Initially founded in 1799, Chase is a titan in the US banking industry, offering a wide range of financial products to help meet different consumer needs. One of its flagship products—the Chase Sapphire Preferred credit card—stands out for its impressive set of perks, which include a 60,000 points sign-up bonus, up to 5x reward points on travel purchases, a $50 annual credit on hotel stays, and zero fees on foreign transactions.
Chase Bank was founded in 1799 in New York. The company has more than 4,700 branches across the US. The Chase Sapphire Reserve® credit card is Chase’s most premium travel rewards card. In exchange for a high annual fee, you get $300 annual travel credit, free TSA PreCheck enrollment, free lounge access, and up to 10X points multipliers for travel purchases. The card also comes with a welcome bonus of 60,000 points, worth $900 towards travel.
The Blue Cash Everyday® Card from American Express offers 3% cash back on several everyday spending categories. The 3% cash back offer is limited to the first $6,000 spent in each category, and 1% thereafter. The card has no annual fee and comes with a 0% introductory APR for 15 months. The Blue Cash Everyday card is a great cash back card option for everyday spending and minimal fees.
Capital One was founded in Richmond, Virginia, in 1994. It’s currently one of the largest banks in the United States. The Capital One Quicksilver Cash Rewards credit card requires a very strong credit score, but it provides unlimited 1.5% cash back on all purchases and 5% back on hotels and car rentals booked with Capital One Travel. Other benefits include zero foreign transaction fees, $0 fraud liability, and no annual fee.
The American Express® Gold Card offers 4X points on dining and U.S. supermarkets up to $25,000 per calendar year in purchases, then 1X, and 3X points on flights booked directly with airlines. Learn more in our American Express® Gold Card review.
The Venture X card is Capital One’s flagship travel rewards credit card. Capital One was founded in 1994 and has more than 100 million cardholders. The Venture X card offers unlimited 10X miles on hotels and rental cars and 5X miles on flights. New cardholders can earn 75,000 bonus miles when they spend $4,000 within 3 months of account opening. The card’s $395 annual fee is pricey, but not as expensive as the fee for competitors’ travel cards.
The Platinum Card® from American Express is a travel rewards card offering generous rewards for flights and hotels. Its $695 annual fee can be offset by more than $1,500 in annual statement credits and access to more than 1,400 airport lounges. The card also offers a bonus of 80,000 Membership Rewards® points after spending $8,000 on purchases in the first 6 months. Terms apply. If you travel often and can use the credits, this card is worth it.
Capital One is a Virginia-based bank founded in 1994. Its QuicksilverOne card is designed for individuals with fair credit. It offers unlimited 1.5% cash back on purchases plus 5% cash back on hotels and rental cars. Unlike other cards in Capital One’s Quicksilver line, the QuicksilverOne has a $39 annual fee. Overall, this is a good card for individuals who want to earn cash back without the hassle of managing bonus categories.
Chime is a fintech company established in 2013 to offer low-cost, accessible, banking services. Start spending with the Chime Credit Builder Visa® Credit Card once you deposit money into a secure account. Use these funds to pay your monthly balance, or turn on Safer Credit Building and have your balance paid automatically each month¹. There is no interest or fees. Chime helps you build credit by reporting on-time payment to credit bureaus.
The Varo Believe card offers a unique way to safely build credit. You choose how much money to add from your bank account to set how much you can spend on the card. Varo reports payment activity to the credit bureaus each month to help build your credit, and you can track your score in the Varo app. Best of all, applying for the card won’t impact your credit score and no security deposit is required.