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MEFA Review

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Reviews 4,852

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Sarah Badani
Sarah Badani
May. 03, 20214 min read

MEFA summary

MEFA (Massachusetts Educational Financing Authority) is a non-profit organization that offers undergraduate and postgraduate student loans at very competitive fixed interest rates, and student loan refinancing at fixed and variable rates. MEFA has flexible repayment plans that include deferred payments and an interest-only grace period.

Pros

  • Flexible repayment terms, including deferred payments
  • No application, origination, or prepayment fees

Cons

  • No details about minimum credit score
  • You need to reapply for a new loan each academic year
MEFAat a glance
4.2

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Repayment flexibility

Offers multiple repayment plans- but no special repayment programs

4.0

Loan Types Covered

Covers most student loan types

4.0

Eligibility

Doesn't cover bad credit, low income borrowers

4.0

MEFA MEFA View Rates

Overview

MEFA is a non-profit organization based in Massachusetts that aims to help all students access the education they want. It offers a range of resources, including advice on saving for college, information on federal and local financial aid, and college payment plans. MEFA has been running for 35 years as a non-profit state-based and state-chartered organization. It provides undergraduate, postgraduate, and refinancing student loans.

Suitable For?

MEFA student loans are suitable for any new or existing undergraduate or postgraduate students who are looking for a student loan to cover their entire course of study. MEFA loans have low rates and flexible repayments, making them ideal for cash-strapped students. Because you can apply with a cosigner, it also makes them suitable for anyone with a friend or relative helping them out.

Loan Features

MEFA's student loans include fixed undergraduate and postgraduate loans and fixed and variable student loan refinancing options. You can apply for the assistance alone or with a cosigner, and choose flexible repayments that include deferments and interest-only payments. MEFA doesn’t charge any origination, application, or prepayment fees, and the rates are very competitive, beginning at 3.05%-5.55% .

  • Choose between fixed and variable rates for student loan refinancing
  • Apply with or without a cosigner
  • Defer repayments or make interest-only payments for up to 60 months
  • No application, origination, or prepayment fees

The Application Process

MEFA has a fully online application process, although you can also apply over the phone. You’ll get an instant credit decision without waiting around.

Undergraduate and postgraduate student loans:

You’ll need to begin by sharing your:

  • Social Security number
  • Date of birth
  • Phone number, email address, and current and previous residential addresses
  • Monthly income
  • Housing costs and employment information

You’ll get an instant credit decision, and then you can compare the costs and rates of different loans to choose the one that’s right for you. Finally, you’ll need to review and e-sign your loan documents before the whole loan application is sent to your college or university to be certified.

MEFA refinancing loan:

  • Create an account
  • Wait while MEFA runs a soft credit check
  • Choose an interest rate, then complete a more detailed online application that includes information about your current loans
  • MEFA will then run a hard credit check to conditionally approve your application
  • Upload some documents
  • Decide on a variable or fixed interest rate and e-sign your document

Eligibility Requirements

Undergraduate and postgraduate student loans:

  • Be enrolled for at least half-time in an eligible educational institution
  • Have a satisfactory attendance record
  • Be a citizen of the US
  • You or your cosigner also need to meet MEFA’s credit approval requirements, but MEFA doesn’t reveal what those are online
  • You can apply for the loan for only one academic year at a time, so you'll need to reapply for each year of your course of study

Student loan refinancing:

You can apply to refinance any federal or private student loan that is:

  • Current and in repayment when you apply
  • Isn’t in deferment, forbearance, or grace period
  • Was used to pay for education at an eligible college or university
  • Was repaid on time each month, for the last 12 months
  • Is for at least $10,000

Loan Rates

Undergrad and postgrad student loans come with fixed interest rates that range from 3.05%.

You can apply with a cosigner for undergraduate and postgraduate loans, but it's not clear how your credit score or the credit score of your cosigner will affect your interest rates.

Repayment Terms

Undergraduate and consolidated or refinanced student loans have a repayment term of 10 or 15 years. Postgraduate loan repayment terms are 15 years, and there’s no prepayment penalties for any MEFA student loans.

MEFA allows you to choose between several repayment options for undergraduate loans:

  • Immediate repayment, where you begin paying off the interest and the principal of the loan the month after receiving the funds, and pay the loan off fully within 10 or 15 years.
  • Interest-only payments begin immediately after receiving the loan funds. You begin paying off the principal of the loan as well after your enrollment in school ends, and complete repayments within 15 years of receiving disbursement.
  • Deferred payments put off repaying anything until 6 months after you graduate, leave school, or are studying less than half-time. You can defer repayments for up to 60 months, but still, need to repay the loan within 15 years.

Deferred with cosigner release defers all repayments until 6 months after you graduate, leave school, or are studying less than half-time. After the first 48 consecutive payments, the cosigner can request release. You can defer payments for up to 60 months, and need to repay the loan within 15 years.

Postgraduate loans can be:

  • Repaid immediately
  • Repaid with interest-only payments until you finish your studies
  • Deferred for up to 36 months or until you graduate, leave school, or are studying less than half-time

Whatever you choose, you have to finish repaying the loan within 15 years of receiving the funds.

Student loans that are refinanced or consolidated through MEFA come with particular repayment terms and conditions that aren’t detailed on the website.

How Safe Is It?

MEFA has a transparent and clear privacy and security policy shared on the website, which specifies how it will gather and share your data. MEFA won’t sell your data to third parties. Although MEFA uses various unspecified security measures, it doesn’t encrypt incoming email or comments, so it warns borrowers not to send sensitive information through the website. It does monitor the site for hacking attempts.

Customer Service

MEFA provides general customer support through email and over the phone, from 9am to 5pm, Monday through Friday. There are dedicated lines for specific departments, and MEFA is also active on Twitter, Facebook, and LinkedIn. MEFA doesn’t have an FAQ section or troubleshooting tips.

How MEFA Compares


MEFACollege Ave
APR (Fixed Rate)3.05%
3.34%
Minimum credit scoreNot specified680
Loan amounts$1,500 - total cost of attendance for 1 year$5,000-$250,000
Accepts cosigners Yes Yes 
Suitable forUndergrad, postgrads, and graduates who want to consolidate their student debtGraduates who need to consolidate their student debt

Summary

Overall, MEFA provides a great deal of useful resources for students who need help financing their education. The financial education resources, webinars, and advice about different ways to pay for college add value to MEFA’s student loans. Student loans from MEFA come with flexible repayment terms and competitive interest rates, but it would help if the website gave more information about credit score requirements.

MEFA MEFA View Rates

Sarah Badani
Written bySarah Badani

Sarah Badani has extensive research and review experience in the finance industry. With a degree in psychology and education, she brings a level of depth and understanding to her writing along with her own flavor to spice up each topic in a unique and inviting way. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

MEFA
MEFA
ExcellentReviews 4,852
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See what some costumers are saying about MEFA
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  • author
    Jonathan Duran
    14 hours ago
    Good so far

    So far, so good. The application process was pretty easy and I was approved for the loan that I requested. Still have to see how the process of paying this loan will work.

    ...

  • author
    Martee MacLeod-Kozal
    2 days ago
    Amazingly quick and easy student loan…

    Amazingly quick and easy student loan refinance!

    ...

  • author
    K. Bejin
    4 days ago
    This resource was very helpful when my…

    This resource was very helpful when my family needed to find a student loan for our youngest daughter. Credible gave us about 6 choices of loans that were all a good fit for our needs. We were able to choose a loan that made us feel comfortable. Thank you, Credible!

    ...

  • author
    Steve
    4 days ago
    Used Credible to get a personal loan to…

    Used Credible to get a personal loan to pay my debt down. They were the only ones who actually found me an offer I could accept with a decent percentage.

    ...

  • author
    Sherwin Solomon
    Oct 20, 2021
    Excellent

    Excellent - super easy and very professional..

    ...

  • author
    Gary Rickert
    Oct 20, 2021
    Great rate & great rep but horrible…

    Great rate & great rep but horrible online experience. I’m pretty sure their web designers have never used their website. Not tablet friendly at all and not much better on Windows laptop.

    ...

  • author
    Vijaya Subrahmanyam
    Oct 19, 2021
    Transparent and easy to use

    Transparent and easy to use. Excellent rates and lenders.

    ...

  • author
    Jake
    Oct 19, 2021
    The refinance process was smooth and…

    The refinance process was smooth and quick. I got the best rate for the term.

    ...

  • author
    Tracy Omega
    Oct 18, 2021
    Excellent Service.

    Excellent experience! Actually, this has been one of the easiest, smoothest, fastest financial transactions I've had in a long, long while. The website and web tools were simple ready to use, and ask the information I needed to make an informed decision was readily available. Thank you so much for the great experience.

    ...

  • author
    hood
    Oct 17, 2021
    fast

    fast, easy and helpful

    ...

  • author
    Damean Newbury
    Oct 15, 2021
    Very dependable

    Very dependable, and fast. I highly recommend credible for any refinancing needs as they found me incredible rates from many different companies.

    ...

  • author
    Jas D.
    Oct 14, 2021
    Refinance rates were given as…

    Refinance rates were given as advertised, unlike other companies. Communication was quick. Transfer of funds was easy. Thank you.

    ...

  • author
    Ashley T.
    Oct 14, 2021
    Quick and easy refinancing

    Quick and easy refinancing. Got updates throughout the entire process from application to approval. Would recommend to anyone looking to refinance their private student loans!

    ...

  • author
    Kathryn Donahue
    Oct 14, 2021
    The process was very easy and…

    The process was very easy and straightforward.

    ...

  • author
    Heather Cassidy
    Oct 14, 2021
    It was tough to log in to credible…

    It was tough to log in to credible first, then get a password for the lender's page. After the final loan went to the school I ( the cosigner) didn't get confirmation that the loan was disbursed. I think the CrediBull is super cute and memorable.

    ...

  • author
    Fred Flin
    Oct 14, 2021
    good job

    good job! I hate to type

    ...

  • author
    Amir Shakibafar
    Oct 13, 2021
    Very easy to navigate and get the best…

    Very easy to navigate and get the best rate

    ...

  • author
    Joshua Brown
    Oct 13, 2021
    I only felt the need to call once and…

    I only felt the need to call once and when I did I was answered right away and the person provided exactly what I needed. The call took only about three minutes total!

    ...

  • author
    Roberta
    Oct 10, 2021
    Working with Credible was easy and not…

    Working with Credible was easy and not stressful at all. My son was able to refinance his students loans without any issues. The rates were very good. When calling with questions, everyone was knowledgeable and genuinely nice.

    ...

  • author
    Ruth
    Oct 10, 2021
    The process was extremely quick and…

    The process was extremely quick and seamless I did everything from my laptop and my new was ready to go within a week. I’m glad I refinanced.

    ...

  • author
    Kimberly Jiron
    Oct 10, 2021
    Great and fast service.

    Great and fast service.

    ...

  • author
    In Florida
    Oct 10, 2021
    The whole process was difficult and…

    The whole process was difficult and confusing. At this point in time I still have no idea if the loan has gone through, if it had when it will be distributed. And still can’t long on to website. Website says I need to set up account. Put in information. It says I already have account. Type in Information it say I don’t have account. At this point customer service is non existent. Basically per generated emails say they got my emails.

    ...

  • author
    Kimberly Reveil
    Oct 09, 2021
    Student loan refinance

    The student loan refinance was quick and seamless.

    ...

  • author
    Cathy
    Oct 08, 2021
    Easy and straight forward

    Easy and straight forward. I was able to choose a new lender and that process was quick and easy as well. I strongly recommend using credible.

    ...

  • author
    JIN LU
    Oct 08, 2021
    GREAT

    GREAT COMPANY AND AMAZING SERVICES

    ...

  • author
    Emily Clark
    Oct 07, 2021
    The process was fast

    The process was fast, response time was short. Thank you

    ...

  • author
    Marlin Menschel
    Oct 04, 2021
    Provided excellent service!

    Provided excellent service!

    ...

  • author
    TL-Hayes
    Oct 03, 2021
    Simple to refinance

    Simple to refinance - very happy

    ...

  • author
    A Ordonez
    Oct 03, 2021
    Very easy to work with..

    Very easy to work with.. Funded 2 days.. I would recommend

    ...

  • author
    Bryan
    Oct 03, 2021
    Fast and easy

    Fast and easy

    ...

  • author
    JB
    Oct 03, 2021
    Helpful

    Took few years to get a lower monthly payments but it saved me $90 a month.

    ...

  • author
    Maddison Driscoll
    Oct 03, 2021
    Helped make refinancing super easy!

    Helped make refinancing super easy!

    ...

  • author
    Brittany Quint
    Oct 01, 2021
    Easy to apply and a quick turn around

    Easy to apply and a quick turn around

    ...

  • author
    Timothy Jensen
    Oct 01, 2021
    Great Service

    Quick. Efficient. Zero hassle. Loan processed within 72 hours of going through credible.

    ...

  • author
    John Bell
    Oct 01, 2021
    No complaints

    No complaints. The conditions are really not bad

    ...

  • author
    Co
    Sep 29, 2021
    Great help to refinance my loans

    Great help to refinance my loans! Very easy to do

    ...

  • author
    Mohan Ramakrishna
    Sep 29, 2021
    This was smooth process

    This was smooth process

    ...

  • author
    Lucas Kline
    Sep 28, 2021
    Refinanced school loans

    Refinanced school loans. Was quick and easy. Got a good rate which exceeded the rates I got from other well known loan companies.

    ...

  • author
    victor stone
    Sep 27, 2021
    Credible is the real deal

    Credible is the real deal. I would find loans that looked great but then wouldn't work with the school I was going to. It got super frustrating and I decided to take a chance on credible. It was so quick and easy. I mean in an hour I had my loan approved and everything was done. No joke.

    ...

  • author
    Jennifer Jackson
    Sep 27, 2021
    After weeks of searching for a college…

    After weeks of searching for a college loan, I found Credible. One of the options was a great fit and we finished the process in just a few days. Credible simplified the process and that was a welcome benefit in a very complicated time.

    ...

  • author
    Karen Padron
    Sep 27, 2021
    It was simple and easy.

    It was simple and easy.

    ...

  • author
    Nikki
    Sep 27, 2021
    Very easy and fast loan process.

    Very easy and fast loan process.

    ...

  • author
    lots_of_loans
    Sep 27, 2021
    Credible was excellent in helping me…

    Credible was excellent in helping me find where to refinance my student loans.

    ...

  • author
    Frances Skaggs
    Sep 27, 2021
    The customer service agents I dealt…

    The customer service agents I dealt with were personal and friendly and very, very helpful. At first I wanted to be confident in refinancing my student loan, and I am so happy I did it! I saved so much money and will be able to finally pay off my student loan at a lower rate in a shorter time!

    ...

  • author
    Connie Paullis
    Sep 27, 2021
    Our refinance went very smooth

    Our refinance went very smooth

    ...

  • author
    Corey K
    Oct 01, 2021
    Some pain, but good for student loan refinancing

    Went with a student loan servicing through Credible. Though refinancing offers were good, Credible's instructions and support related to redeeming sign up bonuses were not. However, in end I had a great refinancing offer that I accepted and Credible honored their offering. Not a painless experience, but a good one in the end.

    ...

  • author
    Mary S.
    Sep 26, 2021
    Simple and easy process

    Simple and easy process. Best rates anywhere. I will be refinancing for my son as well.

    ...

  • author
    W.c
    Sep 25, 2021
    So I needed a loan for the college and…

    So I needed a loan for the college and as we were lookin for places that can support us we found this loan place. They were all nice with the times and all, basically very kind

    ...

  • author
    LD
    Sep 24, 2021
    Very happy with Credible

    Very happy with Credible. They did a quick application and turn around time was also fast!. I'm so excited that my student loan payments are much lower now and there were no fees involved to do this refinance!!

    ...

  • author
    Uju C
    Sep 24, 2021
    Credible gave me the opportunity to…

    Credible gave me the opportunity to shop for the best rate at once all in one place. It was very easy and quick. I got a rate that was far better than what I initially got from a major lender (almost half of it). I am very much satisfied! Thank you Credible!

    ...

  • author
    Jennifer Stenger
    Sep 24, 2021
    We really didn’t know how to start when…

    We really didn’t know how to start when looking for student loans. Credible gave us an idea of what was out there and let us compare to find what works best for us.

    ...

  • author
    Gregg K
    Sep 23, 2021
    Easy to use

    Easy to use, fast decisioning and good rates.

    ...

  • author
    Mario Gonzalez
    Sep 23, 2021
    Successfully refinanced

    Successfully refinanced. Thanks!

    ...

  • author
    Swaranjit S Gill
    Sep 23, 2021
    Interest too high for student loans.

    Interest too high for student loans.

    ...

  • author
    Justin Hamilton
    Sep 22, 2021
    Great

    It was a great experience.

    ...

  • author
    DP
    Sep 22, 2021
    Excellent

    Simple, helpful, and efficient. Excellent online service and portal

    ...

  • author
    Kevin Accinelli
    Sep 21, 2021
    Streamlined process

    Streamlined process, excellent customer service, and great rates.

    ...

  • author
    Nick
    Sep 21, 2021
    Great!

    Very easy process overall and happy with the results.

    ...

  • author
    Alissa Jording
    Sep 21, 2021
    Credible was easy to use

    Credible was easy to use. Found competitive rates with several lenders. Completed my student loan refinance within a week or two.

    ...

  • author
    J. Beck
    Sep 20, 2021
    Buh-bye student loans!

    Credible helped me find different lenders at different interest rates that would work best for me as I moved forward with refinancing my student loans! I am super impressed with the ease and how helpful the team was with the questions I had. 5/5 would recommend and use again if I EVER need loan consolidation and refinancing.

    ...

  • author
    Jill S
    Sep 20, 2021
    Poor customer service/process

    I have never run into a more archaeic way to apply for a joint loan. Customer service would send a cryptic notice saying we need more info but then when I called they wouldn’t tell me, saying my husband had to call. Then when he called, he gave them one bit of info and they said it was good to go. Then days later, same thing. I couldnt do anything or get information because it was re: his joint sections of the application. When we called, no one ever told us that he simply needed to add me as “authorized” so I could take care of the issue for him. We’ve completed home mortgages online that we’re less complicated. I would not recommend your services.

    ...

  • author
    Devon Goodman
    Sep 20, 2021
    Very helpful

    Very helpful, was able to help me when nobody else would. First time, I was able to finance over $20k in student loans in a 9.89% rate, to make it a 5.15% rate and lowered my payments by over $300/month!! Would highly recommend, especially if you need a good idea of the situation.

    ...

  • author
    Ricardo von Eckelhart
    Sep 20, 2021
    School Loan Refinance

    Credible made the whole refinancing of my school loans incredibly easy! Justin was my customer service representative and he was excellent in providing me with all the information I needed in order to make a well and informed decision on which loan was right for me. I highly recommend Credible if you are looking to refinance your student loans.

    ...

  • author
    Ronaldo
    Sep 20, 2021
    Credible is awesome in that it searches…

    Credible is awesome in that it searches through all loan banking websites to find you the best interest rate for your student loan. We were able to go from a 15 year 4.83% interest rate down to 10 year 2.91% interest rate which will save us a lot of money over time!

    ...

  • author
    AB
    Sep 19, 2021
    Was easy and helpful to use.

    Was easy and helpful to use.

    ...

  • author
    Laura C
    Sep 18, 2021
    I didn’t graduate..

    Credible was great for finding a lender to refinance my student loans, it was really difficult and frustrating trying on my own because I did not graduate. So thank you, Credible, for making it easy and providing me the options I had available to me all in one spot!

    ...

  • author
    S Vitris
    Sep 17, 2021
    Life changing savings

    I am so happy I found this website. I had all of my private loans through AES with high-variable interest.. I saw a commercial for refinancing and wanted to see if it was really worth trying & after I saw the soft rates & applied, I was offered 3.84% fixed interest through Citizens - saving myself $400/month!! without adding any time to the length of the loan. I wish I did this years ago but I am so thankful. There were a few other lenders but I chose Citizens because I know the company and others who have refinanced their loans through them. Great experience.

    ...

  • author
    Samantha
    Sep 16, 2021
    Working with Credible was super easy

    Working with Credible was super easy! I filled out the survey, was matched with loan providers that met my needs. I was able to apply for and secure a new refinancing loan for a private student loan where my interest rate was cut in half! Overall a super easy and great experience.

    ...

  • author
    Monica
    Sep 14, 2021
    They found me some real options and…

    They found me some real options and made the process simple. Thank you!

    ...

  • author
    Alexis Bakerink
    Sep 14, 2021
    SUPER user friendly!!!!

    For context, I am a 22 year old girl with ADHD and ai get frustrated easily. I found credible SUPER user friendly. I had tried competing sites like sofi and had trouble, but credible is sleek, straight forward and walks you through the process. I would highly recommend if you’re refinancing student loans.

    ...

  • author
    Lisa K
    Sep 14, 2021
    The process was efficient and…

    The process was efficient and straightforward. I got a competitive rate and received good customer service when I called.

    ...

  • author
    Subroto Majumdar
    Sep 14, 2021
    Credible made the process of shopping…

    Credible made the process of shopping for a student's loan very straight forward. The information provided was also accurate and transparent. This was our first time and we appreciated the clarity in the process.

    ...

  • author
    Jeffrey Leach
    Sep 14, 2021
    Folks were very helpful.

    Folks were very helpful.

    ...

  • author
    Cheryl A
    Sep 14, 2021
    Credible is super easy to use

    Credible is super easy to use and understand. We got our loan quickly and had a ton of options to choose from. Credible made education loans much easier to navigate. Thank you!

    ...

  • author
    Anne
    Sep 13, 2021
    The folks at Credible were incredibly…

    The folks at Credible were incredibly helpful and sincere. No pressure and friendly

    ...

  • author
    LAVERNE CHRISTIAN
    Sep 13, 2021
    Quick, efficient and friendly.

    Great company to work with.

    ...

  • author
    Alex Weiss
    Sep 13, 2021
    Dropped my APR 2+%

    I used credible to refinance my student loans and searched for the best APR. I choose the top result and dropped by APR from 5.71% to 3.48% which will help me pay off my loans faster and more off principle! So happy!

    ...

  • author
    Jeff Johannigman
    Sep 13, 2021
    Only one bank offered

    I got a refi offer from just one bank. I was hoping to have a more competitive experience.

    ...

  • author
    Simone Vitale
    Sep 12, 2021
    Easy process!

    Easy process and got great results for companies I wound up using for student loan refinancing.

    ...

  • author
    Aaron
    Sep 12, 2021
    Credible helped me save thousands

    Credible helped get me a very low interest rate to refinance my student loans that will save me literally thousands of dollars.

    ...

  • author
    Carmella Gibellino-Schultz
    Sep 12, 2021
    Sticker shock!!

    Sticker shock!!! After searching for student loans for my daughters college, it was unacceptable the interest rates I was finding. With credible I was able to secure a loan we could live with. Great, quick, easy

    ...

  • author
    happy-parent
    Sep 10, 2021
    Very happy with the service.

    Very happy with the service.

    ...

  • author
    Heinz S
    Sep 09, 2021
    Amazing experience and I was provided a…

    Amazing experience and I was provided a package better than I expected. The process of finding a lender through Credible was so easy and effective that I continued to question if it was real or not. Well it was real.

    ...

  • author
    Carlie
    Sep 09, 2021
    Great experience

    Great experience! Easy to navigate and a multitude of loan options. Would highly recommend.

    ...

  • author
    Frank Caz
    Sep 09, 2021
    Easy to apply

    Easy to apply, GREAT customer service reps and a ok rate

    ...

  • author
    Jerry P
    Sep 08, 2021
    Credible was easy to use

    Credible was easy to use, quick, and gave us multiple options for banks to choose from. All in all, a great service that saved us a lot of money.

    ...

  • author
    Catalino Ibarra
    Sep 07, 2021
    The process went on smoothly as I…

    The process went on smoothly as I expected. Thank you very much.

    ...

  • author
    Martinique Williams
    Sep 07, 2021
    Great Experience!

    Great Experience! Easy to Apply and Quick Decision

    ...

  • author
    Theresa
    Sep 07, 2021
    The process was easy resulting in a…

    The process was easy resulting in a full approval! Thanks for all your assistance

    ...

  • author
    Nicole Fauci
    Sep 07, 2021
    I was very satisfied with the ease of…

    I was very satisfied with the ease of use of your student loan providers.

    ...

  • author
    Maria Laboy
    Sep 06, 2021
    Straight forward application

    Straight forward application, quick response for acceptance. Customer service representatives always helpful and polite. Robert, from marketing went above and beyond following through the process and helping me submit additional information needed.

    ...

  • author
    Jean M Smith
    Sep 06, 2021
    Easy process

    We found a student loan that fits our needs and the process was painless.

    ...

  • author
    Happy
    Sep 06, 2021
    Nice and easy

    Nice and easy

    ...

  • author
    Tina
    Sep 05, 2021
    Easy to work with

    Easy to work with, personalized service, fast results. Would definitely recommend them!

    ...

  • author
    RhondaRenae Reaves
    Sep 05, 2021
    Very easy process.

    Very easy process.

    ...

  • author
    Jennifer Fauci
    Sep 05, 2021
    Ease of use

    I was well informed of my various options on student loan providers and more importantly the ease of use.

    ...

  • author
    karl horne
    Sep 04, 2021
    Service and follow through was great

    Service and follow through was great. This is the second time we have used you and are very happy

    ...

  • author
    Jeffrey Rodin
    Sep 04, 2021
    great customer service

    Assisted me in all steps of the process and got me the best rates to refinance my student loans. Everyone I had contact with was friendly and took time to get to know me and understand my situation. I felt very comfortable from start to finish.

    ...

  • author
    Kathi Swanson
    Sep 02, 2021
    Very easy access on line

    Very easy access on line. Very pleasant and helpful personnels. Fast approval. Very happy with the loan. Thank you! 🙂🌻

    ...

  • author
    Cindy Richens
    Aug 31, 2021
    I was able to see different lender…

    I was able to see different lender options and compare quickly. The only downside is that the credit rate I did qualify for was much higher than the rates they quoted…but we still obtained a very good loan.

    ...

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