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Haven Life Review

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Reviews 1,067

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BestMoney Staff
Bestmoney Staff
Mar. 08, 20224 min read

HavenLife summary

Haven Life offers a quick and painless way to apply for term life insurance, and has become a popular choice since it was founded in 2015. While it only offers term life insurance, this focus means that it is able to focus on delivering a quality service with competitive terms and rates.

Pros

  • Fast and simple online process
  • Coverage up to $3 million
  • Cheapest online option for people under 40

Cons

  • No coverage for people over 65 years old
  • No whole-life coverage
HavenLife at a glance
4.4

Editorial score

Coverage type

Offers either term or whole life insurance. Term life can be be for up to 30 years.

4.0

Customization of policies

Customizable rates and deductibles, upgrades and downgrades available, decide whether to buy with an agent or buy online

4.0

Customer services and support

Multiple communication options, ability to speak to an agent

4.0

Online experience

Online fast application, learning resources, access to rates before application

5.0

Direct insurer?

Yes, direct insurer

5.0

HavenLife  HavenLife View Rates

Best For?

Digitally savvy customers who are buying term life insurance for the first time. This process is significantly faster and more convenient than the competition, which frequently requires applicants to speak with an agent, fill out paperwork and then wait several weeks for underwriting approval. Haven Life’s application process is optimized to be completed online from any device. Additionally, some qualified applicants may not need to take a medical exam. Keep in mind that it’s always very important to be honest in the application process. The issuance of the policy or payment of benefits may depend upon the answers given in the application and their truthfulness. While Haven Life is a newer addition to the life insurance industry, if you also want the stability of a traditional insurer you'll appreciate that Haven Life is backed and wholly owned by MassMutual, a veteran in the life insurance industry.

Features

Haven Life offers term life insurance for spans of 10, 15, 20, and 30 years to customers who are up to age 65. The maximum available coverage is an impressive $3 million, which is highly competitive for the market. Haven Life focuses exclusively on providing term life insurance, so the service isn't ideal if you are looking for permanent life insurance options. By narrowing its focus to term life policies, the company keeps its prices very affordable and customers free from the complexity of the cash value, dividend and other financial components that complicate traditional whole-life policies.

Application Process

The ease of submitting an application online and getting a personalized rate for coverage is one of Haven Life’s best features. Haven Life offers a transparent approach to pricing by providing a free quote tool that shows a range of prices based on health designation. The quick rate-checking tool on the site lets you view a quick estimate by providing a few personal details such as age, health status, and income.  Once completed, you can move to the application process immediately. The application process can be completed on your computer, phone or tablet – whichever device you prefer. It’s a straightforward, convenient life insurance application – with questions about your lifestyle, health history and family history – once submitted, you receive an immediate decision on coverage eligibility and whether a medical exam is needed. If you do need to take a medical exam, you must do so within 90 days, but, in many cases, you'll still receive instant temporary coverage until your approval and rate is finalized.

Policy Types and Terms

While Haven Life’s process for buying term life insurance is quick and straightforward, it comes at the expense of the availability of permanent insurance. This could be a drawback for some potential customers who are seeking that type of coverage, but Haven Life finds that for many people, term life insurance is a good option. The Haven Term policy has some limitations that applicants should be aware of: 

  • The Haven Term policy is limited to individuals up to 64 years old
  • You must be a U.S. citizen and resident
  • People over the age of 50 can apply for term lengths of 20 years or less 
  • Individuals over the age of 59 can purchase up to $1 million in coverage
  • Haven Life currently does not allow customers to carry multiple policies at the same time.
  • You can’t be planning to use the policy to replace another

HavenLife  HavenLife View Rates

Help and Support

The support team at Haven Life is easily reachable through a variety of channels, including an online form, live chat, and a toll-free phone number that is available on weekdays if you prefer to speak directly with a customer service representative. Haven Life receives many positive reviews for its customer support, according to Trustpilot. Haven Life answers inquiries via phone and email promptly and efficiently. Questions through the Contact Us page are usually answered within a couple hours at the most, and on the phone customers do not have to wait long before being connected with a friendly and helpful service agent.

Summary

Haven Life challenges the idea that getting life insurance should be a hassle, and this is the reason why it has become such a popular option since it was founded in 2015. The amount of effort put into streamlining a traditionally lengthy life insurance application and approval process comes out in the easy-to-use, well-designed tools that Haven Life offers on its website. Whether or not a medical exam is required, those approved after an extremely short 20-minute application get coverage immediately.While the policies offered by Haven Life may not be suited to all, the straightforward delivery of information and fast service help those who want competitive rates and coverage receive it quickly and without difficulty.

Physical Address

60 Madison Ave
7th Floor
New York, NY 10010
United States

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

HavenLife
HavenLife
ExcellentReviews 1,067
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Trustpilot reviews

See what some costumers are saying about HavenLife
HavenLife
ExcellentReviews 1,067
on
Excellent
85%
Great
11%
Average
2%
Poor
1%
Bad
1%
  • author
    Benjamin
    Sep 07, 2022
    Easy Breezy

    Easy Breezy Wanted to get this done for a while and this was the easiest experience I could find. I feel great knowing that there is some protection for my husband and likely dogs.

    ...

  • author
    Matt Broffman
    Sep 20, 2022
    No customer service

    I was approved for a policy paid for it and had a question. They asked follow up questions on the application but they aren't attached as the policy document. I wanted them to be attached so there wouldn't be any questions about what was disclosed in the application. I sent them and email and it's now been over a week a no one has responded to their help email address. They did manage to send me an email asking for a review...so here you go.

    ...

  • author
    MGG
    Sep 13, 2022
    I have been trying to reach Haven Life…

    I have been trying to reach Haven Life regarding a question on my policy for over a week i called and it doesn't even go to voice mail it cuts you off, i tried chatting it just goes to leave a message, and i've sent 4 emails and no response. This doesn't bode well at all and it worries me also that if my heirs need to claim someday they won't be paid, if i cant even get a simple call or email back on a question

    ...

  • author
    John Margotti
    Sep 13, 2022
    Avoid this company

    Avoid this company. They never anser the 800 number no matter what time you try, never return an email and the chat never works. It's crazy how bad their customer service is.

    ...

  • author
    Rachell Cordon
    Sep 01, 2022
    It was an easy process

    It was an easy process. The turnaround was also feasible.

    ...

  • author
    Brian
    Aug 17, 2022
    This was hands down the easiest way I…

    This was hands down the easiest way I have come across for looking into and getting life insurance. Fast, simple and shows you cost etc… Definitely glad I listened to the wife and looked into it.

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  • author
    Jeremy
    Aug 11, 2022
    Plan on spending more than you think

    Plan on spending another $20 a month from your initial quote even if your in perfect health. Had their exam, everything came back in the normal ranges (green) but still jacked up my initial rate quote. Little disappointing.

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  • author
    Mama
    Aug 10, 2022
    Smooth

    Easy and smooth application process. Great coverage!

    ...

  • author
    Chimp Li
    Aug 09, 2022
    Good, only until they've sold you.

    Very prompt in selling you a policy; but post-service is pathetic. Once the policy was sold, they ditched me like an estranged girlfriend. No response to my queries since more than 10 days; no call-backs or email responses. I am still looking for some answers to my just-bought policy. I feel I've been cheated. Very disappointing. I do not recommend anyone to waste their time with them. Look elsewhere!

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  • author
    Alex
    Aug 03, 2022
    It was super easy

    It was super easy, fast, and the rate was even better than the estimate. If you are looking for term life insurance this is the place.

    ...

  • author
    Raul Jara
    Aug 02, 2022
    Life Insurance convenient and easy

    The process was very easy. My blood work was done at home. Underwriting had some additional questions which we resolved via email. The process couldn’t have been any easier and my family is now protected.

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  • author
    Felicia
    Jul 28, 2022
    Excellent online experience... thorough quick easy...I will definitely recommend my friends and family

    Excellent online experience...I will definitely recommend my friends and family for THE HAVEN LIFE EXPERIENCE! THANK YOU!

    ...

  • author
    Sharon Fenimore
    Jul 28, 2022
    Easy

    Easy. Didnt have to talk to anyone.

    ...

  • author
    Dorothy
    Jul 26, 2022
    I just purchased a life insurance…

    I just purchased a life insurance policy with Haven Life. The experience of shopping and buying with them was super easy, and for myself, this was the cheapest I could find for the amount I was looking for. Highly recommend.

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  • author
    Edward
    Jul 18, 2022
    I bought a haven life Insurance policy one week ago.

    I bought a haven life Insurance policy one week ago. The process was thorough but effective, as from start to finish the whole application process took only one month.

    ...

  • author
    Ramona
    Jul 14, 2022
    I just started with Haven Life

    I just started with Haven Life. A few days ago. But, my interaction with the representatives was very helpful and ready to assist. Thank you Haven Life.

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  • author
    Rose H
    Jul 13, 2022
    Quick approval! No hassle!

    I have compared quotes for life insurances with other agencies before finding out about Haven Life. It was very stressful because it would take more than 2-4 weeks just Waiting. I was told no medical exam needed and still the process took way too long. I wanted a peace of mind and to get this off my checklist as soon as possible. Fortunately, I found out about Haven Life and I was very surprised how fast and easy it was to get a rate and approval. I even got the best quote! No hassle. No waiting period. Thank you.

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  • author
    Andrew
    Jun 29, 2022
    First time policy buyer.

    I initially had some issues with finalizing the purchase of the policy but I called customer service and had a very helpful representative assist me which is one of the reasons why I decided to go with haven.

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  • author
    Diana
    Jun 29, 2022
    The process of obtaining term life…

    The process of obtaining term life insurance was easy and fast with Haven Life. I am very satisfied with how convenient this process is.

    ...

  • author
    Marshell
    Jun 15, 2022
    The application was easy and simple

    The application was easy and simple, I had to complete a physical and that process was no problem! I got a response back I was approve for this life insurance. My overall experience with Haven Life was outstanding!

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  • author
    Brandon
    Jun 15, 2022
    Rates are amazing compared to other…

    Rates are amazing compared to other insurers and customer service was top-notch! I would highly recommend them!

    ...

  • author
    Scott
    Jun 08, 2022
    Excellent service and easy to navigate.

    Excellent service and easy to navigate.

    ...

  • author
    Alex Cervantes
    May 29, 2022
    Haven Life is just what I was looking for!

    Haven Life is just what I was looking for. I had been turned down for life insurance by other companies due to previous medical history. Haven life went further to find out if I qualified. Happy to say I now have coverage for more than I was expecting at a lower monthly cost! Feel much better now.

    ...

  • author
    Ananth Venkatachalam
    May 29, 2022
    Easy, affordable and efficient

    Firstly I the entire process was very simple and easy to complete. The monthly premium was affordable that had the coverage I needed. They were responsive that they made sure am being notified about the status of my application. Overall I am happy with my experience.

    ...

  • author
    Kelly Nisbeth
    May 26, 2022
    Satisfied customer

    Loved that I was able to complete application online, labs done at home and received results and offer in less than a week.

    ...

  • author
    Christine Hathaway
    May 25, 2022
    I am very happy with how easy it was to…

    I am very happy with how easy it was to apply for Haven Life insurance online. My husband did also. He got his quote quickly and didn’t have to have an exam or bloodwork. I actually did have to have an exam. It was simple though. She even came to my home and asked questions and took my blood pressure etc. after about a week I got my results and an offer soon followed from Haven Life. It was just a bit more than the initial quote because of my health history. But it was the lowest quote that I received from similar companies. I am happy with the emails and when I called with questions, I got answers quickly and to my satisfaction. Thank you Haven Life for making me feel that you listened to my needs.

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  • author
    lynesha robinson
    May 18, 2022
    From start to finish I had no problem…

    From start to finish I had no problem navigating my way through the questions. Not sure if I will keep my current rate or lower it late but glad I have the option.

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  • author
    Santi Khiosida
    May 17, 2022
    Fast and easy

    Fast and easy. Received my policy hassled free.

    ...

  • author
    Denay
    May 12, 2022
    Choose Haven!

    Put your mind at ease, hands down the easiest process and best in value compared to other companies.

    ...

  • author
    Amanda
    May 12, 2022
    The insurance application process with…

    The insurance application process with Haven Life was seamless. I applied online on 3/8 and received a call within about 24 hours to schedule the paramedical exam. The appt set for 4/2, due to my schedule (requested a Saturday appt). The nurse came to my home, exam took about 15 minutes (verify my info, BP check in both arms, blood drawn, urine collection). Those results were available on 4/8. I received a few follow up questions 2 days later regarding prior prescriptions and medical tests from the underwriter. Answered those promptly, and my policy was approved on 4/20. Overall process was less than 30 days, excluding the wait time for the paramedical exam, which was due to my scheduling.

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  • author
    Kristopher
    May 11, 2022
    The process was easy

    The process was easy, secure, and it’s an affordable. Also, it’s good to have a policy with a trusted brand.

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  • author
    Anthony
    Apr 27, 2022
    The process was quick and easy

    The process was quick and easy

    ...

  • author
    Cj
    Apr 27, 2022
    The process is very simple

    The process is very simple, quick and easy to follow. My experience with Have Life is very satisfied! Thank you Haven Life!

    ...

  • author
    Derek R.
    Apr 18, 2022
    Great company

    Great company. Easy to navigate yourself to a excellent policy. Thanks Haven Life!

    ...

  • author
    DaMarcus Sullivan
    Apr 11, 2022
    Best experience EVER

    Best experience EVER! Quick, easy, and very affordable! If you haven’t done it already—DO IT! You will not regret it

    ...

  • author
    Deepak
    Mar 31, 2022
    Simple, Quick and Delightful

    I just loved how simple and quick the whole process was. I got approved for the maximum I could have being a non citizen. I filled a form with my details and the next day I had the policy. I was fretting over sitting on endless phone calls and getting medical tests done before I could have a policy, but I had the policy in less than 24 hours. The Haven Life website is amazing as well. To the point, inviting and works without a flaw. Also, the policy comes with the perks like TrustWill for free and a few other very useful services at no cost. I have only great things to say about Haven Life so far.

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  • author
    MC
    Mar 26, 2022
    Recommendable!

    I've only been a few month's with Haven Life. Great customer service. Great perks. Affordable. Definitely recommendable.

    ...

  • author
    Trav
    Mar 26, 2022
    I’ve had a pretty amazing time with…

    I’ve had a pretty amazing time with Haven Life. Excellent service, and the perks already have paid for 5+ years of insurance. I was able to do my Will and get my Trust done with them as an add on, and was seriously impressed. Highly recommended.

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  • author
    Liz Spahn
    Mar 22, 2022
    Great so far

    So far, I am very pleased. Enrollment in term life was quite easy. I didn't even need a physical. Luckily, my partner and I have not had to deal with "cashing in" any life insurance, so I cannot speak as to how that process is handled. Overall, I trust Haven Life to do it well, just like they do everything else.

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  • author
    Bishop Lee
    Mar 22, 2022
    Great afforable insurance i'm just…

    Great afforable insurance i'm just waiting for them to get whole life

    ...

  • author
    Stephen Vacamora
    Mar 22, 2022
    They are affordable

    They are affordable, and great!

    ...

  • author
    Kara M.
    Mar 21, 2022
    I’m so glad I found Haven Life

    I’m so glad I found Haven Life! They made signing up for life insurance very easy. The perks of their “plus” program have been great too! Namely, I’ve taken advantage of the subscription to Aaptiv and the Will and Trust service. They also send little gifts sometimes which are a nice touch! I got my husband to sign up through them as well and it was super simple. Highly recommend!

    ...

  • author
    Rowan Bienes
    Mar 21, 2022
    Great Benefits & Easy to Understand!

    I had a large surgery last year and doctors recommended that I get a life insurance policy beforehand, and I am so glad that I chose Haven Life. I found out about them through my bank, Aspiration, and their online process makes everything easy to navigate and easy to change when needed. Plus, it's affordable and provides me with a ton of extra benefits through their Haven Plus partnerships. Now, I even have a will and advanced healthcare directive that was no additional cost! I doubt I will ever switch to another life insurance company.

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  • author
    Megan
    Mar 15, 2022
    Very easy

    Very easy - seamless process.

    ...

  • author
    krishna chaitanya kathari
    Mar 09, 2022
    Amazing experience with them

    Amazing experience with them. Very responsive and best quotes out there. Must have term insurance.

    ...

  • author
    Matthew
    Dec 08, 2021
    Very happy with the whole process from…

    Very happy with the whole process from start to finish on my application. Only area that could be improved is that my wife also applied and was rejected and we did not get a reason. She is a 30 year old female without any existing conditions so I was surprised.

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  • author
    Mark
    Nov 17, 2021
    Hassle-Free Term Life Insurance!

    The whole process was seamless and easy. My application for term life insurance was all done online. The rates are fair, and the people at Haven Life seem to genuinely care about their customers.

    ...

  • author
    HN
    Nov 10, 2021
    Best life insurance company.

    Best life insurance company.

    ...

  • author
    ISMAEL
    Nov 03, 2021
    The process of getting life insurance…

    The process of getting life insurance with you is a very smooth process. I really liked the way you communicated through the process and were on top of the things. I really appreciate it. Thank You for my peace of mind and my family’s peace of mind.

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  • author
    Michael
    Oct 27, 2021
    Eazy peezy japaneezy!

    Eazy peezy japaneezy!

    ...

  • author
    Thomas
    Oct 27, 2021
    Super Easy and No Upsell!

    Super easy! I was putting off purchasing life insurance as all I wanted was a term policy and was dreading the thought of having to meet or speak to a broker and deal with the dreaded upsell tactics. While researching options, I stumbled across Haven Life and began looking into it. Thrilled that I did. I could not have imagined an easier, more streamlined process from beginning to end. Very easy process and excellent, easy-to-understand documentation on the site.

    ...

  • author
    Jason
    Oct 27, 2021
    Very simple to use

    Very simple to use, everything is straightforward.

    ...

  • author
    Nathan
    Oct 20, 2021
    Good service with easy and relaxed…

    Good service with easy and relaxed communication that was not pushy. Helped with what I wanted and the whole process maybe took 25ish minutes from calling to getting approved to setting up my online access. (if you are approved right away)

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  • author
    Wes
    Oct 13, 2021
    Quick and painless!

    The online experience was extremely simple and took all of the intimidation out of the application process. I appreciate how fast I was able to complete the account setup.

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  • author
    Brandon
    Oct 08, 2021
    Great Life insurance company

    Great Life insurance company, your treated like a individual not just another number added to the bunch.

    ...

  • author
    Sofia
    Oct 06, 2021
    Satisfied & at Peace

    I love the process through Haven Life, as the application was easy to complete, and the medical exam was done at a facility near my home. Customers also have the option to have the medical examiner visit their home; however, I preferred to visit a nearby lab. Finally, I got a fair price for a 30-year term life insurance with Mass Mutual. I am delighted because the process was easy, and the underwriter did not make a huge issue like other insurance companies I have tried in the past, and the whole process took less than a week to complete. I am at peace know that should something happen to me; my family will be covered.

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  • author
    Barb
    Sep 29, 2021
    Easy Options

    The website is easy to review. Coverage level I requested meant testing. That was a little clunky due to communication between their 3rd party, but haven life agents were timely with email communication. Overall the rate was a little higher than expected, but glad to have the insurance. Really liked using the slider to determine the final coverage. After policy issued, website shows a new perk so come so looking forward to seeing what that is about

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  • author
    Jeremy
    Sep 29, 2021
    This was a very pleasant experience

    This was a very pleasant experience. Their automated system was very well organized to obtain my medical records, driving record, and all of the other normal questions I would expected to answer. I'm 49 and in perfect health so I'm not surprised that I was approved. But I was very surprised that I was able to be be approved for life insurance in just minutes without a medical exam. I was even able to signed my docs right then. What I thought would take weeks took minutes.

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  • author
    Brian
    Sep 22, 2021
    Very responsive and clear guidance…

    Very responsive and clear guidance through the whole process.

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  • author
    Rodney
    Sep 22, 2021
    great rate and service

    great rate and service

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  • author
    Arnold
    Sep 01, 2021
    Great service and easy enrollment and I…

    Great service and easy enrollment and I could not find a better price. Thanks

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  • author
    Michael Haimson
    Sep 01, 2021
    Easiest and quickest term life insurance application

    Easiest and quickest term life insurance application I went through as I was shopping around... highly recommend!

    ...

  • author
    Z B
    Aug 31, 2021
    Haven Life was awesome

    Haven Life was extremely quick, and provided a reasonable price for the life insurance I was looking for, without even needing a medical exam. I know that doesn't happen in every application, but I was surprised and impressed that it was so easy and quick to sign up for life insurance.

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  • author
    Justin
    Aug 08, 2021
    Poor Service & Misleading Initial Quote

    I had several problems with my Haven experience, which was especially unfortunate because I chose Haven based on its customer service reputation. First, after I submitted my application online, I was told that an immediate quote couldn't be provided and I would receive one within a few business days. After a week with no follow-up from Haven, I contacted them and only then did they realize they never provided a quote. Second, the first available appointment for the medical exam was more than three weeks after I finally received a quote. Then, the person sent to take my blood sample called 45 minutes before the appointment and said she couldn't make it, causing me to waste a half-day of vacation time. The woman was unable to reschedule for several days, and then arrived late on the second date. Finally, Haven increased my quote 50% after the medical exam. Haven said this was because of a history of gestational diabetes, but I had already disclosed that history prior to the initial quote so that was not new information and should have been factored into the initial quote. Furthermore, I'm a nurse practitioner and my A1C was the best I've ever seen, so the history of gestational diabetes was not indicative of any worry regarding developing true diabetes within the policy term. For a company that sells itself based on customer service and easy applications, I found Haven to be quite the opposite.

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  • author
    Sukhdeep
    Aug 04, 2021
    Great fast service

    Great fast service

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  • author
    Michael
    Jul 28, 2021
    Haven Life fits the bill

    I was looking for life insurance via multiple websites and Haven Life came up as an option. Went through the process and within a couple of days I had been approved. The cost, term, and ease with which to sign up were simple and straightforward. Would highly recommend.

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  • author
    Rick Weiler
    Jul 14, 2021
    Easy online application

    Easy online application, update emails through out process, great rate.

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  • author
    Roge Abdo
    Jul 13, 2021
    Very cool I recommend everyone using it

    Very cool I recommend everyone using it

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  • author
    EL
    Jul 09, 2021
    Exceptional Customer Service

    Overall customer experience was exceptional. Customer Service agent (Qianqian) exceeded my expectation in assisting me with resolving a rate issues-expertise, product knowledge, timeliness and follow-through were A+.

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  • author
    George
    Jul 01, 2021
    Easy sign-up for Term Life Policy

    Signing up for a term policy was fast, easy and efficient, and the rate was reasonable. That's all I know so far; I hope to never have an opinion of Haven's claim handling.

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  • author
    Doru Roll
    Jun 30, 2021
    Very pleasant experience

    Very pleasant experience, well structured process, very accommodating in terms of medical exam dates/location.

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  • author
    Justin
    Jun 30, 2021
    Good, room for improvement.

    Overall application was an average/good experience. Did require a medical exam even though I'm under 40 and in great health. That kind of dragged the process out. First schedualed exam was canceled last minute as well. But rates were pretty good. Website is a little rough around the edges, has room for improvement.

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  • author
    Charles
    Jun 16, 2021
    Very easy and quick

    Very easy and quick. From start to finish including medical exam, it was all less than three weeks. Rates where fantastic and worked for our family.

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  • author
    Marc R.
    Jun 13, 2021
    The whole process was easy though…

    The whole process was easy though filling out the form was long. It was great to know I was given options to increase the amount and the terms. The monthly premium was reasonable though I was expecting a lower rate. But I like that I got approved after so many denied applications from different companies. The customer service and the correspondence was great as well!!! I would say I found a haven in your company, really!

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  • author
    Juan
    Jun 09, 2021
    Quick and Simple Process.

    Quick and Simple Process.

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  • author
    Kevin
    Jun 09, 2021
    Easy to complete

    Just as advertised. Easy and quick.

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  • author
    Andrea
    Jun 09, 2021
    We’re not getting any younger…

    We’re not getting any younger and it’s great having the peace of mind that life insurance can bring. Financial stability for my family is very important to me. I shopped around and did my research before deciding on HavenLife. I couldn’t beat the ease and simplicity of their process. The best part, I didn’t have to sacrifice cost for the convenience.

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  • author
    Makana
    Jun 03, 2021
    Unique and excellent benefits are…

    Unique and excellent benefits are included in our term insurance. That makes our life so much easier!

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  • author
    Lemmy
    May 26, 2021
    The Best Term Life Application Process

    The process was very easy and pain free. Excellent customer service as well! Glad I went with them.

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  • author
    Shabrina
    May 26, 2021
    Obtaining a life insurance with Haven…

    Obtaining a life insurance with Haven Life was extremely easy. Completed an application which took about 10 minutes. Less than 5 days total to obtain an approval. Once an approval is sent you have 7 days to accept or denied, great if you are still shopping and are undecided or looking for the best rate. Very competitive rates.

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  • author
    William
    May 20, 2021
    Fast, Fair & Efficient

    Fast, fair and efficient. From the moment I requested information to the time I signed my policy online, it was smooth sailing. The nurse who visited my home was very cordial & friendly. I’m glad I got my insurance through Haven Lite

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  • author
    Kimberly
    May 19, 2021
    It was super easy and quick I would

    It was super easy and quick I would Highly recommend this company!!!

    ...

  • author
    MzBre
    May 19, 2021
    Simple and easy

    Simple and easy. medical exam was required and the final approved premiums were close to the original preliminary quote. All done!

    ...

  • author
    Anthony
    May 05, 2021
    Great customer service!

    Process was efficient, as well as, professional. Customer service representatives, quickly answered any questions, and resolved any issues brought to their attention.

    ...

  • author
    JB
    May 05, 2021
    Haven makes it easy!

    The process was simple and easy. The support team was great with answering my questions and explaining the process. I considered another firm, but gave up because of the bureaucracy. Haven is the right choice for me.

    ...

  • author
    Sharon
    Apr 28, 2021
    This was a pretty painless process

    This was a pretty painless process. The only complaint I have is the rates went up a bit at the final approval.

    ...

  • author
    Ambria
    Apr 28, 2021
    I recently signed up for Haven Term…

    I recently signed up for Haven Term life insurance and it gave me comfort in knowing how simple it was to apply. No hassle, no one coming to your house and affordable pricing monthly. It gave me a piece of mind knowing things will be taken care of.

    ...

  • author
    Joshua
    Apr 28, 2021
    Easy process

    Easy process. Thank you!

    ...

  • author
    ampiko zaan
    Apr 27, 2021
    Low Rates and Quick Approval

    Easy to file. Quick turnaround time. Competitive rates. Mostly doesn't require medical exam for term life even if you are 50+

    ...

  • author
    Olivia
    Apr 27, 2021
    Easy

    Easy, affordable, less hassle & trustworthy.

    ...

  • author
    Nicholas
    Apr 21, 2021
    Super quick and easy application

    Super quick and easy application. I didn't even have to have a medical exam! Competitive prices as well.

    ...

  • author
    Bret
    Apr 21, 2021
    Exceeded expectations.

    Simple, fast and exceeded expectations.

    ...

  • author
    Gerard Acklin
    Apr 17, 2021
    Very professional and responsive.

    Very professional and responsive.

    ...

  • author
    Verified Buyer
    Apr 15, 2021
    The process of applying for life…

    The process of applying for life insurance with Haven Life was very seamless and simple, and the rates were even better. Overall a 5-star experience.

    ...

  • author
    Adam Acker
    Apr 14, 2021
    Very early but very encouraging.

    I just started with Haven Life last week. The process to enroll on-line was very simple and straightforward. When an issue came up with my history they communicated the problem and together it was rectified. I had decided to use Haven Life after researching on the web. They came up in the top or number one in most if not all lists.

    ...

  • author
    Lance
    Apr 14, 2021
    Excellent company to work with!!

    Excellent company to work with!!

    ...

  • author
    RJ III
    Apr 13, 2021
    My experience and rate quote

    I was pleased with my rate quote and the ability to choose different amounts after I was approved. Haven scheduled my exam quickly and their website is easy to navigate during the process. I know underwriting takes time as to ensure a client is insurable, but I felt my underwriting process was quite lengthy. Part of it was my doctor had retired and getting medical records took some time on the clinic's end. I would have liked for Haven to be more proactive in informing me more about the details of the delays, but they did so when I contacted them. Customer service was very courteous. Underwriting was very thorough evidently, but I am fine with that as it allowed me to get preferred rates. I would recommend Haven to a friend. If the communication would have been more proactive and the process a little less lengthy (it was about 3 months start to finish), I would rate them 5 stars

    ...

  • author
    TMB
    Apr 08, 2021
    The rates are wonderful

    The rates are wonderful. The whole process took a lot longer than I expected. There is no lab close by so I had to wait over a month to get an appointment for the medical exam.

    ...

  • author
    Emily Y.
    Mar 30, 2021
    Horrible Customer Service

    After signing up for the health exam, and proactively calling to confirm the appointment - the person scheduled to conduct the exam was a no-show. After calling back to see what happened was told that the person scheduled was actually not working that day. A waste of an entire work day and inconvenience of having to fast. Haven Life's response was sending me around a circle of auto responses with no resolution after multiple attempts on my part. I have since found another life insurance provider who was a much better fit and no health exam was required due to my demographic information.

    ...

  • author
    Brandon
    Feb 28, 2021
    Fantastic Option For Life Insurance

    The overall process of getting term life insurance with Haven Life was really simple. Everything was upfront and you didn’t have to jump to any hoops to get insured. Also, Haven Life did a great job explaining all of the things that are included in the policy. It wasn’t overly complex which was great. If you have a family and want to protect your loved ones, I will recommend that you strongly give Haven Life a chance. If you’re single without children and a significant other, I still suggest you give Haven Life a chance. The rates of Haven Life are affordable, which makes Haven Life such a great option if you’re searching for life insurance. Haven Life was simple to get and it’s affordable!

    ...

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