.20210802061955.svg)
I’m In My 20s or 30s. Do I Need Life Insurance?
Dec. 07, 2023
Unique Life Insurance Perks
Dec. 07, 2023
What Senior Citizens Should Consider When Choosing a Life Insurance Provider
Dec. 07, 2023
This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which may impact the location and order in which brands (and/or their products) are presented, and may also impact the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time
AIG Direct offers a wide range of life insurance policies that go far beyond traditional term and whole life options. AIG Direct is suited for individuals who want permanent policies such as universal life insurance, or who are looking for term life insurance with flexible term options. You can easily check quotes for different policy combinations online, and then speak with an agent to get more details about products and pricing
Term life insurance policies sold by AIG Direct range from $100,000 in life coverage to $10 million or more. You can customize not only the amount of your coverage but also your term length and how you pay for your policy.
Features
AIG Direct offers a wide range of life insurance policies from top-rated life insurance companies. You can choose from traditional Term Life Insurance and Permanent Life Insurance policies such as Guaranteed Issue Whole Life Insurance and Whole Life Insurance policies as well as Universal Life Insurance.
AIG Direct enables you to customize the coverage, term, and even payment schedule of your policy, and you can manage your policy online if you need to make changes. $10 Million or more in coverage is available for term policies and you can select a term up to 30 years. If you need help choosing a policy or want to combine multiple policies, you can speak with an appointed agent.
● Offers term, whole life, universal, and permanent life insurance
● Coverage up to $10 million
● Term policies up to 30 years
● Apply online or with an agent
● Phone and live chat customer support
You can apply for an AIG Direct life insurance policy online through AIG Direct or over the phone with an appointed AIG Direct insurance agent. The online application asks for your contact information and requires you to answer some basic questions about your health history. Based on your answers, AIG Direct will display a customized quote. You can easily modify your desired coverage and policy length to see how that will change the cost of your policy.
If you want to purchase a policy, you can complete the application form and pay online. As part of the application for most policy types, you will need to schedule a medical exam.
AIG Direct offers a variety of different policies, including term, whole life, permanent, and universal life insurance. Term policies are available for 10-30 years and carry coverage from $100,000 to $10 million. Whole life policies are available with coverage up to $2 million. If you are between 50 and 80 years old, you can get up to $25,000 in coverage with a guaranteed issue whole life policy, which does not require a medical exam.
● Most policies require a medical exam
● Term policies from 10-30 years
● Requires health history questionnaire
AIG Direct holds an A+ rating with the Better Business Bureau. The online application uses SSL encryption to protect your information, and all online payments are processed in a PCI-compliant manner.
AIG Direct offers customer support by phone and live chat from 7AM-5PM (PT) Monday-Friday.
Phone: (800) 294-4544
Bottom Line
AIG Direct is a well-established life insurance agency that offers a wide range of policies from top-rated life insurance carriers. You can select Term life insurance policies of up to 30 years and up to $10 million or more in coverage, as well as Guaranteed Issue Whole Life Insurance and Universal Life Insurance policies. Most policies require a medical exam, but the Guaranteed Issue Whole Life Insurance product does not. You can apply for life insurance coverage online through aigdirect.com or over the phone with an AIG Direct life insurance agent.
