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Earn up to an $900 bonus when you open a new, eligible U.S. Bank Business Essentials or Platinum Business Checking account online with promo code Q2AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30,2025. Member FDIC.
Earn your $500.
Earn your $800.
By downloading U.S. Bank’s mobile app, you can use smart insights to track your spending habits and set savings goals. U.S. Bank makes it simple to transfer funds to friends and family through the mobile app thanks to its partnership with Zelle. Best of all, U.S. Bank offers 24/7 customer support and allows you to schedule virtual, phone, or in-person appointments through its website.
U.S. Bank has recently rolled out its Overdraft Fee Forgiven program, which gives customers the ability to waive overdraft fees if they meet specific conditions once their account goes into overdraft. All U.S. Bank consumer checking accounts qualify for this new program, excluding the Safe Debit Account.
Some other highlights include:
U.S. Bank offers traditional banking services including home loans, investment accounts, savings accounts, and checking accounts. Additionally, U.S. Bank features 9 different credit cards, including rewards cards and secure cards. It maintains 2,900 physical locations across 26 states* and 13,000 ATMs nationwide.
With U.S. Bank, you can choose between 3 different checking accounts. Each one requires a minimum opening deposit of $100 and offers a unique set of terms and conditions. While some accounts charge monthly maintenance fees, most accounts provide a fee waiver, and some do not charge a fee at all. All accounts offer a certain amount of free transactions and other attractive benefits.
Business Essentials Account
Gold Business Checking Account
Platinum Business Checking Account
Navigating U.S. Bank’s website is simple. All of the information is intuitively laid out, and the site features Support and FAQs links where you can get answers to most general questions. If you need immediate assistance, customer service is available by phone 24/7 at 800-872-2657. Alternatively, you can book a future virtual, phone, or in-person appointment online in just a few minutes.
U.S. Bank’s mobile app is available for Android and iPhone devices through the Apple Store or Google Play. With U.S. Bank’s mobile app, you can keep track of your spending habits and set savings goals. It’s easy to set travel notifications on your cards when you’re going out of town to avoid spending delays. For people who need to send money on the go, U.S. Bank offers mobile check deposits and speedy money transfers with Zelle.
All of U.S. Bank’s checking accounts are FDIC-insured and protected with SSL encryption. Its mobile app offers numerous security features including facial and fingerprint recognition, 1-time passcodes, and visual pattern locks. For added protection, you can sign up for security alerts that send you a text whenever your account information changes. If you believe you have been the victim of fraud, U.S. Bank’s Fraud Liaison team is available 24/7 at 877-595-6256 to answer your questions and help you secure your account.
U.S. Bank provides numerous banking services and products including 3 business checking accounts. These accounts offer different features such as free monthly transactions, ways to waiver monthly fees, and more. Its mobile app makes it easy for you to track your spending, set savings goals, and transfer or deposit funds. Additionally, it offers 24/7 customer support and a simple yet effective online banking experience.
This review was created based upon information available on U.S. Bank’s website and customer and 3rd-party reviews.
Promo code Q2AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Bonus Options: Earn your $500 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
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Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC
