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Last updatedJanuary 2026
 Online Banking
Online Banking
Savings Accounts
Savings Accounts
Checking Accounts
Checking Accounts
Business Checking
Business Checking
1
Relay
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Putting you in complete control of your cashflow
  • Earn up to 2.86% APY with an automated savings account
  • No hidden fees, no minimum balance requirements
  • Open up to 20 checking accounts and 50 virtual or physical debit cards
8.3
BestMoneyscore
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2
Bluevine
Banking platform for small businesses
  • Use code BM500 for a $500 SignUp bonus on a new business checking account.²
  • Earn up to 3.00% APY on balances up to $3 million
  • Free ACH and incoming wire transfers
8.4
BestMoneyscore
3
Banking designed for scaling up SMBs
  • Unlimited 1.5% cashback on all credit card purchases
  • $150 bonus when the customer deposits $5,000 within 90 days
  • No monthly or account opening fees
8.3
BestMoneyscore
4
Award-winning business banking platform
  • Earn up to 4.00% APY on balances up to $1 million
  • Easily send and receive international wire transfers
  • Live customer support 7 days a week
8.3
BestMoneyscore
5
The all-in-one banking platform for small businesses
  • Earn 2.00% APY on balances up to $20K when you meet eligibility requirements*
  • Track finances and organize taxes end-to-end
  • No required monthly fees, account maintenance fees, or minimums**
8.4
BestMoneyscore
6
U.S. Bank; Member FDIC
Enjoy no maintenance fee checking
  • Earn up to a $1,200 bonus on select new accounts. Use code Q4AFL25 and complete qualifying activities
  • Offer valid through 1/14/26. See terms
  • Accept payments and get paid fast
8.6
BestMoneyscore
7
Grasshopper
Digital banking solutions for businesses
  • Earn a $300 sign-on bonus and up to 3.10% APY
  • Get unlimited 1% cashback on everyday debit card purchases
  • No overdraft or monthly maintenance fees
8.3
BestMoneyscore
8
American Express® Business Checking
Access a suite of business banking services
  • Zero monthly maintenance fees
  • Earn & convert Membership Rewards® points into deposits. Terms apply¹.
  • American Express National Bank. Member FDIC.
8.7
BestMoneyscore

224,699 users

chose an account with BestMoney this month

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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Our Top Choice
Most Popular On BestMoney
Putting you in complete control of your cashflow
  • Earn up to 2.86% APY with an automated savings account
  • No hidden fees, no minimum balance requirements
  • Open up to 20 checking accounts and 50 virtual or physical debit cards
8.3
BestMoneyscore
Explore