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Discover Credit Cards Review

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Reviews 147

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Katy Ward
Katy Ward
May. 03, 20214 min read

Discover it® chrome summary

Offering credit cards in the US since 1986, Discover provides an extensive range of products through the Discover it® brand. As well as allowing you to earn rewards, its products can help you pay down existing debt and rebuild damaged credit. In addition to offering 24/7 customer service, the lender allows customers to earn up to 5% cashback and offers incentives for sports fans and regular travelers.

Pros

  • No annual fees
  • 24/7 customer service
  • Up to 5% cashback

Cons

  • Cashback earning is capped at $1,000-$1,500 per quarter

Discover it® chrome Discover it® chrome Apply Now

Overview

Headquartered in Illinois, Discover is one of the most well-established credit card brands in the US, with its products allowing customers to earn rewards, build credit, and reduce interest on existing debts. The lender was ranked #1 for brand loyalty in the credit card category of the Customer Loyalty Engagement Index in 2021 and named in 2020’s Investor Business’s Most Trusted Financial Companies list.

In addition to conventional credit card services, it offers several attractive features to help you manage your finances. If you’re concerned about identity theft, for example, Discover will provide you with free access to your FICO credit score on your monthly statements, mobile or online.

Suitable for?

As Discover offers a wide range of products, the most suitable card for you will depend on your borrowing needs. Here are some of the most popular products and the type of customers they could suit.

Discover it® Miles: allowing you to earn to 1.5 miles for every dollar of spending, this card could be an excellent choice for frequent flyers

Discover it® Chrome®: paying 2% cashback on spending at gas stations and restaurants, this card is a strong match for borrowers with a busy social life

Discover it® Cash Back: offering 5% cashback on selected purchases, this card could be attractive for those keen to earn rewards on their spending

Discover it® Student Cash Back: with 5% cashback on selected purchases, this card could be an ideal choice for borrowers looking to earn rewards while studying

Discover it® Student Chrome: offering the chance to earn rewards and build credit, this card could be suitable for students seeking to create a strong financial foundation 

Discover it® Secured: designed to help build credit, this product is specifically tailored toward those looking to repair damaged credit

Discover it® Balance Transfer: waiving interest for 18 months when you transfer an existing debt, this product could be attractive to borrowers looking to get on top of their finances

Whichever card you choose, the lender could also be an excellent solution for tech-savvy customers, with its app allowing you to manage your finances on the go.

Interest Rates and Fees

If you sign up for a Discover Card, you won’t pay an annual fee, but the following interest rates and fees will apply.

ProductInterest rateFees

Discover it® Miles

Discover it® Chrome 

Discover it® Cash Back

NHL® Discover it®

0% introductory APR for 14 months on purchases and balance transfers, then 11.99%-22.99%*

Cash advances: 24.99% *
Balance transfer: 3% of the amount you transfer before Sunday, April 10 2022, then 5%

Cash advances: $10 or 5% of amount borrowed 

No late payment fee after first missed payment, then $40

Returned payment: up to $40


Discover it® Student Cash Back

Discover it® Student Chrome

0% introductory APR on purchases for 6 months and 10.99% on balance transfers, then: 

12.99%-21.99% *

Cash advances: 24.99% *


Balance transfer: 3% of the amount you transfer before Sunday, April 10 2022, then 5% 

Cash advances: $10 or 5% of amount borrowed 

No late payment fee after first missed payment, then $40

Returned payment: up to $40

Discover it® Secured

22.9% on purchases *

10.99% on balance transfers for 6 months, then 22.9% *

Cash advances: 24.99% *

Balance transfer: 3% of the amount you transfer before Sunday, April 10 2022, then 5% 

Cash advances: $10 or 5% of amount borrowed 

No late payment fee after first missed payment then $40

Returned payment: up to $40

Discover it® Balance Transfer

0% introductory APR for 6 months on purchases, then 11.99%-22.99%*

0% introductory APR for 18 months on balance transfers before Sunday, 10 April, then 11.99%-22.99%,* 

Cash advances: 24.99%*

Balance transfer: 3% of the amount you transfer before Sunday, April 10 2022, then 5% 

Cash advances: $10 or 5% of amount borrowed 

No late payment fee after first missed payment then $40

Returned payment: up to $40

* APR will vary with the market and is based on the Prime Rate (the interest rate banks charge their most creditworthy borrowers)

Rewards & Cashback

The Cash Back, Student Cash Back, and Chrome cards pay 5% on purchases from retailers such as Amazon, grocery shops, and gas stations, as well as any spending through PayPal. You can earn up to a maximum of $1500 per quarter. 

With the Student Chrome, Secured, and Chrome cards, you earn 2% cash back on up to $1000 of purchases made in gas stations and restaurants, including cafés, takeaway, and deliveries. 

If you’re a hockey fan, the NHL® Discover it® card offers rewards such as 5% discounts at grocery stores and on gym memberships. You can earn up to a maximum of $1500 per quarter.

With each of these cards, you’ll also earn up to 1% cashback on all other purchases.

Aimed toward regular travelers, the Discover it® Miles card pays 1.5 miles for every dollar of spending, which can then be redeemed for cash or as a credit towards your next travel purchase. 

Whichever card you choose, Discover’s 2x Match service will also pay an unlimited dollar-for-dollar match on all cashback you earn during the first year.

Participating retailers offering cashback at enhanced rates alternate on a quarterly basis, so you should check Discover’s website for up-to-date offers.

The Application Process

You can apply for a Discover card online or over the phone if you meet the following requirements:

  • Are at least 18 years old
  • Have a US address
  • Have a Social Security number
  • Can show proof of college enrollment (if applying for a student card)

Before you apply, you can check whether you would be pre-approved by entering details such as your name, address, total gross annual income, and Social Security number into the lender’s online tool. You’ll then see the APR and offers you could potentially qualify for.

If you’re applying for the Secured Card, you’ll need to provide a refundable security deposit when you apply. The amount of this deposit will become your credit limit.

Discover doesn’t have a minimum score requirement as it will review your credit score as part of your overall financial situation. However, you’re likely to need a good or excellent score if you’re applying for a high-paying rewards card.

In most cases, you’ll receive an instant decision on your application, although this could take longer if the lender needs to verify any of the information in your application.

Once your card has arrived, you can activate it online or by contacting Discover’s customer services.

Help & Support

You can contact Discover’s US-based agents through online chat or over the phone, with its telephone service being available in both English and Spanish.

When we contacted the company over online chat, we received an extremely polite and helpful response in under 5 minutes.

Phone hours: 24/7

Online chat: 24/7

Security 

Discover has numerous cybersecurity measures to protect your money and your data, which include the following:

  • 128-bit Secure Socket Layer to encode personal data 
  • Multiple firewalls
  • Real-time alerts through active system monitoring

The lender’s $0 Fraud Guarantee will also ensure that you never lose out financially if there are any unauthorized transactions on your account.

In one particularly attractive feature, you can subscribe to receive free alerts if your Social Security number is found on any of the Dark Web sites Discover monitors daily. 

The lender will also allow you to freeze your account if you temporarily misplace your card. 

FAQ

Can I choose the design of my card?

Yes, you can choose from a selection of card designs via your online account for no additional cost. If you’re applying for an NHL® Discover it® card, you can also choose a design that is themed around any of the 31 NHL teams.

Does Discover have an app?

Yes, you can download Discover’s app via the App Store or Google Play. Its features allow you to redeem rewards, set alerts, and view your FICO score.

Can I withdraw cash with my Discover card?

Yes. To set up your card for this service, you’ll need to call customer services to receive a PIN. Alternatively, you can present your card and a photo ID at a bank or credit union to get cash.

Conclusion

If you’re planning on taking out a new credit card, there is a strong chance that Discover will have a product to suit you. We were particularly impressed by its generous cashback offers of up to 5% and the 18-month interest-free period on the Discover it®: Balance Transfer, which will allow you to avoid interest on existing debt. As well as providing 24/7 customer service, the lender offers an impressive array of bank-level security features such as its $0 fraud guarantee scheme.

Discover it® chrome Discover it® chrome Apply Now

Methodology

This review was compiled using the information on Discover’s website and by contacting its agents through online chat. 


Katy Ward
Written byKaty Ward

Oxford graduate Katy Ward is a seasoned journalist and editor covering personal finance and software topics for Eleven Writing and Top10. Over a 15-year career, Katy has worked with several finance titans, including Barclays, Tandem Bank, and Yahoo! Finance. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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  • author
    DEBBIE MONTALBANO
    a day ago
    Thank you Andy and Biz credit you guys

    Thank you Andy and Biz credit you guys Have made it possible to strive in business Since 1978 we have been pushing to continue To serve 7 generations. Thank you so much. Debbie

    ...

  • author
    Easy steps
    a day ago
    Paul is the best

    Paul is the best

    ...

  • author
    Jagdeep Nayyar
    a day ago
    very good team adjustable nice soft…

    very good team adjustable nice soft spoken always listen person like me who always shout to others thank you though

    ...

  • author
    VICKY DANG
    2 days ago
    NITISH PATEL HAVE GREAT CUSTOMER SERVICE

    NITISH PATEL HAVE GREAT CUSTOMER SERVICE

    ...

  • author
    Estelle Jones
    2 days ago
    Quick and easy process

    Quick and easy process

    ...

  • author
    Muhammad Ahmad
    2 days ago
    Nitesh Patel is highly professional and…

    Nitesh Patel is highly professional and committed person. we have very good experience during my process of loan. He is very efficient and well knowledeable in his work.

    ...

  • author
    Lashawn Norman
    2 days ago
    The loan process through Biz2Credit was…

    The loan process through Biz2Credit was simple and self-explanatory. The turnaround time was great and everything was explained in layman's term no hidden details. Saif had the best great customer service and he walked me through the entire process. If your business is needing funding this is the company to use.

    ...

  • author
    Mary Santana
    2 days ago
    Great experience working with Rony

    Great experience working with Rony. Made the process simple and easy!

    ...

  • author
    Mary Santana
    2 days ago
    Great experience working with Rony

    Great experience working with Rony. Made the process simple and easy!

    ...

  • author
    Rocky Singh
    2 days ago
    Gary biz2credit

    Had a great experience with biz2credit. Gary helped me to get funds very fast without any problems thanks for all the help.

    ...

  • author
    luisa macabanti
    2 days ago
    I am happy for my recent funding

    I am happy for my recent funding. Spencer Bailey and his subordinates are very professional and really help to get you funded with great rates and longer term. I will recommended them based on my experiences with Biz2Credit. LLL stop n shop

    ...

  • author
    elisa lopez
    2 days ago
    Himanshu was great at helping me and…

    Himanshu was great at helping me and understanding every step of my loan they were quick and efficient I would definitely recommend them to any business owner looking for a loan !!

    ...

  • author
    Stephen Atchison
    2 days ago
    Sumit Kumar was just the greatest

    Sumit Kumar was just he greatest! Everybody on your team is fantastic and professional. We are very happy to work with Sumit and the Biz2Credit team!

    ...

  • author
    THE NICE FAMILY
    2 days ago
    Spencer Bailey

    Spencer; thank you. Your services was great. I look forward working with again. Thanks for everything Spencer Bailey

    ...

  • author
    Alik Cantstop
    2 days ago
    Big Thank you Paul Woods for the great…

    Big Thank you Paul Woods for the great and smooth experience. My first time working with Biz2Credit I thought it might be a difficult long process, Paul Woods made my experience and my company needs come true with short and smooth professional timing along with very flexible negotiation. I be referring you and your company to everyone I know. Thank you Again! Cantstop

    ...

  • author
    Scott McAlister
    2 days ago
    Wanted to thank Kevin & Himanshu for…

    Wanted to thank Kevin & Himanshu for all the hard work they put in on our loan that we received very quickly after applying for. One of the easiest loan processes I have ever been through in 30 years. What a team effort to get us the capital that we needed right away. Thank you and please use them for your future expansions. First class service .

    ...

  • author
    Nathan Pearcy
    2 days ago
    Anubhav was a huge help in getting us…

    Anubhav was a huge help in getting us though the process of securing the loan very fast.

    ...

  • author
    Kya Woodson
    2 days ago
    I applied for Business Credit …

    I applied for Business credit not knowing what to expect Mohd Danish was Amazing, he explained the entire process and always kept me updated real-time with the status of my loan. Thank you very much Mohd you are the best.!!

    ...

  • author
    Mohammed
    2 days ago
    Sajid was good in communication and…

    Sajid was good in communication and everything went smooth. Got the money we need and just the only thing was high was the fees they charge. Thanks

    ...

  • author
    Akash Patel
    2 days ago
    Tim Davis and spencer was so helpful…

    Tim Davis and spencer was so helpful and so quick to get me a funding in 3days and they answered my all questions anytime

    ...

  • author
    Danny Taylor
    2 days ago
    Jogeeshwar S Chakrapani was very good…

    Jogeeshwar S Chakrapani was very good at helping me secure 10,000 business loan for inventory cash flow. I recommend!

    ...

  • author
    Latoria McCauley
    2 days ago
    I was in need of Business loan to help…

    I was in need of Business loan to help build my business credit and Danish came to the rescue. He was efficient; communicative and went above and beyond. This made the process so easy and stress free. Keep up great work Danish

    ...

  • author
    Modern Blinds
    2 days ago
    I had a great amazing experience…

    I had a great amazing experience through out my loan process, Aaron Smith helped me with the entire process and he was very thorough, honest, and very straight forward with all the details I can confidently say I will be getting my next business loan through biz2credit! The services is top tier and I have no complaints and that’s how life and these type of things should be very smooth and easy to understand.

    ...

  • author
    mr williams
    2 days ago
    Very happy with the customer service…

    Very happy with the customer service and funding. Jordan was amazing

    ...

  • author
    Micale Dieudonne
    2 days ago
    Patrick Cole help me with my business…

    Patrick Cole help me with my business loan, he was very professional, helpful, and understanding. I would love to give more than 5 stars.

    ...

  • author
    Ramzan mosani
    2 days ago
    Austin ray helped for funding for the…

    Austin ray helped for funding for the 3rd time

    ...

  • author
    JASON BROWN
    2 days ago
    Outstanding support and service…

    Thank you Ron and the entire biz2credit team for being an integral part of my growth.

    ...

  • author
    Billy
    2 days ago
    Jason worked quickly to get us the…

    Jason worked quickly to get us the funding we needed.

    ...

  • author
    Praveen
    2 days ago
    The team at Biz2Credit has been very professional, courteous and quick with funding

    The team at Biz2Credit has been very professional and secured us funding for $1Million in just few days. What took us at-least 1 month to secure loan from bank earlier, Biz2credit makes it effortless with quick funding when we needed it. Sandeep Rajput has been working with us and coordinating with his team to make things happen so effortlessly. Sandeep has been courteous and professional and very easy to work with. Appreciate Sandeep's efforts and the efforts of the larger team in the whole process.

    ...

  • author
    TWSC
    2 days ago
    Zameer was helpful and fast in getting…

    Zameer was helpful and fast in getting us funded.

    ...

  • author
    Deborah Huston
    2 days ago
    Aaron was a huge help in getting us…

    Aaron was a huge help in getting us though the process of securing the loan.

    ...

  • author
    Asif Hussain
    2 days ago
    I recently contacted biz2credit from a…

    I recently contacted biz2credit from a commercial on a Hindi channel. To my surprise the experience turned out to be a great one. All paperwork was done smoothly and I was assisted by Sajid. They keep a really to the point l, and professional way of working yet make it feel comfortable enough to advice and suggest you to make a better decision about your needs for your business. I was really happy to see that Sajid dived in into the information and made every step really easy and understandable and funded me. I would highly recommend them to anyone with need for funding. 5 stars for biz2credit and 5 for sajid.

    ...

  • author
    REBECCA MARTINEZ
    2 days ago
    I have worked with Biz2credit for the…

    I have worked with Biz2credit for the past 7 years. They have always been very transparent in everything they do. I have worked with Sean dormer toy many times in these years and he is always kind and courteous and makes sure he is on top of things in order to get me funded in days. Sean is always available on the phone and answers my emails quickly. Sean has made this entire process smooth, easy, and stress free.

    ...

  • author
    Rihana
    2 days ago
    Roshan and kevin are awesome case…

    Roshan and kevin are awesome case manager.

    ...

  • author
    Tita
    2 days ago
    Fast and prompt

    Working with Sandeep Rajput He is fast and prompt Would work again in the future

    ...

  • author
    Jonathan W.
    2 days ago
    Harsh was amazing

    Harsh was amazing throughout the process and helped us get funded in a timely manner. Thank you so much.

    ...

  • author
    James
    2 days ago
    Thank you so much Roshan for getting me…

    Thank you so much Roshan for getting me quick funds.

    ...

  • author
    Rene Estrada
    2 days ago
    Excellent service

    Excellent service

    ...

  • author
    Tina Gower
    2 days ago
    Zameer Askari was very helpful with the…

    Zameer Askari was very helpful with the process of getting our small business funded. Communication was always open and he was easy to contact any time of the day. We will definitely use Biz2credit again. Angelmedic CPR

    ...

  • author
    Marcus conley
    2 days ago
    It feels great not having to worry…

    It feels great not having to worry about paying it back

    ...

  • author
    Quintolyn Kirby
    2 days ago
    Tommy was great

    Tommy was great! He made this process very simple and easy. He answered all my questions and got me funded quickly. I will definitely be using Biz2Credit again!

    ...

  • author
    MM
    3 days ago
    The entire process is straightforward

    The entire process is straightforward, transparent and was user-friendly.

    ...

  • author
    Claudin Sainvilus
    4 days ago
    Thank you so much

    Thank you so much. This is the best company ever

    ...

  • author
    customer
    May 14, 2022
    Pretty quick and easy friendly staff…

    Pretty quick and easy friendly staff but my only issue was a bit of lack of communication when it came to documents needing to me submitted which ended up holding up the loan a day or so

    ...

  • author
    Kenneth Wild
    May 14, 2022
    Again Biz has come thru for us

    Again Biz has come thru for us. They are always there at the right time. Thanks to everyone there for the speedy approval and funding.

    ...

  • author
    Deborah Huston
    May 11, 2022
    David and Aaron were great to work…

    David and Aaron were great to work with. They continued getting to my end goal.

    ...

  • author
    Salman Mirza
    May 11, 2022
    Excellent experience

    Excellent experience! Front start to finish loan forgiveness! Thank you Biz2credit!

    ...

  • author
    Anna
    May 09, 2022
    The worst! Read below.

    I had the worst experience with the company. First of all, their offers are terrible and total rip off even if you got great credit history. And the worst of all, their agents are using fake generated numbers to get to you, keep calling non stop, pass your info to other companies and scammers. Ones, their agent use MY own number to get to my husband when the agent got blocked on all other numbers!!! This is totally illigal to use someone else's number! Biz2Credit is NOT legit! Stay away from them!

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  • author
    MT Fitness
    May 09, 2022
    Biz2Credit is a very good option when…

    Biz2Credit is a very good option when trying to obtain a business loan. The agents are very prompt. You'll usually receive an answer within an hour or so. Agents are very knowledgeable about their business. (Stay away from Rf loan)

    ...

  • author
    DAVID KAMAU
    May 05, 2022
    Very reliable credit company that has…

    Very reliable credit company that has been a rescue for our business when we have been down on our working capital. Very quick process and very helpful. Thanks Biz2credit

    ...

  • author
    Nacole
    May 04, 2022
    Eli is phenomenal

    Eli is phenomenal! He took care of me every step of the way. Eli really made me feel important, and makes me happy to have a relationship with Biz2Credit !!

    ...

  • author
    Stephen Redmond
    May 03, 2022
    Great service and very prompt

    Great service and very prompt. Thank you.

    ...

  • author
    Chynell Lee
    May 03, 2022
    Thank you!

    David and Jatin were extremely instrumental in getting us our first funding opportunity for our small business! We look forward to working with them in the months to come.

    ...

  • author
    Lawrence Wooden
    May 01, 2022
    Needed business funding and biz2credit…

    Needed business funding and biz2credit came through. Process was a little lengthy with a lot of paperwork request; however, as a first-time customer it was expected. Things will go a lot faster next time

    ...

  • author
    customer
    Apr 30, 2022
    They have really helped me out and they…

    They have really helped me out and they practically helped saved my business. They are easy to work with. They also helped set up my payments. They are very easy to work with that I have referred them to other companies.

    ...

  • author
    Ivy
    Apr 30, 2022
    They were friendly and prompt!

    They were friendly and prompt. If you have your paperwork together it's a jog in a park. Mathew was professional and quick to assist when needed.

    ...

  • author
    Mike
    Apr 27, 2022
    Smooth process from start to finish…

    Smooth process from start to finish with great service throughout the fast and easy process. Thanks Kevin for your guidance

    ...

  • author
    Ann Clark
    Apr 26, 2022
    Excellent

    Excellent and courteous would use again!

    ...

  • author
    Jazmin Escurra
    Apr 26, 2022
    Excellent costumer service !!

    Excellent costumer service !!

    ...

  • author
    Lillie Caudle
    Apr 24, 2022
    Very great process an people I truly…

    Very great process an people I truly love them

    ...

  • author
    Kay Duah
    Apr 22, 2022
    Jason Smith is beyond amazing

    Jason Smith is beyond amazing. He knows how to deal with businesses and get what a business needs. I've dealt with many agents from biz2credit and Jason Smith by far is one of the best. Thanks!

    ...

  • author
    عراقي في امريكا
    Apr 22, 2022
    They did amazing job and great deal

    They did amazing job and great deal

    ...

  • author
    mehul
    Apr 22, 2022
    John Smith he is really good and excellent

    John Smith he is really good and excellent I am working with he more than 1 years Biz2credit really helpful on my business.

    ...

  • author
    LUCKETT STRATEGIC SOLUTIONS IN
    Apr 22, 2022
    John & Jason Smith Awesome Duo

    John & Jason Smith have an amazing team! I’ve talked to almost everyone there and I’m quickly forming a solid relationship not just for myself as a business owner but also for my clients! Please consider Biz2credit for your business financing solutions. They are trustworthy and customer service friendly!

    ...

  • author
    James
    Apr 22, 2022
    Roshan was the one who got me funded…

    Roshan was the one who got me funded quickly.

    ...

  • author
    SW
    Apr 22, 2022
    I am giving a 3 star overall

    I am giving a 3 star overall. My reasoning for this is due to the the amount of time it took to actually acquire the funds. The company takes you through a rigorous process. I understand there are fraudulent people out there but it's insane. I worked with Mohd Danish, who was very nice and the gentleman who came out to my business for the inspection was very nice. I also do not care for the repayment plan. The expectation for payment is right away and way more than I expected weekly, but I am trying to save my company and I was in a pinch so I went through with the process.

    ...

  • author
    David Martinez
    Apr 22, 2022
    Ankit was very professional

    Ankit was very professional and finding was quick and esay.

    ...

  • author
    Jerry Mcgee
    Apr 20, 2022
    Forgiveness feels great so wonderful…

    Forgiveness feels great so wonderful I'm still trying to run this business with everything that's going on and things that's going on and to be forgiven takes a lot of weight off of my shoulders thank you

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  • author
    KEDAR HANNA
    Apr 20, 2022
    They are fast and easy to work with

    They are fast and easy to work with. Terms can be a little different, but they come thru if you need quick financing. The commicate with you every step of the way. And when they give you a distribution date the money will be in your account that day.

    ...

  • author
    Abby Phipps
    Apr 19, 2022
    They made the process easy and replied…

    They made the process easy and replied quickly. Great team...they knew what I needed!!

    ...

  • author
    Amy H.
    Apr 18, 2022
    Great & fast service

    It was a very painless process and they were quick, thorough and helped me out when I was in a pinch to get back on track. I will for sure use them again for future endeavors.

    ...

  • author
    Larry Rein
    Apr 15, 2022
    The process was easy and the funds…

    The process was easy and the funds helped when it was truly needed.

    ...

  • author
    Abdulhakim Hashi
    Apr 14, 2022
    Great services when I was I need

    Great services when I was I need. Thank you for the service

    ...

  • author
    LK
    Apr 12, 2022
    Great experience

    Very easy and user-friendly experience from start to finish, helped our business navigate the PPP process, were very responsive, and were very fast with processing.

    ...

  • author
    CD
    Apr 12, 2022
    The level of communication and…

    The level of communication and understanding has been received a lot better for this round of funding. I was working with other lenders and decided to focus my attention to Biz2Credit due to the confidence in lending practices and level of Customer service.

    ...

  • author
    Kanay Shah
    Apr 09, 2022
    Great Service and easy process to get…

    Great Service and easy process to get loan approved. Tom was very supportive!

    ...

  • author
    D.C
    Apr 07, 2022
    Thank you!

    Thank you! Sajid was the one who help us got approved. Though the process took sometime but glad it was finally went through. Sajid was always available to help.

    ...

  • author
    Kinara Bakery
    Apr 07, 2022
    Buenas tardes

    Buenas tardes, kinara Bakery está muy agradecida por la oportunidad que nos brindó Biz2Credit, cuando nosotros más necesitamos insertar un nuevo capital para nuestra empresa.

    ...

  • author
    Millennial Doggies
    Apr 06, 2022
    A+++++ wonderful job

    They amazing they were on top of things very communicative they made it work and they were very resourceful I would definitely be using biz to credit for my future credit lines

    ...

  • author
    Joseph Vargas
    Apr 05, 2022
    working with Parminder singh and his…

    working with Parminder singh and his manager Prashant Mishra has been an awesome experience they work with me in getting funding everytime I need it I will always do buisness with them they have helped my small buisness and I appreciated thank you very much my experience has been awesome with them .

    ...

  • author
    Owner
    Apr 05, 2022
    you failed do i need to say any thing

    you failed do i need to say any thing

    ...

  • author
    Kizzie
    Apr 04, 2022
    Excellent

    Excellent customer service was outstanding and quick

    ...

  • author
    customer
    Apr 04, 2022
    Scam.

    They are complete scammers. Do not trust this company

    ...

  • author
    James Beckett
    Apr 03, 2022
    Team work make the dream work

    The staff is great, they were very honest and upfront. The process is kind of long. The request of all the required material need can be tiresome. The funding is quick and they explain everything to you several times. Overall it was a great experience.

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  • author
    Malik
    Apr 02, 2022
    So far so good

    So far so good

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  • author
    Mark Tulloch
    Apr 01, 2022
    Easy process and great communication

    I have to say thanks Mark, the process was smooth and what I enjoyed most was the good communication. You guys are my go to for funding for now on.

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  • author
    Muhammad Furqan
    Apr 01, 2022
    i really love to work with mr Parminder…

    i really love to work with mr Parminder and prashant they help me too much in my hard time when i dont have a money to pay my debts i really highly recommend these 2 guys and whenever i need loan again my first priority is gonna be mr parminder

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  • author
    Jay
    Apr 01, 2022
    I have taken so many funding from…

    I have taken so many funding from biz2credit. They gets me good offer ever time. I have dealing with Roshan and kevin. They are very fast.

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  • author
    Tracy
    Apr 01, 2022
    Good Job

    This company is great. I received my loan very quickly and is able to continue with my business. Sajid and the team are doing a great job!

    ...

  • author
    Lenz's
    Apr 01, 2022
    To whom it may concern

    To whom it may concern, just letting everyone know that I have the outpost respect for this company and especially Mohammad Danish who always check on me and see how I am doing. My previous two advancement have been completed by Mr. Danish and he has been extremely helpful and patient. I highly recomend Biz2Credit and specially Mohamad Danish.

    ...

  • author
    Lulu Conexion
    Apr 01, 2022
    my experience was good

    my experience was good thanks you all support was great

    ...

  • author
    MLC life
    Mar 31, 2022
    I had a very great experience

    I had a very great experience. Customer service was amazing. Thank you Biz2 . You guys really helped out my business.

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  • author
    derrick workman
    Apr 01, 2022
    THEY WILL DESTROY YOUR BUSINESS AND YOUR LIFE.

    I started receiving a crazy amount of emails and phone calls from this company for business loans. At first I didn't need or want a loan but the calls kept coming. Months later I started another business and needed to purchase equipment. I get a call from biz 2 and thought why not. I explained to them that I wanted to purchase a semi truck. They told me the couldn't finance the full amount but if I took out a loan and pay it off they could finance the truck on the next loan. I took out the loan and paid it off but they still gave me the run around. They convinced me to take out another loan and I did with the hopes of getting the money to buy the semi, they always promised better rates but never give them. These high interest loans have been eating up my bank account, they had me caught in there loan net. Needing to do another loan to try one last time to get this truck all I found was myself getting father and father in debt with these vultures. Unlucky I catch covid and I caught it bad. I was out and almost died along with my girlfriend. We were out for 3 months with covid. Our Doctor advised me not to go out in public until I had all my shots because I had gotten so sick with covid. The whole time I was sick the payments were still being made to biz 2. I called biz 2 and informed them of my situation once I was able to go outside. I get to my office and everything is out of wack. I call biz 2 and ask for help and to see if they can pause payments for a month to let me get everything back in order. They did give me 2 weeks. Biz 2 put a UCC on my business right after I asked for the extra time to catch everything up. I noticed I wasn't getting ant orders coming in through my 5 contractors so we wasn't making any money and I didn't understand why. I tried to take a payment with my square and couldn't. I called my contractors and was told that my business had a UCC filing on it and we couldn't be in the market with that on us I called square and was told the same. I have been in business for 15 years doing great until I met these people NOW IM ABOUT TO LOSE EVERYTHING I WORK SO HARD FOR. EVERYTHING DOWN THE DRAIN. MY HOME MY LIFE. they made it so I can't get work but want me to pay. I SHOULD HAVE NEVER DID BUSINESS WITH THESE FAST TALKING, STALKING, PEOPLE. I LET THEM PRESSURE ME INTO A LOAN AND NOW I HAVE NO BUSINESS. DONT THROW YOUR BUSINESS AWAY USING THESE CROOKS FIND ANOTHER COMPANY IF U NEED A LOAN. This company has a class action lawsuit against them. A New Jersey-based direct-response television marketing company alleges in a proposed class action that Itria Ventures has engaged in a number of fraudulent practices with regard to loans and other transactions The 23-page lawsuit alleges Itria and affiliate broker Biz2Credit Inc. have fraudulently misrepresented loans as financing agreements, improperly sought payment outside of purportedly purchased future receivables and unlawfully charged criminally usurious interest rates on top of “multiple acts of racketeering.”

    ...

  • author
    Consuelo Neri
    Mar 30, 2022
    Life saving

    Life saving. The funds arrive ASAP, no waiting no extra paper work. Manageable payments. Thank you, Neri

    ...

  • author
    Kenneth Wild
    Mar 29, 2022
    I absolutely love biz2credit

    I absolutely love biz2credit. Twice now they have came through for me. Both loans were what I was looking for and very affordable. Aaron Smith was so professional and most helpful. Thanks to him I am able to expand my business.

    ...

  • author
    Viraj Desai
    Mar 29, 2022
    Very Good service by Mike williams got…

    Very Good service by Mike williams got funded in a day. I would highly recommend to work with Mike williams

    ...

  • author
    Rajashekar Vooradi
    Mar 29, 2022
    Himanshu was very helpful in getting…

    Himanshu was very helpful in getting this done in the shortest time possible. I would recommend them to any small business owner who needs help.

    ...

  • author
    Stephen Hernandez
    Mar 29, 2022
    Saif and Roger were very professional…

    Saif and Roger were very professional and helped me recieve my funds when I needed it for our employee pay. Thank you both for your professionalism and kind customer service.

    ...

  • author
    Ali Raza
    Mar 29, 2022
    Sajid was extremely helpful.

    Sajid was extremely helpful. Got me approved in 48-72 hours! Really love their service

    ...

  • author
    DEBBIE MONTALBANO
    Mar 29, 2022
    Fast service

    Fast service

    ...

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