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Liberty Savings Bank with SaveBetter Review
Reviews 4,207
Liberty Savings Bank
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Liberty Savings Bank
Liberty Savings Bank
Excellent
Reviews 4,207
Michael Graw
Dec. 21, 2022
2 min read
Michael Graw
Liberty Savings Bank summary
SaveBetter is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from 16 partner banks. You can deposit money in any of the available accounts and manage all of your accounts through SaveBetter. Explore the Liberty Savings Bank products with no fees incurred from SaveBetter on any of the savings products offered.
Pros
  • Open savings accounts, CDs, and money market accounts
  • Manage all your savings from a single online account
  • No fees for SaveBetter or any offered accounts
Cons
  • Does not offer checking accounts
  • Only supports personal savings (no business accounts)

Liberty Savings Bank Liberty Savings Bank Visit Liberty Savings Bank

Advantages Over Traditional Banks

SaveBetter takes a unique approach to savings. The platform serves as a hub for 16 partner banks and credit unions that offer savings accounts, money market deposit accounts, high-yield CDs, and no-penalty CDs. With a single SaveBetter account, you can open dozens of different savings accounts and manage them all from a single dashboard.

This is a big deal because it enables you to build a diverse portfolio of savings accounts. If you have a lot of money to put into savings, you can spread it across multiple banks to ensure all of your funds are covered by FDIC and NCUA insurance. You can also split your money between savings accounts and CDs to balance quick access to your money and higher interest rates.

SaveBetter is regularly adding new banks and credit unions to their platform and works with their partners to offer consumers savings products with among the most competitive rates in the nation.

SaveBetter is completely free to use and none of the accounts that it offers have fees. The minimum deposit to open a savings account is just $1.

Cutting-Edge Banking Services

SaveBetter offers a single online interface for all of your savings accounts and CDs—even if they’re held at different banks. When you deposit funds through SaveBetter, the money is routed through a custodian bank and then to your account. All transfers are instantaneous.

The SaveBetter dashboard makes it easy to monitor your account balance, interest rates, and overall interest earnings. You also receive an annual 1099-INT form that combines earnings data for all of your accounts to make your tax return easier.

Traditional Banking Services

SaveBetter works with 16 traditional banks and credit unions including:

  • Ponce Bank
  • American First Credit Union
  • Sallie Mae Bank
  • mph.bank
  • Central Bank of Kansas City
  • Continental Bank
  • Wex Bank
  • Liberty Savings Bank
  • Axiom Bank
  • Lemmata Savings Bank
  • Patriot Bank
  • SkyOne Federal Credit Union
  • State Exchange Bank
  • Bellco Credit Union
  • Third Coast Bank
  • Blue Federal Credit Union

These banks offer a mix of savings accounts, money market deposit accounts, high-yield CDs, and no-penalty CDs, all through SaveBetter.

There are no checking accounts available and you cannot open business savings accounts. Notably, you do not get access to traditional banking services like ATMs even if you have active savings with one of these banks.

Interest Rates and Fees

SaveBetter does not charge any fees. None of the accounts that are available through SaveBetter charge monthly fees either. Each of the available accounts, including CDs, has a minimum deposit of just $1.

The only fee you might pay is a penalty for withdrawing money from a high-yield CD before it reaches maturation. However, to counter this, SaveBetter offers a wide range of no-penalty CDs.

Here’s a selection of some of the interest rates available for savings accounts and CDs available through SaveBetter:

Bank
Account Type
Interest (APY)
Ponce Bank
Money market deposit account
3.25%
Patriot Bank
Money market deposit account
4.00%
Liberty Savings Bank
High yield savings account
3.50%
Blue Federal Credit Union
15-month high yield CD
4.60%

In total, there are 13 savings and money market deposit accounts, 36 high-yield CDs, and two no-penalty CDs available through SaveBetter. The top interest rate is currently 5.00% APY.

Customer Service and Online Experience

SaveBetter has a New York City-based support team available by phone and email from 9am to 4pm (ET), Monday-Friday. The SaveBetter website also offers detailed FAQs that explain how SaveBetter works and how your money moves around when you make a deposit through the platform.

Signing up for SaveBetter only takes a few minutes. The process is the same for signing up for a single savings account, but you get access to more than 50 account options. You can open up additional savings accounts or CDs in minutes once you have a SaveBetter account.

Mobile App

SaveBetter does not have a mobile app at this time.

Security

SaveBetter takes security very seriously. The platform is encrypted with SSL and offers multi-factor authentication to protect your online account. In addition, the platform holds a SOC-2 certification, which is considered to be the gold standard in online cybersecurity.

All of the accounts that SaveBetter offers are insured by the FDIC or National Credit Union Administration (NCUA) for up to $250,000.

Summary

SaveBetter is a unique financial platform that gives you access to savings accounts, money market deposit accounts, high-yield CDs, and no-penalty CDs from 16 partner banks and credit unions. You can build a portfolio of accounts with different interest rates and manage all your accounts from the SaveBetter dashboard. SaveBetter has no fees and you can open any of the available accounts with just a $1 minimum deposit.

Methodology

This review was compiled from information found on the SaveBetter website and from information provided through the SaveBetter affiliate program.

Liberty Savings Bank Liberty Savings Bank Visit Liberty Savings Bank

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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See what some costumers are saying about Liberty Savings Bank
Liberty Savings Bank
Excellent
Reviews 4,207
on
Excellent
97%
Great
2%
Bad
1%
A
alexandra
a day ago
Kim is a star!
Kim is amazing, so honest and upfront. Easy to talk to, gets information across well. A real pleasure
R
rowan
a day ago
Ivan is a great communicator and…
Ivan is a great communicator and answered all of our questions
G
gursemal sandhu
a day ago
Quick and efficient service
Sanjeev was there at every step of the process guiding me.Explaining everything, dealing with all my queries. He was pro active in his approach to handle my application, and if it wasn't for him, I would not have been able to go through this smoothly and quickly. I really appreciate what Sanjeev has done for me and wouldn't hesitate to refer him to my friends and family.
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jade sandy
2 days ago
Quality of service was amazing and at…
Quality of service was amazing and at the highest level of professionalism, cannot recommend enough!
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leona jennings
2 days ago
Ian made purchasing our house very easy…
Ian made purchasing our house very easy and ran smoothly. He spoke in simple terms which we understood and was patient with us when we needed to obtain information .
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jaclyn stabback
2 days ago
Thank you Leigh!
Leigh has made this whole experience fantastic. She was helpful at every step of the way and I am thankful I had her through this process. Thank you Leigh I couldn't have done it without you!
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kim heath
2 days ago
Very knowledgeable and focused on my needs
Andrew was very professional and knowledgeable. He listened and was able to advise on products with options that met my particular requirements. He followed up and answered any questions promptly and with his help the loan application process was straightforward and quick. Highly recommended!
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brendan o'keeffe
2 days ago
Thank you Kim!
Thank you Kim!
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hayden riethmuller
3 days ago
Hayley Always ensures we are getting the best deals
Hayley always ensures we are getting the best rates and is very knowledgeable in what she does and can answer any question i may have.
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victoria gala
3 days ago
Support customer all way through…
Support customer all way through finabce deal
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tim heath
3 days ago
Great service
Great service, trouble free.
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jessica wickens
3 days ago
Wonderful experience
Kim was available whenever we had any questions. She was very helpful and made the whole process seamless.
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genaea beswick
3 days ago
Paul Direen is paramount to this Business
Paul Direen is paramount to this business his expertise, professionalism and dedication to clients is to be commended. We would highly his services to accomodate your financial needs.
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sepideh rahbar
4 days ago
Great Premium Financial Service by Masih Motiei
I recently worked with Masih as my mortgage broker and I couldn't be happier with the experience. From start to finish, Masih was professional, knowledgeable, and most importantly, he truly cared about finding the best mortgage option for me and my family. He was always available to answer any questions or concerns, and he made the whole process seamless and stress-free. His attention to detail and thorough understanding of the mortgage industry was evident in every step of the process. I highly recommend Masih to anyone in need of a mortgage broker and I am grateful for his hard work and dedication to finding the perfect mortgage solution for me. Thank you, Masih!
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julie daniel
4 days ago
Absolute standout!!
Mark was amazing from the start to the finish, everything was so smooth, and he kept us up to date during the whole process, we didn’t chase him once. 10/10
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nikki h
5 days ago
Howard was very attentive and…
Howard was very attentive and professional to my loan application requirements. He kept the file moving along and my 7 day finance clause was satisfied in good time. I would highly recommend Howard to help anyone with their finance needs.
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bruce marshall
5 days ago
Loan Refinance
Reece made the job of refinancing our home loan hassle free. He always kept us in the loop and up to date with each step of the process. Would highly recommend him to anyone.
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nicholas parker
5 days ago
Simple and easy
Everything was simple and easy - little to no stress.
S
sailesh datt
5 days ago
Remarkable service by Saurabh
I have been in contact with Saurabh for over 2 years for refinancing of our mortgages and have delayed the process but he did not loose his patience and continued to support and assist us with the process. His calm and thoughtful approach enabled us to achieve the result we wanted.
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nathan isles
5 days ago
Dedication and communication is second…
Dedication and communication is second to none!
S
sandra foster
5 days ago
Excellent communication- reassurance…
Excellent communication- reassurance when the process was more complicated than we expected Thanks so much Darrell
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benjamin johnstone
6 days ago
Stressful scary experience made easy
Hayley was great she's just as accomadating as the bank manager you've know for years making a stressful experience very pleasant
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braden graham
6 days ago
Well done and thank you
Well done and thank you
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jarryd russell
7 days ago
Elite Broker, Exceptional Service
I couldn't recommend Scott and the team at Liberty any higher! Scott has been incredibly patient, professional and knowledgeable throughout the entire process in helping us secure finance for multiple property purchases for our family. The time taken to understand our situation and goals has helped us not only receive the right products but always made us feel relaxed in knowing we're in great hands. Scott and his teams attention to detail and constant communication kept us informed and reassured throughout the entire process and am extremely grateful for all their hard. Look forward to working with Scott and Liberty again on many more future purchases!
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emma
7 days ago
Excellent experience
Victor went above and beyond to help me through this process. He was an absolute pleasure to deal with.
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angela radu
7 days ago
Best experience
Highly attentive and knowledgeable, can’t recommend Victor enough!
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navjot kang
7 days ago
Fantastic!
Fantastic brokers to work with. Extremely present and empathetic to our needs. They know what they are talking about and maintained a fully transparent dialogue between us and the banks. Highly recommended!
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alicia o
7 days ago
Highly recommend
Highly recommend
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andrew cox
7 days ago
Professional with a smile
Victor went above and beyond to help provide me with the most suitable loan. Very professional and thorough. Was also very good at explaining the whole process. Would 100% encourage and recommend him.
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shae
7 days ago
Fantastic experience with Victor
Fantastic experience with Victor
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patricia brown
7 days ago
Phil and I would like to say a "BIG…
Phil and I would like to say a "BIG Thank You" for getting us a loan so quickly and so smoothly. Mandi will go above and beyond to make it happen and make it easier for you . Highly recommend to anybody .
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erick befays
7 days ago
Fiona was terrific
Fiona was terrific, she found us the best interest rate she help explain everything along the way, she made everything so easy, she is a winner in my book for any financial help. Thank you again
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blair
8 days ago
Brett was fantastic to deal with
Brett was fantastic to deal with, prompt, honest and experienced. Professionally advised us on suitable options, without any commitment or pressure. Highly recommend Brett for your mortgage needs.
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tracey
8 days ago
The service from Reece Marshall was…
The service from Reece Marshall was second to none. Very professional, trustworthy and responded to any queries we had in a very timely manner. Can't recommend him highly enough.
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rebecca oddy
8 days ago
Antony was fantastic!
Antony was fantastic! He helped me secure a house loan as a single parent during the busiest time of year Christmas. Antony kept me up to date with everything making the whole process easy and very professional. I highly recommend Antony for all your financial needs.
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dani chatfield
8 days ago
Mandi is a dream to work with!!
Mandi is a dream to work with and always goes above and beyond to help you get the end result! Thank you so much for your hard work and helping me get my new car!
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alena smith
8 days ago
Outstanding service
Chris was outstanding in assisting us with a Home loan. It made our decision to go with a broker very much worth while. We achieved an amazing outcome thanks to Chris and the team and remain very grateful for this.
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radhika datt
8 days ago
Great customer service
I have found Saurabh very professional and efficient with his work. He found a product suitable to my situation and managed to get my refinance done within a very short period time. He takes pride in providing service to his customers.
M
matt
8 days ago
Explained it all so i understood…
Explained it all so i understood everything.
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david g
9 days ago
Alan - What a Star!
Alan was great to work with. He guided us through the entire process with his knowledge and communicated with us every step of the way.
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sudhendra pratap
9 days ago
house buying
It was good and relaxed
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ranjit padda
9 days ago
Thanks Jay
Thanks Jay. It was a great experience dealing with you. You response has been professional every single time. I would definitely recommend to those families reading comment.
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kelly frausin
9 days ago
Great mortgage broker.
Alan was fantastic to deal with. He was able the explain everything clearly and was super organised with all documentation. He was flexible around our schedule. I would highly recommend his service to others.
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charlie hunter
9 days ago
Absolutely wonderful experience with Jenny Denver at Liberty
My wife and I had a wonderful experience dealing with Jenny from Liberty Financial. She has been so accommodating and helpful with us throughout the mortgage process. She has been extremely patient and chilled out with any/all delays or issues that have come up and continuously found ways to work around them or accommodate them. She's become part of our family and we will be continually dealing with her for all our future financial requirements. We're extremely grateful for all her efforts and contributions.
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orla milner
9 days ago
Amazing, trustworthy broker
Alan was fantastic in keeping open communication and helping us each step of the way. At times the process was stressful but Alan was very reassuring and efficient.
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natasha buttigieg
9 days ago
Highly recommend Badrie
Badrie was extremely helpful and went out of her way to help set up our pre approval. Highly recommend her
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emily turner
9 days ago
Really good communication from both…
Really good communication from both Scott and his assistant Suellen, no question was ever to much. Quick turn around with all documents and requests.
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harpreet singh
9 days ago
He helped me to achieve my goal and his…
He helped me to achieve my goal and his knowledge is unquestionable and he is very experienced in what he does.
S
sandeep kaur
9 days ago
Trustworthy, honest and live up to expectations
Mandeep did a great job for us. He lived up to the expectations and he is very honest in his explaining the process and guided us to what we want to achieve
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neil murray
9 days ago
Scott is extremely professional and…
Scott is extremely professional and knowledgeable. Scott has assisted us over the years regarding a number of financial services and we will definitely contact him again regarding our next venture.
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emma
10 days ago
Exceeded expectations
Ryan is very knowledgeable and helpful, he made the application process simple. He explained the process and financial products so that I understood without being condescending.
P
paul jones
10 days ago
Professional
Professional, got us the best loan possible, always avaliable
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tracie befays
10 days ago
Very friendly
Very friendly, helpful and efficient. Able to help us with everything we needed.
L
leah gentner
10 days ago
Luis was very helpful in a difficult…
Luis was very helpful in a difficult situation. I appreciated his work and determination to help me.
P
phillip murphy
10 days ago
Derek was easy to deal with got the job…
Derek was easy to deal with got the job done with out any dramas
S
scott avenoso
11 days ago
Fantastic customer service and very…
Fantastic customer service and very helpful explaining everything. Would highly recommend.
H
haji alizada
11 days ago
Mokhtar Jahan was a great guy to work…
Mokhtar Jahan was a great guy to work with, very reliable and resourceful. I definitely recommend him!!
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ildiko hammond
11 days ago
Eric has been truly amazing
Eric has been truly amazing! We have been living in our new home now for 8 weeks now, after losing our previous home to flood in 2022. Eric made the whole experience of refinancing and applying for a new home loan easy. He was there with me every step of the way. The overwhelm of everything would have done my head in if it wasn't for Eric. Everything went smoothly and I am grateful for Eric's help through this whole process. Thanks Eric.
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chad pisani
12 days ago
Neil was excellent in all aspects...
Neil was excellent in all aspects of our experience and we couldn't ask for more! Definitely will recommend Neil to others!
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daniel silk
12 days ago
Renee went all out for and kept us…
Renee went all out for and kept us informed throughout the whole process
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rachael glanville
12 days ago
Person focused service
Alan was such an asset during our mortgage application process. Nothing was too small to explain (first home buyer), so we knew exactly what was needed for each stage of the process. He made it so simple and stress-free, which I didn't think was possible! He gave regular updates on where the application was with the bank and sorted out any issues directly with our settlement agent. Couldn't fault his friendly and swift services
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shahram shahbazi
12 days ago
Everything was great
Everything was great, accurate and with good time management and keep follow up.
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david
12 days ago
Michael always finds the best deal for…
Michael always finds the best deal for the situation. Super prompt and professional. Highly recommended!
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h yac
13 days ago
Review
Maria was extremely professional and very friendly. We are grateful for her help and would definitely recommend her to others.
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damien siebuhr
13 days ago
The personal touch
The personal touch, and understanding of our situation and needs, also the above and beyond customer service attitude that these days is hard to find, some other buisinesses could take a leaf out of Libertys book on how to seal the deal and provide 100% satisfaction.
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amy orchard
13 days ago
Incredible experience
Scott, the absolute best in the business. Personalised and tailored to suit our needs in purchasing our first home. Huge thank you, life changing for us!
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sonia murray
13 days ago
Scott is extremely professional and…
Scott is extremely professional and nothing is ever too hard. Scott has assisted us with a number of recent financial services and we would not go anywhere else. We will definitely contact Scott again for our next financial move. Neil & Sonia Murray
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olessia roujeinikova
15 days ago
Home Loan
Ben has recently helped me organise my home loan. It was a pleasure dealing with him! He is very professional, efficient and responsive. I will have no hesitation recommending Ben to my family and friends.
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amandeep ghuman
15 days ago
Best customer service
Best customer service
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matt
16 days ago
Excellent service by Luis (Liberty Broker)
Luis was very proactive and professionally dealt with my application. Excellent Broker with great service. Good communication as he provided update every day and achieved a best results in the end. Definitely recommend to everyone. Thank you :-)
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h f haydos
16 days ago
Rachel was extremelty knowledgeable and…
Rachel was extremelty knowledgeable and helpful. Found the best rate for me, to suit my circumstances. Worked outside of hours to help find me a house as well. Definately will recommend
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tracey reader
16 days ago
We have used Antony a couple of times…
We have used Antony a couple of times now. Antony goes above our expectations . Nothing appears to be a drama and he gets stuff done… highly recommended.
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libby
17 days ago
Michael is a great communicator
Michael is a great communicator, has excellent product knowledge and is very easy to work with.
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louise jones
17 days ago
Danielle is an exceptional broker.
What an amazing experience we had with Danielle! She worked to complete out transactions with professionalism and a personal touch. She was an absolute pleasure to work with and has ensured our investment plan has been realised. We would recommend Danielle to anyone!
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aditya budiman
18 days ago
Best broker
Best broker Get my first home loan after waiting couple month to get everything done
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fiona harvey
18 days ago
Exceptional Service
Exceptional Service
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customer
18 days ago
Everything was done professionally…
Everything was done professionally quick and top most with care thank you mandi for such stellar service
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michael mcinerney
18 days ago
Mark was exceptional with his…
Mark was exceptional with his communication, answered calls and emails within minutes which was important given we had a really short settlement and over the Christmas break as well.
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john van hoek
19 days ago
Great support and advice
Ryan was polite, knowledgeable and helpful. He took the time to ensure you understood the requirements and implications of the solution being offered.
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joshua mchugh
19 days ago
Andrew provided a first rate service
Andrew provided a first rate service. His advice was clear and comforting. He has saved me thousands of dollars. Of all the mortgage brokers I have had, he is by far the best; I would recommend his services to anyone.
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paul lees
19 days ago
Gary was very helpful and sorted the…
Gary was very helpful and sorted the best option for our home loan. The staff were very helpful each time we visited the office.
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lisa brickland
19 days ago
Amazing Expu
From my first phone conversation with Jenny Denver I immediately felt reassured. I was experiencing stress and family difficulty and Jenny was extremely understanding and walked me through the whole process with ease. I have dealt with Liberty previously hence why I chose to ring Jenny and would highly recommend her to anyone needing financial assistance. Liberty have always been so accommodating and are always available to listen to solve any issues.
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alan dale
20 days ago
Our experience with Antony from liberty…
Our experience with Antony from liberty was very professional, he explained the options from different lenders to us and was very helpful throughout the process.
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lisa
21 days ago
Quick easy loan
Would have preferred my salary packaging of $15,990 to have been applicable to my overall income and therefore how much I could borrow for a loan. Happy with Kevin organising Money Place as there are no early payout fees, which was suitable for my situation. Once application completed funds were available immediately which was great.
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suzanne and david burgess
21 days ago
Highly Recommend
Cannot fault Liberty. Ivan Niezgockiy was our broker,, and he was amazing. Kept us in the loop of what was happening and came up with solutions that worked. He got us a good rate home loan Ivan was with us through to settlement and even let us know when it all settled. Highly recommend Ivan Niezgockiy.
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ian harrop
21 days ago
Marlene is great
Marlene was wonderfully efficient and explained the processes very well. It made the process quick and uncomplicated. She is an excellent broker
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dayne baker
21 days ago
Chris and Nichola are excellent to work…
Chris and Nichola are excellent to work with, if u work with them, they work with you for excellent results
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david wood
22 days ago
Very efficient and great communication
Very efficient and great communication
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mel thompson
22 days ago
Highly recommend Sarah Hardie
I feel so fortunate to have had Sarah on board as my broker. She was thorough in her efforts to find a mortgage that suited my needs and my budget. Her communication was excellent and I appreciated the way she explained things in a way I understood. She kept both me and the bank on track along the way, and helped settlement day to happen without a hitch. If I could rate Sarah 6 stars I would!
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rosa raco
22 days ago
Fantastic, pesonable broker
Michael was so easy to deal with, respectful, prompt and most importantly, DELIVERED. After some very bad experiences, both with banks and other brokers, I could not recommend Michael highly enough
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jacinta
23 days ago
Working with Kim
Throughout the entire process of our home purchase, Kim was a support, educator, advisor and incredible resource. We had no end of troubles and she was by our side fighting for us, and making sure we knew what steps to take going forward. She is kind, caring and an brilliant broker. I highly recommend her to everyone.
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paula christian
23 days ago
Home loan support
I could not be more happy to have Ben help me with finding a better home loan. Nothing is never to hard and Ben is always a phone call away. Thanks Ben
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paul dyke
23 days ago
Ben is all over it when it comes to…
Ben is all over it when it comes to loans. No task is too small for him. He should get paid more.
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jacob john
23 days ago
Talk to Mr Peter
Talk to Mr. Peter Pilly, and leave all your worries and tensions to him. He will help you like brother, even guide to choose property. He is very responsible and call you for sure, if he missed call. He is good with all concepts regarding mortgage. "Great customer service, friendly environment highly recommend."
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megan reid
23 days ago
Professionalism and quality service
I approached Antony for assistance in refinancing my loan. I had a timeframe that was quite tight and the Christmas holiday shutdown period was also approaching. Antony organised the finance really quickly and made the process simple. He took all the anxiety away. I highly recommend Antony for his professionalism and knowledge.
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darcy brown
23 days ago
Michael was amazing
Michael was amazing! Would recommend to anyone and everyone
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hillary schokman
24 days ago
Danielle is an excellent people person
Danielle is an excellent people person. Returned calls on time, always promt with answers. very easy to deal with. One of the best I have seen in a while in the lending space.
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catie
25 days ago
Easy and efficient
Ryan listen to my goals and was able to find a suitable lender to meet my needs. He was professional, quick to respond to my queries while also being friendly and approachable. I would highly recommend Ryan to family and friends.
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catherine batey
25 days ago
Victor was great
Victor was great, super knowledgeable and extremely easy to work with!
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ritika arora
a month ago
It's a great experience
They are helpful ,Reliable and trustworthy.