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Varo Bank Review

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Reviews 2,381

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

Varo Bank summary

Varo Bank, N.A. is a hybrid online/mobile bank. Its Varo Bank Accounts comes with the promise of no monthly account maintenance fees and its Varo Savings Accounts have attractive annual percentage yields (APYs). Varo Bank offers significant advantages over online and brick-and-mortar banks: namely, no minimum balance to open an account; and the option of having your paycheck deposited up to two days early.

Pros

  • Full-feature mobile app
  • No monthly account maintenance fees
  • Competitive savings rates

Cons

  • Limited account options
  • No loans or credit cards
Varo Bankat a glance
4.4

Editorial score

Fees?

No fees at all

5.0

Security

FDIC insured and SSL/AES encrypted account

4.0

Customer service

Early morning, evening and weekend service with multiple communication options and a dedicated fraud team

4.0

Online experience

User friendly site with full online banking capabilities

4.0

Mobile experience

Excellent mobile app with all mobile banking features enabled, including digital check deposits

5.0

Varo Bank Varo Bank Visit Varo Bank

Advantages Over Traditional Banks

Varo is different from a regular bank. It offers online bank accounts and savings accounts, stripped down to the very basics to give you countless benefits without the downsides.

Here are the main reasons to choose Varo Bank over a regular bank:

  • It takes only minutes to set up a bank account
  • Open and manage your bank account using the Varo Bank mobile app
  • No bank account maintenance fees whatsoever. That’s no monthly fees, no minimum balance requirements, and no transfer fees
  • Extremely high savings annual percentage yields (APY) helping you save

Cutting-Edge Banking Services

Varo has stripped banking down to the features people need most, without bogging its users down with high fees and balance requirements.

Here are Varo’s top banking features and services:

  • Collect your paycheck up to two days early with direct deposit1, which generally gives you access to your paycheck as soon as your employer files payroll.
  • Push notifications sent to your phone whenever there’s a deposit or withdrawal from your Varo bank account or when your debit card is used for a purchase or cash withdrawal
  • Lets you connect your other financial accounts to Varo to manage all your money in one place
  • Allows you to deposit cash at 90,000+ retail locations around the US using Green Dot Reload @ the Register (Retail service fee applies)3
  • Save Your Pay takes a percentage of deposits you make into your checking account and automatically transfers it to your savings account
  • Save Your Change automatically rounds up every transaction to the nearest dollar and transfers the amount to your savings account
  • Get up to $100 with the tap of a button with Varo Advance*

Traditional Banking Services

Varo Bank doesn’t ignore traditional banking services. Varo offers the convenience of mobile banking with many of the same basic features offered by traditional banks.

Traditional banking services include:

  • Varo Visa® Debit Card. This is a regular debit card linked to your checking account. It is not a prepaid card.
  • Fee-free withdrawals at 55,000+ Allpoint® ATMs worldwide.4
  • Option of sending deposits and transfers from your bank account.

Interest Rates and Fees

Varo offers two types of accounts: a no-fee online Bank account and high-yield savings account. To access Varo’s services, you must set up a Varo Bank Account. The Savings Account is optional. As mentioned earlier, Varo doesn’t charge any monthly account maintenance fees. That means: no monthly fees, no transfer fees, no foreign transaction fees, no ATM fees (as long as you use Allpoint® ATMs) and no minimum balance requirements.

The Varo savings account promises a high minimum Annual Percentage Yield (APY). Start earning 0.5% - 3% APY  with a balance of only $.01, if you meet these requirements each qualifying period2

  • Make at least five qualifying Varo Bank Visa Debit Card purchases AND
  • Receive qualifying total direct deposits of $1,000 or more

Additionally, you will need to meet these daily balance requirements at the close of business during the calendar month:

  • Do not exceed a daily savings balance of $10,000 for the entire calendar month AND
  • Keep your bank and savings account balances greater than or equal to $0.00

Customer Service

Varo’s Utah-based customer service team is available 7 days a week during extended business hours, by phone and email.

Mobile Apps

Varo isn’t just another one of those banks that offers a mobile app; its mobile app actually has more features than its online platform. Downloading the Varo app on the App Store or Google Play can give you full access to all of the banking services and products described in this review.

Security

Varo takes your security seriously. All money in your Varo account(s) is FDIC insured up to $250,000 through Varo Bank, N.A. Member FDIC. Furthermore, Varo promises never to sell your data and to keep you safe with powerful encryption and access control. Your spending is also protected, thanks to the Visa® Zero Liability, which guarantees you won’t be held responsible for any unauthorized charges on your debit card5.

Conclusion

Varo Bank represents the next stage in online banking. It does a few things that all online banks should really be doing by now, namely: it charges no fees for its services and rewards users with high-interest rates for meeting a few basic conditions each month. In short, if you’re looking for an online/mobile bank account that does the basics well – and doesn’t charge you an arm and a leg for it – then it’s worth checking out Varo Bank.

Varo Bank Varo Bank Visit Varo Bank


Disclosure

Bank Account Services provided by Varo Bank, N.A. Member FDIC. Visa® Debit Card is issued by Varo Bank, N.A. pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

*To qualify, you’ll need to have at least $1,000 in direct deposits to your Varo Bank Account or Varo Savings Account combined within the last 31 days. Your Varo Bank Account must be open and active, and the daily balance at close of business must be equal to or greater than $0.00. You are limited to taking out one Advance per calendar day, even if you repay in full on the same calendar day.


1  - Early access to direct deposit funds depends on timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.


2 - ¹Annual Percentage Yield (APY) is accurate as of Oct 1, 2021. All Varo Savings Accounts earn 0.50% APY beginning on that date. APY is variable and is subject to change. No minimum balance required to open an account. Balance in Savings must be at least $0.01 to earn interest. To earn 3.00% APY, the Varo Savings Account must meet these requirements: Account Holder must 1) receive total qualifying direct deposits of $1,000 or more to a Varo Bank Account or Varo Savings Account in the same qualifying period. 2) The daily balance in the Varo Savings Account must not exceed $5,000. 3) Keep your Bank Account and Savings Account balances above or equal to $0.00 the entire calendar month. If these conditions are not met, you will earn 0.50% APY on the Savings Account balance for that period. The Qualifying Period is defined as the first day of the calendar month through the last business day of the calendar month.


3 - There is no fee assessed by Varo Bank for cash deposits.  However, a retail service fee of up to $5.95 applies.

 

4  -  There is no fee to withdraw money from any Allpoint® ATM. There is a $2.50 ATM cash withdrawal fee assessed by Varo Bank for all non-Allpoint® ATM transactions (out of network transactions). The ATM operator may charge an additional fee.

 

5  - You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Varo Bank

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Varo Bank
Varo Bank
GreatReviews 2,381
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Trustpilot reviews

See what some costumers are saying about Varo Bank
Varo Bank
GreatReviews 2,381
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Excellent
80%
Great
5%
Average
1%
Poor
1%
Bad
13%
  • author
    Michael Barton
    May 16, 2022
    Fantastic Service

    Fantastic Service, and a miracle for small businesses.

    ...

  • author
    Joshua Britt
    May 17, 2022
    I wrote a prior review on 4/10/2022 and…

    I wrote a prior review on 4/10/2022 and it’s only getting worse. I ordered business checks so I can pay people on 4/29/2022 I was told it would take 5 to 6 business days. It’s now been 12 business days and still no checks. Called customer service and asked them about the checks and they have no idea and no tracking numbers for my business checks 🤬! Do you know anyone could get them and start forging checks from my account. I’m starting to feel like my businesses hard earned money is with a bank that doesn’t know how business work. If my business was not able to meet a deadline I will call my client and let them know or send an e-mail something. You get nothing from BlueVine but 1.5% interest which in the grand scheme of everything isn’t that great for terrible service from BlueVine. Stay away!

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  • author
    Leonardo Molina
    May 16, 2022
    Fast response

    Daniel helped me with my line of credit and made the funding process easy and seamless. He was extremely helpful

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  • author
    TheWiseLady
    May 13, 2022
    Louis made this process amazingly easy

    Louis made this process amazingly easy. He explained every single detail and left me with absolutely no questions about the process or what was expected. GREAT JOB Louis!! thank you BlueVine for helping us take our business to the next level! :)

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  • author
    Jereme McGuire
    May 12, 2022
    Outstanding customer service!!

    Outstanding customer service!!

    ...

  • author
    Raymond J. Maysonet
    May 11, 2022
    Got approved within minutes for a…

    Got approved within minutes for a $150,000 line of credit, very simple and easy process. Thank you blue vine for helping me and my company!

    ...

  • author
    PK Lovell
    May 11, 2022
    Do NOT do business with this company

    Do NOT do business with this company. Quite simply, you sign their agreement and then they renege/change the rules. You clearly need their financial help and they won't give it, no matter their inferred "promises." My follow-on assigned financial advisor, Omar Padillo, has been especially rude and not at all helpful.

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  • author
    Ruslan Zhdamarov
    May 10, 2022
    Angie - Funding Advisor

    Angie is a professional, highly responsive and she answered all my questions!

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  • author
    Paul
    May 10, 2022
    Helpful customer service.

    Lexie was very knowledgeable about her product and provided impeccable customer service.

    ...

  • author
    Peter
    May 10, 2022
    There was a seamless handoff from one…

    There was a seamless handoff from one account rep to another when they went off for vacation. Then they were proactive in answering all the questions and helping as we had to provide documentation on a complex corporate structure.

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  • author
    Jesus Alberto
    May 09, 2022
    Excellent customer service.

    Excellent customer service.

    ...

  • author
    nick kener
    May 08, 2022
    Cant run a business with this "checking" account

    So slow at getting you money or depositing you money! This should be called a business savings not checking. you can NOT run a business in 2022 with checks taking 3-6 days to hit your account or 4-5 days for a simple bank ach transfer. No zelle. on the app you have to verify each login with a text. the ONLY thing they have going is their high interest rate... I dont know how much longer ill stay, all the other banks online or not checks are available next day, maybe 2 days if its big. 2-3 days to transfer money.

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  • author
    Raymond J. Maysonet
    May 05, 2022
    Mitch S was a huge help

    Mitch S was a huge help! Thank you!

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  • author
    Mike McGuire
    May 04, 2022
    They are thieves

    They are thieves. They let me open an account, and as soon as I tried to use it, they froze my money. Shady crooks! Stay away!

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  • author
    Jenetta Butler
    May 04, 2022
    Nick Gallis was extremely helpful and…

    Nick Gallis was extremely helpful and informative when discussing and explaining the terms of my line of credit for my business. After dealing with several dodgy and cringy people before him, it was refreshing to talk to someone the opposite who truly had the best interest of my business in mind. Looking forward to building a relationship with BlueVine and with Nick as my rep.

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  • author
    David Matos
    May 03, 2022
    Awesome experience thanks to Louis…

    Awesome experience thanks to Louis Garcia! He was super helpful and guided me during the whole process. The activation process is also super fast and easy to use!

    ...

  • author
    Davarres Alexander
    May 02, 2022
    I had an amazing experience with Louis. He was knowledgable, patient, and provided me with all the information that I needed to be successful. He did not mind at all answering all of my questions.

    I had an amazing experience with BlueVine! Louis was incredible and did an excellent job of explaining and walking me through everything. I highly recommend BlueVine and its financial solutions!

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  • author
    FSZ CONSTRUCTION
    May 02, 2022
    Blue vine had been great for my…

    Blue vine had been great for my Business.

    ...

  • author
    philex
    Apr 30, 2022
    Bluevine is great

    Bluevine is great, very responsive and helpful throughout the who process! Daniel Farrell is my account manager and he did a really good job explaining and walking me through the entire process! Highly recommended!!

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  • author
    Nannette
    Apr 29, 2022
    The best great experience

    The best great experience

    ...

  • author
    Israel Max
    Apr 28, 2022
    Happy customer

    Mitchell Sapoff, great to work with fast delivery

    ...

  • author
    Kathy
    Apr 28, 2022
    Louis

    I applied with BlueVine for a business line of credit and very much appreciated the professionalism of Louis during this process.

    ...

  • author
    Gene Wilson
    Apr 26, 2022
    The best business financing that I have ever dealt with

    I think this is one of the best experiences I’ve ever had dealing with a business line of credit. My loan manager was absolutely great to work with. When they said I could be funded in one day I thought it was a sales gimmick. They literally had me approved and funded with in six hours. I can’t say enough good things about this company the terms were the best I’ve ever received for business financing. I highly recommend Blue Vine.

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  • author
    Daniel
    Apr 22, 2022
    Great experience so far!

    Great experience so far!

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  • author
    Tara Mata
    Apr 22, 2022
    Angie is the greatest

    Angie is the greatest. She helps me and my staff understand what we were getting into and how it all worked and got us going with plenty of examples on payback amounts and so forth. She is always available to help us when we need it and makes the process of getting a line of credit so much more friendly.

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  • author
    Diana Mondragon
    Apr 21, 2022
    Angie was great at getting us the help…

    Angie was great at getting us the help we needed

    ...

  • author
    Luis
    Apr 21, 2022
    Angie

    Angie, I am not aware of this gets to you but I want to say how professional and just a cool cucumber you were on helping me out with my LOC. I have not needed anything along the lines of LOC so the experience was a bit overwhelming. But with new growth I had no option. In comes Angie, you were very professional took the time to explain everything and helped me with the product I needed in order to help my company grow. THANK YOU

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  • author
    Steven
    Apr 21, 2022
    Very efficient process

    Very efficient process. Was approved and able to access our line of credit within 24 hours.

    ...

  • author
    Mike Woo
    Apr 21, 2022
    I wouldn't recommend bluevine to anyone that can't get an immediate line of credit or that doesn't have thousands in their bank account at all times

    I wouldn't recommend bluevine to anyone with less than perfect credit or that owns a small business making less than $10,000 monthly. They are super slow at clearing check deposits, even though that's like a lot of small business income sometimes. They don't care how many returned check fees they cause by kicking back checks a business has to write against checks they deposited. Customer service isn't very helpful. Unless you can immediately get a line of credit to cover expenses while waiting for a week or more for deposits to clear, use some other business checking that will atleast allow you a small part of what you deposit right away. Especially if you need it to operate. Not every business has thousands in the bank especially coming out of the covid pandemic where a lot of businesses had to close.

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  • author
    Richard Moore
    Apr 21, 2022
    Blue Vine Line of Credit is horrific.

    Blue Vine Line of Credit is a slave to their systems. I would not recommend them to anyone. They screwed me over. I switched banks. My new bank had a treasury management system that took some time to setup right. I had great months of revenue so I paid off some of my BlueVine draws early. I went to do a draw to pay for new product. BlueVine froze my account. Melissa...yes you only get first names...said that because I had my account open on my new account during the last few months they could not consider my actual revenue...only the revenue in the new account...which they marked as a reduction in revenue. That is in spite of the fact that I paid some of the draws early. Just don't do it. They are not a good partner.

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  • author
    Carolyn S
    Apr 19, 2022
    Great online bank

    Great online bank, very responsive. Appreciate their constant communication, emails etc. They post mobile checks to my account pretty fast! Getting a great savings rate too - 1.2%

    ...

  • author
    Scott
    Apr 18, 2022
    Nightmare Customer Service - STEAL Money and Wont Return

    Nightmare customer service, if you call it that. Well over a week couldnt get my email changed with them. I opened a business account and provided everything needed - EIN, Operating Agreement, Articles of Incorporation, DL, SS Card, etc - they still wanted more. Wanted my personal cell phone bill - it HAD to have my name, cell phone, and HOME address on it. I said its a family plan, I am on my wifes. They offered no solution. There was NO OTHER WAY to verify this account. Mind you I provided them everything under the sun and because I was on a family plan cell, they closed account. Then, I get this email: "Your BlueVine Business Checking account has been closed. If there was a positive account balance at the time of closure, we’ll mail a check to your personal address after 14 business days." They steal your money for 14 business days and then mail it - whatever that means. I am in several business consulting groups and ALL have had issues - have heard very suspicious things with management at this company - USE ANOTHER BANK!! **** Look at all their fake reviews. All their lowest scores are long and detailed and obviously real. All their short, misspelled words, non detailed, they obviously PAY to have fake people leave reviews.

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  • author
    Frank Nigro
    Apr 16, 2022
    Quick and straightforward application…

    Quick and straightforward application and approval. Good follow up from manager. Very happy with the results.

    ...

  • author
    CARMELITE HYPPOLITE
    Apr 14, 2022
    thank you for your hepl. I HAVE A BISUNESS I WOUL LIKE TO TAKE THE GRANT

    THANK YOU FOR HELP I WOUL LIKE TO TAKE THE GRANT

    ...

  • author
    Debra
    Apr 14, 2022
    Transfer of Money Takes 5+ days!!!!

    Totally ridiculous that it takes 5+ days to transfer money from my personal checking with Bank of America to my business account with Blue Vine. I will NEVER use this card and have contacted my attorney to obtain the money sent to Blue Vine

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  • author
    Stan
    Apr 13, 2022
    Mitch S was absolutely helpful

    Mitch S was absolutely helpful, he helped navigated all the options available and gave me the best educated advice on things I was confused about . I remember telling him Bluevine is lucky to have you. Thanks mate.

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  • author
    Joshua Britt
    Apr 10, 2022
    The concept of BlueVine sounds so great…

    The concept of BlueVine sounds so great with getting such a high interest rate on my businesses money. I finally decided to open an account and give it a go. Opening the account was pretty quick and easy. Then comes the hard part. They started me out on a $35,000 check deposit limit. So I grab one of my check which is roughly $27,000 I go through all the steps and it’s declined because they cannot validate it. So I’m thinking ok maybe the pictures weren’t the greatest so I decide to go through the process again. When I go back into the mobile app they have now reduced the check deposit limit to $20,000 so now I have a check that’s endorsed for BlueVine mobile deposit only that’s $27,000 that I cannot deposit because it’s more than my limit. So I call customer service and spoke to a normal customer service rep and then a manager. They tell me there’s not much they can do and they’ve seen checks get declined 3 or 4 times before they are accepted 😳. Didn’t see this in any review so I writing this review to inform the masses. From my struggles with them in depositing checks your better off with a local bank for business to deposit checks and then transfer the money (which is slow) to earn the interest. If I wasn’t in a position to max out on the interest monthly and let my money collect $1200 a month for sitting in an account I would not even bother with this. They increased my check deposit limit only for the check to be declined again so I’m now on my 3 time trying to deposit this check. Please follow my advice and get a local bank then transfer into your BlueVine account.

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  • author
    Kenneth
    Apr 07, 2022
    Our BlueVine line of credit allowed us…

    Our BlueVine line of credit allowed us to utilize our savings to pay off our building mortgage without worrying about cashflow issues! It was the perfect solution!

    ...

  • author
    Matt Masody
    Apr 06, 2022
    easy and pain free approval

    easy and pain free approval, really helped me out. thanks.

    ...

  • author
    Tallita
    Apr 05, 2022
    Good service with some reserves

    The process to apply was simple and also to get the funds. My criticism is a little on the cost side and also the fact they put a hold on your account even if you have paid them on time and have plenty of credit left based on what you were approved for, so you can't rely on the funds after all. I'm not overly concerned because we did it for cash flow on large projects we need to finish prior to payment, but maybe for other businesses it may be an issue.

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  • author
    Bubba Smith
    Apr 15, 2022
    nonexistant customer service

    nonexistant customer service. they do not fix things. I drained my account and do not use anymore. went with another online bank. taking months to "review" changes and update accounts is not acceptable, so yes, I drained my account and went elsewhere. I started my account with information but then the plaid thing that verifies information changed my bluevine account contact and logon information and now bluevine has been refusing or is at least many months slow in fixing the information back to what it should be. not acceptable. update 2022/04/15 - the changes have still not been processed but I have an account elsewhere now so not sure if I care anymore about bluevine not doing anything. saying in responses here on trustpilot that someone is doing something is not the same as actually doing something. (they didn't do what was requested in this reality.) I learned and have moved on.

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  • author
    Roderick Alexander
    Apr 02, 2022
    BlueVine was the perfect choice for my…

    BlueVine was the perfect choice for my business banking needs. The experience has been smooth and professional.

    ...

  • author
    Power Petroleum
    Apr 02, 2022
    Blue Vine is the real deal

    Blue Vine is the real deal. Nick B was exceptional with his help and guidance from start to getting me my approval for a real line of credit. I look forward to a long-term relationship with Blue Vine.

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  • author
    Phillip Stephenson
    Apr 11, 2022
    Won't allow me to deposit money!

    I've adjusted my rating from one star to two. I've changed to two stars because Bluevine fixed the issue. However, I can't raise it higher because in order to get a fix I had to write this review. Using their customer service channels was not sufficient so I think this is as high as I can go. Bluevine arbitrarily put a low limit on how much I can remotely deposit. So, when I recieved a check from a customer they told me I could not deposit it for 15 days. THen they said even at 15 days, the amount was too much. However, there is NO OTHER WAY to deposit the check with them. Not in person and not via mail. So, my bank is telling me I can't take desposits from my customers. UNBELIEVABLE.

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  • author
    Venkat N
    Apr 01, 2022
    Excellent and fast Loan approval…

    Excellent and fast Loan approval process. BlueVine website is very easy to use and easy to check the progress. We worked with Daniel and Daniel was very helpful! It was great working with Daniel

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  • author
    Amy Park
    Mar 30, 2022
    Lexie was great to worth with!

    Lexie was great to worth with! She communicated with me quickly and efficiently throughout the process of securing a LOC for my business. She went above and beyond, securing me a higher offer than initially offered. She also provided guidance and options when discussing payment terms and timing. Overall was a super quick and easy experience!

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  • author
    Scott Augustine
    Mar 30, 2022
    Lexie Montalto was helpful and…

    Lexie Montalto was helpful and efficient. A pleasure to work with.

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  • author
    Mohammad
    Mar 30, 2022
    BlueVine loan processing is comforting

    Lexie helped me walk thru the application process. It was so painless that I even did not realize the application was complete and in no time my application was approved. I received the line of credit within 48 hours of my loan application. I highly recommend buleVine for any loan and I recognize Lexie Montalto for her professionalism and customer service.

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  • author
    Jorge Ospina
    Mar 30, 2022
    Great experience.

    Great experience.

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  • author
    Buford and Southern
    Mar 30, 2022
    Lexie was our point person at BlueVine

    Lexie was our point person at BlueVine. She was very professional and helpful. The process was easy and fast. Excellent work!

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  • author
    Steven & Denice Marin
    Mar 29, 2022
    Bluevine really hooked it up for our…

    Bluevine really hooked it up for our business. With great rates and a great customer service from Angie.

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  • author
    Hatem Reynaldo
    Mar 29, 2022
    Nick was awesome to work with

    Nick was awesome to work with, knowledgeable and resourceful in getting our business a line of credit- thank you nick and Blue Vine

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  • author
    Miguel & Daniel
    Mar 29, 2022
    Angie is more than a customer service…

    Angie is more than a customer service agent for blue vine she is outstanding person with patience, she treated me with a lot of respect, confidence and she knew every question I asked her. She never guaranteed anything however she helped me to the best of our ability get out line of credit approved! She would return my emails and calls in a timely manner and when she did not know an answer to a question she would verify and come back with an answer I am very happy I worked with her and hopefully she keeps to be my resource for future questions as I build a strong relationship with blue vine

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  • author
    Pat Palmquist
    Mar 29, 2022
    The application for our line of credit…

    The application for our line of credit was simple an efficient, the follow up by Nicholas Gallis was helpful and now I already have an actual person that, if needed, could be of some assistance. So far the processing, and handling have been great

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  • author
    Julie
    Mar 29, 2022
    Angie was great

    Angie was great! Smooth process, kind people and a great loan company!

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  • author
    Alex
    Mar 29, 2022
    Excellent service and fast response

    Excellent service and fast response. Nick guided me during the process. I'm very happy because Bluevine is going to be of great help to keep my business growing. Thank you very much Nick

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  • author
    NA
    Mar 29, 2022
    Nick G was incredibly helpful and great…

    Nick G was incredibly helpful and great to work with! Having relied on multiple lending platforms over the years, BlueVine has to be the best one we've experienced so far!

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  • author
    Andre Jackson
    Mar 29, 2022
    I need to talk to someone above the…The forgives process.

    I need to talk to someone above the forgiveness process. I have not heard from you. I really like doing business with you. I would like a little more follow-up. Thanks, Andre Jackson

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  • author
    Banton Idowu
    Mar 28, 2022
    Great experience

    Great experience. Glad to speak to these guys.

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  • author
    Jenn
    Mar 28, 2022
    Service was fast and reliable

    As a new business, this allowed us to scale. The service was fast and reliable. The transfer into our account exceeded our expectations.

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  • author
    Yamilet
    Mar 28, 2022
    Excellent service

    Excellent service. Quick response, very convincing. Louis Garcia, my funding advisor is amazing.

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  • author
    GARY TALBOTT
    Mar 27, 2022
    Process was smooth and easy.

    Process was smooth and easy. Will recommend to others Best experience I have had in over 25 years in business.

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  • author
    Christopher Byrum
    Mar 26, 2022
    Fundamentally dishonest company

    Fundamentally dishonest company. Opened a business checking account over a year ago with them for my small business. First, they changed underlying banks and made me fill out a bunch of paperwork which I didn't really have the time to do. Now, they are taking away their major selling point of high interest unless you spend a certain amount a month with them. Nice bait and switch you greedy f****. Very clearly some other bank took them over and said 'how can we make this more profitable by giving our customers less and less and enriching ourselves' instead of 'how can we treat our customers well and help support what we advertised, which was being a bank with small businesses in mind' - will be closing my account in the next few days. Majorly regret signing up with these dishonest thieves and hope they lose more customers.

    ...

  • author
    Maya Ratcliff
    Mar 24, 2022
    Daniel was VERY helpful.

    Daniel was VERY helpful.

    ...

  • author
    Rob Weghorst
    Mar 23, 2022
    Nick B

    Nick B. was very helpful in getting me set up. Really appreciated his thorough approach in explaining things

    ...

  • author
    Abraham Alfaro
    Mar 23, 2022
    Bluevine's process was simple, quick, and easy!

    Bluevine's process was simple, quick, and easy. Nick B was awesome at walking me through the portal and explaining otherways BlueVine could help my business grow. Extremely grateful for his help! Thanks Nick!

    ...

  • author
    john TRAMONTANO
    Mar 22, 2022
    Nicolas Bond has the knowledge of a…

    Nicolas Bond has the knowledge of a veteran in the industry. Highly recommend

    ...

  • author
    K. Reese
    Mar 22, 2022
    Frank has great customer service

    Frank has great customer service. He answered every question and put me at ease.

    ...

  • author
    Dwayne D.
    Mar 21, 2022
    I was looking for funding for my small…

    I was looking for funding for my small business today and found a great company who was willing to work with me. I was approve for a business line of credit within an hour. I was amazed how fast everything happened. The customer service was great and my Rep Frank G. was very professional to answer all my questions. I look forward to a long relationship with Bluevine.

    ...

  • author
    Jon H
    Mar 21, 2022
    Lexie was great

    Lexie was great - very helpful to me in understanding the process.

    ...

  • author
    Mike
    Mar 21, 2022
    Nick did a great job.

    Nick did a great job. Explained the program well. Returned my correspondences quickly. I am pleased with the overall system BlueVine offers

    ...

  • author
    Aaliyah M.
    Mar 20, 2022
    Frank G is great

    Frank G. Was fast, knowledgeable and was great to work with. I was able to get more than I expected and more than brick & mortar big national banks would give. I’d gladly work with him again.

    ...

  • author
    Trudy Gray
    Mar 20, 2022
    Louis was so easy to work with

    Louis was so easy to work with. He explained everything to me, he’s friendly and easy to work with. Thank you so much for taking the time out to make my experience manageable.

    ...

  • author
    Carlos Lopez
    Mar 18, 2022
    Angie was extremely helpful in…

    Angie was extremely helpful in answering all my questions and was quickly available to answer emails and calls. Definitely Recommend!

    ...

  • author
    Elio Olivero
    Mar 18, 2022
    Excelente

    excelente servicio Fui atendido por Louis Garcia y fue excelente su trato profesionalismo y siempre estuvo pendiente de el proceso

    ...

  • author
    CWallace
    Mar 18, 2022
    Angie and Bluevine Team was a great experience

    The process of working with Angie and Bluevine was a quick, easy and smooth process. Would definitely recommend Angie and Bluevine. They were great.

    ...

  • author
    Dreamers Home Health Care
    Mar 17, 2022
    HONEST AND TRANSPARENT

    Blue Vine and Mr. Daniel Farrell are an honest pair. Mr. Farrell was transparent, clear, honest and willing to explain the details of the line of credit beyond reproach. He explained the positive and the negative aspect and was willing to stay "overtime" to help in matter how long it took. Daniel Farrell is TRUSTWORTHY.

    ...

  • author
    Matthew Thornton
    Mar 17, 2022
    Angie was great!

    Angie made the process easy to understand! Great communicator and easy to work with.

    ...

  • author
    Matt Rafiee
    Mar 17, 2022
    Daniel Farrell Is the best and again…

    Daniel Farrell Is the best and again thank you for fantastic service.

    ...

  • author
    Mike
    Mar 17, 2022
    Nick did a great job

    Nick did a great job explaining the entire process as well as exactly how BlueVine works. He was prompt at returning calls and emails. He was able to get information for me quickly and decisively. Well done.

    ...

  • author
    Jeff Davis
    Mar 17, 2022
    Guided me through the entire process

    Guided me through the entire process. Thanks!

    ...

  • author
    Chris Le
    Mar 17, 2022
    Nice & Easy

    It was easy to apply online, sync my quickbooks, and got approved. Thank you Mitch S for saving me some money on the draw fee.

    ...

  • author
    Stephen Christodoylakis
    Mar 16, 2022
    Nick gallis was great i got approved…

    Nick gallis was great i got approved the process was very simple and easy thanks nick

    ...

  • author
    customer
    Mar 16, 2022
    Louis Garcia Is amazing

    Louis Garcia Is amazing! I Could not have asked for better assistance with all of my questions and walked me through everything step by step. Absolutely fantastic!

    ...

  • author
    kiki john
    Mar 15, 2022
    Very helpful

    Very helpful

    ...

  • author
    russell sheridan
    Mar 14, 2022
    Great customer service

    Great customer service

    ...

  • author
    Paul
    Mar 14, 2022
    Louis Garcia

    Louis Garcia Louis did an excellent job guiding us through the process. He made things very easy and was accessible to us the whole time. Thank you, Louis!

    ...

  • author
    Mike Moroff
    Mar 14, 2022
    Excellent experience with Frank

    Excellent experience with Frank. Very responsive and knowledgeable. Personable and easy to discuss financial matters.

    ...

  • author
    Herman
    Mar 14, 2022
    Thank you Frank for all your help!

    Thank you Frank for all your help!

    ...

  • author
    SUBURBAN GENERAL MAINTENANCE
    Mar 14, 2022
    FRANK MY LOAN SPECIALIST WAS…

    FRANK MY LOAN SPECIALIST WAS FANTASTIC...IT REALLY HELPED ME GET THROUGH THE PROCESS...BLUEVINE IS VERY SIMPLE AND I RECEIVED WHAT I NEEDED WITHOUT A HASSEL.

    ...

  • author
    allison shannon
    Mar 14, 2022
    THANK YOU

    THANK YOU, LOUIS! What a huge relief to be able to finally BREATHE!! Thank you for your hard work and dedication to helping this small business realize our dreams!

    ...

  • author
    Glenda Ganem
    Mar 14, 2022
    Great Experience!

    We received many proposals for LOC's and found that working with Nick B. made the application and funding process smooth, collaborative and transparent. All details and options were carefully explained and all questions were fully responded to in a timely and detailed manner.

    ...

  • author
    Tire Techs USA
    Mar 14, 2022
    Dan the Man!

    Dan was informative and helpful. He reassured confidence with me regarding bluevine's products. Thank You Again

    ...

  • author
    Phillip Ajayi
    Mar 14, 2022
    Angie made the entire process seamless!

    Angie made the entire process seamless! She demonstrated her unreserved willingness not only to help but with professionalism and fiduciary disposition which are pretty uncommon explaining why I very much appreciate her and will be looking forward to close more deals with BlueVine as our default de-facto source of funding as our business grows.

    ...

  • author
    Mary Tran
    Mar 11, 2022
    Fast & knowledgeable

    Mitch S. was very thorough in explaining and answered all my questions. 👍🏻

    ...

  • author
    Taylur Avery
    Mar 11, 2022
    I had a great and smooth experience…

    I had a great and smooth experience getting the business funding I needed for my company! And Daniel was so thorough, quick responses, helpful and a people person! I would definitely recommend them!

    ...

  • author
    Charity Angel
    Mar 11, 2022
    Zack was awesome!

    Zack was awesome! I just applied for this LOC a few hours ago and now I have money in the bank. He was very patient as I asked 1000 questions to be sure this product was a good fit. I am quite impressed with Blue Vine's LOC terms and look forward to using it to grow my business. Thanks Zack!

    ...

  • author
    Shane Toohey
    Mar 10, 2022
    Angie Hauser has been excellent with…

    Angie Hauser has been excellent with her customer service, Very quick to respond and very helpful

    ...

  • author
    Art Hagopian
    Mar 10, 2022
    Amazing Company.

    What an easy and amazing experience. From the application process to the decision. It took less than 12 hours to have an answer. Angie Hauser my account manager was incredible. She explained exactly what to expect over a phone call and it went exactly how she promised. She was professional, personable and overall an incredible joy to work with.

    ...

  • author
    Gail D Holman
    Mar 10, 2022
    Angie was just great to work with

    Angie was just great to work with. She was thorough, responsive and did just exactly what she said she was going to do.

    ...

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