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Varo Bank Review

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Reviews 1,938

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

Varo Bank summary

Varo Bank, N.A. is a hybrid online/mobile bank. Its Varo Bank Accounts comes with the promise of no monthly account maintenance fees and its Varo Savings Accounts have attractive annual percentage yields (APYs). Varo Bank offers significant advantages over online and brick-and-mortar banks: namely, no minimum balance to open an account; and the option of having your paycheck deposited up to two days early.

Pros

  • Full-feature mobile app
  • No monthly account maintenance fees
  • Competitive savings rates

Cons

  • Limited account options
  • No loans or credit cards
Varo Bankat a glance
4.4

Editorial score

Fees?

No fees at all

5.0

Security

FDIC insured and SSL/AES encrypted account

4.0

Customer service

Early morning, evening and weekend service with multiple communication options and a dedicated fraud team

4.0

Online experience

User friendly site with full online banking capabilities

4.0

Mobile experience

Excellent mobile app with all mobile banking features enabled, including digital check deposits

5.0

Advantages Over Traditional Banks

Varo is different from a regular bank. It offers online bank accounts and savings accounts, stripped down to the very basics to give you countless benefits without the downsides.

Here are the main reasons to choose Varo Bank over a regular bank:

  • It takes only minutes to set up a bank account
  • Open and manage your bank account using the Varo Bank mobile app
  • No bank account maintenance fees whatsoever. That’s no monthly fees, no minimum balance requirements, and no transfer fees
  • Extremely high savings annual percentage yields (APY) helping you save

Cutting-Edge Banking Services

Varo has stripped banking down to the features people need most, without bogging its users down with high fees and balance requirements.

Here are Varo’s top banking features and services:

  • Collect your paycheck up to two days early with direct deposit1, which generally gives you access to your paycheck as soon as your employer files payroll.
  • Push notifications sent to your phone whenever there’s a deposit or withdrawal from your Varo bank account or when your debit card is used for a purchase or cash withdrawal
  • Lets you connect your other financial accounts to Varo to manage all your money in one place
  • Allows you to deposit cash at 90,000+ retail locations around the US using Green Dot Reload @ the Register (Retail service fee applies)3
  • Save Your Pay takes a percentage of deposits you make into your checking account and automatically transfers it to your savings account
  • Save Your Change automatically rounds up every transaction to the nearest dollar and transfers the amount to your savings account
  • Get up to $100 with the tap of a button with Varo Advance*

Traditional Banking Services

Varo Bank doesn’t ignore traditional banking services. Varo offers the convenience of mobile banking with many of the same basic features offered by traditional banks.

Traditional banking services include:

  • Varo Visa® Debit Card. This is a regular debit card linked to your checking account. It is not a prepaid card.
  • Fee-free withdrawals at 55,000+ Allpoint® ATMs worldwide.4
  • Option of sending deposits and transfers from your bank account.

Interest Rates and Fees

Varo offers two types of accounts: a no-fee online Bank account and high-yield savings account. To access Varo’s services, you must set up a Varo Bank Account. The Savings Account is optional. As mentioned earlier, Varo doesn’t charge any monthly account maintenance fees. That means: no monthly fees, no transfer fees, no foreign transaction fees, no ATM fees (as long as you use Allpoint® ATMs) and no minimum balance requirements.

The Varo savings account promises a high minimum Annual Percentage Yield (APY). Start earning 0.20% - 3% APY  with a balance of only $.01, if you meet these requirements each qualifying period2

  • Make at least five qualifying Varo Bank Visa Debit Card purchases AND
  • Receive qualifying total direct deposits of $1,000 or more

Additionally, you will need to meet these daily balance requirements at the close of business during the calendar month:

  • Do not exceed a daily savings balance of $10,000 for the entire calendar month AND
  • Keep your bank and savings account balances greater than or equal to $0.00

Customer Service

Varo’s Utah-based customer service team is available 7 days a week during extended business hours, by phone and email.

Mobile Apps

Varo isn’t just another one of those banks that offers a mobile app; its mobile app actually has more features than its online platform. Downloading the Varo app on the App Store or Google Play can give you full access to all of the banking services and products described in this review.

Security

Varo takes your security seriously. All money in your Varo account(s) is FDIC insured up to $250,000 through Varo Bank, N.A. Member FDIC. Furthermore, Varo promises never to sell your data and to keep you safe with powerful encryption and access control. Your spending is also protected, thanks to the Visa® Zero Liability, which guarantees you won’t be held responsible for any unauthorized charges on your debit card5.

Conclusion

Varo Bank represents the next stage in online banking. It does a few things that all online banks should really be doing by now, namely: it charges no fees for its services and rewards users with high-interest rates for meeting a few basic conditions each month. In short, if you’re looking for an online/mobile bank account that does the basics well – and doesn’t charge you an arm and a leg for it – then it’s worth checking out Varo Bank.


Disclosure

Bank Account Services provided by Varo Bank, N.A. Member FDIC. Visa® Debit Card is issued by Varo Bank, N.A. pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

*To qualify, you’ll need to have at least $1,000 in direct deposits to your Varo Bank Account or Varo Savings Account combined within the last 31 days. Your Varo Bank Account must be open and active, and the daily balance at close of business must be equal to or greater than $0.00. You are limited to taking out one Advance per calendar day, even if you repay in full on the same calendar day.

1  - Early access to direct deposit funds depends on timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

 

2 - Annual Percentage Yield (APY) is accurate as of March 23rd, 2021. All Varo Saving Accounts earn 0.20% - 3%. APY is variable and is subject to change. No minimum balance required to open account. Balance in Savings must be at least $0.01 to earn interest. To earn 3% APY, the Varo Savings Account must meet these requirements:

Customer must make at least five Varo Visa® Debit Card purchases in each Qualifying Period. 

Customer must receive total qualifying direct deposits of $1,000 or more to a Varo Bank Account or Varo Savings Account in each Qualifying Period.

The Qualifying Period is defined as the 1st day of the calendar month through the last business day of the month.

Customers Varo Bank Account and Varo Savings Account balances must not drop below $0.00 on any calendar day of the month.

Customer must maintain a daily balance at close of business on each calendar day of the month of no more than $10,000 in their Varo Savings Account. 

See the Varo Savings Account Agreement and Disclosures for further details.

3 - There is no fee assessed by Varo Bank for cash deposits.  However, a retail service fee of up to $5.95 applies.

 

4  -  There is no fee to withdraw money from any Allpoint® ATM. There is a $2.50 ATM cash withdrawal fee assessed by Varo Bank for all non-Allpoint® ATM transactions (out of network transactions). The ATM operator may charge an additional fee.

 

5  - You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Varo Bank

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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See what some costumers are saying about Varo Bank
Varo Bank
ExcellentReviews 1,938
on
Excellent
82%
Great
5%
Average
1%
Poor
1%
Bad
11%
  • author
    customer
    a day ago
    It's the cash advance for me

    It's the cash advance for me, when I'm running low on cash Varo comes though!

    ...

  • author
    PJ Pockets
    21 hours ago
    This bank is so messed up I went to…

    This bank is so messed up I went to treatment and someone stoled my old phone when I was in treatment and did a VarotoVaro transfer with my phone and toke 900 bucks I sent police report and called and told them what happened and they said there was no error worst bank ever

    ...

  • author
    Jay
    2 days ago
    Possible early paycheck deposit NOT worth the headache

    Since most of the reviews must either be robotic or paid for by Varo management, let me just tell you plainly and simply... DO NOT OPEN AN ACCOUNT HERE. Customer support is almost non-existent. Wait times are 60 minutes+. The possible 2 days early paycheck deposit is absolutely not worth the headaches attached with this bank. Just take a look at the Varo money subreddit and you'll see exactly what I mean. Best bet is to go with a local, more popular branch - if not, you'll have one of the worst banking experiences imaginable.

    ...

  • author
    Mark Hernandez
    2 days ago
    I really like this card because I get my check 4 days in advance and they give me a sword $20 Vans to customers are real polite your answer the phone fast thank you and God bless you all

    I like this card because I get my check 4 days in advance and they give me $20 Advance sometimes and customers are a nice and polite and answered fast a recommended car to follow my friends and they have them

    ...

  • author
    Michael Harris
    2 days ago
    Best card ever

    I love the convenience and well managed account. Good customer service and responsive.

    ...

  • author
    Linda Frey
    2 days ago
    Varo the best online banking experience

    I love my varo bank account it is so easy to use I can deposit money easily and withdraw money easily and I have a ATM machine at the Giant Food Center where I live which makes it easy to withdrawal. I also love the fact that they do not hold my social security check hostage and send it to me three four days earlier or when it post. Thank you borrow for being the best online bank I have ever owned.

    ...

  • author
    Samuel Liubakka
    2 days ago
    A great way to save money.

    A great way to save money.

    ...

  • author
    Ginger Leigh
    2 days ago
    HEADACHES

    I have dealt with Varo for over a year now and have had headache after headache. Every time I try to get help from a customer service representative, I have to wait anywhere between 30-60 minutes. Even when the customer service center is supposed to be open, I have on occasion received a computer generated voice response that it is closed. And when I have finally gotten through to a real person, my problem is almost never handled successfully. Two of three expensive adult services were fraudulently charged, and only two were refunded. Why two and not the third?! I am currently not even allowed access to my account at all! A customer service representative said I HAD to email Varo. Varo replied in an email that they would get back to me with FOUR BUSINESS DAYS. Unbelievable. Free is not without headaches!

    ...

  • author
    Meagan Worsham
    2 days ago
    Get varo cause hell why not

    $$$$$$$$$$$$$$_

    ...

  • author
    Nia Mars
    3 days ago
    Their the BEST!

    Their the BEST!

    ...

  • author
    Carey Daub
    3 days ago
    Love the service

    Love the service. Very comfortable with the app

    ...

  • author
    Kelli Freeman
    3 days ago
    I love Varo

    I love Varo! I haven't had to visit a bank branch in years, There are no fees, you can lock and unlock your card via the app, make transfers, mobile check deposit and they sent me like $20 one time just because!

    ...

  • author
    Elizabeth Shorter
    3 days ago
    Varo is absolutely amazing

    Varo is absolutely amazing. No fees. Free ATMs. Loan Advances. What more could you ask for?

    ...

  • author
    Stacy Cox
    3 days ago
    I LOVE VARO AND I WILL RECOMMEND ANYONE…

    I LOVE VARO AND I WILL RECOMMEND ANYONE TO GET IT!!

    ...

  • author
    Kevin Puerto
    4 days ago
    I love this service

    I love this service, it makes banking super easy

    ...

  • author
    BigShaun
    4 days ago
    I Gave Varo a 10 (would highly…

    I Gave Varo a 10 (would highly recommend to friends and others) because Varo has been amazing,. I've been with Varo for almost 2 to 2&1/2 years now and haven't had any problems at all, direct deposit-have been receiving my stimulus payments on my Varo card since day 1, which my only concern at the moment is that I already signed up for and had downloaded the "Varo Bank app" before any mention of the change over from the original "Varo Card app" so I was not able to utilize the "link" to transition accounts to the new app successfully being I already had one set up prior,. And the account that I have on record for receiving my stimulus is the "old Varo Card app" account which the IRS.gov page WILL NOT allow you to change your direct deposit information, so I am concerned about receiving my ctc for my kids may not be received due to the old account no longer in use or active 😶🥺😤🤬 as well as I just recently tried to log into the old account to check that status and mysteriously my biometrics are no longer recognized by the app and my password doesn't work anymore, which I selected "forgot password" and was searching for the email to change it when I came across the email bringing me here,... Oh and it sucks that I had already had an account with Varo and inboxdollars separately and am unable to get the bonus $5 or any other perk of the apps "because I already have an account and not a NEW SIGN UP" which is bs,... But other than that the app is great, mobile check deposit works wonders when needed, and I have All my other prepaid debit card accounts linked to my Varo along with my stock trade apps as well and PayPal. 🔥🔥💯🤘😎🤘🤟😉👍

    ...

  • author
    Mary
    Jul 24, 2021
    Varo Is The Best!!

    Varo Is The Best!! Top 3 Reasons.... #1. No Fees (Atm or otherwise) #2. Varo To Varo #3. Everything Is Online. I lost all of my identification so I couldn't open a bank account online or in person and alot of other wannabe banking apps require identity verification to be uploaded etc... I have been an account holder since Varo Money and I hope to be with Varo for a very long time. Thanks for the Superb service you provide Varo!!

    ...

  • author
    Richard
    Jul 24, 2021
    It's very up to date fast and reliable!

    It's very up to date fast and reliable! Free ATM at basically all around you. Don't forget the cash back for spending! Great work guy's very satisfying with direct deposit getting paid earlier then expected! Thanks again

    ...

  • author
    Michelle Thomas
    Jul 24, 2021
    I have had zero problems with Varo and…

    I have had zero problems with Varo and I have had them now for over a year +. That's amazing I say ,thx Varo !

    ...

  • author
    Crystal Alford Donleavy
    Jul 24, 2021
    I love my Varo account

    I love my Varo account. Customer service is always helpful and polite and they actually do their job and everything they can to help.

    ...

  • author
    customer mike
    Jul 24, 2021
    It a smart choice great service and…

    It a smart choice great service and the convenience of getting your money up to two day early

    ...

  • author
    cheri sorrell
    Jul 24, 2021
    Best bank ever!

    Love the convenience and the early paydays

    ...

  • author
    delwayne kilgore
    Jul 24, 2021
    I've had Varo for a while anVARO BANK REVIEW d I live to…

    I've had Varo for a while and I live to get paid early as anyone would and I'm glad that Varo went to FDIC that made things even better thanks Varo Bank

    ...

  • author
    Michelle Roberts
    Jul 22, 2021
    Love this fee free card..

    Love this fee free card... Its the absolute best prepaid debit card ever...

    ...

  • author
    Amanda Brown
    Jul 22, 2021
    Do not reply or have solved my matter

    I Amanda Brown received a copy of interest income from I.R.S and I never received my 75 dollars which what the copy amount was for it has been quite sometime and I can't even get a email back or my payment but u can keep sending me emails about the 20 bucks I received on a advance payment.Why has no one received my emails and gave me my money I have been with Varo for a while now.Can someone please resolve this matter I have waited absolutely to long. Thank you Amanda Brown

    ...

  • author
    Shirley Johnson
    Jul 22, 2021
    Very amazing bank

    Very amazing bank

    ...

  • author
    Jon Phillips
    Jul 22, 2021
    I love my Varo card

    I always get my deposit on time or early. I can use my Varo card anywhere. I always had problems with my previous cards.

    ...

  • author
    Donna Giordon
    Jul 22, 2021
    I was an essential worker during the…

    I was an essential worker during the pandemic and I applied for the paycheck protection program loan through the SBA. Even though I am not required to have a business account through the CARES act, Varo won’t let my loan be deposited. I risked my health and safety for months and my bank decided that wasn’t enough. And no where in the varo account agreement does it say you can’t have a business deposit made into a personal account. Horrible people.

    ...

  • author
    Rita
    Jul 22, 2021
    You make life easier

    You make life easier. Thanks a lot!

    ...

  • author
    Angel Ybanez
    Jul 22, 2021
    Varo is amazing the acct is easy to…

    Varo is amazing the acct is easy to manage and so accessible

    ...

  • author
    Rebecca
    Jul 22, 2021
    I have always had positive experiences…

    I have always had positive experiences with Varo. Never have I had a negative experience in any way! I plan on using Varo for a very long time!

    ...

  • author
    D. Anderson
    Jul 22, 2021
    In short very dependable

    In short very dependable. I have had an account for years and I have had very little trouble, any problems I did have were resolved promptly. Most importantly, I have never paid a fee or had any money go unaccounted for.

    ...

  • author
    Kathy
    Jul 21, 2021
    I love Varo

    I love Varo! It's very convenient and they don't hold your money like other online. Cards I would recommend Varo to everyone.!!❤

    ...

  • author
    ANNASTASIA MARIE
    Jul 21, 2021
    I absolutely love varo banking

    I absolutely love varo banking. Very reliable and honestly super fast payments thru direct deposits. Very highly recommended. Been a varo customer 2 years now.

    ...

  • author
    Armando Diego
    Jul 21, 2021
    Best bank ever

    This bank is very trustworthy. No hidden fees.

    ...

  • author
    Roger ward
    Jul 21, 2021
    Varo sucks worst app i could of…

    Varo sucks worst app i could of possibly use i told all my friends not to use this unworthy piece of crap app i just started my account woke up and they had already closed it and never got to use it not even once! But then received another email saying my deposit was posted but i no longer jave access to the account google pay is way better then these clowns that made this BS! 🖕🏽

    ...

  • author
    M.J Dj dankster
    Jul 21, 2021
    Pretty good deals

    Transfers are easy saving easy pretty good perk i can add money or direct deposit...i have control of my card

    ...

  • author
    Emilio Lopez
    Jul 21, 2021
    they closed my account with no warning

    they closed my account with no warning, deposited funds were stuck in limbo, sent them message on July 13th took 7 days to reply , then I got a message saying that I had to wait for my refund check 14 more days supposedly. When asked why they closed my account, I was told to read Varo user agreement see below, if you want a bank that only answers you by email then this is the bank for you but its not the bank for me. B. Use of Varo Services You may not use the Varo Services in any manner that may impair, overburden, damage, disable or otherwise compromise (i) Varo's Services; (ii) any other party's use and enjoyment of Varo's Services; or (iii) the services and products of any third parties including, without limitation, any device through which you access the Varo Application (the "Authorized Device"). You agree to comply with all local laws and regulations governing the downloading, installation and/or use of the Varo Application, including, without limitation, any usage rules set forth in the online application store terms of service. From time to time, Varo may automatically update the version of Varo Application installed on the Authorized Device ("Updates"). Updates may contain, without limitation, bug fixes, patches, enhanced functionality, plug-ins and new versions of the Varo Application. By installing the Varo Application, you authorize the automatic download and installation of Updates and agree to download and install Updates manually if necessary. Your use of the Varo Application and Updates will be governed by this Agreement (as amended by any terms and conditions that may be provided with Updates). Varo reserves the right to temporarily disable or permanently discontinue any and all functionality of the Varo Application at any time without notice and with no liability to you. For the avoidance of doubt, agreement to these terms and conditions is solely between Varo and you. If you need to contact Varo about the Varo Application, you may do so by em

    ...

  • author
    Laura Castillo
    Jul 20, 2021
    Varo-tastic!

    Varo to Varo is an amazing feature that I love: it's simple, secure, and quick to transfer funds between friends and family. I enjoy having my funds deposited a day or two early. Also the credit features are amazing.

    ...

  • author
    Kiarra Morris
    Jul 20, 2021
    I’ve been with Varo for about 3 years…

    I’ve been with Varo for about 3 years now . I love it . Customer service is great, the app is easy , great & it has more features and details. I recommended my sister as well she’s also with Varo, she’s been with Varo since December 2020. On a scale of 1-10 I say 20 .

    ...

  • author
    Daniel Mullican
    Jul 20, 2021
    Totally 100% free online prepaid…

    Totally 100% free online prepaid banking app. Love it

    ...

  • author
    Steve Mongold
    Jul 19, 2021
    Been best bank I’ve ever dealt with

    Been best bank I’ve ever dealt with

    ...

  • author
    Brian Kelly Wagner
    Jul 19, 2021
    Many services no fees

    They offer a variety of services and perks; they are not considered a prepaid account so are able to be used on any digital medium that required a checking/debit/credit account (many don't accept what is considered prepaid accounts like chime). There aren't any fees and customer service responds very quickly.

    ...

  • author
    Honda Civic
    Jul 19, 2021
    They're Awesome.

    They're Awesome.

    ...

  • author
    Edward Bain
    Jul 19, 2021
    Great all around bank

    Great all around bank , great customer service

    ...

  • author
    Christina Wilmarth
    Jul 19, 2021
    Happened to me twice now where i can't…

    Happened to me twice now where i can't use my checking account. I have enough money in my savings account to transfer to my checking and its saying cancelled. I wouldn't use this bank

    ...

  • author
    Fransisco Orozco
    Jul 18, 2021
    Great service very satisfied excellent…

    Great service very satisfied excellent banking

    ...

  • author
    Nancy Fuchs
    Jul 17, 2021
    Varo made all the transferring easy and…

    Varo made all the transferring easy and the transition so far has been easy

    ...

  • author
    Rebecce Satterfield
    Jul 17, 2021
    Easy access and easy to use

    Easy access and easy to use

    ...

  • author
    David Bass-Clark
    Jul 16, 2021
    The worst banking experience I have ever had…

    I never write on these types of sites but this was an absolutely terrible experience and I thought I should share so others don’t have to go through it. I opened a Varo bank account and over the last 4 months have deposited several thousand dollars. I wanted to deposit checks using my mobile phone and that is a feature that is offered. I noticed that my limit for deposit was $0 and submitted a request to raise it. I called and they said I have to submit the request online. What’s the point of calling if they can’t do requests like this? I received an answer back a few days later stating: “ After a review of your account, we are unable to make a limit exception at this time. Our limits are set automatically by account activity; you can help increase your limit by adding direct deposit and using your card and account regularly.” I have made over 10 deposits. Is that not regular enough? Then I tried to transfer some of my money to another bank electronically and the limit is only $50!! I would be here for months trying to transfer thousands of dollars. Tried calling and asking to raise that number and they said I would have to submit another request online (which could have been denied like the other one). Basically I’m depositing my money in Varo bank, they are using it to make make more money (investing and lending it) but not allowing me to access all of my funds. In the end the only way to get my funds out efficiently was to close my account and even that takes at least 14 days to mail a check to me. Even if legal, this is an extremely shady practice and no one should have to go through this. I suggest others STAY AWAY unless they don’t need easy access to the funds they deposit into Varo Bank.

    ...

  • author
    Jessica Carty
    Jul 16, 2021
    Love it enjoy it easy to use i like the…

    Love it enjoy it easy to use i like the saving account i would like to be able to get my kids an account

    ...

  • author
    kimberly
    Jul 16, 2021
    Varo is great to bank

    I have been with yall 3 years and yall are the best

    ...

  • author
    Deja Dickens
    Jul 15, 2021
    Love them

    I love Varo they the shi*

    ...

  • author
    James Fort
    Jul 15, 2021
    There great no fees no minimum balance

    There great no fees no minimum balance

    ...

  • author
    Kimberly Binder
    Jul 15, 2021
    Great bank!

    I love this bank! I get paid 2 days early, I also can take a small loan until I get paid if I need extra money for bills with no interest. I have been enjoying them very much!

    ...

  • author
    John Hall
    Jul 14, 2021
    Best bank ever

    Best bank ever

    ...

  • author
    Staci Burnett
    Jul 14, 2021
    Love Varo and the monthly fee's

    Love Varo and the monthly fee's

    ...

  • author
    yonnise hines
    Jul 14, 2021
    Its trusted

    Its trusted, savings account great with being able to transfer funds. And also check cashing with no problems.

    ...

  • author
    Treasa Hansen
    Jul 13, 2021
    .VARO makes it extraordinarily easy to…

    .VARO makes it extraordinarily easy to transact business with

    ...

  • author
    Calvinna
    Jul 13, 2021
    Great App and Bank the customer service…

    Great App and Bank the customer service is awesome

    ...

  • author
    Karie Vissage
    Jul 13, 2021
    I love the no monthly fees as well as…

    I love the no monthly fees as well as the varo to varo transfers.

    ...

  • author
    Jonah Miller
    Jul 13, 2021
    Realy easy way to bank.no issues or…

    Realy easy way to bank.no issues or problems at all.

    ...

  • author
    Eldridge
    Jul 13, 2021
    Convenient, Fast, Available

    A solid, consistent, and convenient banking option! I'm able to transfer funds to my Varo card and are available in the blink of an eye!

    ...

  • author
    kenneth
    Jul 13, 2021
    Money advance was awsome

    Money advance was awsome

    ...

  • author
    Dustin Desmond
    Jul 13, 2021
    Happy but disappointed

    I had charges on my card that I didn't authorize. I contacted support they reviewed the case" supposedly" and said they noticed no fraud. I didn't authorize these charges so I am out 130 dollars.

    ...

  • author
    Charles Rocker
    Jul 13, 2021
    Wonderful Card

    This is a very good card for use and saving easy use and nice app

    ...

  • author
    Srhonda Miles
    Jul 12, 2021
    I have nothing negative to say about…

    I have nothing negative to say about varo Bank very good bank bank thanks for all that you do

    ...

  • author
    Jeffrey Beneche
    Jul 11, 2021
    All I have to say is you guys are the…

    All I have to say is you guys are the best hands down the best

    ...

  • author
    Guy Majik
    Jul 11, 2021
    I love varo

    I love varo! Was my first online bank and I will use forever. Simple to use and understand and it's purple!

    ...

  • author
    Joseph Walsh
    Jul 11, 2021
    Good on line Bank 🏦

    Don't have my direct deposit set up yet but have used VARO for 6 + months ...no problems ..cashed checks ... great on-line bank mm.m

    ...

  • author
    Joel García
    Jul 11, 2021
    Reviewing Varo Bank.

    Great I liked it it was direct and fast.

    ...

  • author
    Melissa Battenberg
    Jul 10, 2021
    I have been with Varo before they were…

    I have been with Varo before they were Varo Bank. I Love Varo they have Great customer service and they really do care about there customers.. THANKS VARO💜💜💜

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  • author
    Angela Williams
    Jul 10, 2021
    The best experience is having a Varo…

    The best experience is having a Varo account

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  • author
    Gera
    Jul 09, 2021
    YOU'VE BEEN WARNED!!!

    I filed a dispute which included the police report # AND OFFICER'S NAME!!! Still that wasn't enough for them to help me get my money back. Mobile Checkload EVEN WORSE!!! DO NOT TRUST VARO WITH YOUR MONEY GO SOMEWHERE ELSE!!!

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  • author
    Ginger Leigh
    Jul 09, 2021
    Totally bad business

    Totally bad business. Called during business hours and an automated response said they were closed! Three days later, it took 40 mins before i could even get a rep on the line. It took another 20 mins only to be told I have to appeal their final decision of denial...with yet another email! Also, someone keeps taking small amounts of money, depositing into "my" paypal account even though my paypal account has never received a dime. Be sure you take all your money out of Varo BEFORE calling to dispute because they freeze your account for 7-10 days the second you file a dispute. Varo is hands down the worst "bank" I've ever dealt with!!! Not worth the "free" cost of maintaining a Varo account.

    ...

  • author
    Denice Pusinelli
    Jul 08, 2021
    I am a varo customer

    I am. 60 years and I d been experiencing some identity thirft. Hacking my bank account..That is why I choose to change my bank to varo online mobile app.i have direct deposit. My account got hacked again. 400.00$ and the fees it cost. It clearly was not me .I'm waiting on the ATM footage where these transaction took place. According to my Mobil app. I have asked to see the documents that used to make the determination decision to not replace my $. Had I been a large account holder I feel my $ would be replaced ..I've never used that ATM. I called the police . I'm sure the video footage shows it was not me. If your $ is not safe in varo bank then it's not worth nothing Also coustomer service is only open till 7 . You have to pay to deposit cash. They offer no checks. When they shut my card because of y This it took 2 weeks to get it. In the meantime I was left western union and you can only do that twice in 6 months. I would of gave it a 0 but you have to at least give 1 star

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  • author
    Roi Taylor
    Jul 08, 2021
    Great company

    Great company

    ...

  • author
    Alyssa Myers
    Jul 08, 2021
    Not knowing how to do their god damn…

    Not knowing how to do their god damn job!! Lazy rejects need to learn to get a 24/7 customer service support. Won’t send the money when they say they’re going too. Lying trash!! Would never in my life actually use this bank for myself!! Would not recommend to ANYONE!!! Lazy pieces of crap work for varo!

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  • author
    Clifford Hughes
    Jul 08, 2021
    A Great Bank Without Gimmicks

    If you need a Bank with Cash Advancements, Early Payroll Check Deposits & Easy Savings Options.... This is where you NEED TO BE!!!

    ...

  • author
    Lado Black Rider
    Jul 08, 2021
    Good

    Good. Games?

    ...

  • author
    Jessie Tucker
    Jul 07, 2021
    I've been using Varo for over a year…

    I've been using Varo for over a year now and I've never had one complaint about their services.

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  • author
    Melody Heath
    Jul 07, 2021
    Love it never been happier with any other banking service

    Love it so much

    ...

  • author
    NICHOLAS RIVERA
    Jul 06, 2021
    Vero always has my back n helps me put…

    Vero always has my back n helps me put away and save money . There the best.

    ...

  • author
    Johnathan Singleton
    Jul 06, 2021
    I love Varo

    I love Varo, it is easy to use and its free...

    ...

  • author
    Andy Langston
    Jul 05, 2021
    A good and easy to find what you need…

    A good and easy to find what you need for a bank online

    ...

  • author
    Gordy Michaelson
    Jul 05, 2021
    Amazing card

    Amazing card. No monthly fees, free ATMs all over, fast deposits, and easy transfer to savings account

    ...

  • author
    Gary Strickland
    Jul 05, 2021
    I love you varo

    I love you varo

    ...

  • author
    Sindy solomon
    Jul 05, 2021
    I just like this beautiful app

    I just like this beautiful app

    ...

  • author
    Patrick Sandke
    Jul 05, 2021
    Only downfall is long customer service…

    Only downfall is long customer service wait time

    ...

  • author
    Norma Trujillo Norma Jean
    Jul 04, 2021
    Varo money has always been there for me…

    Varo money has always been there for me with out a problem what so ever

    ...

  • author
    Alma Potts
    Jul 03, 2021
    This online Banking Account has been great, other then no over draft available. Also don't like that My husband and I can't be on our account together , as a joint account. But other then that it's a

    It's been a good online banking account for me but I don't like it because I want to be able to add my spouse to my account.

    ...

  • author
    margie jackson
    Jul 03, 2021
    I joined Varo 2 years ago also refer my…

    I joined Varo 2 years ago also refer my daughter. So with that being said when Var start switching to Varo Bank I was transfer she was. I was told to apply with a different email it was denied also with that being said I still have Varo Money I will not recommend anyone.

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  • author
    Arnitha
    Jul 03, 2021
    They are helpful when things go on in…

    They are helpful when things go on in your account Immediate.

    ...

  • author
    Shannon Ramshur
    Jul 03, 2021
    I just love the simplicity of the…

    I just love the simplicity of the banking experience as a whole!!!

    ...

  • author
    jessica ducharme
    Jul 03, 2021
    i love them

    threr the best bank ive had

    ...

  • author
    Amber Sunshine Hunt
    Jul 03, 2021
    Love this app

    Love this app

    ...

  • author
    Annita
    Jul 03, 2021
    The card sucks First number I dialed…

    The card sucks First number I dialed was disconnected the second number kept saying that my 16 digit card number was not found duh I’m trying to activate it I don’t trust his card I wouldn’t recommend it to anybody

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  • author
    Michelle Dixon
    Jul 02, 2021
    I RATE VARO A 1 DUE TO THE FACT THAT

    I RATE VARO A 1 DUE TO THE FACT THAT, ONCE FILING A DESPUTE U ARE WAITING A MONTH TO GET YOUR MONEY BACK! I GAVE ALL THE DOCUMENTS ASKED WHILE OTP WITH CUSTOMER SERVICE AND STILL YET TO RECEIVE MY MONEY! I CALL AND THEIR SAYING "WE'RE STILL INVESTIGATING " BS..BS.. BS.. I ONLY USE THIS CARD FOR ONLINE ORDERS BUT IT'S NOT WORTH THE HASSLE IF U HAVE TO GET A REFUND! TRASH! TRASH! TRASH!

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  • author
    Nyemady Jabbeh
    Jul 01, 2021
    This "bank" is horrible

    This "bank" is horrible! I would rather wait the two days. Every time I tried to link an external account it would say 'no account found.' I tried several accounts with the same results for over one week. I attempted to pay my car note but varo says the bank doesn't exist and you cannot manually add it. Today was my first and last direct deposit to these people. These other reviews have to be fake PLEASE heed my warning and don't waste your time.

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  • author
    Amber Casteel
    Jul 01, 2021
    great app.

    great app.. really good fee-less survice.

    ...

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