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Last updatedFebruary 2026
Which lender is right for you?
Loan Amount
Annual Income
Which lender is right for you?
Loan Amount
Annual Income
1
Our Top Pickicon
LendingTree
16,218 reviews
by
Compare multiple ratesCompare multiple rates
Banks compete, you enjoy low rates
  • APR: 6.99% - 35.99%
  • Loan term: 12-144 months
  • Credit Score: Poor/Fair/Good/Excellent
9.8
BestMoneyscore
2
Save big by consolidating high-rate debt to one fixed payment
  • APR*: 7.74% - 35.49% (with all discounts)
  • Loan term: 24-84 months
  • Loan amount: $5,000 - $100,000
9.4
BestMoneyscore
Powered By Credible
3
Only for Homeowners
NMLS #1168
AmeriSave Mortgage
Straightforward, simple way to buy & manage your home financing
  • Home Equity Loans, HELOCs, 2nd Mortgages, Cash out
  • Low rates, quick quotes & approvals
  • Customers may discover savings in minutes
  • $200 billion funded, 23 years in business
8.0
BestMoneyscore
4
NMLS #1681276
Credible
Free to use, no hidden fees
  • APR: 6.49% - 35.99%
  • Loan term: 12-120 months
  • Credit Score: Fair/Good/Excellent
8.5
BestMoneyscore
5
Only For Homeowners
Tap your home equity - no refinance, no monthly payments
  • Access up to $500,000 in home equity
  • Minimum credit score: 500
  • Pre-qualify in about 2 minutes
  • No age or income requirements
7.8
BestMoneyscore
6
Best Egg
Get funding in as little as 1 day
  • APR: 6.99% - 35.99%
  • Loan term: 36-60 months
  • Credit Score: Fair/Good/Excellent
8.2
BestMoneyscore
Powered by Bankrate
7
LightStream
The loan that rewards your credit
  • APR: 6.49% - 25.29% (with autopay)*
  • Loan term: 24-84 months*
  • Credit Score: Good/Excellent
8.4
BestMoneyscore
Powered By Credible
8
MoneyLion
Funds may be available as soon as the next business day
  • APR: 5.20% - 35.99%
  • Loan term: 6 - 144 months
  • Credit Score: Poor/Fair/Good/Excellent
8.5
BestMoneyscore
9
Lending for Bad Credit
No-obligation loan request
  • APR: 5.99% - 35.99%
  • Loan Term: 2-180 months
  • Credit Score: Poor/Fair/Good/Excellent
8.0
BestMoneyscore
10
Happy Money
Simplify your credit card repayments
  • APR: 8.95% - 17.48%
  • Loan term: 24-60 months
  • Credit Score: Fair/Good/Excellent
8.1
BestMoneyscore
Powered by Credible

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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
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Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Editorial Reviews
LendingTree
LendingTree
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Our Best Overall Choice
Most Popular On This Website
LendingTree
Compare multiple ratesCompare multiple rates
Banks compete, you enjoy low rates
  • APR: 6.99% - 35.99%
  • Loan term: 12-144 months
  • Credit Score: Poor/Fair/Good/Excellent
9.8
BestMoneyscore
Our Best For Homeowners
Our Top Lender for Homeowners
#1168
AmeriSave Mortgage
Read Review
Straightforward, simple way to buy & manage your home financing
  • Home Equity Loans, HELOCs, 2nd Mortgages, Cash out
  • Low rates, quick quotes & approvals
  • Customers may discover savings in minutes
  • $200 billion funded, 23 years in business
8.0
Bestmoney.comscore
GET MY RATE
Fast way to turn home equity into cash
  • Access up to $750k with a HELOC
  • Competitive rates with FICO down to 640
  • Approval in 5 min, funding in as few as 5 days
  • Apply in minutes, 100% online
8.8
Bestmoney.comscore
Tap your home equity - no refinance, no monthly payments
  • Access up to $500,000 in home equity
  • Minimum credit score: 500
  • Pre-qualify in about 2 minutes
  • No age or income requirements
9.1
Bestmoney.comscore