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Last updatedFebruary 2024

Best Rewards Credit Cards of February 2024

Turn everyday purchases into perks

Turn your daily spending into cash back, points, and miles with a rewards credit card. Compare our best rewards credit cards now and apply today.

All Cards Are:
Property lockSafe & Secure
CheckVerified & Vetted
TopTrusted Brands
Best Credit Cards
Best Credit Cards
Cash Back
Cash Back
Balance Transfer
Balance Transfer
Travel
Travel
Rewards
Rewards
1
chase-sapphire-preferred credit card logo
9.9
BestMoneyscore
Popularity
Based on visits in the past 7 days
10.0
Brand Reputation
Based on web trends
9.9
Features & Benefits
Based on our editorial reviews
9.6
Learn More
on chase.com site
Chase Sapphire Preferred
Credit Score
700+
Annual Fee
$95
Regular APR
21.49%-28.49%
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
5x on travel purchased through Chase Ultimate Rewards®
3x on dining, select streaming services and online groceries
2x on all other travel purchases
1x on all other purchases
$50 annual Ultimate Rewards Hotel Credit, plus more

Welcome Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®

Intro APR: N/A

Learn more about Chase Sapphire Preferred card
2
the-platinum-card-from-american-express credit card logo
8.5
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.4
The Platinum Card® from American Express
Credit Score
670+
Annual Fee
$695
Regular APR
See Pay Over Time APR
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
5X Membership Rewards Points for flights (up to $500,000 in spending per calendar year) booked directly with airlines or with American Express Travel
5X Membership Rewards® Points on prepaid hotels booked with American Express Travel

Welcome Bonus: 80,000 Membership Rewards Points when you spend $8,000 in the first 6 months

Intro APR: N/A

Terms Apply, See Rates & Fees

Learn more about The Platinum Card® from American Express card
3
chase-sapphire-reserve credit card logo
9.2
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.7
Brand Reputation
Based on web trends
9.9
Features & Benefits
Based on our editorial reviews
9.4
Learn More
on chase.com site
Chase Sapphire Reserve
Credit Score
720+
Annual Fee
$550 plus $75 for each authorized user
Regular APR
22.49%-29.49%
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
$300 annual credit for travel purchases
10X points on hotels and rental cars plus 5X points on flights
3X points on dining at restaurants

Welcome Bonus: Earn 60,000 bonus points when you spend $4,000 in the first 3 months after account opening

Intro APR: N/A

Learn more about Chase Sapphire Reserve card
4
american-express-gold-card credit card logo
9.0
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.4
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.4
American Express® Gold Card
Credit Score
670+
Annual Fee
$250
Regular APR
See Pay Over Time APR
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
4X Membership Rewards® points on restaurants (plus takeout and delivery in the U.S.)
4X Membership Rewards® points at U.S. supermarkets (up to your first $25,000 in annual spending, then 1x)
3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com

Welcome Bonus: 60,000 Membership Rewards Points when you spend $6,000 in the first 6 months

Intro APR: N/A

Terms Apply, See Rates & Fees

Learn more about American Express® Gold Card card
5
blue-cash-everyday-card-from-american-express credit card logo
9.4
BestMoneyscore
Popularity
Based on visits in the past 7 days
9.0
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
10.0
Blue Cash Everyday® Card from American Express
Credit Score
670+
Annual Fee
$0
Regular APR
19.24% - 29.99%
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
3% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%
3% cash back on U.S. online retail purchases, on up to $6,000 per year, then 1%
3% cash back at U.S. gas stations, on up to $6,000 per year, then 1%

Welcome Bonus: Earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first 6 months

Intro APR: 0% intro APR on purchases and balance transfers for 15 months from the date of account opening

Terms Apply, See Rates & Fees

Learn more about Blue Cash Everyday® Card from American Express card
6
capital-one-venture-x-rewards-credit-card credit card logo
8.7
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.8
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
9.4
Learn More
on creditcards.com site
Capital One Venture X Rewards Credit Card
Credit Score
740+
Annual Fee
$395
Regular APR
19.99%-29.99% (variable)
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel Earn 5X miles on flights booked through Capital One Travel, and unlimited 2X miles on all other purchases

Welcome Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Intro APR: N/A

Learn more about Capital One Venture X Rewards Credit Card card
7
capital-one-venture-rewards-credit-card credit card logo
8.9
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.1
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
9.8
Learn More
on creditcards.com site
Capital One Venture Rewards Credit Card
Credit Score
670+
Annual Fee
$95
Regular APR
19.99%-29.99% (variable)
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
Earn unlimited 2X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel

Welcome Bonus: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Intro APR: N/A

Learn more about Capital One Venture Rewards Credit Card card

1,284 people

applied for a card in the past week

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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page, which is updated every 3 months. If the editorial team cannot locate information relevant to a brand's Products & Services Score, it will not be included in its calculation.
Editorial Reviews
Chase Sapphire Preferred
Chase Sapphire Preferred
Read Review
View all reviews

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Everything You Need to Know About Applying for a Rewards Credit Card Online

The digital age has ushered in a convenient era for financial enthusiasts, making it easier than ever to explore the best credit card promotions. From introductory offers to exclusive bonuses, you can now sift through and apply for the best credit card offers now available online with just a few clicks. With the allure of the best bonus credit cards and the promise of lucrative rewards, 2023 is shaping to be a fantastic year for savvy consumers.

How to Choose the Right Rewards Credit Card for You

The market is flooded with attractive offers, so how do you select the perfect fit?

Promotions and Introductory Offers: Always look for the best credit card intro offers. These introductory bonuses can provide a substantial boost to your rewards early on.

Reward Structures: While the best credit card signup bonus is appealing, it's essential to consider the ongoing rewards structure. Does it align with your spending habits?

Card Benefits: Beyond just rewards, some cards come with additional perks like travel insurance, concierge services, or exclusive access to events.

It's not just about the rewards; it's about the entire package. Think about what you value the most and let that guide your decision.

Rewards Credit Cards 101

As you dive into the dynamic world of rewards credit cards, here are the basics to keep in mind:

Sign-up Bonuses: Many cards come with a sign-up bonus as part of their credit card promotions. Meet the specified spending threshold to unlock these bonuses.

Earning Mechanism: Rewards credit cards typically offer points, miles, or cash back for every dollar spent. Understanding the earning rate and categories is crucial.

Redemption Options: While accumulating rewards is great, how you redeem them can vary. Some cards allow travel bookings, while others offer gift cards, merchandise, or statement credits.

FAQs


What are the best credit card promotions of 2024?

The best credit card promotions can vary based on personal preferences. It's essential to keep an eye out for the best credit card intro offers and bonuses as they frequently change.

How do I qualify for the best credit card signup bonus?

Qualifying typically involves meeting a specified spending requirement within a period after account opening. Ensure you read the terms and conditions carefully.

Can I apply for multiple rewards credit cards to benefit from multiple bonuses?

While tempting, applying for multiple credit card bonus offers in a short span can impact your credit score. It's essential to space out applications and consider the long-term implications.

In the race to offer the best credit card bonus, issuers are presenting more lucrative deals than ever. With a little research and careful consideration, you can maximize your benefits and enjoy the rewards of your spending.