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Personal Loans Reviews | Bestmoney.com

Delve into rates, terms and amounts to compare the best online personal loan companies and find the right one for you.

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Our Top Pick

Jan. 30, 2025

5 min read

LendingTree

LendingTree lets borrowers take advantage of the competition between personal loan lenders to access better terms, rates, and loan amounts, even if you have poor credit. It gives customers the ability to compare offers simultaneously, empowering them to find a solution based on their unique circumstances.

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Jan. 12, 2025

5 min read

Credible

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

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May. 18, 2025

7 min read

SoFi ®

SoFi’s low interest rates and dedication to customer education make it a top choice when it comes to getting a personal loan. It’s an excellent alternative for young professionals who are looking to build their credit through responsible borrowing, as well as aspiring homeowners or those seeking to refinance loans with unfavorable terms.

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May. 07, 2025

5 min read

Best Egg

Best Egg is an online lender that offers personal loans for borrowers with fair to strong credit. We like Best Egg because it offers an easy online application, money is sent to your account in as little as 1 day, and the loan interest rates are competitive. In addition, with Best Egg there’s no penalty for paying off your loan early.

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Jan. 30, 2025

5 min read

LightStream

LightStream provides personal unsecured loans of up to $100,000, a higher amount than most lenders offer. Unusually, APRs vary according to the purpose of your loan and not just depending on your financial profile, but there are very few limitations to what you can spend your loan on. LightStream’s low APR and flexible terms are highly appealing but only open to borrowers with good or excellent credit.

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Jan. 30, 2025

5 min read

Upstart

Upstart is a lending marketplace that harnesses AI and advanced algorithms to provide consumers with affordable financing while reducing risks for lenders. In this Upstart review, we’ll take a close look at how well this system works for borrowers. As you’ll find out, the advanced tech underlying the platform means that Upstart might approve your application even if other lenders have turned you down.

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Jan. 30, 2025

4 min read

Happy Money

Happy Money is a financial technology company founded in 2009 that partners with financial institutions like credit unions. It has funded over $5.9 billion in personal loans, helping over 319,000 members. The company focuses solely on one type of personal loan—a credit card consolidation product called The Payoff Loan for those who want to simplify their finances, save money, and improve their credit scores by paying off credit cards.

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Apr. 21, 2025

3 min read

1st Premier Lending

First Premier Lending is a loan marketplace connecting borrowers with multiple lenders offering personal loans. It provides loan options for various credit scores, with flexible terms and competitive APRs. The company aims to help borrowers secure financing for debt consolidation, emergencies, and other personal expenses.

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Jan. 30, 2025

3 min read

NerdWallet

NerdWallet is a San Francisco-based financial services platform that offers a comparison tool to help users find the personal loan for their needs. On the comparison pages, you can sort all of the personal loan providers NerdWallet works with by loan amount, loan term, or interest rate. You can also view personalized loan offers. NerdWallet’s partner lenders offer personal loans ranging from $2,000 to $50,000 with rates starting from 5.40% APR.

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Aug. 26, 2024

5 min read

MoneyLion

MoneyLion is an online marketplace for lenders and borrowers that works with brands in the alternative lending industry. By filling in a quick and simple online form, borrowers are matched with the loan providers most likely to approve their form, saving them time and money.

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