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Lemonade says they are the fastest claims payment, and considering they offer hassle-free digital pet insurance run by AI, we agree. Lemonade helps cover the costs of treatments your pets need for accidents and illnesses and is actually affordable.
Spot Pet Insurance offers flexible pet insurance policies for cats and dogs. You can opt for a standard plan that covers everything from accidents to illnesses, or choose accident-only or preventative care coverage. In addition, you get to choose your deductible, annual payout limit, and reimbursement model.
Embrace offers A+ customer satisfaction with full coverage for accidents, illnesses, and hereditary conditions. The plans are customized for you, and Embrace donates money from each new policy towards animal charities.
Pets Best is one of the most established pet insurance providers on the web today. It was launched in 2005 by Dr. Jack Stephens, who actually helped to kick start the pet insurance industry some 40 years ago. Today, the Pets Best service stands out thanks to its international pet coverage and unlimited protection.
Pumpkin provides extensive pet insurance for dogs and cats. This provider has a simple plan option that comes with 4 annual deductible options and a maximum annual coverage of $10K, $20K, or Unlimited for dogs and $7K, $15K or Unlimited for cats. The insurance policy covers eligible bills for sick exams, prescriptions and more, as well as an option for preventive care coverage at an extra cost.
Founded in 2020, The Vets offers at-home treatments for dogs and cats in 18 US cities. With same- or next-day appointments, its qualified vets can provide all routine services available in vet clinics. As well as allowing you to book one-time home visits, the company offers a Total Wellness membership plan for a monthly fee, which includes a set number of visits, vaccinations, and preventative treatments over a year.
MetLife Pet Insurance offers comprehensive pet insurance coverage that includes illness, accidents, examinations, and even alternative therapies as part of its standard package. It insures all breeds of cats and dogs and has no maximum age limits. MetLife’s wellness plan and accident coverage begin at midnight on the policy start date, so you’re covered almost immediately. Claims payments are fast, with 80% of all claims paid within ten days.
Figo is a pet insurance provider that offers customizable policies for dogs and cats. The free quote online allows you to choose your deductible and reimbursement rate. Figo lets you visit any licensed vet worldwide, and offers 24/7 access to veterinary professionals via the mobile app. Claims can be submitted online or via the app, and most are resolved in three days. Figo also offers optional wellness coverage for vaccines, dental, and more.
Healthy Paws offers a pet insurance policy for dogs and cats. The company’s plan covers up to 90% of medical expenses and most claims are reimbursed within 2 days. The plan doesn’t have any per-incident or annual caps on reimbursement and you can visit any veterinarian. Your pet can be enrolled in coverage at any age, although Healthy Paws does not cover pre-existing conditions or preventative care.