Top Mortgage Lender Reviews
Full reviews of top mortgage lenders. Find information you need to help make an educated decision for your home loan.
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Quicken Loans
Having helped over 2 million families finance their homes, Quicken Loans is America’s largest mortgage lender. Quicken has a brick and mortar stability with all of the online perks — 98% of the lender’s home loans are originated through its Rocket Mortgage digital platform. With Rocket Mortgage by Quicken Loans, you can start your mortgage application and lock in a rate just by answering a few basic questions about your goals.
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AmeriSave Mortgage
AmeriSave Mortgage Corporation is a full-service mortgage lender operating in 49 states and DC. Established in Atlanta in 2002, it has funded 220,000+ homes for a total value of nearly $60 billion. AmeriSave is known for offering streamlined online applications with the option of contacting customer support any time you need assistance.
Rocket Mortgage
Rocket Mortgage is an online lender with a user experience designed to save time and make mortgages easy, with many options.
Veterans United Home Loans
Veterans United Home Loans is a dedicated VA lender serving active and former members of the US Armed Forces. Veterans United issued more than 53,000 VA loans in 2019, making it the largest VA lender for the fourth consecutive year. Veterans United works with home buyers and owners from across the Armed Forces. Whether you’re retired, on active duty, or deployed overseas, Veterans United offers round-the-clock support.
Better
Better Mortgage is streamlining and simplifying how Americans buy homes. Their tech and tools provide a fast and transparent digital mortgage experience backed by 24/7 customer support. Better Mortgage has funded $100 billion in home loans, entirely online.
PNC Bank
PNC Bank offers conventional and jumbo mortgages as well as FHA and VA loans. This lender also has specialized mortgages like 80-10-10 loans and the PNC Community loan that may work well for certain borrowers. PNC Bank enables you to apply online, over the phone, or in person at any of its 2,600 branches. PNC requires a minimum credit score of 620, and your down payment can be as low as 3%.
Credible
The Credible.com mortgage marketplace provides actual offers from multiple lenders and a streamlined digital process from shopping to application. Credible has facilitated over $1.6 billion in loans across a wide range of industries, a tribute to the simple and streamline comparison process that they offer. Credible does not sell any user data to third parties.
loanDepot
LoanDepot is the second largest mortgage lender in the US. With an A+ rating from the BBB and the ability to process loan applications both online and in-person in one of their 200+ locations nationwide, it's no surprise that LoanDepot has been a lender of choice for people looking to purchase or refinance their homes over the last decade.
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LendingTree
LendingTree is a loan marketplace where you can shop for a mortgage quickly and easily. After filling out a short application, LendingTree will find mortgage lenders that match your personal needs, financial situation, and where you live. There’s no cost or obligation to use LendingTree.
RateZip
RateZip is a mortgage loan comparison tool that helps consumers find competitive rates and flexible loan terms for their mortgages. With a network of thousands of banks, brokers, and private lenders, RateZip provides up to date and low-cost solutions for Americans across the United States. The system is fast, easy to use, everything is done online for convenience.
Bankrate
Bankrate has a strong reputation as a financial industry educator, helping borrowers of all types of loans find answers. It offers mortgage and refinance loans with a range of calculators to assist users in getting the right rates.
Refi Rate Guide
Refi Rate Guide is a mortgage loan and refinancing portal. This means that it works with several partner lenders to find you competitive rates. Using a smart algorithm, Refi Rate Guide has helped Americans save thousands on their current mortgages by pairing homeowners or home seekers with the relevant direct lenders for them. The online process is quick and straightforward, and the network of lenders is extensive.
AmeriValue
AmeriValue is a mortgage loan finder that helps homeowners finance single and multi-family homes, townhouses, and condos. It also has partners that work with refinancing current loans. The system works to efficiently find you competitive rates from the top-rated mortgage lenders in the country quickly and easily. You don't have to run around chasing lenders; they'll all come to you. And all it takes is a simple online application form.
VA Rate Guide
VA Rate Guide is the go-to mortgage lender marketplace for veterans and their families. That’s because VA Rate Guide caters specifically to veterans and those who can receive benefits through them. This is a totally free service that quickly helps vets find the right mortgage loan rates and terms. From zero down payment to long-term repayment options, VA Rate Guide partners offer flexible mortgages for people who served this country faithfully.
Figure
Figure has been named one of Tech Tribune’s 2022 Best Tech Startups. Using blockchain technology, this fintech company has unlocked more than $3 billion in equity for its members since it started in 2018. Because the application and approval process takes place online via AI and blockchain, you can get your funds much faster than with other financial institutions.
Discover
For a great loan experience, Discover’s Mortgage Refinance option has an excellent choice for your home refinance needs. With flexible loan options and zero cash at closing, Discover has exceptional incentives to make for a simple pain-free loan process.
FreeRateUpdate
FreeRateUpdate.com offers online access to mortgage rate quotes for various types of loans. The company is not a lender, but rather connects thousands of customers per day that inquire about obtaining a mortgage to lenders.
Freedom Mortgage
Freedom Mortgage, founded in 1990, has become one of the leading mortgage lenders for people who want affordable lending options. The company tries for convenience, with online and in-person application options, low credit score requirements, and down payment minimums for people with many different income requirements.
CrossCountry
CrossCountry Mortgage does everything a lender could, offering refinance, purchase loans and home equity loans, as well as government backed FHA and VA loans. They offer mortgages that range from 10-30 years with added benefits for borrowers who prequalify.
Veterans First
Veterans First Mortgage was founded in 1985 to provide a specialized mortgage service to veterans and military personnel. It offers VA and FHA loans to eligible borrowers across the United States, with competitive rates, low closing costs, and zero or minimal down payments.
MoneyTips
MoneyTips is an informational website that provides users with free advice on mortgages, credit scores, and financial planning. It also doubles up as an online mortgage marketplace. Its mortgage planner allows users to work out what they can afford, test different scenarios, and search for the most suitable mortgage lenders for their needs.
SoFi
Social Finance Inc, known as SoFi, is an online lender based in San Francisco. SoFi is known for its innovative underwriting process, top of the line educational tools and resources, assistance, and easy to use applications.
FHA Rate Guide
FHA Rate Guide provides information and guidance about current mortgage rates. It has hundreds of partner lenders to help you find a suitable loan and asks careful and detailed questions about your income, debt, personal circumstances, and more to make sure that they suggest the most appropriate loan for your needs.
Nbkc Bank
nbkc bank mortgage loans cover both purchase and refinancing loans, including VA and FHA loans. nbkc bank uses advanced algorithms to speed up the loan approval process. You can select from a range of repayment terms; there are no obligatory lender fees; and most of all, nbkc bank has a very high reputation for excellent customer service.
Magnolia Bank
Magnolia Bank is an online mortgage lender that offers loans for home purchase and refinancing. The company has access to thousands of different program options and uses a streamlined process to deliver low rates to each customer.
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Paramount Bank
Paramount Bank, formerly known as Superior Bank, has been providing mortgage services in Missouri since 1970. In 2017 it was bought by Paramount Financial Group, which gave it its current name, injected capital, and transformed it into an online bank with an online mortgage lending facility serving residents of all 50 states.
New American Funding
New American Funding is an independent, family-owned lender headquartered in Orange County, California. Since its founding in 2003, it has issued more than $22 billion worth of home loans to buyers from around the country.
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Beeline Loans
Beeline links directly to your bank, employer and tax information, and leverages the power of machine learning to provide rapid, personalized loan proposals.
Reali Loans
Reali Loans is an online mortgage lender offering 5 loan terms and a streamlined application process, cutting out all unnecessary paperwork and delays. Reali Loans also offers no application fees, enabling you to begin your loan process with no upfront payments.
NASB
North American Savings Bank offers a unique range of mortgage products including fixed-rate and adjustable conventional loans, FHA loans, VA loans, refinances, and a unique financing program for the purchase of rental real estate with an IRA.
Wyndham Capital
Wyndham Capital Mortgage is a North Carolina-based mortgage and refinance lender founded in 2001. The company has funded over $18 million in loans and has a 98% customer satisfaction rating on LendingTree. Wyndham Capital Mortgage’s application and signing processes take place online. Most mortgages close in just a few weeks and the company offers $10,000 if your closing is late. There is no minimum credit score required to apply for a mortgage.
Interfirst
Interfirst is an Illinois-based mortgage lender founded in 2001. It offers direct-to-consumer mortgages and refinances online, as well as wholesale loans to third-party mortgage brokers. Interfirst doesn’t share current mortgage rates online, but you can get a quote and be pre-approved for a loan in minutes using the online application. Interfirst requires a minimum credit score of 620 and a minimum down payment of 15%.
