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BestMoney.com

LendingTree Review

Reviews 13,515
LendingTree
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LendingTree
LendingTree
Excellent
Reviews 13,515
Bestmoney Staff
Apr. 29, 2021
2 min read
BestMoney Staff
LendingTree Summary
LendingTree is quite possibly the world’s largest online loans marketplace. It helps connect users with offers for a wide range of loans and refinancing, including student loan refinancing. Thanks to LendingTree, users can compare several trusted lenders in one place and choose the one that is right for them.

Pros

  • Compare and apply to multiple lenders in one place
  • Understand each lender’s minimum requirements and selling points
  • LendingTree has 20+ years’ experience as a loans marketplace

Cons

  • Not a direct lender
  • Lenders have fairly high minimum credit requirements

LendingTree at a glance

8.4
Editorial score

Online experience

Has learning resources, access to rates, mobile app
10.0

Customer services and support

Multiple ways of reaching lender, wide range of hours
8.0

Repayment flexibility

Offers multiple repayment plans- but no special repayment programs
8.0

Loan Types Covered

Covers most student loan types
8.0

Eligibility

Doesn't cover bad credit, low income borrowers
8.0

LendingTree LendingTree View Rates

Suitable For?

If you have one or more student loans and are still years away from paying them off, LendingTree is a good place to start. LendingTree enables anyone to do in a couple of minutes what it can take most people hours to do on their own: compare student loan refinance providers according to rates, terms, minimum credit score, and other factors.

Loan Features

Firstly, it’s important we emphasize that LendingTree is not a direct lender. Rather it is a marketplace that lets users compare lenders. 

Here are the highlights of LendingTree’s student loan refinance comparison tool:

  • Features 9 trusted nationwide lenders that have been vetted and approved to join LendingTree’s network.

  • APRs, terms, loan amounts, and minimum credit score are clearly displayed, making it easy to compare lenders.

  • Each lender has a “View Details” button that lets you see more information about the lender, such as features and minimum requirements.

  • “Apply Now” button next to each lender to apply for a student loan refinance directly on that lender’s website.

  • Free educational tools and resources, including a student loan refinance calculator to help you calculate monthly payments and total interest paid.

The Application Process

When it comes to most types of loans, such as mortgages, personal loans or business loans, LendingTree makes visitors to its website fill out a short online form to see rates. But when it comes to student loan refinance, LendingTree doesn’t require anything at all. Anyone can just log in to LendingTree’s student loan refinance page and see a comparison of trusted lenders. If you see a lender you like on the list, simply click “Apply Now” to be taken to that lender’s website where you can complete an application.

Each lender sets its own requirements. Here are some of the things LendingTree’s partners expect of student loan refinance applicants:

  • US citizen or permanent resident

  • At least 18 years old

  • Live in one of the 50 US states or the District of Columbia

  • Minimum credit requirements vary from 660+ to 680+ across the various lenders

  • Debt-to-income ratio that demonstrates an ability to repay the loan

  • Bachelor’s degree or higher from one of the lender’s approved post-secondary institutions

  • Holder of private or federal student loan(s) that are not delinquent or in default

  • History of paying current student loans on time.

  • Able to provide a loan statement for each loan that is up for refinance

Loan Terms

LendingTree currently works with 9 lenders in the student loan refinance space. Each lender sets its own requirements. The following are the main features you can expect to find across LendingTree’s partnering lenders:

  • Completely online application process

  • Combine all your existing student loans into 1 monthly payment

  • Can be used on private, federal, undergrad, graduate school, or Parent PLUS student loans

  • Minimum loan amounts range from $5,000 to $10,000 across the various lenders

  • Maximum loan amounts range from $120,000 with one lender to no max with several lenders

  • No application or origination fees

  • No prepayment penalties

  • 0.25%-0.50% rate discounts when using autopay to make monthly payments

  • Deferment, postponement, or forbearance options available for when you can’t make payments due to unemployment or other reasons

  • Some of the lenders offer referral programs with rewards for every customer you refer

  • One of the lenders promises that for every loan it funds, it will also fund the education of someone in need

  • Some of the lenders have a cosigner option

Repayment Terms

Most of the lenders in LendingTree’s network offer a choice of fixed or variable rates. The absolute minimum APR shown for a fixed-rate student loan refinance is 3.39%. For variable rates, the lowest introductory APR is 2.54% and the highest is 11.50%. 

Borrowers can find the following loan terms through the participating lenders: 5, 7, 8, 10, 12, 15, or 20 years.

How Safe Is It? 

LendingTree’s platform is perfectly safe to use. It costs nothing to use LendingTree to find a student loan refinance provider and you won’t be asked to provide personal details at any stage. Of course, if you select a lender from LendingTree’s list, you will be required to give the lender sensitive information in order to apply for a refinance. As you’d expect, LendingTree conducts thorough vetting of all the lenders it works with.

Help & Support

LendingTree is a mainly online service. However, it does offer customer service, as well as useful FAQs, tools, and resources, to help you understand the right way to refinance your student loans.

Phone: During extended business hours Monday to Friday and extended hours on Saturday.

Email: Direct contact form on LendingTree’s website.

Summary

If you have multiple student loans you’d like to refinance, LendingTree is a good place to begin. LendingTree’s online loans platform lets you easily compare student loan refinancing providers in the business. If you find a lender you like, just click the “Apply Now” button next to complete your application and get yourself closer to freeing yourself of your student debt.

Physical Address

LendingTree, LLC

11115 Rushmore Dr.

Charlotte, NC 28277

LendingTree LendingTree View Rates

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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Trustpilot reviews
See what some customers are saying about LendingTree
LendingTree
Excellent
Reviews 13,515
on
Excellent
81%
Great
10%
Average
2%
Poor
1%
Bad
6%
P
patricia f.
15 hours ago
Quick timing! Follow the directions and results will come quickly.
I just loved the timing of this request. Within two days I sent over the requested documents and then the next morning I was approved and the money was in my account. You can ask for any better service than this.
C
chad gould
a day ago
Who got a loat is right?????
Who got a loan. If it was Intercoastal Finance / M&T Bank they did fine. Not sure how Lending tree had anything to do with it unless someone look out a loan for me that i am not aware of.
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vishnu mandal
2 days ago
Awesome good choice
Awesome good choice
S
sarah barlow
3 days ago
John was very helpful and listened well…
John was very helpful and listened well to me
M
michelle williams
3 days ago
The application was a short process
The application was a short process, however getting a decision on the loan was a lengthy wait supposedly a quick response and process. Overall a good process
C
carlos loya
4 days ago
The outreach from people willing to…
The outreach from people willing to help. Also, being able to find the right loan for me that would help me the most.
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sachin choudhary
4 days ago
Nic expectations thats app ise vry nic
Nic expectations thats app ise vry nic
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sandip more
4 days ago
Grewt is very great and nice
Grewt is very great and nice
consumer-image
turingmonk llp
4 days ago
Good Work and a nice place
Good Work and a nice place
L
lahari
4 days ago
Good experience nd thank full to this…
Good experience nd thank full to this company
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durgesh chaturvedi
4 days ago
loan propolsal is very interesting.
loan propolsal is very interesting.
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rosan chris
4 days ago
Loan process very fast and fair…
Loan process very fast and fair document charges good services
E
elsie figueroa
5 days ago
Customer Service
The customer service was very pleasant and Professional. They go with me through all the process. Thanks for give me the opportunity to join the Club.
D
douglas esty
5 days ago
The process of applying for a Loan…
The process of applying for a Loan through Lending Tree was fairly easy and very clear. It's a scary thing to do because it can have serious repercussions. So, making the process as uncomplicated as possible really helped.
K
kyle simpson
5 days ago
Thank you so much
Thank you so much
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ashish sahu
5 days ago
Best Plateform for small need...
Best Plateform for small need...
A
arijit
5 days ago
Good service
Good service
consumer-image
mx khan
5 days ago
Good experience
Good experience
j
jay
5 days ago
Good Service
Good Service
consumer-image
ram dev
5 days ago
Exllent exllent exllent exllent exllent
Exllent exllent exllent exllent exllent
consumer-image
देवाराम देवासी समदड़ी
5 days ago
Exllent exllent exllent exllent
Exllent exllent exllent exllent
S
sai kumar
5 days ago
Operation service is fast and reliable
Operation service is fast and reliable
A
adell spencer
6 days ago
The loan was handled and throughly
The loan was handled and throughly. The representative was great!
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shradha barme
6 days ago
They are contacting you to give 5 star…
They are contacting you to give 5 star ratings. Its a bad and fake
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tz
6 days ago
Very nice service
Very nice service
consumer-image
neetu sharma
6 days ago
Good service
Good service
consumer-image
ratna mandal
6 days ago
Very good app
Very good app
consumer-image
mayyank chhabra
6 days ago
Good service
Good service
consumer-image
umesh chandra
6 days ago
That's Awesome.
That's Awesome.
B
balaji
6 days ago
it was great
it was great
consumer-image
ritunjai gairola
6 days ago
Price worthy
Price worthy , come have a look
consumer-image
wendy short
6 days ago
Because I have to given you guys one…
Because I have to given you guys one star because you will sent me emails on top of emails but when I do go to try to get a lone so I can given my kids the best Christmas that they will even have this years what do I have to go and tell them that I don't have nobody to help me or anything else and I can't given you guys the best Christmas this years and guess what going to happened they are going to looked at me and say Mom we don't need anything for Christmas because we just got each other and we know that you don't have much money after you pay for everything we need and pay rent and car insurance so please don't worry about trying to get us something for Christmas OK we love you very much that's is why I real need to get you guys to help me get this money for my kids Christmas and I can making mouthy payment to you guys every month unit I get it played off and I can making mouthy payment of this much money $250 dollars then there will be sometime I can given you guys $500 dollars one month but if you guys will not letting me get this money from you guys to help me and my kids Christmas then you guys don't care about kids having a best Christmas at all but if you guys will help me get the lone from you guys that it is showing me that you guys real do have a hearted
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anoop kumar
6 days ago
Good experience with us
Good experience with us
consumer-image
surya varma
6 days ago
Very reliable service...
Very reliable service...
consumer-image
ramesh kumar
6 days ago
Better experience
Better experience
consumer-image
farhad hossain
6 days ago
service good
service good
consumer-image
ravindra sapte
6 days ago
Very genuine company and very nice…
Very genuine company and very nice service..I reccomend this for every one
consumer-image
srikumar r
6 days ago
Very grat and honest
Very grat and honest
consumer-image
pema tamang
6 days ago
Give us good service to
Give us good service to
R
rishabh lodhi
6 days ago
Nice place must visit
Nice place must visit
consumer-image
ashwani pandey
6 days ago
It is good very nice
It is good very nice
consumer-image
kishore pagadala
6 days ago
Very nice and great experience
Very nice and great experience
E
exprès pierre louis
7 days ago
Excellent
I have a good experience with you guys.you so helpful I love you very much . Last time I have a big family problem. You guys help me bring food to my family. Paid my bills I don't what to said but , I will never forget you. I refer you a lot off customer and I will send you more . God bless you guys
R
rochak chaudhary
7 days ago
Plz support this
Plz support this
N
nadine williams
7 days ago
Lending Tree was true to word and very…
Lending Tree was true to word and very efficient. This company allowed me to get back on my feet and regenerate my credit. I cannot be more grateful. Thanks a million
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shubham kumar
7 days ago
Thankyou this website
Thankyou this website
consumer-image
neeraj rana
7 days ago
Excellent very good
Excellent very good
consumer-image
collins alli
7 days ago
(I HAVE USED THEIR WEBSITE NAME AS MY PROFILE PHOTO IN THIS REVIEW IN CASE YOU NEED HELP AND WANT TO. CONTACT THEM).
I WAS DUPED BY THIS PEOPLE THEY ARE WICKED I GOT HELP ON NAME MY PROFILE PHOTO AM USE
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dharmendra k jadeja
7 days ago
Nice service received
Nice service received
K
kattie
7 days ago
When you need to lend money from…
When you need to lend money from financial institutions. At time it gets very hard but with lending tree it was a great n quick. Thanks
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vasanth a
7 days ago
All these reviews about lending tree is…
All these reviews about lending tree is a scam. They will reach you on WhatsApp saying a job opportunities & will ask you to write a review with 5 star ratings
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v s
7 days ago
This is an excellent platform.
This is an excellent platform.. I really enjoyed using this website.. I fullfills all my daily needs.
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ravikant upadhyay
7 days ago
Trust they build
Trust they build
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pankaj indu
7 days ago
Great experience with site
Great experience with site
consumer-image
lucky patowary
7 days ago
It was a great experience
It was a great experience
consumer-image
misc world
7 days ago
Nice products very good.
Nice products very good.
consumer-image
manish singh raghuvanshi
7 days ago
Good service n fast loan provided for…
Good service n fast loan provided for me just in 5 minutes on without any paper or documents just upload my KYC. & Get loan.
L
laurie
8 days ago
Quick response and quick on receiving…
Quick response and quick on receiving the funds. Very happy. Thank you.
H
hello
8 days ago
Woowowowow what a nice service
Woowowowow what a nice service
consumer-image
aarti kumari
8 days ago
Pawan Kumar
Pawan Kumar Age 23 years Data entry operator CITY.ARA BIHAR
consumer-image
nittin sharma
8 days ago
Great experience
Great experience
consumer-image
darshan kadam
8 days ago
It was very great experience.
It was very great experience.
M
maddy biswas
8 days ago
Very useful app
Good service n fast loan provided for me just in 5 minutes on without any paper or documents just upload my KYC. & Get loan.
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swapan bhattacharya
8 days ago
I always tryst kn krnding tree
I always tryst kn krnding tree
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mayank verma
8 days ago
Nice and easy to use
Nice and easy to use
consumer-image
vyabhav singh
8 days ago
It's nice join good experience great
It's nice join good experience great
S
sittu prakash
8 days ago
Excellent…
Excellent…
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nikhil shukla
8 days ago
That is a great company
That is a great company
A
aditya
8 days ago
A very good company
A very good company
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nidhi sharma
8 days ago
Wonderful day
Wonderful day
D
darshan
8 days ago
Good service
Good service
R
richard - jones
8 days ago
Excellent Service
The information and application was processed immediately. I was given several options actually in excess of what I originally asked for. This gave me more flexibility in consolidating debt, specifically to increase cash flow on a fixed income. We closed the loan that same day and money was disbursed the following day.
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ziva
9 days ago
Kelly G. knows her stuff!
I was looking for new auto insurance and got in touch with Kelly G. on the phone. Her customer service was amazing. I give her 5 stars. Some people who are in auto sales can be real jerks and know it alls. Kelly treated me like a friend. She was really sweet and I enjoyed speaking to her. I hope her boss reads my review and gives her a raise.
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ashwin raj
9 days ago
Lending done easy !
They understand your requirements and needs and provide proficient solutions with ease and simplicity !
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johirul islam
9 days ago
Awesome i love it
Awesome i love it
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dr_brij bhushan pandey
9 days ago
Great Experienced we had
Great Experienced we had Excellence Flawless
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raj subba
9 days ago
Great experience
Great experience
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anoop kumar
9 days ago
Best service
Best service provided by trust pilot
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rajan oza
9 days ago
Had a great experience
Had a great experience
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karthika prasanna
9 days ago
Good service providers
Good service providers
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rajesh kavi
9 days ago
Great opportunity for
Great opportunity for This experience
M
mohd fahad
9 days ago
Great service’s ❤️
Great service’s ❤️
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rituraj jain
9 days ago
This is place I must say everyone visit.
This is place I must say everyone visit.
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dharane dharan
9 days ago
Very good service
Very good service
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raju kumar
9 days ago
Well and good experience
Well and good experience
H
hdow tec
9 days ago
Good service n fast loan provided for…
Good service n fast loan provided for me just in 5 minutes on without any paper or documents just upload my KYC. & Get loan.
A
arvind kumar ashok
9 days ago
Happy with this tool
Happy with this tool
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kuldeep singh
9 days ago
Great opportunity to learn new things…
Great opportunity to learn new things and one of the best company for freshers to start their career.
K
kristina
10 days ago
hello I want to get a loan from your…
hello I want to get a loan from your bank. I am a Lithuanian citizen and working. would it be possible?
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pankaj thakur
10 days ago
Amazing service and good coustomser…
Amazing service and good coustomser support
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kanishk suhalka
10 days ago
Nice we got nice feedback
Nice we got nice feedback
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madan thakur
10 days ago
Very good and Excellent
Very good and Excellent
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sourav patra
10 days ago
my respnsibility
this is amazing service
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deivarajan b
10 days ago
Great experience
Great experience
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shahbaz ali
10 days ago
Excellent
Excellent service excellent everything must go and visit
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chirag jain
10 days ago
Best application for refinancing
Best application for refinancing. Best in class service.
A
abdul rahman
10 days ago
Okkkkkkkkkk
Okkkkkkkkkk
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bijjam madhan kumar reddy
10 days ago
Wow it's amazing super experience
Wow it's amazing super experience
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aman sharma
10 days ago
Best lending company when I need funds…
Best lending company when I need funds get immediately with less paper work must recommend this company
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karthick shanmugasundaram
10 days ago
I had came across the social media…
I had came across the social media platforms about the loan services provided by lending tree which I found useful during my immediate loan needs. They're providing a loan with paperless work and the processing of loan were speedy than I expected