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Last updatedJuly 2024

Our Best Travel Credit Cards of July 2024

Turn miles into smiles with every journey

Begin your journey with a travel credit card, where every purchase leads to exclusive perks. Find your travel credit card and start exploring today.

All Cards Are:
Property lockSafe & Secure
CheckVerified & Vetted
TopTrusted Brands
Best Credit Cards
Best Credit Cards
Cash Back
Cash Back
Balance Transfer
Balance Transfer
Travel
Travel
Rewards
Rewards
No Annual Fee
No Annual Fee
Low Interest
Low Interest
bank-of-america-travel-rewards-credit-card credit card logo
9.8
BestMoneyscore
Popularity
Based on visits in the past 7 days
10.0
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
9.6
Apply Now
on Bank of America's application
Bank of America® Travel Rewards credit card
Credit Score
670+
Annual Fee
$0
Regular APR
19.24%-29.24% Variable
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
Unlimited 1.5 points for every $1 you spend on all purchases

Welcome Bonus: 25,000 online bonus points after you spend at least $1,000 on purchases in the first 90 days of opening your account

Intro APR: 0% for 15 billing cycles for purchases and qualifying balance transfers, then a variable APR of 19.24% - 29.24%

Learn more about Bank of America® Travel Rewards credit card
chase-freedom-unlimited credit card logo
9.1
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.4
Brand Reputation
Based on web trends
9.9
Features & Benefits
Based on our editorial reviews
9.8
Apply Now
on chase.com site
Chase Freedom Unlimited®
Credit Score
670+
Annual Fee
$0
Regular APR
20.49%-29.24%
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
Unlimited 1.5% cash back on all other purchases

Welcome Bonus: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year)

Intro APR: Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%

Learn more about Chase Freedom Unlimited® card
chase-sapphire-preferred credit card logo
9.3
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.8
Brand Reputation
Based on web trends
9.9
Features & Benefits
Based on our editorial reviews
9.6
Apply Now
on chase.com site
Chase Sapphire Preferred
Credit Score
700+
Annual Fee
$95
Regular APR
21.49%-28.49%
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
5x on travel purchased through Chase Travel℠
3x on dining, select streaming services and online groceries
2x on all other travel purchases
1x on all other purchases
$50 annual Chase Travel Hotel Credit, plus more

Welcome Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠

Intro APR: N/A

Learn more about Chase Sapphire Preferred card
citi-rewards-card credit card logo
8.5
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.5
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.3
Apply Now
on Citi's application
Citi Rewards+® Card
Credit Score
690+
Annual Fee
$0
Regular APR
18.74%-28.74% (variable)
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
Earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X Points thereafter
Earn 1X ThankYou® Points on all other purchases
Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025

Welcome Bonus: Earn 20,000 bonus points after spending $1,500 within the first 3 months of account opening

Intro APR: 0% intro APR for 15 months on purchases and balance transfers

See Rates & Fees

Learn more about Citi Rewards+® Card
chase-sapphire-reserve credit card logo
9.1
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.6
Brand Reputation
Based on web trends
9.9
Features & Benefits
Based on our editorial reviews
9.4
Apply Now
on chase.com site
Chase Sapphire Reserve
Credit Score
720+
Annual Fee
$550 plus $75 for each authorized user
Regular APR
22.49%-29.49%
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually
Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases

Welcome Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠

Intro APR: N/A

Learn more about Chase Sapphire Reserve card
capital-one-venture-x-rewards-credit-card credit card logo
8.9
BestMoneyscore
Popularity
Based on visits in the past 7 days
8.1
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
9.4
Learn More
on creditcards.com site
Capital One Venture X Rewards Credit Card
Credit Score
740+
Annual Fee
$395
Regular APR
19.99%-29.99% (variable)
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
Earn 5X miles on flights booked through Capital One Travel, and unlimited 2X miles on all other purchases

Welcome Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Intro APR: N/A

Learn more about Capital One Venture X Rewards Credit Card
the-platinum-card-from-american-express credit card logo
9.3
BestMoneyscore
Popularity
Based on visits in the past 7 days
9.0
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.4
The Platinum Card® from American Express
Credit Score
670+
Annual Fee
$695
Regular APR
See Pay Over Time APR
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel

Welcome Bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu

Intro APR: N/A

Terms Apply, See Rates & Fees

Learn more about The Platinum Card® from American Express card
american-express-gold-card credit card logo
8.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.7
Brand Reputation
Based on web trends
9.7
Features & Benefits
Based on our editorial reviews
9.4
American Express® Gold Card
Credit Score
670+
Annual Fee
$325
Regular APR
See Pay Over Time APR
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
4X Membership Rewards® points on restaurants (plus takeout and delivery in the U.S.) (up to your first $50,000 in annual spending, then 1X)
4X Membership Rewards® points at U.S. supermarkets (up to your first $25,000 in annual spending, then 1x)
3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com

Welcome Bonus: Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.

Intro APR: N/A

Terms Apply, See Rates & Fees

Learn more about American Express® Gold Card
capital-one-venture-rewards-credit-card credit card logo
8.9
BestMoneyscore
Popularity
Based on visits in the past 7 days
7.9
Brand Reputation
Based on web trends
9.8
Features & Benefits
Based on our editorial reviews
9.8
Learn More
on creditcards.com site
Capital One Venture Rewards Credit Card
Credit Score
670+
Annual Fee
$95
Regular APR
19.99%-29.99% (variable)
Summary
Editor's Review
Card Features
Pros & Cons

Rewards Rate:
Earn unlimited 2X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel

Welcome Bonus: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.

Intro APR: N/A

Learn more about Capital One Venture Rewards Credit Card

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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page, which is updated every 3 months. If the editorial team cannot locate information relevant to a brand's Products & Services Score, it will not be included in its calculation.
Editorial Reviews
Bank of America® Travel Rewards credit card
Bank of America® Travel Rewards credit card
Read Review
View all reviews

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Everything You Need to Know About Applying for a Travel Credit Card Online

Navigating the world of the best travel credit cards can seem daunting, but with a bit of know-how, you can quickly secure the best credit card for travel. Applying online has made the process more convenient than ever. Simply research, compare features and benefits, and then hit that "apply now" button, all from the comfort of your home.

How to Choose the Right Travel Card for You

Choosing the best travel card isn't just about picking the first offer you see. It requires understanding your travel habits and spending patterns.

Frequent Flyers: If you're always in the air, the best credit card for airline miles might be your best bet. Airline credit cards often come with mile bonuses and special airport privileges.

General Travelers: Not loyal to a particular airline? The best travel rewards credit card offers flexibility, allowing you to redeem points for a broader range of travel expenses.

Budget Travelers: If you want the most bang for your buck, compare the best travel cards based on their annual fees, foreign transaction fees, and rewards structure.

Remember, the best travel credit cards cater to individual needs. Consider your priorities and use them as a guide to find your match.

Travel Credit Cards 101

Before diving into the vast ocean of the best credit cards for travel, it's essential to understand the basics.

Rewards Structure: Travel credit cards usually offer points or miles for every dollar spent. Some might give bonus points for specific categories, like dining or gas.

Sign-up Bonuses: One allure of the best travel cards is the attractive sign-up bonuses. This often means meeting a certain spending threshold in the first few months.

Redemption: it's not just about earning points; how you can redeem them matters too. Some allow for hotel bookings, while others are strictly airline-centric.

FAQs


Which is the best travel credit card?

The answer varies based on individual needs. Some might find airline credit cards best for frequent flying, while others might prioritize flexible redemption options.

Are there any downsides to travel credit cards?

While they come with great rewards, some travel credit cards might have higher annual fees or specific spending requirements. Always read the terms before applying.

Can I use my travel credit card for everyday purchases?

Absolutely! The best credit cards for travel often encourage everyday spending to help you accumulate points or miles faster.

Whether you're a seasoned traveler or just starting, there's a travel credit card out there for you. Dive in, compare, and embark on your next adventure with confidence.


Disclosures

Bank of America

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.