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Founded in 2016, Ethos Life offers term and whole life insurance policies in 49 U.S. states (excluding New York) and the District of Columbia. Ethos stands out thanks to the lack of medical exam requirements, an easy online quoting process, and guaranteed policies available for older individuals. If you need extra support throughout the application process, Ethos' team of dedicated licensed agents will answer your questions.
Ladder offers term life insurance online issued by multiple insurers in all states and DC. U.S. residents aged 20 to 60 can apply for coverage online and get an instant decision. Policies through Ladder are designed to allow users to move their coverage amount up and down by applying online for more coverage or decreasing coverage with a few clicks.
Legal & General America has an excellent reputation for providing quality life insurance packages at competitive rates. Through a commitment to delivering a small selection of life insurance packages at a high standard, Legal & General America has become one of the largest life insurance providers in the United States.
Fabric by Gerber Life offers term life insurance that’s great for busy parents. The digital application process takes just 10 minutes and most can get automatic approval. Qualified applicants could get coverage without a medical exam. With high customer approval ratings and backing from longstanding insurance providers, Fabric by Gerber Life could be a great choice for a quick and easy life insurance solution.
AIG Direct is a leading insurance agency that offers a wide variety of life insurance policies from top-rated carriers. You can choose from term life with term lengths of up to 30 years, whole life, and permanent policies. AIG Direct sells life insurance policies online as well as through appointed agents. You can get a quote online in minutes, but a health exam is required for most policies.
Founded in 1907, SBLI offers an impressive selection of life insurance policies with highly customizable features. You can apply for coverage of up to $10 million for terms of 10 to 30 years. In addition to being accredited by the Better Business Bureau, SBLI has excellent ratings on Trustpilot.
Fidelity Life is a life insurance provider founded in 1896. It offers multiple types of term and whole life insurance, final expense insurance, and a variety of riders to customize your coverage. The application process is quick and easy. Some policies offer same-day approval, and you won’t need to undertake a medical exam in many cases. Policies begin at $15 a month, and feature 10–30-year terms and up to $2,000,000 in coverage.
eFinancial is a life insurance comparison platform founded in 2001. It offers an easy-to-use service that helps you quickly find the best policy for your needs. Coverage options include term, permanent, and final expense life insurance, and you can get a quote in seconds. In some cases, you can apply for and get coverage on the same day. Plus, agents are present at every stage of your application to offer personalized guidance and support.