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Having helped over 2 million families finance their homes, Quicken Loans is America’s largest mortgage lender. Quicken has a brick and mortar stability with all of the online perks — 98% of the lender’s home loans are originated through its Rocket Mortgage digital platform. With Rocket Mortgage by Quicken Loans, you can start your mortgage application and lock in a rate just by answering a few basic questions about your goals.
AmeriSave Mortgage Corporation is a full-service mortgage lender operating in 49 states and DC. Established in Atlanta in 2002, it has funded 220,000+ homes for a total value of nearly $60 billion. AmeriSave is known for offering streamlined online applications with the option of contacting customer support any time you need assistance.
Rocket Mortgage is an online lender with a user experience designed to save time and make mortgages easy, with many options.
Veterans United Home Loans is a dedicated VA lender serving active and former members of the US Armed Forces. Veterans United issued more than 53,000 VA loans in 2019, making it the largest VA lender for the fourth consecutive year. Veterans United works with home buyers and owners from across the Armed Forces. Whether you’re retired, on active duty, or deployed overseas, Veterans United offers round-the-clock support.
Better Mortgage is streamlining and simplifying how Americans buy homes. Their tech and tools provide a fast and transparent digital mortgage experience backed by 24/7 customer support. Better Mortgage has funded $100 billion in home loans, entirely online.
PNC Bank offers conventional and jumbo mortgages as well as FHA and VA loans. This lender also has specialized mortgages like 80-10-10 loans and the PNC Community loan that may work well for certain borrowers. PNC Bank enables you to apply online, over the phone, or in person at any of its 2,600 branches. PNC requires a minimum credit score of 620, and your down payment can be as low as 3%.
The Credible.com mortgage marketplace provides actual offers from multiple lenders and a streamlined digital process from shopping to application. Credible has facilitated over $1.6 billion in loans across a wide range of industries, a tribute to the simple and streamline comparison process that they offer. Credible does not sell any user data to third parties.
LoanDepot is the second largest mortgage lender in the US. With an A+ rating from the BBB and the ability to process loan applications both online and in-person in one of their 200+ locations nationwide, it's no surprise that LoanDepot has been a lender of choice for people looking to purchase or refinance their homes over the last decade.
LendingTree is a loan marketplace where you can shop for a mortgage quickly and easily. After filling out a short application, LendingTree will find mortgage lenders that match your personal needs, financial situation, and where you live. There’s no cost or obligation to use LendingTree.
RateZip is a mortgage loan comparison tool that helps consumers find competitive rates and flexible loan terms for their mortgages. With a network of thousands of banks, brokers, and private lenders, RateZip provides up to date and low-cost solutions for Americans across the United States. The system is fast, easy to use, everything is done online for convenience.
Bankrate has a strong reputation as a financial industry educator, helping borrowers of all types of loans find answers. It offers mortgage and refinance loans with a range of calculators to assist users in getting the right rates.
Refi Rate Guide is a mortgage loan and refinancing portal. This means that it works with several partner lenders to find you competitive rates. Using a smart algorithm, Refi Rate Guide has helped Americans save thousands on their current mortgages by pairing homeowners or home seekers with the relevant direct lenders for them. The online process is quick and straightforward, and the network of lenders is extensive.
USDALoans.com is a simple online platform where you can see if you qualify for a USDA-backed mortgage. If you do, USDALoans.com will match you with a lender to get the most suitable mortgage terms for your needs. Checking your eligibility with this online lending marketplace and getting matched to a lender is free and takes a few minutes. USDALoans.com also offers a variety of resources to help you understand how USDA loans work.
Eligibility.org helps home buyers and owners find lenders for purchase and refinancing. You can use any one of the company’s four eligibility questionnaires to find a list of lenders for your personal situation. Borrowers seeking a VA loan, FHA loan, USDA loan or a conventional loan can all use Eligibility.org to find a home loan.
AmeriValue is a mortgage loan finder that helps homeowners finance single and multi-family homes, townhouses, and condos. It also has partners that work with refinancing current loans. The system works to efficiently find you competitive rates from the top-rated mortgage lenders in the country quickly and easily. You don't have to run around chasing lenders; they'll all come to you. And all it takes is a simple online application form.
VA Rate Guide is the go-to mortgage lender marketplace for veterans and their families. That’s because VA Rate Guide caters specifically to veterans and those who can receive benefits through them. This is a totally free service that quickly helps vets find the right mortgage loan rates and terms. From zero down payment to long-term repayment options, VA Rate Guide partners offer flexible mortgages for people who served this country faithfully.
Home Equity Quiz is a website that aims to match home buyers in need of a mortgage or homeowners looking for refinancing deals with the right home loan for their needs. It has hundreds of partners to help you access a suitable option, and an extensive and easy-to-use questionnaire to get to know your financial circumstances. However, it doesn’t do anything to help you investigate the details of the loans it suggests.
Figure has been named one of Tech Tribune’s 2022 Best Tech Startups. Using blockchain technology, this fintech company has unlocked more than $3 billion in equity for its members since it started in 2018. Because the application and approval process takes place online via AI and blockchain, you can get your funds much faster than with other financial institutions.
Unlock is a real estate investor that allows homeowners to access the equity in their property without taking out a loan. Instead, it makes cash payments to customers in exchange for a share of the proceeds resulting from the future sale of their home. Homeowners using Unlock can release up to $500,000 over a 10-year term.
For a great loan experience, Discover’s Mortgage Refinance option has an excellent choice for your home refinance needs. With flexible loan options and zero cash at closing, Discover has exceptional incentives to make for a simple pain-free loan process.
FreeRateUpdate.com offers online access to mortgage rate quotes for various types of loans. The company is not a lender, but rather connects thousands of customers per day that inquire about obtaining a mortgage to lenders.
Freedom Mortgage, founded in 1990, has become one of the leading mortgage lenders for people who want affordable lending options. The company tries for convenience, with online and in-person application options, low credit score requirements, and down payment minimums for people with many different income requirements.
CrossCountry Mortgage does everything a lender could, offering refinance, purchase loans and home equity loans, as well as government backed FHA and VA loans. They offer mortgages that range from 10-30 years with added benefits for borrowers who prequalify.
Veterans First Mortgage was founded in 1985 to provide a specialized mortgage service to veterans and military personnel. It offers VA and FHA loans to eligible borrowers across the United States, with competitive rates, low closing costs, and zero or minimal down payments.
MoneyTips is an informational website that provides users with free advice on mortgages, credit scores, and financial planning. It also doubles up as an online mortgage marketplace. Its mortgage planner allows users to work out what they can afford, test different scenarios, and search for the most suitable mortgage lenders for their needs.
Social Finance Inc, known as SoFi, is an online lender based in San Francisco. SoFi is known for its innovative underwriting process, top of the line educational tools and resources, assistance, and easy to use applications.
FHA Rate Guide provides information and guidance about current mortgage rates. It has hundreds of partner lenders to help you find a suitable loan and asks careful and detailed questions about your income, debt, personal circumstances, and more to make sure that they suggest the most appropriate loan for your needs.
Chase is a household name and for good reason. This financial giant has been providing flexibility, convenience, and savings to its customers for more than 150 years, has a presence in more than 100 industries, and services millions of people. Chase has a wide offering of mortgage types, flexible repayment terms, and some of the lowest down payments anywhere. Add to that an easy online application process, and Chase is an obvious choice.
nbkc bank mortgage loans cover both purchase and refinancing loans, including VA and FHA loans. nbkc bank uses advanced algorithms to speed up the loan approval process. You can select from a range of repayment terms; there are no obligatory lender fees; and most of all, nbkc bank has a very high reputation for excellent customer service.
Wells Fargo has a variety of mortgage loan options for new and returning homebuyers. Offering both fixed-rate and adjustable-rate loans, a range of repayment options, and 3% down payments, Wells Fargo makes it easy for just about anyone to get a loan. Approval ratings are higher since Wells Fargo doesn’t just look at credit score, making it a great choice for first-time buyers or those with lower credit scores.
Magnolia Bank is an online mortgage lender that offers loans for home purchase and refinancing. The company has access to thousands of different program options and uses a streamlined process to deliver low rates to each customer.
Paramount Bank, formerly known as Superior Bank, has been providing mortgage services in Missouri since 1970. In 2017 it was bought by Paramount Financial Group, which gave it its current name, injected capital, and transformed it into an online bank with an online mortgage lending facility serving residents of all 50 states.
New American Funding is an independent, family-owned lender headquartered in Orange County, California. Since its founding in 2003, it has issued more than $22 billion worth of home loans to buyers from around the country.
Finding competitive rates for a first-time mortgage or a mortgage refinance loan can be like finding a needle in a haystack. Good luck. Sometimes, you get lucky and find a magnet that brings the needle straight to you. That's what FedRateWatch is; your magnet for attracting competitively-rated mortgage and refinance loans. A free tool, FedRateWatch, cuts out all the work of comparison shopping, leaving only relevant results to choose from.
USA Rate Center is a home loan and mortgage refinancing marketplace. By walking through a short, streamlined process, you can get access to a number of different home loan lenders that you can then get a free rate quote from.
Hometap offers near-immediate access to your home’s equity, which you can use for anything you’d like, from renovations to funding your child’s education and more. With a Hometap Investment, you can free yourself from debt and monthly payments that come with conventional home financing options. Fill out a quick online application to see if you qualify.
Home Loan Analyst stands by its goal to make shopping for mortgage loans easy for you. It compares rates from a network of lenders, so you get a great loan for your specific situation. Companies in Home Loan Analyst's network offer fixed-rate, adjustable-rate, FHA, VA, and home equity loans.
Caliber Home Loans has a wide range of mortgage products tailored to all types of home buyers. The company requires a 3% minimum down payment and a credit score of 620 or higher. Applicants have access to a wealth of online educational resources and can get loans anywhere in the U.S.
VALoans.com is the foremost resource for veterans and their families to gain valuable information about VA loans and refinancing options available specifically to them. From providing eligibility requirements to comparing lenders, VAloans.com is a valuable tool for anyone looking to buy a new home or refinancing their current home via the government-backed VA loan process. Check out how to get loans for $0 down now.
Beeline links directly to your bank, employer and tax information, and leverages the power of machine learning to provide rapid, personalized loan proposals.
Mortgage.net is a free mortgage comparison engine that helps connect consumers with lenders and brokers. Its network consists of hundreds of partners, from national lenders to local lenders and agents. It takes only 1-2 minutes to complete an application, and you won’t be asked for any sensitive info. Once you’re done, Mortgage.net quickly scans your information and displays your results within seconds.
First time home buyers have a lot on their plate when it comes to financing. FHA loans make the home buying process both simple and affordable with flexible mortgage options.
Reali Loans is an online mortgage lender offering 5 loan terms and a streamlined application process, cutting out all unnecessary paperwork and delays. Reali Loans also offers no application fees, enabling you to begin your loan process with no upfront payments.
Online financial services company Ally Bank offers a range of mortgage and refinance products to those with a credit score of 620 or higher. Borrowers can take care of every aspect of their mortgage application and completion online, while those in the early stages of buying a home can receive a pre-approval in as little as 3 minutes.
PennyMac is an online mortgage lender with low rates and low down payment options for borrowers. The company issues conventional, FHA, and VA mortgages, and handles both new home purchase loans and refinancing. The application process can be started online and completed over the phone.
eMortgage is an online service that allows you to easily compare mortgage offers from multiple lenders. With eMortgage, all you have to do is provide basic information about the home you’re looking for, like price and location. The service will automatically find lenders in your area and show you what offers you can qualify for. eMortgage also allows you to compare offers for mortgage refinancing, home equity loans, and reverse mortgages.
North American Savings Bank offers a unique range of mortgage products including fixed-rate and adjustable conventional loans, FHA loans, VA loans, refinances, and a unique financing program for the purchase of rental real estate with an IRA.
Wyndham Capital Mortgage is a North Carolina-based mortgage and refinance lender founded in 2001. The company has funded over $18 million in loans and has a 98% customer satisfaction rating on LendingTree. Wyndham Capital Mortgage’s application and signing processes take place online. Most mortgages close in just a few weeks and the company offers $10,000 if your closing is late. There is no minimum credit score required to apply for a mortgage.
LoanSnap is an online lender that’s using artificial intelligence to improve the process of matching borrowers with mortgage loans. LoanSnap looks at your entire financial situation, including credit card debt, student loans, and your mortgage. From there, the company suggests products like a cash-out refinance or a HELOC that allows you to combine all your debt into a single loan. So, you can make a lower monthly payment and save money.
If you’re a homeowner, you can use Point to turn your home equity into cash. The company’s home equity line of credit allows you to access cash in a flexible and convenient manner—all at an affordable interest rate. To qualify, you’ll need a 680+ credit score. If approved, you’ll be able to borrow as much as $500k in home equity, and can use your credit line to fund home renovations, investments, or other major expenses.
WesLend Financial provides mortgage services to homeowners in 39 states. It offers fixed-rate mortgages, ARMs, jumbo loans, FHA, VA, and USDA loans, and refinancing. In addition to a 3% down payment for first-time homebuyers, WesLend features a no closing cost loan option. Most loans require a minimum credit score of 620, and APR starts at 2% for 15-year fixed-rate loans and 2.625% for 30-year fixed-rate loans.
Own Up is a mortgage marketplace founded by previous mortgage bankers. They offer easy-to-use online tools that help you evaluate lenders, understand how much you can afford in a home, compare offers, and even update your pre-approval letter. After building your profile, you’ll meet with a home advisor to help you decide which mortgage company is right for you. Own Up is completely free for borrowers to use.
Interfirst is an Illinois-based mortgage lender founded in 2001. It offers direct-to-consumer mortgages and refinances online, as well as wholesale loans to third-party mortgage brokers. Interfirst doesn’t share current mortgage rates online, but you can get a quote and be pre-approved for a loan in minutes using the online application. Interfirst requires a minimum credit score of 620 and a minimum down payment of 15%.
Rocket Homes offers an online platform that helps you buy and sell real estate. Users can access a map of homes for sale, market reports for an area, and can get matched with an agent. Rocket Homes has a mobile app which allows buyers to browse house listings, calculate how much house they can afford, and it can even help check your credit score. If you need help, real estate advisors are available by phone and email.
Headquartered in California and Ohio, Mission Loans provides a variety of mortgage products for borrowers looking to purchase or refinance. Home financing is available for veterans, low income borrowers, and borrowers with various credit profiles including real estate investors and borrowers who are self employed. With FICO flexibilities as low as 580, homebuyer down payments can be as low as 3% on conventional purchases.
Flagstar Bank offers loans for new purchases and refinances and HELOCs in all 50 states. It features a variety of loan types to choose from, from conventional and specialty loans, to jumbo loans, government-backed loans, and loans for first time buyers. Loans are also available for people with specialty professions and borrowers with no SSN, low credit history, and low income. Apply online and access your loan 24/7 through its MyLoan portal.