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Top Pet Insurance Reviews

Make an educated decision on the best pet insurance company for your pets to keep them healthy and strong without spending a bundle.

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Pets Best

Pets Best is one of the most established pet insurance providers on the web today. It was launched in 2005 by Dr. Jack Stephens, who actually helped to kick start the pet insurance industry some 40 years ago. Today, the Pets Best service stands out thanks to its international pet coverage and unlimited protection.

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Lemonade

Lemonade

Lemonade says they are the fastest claims payment, and considering they offer hassle-free digital pet insurance run by AI, we agree. Lemonade helps cover the costs of treatments your pets need for accidents and illnesses and is actually affordable.

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Spot Pet Insurance

Spot Pet Insurance

Spot Pet Insurance offers flexible pet insurance policies for cats and dogs. You can opt for a standard plan that covers everything from accidents to illnesses, or choose accident-only or preventative care coverage. In addition, you get to choose your deductible, annual payout limit, and reimbursement model.

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Embrace

Embrace

Embrace offers A+ customer satisfaction with full coverage for accidents, illnesses, and hereditary conditions. The plans are customized for you, and Embrace donates money from each new policy towards animal charities.

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ManyPets

Launched in the US in 2021, ManyPets provides unlimited insurance cover for dogs and cats in 36 US states. The company has a particular focus on delivering a low carbon footprint and having a positive impact on the communities in which it operates. ManyPets processes 99% of claims within 48 hours.

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Fetch

Reporting that it covers more than 300,000 pets, Fetch can provide you with comprehensive coverage if your pet is ill or injured. You can take your pet to any licensed vet in the US or Canada, and Fetch enables you to submit your claim within minutes and receive up to 90% of your money back from any unexpected bills. With policy discounts of up to 10%, it operates a fast reimbursement system and pays accepted claims in as little as 2 days.

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FIGO

Figo is a pet insurance provider that offers customizable policies for dogs and cats. The free quote online allows you to choose your deductible and reimbursement rate. Figo lets you visit any licensed vet worldwide, and offers 24/7 access to veterinary professionals via the mobile app. Claims can be submitted online or via the app, and most are resolved in three days. Figo also offers optional wellness coverage for vaccines, dental, and more.

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Trupanion

Trupanion

Trupanion is the only provider that can pay their portion of your bills directly to your veterinarian with their unique software, so you don’t have wait for reimbursement. With the most flexible pricing options and unlimited payouts on all new injuries and illnesses, Trupanion is here to help you keep your pet healthy.

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Animalia

Animalia offers pet insurance that’s almost better than what we humans would like for ourselves! Everything from head to tail is covered if it results from an injury or illness (just not pre-existing conditions). Animalia presents itself as care-based, not cost-based, so you don’t have to make hard decisions when your pet isn’t well.

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HealthyPaws

HealthyPaws

Healthy Paws offers a pet insurance policy for dogs and cats. The company’s plan covers up to 90% of medical expenses and most claims are reimbursed within 2 days. The plan doesn’t have any per-incident or annual caps on reimbursement and you can visit any veterinarian. Your pet can be enrolled in coverage at any age, although Healthy Paws does not cover pre-existing conditions or preventative care.

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Pumpkin

Pumpkin

Pumpkin provides extensive pet insurance for dogs and cats. This provider has a simple plan option that comes with 3 annual deductible options and a maximum annual coverage of $10K, $20K, or Unlimited for dogs and $7K, $15K or Unlimited for cats. The insurance policy covers eligible bills for sick exams, prescriptions and more, as well as an option for preventive care coverage at an extra cost.

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Metlife

Metlife

MetLife Pet Insurance offers comprehensive pet insurance coverage that includes illness, accidents, examinations, and even alternative therapies as part of its standard package. It insures all breeds of cats and dogs and has no maximum age limits. MetLife’s wellness plan and accident coverage begin at midnight on the policy start date, so you’re covered almost immediately. Claims payments are fast, with 80% of all claims paid within ten days.

ASPCA Pet Health Insurance

ASPCA, which is frequently referred to as the American Society for the Prevention of Cruelty to Animals, was founded in 1866 and is one of the oldest humane societies operating today in the United States. With a flexible choice of vet networks and diverse coverage levels, it’s worth considering ASPCA when purchasing your next pet insurance package.

Farmers

Farmers

Farmers® is one of the biggest insurers in the US, but you might not know that this organization also offers pet insurance. Pet Insurance through Farmers® is provided by Pets Best. Farmers® teamed up with Pets Best in 2014 to offer their pet insurance, so that Farmers® could offer the same kind of quality insurance for pets that its customers have grown to trust.

Walmart

Walmart

Walmart Pet Insurance, powered by Petplan, helps you save by paying you back up to 90% of vet bills when your cat or dog gets sick or hurt. On top of that, new customers can get a discount of up to 10% on their policy. Not only that, it offers risk-free cancellation for 30 days and best of all, it lets pet parents take their pet to any licensed vet in the U.S., including emergency clinics and specialists.

Prudent Pet

Prudent Pet

Prudent Pet Insurance has been rated 4.75 out of 5 stars by customers on Trustpilot. Their policies are simple to buy and manage online. The company offers excellent customer service along with a 30-day money back guarantee. Plans include Accident-only, Essential, Ultimate, and Wellness Care options for dogs and cats in the United States.

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Nationwide

Nationwide

Over half a million pet owners choose Nationwide as their pet insurance provider. Besides dogs and cats, you can also insure your birds and exotic pets. The tiered plans come with lots of perks.

PetPlacePetInsurance.com

PetPlacePetInsurance.com

PetPlacePetInsurance.com provides pet insurance with a heart. Founded by a veterinarian, PetPlace has one goal in mind: offering pet health and wellness care for pets. With a fast and easy claims process, direct deposit for reimbursements, and a sterling reputation, PetPlacePetInsurance.com provides easy, quality care for all its customers. Choose your own vet, cover multiple pets, and rely on this top name in the industry.

Toto

Toto

Toto is an insurance provider that focuses on pets. The company strives to provide affordable and comprehensive pet insurance for pet parents throughout most states in the U.S., and also gives back to pet charities each year. Pet owners can choose basic coverage or add on wellness.

Progressive

Progressive

Progressive is an insurer with a track record that goes back over 80 years. It first began operating as an insurer way back in 1937, and the company has offered pet insurance since 2005. As you’ll find out over the course of this Progressive pet insurance review, the Progressive service is worth considering thanks to its combination of low premiums and comprehensive coverage.

Progressive

Progressive

Progressive is an insurer with a track record that goes back over 80 years. It first began operating as an insurer way back in 1937, and the company has offered pet insurance since 2005. As you’ll find out over the course of this Progressive pet insurance review, the Progressive service is worth considering thanks to its combination of low premiums and comprehensive coverage.

Pet Partners

Pet Partners

PetPartners was founded in the UK in the 1980s to provide insurance for the Kennel Club of Great Britain and has been selling pet insurance in the US since 2002. The company provides highly flexible plans for dogs and cats, customizable rates, and customers can see any veterinarian of their choosing. Policies are underwritten by PetPartners’ partners at the Independence American Insurance Company, and in WA, the American Pet Insurance Company.

Allstate

Allstate

Allstate offers pet insurance policies for cats and dogs that cover accidents, illnesses, alternative therapies, and more. Preventative care isn’t included in your policy, but can be covered with an additional wellness plan. You can get a quote online and receive a 10% discount when you add a second pet to your policy. Allstate does not write its own pet insurance plans, but rather offers policies issued by Embrace Pet Insurance.

wagmo

Founded in 2017, Wagmo is a New-York based pet insurance and wellness company that provides emergency and routine care for dogs and cats in the US. As well as allowing you to visit any licensed vet, it enables you to manage your account and submit claims through its full-service app. If you add more than one pet to your insurance policy, you’ll receive a 5% discount on your premiums.