Michael Graw

Keeping your credit score up is incredibly important for your personal finances. A strong credit score gives you access to more options when you need credit and access to lower interest rates on any money you do borrow. Your credit score may also be taken into account when you’re looking for housing or even when you apply for jobs.

Buying your first home can feel overwhelming. Finding the perfect home, putting together a down payment, and getting approved for a mortgage - it’s a lot of work and the financial burden adds up quickly. The good news is that first time buyers have special programs designed just for them. We’ll explain everything you need to know about how to qualify for them.

Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore Centier Bank products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.

Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore Centier Bank products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.

Mercury is a banking* services platform that offers high-tech business checking and savings accounts for startups and growing companies. Mercury charges zero account fees and doesn’t require a minimum deposit. You can request physical debit cards or create your own virtual cards for employees. Mercury also offers an API so you can integrate your bank account with the rest of your business software.

Raisin is a financial platform that brings together savings accounts, high-yield CDs, no-penalty CDs, and money market deposit accounts from different partner banks. You can deposit money in any of the available accounts and manage all of your accounts through Raisin. Explore EverBank products powered by Raisin with no fees incurred from Raisin on any of the savings products offered.

Second chance banking allows you to open a checking account even if you’ve been denied by traditional banks due to past overdrafts, unpaid fees, or negative ChexSystems records. While these accounts may include higher fees or restrictions, they provide an opportunity to rebuild your banking history and regain financial stability.

Small World es un servicio de transferencia de dinero que facilita enviar efectivo a cualquier parte del mundo. El servicio cuenta con más de 250.000 puntos para retiro de efectivo y brinda soporte a transferencias bancarias a más de 90 países. Además, ofrece una app móvil muy conveniente para que pueda enviar dinero fácilmente. Entre la tarifa por transferencia y el tipo de cambio, usted puede pagar hasta el 4% por transacción.

Accredited DR is a service for consolidating your debts and reducing the total amount you owe. This company works with both secured and unsecured debts and offers a free consultation to help you determine whether you qualify. Accredited is certified by the American Fair Credit Council and offers customer support 7 days a week. Plus, Accredited DR has an A+ rating from the Better Business Bureau.

SuperMoney’s leading multi-lender marketplace makes it easy to get loan offers from competing lenders in real time - all without affecting your credit score. With SuperMoney’s debt consolidation loan offers engine, qualified borrowers fill out a short online form and get debt consolidation loan offers back in seconds.

Suitable for anyone suffering under the weight of unsecured debt.

Upstart is a lending marketplace that harnesses AI and advanced algorithms to provide consumers with affordable financing while reducing risks for lenders. In this Upstart review, we’ll take a close look at how well this system works for borrowers. As you’ll find out, the advanced tech underlying the platform means that Upstart might approve your application even if other lenders have turned you down.

E*TRADE is an online broker that offers two checking accounts through Morgan Stanley Private Bank. The Max-Rate Checking account provides up to 2.00% annual percentage yield (APY) and unlimited ATM refunds worldwide for a $15 waivable monthly fee. Its Checking account offers up to 0.05% APY and unlimited ATM refunds in the U.S. with no monthly fee. These accounts are a good option if you use E*TRADE to invest.

Starting a business isn’t cheap. Startup costs can easily run to tens of thousands of dollars, and you’ll need more money to grow as your business takes off.

Earning your college degree is key to your future career stability and satisfaction. More career paths require advanced education and that means a college degree is critical to your success in today's workforce.

So, how can you keep visitors’ attention and turn them into repeat customers? The key is to deliver personalized experiences.

Even the most successful small businesses can use a cash infusion from time to time. Small businesses may need money to make it through a slow season, capital to expand or buy new equipment, or access to revolving credit for everyday expenses.

Owning a car can be expensive. Not only do you have to fill it up with gas, but there are other costs too. Finance, maintenance, service bills, and tire changes, to name a few. Plus, on top of this, you also have to pay for car insurance. However, the good news is that many drivers may qualify for more affordable car insurance policies.

Car insurance is absolutely essential if you own a car to get around town or commute to work. But just because you need to have car insurance doesn’t mean it needs to be expensive.

An individual retirement account, or IRA, is a type of investment account designed for retirement investors. It offers flexible investment options, and the money in your account is tax-free or tax-deferred. IRAs form the backbone of many investors’ retirement plans. In this guide, we’ll cover everything you need to know about IRAs, from how they work to how to open one.