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Paceline believes all movement is good movement and however you choose to move, you should be rewarded for it. The Paceline credit card was launched in 2019 by Paceline, a health and wellness platform with an app available on iOS devices. Founded by Joel Lieginger, the company is headquartered in San Francisco, California.
The Paceline credit card is a Visa Signature rewards card. The credit card offers a 18.24% - 32.24%% variable APR, includes a $60 annual fee, and is available to those with good-excellent credit.
Paceline is perfect for anyone with an active lifestyle or anyone looking to improve their health. The credit card is aimed at those with good-excellent credit, as you typically need a minimum credit score of 670 for your application to be accepted.
| Annual Fee | $60 |
| APR | 18.24-32.24% (variable) |
| Cash back rates | 2.5% cash back on Health & Wellness purchases; doubles to 5% when you hit your Streak 1.5% cash back on other purchases; doubles to 3% when you hit your Streak |
| Liability for unauthorized transactions | $0 |
You can earn 2.5% cash back on qualifying health and wellness-related purchases and 1.5% cash back on all other purchases. If you achieve a Paceline Streak, meaning you hit 150 minutes of exercise in a week (capped at 50 minutes a day), the cash-back rewards double. You’ll be paid out daily for your cash-back rewards. To verify you’re meeting fitness goals, you just need to sync the Paceline app with your smartwatch.
Here’s how to apply for a Paceline credit card:
Paceline offers a robust Help Center on its website, featuring answers to questions about its credit card and app. 24/7 chat support is available via the website. If you can’t get your question answered via the help center or chat support, then you can submit a ticket to the customer service desk via the website. Paceline aims to get back to customers within 72 hours.
Paceline credit cards are issued by Evolve Bank & Trust, a member of the FDIC, pursuant to a license from Visa® USA, Inc. Paceline uses industry-wide practices to secure and collect data and anonymizes your data so it’s never linked to your name or other personally identifiable information.
Paceline in-app rewards have an expiration date, so make sure to check each reward’s specific terms to ensure they don’t expire. Cash back gets posted daily and never expires.
A Paceline minute is defined as any activity that elevates your heart rate, with an intensity equivalent to or greater than a brisk walk.
Paceline does not allow you to manually record exercise minutes. You must sync the app with your Apple Watch, Garmin, or Fitbit. You can only earn up to 50 Paceline minutes per day.
Paceline is an excellent credit card option for those looking to cash in on their healthy lifestyle, as customers can earn up to 5% cash back on their fitness-related purchases, paid out daily. These purchases include fitness equipment, groceries, pharmacy and drugstore purchases, gym memberships, athletic apparel, and more.
This review was compiled using the Paceline credit card website and the Paceline app.
