
Chase Sapphire Reserve® summary
Pros
- High earning potential on rewards
- Potential to lower rewards by making regular payments
- 24/7 phone support
Cons
- High annual fees on certain products
- Top travel rewards only available through Chase rewards scheme

Oxford graduate Katy Ward is a seasoned journalist and editor covering personal finance and software topics for Eleven Writing and Top10. Over a 15-year career, Katy has worked with several finance titans, including Barclays, Tandem Bank, and Yahoo! Finance. She writes for BestMoney and enjoys helping readers make sense of the options on the market.