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Chime* is an award-winning financial app and debit card. Rest easy knowing your funds are FDIC-insured² through Chime's banking partners The Bancorp Bank and Stride Bank, N.A.. With simple online and mobile interfaces managing money virtually is easy. *Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Discover® Bank dates back to 1911 and offers a range of services to customers, including bank accounts, credit cards, loans, mortgages, and more. The Discover Cashback Debit is a no-fee checking account that offers 1% cash back. (See website for details.) You can also get your paychecks early when you set up direct deposit. The account is secure and offers access to 60,000+ fee-free ATMs.
PNC Bank, member FDIC, was founded in 1845 and is now the seventh-largest US bank. It offers an online banking service called Virtual Wallet, which includes two checking accounts and a savings account. With Virtual Wallet, there’s no minimum deposit to open an account. If you make $5,000 worth of direct deposits within the first 60 days of opening your account, you’ll receive up to $400 cash bonus*.
Varo Bank, N.A. is a hybrid online/mobile bank. Its Varo Bank Account comes with the promise of no monthly account maintenance fees and its Varo Savings Account has attractive annual percentage yields (APYs). Varo Bank offers significant advantages over online and brick-and-mortar banks: namely, no minimum balance to open an account; and the option of having your paycheck deposited up to two days early.
US Bank offers 5 checking accounts to choose from along with savings accounts, investment accounts, home loans, and credit cards. It's easy to manage your spending and transfer funds with the US Bank mobile app, and customer support is available 24/7.
SoFi is an online bank founded in 2011. It provides a variety of banking services, including credit cards, mortgages, investments, loans, and of course, bank accounts. SoFi Checking and Savings provides a competitive APY, and comes with no fees. When you open this savings account, you automatically get a checking account too.The accounts are FDIC-insured, and you can access them at any time through the mobile app.
Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore Customers Bank products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.
CIT Bank is an online bank that allows you to access banking services securely and conveniently, without leaving home. CIT Bank’s streamlined service model allows it to offer higher interest rates on savings accounts and lower service fees than many of its competitors. CIT Bank is a division of First Citizns Bank.
Upgrade is a San Francisco-based fintech company founded in 2017. It offers checking and savings accounts, credit cards, and personal loans. The Upgrade - Rewards Checking account offers 2% cash back on certain everyday purchases made with your debit card up to $500 per year, plus 1% cash back on all other purchases. The Upgrade - Premier Savings account offers 5.07% APY interest on balances of $1,000 or more and no monthly account fee.
Discover® is a trusted name for finance solutions and known for being a top credit card issuer. The company is also a leading online bank and we were curious to see if Discover could do as well with online saving accounts as it has with its other finance products. What we found were good interest rates, a useful mobile app, and no fees. Here’s what else we learned.
Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore CloudBank 24/7 products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.
Barclays is a trusted name in banking, and although its roots stretch back to 17th century England, it’s as innovative as any financial institution on the market. Given its reputation, we were anxious to review the latest Barclays offering, online banking, and we weren’t disappointed. Barclays offers high APYs and low or no fees. Now let’s take a closer look at this banking solution.
Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore American First Credit Union products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.
Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore RBMAX products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.
Discover® has been in operation since 1985, and digital in some form since 1995. Its Certificate of Deposit (CD) account lets you grow your money by locking in a high-interest rate for a fixed term of between 3 months and 10 years. Its rates are very competitive compared to other traditional banks. It also has 24/7 support and great security, so if you’re looking for an effective way to save in the longer term, Discover CD is well worth a look.
Raisin is a marketplace that helps you find the best rates for a certificate of deposit (CD) account, savings account, or money market account. The company connects you with accounts that you may not otherwise be able to access, like minority-owned and community-driven institutions. With Ponce powered by Raisin, you’ll earn higher rates than you would if you signed up directly through one of the company’s partner banks.
Raisin is a marketplace that helps you find the best rates for a certificate of deposit (CD) account, savings account, or money market account. The company connects you with accounts that you may not otherwise be able to access, like minority-owned and community-driven institutions. With Sallie Mae powered by Raisin, you’ll earn higher rates than you would if you signed up directly through one of the company’s partner banks.
Raisin is a marketplace that helps you find the best rates for a certificate of deposit (CD) account, savings account, or money market account. The company connects you with accounts that you may not otherwise be able to access, like minority-owned and community-driven institutions. With Western Alliance powered by Raisin, you’ll earn higher rates than you would if you signed up directly through one of the company’s partner banks.
CIT Bank is an online bank that allows you to access banking services securely and conveniently, without leaving home. CIT Bank’s streamlined service model allows it to offer higher interest rates on savings accounts and lower service fees than many of its competitors. CIT Bank is a subsidiary operated by CIT Group, Inc., a financial holding company with over a century of experience.
ONE is a fintech company that offers an online checking account which you can use to save money, and debit Mastercard through its partner Coastal Community Bank. Users with at least $500 in monthly direct deposits can benefit from 5.00% APY, earlier paydays, 3% cash back at Walmart (up to $50 annually), and other exciting features. The app is simple to use and well-rated on the iOS App Store and Google Play Store.
Upgrade is a San Francisco-based financial technology company founded in 2016. It offers a checking account, credit cards, personal loans, and a credit monitoring and education center. Upgrade’s Rewards Checking Plus account offers 2% cash back on certain types of purchases¹ made with your debit card up to $500 per year, plus 1% cash back on all other purchases. The Rewards Checking Plus account has no monthly fees.²
Bank of America Advantage Banking is a checking account with three options: Advantage SafeBalance®, Advantage Plus®, and Advantage Relationship®. You can pick the one that suits you best now and then switch when your life changes. Established in 1904, Bank of America is now one of the largest banks in the country and the winner of numerous awards, including Javelin Strategy & Research’s Best Mobile Banking and Best Online Banking in 2022.
Founded in 2021, Relay is an online banking platform for small businesses, accountants, and bookkeepers to automate their bill pay and manage their cash flow and operating expenses. It charges no fees and makes it easy to send and receive ACH transfers, checks, or wires. You can sync transaction data directly in QuickBooks or Xero, and set up role-based permissions so there’s no need to share login information between staff.
Mercury is an online bank that offers high-tech business checking and savings accounts for startups and growing companies. The bank charges zero account fees and doesn’t require a minimum deposit. You can request physical debit cards or create your own virtual cards for employees. Mercury also offers an API so you can integrate your bank account with the rest of your business software.
Launched in 2019, Found allows freelancers and the self-employed to carry out their business banking, keep track of their bookkeeping, and manage their expenses through a single platform. As well as providing you with a Mastercard debit card for business spending, the company offers tax and invoicing tools, such as automatic invoice generation and the ability to pay taxes via the app.
Lili Banking is ideal for small businesses looking to get a better hold on their finances. Lili makes it easy to set money aside for taxes, organize expenses, and even get early access to direct deposits. The Lili Smart account offers advanced expense management tools and a unlimited invoices and payments. Lili's Standard account is completely free, and their Smart account is just $35 per month.
When it comes to small businesses, you want a business checking account that offers flexibility along with excellent customer support and low fees. Bluevine gives its small business owners peace of mind and an array of services with its online options. Bluevine is not a bank, its banking services are provided by Coastal Community Bank, and all accounts are insured up to $3M through Coastal Community Bank, Member FDIC and their program banks.³
Novo offers checking accounts for small businesses, freelancers, and entrepreneurs. There are no monthly account fees or balance requirements, no ATM fees, and no fees for incoming wires. Novo integrates with a variety of business software tools. You can also make international payments using an integration with Transferwise, or pay for everyday purchases with the Novo debit card.
Headquartered in New York City and founded in 2019, Grasshopper is a digital banking solution for small businesses, startups, and venture capital & private equity firms. Checking accounts for start-ups and SMBs can be opened in less than 10 minutes, and there is no monthly maintenance fee or minimum balance required after funding. Account holders get access to a free Visa debit card, and the accounting software Autobooks.
Bank of America (BofA) has a history that dates back to 1784. Today, it has over 200,000 employees, is one of the largest companies globally, and serves over 12 million business owners. Business Advantage Banking® is a business checking account with several tools and solutions for business owners. The account has two settings to ensure it can always meet your changing business needs, can be opened 100% online, and makes managing money easy.