Splash Financial Review

Extremely easy process, excellent rates, and very fast. Couldn’t have asked for a better experience.

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Everything went smoothly and I love my new rate!

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Easy to navigate. I appreciated they had a link to my school so I didn’t have to send documents to prove my graduation. It was easy to upload documents to my smartphone which made to process efficient.

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Yoy made it easy!

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Company that my latest refi was done with has a horrible online system. Generally have had great luck with Splash for grabbing lower rates, but this latest company's (First Tech) is poorly setup.

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Quick and efficient. I even qualified for an interest rate lower than the initial pre-qualified amount. I had previously consolidated my student loans with a different lender for 4.79% with 20 years and Splash Financial offered me %3.4 with 15 years. This move saved me thousands of dollars!

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Fast service, called to ensure i had no questions and were extremely responsive. Makes the process great!!

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Very easy to use and get along with.

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This is my third time refinancing through Splash. They always have the best rates, and this time the interface was much sleeker and the application was record fast. I started my application on Monday, and by Wednesday morning I was signing the contract. It could be that not many are refinancing right now because of the break on federal loan interest rate, but I've had my loans private for a few years and refinance every time the rates go lower, and this was the fastest, easiest experience to date. This is about the 6th or 7th time I refinance, so I have experience with several other lenders. Highly recommend Splash!

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Process was easy and rate was great.

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Splash has saved me so much and everyone I call for help/advice is so knowledgeable and kind. This company is truly amazing!!

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It was so easy to get a quote, select the plan I wanted and sign all the needed papers.

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Great company, easy.

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I thought this process was just SO painless. I could leave the website and come back a day later to a page exactly where I left off. I love this!

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It was easy and fast to refinance

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It was fast, easy, and i like how they frequently emailed me to update me on the status of the loan.

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I recently graduated college and had many loans spread across 4 different providers. I knew I needed to consolidate to get a better rate and just a single payment. I hadn't done it sooner because they idea of gathering all the documentation and trying to get approved turned me away. However, I received a Splash Financial letter in the mail and figured I would give it a try. I was very pleased with how easy it was to apply and the staff was very helpful. I go t a great rate and all my worries were put at ease throughout the process. I would highly recommend to any college grads looking to refinance their loans.

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Amazing customer service and such an easy process overall!

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I first heard about Splash Financial on the Ramsey Show! What a wonderful customer service experience!!! It was fast, friendly and easy! Thank you so much !!!!

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I heard about Splash Financial on the Dave Ramsey Podcast and because of his recommendation I wanted to look for an opportunity to refinance my student loans. Splash Financial made it easy to help me refinance my student loans by quickly keeping me in the loop with emails of my loan status. I was able to cut my old annual percentage rate in half with the helps of Splash Financial! Thank you!

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This was the easiest refinancing I’ve ever done. Not to mention I got the lowest interest rate that still keeps me on track to pay off my loan when I want to. Couldn’t be happier with the process!

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Splash made it easy and fast to refinance my student loan and by offering the lowest interest rate I could find, it will help me pay off my loan in no time. Thanks Splash!

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The simplicity and ease of the application process and document uploading was outstanding. However, typical bait and switch on the interest rate.

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Easy process with great rate. Would highly recommend if refinancing student loans.

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Having recently secured a new job with a much higher salary than before, I decided to give student loan refinancing with Splash Financial another shot, and I don't regret it one bit. As soon as I submitted my application, they went straight to work on getting me the best rate they could find, and before I knew it, I was setting up an account with a credit union they selected for me, and securing my greatly reduced interest rate. Now, only a couple of weeks after my approval, they have fully paid off my original loan, and I can rest easy knowing I won't be drowning in debt for the next 20 years. Thank you, Splash Financial!

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The process of refinancing my loans was super fast and painless and they found me a better rate than anywhere else by 0.25%! Everyone I have talked to has been really helpful and friendly and the whole loan, from start to finish, took less than a week. I highly recommend Splash!

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I spent a long time researching and reviewing options to refinance my law school student loans. Splash was very highly rated and was on the top of almost every list of top refi options I found. I did my initial inquiry for a rate and Splash was number one among all others. The rate that I was initially offered is the exact same rate I got on my hard offer. The refi process itself was remarkably simply and took less than an hour. The documentation was simple, straightforward and easy to understand and the process was lightning fast. I submitted my application materials on a Saturday and had an answer back by Monday morning. Overall, I will end up saving almost $23,000 through my refinance. Thank you Splash for being there to help out!

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Surprisingly simple & easy experience. I have yet to make my first payment but all has went well. After being approved someone from Splash Financial even called me to let me know & asked if I had any questions. Email communication was good. I am very happy & pleased. Looking forward to having a MUCH lower rate.

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Easy to complete the applications, Was approved within 24 hours.

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I refinanced with Splash financial because they offered the lowest rate between 3 other competitors. Splash even had a much less invasive application where the personal information I provided only felt reasonable and necessary. They were also very timely in the process. Very smooth in a somewhat stressful process.

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Excellent, speedy service and s great rate. I would highly recommend refinancing your student loans with Splash Financial. I wish I had done it sooner.

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Easy transition, quick rates, and welcoming staff. Highly recommend for students looking to refinance their student loans!

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Very simple, quick and professional. Didn’t feel like I was signing over my soul when I refinanced like it does with other companies

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Fast and friendly .. great experience

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Helpful and efficient. I was surprised at how quickly my issue was resolved!!

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Ran into questions during filing and staff was able to direct and trouble shoot the issues I ran into for a smooth experience.

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Super easy process

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Best interest rates and quick process My interest rates went from 10% to 3% just like that and it was the easiest process

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Overall a great experience. I would have rated as excellent, but I had a few technical issues with the system. However, the online chat feature was excellent and all my questions were answered quickly. They explained what happens next and so far so could with the lender. Also before I made my final terms selection the system refreshed the rates and I was able to get a better rate...that feature is an excellent feature.

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Quick and easy refi. Went from 5.3 to 3.5.

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Splash was so helpful and so quick in helping me get my student loans refinanced at a lower rate. I am so thankful!

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I was impressed with the speed that they processed my application.

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Everything was fast, easy and convenient.

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Easiest refi ever!! Had app completed in less than 30 min and approved next day

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Fast and great service for refinancing!

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They made the process of refinancing my private student loans fast and easy. I liked the fact I knew what my interest rate was before everything was submitted. I tried refinancing my student loans six years ago and it was a very drawn out process that took almost two weeks to get approved and I ended up only lowering the interest by 0.1%. With Splash Financial I submitted everything on Friday and had an approval on Monday. Will definitely recommend to people I know.

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Easy. Effortless. Effective.

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I was very frustrated with my Student Loan "holder" and they were incredibly hard to deal with SO I set out to find a solution. I found SPLASH and they are FANTASTIC! The online process was easy and awesome. And, when I have called in - I have gotten BEYOND Awesome customer service! There have been emails, phone calls, and online correspondence = all 5 stars! I have already been recommending SPLASH and I will continue to do so!! Very Happy!

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Great customer service and such an easy process!

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Such a great experience going with Splash to refinance my student loans. Very quick process and thank you!!

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Using splash was easy, and I was able to refinance my student debt in a snap. Got a rate I’m happy with as well.

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I was thrilled at the speed of getting my student loan approved with a lower interest rate as well as the followup

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Process was easy and straightforward and the rate I was given was highly competitive. Additionally once approved an employee reached out to me by phone to ask if I had any questions and then sent me an email so I had a direct contact during the remainder of the process. Really great experience!

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Very quick process easy to complete

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Super easy, the best rate and very quick!

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Quick and simple... Great customer service with follow-up on questions.

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Super friendly, very helpful and great rates.

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So far the process has been very smooth. I’ve been able to reduce my student loan interest rate by 1.2% which is massive and will allow me to save over $24k over the life of my loan. In my opinion, this survey request was triggered a little too quickly since my loan hasn’t been fully transferred over from my previous lender to the new one. I would consider triggering the survey after the loans are fully bought out and migrated between lender A and lender B.

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Very simple and clear application process!

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I was thrilled with my rate and the ease of refinancing my student loan through Splash Financial! I would highly recommend them to anyone who has student loans.

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Fast and effective!

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Always easy and straightforward. Thanks!

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The most straightforward experience I've ever had. Extremely easy, painless and fast! Thank you

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Very simple and seamless process

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The chat function connected me immediately to an actual person who was friendly and helpful. Also the rate was great.

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The process was easy and timeless. Great experience will definitely recommend your service to others.

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Quick easy and upfront! Great experience, especially compared to the one I came from

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Fast and easy communication via email for quick processing of refi! Recommend.

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I got a great rate for my student loan refinancing, The process was very quick; I had my confirmed rate in less than 24 hours. Even when I had questions, I got quick and complete responses with their instant messaging system.

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Dante was super helpful and patient with me as we continued exchanging emails of getting the right documentation for me to get approved. Not a single time did he pressure me to complete it as a certain timeline. Thank you again sir!

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Very helpful- very timely fashion! so grateful for the efforts and emails to help make refinancing quick and easy.

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Great experience.

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Super easy; with the lowest rates available

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It was very easy to do. No hassle and the reps are really helpful.

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Quick and easy to complete the application! Lowest rates, extremely happy with this company

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The process was fast and easy! Would recommend

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Very helpful with all questions and responded within a timely manner.

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The process was so smooth and easy! I received the utmost customer service from one of the loan consultants offering their contact information to assist me with any questions I had. (and I had a ton) I received timely responses which made the whole process go so quick! Thank you Splash!!!

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Great outreach and communication from splash financial - awesome!!

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Easy, quick, helpful. Great rates!

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What an easy and quick process very painless

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I just want to say Dante Pantalone has been super helpful by answering all of my questions and guiding me to refinance my loan. He made this process much easier than expected and I would recommend going to him. Keep up the good work, Dante. You're definitely an asset to Splash! Thank you again.

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The help desk was available to answer my most pertinent questions via online chat and the whole process was quick, efficient, and transparent.

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Great experience! Everyone was friendly and helpful, and did what they said they would do when they said they would do it! Awesome!

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The process was painless and quick, thanks to the easy to use application system and follow ups by team members of Splash Financial.

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Very easy application process!

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DARYA WAS AWESOME AND EXTREMELY HELPFUL!!!!!

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Quick. Easy. Painless. Got quotes one of the best rates from the start amd there were no surprises.

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Great service, easy process.

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The process was quick and easy. I did it in a few minutes and all from my phone.

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Shockingly easy and transparent process, and admin support in call centres were very friendly and congenial (and I hate calling call centres, generally). Would highly recommend

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👍👍👍👍👍👍👍👍👍👍👍

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Quick and easy process!

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Splash Financial made it incredibly easy to get my loan process done. I applied on a Monday and my loan was approved by Wednesday afternoon after I submitted all my documents. You can even submit pictures of the documents they’re super convenient and easy to work with. I’d definitely recommend to my friends with debt.

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Super easy and saved a lot!

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Very helpful and personal staff. They will reach out to follow up and make sure that your questions are answered. I had a good experience working with two amazing representatives via both email and phone calls.

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Ashley Walden I spoke to Ashley this morning and explained my issue and concern with data with my application in PenFed. Ashley was understanding of my issues and went above and beyond to identify next steps. She contact PenFed on my behalf and after speaking to them, I received a follow-up from her and then a message from PenFed apologizing for the issue and error. PenFed resolved the issue and I attribute the quick resolution completely because of Ashley's support.

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Great experience!!!!!! We are very happy

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Splash Financial offers preapproved rates that are false and misleading, they get you to supply all your information, then pull a hard credit check on your credit report, which negatively affects your score. I have excellent credit, make a high income, and have always paid my student loans on time. I was preapproved, but after going through the rates they promote, they then offer a much higher rate after doing a hard pull that reveals the same credit info they already knew. They put me through this process twice and each time told me that this would not occur again. Extremely unhappy with their service, I'd be a careful falling trap to their low rate marketing ploys. Citizen Bank has been much easier to work with and have almost the exact same low rates, but actually honor them.

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Process was easy and customer service was very helpful. There was a small hiccup in the calculation of the interest I’d owe when refinancing... I caught it. Not sure if it was my current loan services fault or splash’s but id double check when accepting the agreement. Overall fast and easy.

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