    I’ve tried several debits like Chime, Dave etc but canceled all and stayed with Varo. Their user app is visually appealing and simple. They have the best high yield saving, one of the top in the nation and plenty of free atm access locally. I never get hidden charges, zero monthly fee and I’ve never experienced any problems using my account. Early paydays and great cash back programs. I’ve used both advance and believe features. Best debit service all around!

    ...

  • author
    olga Garcia
    Oct 04, 2021
    Love the early payday this is so helpful

    Love the early payday this is so helpful

    ...

  • author
    marchello harris
    Oct 03, 2021
    Great card to have

    Great card to have

    ...

  • author
    Colby Griffin
    Oct 03, 2021
    GREAT EXPERIENCE

    GREAT EXPERIENCE

    ...

  • author
    pricklecatmom
    Oct 02, 2021
    Varo makes banking easy

    Varo makes banking easy. They do exactly what they say and make everything understandable. Never any hidden fees or surprises. I highly recommend Varo to everyone.

    ...

  • author
    Marco Bergeron
    Oct 02, 2021
    Yeah

    Bestbbbbbbnnnnnn

    ...

  • author
    Erika Munoz
    Oct 02, 2021
    I love Varo

    I love Varo. They have helped me when I needed the most with an Advance. Also their savings is amazing for someone who doesn’t have thousands to start a savings account that builds credit.

    ...

  • author
    Shannon Ramshur
    Oct 01, 2021
    Great customer service

    Great customer service, no fees just awesome!!!

    ...

  • author
    Dustin Thompson
    Oct 01, 2021
    Varo has been amazing since day 1

    Varo has been amazing since day 1! I e never experienced just honest and actually caring customer service... It's among the best I've ever experienced.. ever. The app is so user friendly and there are no fees! I love varo!

    ...

  • author
    Kesha Lane
    Oct 01, 2021
    I have heard great things about this…

    I have heard great things about this service. However, I was told that they couldn't verify my identity. I wasn't sent a link to upload my license or any other documents. Their could be an issue with their server, the customer is the one that has to deal with the outcome.

    ...

  • author
    Trent Shamgochian
    Sep 30, 2021
    Wish they wouldn't have messed up my…

    Wish they wouldn't have messed up my direct deposit for my original account to the new account but it is what it is can't change anything about it now

    ...

  • author
    Tonia Ledford
    Sep 29, 2021
    Varo has been super great

    Varo has been super great! Thanks varo!!! For All!!! :)

    ...

  • author
    Marcus Flores
    Sep 29, 2021
    Alway been an amazing bank

    Alway been an amazing bank with transparency and no annual fee!

    ...

  • author
    Suny
    Sep 29, 2021
    Varo has kept me feeling secure with my money

    Varo has kept me feeling secure with my finances throughout the pandemic and period of uncertainty with employment and responsibilities, provided not just the tools to maintain my account while collecting unemployment, but feel protected and guarded of my account. Varo hasn’t done anything questionable to my account nor have they forced me into anything. I feel like money is actually safe here in comparison to other banks that tend to have a record of closing accounts without a prominent reason and making things more difficult in the process of trying to obtain your own money. Varo I say really is a bank for the people and they have proven themselves to being accountable during the pandemic. Plus, you can’t beat the fact that there’s no monthly fees and the benefits getting your money 2-days early from a direct deposit like employment pay checks or tax refunds. Good work!

    ...

  • author
    Thomas A. Venable
    Sep 29, 2021
    I love Varo Bank and will never change!

    I love Varo Bank and will never change!

    ...

  • author
    Sandra Collins
    Sep 28, 2021
    I love varo great company very…

    I love varo great company very trustworthy

    ...

  • author
    tony smith
    Sep 28, 2021
    Awesome Bank I recommend Varo to…

    Awesome Bank I recommend Varo to anybody definitely no complaints I have had Varo bank for 10 years now

    ...

  • author
    Antonio Aparicio
    Sep 28, 2021
    Ok me gusta por que me facilita mis…

    Ok me gusta por que me facilita mis nesesidades bancarias

    ...

  • author
    Shaun Wise
    Sep 28, 2021
    They are awesome

    They are awesome! Been with them for over 3 years? My benefits check is always early and it helps! No fees and the advance is great! If I have a problem.,i call and it's fixed. In 3 years I've had to call only once and it was a simple question..Thanks Varo!

    ...

  • author
    Murray Cornelius Kennedy
    Sep 27, 2021
    Good card best card I ever used

    Good card best card I ever used

    ...

  • author
    Hollie Mchood
    Sep 27, 2021
    ....

    ..... love it......

    ...

  • author
    Essence Gordon
    Sep 27, 2021
    I get everything when I need it and it…

    I get everything when I need it and it is always on time.

    ...

  • author
    Cass LING
    Sep 26, 2021
    28 REVIEWS VARO BANK

    Varo Bank is the absolute best .. Fast .. Reliable ...& Secure ASF ! That's right ASF! Not only everything i mentioned before .. But also Varo's new P2P money transfer service ( Varo 2 Varo ) bests all competition in the peer to peer payment arena of personal finance and mobile banking .. There are many great things in the Rewards program offered by Varo . And not to mention the Varo Bank Card is Truly INTERNATIONAL

    ...

  • author
    Jason Fazendin
    Sep 26, 2021
    If you could connect cashapp it would…

    If you could connect cashapp it would be the best

    ...

  • author
    Barbara Freshwater
    Sep 26, 2021
    Easy to use

    Easy to use, highly recommended

    ...

  • author
    Anjanette Garcia
    Sep 26, 2021
    Varo. The only choice.

    Varo is smart, safe and easy. It's just that simple. Thanks varo!

    ...

  • author
    Allen Parks
    Sep 25, 2021
    Awesomeness

    Whats not to like it's awesome

    ...

  • author
    Maria Velez
    Sep 25, 2021
    The service you give a great thank you

    The service you give a great thank you

    ...

  • author
    Angela Burnett
    Sep 24, 2021
    Varo is a wonderful bank with great…

    Varo is a wonderful bank with great features and always there to help you

    ...

  • author
    Ms. Iyonna M. Burrell
    Sep 24, 2021
    Thanks

    I really like the card and app

    ...

  • author
    Thomas Silverstein
    Sep 21, 2021
    Beware! Varo Bank is a scam.

    Beware! Varo Bank is a scam. They will shut down your account for absolutely no reason and with no warning whatsoever. They will not tell you why your account had been closed. I have written and called to no avail. They may or may not return your money. I have found dozens of people online that they have done this too, including myself. See for yourself. I have poured over their rules and regulations and I cannot find a single thing I could have done wrong. I am waiting for them to return my money, as they said they will, but I have read about too many people who have not received their refund checks after months of waiting to believe it. Scam. Find another bank!

    ...

  • author
    Funs Cortes
    Sep 21, 2021
    Best bank

    Best bank of all

    ...

  • author
    Heather Jones
    Sep 21, 2021
    Every month there is a problem with my…

    Every month there is a problem with my deposit... EVERY MONTH.. and it's always some technical difficulties with deposit transactions.. And I'm supposed to just accept it and move on when my priorities are being neglected.. Due to a continuing system failure.

    ...

  • author
    Stephanie Firm
    Sep 21, 2021
    I have used varo for 2 years now or…

    I have used varo for 2 years now or more and I love it when my money is supposed to be there it always has been and if I have had a transaction Dispute they have always handled it the right way

    ...

  • author
    Jadyn adams
    Sep 20, 2021
    They are very dependable with my money!

    They are very dependable with my money!

    ...

  • author
    Lynette Williams
    Sep 20, 2021
    I love this Varo Bank

    I love this Varo Bank! I love everything about it and I do, and will continue, to recommend this bank to my friends and family.

    ...

  • author
    Samantha
    Sep 18, 2021
    Varo gets 5 stars because I have had no…

    Varo gets 5 stars because I have had no problems and even if I did the answer to any questions that may arise is right in front of me.

    ...

  • author
    Anthony Ray
    Sep 18, 2021
    These people are very great they are…

    These people are very great they are just thumbs up I can say

    ...

  • author
    Top Notch
    Sep 18, 2021
    Customer service is great they can be…

    Customer service is great they can be reached 24/7 213-318-5212

    ...

  • author
    Mary Moore
    Sep 18, 2021
    Best online banking

    Best online banking. Reliable safe and easy to use Love Varo!!

    ...

  • author
    eris joel
    Sep 17, 2021
    its a great bank

    its a great bank, but needs check cashing thru the app. plus be allowed to place your card on block the card.

    ...

  • author
    Rena Johnston
    Sep 17, 2021
    Love Varo no problems ever

    Love Varo no problems ever

    ...

  • author
    Amanda Graham
    Sep 17, 2021
    Great and easy app to download for all account info, love it

    The app is so easy and very easily accessible! Always get paid early with Varo even on holidays! Option to advance or overdraft and able to have savings account as well

    ...

  • author
    Alex Acevedo
    Sep 17, 2021
    Easy to use reliable secure been with…

    Easy to use reliable secure been with varo over a year my direct deposit comes early and the advances come in handy highly recommended

    ...

  • author
    Samantha Maria Pinto
    Sep 16, 2021
    No fees high overdraft loans

    Varo has no fees no late fees either even with overdraft loan higher amount of loan than others and early paycheck deposit not to mention purple bank cards woohoo lol

    ...

  • author
    Quen Sims
    Sep 14, 2021
    Great things happening

    Great things happening

    ...

  • author
    Ann-Kathryn
    Sep 13, 2021
    Questionable follow-up on promise of high-APY savings account

    For three months now, since July, my account has qualified for the promised 3% APY on a balance $5,000 or below. Still my interest rate is .2%, in spite of several questions to support about this.

    ...

  • author
    Jay and Tee Alvarez
    Sep 13, 2021
    Love Varo 5 stars+++

    Love, love, love Varo! The convenience & ease of it all is so appealing. I already recommend Varo bank to all of my friends and family & continue to do so when I meet a new co-worker. Varo really is a great alternative to traditional banking and I would never go back to a traditional bank at this point. Why would I want to wait in the lines? Wait for a parking spot, then wait for a teller, when you could bank with Varo? Out just makes so much sense. Then all you have to do is log into your app, load money (there's million ways to do so) & then watch your money grow!!!! Thanks Varo!

    ...

  • author
    Wayne Tumlin
    Sep 13, 2021
    Honestly it started off great using…

    Honestly it started off great using this bank and app I mean its easy to use interface was great was easy to transfer money check cashing through app just all around easy to use then all of a sudden said there was suspicious activity on my account and they closed it I'm gonna recommend that if you do use them that you make sure that someone don't use your info and add another person on your account like I'm almost positive someone did mine best bet is to get a bank account with a physical location

    ...

  • author
    Tha Liteweight
    Sep 13, 2021
    GREAT APP....

    GREAT APP..... BETTER THAN BEFORE

    ...

  • author
    Rashaad Germany
    Sep 13, 2021
    Ayyyyyyyyyyyyyyyyyyyyyyy

    Ayyyyyyyyyyyyyyyyyyyyyyy

    ...

  • author
    Charlita w
    Sep 12, 2021
    Y’all be lying ain’t no way u got most…

    Y’all be lying ain’t no way u got most good reviews I have did a police report n reported y’all to the bbb y’all some bs will not ever recommend. U knw it y’all need to shut down stop advertising period I wld not even wrk for ca for this bs ass company Varo yall dnt do it wit this fake ass so called online bank it’s a scam yr a scam n hackers

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  • author
    Brian Bond
    Sep 12, 2021
    Good bank to work with and I definitely…

    Good bank to work with and I definitely would recommend to anyone

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  • author
    Bubba Bee
    Sep 12, 2021
    U would be foolish to use any other…

    U would be foolish to use any other bank. Everything is Free and Varo does everything they can to put and keep more money in ur pocket..

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  • author
    Michael Moren
    Sep 10, 2021
    Varo has consistently been on top of…

    Varo has consistently been on top of their game. Where other banks would throw a list of problems at you, Varo does not. It is a staple in my day to day operations and I literally never have an issue. I am confident in standing by this review of the company as I am 100% honest in this assessment. I wont even use a traditional branch again because of the list of made up problems they create when trying to transfer money, or get my cash.. Cant wait for the day Varo has a branch office near me. Keep it up, I absolutely love this company and have been using it for multiple years. Thank you Varo.

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  • author
    maheni foster
    Sep 10, 2021
    Varo is the best bank I've ever dealt…

    Varo is the best bank I've ever dealt with.

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  • author
    Jeanelle Lazarre
    Sep 10, 2021
    Varo is great I love it

    Varo is great I love it

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  • author
    Keela Hunt
    Sep 09, 2021
    Hey everyone dont get a bank account…

    Hey everyone dont get a bank account with varo they are holding my money hostage I have bern waiting for my check for over a month didnt show up I called they saying it might of got loss so they said they have to cancel it and send another its been al.ost two weeks now since I spoke with them and I called today and she telling my check srill aint been sent out this bank its not trust worthy and garbage please can someone help please I put over $300 in the account I need my funds please

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  • author
    Keith O'Connor
    Sep 08, 2021
    love their services

    love their services, support and custom menus on certain atms

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  • author
    Pa S
    Sep 08, 2021
    Everything takes so long, Customer service is not great

    Setting up my account took a month, because they did not communicate about issues they saw in my proof of address and identity. They only let you submit photos on their app, and there is no way to submit online documents unless you contact support. They take multiple days to process any activity, so I had to contact support each time I resubmitted documents. the second time, they just ignored me completely so I had to reach out again, and then they opened my account, still with no acknowledgement or apology for the week-long wait. I also don't like how they automatically open a checking account for you; I only wanted a savings account. Transfers of money apparently take 4 business days which is way longer than all of the other online banks. I'm nervous they will steal my money, but I will edit this if I finally get it. I only opened this account to get the 3.00% APY, but it seems like it will be months before I can qualify since transfers don't process. I will definitely be leaving Varo if there is funny business.

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  • author
    Randall Irvin
    Sep 08, 2021
    Best bank

    Best bank, best customer service, best everything. Thanks for being the best!

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  • author
    Anthony Bradley
    Sep 07, 2021
    Convenient without all the restrictions…

    Convenient without all the restrictions and freedom of an account

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  • author
    shawn
    Sep 07, 2021
    I have used varo for the past 2 years…

    I have used varo for the past 2 years and I believe they are a upstanding online bank.

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  • author
    Angela Clark
    Sep 05, 2021
    Great Online Bank to do do Business…

    Great Online Bank to do do Business with Terrific Staff!!

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  • author
    Tasha Ee
    Sep 05, 2021
    Customer service can be reached at…

    Customer service can be reached at 802-210-7637

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  • author
    Maurice Calloway
    Sep 04, 2021
    Experience great customer service great…

    Experience great customer service great and honest quick to fix any problems

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  • author
    Jenril Lee
    Sep 04, 2021
    DANGER: VARO BANKING

    One of the worst online banking you can get. DO NOT USE VARO, they will screw you over BIG TIME. They caused me to LOSE A LOT OF MONEY!!!! The asinine behavior of Varo Bank would be too long to write, please just trust me on this USE ANOTHER BANKING INSTITUTION! DO NOT FIND OUT THE HARD WAY, like I did.

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  • author
    Me Mo
    Sep 04, 2021
    Varo bank and mobile app are the go to…

    Varo bank and mobile app are the go to financial institution that I prefer and refer because the team is reliable dependable and extremely professional

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  • author
    Tabatha Douglas
    Sep 03, 2021
    Varo has been the easiest and the best…

    Varo has been the easiest and the best on line banking ive ever used. No crazy fees no issues using at all.

    ...

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