Michael Graw

Western Alliance Bank is a Phoenix-based bank founded in 2003. Its High-Yield Savings Premier account offers 3.90%¹ annual percentage yield (APY) on deposits up to the maximum limit allowed of $250,000. You can open a new account with as little as $500. However, Western Alliance Bank has no branch access for this account type and doesn’t offer ATMs. So, it’s best for individuals who want to earn the best interest rate on their savings.

Western Alliance Bank is a Phoenix-based bank founded in 2003. Its High-Yield Savings Premier account offers 3.90%¹ annual percentage yield (APY) on deposits up to the maximum limit allowed of $250,000. You can open a new account with as little as $500. However, Western Alliance Bank has no branch access for this account type and doesn’t offer ATMs. So, it’s best for individuals who want to earn the best interest rate on their savings.

Western Alliance Bank is a Phoenix-based bank founded in 2003. Its High-Yield Savings Premier account offers 3.90%¹ annual percentage yield (APY) on deposits up to the maximum limit allowed of $250,000. You can open a new account with as little as $500. However, Western Alliance Bank has no branch access for this account type and doesn’t offer ATMs. So, it’s best for individuals who want to earn the best interest rate on their savings.

Even the most successful small businesses can use a cash infusion from time to time. Small businesses may need money to make it through a slow season, capital to expand or buy new equipment, or access to revolving credit for everyday expenses.

E*TRADE is a brokerage firm founded in 1982 and acquired by Morgan Stanley in 2020. While the platform is best known for its trading products, it also offers a high-interest savings account through Morgan Stanley Private Bank. The account provides a 3.75% annual percentage yield (APY) with no minimum deposit or monthly fees. It’s a solid option for investors who use E*TRADE since you can instantly move money into an E*TRADE investment account.

SoFi® offers $0 commission stock, ETF, and options trading. I like that you can open an IRA to invest for retirement. Plus, SoFi’s pricing is competitive, and the selection of assets is huge. Just bear in mind there are few tools for analyzing investments. A standout feature is SoFi’s automated investing tool, which lets you invest in premade portfolios. However, SoFi doesn’t support tax-loss harvesting in automated portfolios.

Small World is a money transfer service that makes it easy to send cash anywhere in the world. The service has more than 250,000 cash pickup locations and supports bank transfers to over 90 countries. It also offers a convenient mobile app so you can send money on the go. Between the transfer fee and exchange rate, you could pay up to 4% per transaction.

Mercury is a banking* services platform that offers high-tech business checking and savings accounts for startups and growing companies. Mercury charges zero account fees and doesn’t require a minimum deposit. You can request physical debit cards or create your own virtual cards for employees. Mercury also offers an API so you can integrate your bank account with the rest of your business software.

Mercury is a banking* services platform that offers high-tech business checking and savings accounts for startups and growing companies. Mercury charges zero account fees and doesn’t require a minimum deposit. You can request physical debit cards or create your own virtual cards for employees. Mercury also offers an API so you can integrate your bank account with the rest of your business software.

The Venture X card is Capital One’s flagship travel rewards credit card. Capital One was founded in 1994 and has more than 100 million cardholders. The Venture X card offers unlimited 10X miles on hotels and rental cars. New cardholders can earn 100,000 bonus miles when they spend $10,000 within 6 months of account opening. The card’s $395 annual fee is pricey, but not as expensive as the fee for competitors’ travel cards.

Amica Life Insurance is a term and whole life insurance provider founded in 1969. The company offers term life insurance, with policies ranging from 10 to 30 years and coverage of up to $5 million. Your premiums will never go up for the life of your policy, and I also like that you have the option to convert your term life insurance to a permanent life insurance policy. You can get a custom quote online and purchase coverage in minutes.

An LLC—or Limited Liability Company—is a legal entity that protects business owners’ personal assets from liability related to their business. It’s a critical structure to make sure that your business and personal finances are separate. This is especially true if you’re a sole proprietor or someone who owns an unincorporated business on your own.

Owning a car can be expensive. Not only do you have to fill it up with gas, but there are other costs too. Finance, maintenance, service bills, and tire changes, to name a few. Plus, on top of this, you also have to pay for car insurance. However, the good news is that many drivers may qualify for more affordable car insurance policies.

Starting a business isn’t cheap. Startup costs can easily run to tens of thousands of dollars, and you’ll need more money to grow as your business takes off.

Second chance bank accounts are checking accounts that you may be able to open even if you’ve consistently been denied when trying to open checking accounts at major banks. In this guide, we’ll explain how second chance banking works and review the 3 best second chance bank accounts you can apply for today.

Car insurance is absolutely essential if you own a car to get around town or commute to work. But just because you need to have car insurance doesn’t mean it needs to be expensive.

So, how can you keep visitors’ attention and turn them into repeat customers? The key is to deliver personalized experiences.

An individual retirement account, or IRA, is a type of investment account designed for retirement investors. It offers flexible investment options, and the money in your account is tax-free or tax-deferred. IRAs form the backbone of many investors’ retirement plans. In this guide, we’ll cover everything you need to know about IRAs, from how they work to how to open one.

An individual retirement account, or IRA, is a type of investment account designed for retirement investors. It offers flexible investment options, and the money in your account is tax-free or tax-deferred. IRAs form the backbone of many investors’ retirement plans. In this guide, we’ll cover everything you need to know about IRAs, from how they work to how to open one.

Buying your first home can feel overwhelming. Finding the perfect home, putting together a down payment, and getting approved for a mortgage - it’s a lot of work and the financial burden adds up quickly. The good news is that first time buyers have special programs designed just for them. We’ll explain everything you need to know about how to qualify for them.