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Top Life Insurance Company Reviews

Explore rates and features to compare the best online life insurance providers and find the right one for you.

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Fast Application

Nov. 26, 2025

4 min read

Banner Life William Penn

Banner Life William Penn has an excellent reputation for providing quality life insurance packages at competitive rates. Through a commitment to delivering a small selection of life insurance packages at a high standard, Banner Life William Penn has become one of the largest life insurance providers in the United States.

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Jan. 26, 2025

3 min read

Ladder

Ladder offers term life insurance online issued by multiple insurers in all states and DC. U.S. residents aged 20 to 60 can apply for coverage online and get an instant decision. Policies through Ladder are designed to allow users to move their coverage amount up and down by applying online for more coverage or decreasing coverage with a few clicks.

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Sep. 08, 2025

2 min read

SoFi

SoFi, in partnership with Ladder, offers term life insurance policies with coverage ranging from $100,000 to $8 million and terms between 10 to 30 years. The application process is fully online, often providing instant decisions without the need for medical exams for qualifying applicants. This makes SoFi's term life insurance a convenient option for those seeking straightforward coverage.

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Dec. 18, 2025

3 min read

Ethos

Founded in 2016, Ethos Life offers term and whole life insurance policies in 49 U.S. states (excluding New York) and the District of Columbia. Ethos stands out thanks to the lack of medical exam requirements, an easy online quoting process, and guaranteed policies available for older individuals. If you need extra support throughout the application process, Ethos' team of dedicated licensed agents will answer your questions.

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Jul. 26, 2024

4 min read

SelectQuote

SelectQuote is a life insurance sales agency that aims to help every individual find a life insurance policy for their situation. SelectQuote gathers your information, sends easily comparable quotes from multiple companies, and helps you through the medical examination, qualification, and confirmation process.

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Sep. 29, 2025

4 min read

Fabric by Gerber Life

Fabric by Gerber Life offers term life insurance that’s great for busy parents. The digital application process takes just 10 minutes and most can get automatic approval. Qualified applicants could get coverage without a medical exam. With high customer approval ratings and backing from longstanding insurance providers, Fabric by Gerber Life could be a great choice for a quick and easy life insurance solution.

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Nov. 13, 2025

3 min read

Progressive Life Insurance

Progressive Insurance has delivered exceptional insurance and customer satisfaction for more than 80 years. Now, that experience and expertise has been applied to our innovative new term life insurance product. Progressive Life Insurance is committed to creating access to innovative, personalized term life insurance options so people of all walks of life can feel confident and secure about their loved ones’ financial future.

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Aug. 27, 2024

2 min read

Corebridge Direct

Corebridge Direct is a leading insurance agency that offers a wide variety of life insurance policies from top-rated carriers. You can choose from term life with term lengths of up to 30 years, whole life, and permanent policies. Corebridge Direct sells life insurance policies online as well as through appointed agents. You can get a quote online in minutes, but a health exam is required for most policies.

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