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Best Personal Loans Reviews

Delve into rates, terms and amounts to compare the best online personal loan companies and find the right one for you.

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Aug. 14, 2024

4 min read

Credible

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

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Aug. 22, 2024

5 min read

LendingTree

LendingTree lets borrowers take advantage of the competition between personal loan lenders to access better terms, rates, and loan amounts, even if you have poor credit. It gives customers the ability to compare offers simultaneously, empowering them to find a solution based on their unique circumstances.

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Jun. 20, 2024

4 min read

QuickenLoans

Quicken Loans is a digital marketplace that connects consumers with financial solutions such as personal loans and credit cards. The platform is easy to use. Simply explain your needs and financial situation by completing a short quiz, and Quicken Loans will match you with lenders it thinks are a fit. You don’t have to pay anything to compare offers, and there’s no hard inquiry on your credit report until you formally apply for a loan.

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Feb. 21, 2024

5 min read

LightStream

LightStream provides personal unsecured loans of up to $100,000, a higher amount than most lenders offer. Unusually, APRs vary according to the purpose of your loan and not just depending on your financial profile, but there are very few limitations to what you can spend your loan on. LightStream’s low APR and flexible terms are highly appealing but only open to borrowers with good or excellent credit.

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Aug. 14, 2024

4 min read

Happy Money

Happy Money is a financial technology company founded in 2009 that partners with financial institutions like credit unions. It has funded over $5.9 billion in personal loans, helping over 319,000 members. The company focuses solely on one type of personal loan—a credit card consolidation product called The Payoff Loan for those who want to simplify their finances, save money, and improve their credit scores by paying off credit cards.

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Aug. 14, 2024

4 min read

Rocket Loans

Rocket Loans℠ is a division of Rocket Companies®, a publicly traded company that includes Rocket Mortgage®. Rocket Loans offers personal loans ranging from $2,000 to $45,000 with options for same-day funding. There is a minimum credit score requirement of 640 and there is a $24,000 minimum annual income requirement. Only terms of 36 or 60 months are available, but there are no prepayment penalties. All loans include an origination fee.

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Feb. 26, 2024

4 min read

Upgrade

Upgrade offers personal loans of up from $1,000 to $50,000 for a range of purposes such as paying off credit card debt, financing a home improvement, or making a large purchase. It is quick, easy to use and offers free credit monitoring and financial-education resources that can help you better understand and improve your credit score.

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Feb. 21, 2024

3 min read

Bankrate

Bankrate is one of the oldest, biggest and most comprehensive financial services news and knowledge hubs. Its comparison tool lets you quickly compare personal loans from different lenders. Bankrate’s aggregator uses a “soft pull” to check your credit, which does not affect your credit score.

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Feb. 05, 2023

4 min read

Mariner Finance

Mariner Finance offers personal loans ideal for borrowers with fair or good credit history. You can borrow $1,000-$50,000, and take between one and five years to repay your loan. Typically, you’ll get your funds in three to four days. While the APRs are high, borrowers can qualify for large loans with long payoff periods. Both secured and unsecured personal loans are available and Mariner allows cosigners.

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Aug. 22, 2024

4 min read

AmONE

AmONE is an established lender marketplace offering a variety of loan, credit, and debt solutions with good terms and low rates through its network of lenders. After comparing available options that suit their specific needs, borrowers can apply for a tailor-made loan for free.

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