Lend-Grow Review

ByBestmoney StaffMar. 03, 2021

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

In a Nutshell

Lend-Grow is an online loans marketplace that is somewhat unique in that it not only connects users with a network of lenders for refinancing the loan but also helps users get out of debt faster by paying an additional 0.10% APR each month to their loan accounts. This is on top of the low rates and any discounts you may receive from their lenders, including a 0.25% autopay discount.


  • A range of rates from network of lenders
  • 0.10% APR cashback each month for three years
  • None of the partners charge origination fees


  • Not a direct lender
  • Some smaller lenders may have less digital application process

The other difference is their lender network base. While other marketplaces work mainly with big national lenders, Lend-Grow works with smaller lenders, who often have very competitive rates. 

Lend-Grow at a Glance 

APR Variable starting at
1.89% APR, Fixed starting at
2.95% APR
Loan types Student Loan refinance
Refinance amount $25,000 - $500,000
Repayment terms 5,10, 15, 20, 25 years
Minimum credit score 680
Suitable for Comparing refinance options from smaller lenders

Lend-Grow Lend-Grow View Rates

Suitable For?

If you’re struggling to find a good student loan refinance from the big lenders, Lend-Grow can help find you a deal from a smaller local lender. Lend-Grow takes all the guesswork out of refinancing your student loan, helping you compare and pre-qualify for deals from local lenders in minutes. Their incentive program also helps you pay off your loan faster by depositing 0.10% APR of loan amount each month for three years in addition to the payments you make.

Loan Features

As a marketplace, Lend-Grow exists to match you with a suitable lending partner. When you apply to Lend-Grow, it quickly scans through its lender network to find you the right student loan refinance for your needs and requirements.

Here are the highlights:

  • One application form earns you pre-qualification to multiple lenders
  • Lend-Grow scans through its lender network to find you favorable rates and terms
  • They offer a 25 years term if you are looking for low payment options.
  • Following approval, Lend-Grow deposits  0.10% APR of your loan amount each month for three years  directly to your loan account so the loan pays off the loan faster.  This is on top of any discount you may receive from the lender. . 
  • Entire application takes place online—from initial quote request to closing your refinance.

The Application Process

The entire Lend-Grow process involves 3 easy steps.

1. Provide information. This includes: name and contact details, name of co-signer (if you have one), gross annual income, rent/mortgage payment, rent/ownership information, estimated student loan balance, and current monthly payment.

2. See your offers. After you press ‘Submit’, Lend-Grow shows you a list of lenders with favorable rates and payment terms. Choose the one you think is right for you.

3. Apply at lender. After you choose a lender, Lend-Grow redirects you to the lender’s website where you complete the application. 

Loan Terms, Amounts, and APR

Lend-Grow  offers 5, 10, 15, 20, and 25 year terms. Loan amount ranges from $25,000 to $500,000. Rates start from 1.89% APR for variable rate loans and from 2.95% APR for fixed rate loans.

How Safe Is It? 

Lend-Grow is operated by Creditsnap, a Fintech lending platform that uses next-generation technologies to automate much of the underwriting process. Lend-Grow won’t ask you for your Social Security number and won’t pull a hard credit query. . In addition their platform has all standard security features such as SSL encryption. Overall, it is perfectly safe to use Lend-Grow to compare student loan refinance options.

Help & Support

Although primarily an online platform, Lend-Grow does offer a basic level of customer service. To contact Lend-Grow, text them at 833-536-3479 or email contact@lend-grow.com


Lend-Grow stands out from other student loan refinance marketplaces in 2 ways. One, it connects users with smaller rather than the big lenders. Two, it offers a unique rewards system in which the user gets 0.10% APR cashback on their refinance every month. These 2 features make Lend-Grow a valuable member of the student loan refinance community.

Physical Address

Lend Grow

14321 Winter Breeze Drive, Suite 39

Midlothian, VA 23113

Lend-Grow Lend-Grow View Rates