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Bestmoney Staff
Jul. 02, 2025
1 min read
BestMoney Staff

Pros

  • Lengthy 0% intro APR
  • No annual fee
  • Access to Citi Entertainment®

Cons

  • No rewards program
  • No travel or purchase protections
  • Requires good/excellent credit – Not for rebuilding credit

Citi® Diamond Preferred® Card at a glance

9.6
Editorial score

Fees

$0 annual fee, cash advance fee of 5% of each cash advance ($10 minimum), 3% foreign transaction fee
10.0

APR

17.24%-27.99% (Variable)
9.0

Security

FDIC insured, 128-bit SSL encryption, biometric, and two-factor authentication
10.0

Customer service

24/7 customer service on the phone and live chat
10.0

Online experience

User-friendly online platform and app, comprehensive Help Center and FAQ Section on website
9.0

Coming soon

BestMoney Staff
Written by
Bestmoney Staff
The BestMoney.com editorial team is composed of writers and experts covering a full range of financial services. Our mission is to simplify the process of selecting the right provider for every need, leveraging our extensive industry knowledge to deliver clear, reliable advice.
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