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Personal Loans Reviews | Bestmoney.com

Delve into rates, terms and amounts to compare the best online personal loan companies and find the right one for you.

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Only for Homeowners
AmeriSave Mortgage
Feb. 10, 2026
2 min read

AmeriSave Mortgage

AmeriSave Mortgage Corporation is a full-service mortgage lender operating in 49 states and DC. Established in Atlanta in 2002, it has funded 220,000+ homes for a total value of nearly $130 billion. AmeriSave is known for offering streamlined online applications with the option of contacting customer support any time you need assistance.

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Credible
Feb. 10, 2026
5 min read

Credible

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

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SoFi®
Dec. 11, 2025
9 min read

SoFi®

SoFi’s low interest rates and dedication to customer education make it a top choice when it comes to getting a personal loan. It’s an excellent alternative for young professionals who are looking to build their credit through responsible borrowing, as well as aspiring homeowners or those seeking to refinance loans with unfavorable terms.

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Credit Karma
Jul. 23, 2026
1 min read

Credit Karma

Credit Karma is a personal loan marketplace owned by Intuit that helps consumers compare loan offers from participating lenders. Rather than lending money directly, the platform allows eligible borrowers to check personalized loan offers and estimated Approval Odds before submitting a formal application. The service is free for consumers, while loan amounts, APRs, fees, repayment terms, and funding times depend on the participating lender.

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LendingTree
Jan. 30, 2025
5 min read

LendingTree

LendingTree lets borrowers take advantage of the competition between personal loan lenders to access better terms, rates, and loan amounts, even if you have poor credit. It gives customers the ability to compare offers simultaneously, empowering them to find a solution based on their unique circumstances.

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Achieve Personal Loans
Jun. 22, 2026
6 min read

Achieve Personal Loans

Achieve is a direct online lender that has helped borrowers manage and consolidate debt with personal loans since 2002. It stands out for its unique rate discount system, which offers three ways to lower your annual percentage rate (APR). The main drawback is a mandatory origination fee of up to 9.99%, which may offset some or all of the interest savings.

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LightStream
Jan. 30, 2025
5 min read

LightStream

LightStream provides personal unsecured loans of up to $100,000, a higher amount than most lenders offer. Unusually, APRs vary according to the purpose of your loan and not just depending on your financial profile, but there are very few limitations to what you can spend your loan on. LightStream’s low APR and flexible terms are highly appealing but only open to borrowers with good or excellent credit.

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Happen Bank
Aug. 13, 2026
1 min read

Happen Bank

Happen Bank offers fixed-rate personal loans from $1,000 to $75,000, with terms from 24 to 84 months. Rates are based on factors including credit history, loan amount and term. Happen also offers an online rate check using a soft credit inquiry.

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Best Egg
May. 07, 2025
5 min read

Best Egg

Best Egg is an online lender that offers personal loans for borrowers with fair to strong credit. We like Best Egg because it offers an easy online application, money is sent to your account in as little as 1 day, and the loan interest rates are competitive. In addition, with Best Egg there’s no penalty for paying off your loan early.

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Avant
Jul. 26, 2026
6 min read

Avant

Avant is a fintech company that provides unsecured personal loans through partner WebBank. It’s known for having lower credit-scoring requirements than traditional lenders, making it a good fit for bad credit borrowers looking for higher approval odds and smaller loans than many competitors offer. That said, borrowers with good or excellent credit may find more competitive annual percentage rates (APRs) elsewhere.

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