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Lend-Grow Review

Bestmoney Staff
Jan. 17, 2022
2 min read
BestMoney Staff
Lend-Grow Summary
Lend-Grow is an online loans marketplace that connects users with a network of lenders for refinancing the loan and offers a one-time $500 cashback bonus when you refinance a loan of at least $100,000. This is on top of the low rates and any discounts you may receive from their lenders, including a 0.25% autopay discount.


  • A range of rates from network of lenders
  • Offers a $500 promotional cashback bonus
  • None of the partners charge origination fees


  • Not a direct lender
  • Some smaller lenders may have less digital application process

Lend-Grow at a glance

Editorial score

Online experience

Good online resources, but no access to rates

Customer services and support

Multiple ways of reaching lender, wide range of hours

Repayment flexibility

Offers multiple repayment plans- but no special repayment programs

Loan Types Covered

Covers most student loan types


Loans available to all credit types, income levels, and loan types

Suitable For?

If you’re struggling to find a good student loan refinance from the big lenders, Lend-Grow can help find you a deal from a smaller local lender. Lend-Grow takes all the guesswork out of refinancing your student loan, helping you compare and pre-qualify for deals from local lenders in minutes. Their Their program also offers a one-time $500 cashback bonus when refinance a loan of at least $100,000.

Loan Features

As a marketplace, Lend-Grow exists to match you with a suitable lending partner. When you apply to Lend-Grow, it quickly scans through its lender network to find you the right student loan refinance for your needs and requirements.

Here are the highlights:

  • One application form earns you pre-qualification to multiple lenders
  • Fixed-rate refinancing: 3.95% - 9.19% APR
  • Variable-rate refinancing: 4.54% - 11.72% APR
  • Lend-Grow scans through its lender network to find you favorable rates and terms
  • They offer a 25 years term if you are looking for low payment options.
  • Entire application takes place online—from initial quote request to closing your refinance.

The Application Process

The entire Lend-Grow process involves 3 easy steps.

1. Provide information. This includes: name and contact details, name of co-signer (if you have one), gross annual income, rent/mortgage payment, rent/ownership information, estimated student loan balance, and current monthly payment.

2. See your offers. After you press ‘Submit’, Lend-Grow shows you a list of lenders with favorable rates and payment terms. Choose the one you think is right for you.

3. Apply at lender. After you choose a lender, Lend-Grow redirects you to the lender’s website where you complete the application. 

Loan Terms, Amounts, and APR

Lend-Grow  offers 5, 10, 15, 20, and 25 year terms. Loan amount ranges from $25,000 to $500,000, with a rate of 4.54% - 11.72% APR for variable rate loans and 3.95% - 9.19% APR for fixed rate loans.

How Safe Is It? 

Lend-Grow is operated by Creditsnap, a Fintech lending platform that uses next-generation technologies to automate much of the underwriting process. Lend-Grow won’t ask you for your Social Security number and won’t pull a hard credit query. . In addition their platform has all standard security features such as SSL encryption. Overall, it is perfectly safe to use Lend-Grow to compare student loan refinance options.

Help & Support

Although primarily an online platform, Lend-Grow does offer a basic level of customer service. To contact Lend-Grow, text them at 833-536-3479 or email contact@lend-grow.com


Lend-Grow stands out from other student loan refinance marketplaces in 2 ways. One, it connects users with smaller rather than the big lenders. Two, it offers a one-time $500 cashback bonus when you refinance a loan of at least $100,000. These 2 features make Lend-Grow a valuable member of the student loan refinance community.

Physical Address

Lend Grow

14321 Winter Breeze Drive, Suite 39

Midlothian, VA 23113

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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