The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

Top Pet Insurance Reviews

Make an educated decision on the best pet insurance company for your pets to keep them healthy and strong without spending a bundle.

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Fast Repayment

Pets Best

Pets Best is one of the most established pet insurance providers on the web today. It was launched in 2005 by Dr. Jack Stephens, who actually helped to kick start the pet insurance industry some 40 years ago. Today, the Pets Best service stands out thanks to its international pet coverage and unlimited protection.

Read Review Visit Site

Lemonade

Lemonade

Lemonade says they are the fastest claims payment, and considering they offer hassle-free digital pet insurance run by AI, we agree. Lemonade helps cover the costs of treatments your pets need for accidents and illnesses and is actually affordable.

Read Review Visit Site

Spot Pet Insurance

Spot Pet Insurance

Spot Pet Insurance offers flexible pet insurance policies for cats and dogs. You can opt for a standard plan that covers everything from accidents to illnesses, or choose accident-only or preventative care coverage. In addition, you get to choose your deductible, annual payout limit, and reimbursement model.

Read Review Visit Site

ManyPets

Launched in the US in 2021, ManyPets provides unlimited insurance cover for dogs and cats in 36 US states. The company has a particular focus on delivering a low carbon footprint and having a positive impact on the communities in which it operates. As well as offering discounts for customers who choose wellness add-ons, ManyPets processes 99% of claims within 48 hours.

Read Review Visit Site

ASPCA Pet Health Insurance

ASPCA, which is frequently referred to as the American Society for the Prevention of Cruelty to Animals, was founded in 1866 and is one of the oldest humane societies operating today in the United States. With a flexible choice of vet networks and diverse coverage levels, it’s worth considering ASPCA when purchasing your next pet insurance package.

Read Review Visit Site

Fetch

Reporting that it covers more than 300,000 pets, Fetch can provide you with comprehensive coverage if your pet is ill or injured. You can take your pet to any licensed vet in the US or Canada, and Fetch enables you to submit your claim within minutes and receive up to 90% of your money back from any unexpected bills. With policy discounts of up to 10%, it operates a fast reimbursement system and pays accepted claims in as little as 2 days.

Read Review Visit Site

wagmo

Founded in 2017, Wagmo is a New-York based pet insurance and wellness company that provides emergency and routine care for dogs and cats in the US. As well as allowing you to visit any licensed vet, it enables you to manage your account and submit claims through its full-service app. If you add more than one pet to your insurance policy, you’ll receive a 5% discount on your premiums.

Read Review Visit Site

HealthyPaws

HealthyPaws

Healthy Paws offers a pet insurance policy for dogs and cats. The company’s plan covers up to 90% of medical expenses and most claims are reimbursed within 2 days. The plan doesn’t have any per-incident or annual caps on reimbursement and you can visit any veterinarian. Your pet can be enrolled in coverage at any age, although Healthy Paws does not cover pre-existing conditions or preventative care.

Read Review Visit Site

Embrace

Embrace

Embrace offers A+ customer satisfaction with full coverage for accidents, illnesses, and hereditary conditions. The plans are customized for you, and Embrace donates money from each new policy towards animal charities.

Read Review Visit Site

Pumpkin

Pumpkin

Pumpkin provides extensive pet insurance for dogs and cats. This provider has a simple plan option that comes with 3 annual deductible options and a maximum annual coverage of $10K, $20K, or Unlimited for dogs and $7K, $15K or Unlimited for cats. The insurance policy covers eligible bills for sick exams, prescriptions and more, as well as an option for preventive care coverage at an extra cost.

Read Review Visit Site

Trupanion

Trupanion

Trupanion is the only provider that can pay their portion of your bills directly to your veterinarian with their unique software, so you don’t have wait for reimbursement. With the most flexible pricing options and unlimited payouts on all new injuries and illnesses, Trupanion is here to help you keep your pet healthy.

Eusoh

Eusoh

Eusoh provides an impressive alternative to traditional pet insurance packages. With this platform’s community health cost-sharing options, you can get protection for more-or-less any type of health expenditure that your pet might incur.

PetAssure

PetAssure

Pet Assure is a veterinary discount plan that has been around since 1995. Pet Assure provides members with a 25% discount on all veterinary services from the time of service. Well, sick, and emergency visits are included for all types of pets in all stages of health, with virtually no exclusions.

Farmers

Farmers

Farmers® is one of the biggest insurers in the US, but you might not know that this organization also offers pet insurance. Pet Insurance through Farmers® is provided by Pets Best. Farmers® teamed up with Pets Best in 2014 to offer their pet insurance, so that Farmers® could offer the same kind of quality insurance for pets that its customers have grown to trust.

Walmart

Walmart

Walmart Pet Insurance, powered by Petplan, helps you save by paying you back up to 90% of vet bills when your cat or dog gets sick or hurt. On top of that, new customers can get a discount of up to 10% on their policy. Not only that, it offers risk-free cancellation for 30 days and best of all, it lets pet parents take their pet to any licensed vet in the U.S., including emergency clinics and specialists.

Prudent Pet

Prudent Pet

Prudent Pet Insurance has been rated 4.75 out of 5 stars by customers on Trustpilot. Their policies are simple to buy and manage online. The company offers excellent customer service along with a 30-day money back guarantee. Plans include Accident-only, Essential, Ultimate, and Wellness Care options for dogs and cats in the United States.

Read Review Visit Site

Nationwide

Nationwide

Over half a million pet owners choose Nationwide as their pet insurance provider. Besides dogs and cats, you can also insure your birds and exotic pets. The tiered plans come with lots of perks.

PetPlacePetInsurance.com

PetPlacePetInsurance.com

PetPlacePetInsurance.com provides pet insurance with a heart. Founded by a veterinarian, PetPlace has one goal in mind: offering pet health and wellness care for pets. With a fast and easy claims process, direct deposit for reimbursements, and a sterling reputation, PetPlacePetInsurance.com provides easy, quality care for all its customers. Choose your own vet, cover multiple pets, and rely on this top name in the industry.

Toto

Toto

Toto is an insurance provider that focuses on pets. The company strives to provide affordable and comprehensive pet insurance for pet parents throughout most states in the U.S., and also gives back to pet charities each year. Pet owners can choose basic coverage or add on wellness.

Pawp

Pawp

Pawp takes a unique approach to pet health and protection, offering an emergency fund rather than reimbursement for standard vet visits. For $24 per month, you can access up to $3,000 in emergency protection. The fund pays out at most once per year, but you can use it for any of six different pets in your household. Pawp pays the vet directly so you don’t have to pay out of pocket and then wait for reimbursement.

Read Review Visit Site

Progressive

Progressive

Progressive is an insurer with a track record that goes back over 80 years. It first began operating as an insurer way back in 1937, and the company has offered pet insurance since 2005. As you’ll find out over the course of this Progressive pet insurance review, the Progressive service is worth considering thanks to its combination of low premiums and comprehensive coverage.

Progressive

Progressive

Progressive is an insurer with a track record that goes back over 80 years. It first began operating as an insurer way back in 1937, and the company has offered pet insurance since 2005. As you’ll find out over the course of this Progressive pet insurance review, the Progressive service is worth considering thanks to its combination of low premiums and comprehensive coverage.

Pet Partners

Pet Partners

PetPartners was founded in the UK in the 1980s to provide insurance for the Kennel Club of Great Britain and has been selling pet insurance in the US since 2002. The company provides highly flexible plans for dogs and cats, customizable rates, and customers can see any veterinarian of their choosing. Policies are underwritten by PetPartners’ partners at the Independence American Insurance Company, and in WA, the American Pet Insurance Company.

Allstate

Allstate

Allstate offers pet insurance policies for cats and dogs that cover accidents, illnesses, alternative therapies, and more. Preventative care isn’t included in your policy, but can be covered with an additional wellness plan. You can get a quote online and receive a 10% discount when you add a second pet to your policy. Allstate does not write its own pet insurance plans, but rather offers policies issued by Embrace Pet Insurance.