Bestmoney Staff

When you search for the best budgeting apps, you are often met with a standard roster of tools designed for the individual optimizer or the debt-focused single payer. Articles like those found on U.S. News & World Report do an excellent job of categorizing apps by financial standing—telling you which app is best if you are in debt, or which is best if you are an investor.

Western Union is a long-established, U.S.-licensed money transfer service operating in 200+ countries. It offers digital and in-person transfers to bank accounts, mobile wallets, or cash pickup locations, and supports multiple languages. Provides clear fee and exchange rate disclosures, along with strong consumer protections.

E*TRADE from Morgan Stanley offers Certificates of Deposit (CDs) through its bank and brokerage platforms. These FDIC-insured CDs (up to $250,000 per depositor) feature fixed, competitive rates, flexible terms from 3 months to 10 years, no minimum deposit for bank CDs, and a 10-day rate guarantee—providing a secure, transparent way to earn predictable returns.

Chime's High-Yield Savings Account offers a fee-free, fully digital savings solution with a competitive APY and no minimum balance requirement. Designed for users comfortable with online banking, it includes automated savings tools and is FDIC-insured through partner banks. However, access requires a Chime checking account.

Your rent just increased by $200. Again. Between rising costs and stagnant wages, 45% of Americans now work a side hustle to make ends meet, according to a 2024 Bankrate survey. The difference between surviving and thriving often comes down to finding flexible income sources that fit around your existing life.

You stare at five credit card statements spread across your kitchen table. $23,000 total. Minimum payments eat $680 monthly, but the balances barely move.

Your phone buzzes at 2 AM. Someone just opened a credit card in your name in a state you've never visited. By morning, they've maxed it out.

There’s no getting around it: everything costs more these days. From groceries to gas to the latest must-have item, it sometimes feels like as soon as you step out the front door, someone’s already trying to take a bite out of your hard-earned cash.

Capital One's Business Checking offers unlimited digital transactions, strong mobile and online banking features, and access to over 70,000 fee-free ATMs. Suitable for small to midsize businesses, it integrates with Capital One's business ecosystem and provides waivable monthly fees.

We’ve created the following process to identify the most suitable car insurance companies for your needs and deliver on our mission to help you make informed decisions.

We’ve created the following process to identify the most suitable life insurance companies for your needs and deliver on our mission to help you make informed decisions.

The Everyday Checking account from Wells Fargo is a straightforward and flexible solution for managing daily finances. With a $15 monthly fee that is waivable under certain conditions, this account offers features like mobile check deposit, Zelle® for person-to-person payments, and access to 10,000+ ATMs. Supported by Wells Fargo's robust mobile and online banking platforms, this account is great for students, young professionals, and families.

The Everyday Checking account from Wells Fargo is a straightforward and flexible solution for managing daily finances. With a $15 monthly fee that is waivable under certain conditions, this account offers features like mobile check deposit, Zelle® for person-to-person payments, and access to 10,000+ ATMs. Supported by Wells Fargo's robust mobile and online banking platforms, this account is great for students, young professionals, and families.

Frugality isn’t just about clipping coupons or skipping your morning latte—it’s a mindset. And in a world where prices seem to rise faster than paychecks, more Americans are embracing this intentional way of spending.

Taking the time to research—and in particular getting some advice—can help you make sure you get a personal loan that gives you some financial relief, without getting yourself further into debt with high fees and interest rates.

Allianz Travel Insurance offers a range of travel insurance plans suitable for both occasional and frequent travelers. Founded in 1890, Allianz operates in over 70 countries, providing extensive coverage options including trip cancellation, emergency medical, and baggage protection. With 24/7 travel assistance and user-friendly claims process, Allianz is a reliable choice for comprehensive travel coverage.

Banner Life William Penn has an excellent reputation for providing quality life insurance packages at competitive rates. Through a commitment to delivering a small selection of life insurance packages at a high standard, Banner Life William Penn has become one of the largest life insurance providers in the United States.

A staggering 63% of Americans describe themselves as financially illiterate, with limited knowledge of basic money management principles.

Upstart Home Lending offers a streamlined, AI-driven approach to Home Equity Lines of Credit (HELOCs), allowing homeowners to access funds ranging from $26,000 to $250,000 without the need for appraisals. With fixed-rate draws and a user-friendly online application, it's designed for those seeking efficient and transparent financing options.

Chime® is an award-winning financial app** and debit card. Rest easy knowing your funds are FDIC-insured through Chime's banking partners The Bancorp Bank and Stride Bank, N.A.. With simple online and mobile interfaces managing money virtually is easy. Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.