Jackie Lam

A balance transfer moves debt from a high-interest card to one with a 0% intro APR, helping you save on interest. To do it, choose a card, check fees, apply, and transfer the balance while creating a repayment plan to avoid interest after the promo period. Avoid new debt on old cards and ensure savings outweigh fees.

A cash bonus for a modest spending requirement looks simple on paper.

If you're a "bonus hunter" there's nothing quite like the thrill of scooping up a robust welcome bonus. These can be an easy, "quick win" to add to your pile of points that you can use to globe-trot around the world.

BankAmericard vs. Wells Fargo Reflect: Which 0% APR Card Wins?

No rewards, no annual fee, no penalty APR — here’s who actually benefits from that trade.

6% in a category you pick for the first year, 2% at the grocery store, and a $200 bonus. Here's exactly how each piece works.

No, today’s card doesn’t. Here’s what it offers instead, and what its predecessors used to pay.

Free general admission at more than 200 museums on the first full weekend of every month, no special card required. Here's exactly how to use it.

See how Capital One Platinum, Discover it® Secured & Chase Freedom Rise® stack up as Credit One alternatives — issuer-verified, compared fairly.

Finding a cash back card sounds easy. Then you realize "2% on everything" and "5% rotating categories" can both be the right answer — depending entirely on your life.

The Citi® Diamond Preferred® credit card, from our partner, can be a strong addition to your arsenal if you're looking for a balance transfer with a luxurious 0% APR for 21 months. It can be a solid option if you'd like to transfer credit card debt from existing cards to this one. Outside of that, this card has few frills, perks, and features.

The Blue Cash Everyday® Card from American Express is a solid, no-annual flat cash back card for everyday purchases from our partner. It's best if you aren't a huge spender on essentials or put a lot of miles on your car. But if you go hard on certain everyday purchases—like groceries or gas—you might want to consider a cash back card with the potential to earn more points and a greater annual spending amount.

The Blue Cash Preferred credit card from American Express, our partner, offers 6% cash back at U.S. supermarkets & on U.S. streaming subscriptions, plus 3% cash back on U.S. gas stations & transit expenses (on eligible purchases). It offers 1% cash back on all other purchases, rotating offers from major retailers. Cash back is received as Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

A fresh rebrand of the Citi Rewards+ card (RIP), the Citi Strata℠ card from our partner offers a robust rewards structure that includes 5x points on travel and 3x points on spending categories of your choice. For a no-annual-fee card, it’s a solid choice if you want a cash back rewards card that spans both travel and everyday spending.

The Citi Strata Elite℠ card from our partner comes as an exciting addition to Citi’s premier card family. It has nearly $1,500 worth of value in perks, including up to $300 annual hotel benefit, a complimentary Priority Pass Select™ membership, and up to $200 in splurge credit each year. It might be worth its weight in the annual fee if you rack up plenty of rewards points and benefits.

The Citi Simplicity® card, from our partner, can be a good fit for you if you're looking for a balance transfer card – without getting hit with any late fees or an annual fee. If you're shouldering a hefty credit card balance, this card can help you knock down your debt with its generous 21-month zero-interest balance transfer and zero-interest intro APR for 12 months.