.20201228150347.svg)
How Banks Are Building Trust with Customers in 2024
Apr. 19, 2024
What Is a Savings Account and How Does it Work?
Apr. 19, 2024
How to Choose the Right Online Bank for You
Apr. 19, 2024
This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which may impact the location and order in which brands (and/or their products) are presented, and may also impact the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time
Visit SiteSantander Bank is a traditional bank with a number of online banking services. You can manage your accounts, deposit checks, pay bills, and transfer money all through the online portal and mobile app (for iOS and Android). On top of that, Santander offers a range of services, including loans, credit cards, and retirement investing accounts.
Santander Bank makes it easy to manage your finances through the mobile app. For example, you can deposit checks instantly from anywhere using your smartphone, or transfer money to friends and family using Zelle. The online bill pay center enables you to handle all of your bills—including the ones that can’t be paid electronically—from a single mobile-friendly portal.
Santander Bank started as a traditional bank before moving into the online banking sphere. It has more than 575 branches and 2,000 ATMs, although most of these are in the Northeast. Santander offers several rewards credit cards, lending programs for mortgages and personal loans, and retirement investing accounts. Santander also has a commercial banking arm that offers banking and lending for small businesses.
Santander has several checking and savings accounts with different fees and benefits.
If you’re interested in checking, you can choose between four account types:
For savings, your options are Savings, Money Market, Premier Plus, and Select. Santander’s Savings account has a $1 monthly fee and the Money Market account has a $10 monthly fee. These fees are waived if you have a Santander Bank checking account. You can only open a Premier Plus or Select savings account if you have a Premier Plus or Select checking account.
All Santander Bank savings accounts start out with 0.15% APY. You can earn up to 0.25% APY if you have a balance greater than $100,000.
Mo. Fee | How to Waive Fee | Key Benefits | |
| Basic Checking | $3 | None | No transaction requirements |
| Simply Right Checking | $10 | Make one transaction per month | Waive account fee |
| Premier Plus Checking | $25 | $25,000 balance $4,000 direct deposits | Earn 0.15% APY Reimburse ATM fees |
| Select Checking | $75 | $150,000 balance across Santander accounts | Earn 0.15% APY Reimburse ATM fees |
| Savings | $1 | Link any checking account | Earn 0.15% APY |
| Money Market Savings | $10 | Link any checking account | Earn 0.15% APY |
| Premier Plus Savings | $0 | None | Earn 0.15% APY |
| Select Savings | $0 | None | Earn 0.15% APY |
You can get in touch with Santander Bank by phone from 8:00 AM to 8:00 PM ET, 7 days a week.
Santander offers a mobile app that enables you to access all of the bank’s services. You can easily check your balances and transfer money between accounts. The mobile app also gives you access to the bill pay center, so you can monitor your payments and add bills on the go.
Learn more about Satander’s mobile app below:
Santander Bank uses advanced digital controls to keep all of your accounts safe. All of your data is encrypted with 256-bit AES when you log into your account. You can easily lock your debit or credit cards through your online account if they’re ever lost or stolen. On top of that, Santander uses text and email alerts to let you know right away if there’s suspicious activity in your accounts.
Santander Bank offers a mix of traditional and online banking that could work for you if you’re in need of a new bank. The bank offers helpful features like mobile check deposits and online bill pay. Plus, if you live in the Northeast and Florida, you can access Santander’s more than 575 locations and 2,000 ATMs. We also like that Santander’s savings accounts offer 0.15% APY and the monthly fees for most accounts are easy to waive.
Visit SiteThis review is based on information from Santander Bank’s website, as well as from online resources and customer reviews posted on third-party websites.
