Credible Review

wonderfull to work with even for un tech people

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Awesome and fantastic love you Credible

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Really easy. It said I was approved. Then days later it said I was declined. Then days later I had a bank asking for info to complete my loan. I wasn't sure if it was real or not so I ignored it because I thought I had been declined. Turns out it was real. Got my loan without much issue other than initial confusion.

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Credible made getting a student loan for my son quick and painless!! Customer service was great with quick responses and very helpful when I had a question.

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This was an easy and wonderful experience. We found the loan we wanted at an excellent payment and interest rate and from a reputable provider.

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Using Credible was a breeze. Everything from the clean website design to the consistent email communication was great. I'd use Credible again if the need arises!

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Grear for my side its very helpful to me

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Services provided are expedious and very user friendly. Even when I called for a question, it was answered quickly.

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Several times a week credible asks me to refer a friend and, in return, get a $500 bonus. I did as they asked, my friend completed the process. For over a month I have been given the run around about my bonus. Constant, just wait a little longer, it'll be there within 30 days, blah blah blah. We are well past the time frame and I am still being yanked around by this BS. I have wasted so much time following up on this and now I'm infuriated. Do not bother referring anyone to this group.

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The site is simple and easy to use. It compared all different types of student loans and I could toggle with the length of repayment and the types of repayment. Credible is my go to for student loan comparison.

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Great service

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Easy experience with lots of good info

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This site was SO helpful. The whole process of finding the right refinance rate for me literally took minutes, and the response from credible and from a lender working with me was so fast! The entire process from start to finish took only a matter of days, and I'm so appreciative.

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Extremely helpful site to compare student loans and make the process that much easier.

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Very helpful for comparing rates!

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Easy refinance of my private student loans and I saved a buncha $$$!!! Can’t beat that…

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Great place to get pre-approved and check rates without a hard credit check. Also, they are with you every step. I always go through Credible for student loans.

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process was quick and staff helpful with questions but rates changed from those quoted. A few asterisks involved in the process . Beware

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This was a very simple process and extremely easy to use! I would recommend this site for anyone looking for assistance in securing funding.

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Credible was a great one stop shop to understand the different loan provider rates available. Customer service was super friendly and responsive. Highly recommend using credible for your refinancing needs.

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At first I thought that Credible was the actual loan company but it’s not however it recommend loan companies to you one of mines was upstarts PenFed I try upstarts but wasn’t approved then I try PenFed and was approved for the amount that’s I wanted they send me a check and their interest rate is good 👍🏽 I am happy 😃 so thanks to Credible

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Applicable deals and real-life recommendations to increase your financial literacy and propel your way to FIRE.

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Credible was easy to use and found a good rate. However, I refinanced my loan several weeks ago and I’m still waiting on my signing bonus. Overall happy, as long as they do eventually get it to me.

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Intructions were straightforward and easy to follow. Phone support person friendly and clear. Overall process was easy.

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Made the school loan refinance process a total breeze. Wish I had done it sooner!

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The process was easy and the Credible team was accessible to answer several questions I had. Rates were great and I feel confident going into the fall semester knowing my student loan is good to go. A+ for service.

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Delivered as promised!

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The process to apply was quick and easy. I will use them again.

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Used Credible to research Private Student Loans. I was given several options and able to find the one that checked all the boxes. Credible made it very easy and understandable and have recommended to others looking for a similar loan. Customer Service was excellent and the representative knowlegable.

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Found a great rate for my refinance! Smooth, easy process.

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I tried to set up my student loan refinance and I never got the email to set it up all the way. Customer service seemed helpful but I still never got the email they said I would receive. I did my refinance through the bank itself because credible was unreliable.

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Credible made it quick and easy to find a student loan that fit my specific needs. I would recommend Credible to any person looking to refinance student loans as quickly as possible.

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Great experience!

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Refinancing student loans went very smoothly. I had a number of loan options to choose from with different rates and terms and found a loan that fit all my criteria. The representatives were very helpful and responded to questions very quickly.

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Very basic process; though, be prepared to provide your secured information for a credit check - financials, SS#, DOB, etc. Credible then connects you to 3+ potential lenders. Once you choose a interest rate that works for you, you will then need to provide even more secured information to that lender in order to be approved.

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Helped me find much needed student loan refinancing. I didn’t even know where to start, and Credible made the process incredibly understandable and streamlined.

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Quick, easy, informative and professional.

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Great place to get a loan

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The entire process was very user friendly .No snags when uploading docs and other items at all ! I made an error on my first application and a staff member advised quickly how to adjust .This was not something I wanted to do but it was necessary . The site helped make it simple which helped .Many Thanks!

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quick and easy to apply

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Easy to use! I appreciated the help, the site was easy to use, got a great rate, saved a bunch of money!

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Communication wasn't always timely or accurate, but we ultimately got the loan refinancing we needed. The platform offered us access to options we would not likely have found otherwise.

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The only options for student loan refinancing seem to require a co-signer, regardless if you have excellent credit.

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I’ve been looking to refinance for a long tine and spoke to numerous companies but no one ever got me as low of a rate as Credible did. Very happy I refinanced and happy for the help!

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Literally the easiest website to use to see all your potential refinance options for student loans. Found my best deal and got my rate down to 2.89%! I’m paying my loans off faster and saving a grand a year! Amazing 😎

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Credible has been the easiest, straight-forward financial program I have worked with.

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Great service

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It was ridiculously easy. I was sitting on the couch and applied for refi'ing my student loan; within two hours, everything was done and I had secured refinancing. I just can't understand how it'd be easier than that.

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The whole process was very easy. I liked the way I can compare different companies.

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Quick, easy, and efficient. Reduced my student loans by 2 points.

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Super easy to use. Quick and efficient!

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My overall experience was excellent. Credible is a very fast and reliable source. They were able to help me locate and choose the a reputable lending institution.

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Credible is a seamless process! I did not have much confidence in going this route because it was unfamiliar. Credible takes the complicated out of refinancing! Thank you Credible

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Easy to use and very quick and efficient student loan refinance application process. Would highly recommend to others give. Wry competitive interest rates.

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Really happy with this website, very trustworthy from our experience and handled our personal information really well.

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Couldn't believe how easy Credible was to use! I got rates in minutes and was able to see multiple offers from different lenders. Not to mention, their customer service is so quick and informative. I am a very satisfied customer!

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This site thoroughly helped me find a viable option to refinance my student loans; I do recommend using this site for others that need the same types of service. Thank you greatly.

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You performed in a most professional manner in helping find several choices for the student loan refinance. Even with our credit challenges, we were very satisfied with the results.

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Easy to use. Received offers quickly. 100% satisfaction. Highly recommend.

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So easy to use and reliable, I am very happy with picking this!

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Simple to check rates and contact lenders.

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Easy process great options

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My husband and I wanted to refi some loans we consolidated many years ago. He finished with his BA but I later went on to get my MS. The process to fill out, choose, sign and complete the loan was extremely easy, beyond easy. My 4 stars comes from finding out, quite by chance, that if we flipped the way we applied for our loan we could get the lowest interest rate, the one shown when we first applied. This most likely was just in our case but we would’ve never known if we hadn’t called. You see his BA was difficult to authenticate because it was in 2001 but also my MS was more recent and a higher degree. We both have good credit, and he makes twice as much as I do so I can only believe the difference in interest rates came from these other factors. This is my only criticism of the process. It worked out but we almost lost saving $3000+ over the term. BTW it wasn’t a crazy difference, just about .05% but when you owe a lot, everything helps. All in all a good experience, I’m happy with what we received, we’re still waiting on the Amazon bonus but we’re told that takes 6-8 weeks.

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Definitely Recommend lending tree over this dumpster company...emails and faxing bank statements for 3 weeks...they can shove all that up their asses..they will just keep throwing fees at you ...scumbag lady told me covid doesn't exist.. play the recorded call u scumbags

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My experience with Credible was exemplary. Their method of using digital tools makes the process simple and quick.

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Quick and easy. I refinanced my sons student loan I had as a parent and it was so easy. Answer on minutes. Highly recommend.

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The search process was easy, and we landed on a bank with decent rates and good reviews. However, I give Credible a 3 for not vetting the banks better. The good rate we were offered by Citizens Bank depended on us getting a bank account with them. No big deal, right? Well, Citizens doesn't make it clear that you have to live in only a few states to open a checking or savings account with them. By then I was most of the way through the process. I asked Citizens how in the wrold I was supposed to open an account then to get the rate that was dangled in front of me - "Oh! You can just open a mortgage or get a personal loan!" Ah, yes, the casual mortgage, of course. (And funny that I could get a mortgage but not a checking account, right?) I think Credible needs to make it clearer - or make the banks they work with be clearer - about the process for actually getting these great rates. Added: I appreciate Credible's response (maybe they are actually paying attention!).

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Easy to use and quick response time. Will use them again with my next child’s student loans😊

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I got a email from them and it said will not hurt my score BULLSH_T They pulled my credit and my score went down by 15 points. Then offered me a lender who requires a vehicle title with value of loan. I have 2 leased vehicles 2020 and 2021 Toyota. My 4th leases.This company sucks.

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Great results!

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Very easy step by step process. Very easy to understand all of your options and the process.

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I’ve used them twice now because they do a great job helping people find a repayment plan that fits their life.

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My student loans have been the primary source of financial anxiety for the last six years. Within minutes of logging onto Credible, I felt like a weight had been lifted off my back. It let me compare several different options that I prequalified for, choose the plan that was best for me, and sent reminders for paperwork and other action items needed to finalize the refi. Within a week, my money had been disbursed and my variable interest rate had been cut by 75% and was now fixed, with a monthly payment that was HALF of what I used to owe, without changing the life of my loan. I’m so thankful for credible for changing my life & giving me the financial freedom I’ve been searching for!

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Excellent company with amazing customer service! Very pleased!

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Really thrilled at the options presented by Credible and ways to compare at my fingertips. Hard to believe there are no fees with this, but I am happily proven wrong. Monthly savings was my first goal, but I was able to moderate the timeline for repayment as well, because Credible presented so many options.

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So easy to use and quick!

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Very pleased with Credible. Was very easy to use and happy with being able to refinance my student loans.

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Using Credit was easy and straight forward. It gave me lower interest options than even just going through the lender I chose without Credible as the middle man. Would recommend to anyone.

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Refinancing the student loans were quick, easy and painless. Thank you!

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Hi, The process was smooth and quick. I liked the citizenship website that is user friendly and clear. Thanks very much for assisting me in refinancing my private student loan. Sincerely, Shirin

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I chose a loan option that I felt best suited my needs. I heard from a representative the next day, and my application was in an approved within a week. I couldn't have asked for a better experience.

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Great Student Loan Matching. Will use again.

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They lure you in with a low interest rate, then when you go to accept your loan offer, the interest rate suddenly increases to a higher amount. Classic bait and switch. If I didn't already have a hard pull on my credit score, I probably would have called the bank directly, scratched the existing application, and filed a new one directly with the bank (for a lower rate). (And yes it is possible because that's what I did with my MIL's student loans when I refinanced hers). I didn't do that for myself because 1) the loan that I was refinancing wasn't that large so it wasn't worth it for me (it would have only saved me a few hundred dollars over the course of the loan, I was simply looking to lower my monthly payment). and 2) I am looking to buy a house within the next year, so I didn't want to have 3 hard pulls on my credit report (1 existing, 1 through credible, then another one through the bank directly), so I just completed my existing application through credible to save myself a dip in my credit score. If you could afford 2 hard pulls on your credit report (as in you don't have any currently) then that's what I suggest doing. The only thing this website is good for is comparing lenders. Oh and their customer service was awful. I almost hung up on the guy because he was so incredibly rude.

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The on-line application platform was user friendly and straight forward. We also were impressed with the efficiency of the system and timely communication provided to us throughout the process.

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Great step by step process!

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Awesome service! I like how I was given many different options!! Very streamlined and easy!!

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I used Credible to choose a company to refinance my student loans. They were very useful and easy!

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Credible is an amazing resource for finding private student loans. They filter through various companies to find the one that best fits your needs and preferences. Credible also shows you companies that will most likely approve your application based on the information you provide. It made this very stressful task a breeze. 10/10 would recommend it for anyone looking for loan guidance.

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Great resource!

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Very bad website

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Credible site helps me to choose the options which is best suit for me. It is one stop to check the multiple offers from multiple lenders

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Using credible was great! It was so easy to use. The response was quick and easy. I would definitely recommend to others.

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It was fast and easy. I am very happy with the service and rate I was able to get.

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we were pre approved for a large loan, the loan company called and said we had been approved. Four hours later we get an email stating the loan was denied. The business practices of the loan company were very unprofessional. We did not need the money but kept getting notices to get more credit, apply for more cards or take a loan, so we did. NEVER AGAIN this is a scam and you all come off in a bad light, maybe don't deal with predatory lenders, maybe deal with professional lenders, do something to up your game. The whole entire experience was bad, handled in a very unprofessional way. For someone who was waiting for that money and really needed it, this whole situation could have been really bad, and the loan company would have been entirely to blame but would also have gotten off blame free. BAD BUSINESS PRACTICES

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Credible was helpful in finding the best refinancing company for me and they provided extra incentive for me to refinance through a gift card. It was a good amount of savings in total. Thank you

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This is actually my second time refinancing through Credible. The first time, they helped me knock my interest rate from 11% down to 5.75%. I chose to keep my monthly payment about the same, but much more of my payment went to the principal balance. It also reduced the number of years I would pay on the loan. I also had an issue where my original loan servicer misapplied the funds. I was only refinancing certain loans for various reasons and specified that in the terms, but they spread the funds out over all of my loans, which really screwed me up. But Credible stood by me every step of the way and made Navient fix their screwup in a timely manner! The second time, the rate dropped to 3.32%. It knocked my monthly payment down significantly. The entire process took about two weeks from application to the disbursement of funds. No problems this time around! The thing I like most about Credible is that they give you a variety of plans and lenders to choose from. Fixed or variable interest, anywhere from 5-20+ year repayment plans, and plenty of other choices. You just choose the option that works best for you. I would also like to mention that I applied with several other refinancing companies including SOFI and Splash Financial the second time around just to see who had the best offer. Credible easily had the best offers, hands down!

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The representatives that I've talked to were very knowledgeable and very helpful. I'm very pleased to have gone through Credible for my student loan.

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The process was fast and easy. Only issue I had was had to go online to view status of the application and discovered it was pending needing some required documents to be signed. All else was good and the rates were very competitive.

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The real deal. I was hesitant at first. But glad I did check it out. Credible delivered as promised. They exceeded my expectations. Got the exact financing I wanted with a great rate and term.

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