Michael Graw

PNC Bank, member FDIC, was founded in 1845 and is now the seventh-largest US bank. It offers an online banking service called Virtual Wallet, which includes two checking accounts and a savings account. With Virtual Wallet, there’s no minimum deposit to open an online account. If you make $5,000 worth of direct deposits within the first 60 days of opening your account, you’ll receive up to $400 cash bonus*.

PNC Bank, member FDIC, was founded in 1845 and is now the seventh-largest US bank. It offers an online banking service called Virtual Wallet, which includes two checking accounts and a savings account. With Virtual Wallet, there’s no minimum deposit to open an online account. If you make $5,000 worth of direct deposits within the first 60 days of opening your account, you’ll receive up to $400 cash bonus*.

Capital One, founded in 1994, is the 2nd-largest credit card issuer in the U.S. Its Capital One Venture Rewards card is a travel rewards credit card offering two miles per dollar on every purchase. You also get five miles per dollar on hotels, vacation rentals & rental cars, and up to $120 credit for Global Entry or TSA PreCheck®. The card has a $95 annual fee. It’s a great option for occasional travelers who prefer a simple rewards system.

Jerry is an online car insurance broker that helps you find the right policy for your needs at the best price. The company works with more than 50 car insurance companies across the US. You can get coverage that matches your existing policy or bundle auto and home insurance. Jerry will also run an automatic price comparison every time your policy is up for renewal. Jerry is completely free and you can purchase your policy online.

Loop is an insurance startup that’s using driving data and artificial intelligence to provide fairer pricing for car insurance policies. You must activate the Loop mobile app when driving in order to provide data about your driving habits. Policies are only available in Texas right now, but the company has plans to expand to 10 more states. Loop is reinsured by Hannover Life Reassurance Company of America, one of the world’s largest reinsurers.

The Capital One Savor Cash Rewards Credit Card is a cashback rewards card offering unlimited 3% cashback on dining, entertainment, streaming, and purchases at grocery stores. It offers unlimited 1% cashback on all other purchases, 8% cashback on Capital One Entertainment purchases, and 5% cashback on hotels and rental cars booked through Capital One Travel (terms apply).

Western Alliance Bank is a Phoenix-based bank founded in 2003. Its High-Yield Savings Premier account offers 4.30%¹ annual percentage yield (APY) on deposits up to the maximum limit allowed of $250,000. You can open a new account with as little as $500. However, Western Alliance Bank has no branch access for this account type and doesn’t offer ATMs. So, it’s best for individuals who want to earn the best interest rate on their savings.

Upgrade is a San Francisco-based financial technology company founded in 2016. It offers a checking account, credit cards, personal loans, and a credit monitoring and education center. Upgrade’s Rewards Checking Plus account offers 2% cash back on certain types of purchases¹ made with your debit card up to $500 per year, plus 1% cash back on all other purchases. The Rewards Checking Plus account has no monthly fees.²

North One offers small business checking accounts with modern features. You can integrate your checking account with accounting software, eCommerce networks, and more, plus pay bills directly from your account. North One also enables you to create an unlimited number of Envelopes to set aside money for payroll, taxes, or savings goals.

Mercury is a banking* services platform that offers high-tech business checking and savings accounts for startups and growing companies. Mercury charges zero account fees and doesn’t require a minimum deposit. You can request physical debit cards or create your own virtual cards for employees. Mercury also offers an API so you can integrate your bank account with the rest of your business software.

An LLC—or Limited Liability Company—is a legal entity that protects business owners’ personal assets from liability related to their business. It’s a critical structure to make sure that your business and personal finances are separate. This is especially true if you’re a sole proprietor or someone who owns an unincorporated business on your own.

Even the most successful small businesses can use a cash infusion from time to time. Small businesses may need money to make it through a slow season, capital to expand or buy new equipment, or access to revolving credit for everyday expenses.

Owning a car can be expensive. Not only do you have to fill it up with gas, but there are other costs too. Finance, maintenance, service bills, and tire changes, to name a few. Plus, on top of this, you also have to pay for car insurance. However, the good news is that many drivers may qualify for more affordable car insurance policies.

Starting a business isn’t cheap. Startup costs can easily run to tens of thousands of dollars, and you’ll need more money to grow as your business takes off.

Second chance bank accounts are checking accounts that you may be able to open even if you’ve consistently been denied when trying to open checking accounts at major banks. In this guide, we’ll explain how second chance banking works and review the 3 best second chance bank accounts you can apply for today.

Car insurance is absolutely essential if you own a car to get around town or commute to work. But just because you need to have car insurance doesn’t mean it needs to be expensive.

So, how can you keep visitors’ attention and turn them into repeat customers? The key is to deliver personalized experiences.

In 2020, COVID-19 created havoc in the financial, medical and commercial landscapes. Dramatic changes in the market resulted in shifts in fintech consumer behavior and online user trends, creating challenges as well as tremendous opportunities for marketers.

The economic crisis caused by COVID-19 has made it easier than ever before to get rid of back taxes. Pay down your debt using your stimulus check, or work with the IRS to get an installment agreement or offer in compromise.

An individual retirement account, or IRA, is a type of investment account designed for retirement investors. It offers flexible investment options, and the money in your account is tax-free or tax-deferred. IRAs form the backbone of many investors’ retirement plans. In this guide, we’ll cover everything you need to know about IRAs, from how they work to how to open one.