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Personal Loans Reviews | Bestmoney.com

Delve into rates, terms and amounts to compare the best online personal loan companies and find the right one for you.

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Credible
Aug. 14, 2024
4 min read

Credible

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

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LendingTree
Aug. 22, 2024
5 min read

LendingTree

LendingTree lets borrowers take advantage of the competition between personal loan lenders to access better terms, rates, and loan amounts, even if you have poor credit. It gives customers the ability to compare offers simultaneously, empowering them to find a solution based on their unique circumstances.

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SoFi ®
Dec. 09, 2024
7 min read

SoFi ®

SoFi’s low interest rates and dedication to customer education make it a top choice when it comes to getting a personal loan. It’s an excellent alternative for young professionals who are looking to build their credit through responsible borrowing, as well as aspiring homeowners or those seeking to refinance loans with unfavorable terms.

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LightStream
Feb. 21, 2024
5 min read

LightStream

LightStream provides personal unsecured loans of up to $100,000, a higher amount than most lenders offer. Unusually, APRs vary according to the purpose of your loan and not just depending on your financial profile, but there are very few limitations to what you can spend your loan on. LightStream’s low APR and flexible terms are highly appealing but only open to borrowers with good or excellent credit.

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5KFUNDS
Feb. 21, 2024
4 min read

5KFUNDS

5Kfunds connects people seeking loans to its network of reliable lenders. It offers an effortless way to fund life projects, vacations, and other expenses in an affordable, quick way, avoiding complications and red tape. With a simple online pre-qualify form, 5Kfunds gives the leverage back to consumers as lenders compete for their business in a modern marketplace.

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Upstart
May. 26, 2024
5 min read

Upstart

Upstart is a lending marketplace that harnesses AI and advanced algorithms to provide consumers with affordable financing while reducing risks for lenders. In this Upstart review, we’ll take a close look at how well this system works for borrowers. As you’ll find out, the advanced tech underlying the platform means that Upstart might approve your application even if other lenders have turned you down.

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Rocket Loans
Aug. 14, 2024
4 min read

Rocket Loans

Rocket Loans℠ is a division of Rocket Companies®, a publicly traded company that includes Rocket Mortgage®. Rocket Loans offers personal loans ranging from $2,000 to $45,000 with options for same-day funding. There is a minimum credit score requirement of 640 and there is a $24,000 minimum annual income requirement. Only terms of 36 or 60 months are available, but there are no prepayment penalties. All loans include an origination fee.

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QuickenLoans
Jun. 20, 2024
4 min read

QuickenLoans

Quicken Loans is a digital marketplace that connects consumers with financial solutions such as personal loans and credit cards. The platform is easy to use. Simply explain your needs and financial situation by completing a short quiz, and Quicken Loans will match you with lenders it thinks are a fit. You don’t have to pay anything to compare offers, and there’s no hard inquiry on your credit report until you formally apply for a loan.

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Lending for Bad Credit
Feb. 25, 2024
4 min read

Lending for Bad Credit

Lending for Bad Credit is not a traditional lender, rather an online loan referral service that connects consumers with a marketplace of companies who offer personal loans and cash advances. Lending for Bad Credit specializes in personal loans; however, it works with lenders who offer other short-term loans so that its services can be made available to consumers with good and bad credit.

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NerdWallet
Feb. 21, 2024
3 min read

NerdWallet

NerdWallet is a San Francisco-based financial services platform that offers a comparison tool to help users find the personal loan for their needs. On the comparison pages, you can sort all of the personal loan providers NerdWallet works with by loan amount, loan term, or interest rate. You can also view personalized loan offers. NerdWallet’s partner lenders offer personal loans ranging from $2,000 to $50,000 with rates starting from 5.40% APR.

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