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LendingTree Review

Find a customized quote easily

Reviews 10,389

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

LendingTree summary

LendingTree is quite possibly the world’s largest online loans marketplace. It helps connect users with offers for a wide range of loans and refinancing, including student loan refinancing. Thanks to LendingTree, users can compare several trusted lenders in one place and choose the one that is right for them.

Pros

  • Compare and apply to multiple lenders in one place
  • Understand each lender’s minimum requirements and selling points
  • LendingTree has 20+ years’ experience as a loans marketplace

Cons

  • Not a direct lender
  • Lenders have fairly high minimum credit requirements
LendingTreeat a glance
4.2

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Repayment flexibility

Offers multiple repayment plans- but no special repayment programs

4.0

Loan Types Covered

Covers most student loan types

4.0

Eligibility

Doesn't cover bad credit, low income borrowers

4.0

LendingTree LendingTree View Rates

Suitable For?

If you have one or more student loans and are still years away from paying them off, LendingTree is a good place to start. LendingTree enables anyone to do in a couple of minutes what it can take most people hours to do on their own: compare student loan refinance providers according to rates, terms, minimum credit score, and other factors.

Loan Features

Firstly, it’s important we emphasize that LendingTree is not a direct lender. Rather it is a marketplace that lets users compare lenders. 

Here are the highlights of LendingTree’s student loan refinance comparison tool:

  • Features 9 trusted nationwide lenders that have been vetted and approved to join LendingTree’s network.

  • APRs, terms, loan amounts, and minimum credit score are clearly displayed, making it easy to compare lenders.

  • Each lender has a “View Details” button that lets you see more information about the lender, such as features and minimum requirements.

  • “Apply Now” button next to each lender to apply for a student loan refinance directly on that lender’s website.

  • Free educational tools and resources, including a student loan refinance calculator to help you calculate monthly payments and total interest paid.

The Application Process

When it comes to most types of loans, such as mortgages, personal loans or business loans, LendingTree makes visitors to its website fill out a short online form to see rates. But when it comes to student loan refinance, LendingTree doesn’t require anything at all. Anyone can just log in to LendingTree’s student loan refinance page and see a comparison of trusted lenders. If you see a lender you like on the list, simply click “Apply Now” to be taken to that lender’s website where you can complete an application.

Each lender sets its own requirements. Here are some of the things LendingTree’s partners expect of student loan refinance applicants:

  • US citizen or permanent resident

  • At least 18 years old

  • Live in one of the 50 US states or the District of Columbia

  • Minimum credit requirements vary from 660+ to 680+ across the various lenders

  • Debt-to-income ratio that demonstrates an ability to repay the loan

  • Bachelor’s degree or higher from one of the lender’s approved post-secondary institutions

  • Holder of private or federal student loan(s) that are not delinquent or in default

  • History of paying current student loans on time.

  • Able to provide a loan statement for each loan that is up for refinance

Loan Terms

LendingTree currently works with 9 lenders in the student loan refinance space. Each lender sets its own requirements. The following are the main features you can expect to find across LendingTree’s partnering lenders:

  • Completely online application process

  • Combine all your existing student loans into 1 monthly payment

  • Can be used on private, federal, undergrad, graduate school, or Parent PLUS student loans

  • Minimum loan amounts range from $5,000 to $10,000 across the various lenders

  • Maximum loan amounts range from $120,000 with one lender to no max with several lenders

  • No application or origination fees

  • No prepayment penalties

  • 0.25%-0.50% rate discounts when using autopay to make monthly payments

  • Deferment, postponement, or forbearance options available for when you can’t make payments due to unemployment or other reasons

  • Some of the lenders offer referral programs with rewards for every customer you refer

  • One of the lenders promises that for every loan it funds, it will also fund the education of someone in need

  • Some of the lenders have a cosigner option

Repayment Terms

Most of the lenders in LendingTree’s network offer a choice of fixed or variable rates. The absolute minimum APR shown for a fixed-rate student loan refinance is 3.39%. For variable rates, the lowest introductory APR is 2.54% and the highest is 11.50%. 

Borrowers can find the following loan terms through the participating lenders: 5, 7, 8, 10, 12, 15, or 20 years.

How Safe Is It? 

LendingTree’s platform is perfectly safe to use. It costs nothing to use LendingTree to find a student loan refinance provider and you won’t be asked to provide personal details at any stage. Of course, if you select a lender from LendingTree’s list, you will be required to give the lender sensitive information in order to apply for a refinance. As you’d expect, LendingTree conducts thorough vetting of all the lenders it works with.

Help & Support

LendingTree is a mainly online service. However, it does offer customer service, as well as useful FAQs, tools, and resources, to help you understand the right way to refinance your student loans.

Phone: During extended business hours Monday to Friday and extended hours on Saturday.

Email: Direct contact form on LendingTree’s website.

Summary

If you have multiple student loans you’d like to refinance, LendingTree is a good place to begin. LendingTree’s online loans platform lets you easily compare student loan refinancing providers in the business. If you find a lender you like, just click the “Apply Now” button next to complete your application and get yourself closer to freeing yourself of your student debt.

Physical Address

LendingTree, LLC

11115 Rushmore Dr.

Charlotte, NC 28277

LendingTree LendingTree View Rates

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

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Trustpilot reviews

See what some costumers are saying about LendingTree
LendingTree
ExcellentReviews 10,389
on
Excellent
81%
Great
11%
Average
2%
Poor
1%
Bad
5%
  • author
    Jerry Adamson
    19 hours ago
    Worked with me all the way.

    Worked with me all the way. Just give them what they need and life goes on. .

    ...

  • author
    customer
    a day ago
    Shakim Tilley made the process pain…

    Shakim Tilley made the process pain free. I recieved the funds earlier than expected and Shakim was very attentive to my emergency fund needs and personal loan information. He was professional and I felt dignified requesting the money not like some other companies who make you feel like scum for needing the money. I'm very happy and if I need a kendr again I will contact Shakim

    ...

  • author
    Joe Shimchick
    a day ago
    This was a great experience with little…

    This was a great experience with little to no complications to do online. I am not the most competent computer user, but this was easier than expected. I do wish the time frame from approved to in the account for use was a litt;e more timely though. I can say than other than that, it was a pleasant experience. Thank You Joe Shimchick

    ...

  • author
    Lisa Carter
    2 days ago
    Very helpful

    Helped me to get a loan it was easy process

    ...

  • author
    James Freeman
    2 days ago
    The process was very simple

    The process was very simple. Got a answer back the next day. The money was in my account the next day.

    ...

  • author
    Walker
    2 days ago
    Painless application

    Painless application , fast determinations , hassle free deposit into your account .

    ...

  • author
    Linda Nieto
    3 days ago
    Abby is the person that helped me with…

    Abby is the person that helped me with my loan and she is a very delightful person! Abby made the loan process quick and easy. The loan was the best out of 7 others I looked at. I am very pleased with all the extra financial tools lending tree offers at no extra cost. The loan I got was for a new engine in my car, I can't Thank you enough. Sincerely, Linda Nieto

    ...

  • author
    Tanisha D.
    3 days ago
    A pleased customer

    Lending Tree match you with lenders, and the lenders follow through. I am pleased with my experience!

    ...

  • author
    Rosa Aguilera
    3 days ago
    Lending tree was very professional and…

    Lending tree was very professional and fast to closing loan offer. Kind to customer s and very affordable

    ...

  • author
    Ricky King
    3 days ago
    Lending tree cares about you and what…

    Lending tree cares about you and what is going on with you and how are they able to help as much as possible and they will do everything in their power to assist you in your future endeavors.

    ...

  • author
    Silvia Martínez De Leos
    4 days ago
    Honestly helpful I recommend lending…

    Honestly helpful I recommend lending trees to friends and family members

    ...

  • author
    Maria Bellosillo
    4 days ago
    Helpful and quick process

    Helpful and quick process

    ...

  • author
    Neyda Rivera
    4 days ago
    Excellent service

    Excellent service, fast attention

    ...

  • author
    Cecilia
    4 days ago
    Very easy and efficient on finding a…

    Very easy and efficient on finding a lender to meet your needs.

    ...

  • author
    Jeff G.
    Nov 25, 2021
    Amazing and fast loan.

    Amazing and fast loan. Thanks very much

    ...

  • author
    Corazon C.
    Nov 24, 2021
    The process is seamless and very easy.

    The process is seamless and very easy.

    ...

  • author
    Gary Knight
    Nov 24, 2021
    Helped me for Thanksgiving and bill…

    Helped me for Thanksgiving and bill consolidation

    ...

  • author
    Maxine Macdonald
    Nov 24, 2021
    Quick

    Quick, easy and done!

    ...

  • author
    Michael Selig
    Nov 24, 2021
    Don't Give them your Phone Number you will Regret it.

    I am so sorry that I went to The Lending Tree web site and entered my information. Immediately after I entered my information I was hit by an Onslaught of phone calls from Mortgage Brokers. Call after call after call. It was over whelming. All I wanted was 1 broker and a quote not multiple annoying calls from aggressive brokers. I will never use this company again.

    ...

  • author
    Phillip
    Nov 24, 2021
    Helping tree!

    Lending Tree did a very good job for me. Didn't think they could help me. Basically said they couldn't and next day they had list of lenders for me to choice from. Thank you: Phil

    ...

  • author
    Sharon
    Nov 24, 2021
    Very easy

    Very easy, efficient, fast, and professional help. Great people to work with.

    ...

  • author
    Timothy Morgan
    Nov 24, 2021
    Greta experience

    Very quick and easy process. The loan funded the next day and the rate and payment was very reasonable.

    ...

  • author
    Mona lane
    Nov 24, 2021
    Great experience fast and easy

    Great experience fast and easy

    ...

  • author
    Dorothy
    Nov 24, 2021
    The loan was quick and I got the money…

    The loan was quick and I got the money in my account on the next business day. The application was simple and easy to use. I’m glad I took this decision!

    ...

  • author
    David Sherer
    Nov 24, 2021
    VERY EZ TO APPLY

    VERY EZ TO APPLY , QUICK RESPONSE WITH OFFERS . SEVERAL CHOICES. EZ APPROVAL & QUICK FUNDING (2 DAYS)

    ...

  • author
    Barbara Kendrick
    Nov 24, 2021
    I was very happy with the customer…

    I was very happy with the customer service and how quickly my loan was funded. No stress!!

    ...

  • author
    DENNIS DEWAYNE
    Nov 24, 2021
    I want to relocate from where I am....

    I want to relocate from where I am before, bcuz where I am before is my dad HOUSE now I want to relocate to my own apt

    ...

  • author
    Karla Diaz
    Nov 23, 2021
    Very efficient

    Very efficient

    ...

  • author
    Gregory Powels
    Nov 23, 2021
    Awesome Things were very Clear to…

    Awesome Things were very Clear to Understand. Again Thanks

    ...

  • author
    Lydia H
    Nov 23, 2021
    LendingTree came through for me when I…

    LendingTree came through for me when I needed a little help. It was quick and easy! Everything went like they promised. I recommend them without reservations.

    ...

  • author
    Candes
    Nov 22, 2021
    Thanks so much for everything ❤

    Thanks so much for everything ❤

    ...

  • author
    Karen Devor
    Nov 20, 2021
    Very helpful and efficient.

    Very helpful and efficient.

    ...

  • author
    Diane Croteau
    Nov 20, 2021
    The experience was great

    The experience was great. Thank you for all your help. Would recommend you guys to anyone.

    ...

  • author
    H.Simpson
    Nov 20, 2021
    I experienced good

    I experienced good, fast and detailed service. No hassles, I picked my terms received a follow up phone call to confirm everything. I would highly recommend.

    ...

  • author
    Jeanette Galligan
    Nov 20, 2021
    Yes! All good things , this being the first time I tryed useing your services!

    I have heard of your company before! All good things I just need a little money to get me through too Christmas please

    ...

  • author
    JLM Lawrence
    Nov 20, 2021
    You are still offering to give me a loan and have not just closed the door on me cause I can setup with my bank they get their money straight off the top before I even see my check which helps me.

    You are still offering to give me a loan to me that is a positive way I have learned to look at it Thank You

    ...

  • author
    P. Lueck
    Nov 19, 2021
    Everything went smoothly and I got a…

    Everything went smoothly and I got a very good rate. The recommended service was very helpful and very nice to work with.

    ...

  • author
    James Mitchell
    Nov 19, 2021
    When will I knkow

    When will I knkow

    ...

  • author
    Christian Bonfil
    Nov 19, 2021
    I get a very good loan and good…

    I get a very good loan and good interest I like to recommend to my friends

    ...

  • author
    David Vollberg
    Nov 19, 2021
    The team I worked with did a great job…

    The team I worked with did a great job working with a last minute change and closed my loan out on time.

    ...

  • author
    Dee
    Nov 19, 2021
    Right team

    Right team, right time in life! Thank You

    ...

  • author
    Judith Hernandez
    Nov 19, 2021
    Awesome experience ..wonderful customer…

    Awesome experience ..wonderful customer service ..Julissa was very informative and patient.

    ...

  • author
    Denise Morse
    Nov 19, 2021
    easy, never had any issues

    Everything was easy to get finished and never had any concerns

    ...

  • author
    Peter Nwode
    Nov 18, 2021
    Lovely but need funds directly to myself

    Lovely but need funds directly to myself

    ...

  • author
    Juan Delgado
    Nov 18, 2021
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    ...

  • author
    Maria Calvo
    Nov 18, 2021
    Never received a respond

    Never received a respond, I went another Leander.

    ...

  • author
    Dora - Houston, Tx
    Nov 18, 2021
    The loan process was easy and fast

    The loan process was easy and fast. Thank you Lending Tree, Dora

    ...

  • author
    Rosalinda Schwegel
    Nov 18, 2021
    Extremely best experience it is best…

    Extremely best experience it is best and really quickiest and greatful service I've ever seeing.thank you for your service.

    ...

  • author
    Funeralady
    Nov 18, 2021
    FASTEST LOAN EVER

    This was the BEST experience that I have ever had with a loan. They verified all of my info, and had the funds in my bank account in less than 24 hours!!!

    ...

  • author
    Allison Shaddox
    Nov 18, 2021
    An amazing experience

    An amazing experience! I definitely recommend lending tree. Affordable rates!

    ...

  • author
    Teresa Moura
    Nov 18, 2021
    My experience with Lending Tree was…

    My experience with Lending Tree was excellent. I was given several loans to pick from and choose one that fit my needs and will be paid off in 5 years. Thank you Lending Tree!

    ...

  • author
    Happy Customer
    Nov 18, 2021
    Very quick and easy

    Very quick and easy. Approved within minutes, funded in less than 48 hours. Very happy with the process!

    ...

  • author
    Charles Mcglawn
    Nov 18, 2021
    This is without a doubt the easiest…

    This is without a doubt the easiest place I have ever dealt with on a loan. The staff is extremely helpful and understanding. They are some good people to deal with and I highly recommend them.

    ...

  • author
    PR
    Nov 18, 2021
    Quick and easy

    I was able to secure a small personal loan easily and without much complication. I would recommend this site to anyone new to the process as I was able to compare different loans.

    ...

  • author
    Jeff Sears
    Nov 18, 2021
    Fast and easy and affordable payments

    Fast and easy and affordable payments

    ...

  • author
    James Roberson
    Nov 18, 2021
    Lending Trees is first class!

    Lending Trees has always found me competitive rates and on time loan help. They also help me keep up with my credit and my options. I’m very pleased with every aspect of the Lending Tree experience.

    ...

  • author
    Ryan W
    Nov 18, 2021
    Fast

    Fast, easy, and a fair rate, What else can you ask for?

    ...

  • author
    Jerome Sterling
    Nov 18, 2021
    Thank you for your time explaining…

    Thank you for your time explaining everything to me hopefully one day we can do business again I will also recommend to Others about my experience Be safe God-bless happy holidays

    ...

  • author
    Michele Mackinnon
    Nov 18, 2021
    Very easy process and money arrived the…

    Very easy process and money arrived the next day for medical expenses. Would use again!

    ...

  • author
    Linda Fitzpatrick
    Nov 18, 2021
    It was a good experience

    It was a good experience. Things worked smoothly and efficiently. Received funds within 2 days of providing information.

    ...

  • author
    Karen Decapua
    Nov 18, 2021
    Excellent quick service

    Excellent quick service. I had the money the next day after closing. I would recommend Lending Tree

    ...

  • author
    Avrum Schwartz
    Nov 18, 2021
    Easy

    Easy and quick approval

    ...

  • author
    Thomas Cerna
    Nov 18, 2021
    very professional company

    very professional company. very helpful and knowledgeable. a pleasure to work with.

    ...

  • author
    Joanne
    Nov 17, 2021
    I used lending tree even though I…

    I used lending tree even though I already researched lenders for a personal loan. It gave me a variety of things to consider before choosing and I loved the helpfulness of the staff.

    ...

  • author
    Russell Fallacara
    Nov 17, 2021
    It was a pleasure working with the…

    It was a pleasure working with the representative who was very helpful an assisted me the whole way through.

    ...

  • author
    Ivana V.
    Nov 17, 2021
    When I received the call from Justin

    When I received the call from Justin I didn’t really have any hopes but then he gave such sweet news to me and I literally started crying of such great news. It’s been a rough year with the pandemic for everyone I never thought I would need a loan as I had it on my own. After helping my family out and Christmas around the corner this is totally a great help. Thank you so much Justin he was so nice

    ...

  • author
    David Listzwan
    Nov 17, 2021
    I WOULD GIVE ZERO BUT NOT AN OPTION!!

    I WOULD GIVE ZERO BUT NOT AN OPTION!!! Used their site and never gave me anything to help and instead sold my phone number and now ever five minutes my phone rings twice and then hangs up. I have over fifty voicemails in under two hours. LENDING TREE IS A HUGE MISTAKE TO USE AND A COMPLETE SCAM!!!

    ...

  • author
    Jessie Sanchez
    Nov 17, 2021
    Plain and simple .

    Plain and simple you guys will not loan me any money because I do not have any credit established I still don't have any credit I don't know why you want me to reappl all I am trying to do is borrow money so that I could rent me at another home I need $2,000 pay first and last months rent and deposits with hopefully a little extra to buy some food .l can pay that back if you give me an opportunity how can I establish any credit if you don't give me an opportunity That's all I am asking . If you give me a chance and I will pay you back please

    ...

  • author
    Timothy Parsons
    Nov 17, 2021
    Lending tree is the simplest easy way…

    Lending tree is the simplest easy way to secure a personal loan. No more dealing with banks taking up your precious time. And, the loan amount is in your account quickly. I would suggest to anyone wanting a personal loan to use Lending Tree.

    ...

  • author
    Eleanor Ahmad
    Nov 17, 2021
    Thank you lending tree for trusting me .

    Thank you lending tree for trusting me .

    ...

  • author
    James Southworth
    Nov 17, 2021
    The experience w/ the application was…

    The experience w/ the application was too drawn out as it took several days w very little corresponds for your decision compared to the other existing company's some who are also affiliated with lending tree,club. Again thanks and would still consider doing business with your company. Thanks

    ...

  • author
    customer
    Nov 16, 2021
    I am most grateful in the approval of…

    I am most grateful in the approval of my loan. Thanks to the Lending Tree, someone very closed to me will have another opportunity to live.

    ...

  • author
    Angelia Marshall
    Nov 16, 2021
    Thank you

    Thank you, this was the best experience I've ever had with getting a loan it was quick and easy custom service was great and very nice I would recommend The Lending Tree to others.

    ...

  • author
    Charles Ashford
    Nov 16, 2021
    Fast and easy

    Fast and easy - it all worked as advertised. No credit pull until a product was selected. Money to accounts was very fast. Great experience

    ...

  • author
    Esther T. G
    Nov 16, 2021
    One of the best companies ever!!

    One of the best companies ever!!! I'm happy will

    ...

  • author
    Craig Pearson
    Nov 16, 2021
    I have nothing but good to say about my…

    I have nothing but good to say about my experience with Lending Tree. Shad was a joy to work with as he was always available to answer my questions and did everything he could to make this a painless process. 5 stars all the way

    ...

  • author
    Y. W.
    Nov 16, 2021
    An easy, seamless process

    What an easy, quick and efficient process! Thank you for processing my loan request as expeditiously as possible. The process was seamless. Will definitely recommend your services.

    ...

  • author
    Patricia Carter
    Nov 16, 2021
    Awesome!!

    Awesome!!! Great experience!!! Easy, fast process, great interest rate!!!

    ...

  • author
    Kate Blake
    Nov 16, 2021
    I was actually blown away at just how…

    I was actually blown away at just how simple this entire process was! I was really down on my luck after these past 2 years and did not see any light at the end of the tunnel. This little boost really gave me hope and I can now rest easy knowing my debt is paid and I have one easy payment a month. You honestly don't know how much this meant to me and my family!!

    ...

  • author
    Ang
    Nov 15, 2021
    Speedy

    Great service

    ...

  • author
    william coen
    Nov 15, 2021
    My Equifax alerted me today that I was…

    My Equifax alerted me today that I was a victim of identity theft...someone took all my money and credit of my cards...I applied for identity theft and they are helping me get things straight...but that's not helping me today...I wanted to please have a small loan of $500 to $1000 dollars...I am completely penniless because of the theft...I'm came to you for help...please help!!!

    ...

  • author
    Khyla Moore
    Nov 15, 2021
    Simple app quick funds!

    Simple app quick funds!

    ...

  • author
    Shana Hood
    Nov 15, 2021
    Great business!

    Great business!

    ...

  • author
    Tom Nimrod
    Nov 15, 2021
    Excellent service professional…

    Excellent service professional procedure. Thank You.

    ...

  • author
    Jason F
    Nov 15, 2021
    Highly recommended.

    Highly recommended.

    ...

  • author
    customer
    Nov 15, 2021
    a very easy

    a very easy, helpful experience knowledgeable and easy to work with.people

    ...

  • author
    Erica
    Nov 14, 2021
    Do your research

    Lending tree gives you high rate loan offers quickly. Do your research and go with OneMain if you want a better rate and the money in your account less than an hr.

    ...

  • author
    James Marisni
    Nov 14, 2021
    Thank you for being there for me

    Thank you for being there for me

    ...

  • author
    thomas joseph
    Nov 14, 2021
    Amazing!!

    Awesome! Super. Easy process and quick funding!

    ...

  • author
    Mattie Monagan
    Nov 13, 2021
    Excellent service

    Excellent service

    ...

  • author
    Ali Shaikh
    Nov 13, 2021
    Just awesome

    Just awesome, I needed this money to put on the table for my family. I highly recommend Landing tree for any of your financial needs. Great team

    ...

  • author
    Shawn Keegan
    Nov 12, 2021
    Needed a loan to clear debt collectors…

    Needed a loan to clear debt collectors off my credit report. Had 10 different offers to choose from. Picked the loan I wanted and three days later the money was in my account. Paid all my creditors in two days !! After this loan will be using Lending Tree to find my next option.

    ...

  • author
    Richard Edgar
    Nov 12, 2021
    Great staff caring understanding…

    Great staff caring understanding reasonable rates . Must try . Lenders are all solid.

    ...

  • author
    James Norred
    Nov 12, 2021
    Great and smooth experience

    Great and smooth experience

    ...

  • author
    Norman Cooley
    Nov 12, 2021
    They came through on their promises

    They came through on their promises

    ...

  • author
    Jesse Pallante
    Nov 12, 2021
    Lending tree was able to provide me…

    Lending tree was able to provide me with a fast and secure loan, that I needed to pay off my credit cards. The rate was also great with, five years to pay off the loan. It was a fantastic experience. Anyone that needs a loan should look into Lending Tree, they are great loans that will fit your budget. Thank you Lending Tree!!!

    ...

  • author
    Diego Dren Rivera
    Nov 12, 2021
    Wow..amazing fast approval..Thanks

    Wow..amazing fast approval..Thanks

    ...

  • author
    Yahaira Berrios
    Nov 11, 2021
    Excelent service

    Excelent service

    ...

  • author
    Kyle Tiemeier
    Nov 11, 2021
    Harassed by spam calls and lenders for days

    I submitted my information to Lending Tree for a home refi quote. The APRs were nowhere near as low as the rates on Lending Tree's clickbait ads. I could have lived with that, but immediately after I submitted the info I began getting 25+ calls/day. These weren't just refi lenders- they were for other unrelated services or automated spam calls.

    ...

  • author
    Ronald
    Nov 11, 2021
    UPON MY FIRST CALL TO LENDING TREE!!!!!!!!!!!!!

    UPON MY FIRST CALL TO LENDING TREE I WAS HOOKED UP WITH THE ,THE SMARTIST MORTAGE MAN AND HIS CREW, SADEL, WHAT A GUY, HERE I AM 72 YRS OLD AND THIS WAS ALL DONE ON MY TRUSTY LAP TOP. I HAD LITTLE IDEA WHAT TO DO. SADEL ALMOST SINGLE HANDEDLY WALKED ME THRU THE WHOLE PROCESS AND GOT MONEY AND A NEW MORTAGE IN LIKE ONE MONTH FROM START TO FINISH. SO PROFESSIONAL AND NO B/S GREAT SERVICE MY THANKS RON KRAIL

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