The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

SoFi Credit Card Review

Find a customized quote easily

Reviews 3,834

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Michael Graw
Michael Graw
Oct. 06, 20224 min read

SoFi summary

SoFi is a San Francisco-based bank founded in 2011 that offers investment accounts, checking/savings accounts, personal loans, mortgages, student loans, and now a credit card. The SoFi Credit Card carries no annual fee. You can earn 2% cash back on everyday purchases when you redeem into a SoFi savings account, investment account, or loan.

Pros

  • Multiple reward options
  • No annual fee

Cons

  • Doesn't offer intro APR
  • Requires good/excellent credit
SoFiat a glance
4.6

Editorial score

Fees

No annual fee, has other fees

4.0

Eligibility (credit score)

Doesn't cover bad credit

4.0

Security

FDIC insured, offers multiple security features

5.0

Customer service

24/7 service with multiple communication options

5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

SoFi SoFi Apply Now

Overview

The SoFi credit card is a cash rewards Mastercard with no annual fee. You can get 3% cash back for a year when you set up direct deposit with SoFi, 2% cash back on everyday purchases when you redeem rewards towards a SoFi Money account, a SoFi Invest account, or a SoFi loan. SoFi also offers a $100 cash bonus when you open and fund a SoFi Money and a SoFi Invest account within 30 days of being approved for the credit card.

SoFi offers interest rates range from 12.99% – 24.99% (variable) APR for individuals with excellent credit. If you make 12 consecutive on-time payments, your interest rate will automatically be reduced by 1% APR.

Suitable for?

The SoFi Credit Card is ideal for anyone looking for a credit card, both for existing SoFi members and those looking for a new bank.  You can claim 3% cash back for a year when you set up direct deposit with SoFi, and 2% cash back when redeeming rewards in a SoFi Invest or SoFi Money account, or towards a SoFi loan. In addition, you can manage your credit card transactions from the SoFi mobile app, which also enables you to manage other SoFi products.

The SoFi Credit Card is also suitable for anyone looking for a new bank. If you get approved for the SoFi Credit Card, and then open a SoFi Invest, and a SoFi Money account at the same time, they offer a $100 cash bonus.

Interest Rates and Fees

The SoFi Credit Card does not have an annual fee and there are no foreign transaction fees. Interest rates range from 12.99% – 24.99% (variable) APR depending on your credit history. You can reduce your interest rate by 1% APR by making 12 consecutive on-time payments.

Annual FeeNone
Interest Rate (APR)12.99% – 24.99% (variable)
Foreign Transaction FeeNone

Rewards & Cashback

The SoFi Credit Card offers 2 points for every $1 you spend. If you redeem these points into a SoFi Money account, a SoFi Invest account, or towards a SoFi loan, then every point is worth one cent. So, you get a cash back rate of 2%.

If you redeem points as statement credit for your SoFi credit card account, every point is worth 0.5 cents. This is equal to a cash back rate of 1%.

SoFi also offers a $100 bonus when you open a credit card account and then open and fund a SoFi Money and a SoFi Invest account within 30 days of being approved. You must deposit at least $100 in each account to qualify. See pricing terms & conditions. See rewards details

The Application Process

You can apply for a SoFi Credit Card online. You must verify your mobile phone number and email. You must also submit your social security number for a hard credit check, which can impact your credit score. SoFi can approve your application online in minutes and mail your card within 7-10 business days.

Help & Support

SoFi offers 24/7 phone support for credit card accounts. The SoFi website also has a detailed FAQs page that offers detailed information about how to use the card.

Phone (24/7): (855) 456-7634

Security

The SoFi Credit Card comes with Mastercard ID Theft Services, which includes identity fraud monitoring and resolution. SoFi also protects your online account with two-factor authentication and you can opt-in to automatic text and email alerts when suspicious purchases are detected.

FAQ

Can I use the SoFi credit card abroad?

Yes, you can use the SoFi Credit Card internationally and there are no foreign transaction fees.

Can I use the SoFi credit card with Apple Pay?

The SoFi Credit Card is compatible with Apple Pay, Google Pay, and Samsung Pay.

Conclusion

The SoFi Credit Card offers no annual fee, 3% cash back for a year when you set up direct deposit with SoFi, and 2% cash back when you redeem to a SoFi Invest or SoFi Money account or towards a SoFi loan. You can also get a $100 welcome bonus when you open and fund a SoFi Invest and a SoFi Money account after being approved. The SoFi Credit Card is integrated into the SoFi mobile app, so you can easily manage all of your accounts from one place.

Methodology

This review used information from the SoFi website and the SoFi Credit Card terms and conditions sheet.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

SoFi
SoFi
ExcellentReviews 3,834
Visit Site

Trustpilot reviews

See what some costumers are saying about SoFi
SoFi
ExcellentReviews 3,834
on
Excellent
77%
Great
7%
Average
3%
Poor
2%
Bad
11%
  • author
    Peter Kochanowski
    9 hours ago
    Finance Experience

    Process was easy and response and funding was literally immediate!

    ...

  • author
    Allen Bachman
    14 hours ago
    Experience was great

    Experience was great answered a couple of questions uploaded a voided check getting credit card intrested from 28.9% reducing it to 12% intrest process couldnt be easier

    ...

  • author
    Arthur K Cook Sr
    15 hours ago
    My personal loan

    I have attempted to obtain a loan from various banks and other lending institutions but have never received the outstanding ways available through SoFi.com

    ...

  • author
    Fordjour
    16 hours ago
    Smooth application and quick Funds

    My application process wnt smoothly and I got my funds deposited as early as possible.

    ...

  • author
    Enzo Sorcinelli
    18 hours ago
    SoFine

    Simple , professional online experience with SoFi.

    ...

  • author
    Eugene Jasmin
    19 hours ago
    Satisfied Customer

    I heard about Sofi on a radio commercial so, I decided to give it a try. I was very impressed by how quickly and applied. I was also surprised to see how fast this process was for getting approval.

    ...

  • author
    Richard Roberts
    19 hours ago
    Smooth and easy

    Smooth and easy

    ...

  • author
    Michael Rogers
    19 hours ago
    Quick and easy

    Quick and easy. Money was in the bank the next day.

    ...

  • author
    Denis Phillips
    19 hours ago
    Very simple process

    Very simple process. Easy use site, and good follow up communication from SoFi.

    ...

  • author
    KIRA SALLUOM
    19 hours ago
    Always a quick and easy process

    Always a quick and easy process! Highly recommend for your borrowing needs.

    ...

  • author
    Sylvia
    19 hours ago
    Wonderful and Attentive Customer Service

    Just recently was made aware of Sofi and decided to try it based on all the positive feedback I received.

    ...

  • author
    Mike
    20 hours ago
    The loan process was very easy.

    The loan process was very easy.

    ...

  • author
    Bev
    a day ago
    SOFI is a predatory lender in the same…

    SOFI is a predatory lender in the same category as many student loans. Interest is compounded DAILY, most consumers do not understand the significance of this. Daily compounding means that the amount you owe can easily INCREASE even if you are making payments on time. I urge folks to avoid these types of loans, try a line of credit instead!

    ...

  • author
    Lili Iglesias
    a day ago
    All process was fast

    All process was fast, customer service very professional, communication at all time. I’m more than glad with Sofi

    ...

  • author
    Marti
    a day ago
    Easy to apply and got results fast.

    Easy to apply and got results fast.

    ...

  • author
    Lynn
    a day ago
    Sofi review

    Great because we were approved. It took a few crashes but the customer service was absolutely fantastic helping us through the process.

    ...

  • author
    Louanna Barrett
    a day ago
    The process was quick and easy!

    The process was quick and easy!

    ...

  • author
    Jody
    a day ago
    Annoying

    They couldn't help me with my student loan, but that hasn't stopped them from pestering me. No way to opt out of emails. Have to login in and go into every product they sell - maybe ten diff categories. Then click out of each contact preference - at least 6 for each category, most have lots more boxes. Have to call them to change my email with them - so can't easily direct them to my junk email. Good luck. They are very annoying.

    ...

  • author
    Ruthie
    a day ago
    & they were so woderful.Answeres & questions & made me feel comfortable. Process was quick & painless thanks to

    & they were so woderful.Answered all my questions & made me feel confortable.

    ...

  • author
    Huntington
    a day ago
    The entire process was very easy

    The entire process was very easy. I really appreciated the level of communication delivered by their customer service.

    ...

  • author
    Jorge Cintron
    2 days ago
    Clear and Easy process

    Clear process, easy to follow steps and very informative platform.

    ...

  • author
    Rusty
    2 days ago
    Super quick and painless.

    Super quick and painless.

    ...

  • author
    Kenneth Staten
    2 days ago
    Quick decision making

    Quick decision making. Easy navigation and user friendly interface.

    ...

  • author
    Patrick
    2 days ago
    Quick. Easy. Professional. Highly recommend SoFi.

    This was the simplest process I could have imagined. From application to notification that my loan had funded was less than two hours. The money was in my account by the next morning. Outstanding service!

    ...

  • author
    Heidi Coffey
    2 days ago
    Within 24 hours after my loan was…

    Within 24 hours after my loan was approved, my credit cards were paid, and the balance forwarded to my bank account. This is truly a no hassle loan, and my interest rate is much...much lower than the credit cards. I strongly recommend.

    ...

  • author
    Darlene Madriaga
    2 days ago
    Very easy to get a personal loan…

    Very easy to get a personal loan consolidation. Easy to input information. Quick response. Very happy with doing business with your company

    ...

  • author
    Kenneth
    2 days ago
    the applying process was easy

    the applying process was easy. The waiting process was confusing with the emails and check the status of account.

    ...

  • author
    Ryan Stewart
    2 days ago
    The process was simple and very clean.

    The process was simple and very clean.

    ...

  • author
    Alfonso Ocasio
    2 days ago
    Sofi made the process of getting a loan very easy.

    Sofi made the process of getting a personal loan so easy. They asked me a few questions checked my credit score and literally in under 5 min my loan was approved. They made it stress free. I will continue to do business with them or a long time. Not only do they do loans they have quiet a few tools you can use for every day use. I Really love this company. I wish I would have known about this company a long time ago.

    ...

  • author
    Barbara Gadberry
    2 days ago
    this experience was so easy and I…

    this experience was so easy and I appreciate it so much

    ...

  • author
    Andrea Blocksidge
    2 days ago
    I was told one percentage rate but…

    I was told one percentage rate but after I accepted the rate, was given a rate 1.5% higher. I spoke with 3 reps and all basically told me there was nothing they could do. When I asked why it was false details, they basically just said “sorry, I don’t know”. They did find quickly but that’s the only positive part of this process.

    ...

  • author
    Press
    2 days ago
    We had a great experience with this…

    We had a great experience with this company. Excellent and timely customer service!

    ...

  • author
    George Guebely
    3 days ago
    Quick and easy application process

    Quick and easy application process. All is done securely online.

    ...

  • author
    Lina Marcela C
    3 days ago
    I have been contacting you for several…

    I have been contacting you for several days to cancel a loan application. I applied by error, I need to return the money. I don’t know why you could not help

    ...

  • author
    Arym Nicdao
    3 days ago
    The process is simple got approved…

    The process is simple got approved instantly.

    ...

  • author
    jason woods
    3 days ago
    Easy

    Easy, straight-forward process. Online tools made it easy for me to compare terms for different loan amounts, apply, fund my loan, and manage it. This is why I'm a repeat customer!

    ...

  • author
    Renda Reynolds
    3 days ago
    GREAT FIRST EXPERIENCE!

    This was my first experience with SoFi. I needed some money to make much needed home repairs. The application was quick and easy, got a quick preapproval with a soft credit pull, and then got approval in minutes. Easiest process for a loan so far for me! The cash was in my bank account next business day. Yay me, yay SoFi!

    ...

  • author
    steve adkins
    3 days ago
    This seems to be a very good company

    This seems to be a very good company. They do a good job at making you feel important to SoFi.I don’t think I would go anywhere else to get a loan.

    ...

  • author
    KW
    3 days ago
    Very easy application and loan approval…

    Very easy application and loan approval process!

    ...

  • author
    Tony
    3 days ago
    I did like the online experience.

    I did like the online experience to file for a loan but when calling for help I could never speak to a reviewer of my loan and the SoFi folks I did speak to had me extremely frustrated on employer verification because I was told to send it to people on their SoFi emails and when I did get the verification of employment email I was told to hold off. I was ready to just back out and go somewhere else because the people I talked to were on different pages on what to do. I final just got with my employer and asked for their help because I was so confused on what to do. I worked on this loan process from the 29th of November to December 3rd and it should have been done in one day. A lot of misdirection but I’m happy it is completed I just hope my experience in the future is clear from SoFi on what I need to do. Thank you.

    ...

  • author
    Gregory Conaway
    3 days ago
    So simple and easy

    What a great experience dealing with SoFi. Not only is the website easy the customer service via phone is amazing, so kind and helpful!!!

    ...

  • author
    customer
    3 days ago
    The experience was easy and on point

    The experience was easy and on point. Approval was fast and currently awaiting allocation of funds.

    ...

  • author
    ANNA Sinning
    3 days ago
    Quick application process

    The application process was easy to follow. From uploading documents to signing the approval. Everything was completed online and Sofi provided updates throughout the whole process.

    ...

  • author
    asith dias
    3 days ago
    Simple online prosses

    Simple online prosses. Lenders for the common people. Simply yes or no. No hassle.

    ...

  • author
    Jin H. Kim
    3 days ago
    The online application was relatively…

    The online application was relatively easy and good feedback. Also the organization reacted promptly to applications

    ...

  • author
    Richard Fischer
    3 days ago
    The entire process was so easy!

    The entire process was so easy!

    ...

  • author
    Carol
    Dec 04, 2022
    A SoFi promise not kept

    Actually, the SoFi personnel are friendly, and very helpful - in fact, they are wonderful!! I didn't give 5 stars for my second SoFi loan, because after 3 days of trying to use the already approved funds to pay off my credit cards unsuccessfully and continually getting the SoFi "Sorry" message plus 6 calls to SoFi for help. Finally, SoFi promised the .25 discount for the trouble and paying my credit cards through my own bank. The contract I received from SoFi DID NOT INCLUDE THE PROMISED DISCOUNT.

    ...

  • author
    Rick
    Dec 03, 2022
    Your folks were very professional and…

    Your folks were very professional and knowable. It was a very easy process to complete the application.

    ...

  • author
    Keyvan Valafar
    Dec 03, 2022
    Professionalism

    Professionalism, fast response and great communication

    ...

  • author
    Monique Manopoulos
    Dec 03, 2022
    Super easy and fast process.

    Super easy and fast process. Overall great!

    ...

  • author
    Sarah Williams
    Dec 03, 2022
    I love working with SoFi

    I love working with SoFi! It is seamless and so quick! Extremely easy to get a loan processed.

    ...

  • author
    Kathie S.
    Dec 03, 2022
    SoFi, SoGood!!!

    It was straightforward, easy and fast results!

    ...

  • author
    Bilge Water
    Dec 03, 2022
    Very simple process

    Very simple process! I’m a little over extended on my credit cards but I also have 100 percent payment, and my credit score is not as good as it should be, but SoFi made it extremely easy to get a loan, very pleased! Funds came in 1day! Paid my cards off! Thanks so much!

    ...

  • author
    Susan Nedrow
    Dec 02, 2022
    Quick and easy

    Quick and easy to apply for loan had money in my account within 24 hours.

    ...

  • author
    Peter
    Dec 02, 2022
    Unbelievably easy process

    Unbelievably easy process! Excellent customer service! Just an overall wonderful experience.

    ...

  • author
    Lyndon Stinson
    Dec 02, 2022
    The process was so easy

    The process was so easy. All was able to be done from home.

    ...

  • author
    Mike G
    Dec 02, 2022
    The technology and process used is…

    The technology and process used is exceptional. Everything from the pre-qualification to funding was consistent. I am excited about the relationship

    ...

  • author
    Reagen Fonseca
    Dec 02, 2022
    Honest review. Good and bad

    I liked the chat option for customer service. Through chat, I was quickly answered. The answers however were confusing and vague. Iris and Otis (??) Were the only 2 that truly helped me. Spoke in a language I understood and answered what I was truly asking...best they could. I was unhappy with the fact that when my documents I uploaded for my loan was incorrect, I only found out by constantly checking the app and hounding customer service for answers. I felt really bad doing that everyday for a week straight. But I was on a time crunch. And being a returning customer, I was basing things off my original experience. Which was fantastic. Everything went smoothly. Not so much this time. And it wasn't the fact that my documents were incorrect, it was the lack of help abd guidance into finding a solution that was the problem. Also it was extremely frustrating with how quick you lose your chat conversation. One slip of the finger and you accidently go off the chat screen, your conversations gone. I've been on other customer serve chat services that you can close and the app will notify you when the agent responds.

    ...

  • author
    Tiffani McBride
    Dec 01, 2022
    Fastest approval ever

    This was the easiest loan I ever applied for. I applied on 11/27/22, and the funds were in my account on 11/30/22. I would definitely recommend this company.

    ...

  • author
    Greg Hunt
    Dec 01, 2022
    quick and easy all online

    quick and easy all online

    ...

  • author
    Diana Annor
    Dec 01, 2022
    I applied for the loan yesterdayy and…

    I applied for the loan yesterday and the money is in my bank account this morning. In less than 24hrs. I'm shocked. I did online application. I didn't speak with anyone. It's really quick

    ...

  • author
    Drew Biehler
    Dec 01, 2022
    The process was so simple

    The process was so simple . . . and FAST!

    ...

  • author
    Denise T
    Dec 01, 2022
    I have been investigating companies for…

    I have been investigating companies for a personal loan. I have looked at many. SoFi offered me many options and interest rates. I found the length of the loan I wanted and exact amount I wanted, with no pressure. My loan was quickly funded. Knowing I can pay an unexpected debt tonight, I’m finally gonna get some rest.

    ...

  • author
    Derek
    Dec 01, 2022
    The process was EXTREMELY smooth

    The process was EXTREMELY smooth. The documents needed to approve the loan were very clear. The funds were distributed quickly. The terms were understandable. A very smooth process.

    ...

  • author
    J Stafford
    Dec 01, 2022
    Very simple

    Very simple , quick and easy . Thank you

    ...

  • author
    Femi
    Dec 01, 2022
    Trusted and tried

    Even with a low credit score of 648 I got 32k as requested for personal loan. SoFi is a blessing especially in this difficult time.

    ...

  • author
    Michael Biggs
    Dec 01, 2022
    Friendly user application process and

    Friendly user application process and great customer service.

    ...

  • author
    Joe
    Dec 01, 2022
    The process was so easy and fast to …

    The process was so easy and fast to complete the application

    ...

  • author
    autumn corns
    Dec 01, 2022
    It was a typical loan process.

    It was a typical loan process.

    ...

  • author
    R. Hamilton
    Nov 30, 2022
    Why bank with SoFi ?

    My personal loan experience with SoFi .The communicator ,time, and proficiency of the employee at SoFi . Documentation process was smooth. I did not have to wonder what was going on with the process because of the transparency of the company by notifying me on every step and process. I’m definitely referring this company to family, friends, and all associates.SoFi has other financial tools I’ll be using to grow my finances and future for my children. Also, a little cherry on the top is when you open a checking or savings account with them you get $250 and a good return on you funds from interest. So what is the reason for not banking with SoFi? Simple, there is none!

    ...

  • author
    Dennis Mills
    Nov 30, 2022
    They were fast to approve and follow up…

    They were fast to approve and follow up with any help I needed

    ...

  • author
    Preston Reynolds
    Nov 30, 2022
    It was simple

    It was simple, easy to read and understand web pages. They used text and email to communicate, so when my email was slow, I knew, by text, they were working on my Loan. Had a problem when I put the wrong email in, and could not log in because I failed too many times, but sent them a "Chat" from their website and in minutes they had the system open for me to reset my password. Great service.

    ...

  • author
    Betty
    Nov 30, 2022
    A Thumbs up! I had a fantastic experience working…

    I had a fantastic experience working with SOFI. Customer service is awesome and the process is very simple and easy to follow. This makes the entire experience pleasant and less stressful

    ...

  • author
    Jose Loayza
    Nov 30, 2022
    I was amazed at how easily and fast…

    I was amazed at how easily and fast they processed my application. I am really impressed. :)

    ...

  • author
    Chris Sanchez
    Nov 30, 2022
    Application process was very easy

    Application process was very easy, fast, and convenient. I got an answer immediately.

    ...

  • author
    Mark
    Nov 30, 2022
    the most easiest way to apply…

    This was the most easiest way to apply for a loan. Paperwork was minimal and the process time from applying to having the money in your bank was 2 days.

    ...

  • author
    Dave Johnson
    Nov 30, 2022
    Quality customer service

    Quality customer service, user-friendly website.

    ...

  • author
    John Paris
    Nov 30, 2022
    The requirements were clearly stated…

    The requirements were clearly stated and the form was easy to understand and file out.

    ...

  • author
    Connie
    Nov 30, 2022
    Applying is easy it takes only 5…

    Applying is easy it takes only 5 working days and I got my loan money. Very impressive

    ...

  • author
    Annemarie Vinson
    Nov 30, 2022
    Awesome Loan Company

    Totally online and I could choose my terms. Awesome!!!

    ...

  • author
    Michael Green
    Nov 30, 2022
    It was quick

    It was quick, easy and not too invasive.

    ...

  • author
    John Acocella
    Nov 30, 2022
    I was so happy to get my loan to clear…

    I was so happy to get my loan to clear my debt. Very fast service and descent monthly payments being that I was just declined from Wells Fargo. SoFi bank has made my day today

    ...

  • author
    SUE SONG
    Nov 30, 2022
    This company was introduced by my…

    This company was introduced by my brother. I need to thank him for recommending this company to me. It was effortless and quick comparing to the name brand companies for personal loans.

    ...

  • author
    Jerry Thacker
    Nov 30, 2022
    The entire process was fast

    The entire process was fast. Not a lot of information was requested. Funded in two days.

    ...

  • author
    Clark
    Nov 30, 2022
    Was the quickest and most polite people…

    Was the quickest and most polite people to deal with. Only asked for 1 document.

    ...

  • author
    Dm
    Nov 30, 2022
    Quick service without jumping through a…

    Quick service without jumping through a bunch of hoops . Money within days . I would absolutely recommend their services .

    ...

  • author
    Steve
    Nov 30, 2022
    This is my 3rd time using SoFI and it…

    This is my 3rd time using SoFI and it is always a great and very simple process.

    ...

  • author
    Laura
    Nov 30, 2022
    Easy and quick and responsive

    Easy and quick and responsive

    ...

  • author
    Clark Krimer
    Nov 30, 2022
    The easiest process ever

    The easiest process ever. Great customer support.

    ...

  • author
    Samantha Jones
    Nov 30, 2022
    SoFi was amazing to work with

    SoFi was amazing to work with! They approved my loan and funded it within days. I was very pleased!

    ...

  • author
    M.Dixon
    Nov 30, 2022
    Swift

    All I can say is it was too easy. Super awesome!

    ...

  • author
    Mike Morgan Melih
    Nov 30, 2022
    from the get go talking w/reps whom…

    from the get go talking w/reps whom the they were very knowledgeable, courteous, willingness to go extra miles to make it all happened for my loan was well worth of making that call.. plus no origination fee, it doesn't get any belter than this... others tried to charge arm n leg...

    ...

  • author
    Grant Stanion
    Nov 29, 2022
    It was quick and easy

    It was quick and easy. My main "gripe" was that I think my credit was super solid (near 800) and I got a measly 14.xx % APR. I think that is VERY high, considering. But I plan to pay it off quick. I probably won't use the entire amount either.

    ...

  • author
    Brenda & Mike Willis
    Nov 29, 2022
    Completely processed on-line

    Completely processed on-line. Was kept informed every step of the way. Loan funded in less than a week. Found on Credit Karma and glad I did.

    ...

  • author
    Jim Whitmore
    Nov 29, 2022
    Fast and efficient

    Fast and efficient. From the application to funding everything was easy, understandable and super fast. Funding was completed in less than 24 hours.

    ...

  • author
    Bill M
    Nov 29, 2022
    Super easy and super fast funding!

    Super easy and super fast funding!! Upload a few documents and before you know it you have your money-thank you

    ...

  • author
    David A Diaz
    Nov 29, 2022
    Personal Loan Request

    Process was very easy and straightforward to accomplish.

    ...

  • author
    Lisa Walters
    Nov 29, 2022
    Way easy to use

    Way easy to use. Quick with my loan.

    ...

  • author
    Karen S
    Nov 29, 2022
    Ease of application

    Ease of application. Great communication every step of the way. I am pleased with the expediency of their decision to make my request a priority.

    ...

  • author
    Suzie Q
    Nov 29, 2022
    I’m a little disappointed in the fact I…

    I’m a little disappointed in the fact I was unable to utilitize the APR rate a credit karma offered. I was able to receive a less APR rate and $1,000 more in the loan.

    ...

    BestMoney.com

    Copyright © 2009-2022 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    NMLS Consumer Access

    Bestmoney is a dba of Natural Intelligence Technologies Inc.

    Natural Intelligence Technologies Inc. NMLS # 2084135

    CT: Mortgage Broker only, not a mortgage lender or mortgage correspondent lender.

    • About Us
    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Company listings on this site DO NOT imply endorsement. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website.

    Insurance services offered through Natural Intelligence Technologies Inc.: Licenses

    Reproduction in whole or in part is strictly prohibited.