Best Personal Loans Reviews

Credible

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

Feb. 21, 2024

LendingTree

LendingTree lets borrowers take advantage of the competition between personal loan lenders to access better terms, rates, and loan amounts, even if you have poor credit. It gives customers the ability to compare offers simultaneously, empowering them to find a solution based on their unique circumstances.

Feb. 26, 2024

Upgrade

Upgrade offers personal loans of up from $1,000 to $50,000 for a range of purposes such as paying off credit card debt, financing a home improvement, or making a large purchase. It is quick, easy to use and offers free credit monitoring and financial-education resources that can help you better understand and improve your credit score.

Feb. 21, 2024

LightStream

LightStream provides personal unsecured loans of up to $100,000, a higher amount than most lenders offer. Unusually, APRs vary according to the purpose of your loan and not just depending on your financial profile, but there are very few limitations to what you can spend your loan on. LightStream’s low APR and flexible terms are highly appealing but only open to borrowers with good or excellent credit.

Jan. 18, 2024

Happy Money

Happy Money is a financial technology company founded in 2009 that partners with financial institutions like credit unions. It has funded over $5.9 billion in personal loans, helping over 319,000 members. The company focuses solely on one type of personal loan—a credit card consolidation product called The Payoff Loan for those who want to simplify their finances, save money, and improve their credit scores by paying off credit cards.

Feb. 15, 2024

Achieve Loans

Achieve Loans¹ provides home equity lines of credit (HELOCs) that homeowners can use for a variety of purposes. The company works with people across the credit spectrum, and applying online is fast and easy. Not only that, but you could get funds quickly. While most HELOCs are variable, Achieve Loans offers fixed-rate HELOCs. This provides better clarity regarding payments, minimizing unexpected payment increases you can’t handle.

Feb. 25, 2024

Lending for Bad Credit

Lending for Bad Credit is not a traditional lender, rather an online loan referral service that connects consumers with a marketplace of companies who offer personal loans and cash advances. Lending for Bad Credit specializes in personal loans; however, it works with lenders who offer other short-term loans so that its services can be made available to consumers with good and bad credit.

Rocket Loans

Rocket Loans℠ is a division of Rocket Companies®, a publicly traded company that includes Rocket Mortgage®. Rocket Loans offers personal loans ranging from $2,000 to $45,000 with options for same-day funding. There is a minimum credit score requirement of 640 and there is a $24,000 minimum annual income requirement. Only terms of 36 or 60 months are available, but there are no prepayment penalties. All loans include an origination fee.

Mar. 31, 2024

AmONE

AmONE is an established lender marketplace offering a variety of loan, credit, and debt solutions with good terms and low rates through its network of lenders. After comparing available options that suit their specific needs, borrowers can apply for a tailor-made loan for free.

Feb. 05, 2023

Mariner Finance

Mariner Finance offers personal loans ideal for borrowers with fair or good credit history. You can borrow $1,000-$50,000, and take between one and five years to repay your loan. Typically, you’ll get your funds in three to four days. While the APRs are high, borrowers can qualify for large loans with long payoff periods. Both secured and unsecured personal loans are available and Mariner allows cosigners.