Bestmoney Staff

Learn how cash back credit cards really work, the hidden perks they offer, and the smart habits that help you earn rewards without falling into debt.

An auto loan calculator has the potential to be a very powerful tool in the car-buying process. It can help you look past the sticker price and understand what your monthly payment will be, as well as the total cost of the car over time. Use this calculator to estimate your payments, plan your budget, and help find a loan that fits your financial situation.

When you search for the best budgeting apps, you are often met with a standard roster of tools designed for the individual optimizer or the debt-focused single payer. Articles like those found on U.S. News & World Report do an excellent job of categorizing apps by financial standing—telling you which app is best if you are in debt, or which is best if you are an investor.

We’ve created the following process to identify the most suitable pet insurance companies for your needs and deliver on our mission to help you make informed decisions.

Chime's High-Yield Savings Account offers a fee-free, fully digital savings solution with a competitive APY and no minimum balance requirement. Designed for users comfortable with online banking, it includes automated savings tools and is FDIC-insured through partner banks. However, access requires a Chime checking account.

Your income tells only part of the story. Use this home affordability calculator to combine your salary, monthly debts, and down payment savings to estimate how much home you can realistically afford.

In a world where you can move money with just a few taps on your phone, it’s easy to assume the process is as safe as it is convenient. But when you're sending funds across borders — sometimes to people you’ve never met in person — a nagging question often lingers: Is my money actually safe?

In today’s connected world, timing is everything. Whether you’re helping a loved one in an emergency, paying an overseas contractor, or sending funds to cover tuition abroad, the question comes up time and again: How fast can the money get there?

Sending money across borders can feel deceptively simple. You tap a few buttons, enter an amount, and hit “send.” But behind that convenience often lies a maze of hidden charges and unclear pricing — ones that can quietly drain your wallet without you realizing it.

Refinancing a car loan may seem like a move meant only for when finances get tight. But it’s actually a common financial strategy that can help monthly cash flow, reduce interest costs, or better align loan terms with changing needs. Whether you've grown your credit score, found better interest rates, or simply want to lower your monthly payments, auto loan refinancing can be a helpful tool.

When buying a car, excitement can quickly turn into confusion at the dealership. Between price negotiations, loan terms, and monthly payments, many buyers feel unprepared. That’s where getting pre-approved for a car loan can make all the difference. Pre-approval isn’t just a step in the financing process—it’s a powerful tool that can help you shop with clarity, confidence, and more control.

Unlock offers a unique Home Equity Agreement (HEA) product that allows homeowners to access up to $500,000 of their home equity without incurring monthly debt repayments. Unlike traditional home equity loans or HELOCs, Unlock provides a lump sum in exchange for a share in the future value of the home.

Citizens Bank offers impressive student loan and refinancing services, giving customers the opportunity to receive the most attractive interest rates with its variety of incentives and deals. It is an ideal solution for customers looking for a flexible multi-year student loan or refinancing solution.

The Credible.com mortgage marketplace provides actual offers from multiple lenders and a streamlined digital process from shopping to application. Credible has facilitated over $1.6 billion in loans across a wide range of industries, a tribute to the simple and streamline comparison process that they offer. Credible does not sell any user data to third parties.

Magnolia Bank is an online mortgage lender that offers loans for home purchase and refinancing. The company has access to thousands of different program options and uses a streamlined process to deliver low rates to each customer.

First Premier Lending is a loan marketplace connecting borrowers with multiple lenders offering personal loans. It provides loan options for various credit scores, with flexible terms and competitive APRs. The company aims to help borrowers secure financing for debt consolidation, emergencies, and other personal expenses.

OneMain Financial is a subsidiary of OneMain Holdings, Inc., a publicly traded financial services company founded in Baltimore in 1912. It specializes in providing unsecured and secured personal loans to consumers across America. It operates online and in branches around the country. As of the end of 2023, it has more than1,300 branches in 44 states.

Axos ONE®, a division of Axos Bank, offers comprehensive digital banking services with competitive interest rates. Offering $0 monthly maintenance fees on most accounts, Axos ONE® combines cost efficiency with a full suite of financial tools. The platform’s robust digital experience supports various account management features and is known for its customer-focused approach.

Axos ONE®, a division of Axos Bank, offers comprehensive digital banking services with competitive interest rates. Offering $0 monthly maintenance fees on most accounts, Axos ONE® combines cost efficiency with a full suite of financial tools. The platform’s robust digital experience supports various account management features and is known for its customer-focused approach.

Tax Relief Experts offers tax negotiation and resolution services for individuals and small businesses facing IRS challenges. With free consultations, tailored resolution plans, and a range of services including audit support and penalty reduction, they focus on restoring financial control through proven IRS programs.