Michael Graw

Western Alliance Bank is a Phoenix-based bank founded in 2003. Its High-Yield Savings Premier account offers 4.10%¹ annual percentage yield (APY) on deposits up to the maximum limit allowed of $250,000. You can open a new account with as little as $500. However, Western Alliance Bank has no branch access for this account type and doesn’t offer ATMs. So, it’s best for individuals who want to earn the best interest rate on their savings.

Western Alliance Bank is a Phoenix-based bank founded in 2003. Its High-Yield Savings Premier account offers 4.10%¹ annual percentage yield (APY) on deposits up to the maximum limit allowed of $250,000. You can open a new account with as little as $500. However, Western Alliance Bank has no branch access for this account type and doesn’t offer ATMs. So, it’s best for individuals who want to earn the best interest rate on their savings.

Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore Live Oak Bank products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.

Caribou is a secure, digital platform that makes it easy to refinance your auto loan. The company works with many national and local lenders to help you find a suitable rate and does all the work of coordinating your refinance. It doesn’t impact your credit score to check your rate³, and you can complete the application process online. Caribou refinances most cars, trucks, and SUVs but does not offer loans for motorcycles or commercial vehicles.

Capital One, founded in 1994, is the 2nd-largest credit card issuer in the U.S. Its Capital One Venture Rewards card is a travel rewards credit card offering two miles per dollar on every purchase. You also get five miles per dollar on hotels, vacation rentals & rental cars, and up to $120 credit for Global Entry or TSA PreCheck®. The card has a $95 annual fee. It’s a great option for occasional travelers who prefer a simple rewards system.

The Venture X card is Capital One’s flagship travel rewards credit card. Capital One was founded in 1994 and has more than 100 million cardholders. The Venture X card offers unlimited 10X miles on hotels and rental cars. New cardholders can earn 75,000 bonus miles when they spend $4,000 within 3 months of account opening. The card’s $395 annual fee is pricey, but not as expensive as the fee for competitors’ travel cards.

The Capital One Savor Cash Rewards Credit Card is a cashback rewards card offering unlimited 3% cashback on dining, entertainment, streaming, and purchases at grocery stores. It offers unlimited 1% cashback on all other purchases, 8% cashback on Capital One Entertainment purchases, and 5% cashback on hotels and rental cars booked through Capital One Travel (terms apply).

Capital One is a Virginia-based bank founded in 1994. Its QuicksilverOne card is designed for individuals with fair credit. It offers unlimited 1.5% cash back on purchases plus 5% cash back on hotels and rental cars. Unlike other cards in Capital One’s Quicksilver line, the QuicksilverOne has a $39 annual fee. Overall, this is a good card for individuals who want to earn cash back without the hassle of managing bonus categories.

Fabric by Gerber Life offers term life insurance that’s great for busy parents. The digital application process takes just 10 minutes and most can get automatic approval. Qualified applicants could get coverage without a medical exam. With high customer approval ratings and backing from longstanding insurance providers, Fabric by Gerber Life could be a great choice for a quick and easy life insurance solution.

E*TRADE is a brokerage firm founded in 1982 and acquired by Morgan Stanley in 2020. While the platform is best known for its trading products, it also offers a high-interest savings account through Morgan Stanley Private Bank. The account provides a 3.75% annual percentage yield (APY) with no minimum deposit or monthly fees. It’s a solid option for investors who use E*TRADE since you can instantly move money into an E*TRADE investment account.

An LLC—or Limited Liability Company—is a legal entity that protects business owners’ personal assets from liability related to their business. It’s a critical structure to make sure that your business and personal finances are separate. This is especially true if you’re a sole proprietor or someone who owns an unincorporated business on your own.

Even the most successful small businesses can use a cash infusion from time to time. Small businesses may need money to make it through a slow season, capital to expand or buy new equipment, or access to revolving credit for everyday expenses.

Owning a car can be expensive. Not only do you have to fill it up with gas, but there are other costs too. Finance, maintenance, service bills, and tire changes, to name a few. Plus, on top of this, you also have to pay for car insurance. However, the good news is that many drivers may qualify for more affordable car insurance policies.

Starting a business isn’t cheap. Startup costs can easily run to tens of thousands of dollars, and you’ll need more money to grow as your business takes off.

Second chance bank accounts are checking accounts that you may be able to open even if you’ve consistently been denied when trying to open checking accounts at major banks. In this guide, we’ll explain how second chance banking works and review the 3 best second chance bank accounts you can apply for today.

Car insurance is absolutely essential if you own a car to get around town or commute to work. But just because you need to have car insurance doesn’t mean it needs to be expensive.

So, how can you keep visitors’ attention and turn them into repeat customers? The key is to deliver personalized experiences.

In 2020, COVID-19 created havoc in the financial, medical and commercial landscapes. Dramatic changes in the market resulted in shifts in fintech consumer behavior and online user trends, creating challenges as well as tremendous opportunities for marketers.

The economic crisis caused by COVID-19 has made it easier than ever before to get rid of back taxes. Pay down your debt using your stimulus check, or work with the IRS to get an installment agreement or offer in compromise.

An individual retirement account, or IRA, is a type of investment account designed for retirement investors. It offers flexible investment options, and the money in your account is tax-free or tax-deferred. IRAs form the backbone of many investors’ retirement plans. In this guide, we’ll cover everything you need to know about IRAs, from how they work to how to open one.