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Upgrade Cash Rewards Visa Review

Reviews 39,576
Upgrade Cash Rewards Visa®
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Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
Excellent
Reviews 39,576
Katy Ward
Dec. 21, 2022
3 min read
Katy Ward
Upgrade Cash Rewards Visa® Summary
Online lending platform Upgrade, founded in 2017, offers the Upgrade Card, which acts as a hybrid between a credit card and a personal loan. It allows borrowers to make charges as they would on a credit card while making monthly repayments at a fixed amount, just like with a personal loan. Borrowers won’t have to pay any monthly fees and will receive an APR of between 14.99% - 29.99%.

Pros

  • No annual fee
  • Unlimited 1.5% cash back

Cons

  • APRs can be high
  • Can't use card at ATMs

Upgrade Cash Rewards Visa® at a glance

4.8
Editorial score

Fees

No annual fee, no late fees, and no foreign transaction fees
5.0

APR

Accepts all credit types
5.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication
5.0

Customer service

Multiple communication options, wide range of hours
4.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features
5.0

Upgrade Cash Rewards Visa® Upgrade Cash Rewards Visa® Visit Upgrade

Overview

The Upgrade Card is designed to combine the flexibility of a credit card with the stability of a personal loan. Although the lender uses the umbrella term of Upgrade Card, there are 4 card types available: Cash Rewards, Triple Cash Rewards, Bitcoin Rewards, and Upgrade Card. The most suitable card for you will depend on the type of rewards you’d like to earn, as well as your credit profile. See below for more details on rewards and cashback.

You can use your card at participating retail locations or have the funds sent directly to your bank account. Once you begin making transactions, you can pay down balances in equal amounts at a fixed rate each month.

Suitable for?

The fixed monthly repayments and multiple card options could make Upgrade a good choice for those on a strict budget who want a tailored financial solution. The Upgrade Card is specially geared towards borrowers seeking to improve their credit scores.

With the Bitcoin Rewards card offering 1.5% back in Bitcoin on payments, this could be a strong match for those interested in cutting-edge financial technologies. 

The Cash Rewards card, offering 1.5% rewards on all purchases, may work for borrowers who spread their spending. Likewise, the Triple Cash Rewards Card could suit those who purchase more in the home, auto, and health categories, thanks to unlimited 3% cashback in these areas.

Upgrade also offers a $200 welcome bonus after opening a Rewards Checking account and making 3 debit card transactions.*

The recent launch of an Upgrade app could also make the platform attractive to digitally savvy customers who prefer to manage their finances on the go.

Interest Rates & Fees 

All 4 card types under the Upgrade Card umbrella are fee-free, which is one of the product’s most attractive features.

It’s also worth noting that you’ll be subject to a 1.5% transaction fee on the sale of Bitcoin via the Bitcoin Rewards card, which will be deducted from the proceeds of your sale.

Rewards & Cashback

The Upgrade Card has 4 versions, with 3 of these offering rewards.

  • Cash Rewards: unlimited 1.5% cashback on payments
  • Triple Cash Rewards: unlimited 3% cashback on payments from the home, auto, and health categories and 1% on other purchases
  • Bitcoin Rewards: unlimited 1.5% back in Bitcoin on payments
  • Wecome Bonus: Earn $200 bonus after opening a Rewards Checking account and making 3 debit card transactions.*

The above card types are available to those with an average to excellent credit score. If your score is lower, you could qualify for the Upgrade Card, but this doesn’t offer any rewards.

The Application Process

To start the application process, you’ll need to enter information such as your name, address, Social Security number, and income before creating an account with Upgrade.

Based on this information, the lender will determine the amount of credit available to you. While Upgrade states its lines of credit are typically below $25,000, it is possible to borrow up to $50,000.

Upgrade will perform a soft search on your credit history to determine how much you are eligible to borrow, but this won't affect your future credit score. If accepted, your APR will depend on factors such as your credit profile, credit usage, and the amount you have requested.

Once your application has been approved, you should receive your card within 7 to 10 business days.

Help & Support

You can contact Upgrade via phone, email, or social media. Its phone support hours are 6 am to 6 pm (PT), Monday to Friday, and 6 am to 5 pm (PT) on Saturday and Sunday. 

Security

If you apply for one of its products, Upgrade will request your personal and banking details and will then verify this information to check your credit score. However, it will not share your personal details with any third party other than its partner banks. Full details of Upgrade’s security policy are available online.

Upgrade’s cloud infrastructure, which is provided by a third party, is encrypted to protect customer data and the lender’s services are SOC1, SOC2, and SOC3 compliant—a standard of data security set by the American Institute of CPAs.

In addition to using a firewall, intrusion detection systems, malware detection systems, and data loss prevention systems to protect against fraud, Upgrade carries out vulnerability scans and ensures none of its employees have access to your password. Furthermore, all of Upgrade’s customer-facing services carry an SSL (Secure Socket Layer) certificate.

FAQ

Can I use my Upgrade Card with my phone or device?

Yes, you can add your card to Apple Pay or Google Pay and pay with your card at participating retailers.

Can I use my Upgrade card at an ATM?

No, this feature is not currently available.

How do I make my first draw?

Once you log in to your account, you can request a specific draw amount from the dashboard.

Does Upgrade have an app?

Yes, it recently launched the first version of its mobile app, which enables you to view and update your account on the go.

Conclusion

If you’re looking to avoid hefty fees on your borrowing, taking out a line of credit with Upgrade could prove an attractive option. As well as offering the security of fixed monthly repayments, you could qualify for generous rewards. The company’s APRs range from 14.99% - 29.99% , which could make it a more expensive option at the latter end of the spectrum. For many customers, the biggest challenge may be understanding the lender’s hybrid model. However, once you get to grips with it, the Upgrade account is extremely easy to manage.

Upgrade Cash Rewards Visa® Upgrade Cash Rewards Visa® Visit Upgrade

Methodology

This review was compiled using information on Upgrade’s website and by contacting its customer service team via email.

Disclaimer


Upgrade Visa® Card with Cash Rewards" and "Upgrade Triple Cash Rewards Visa®

To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

Katy Ward
Written by
Katy Ward
Oxford graduate Katy Ward is a seasoned journalist and editor covering personal finance for Eleven Writing and Top10. Over a 15-year career, Katy has worked with several finance titans, including Barclays, Tandem Bank, and Yahoo! Finance. She enjoys identifying complex financial trends that make for interesting article topics.
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Trustpilot reviews
See what some customers are saying about Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
Excellent
Reviews 39,576
on
Excellent
81%
Great
11%
Average
3%
Poor
1%
Bad
4%
M
maribel
2 days ago
The company made it easy to set up my…
The company made it easy to set up my credit card and my bank account with no problem. Both my cards arrived less than a week
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peter wolak
3 days ago
The company Upgrade...will truly upgrade your life.
Upgrade is absolutely an amazing company...they are truly masters at debt consolidation they make it very fast and easy...things run smoothly...they are there every step of the way with very kind support...they will work with you giving you a feeling of security and most of all...peace of mind.
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jeff niedelman
3 days ago
Haven’t used service yet
Haven’t used service yet, but card arrived in a timely fashion.
K
kathy
4 days ago
Fast service
Fast service
S
sylvia garza
4 days ago
New loan
Quick, easy, and a good rate.
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jessica shanahan
4 days ago
Very quick and easy to apply
Very quick and easy to apply. Results very fast and funded very quickly
M
mdee
4 days ago
I had my account hacked
I had my account hacked, and had almost $4000 transferred to another bank account, and they claimed I did it. After customer service took off the phone number they had used to verify the transfer to their account!!!!!!!
L
louis vellia
4 days ago
Good company to do business with!
Upgrade made it easy to secure the funds we needed to complete a home project. They were fast and thorough!
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heather smith
5 days ago
I was extended a line of credit
I was extended a line of credit. Paid it on time every time and they made me ineligible to use it. Been this way for months. Say it’s because of my credit. My numbers were the same as when I opened it. Been a loyal customer but I will be closing this out. It’s of no use to me now. Useless card
h
hachi
6 days ago
The approvneqcal process was easy and…
The approval process was easy and painless. I received my card today and have not had a chance to use it yet. I look forward to being a long time custoner
T
tom
6 days ago
Poor reporting and adjusts limit based on score going up and down +/-10 points
They monitor your credit and adjust the credit limit based on your score. Even with almost perfect payment history, they still adjust the limit. I have several other cards that never do this. I was late one month because my debit card was canceled and I didn't remember to update my payment. Definitely my fault. It took 60 days to report that I was no longer late on my payment to the credit agencies. But when they lowered my limit, they reported it right away.
S
sandria ackerman
7 days ago
BEWARE
No matter how good you may pay your account, they keep lowering your credit. EVEN WHEN YOU 0% debt to ratio Takes a long time for Customer service to answer phone. THE WORST CARD EVER!!!!! They can keep lowering credit, I will never use them again.
L
lmw
7 days ago
Have 2 cards never late on the…
Have 2 cards never late on the payments. Have been receiving emails daily encouraging me to apply for a loan”with no effect on my credit” . When I applied I was not only denied but my credit limit was lowered on each card so I am maxed out on on each thus hurting and lowering my credit score. Spoke with 2 people 1 a manager both of whom were of no help. Would/will never work or recommend this company!!’
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cheri sparks
7 days ago
this is the worst credit card company
this is the worst credit card company. It takes 10 days for a payment to post. If your credit score goes down due to hardship, they will lower your credit limit. DO NOT USE THIS COMPANY
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waylon “drdeath” beatty
7 days ago
This company is a joke
This company is a joke , been with them for years never missed a payment have multiple loans , multiple credit cards and every time I pay my credit card down they take my credit limit down . junk company anytime I have a credit limit it’s taken away after payments can’t wait to pay all these off and be done watch out they are shady
M
matthew baker
8 days ago
Simple quick
Simple quick
J
jason smith
9 days ago
Great to work with for sure
Great to work with for sure . Great products also
D
dalton ordway
10 days ago
Quick and easy
Quick and easy
M
michael davies
10 days ago
It was simple and right to
It was simple and right to. The point with out a bunch of red tape and same answers over and over again
P
pamela raspa
11 days ago
It was so easy and such a pleasure to…
It was so easy and such a pleasure to do business with Upgrade. I see a long future with this company thanks so much Pam
V
victor-wilmington,de
11 days ago
Has been over 2 weeks still no card in…
Has been over 2 weeks still no card in the mail have gotten several emails saying activate card and still no card in the mail.
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joey kennedy
11 days ago
I apply for a debit card but had to get…
I apply for a debit card but had to get my address switch and I had to go through a whole verification processs and it was a mess and everyone lies about your debit card being cancelled or needing more info and keep sending emails to tell you that your card is coming and I was told to ignore the cancelled. Well, now I need this card and my pay check is stuck so I be filing a complaint with the BBB and report them to the banking bureau. Now I am screwed to pay my bills on Wednesday, they enjoy making your life worst.
W
william lovingood
11 days ago
I did everything from the app!
The entire process was seamless and easy! I did everything from the app! I completed my application on Saturday and had the funds in my account by Monday!
W
william carmon
11 days ago
What made your company great is you…
What made your company great is you support team. They explained to me the explanation when I needed the help. They basically worked me through step by step and made me feel excellent and calm.
D
david molletti
12 days ago
Clear path forward and complete…
Clear path forward and complete information from beginning to transfer of personal loan funds to my account. Best interest rate I could get too!
J
jeff kay
12 days ago
Quick and easy process
Upgrade is proactive with their offers, the process is quick and simple and they approve and fund!
B
blake riley
12 days ago
Great Loan Company
Easy to finish and do the Loan process
m
matt
12 days ago
Very quick and easy
Very quick and easy. Love Upgrade
R
robin oneal
13 days ago
STAY AWAY FROM THESE PEPOLE AT UPGRADE…
STAY AWAY FROM THESE PEPOLE AT UPGRADE !! THEY WILL GIVE YOU A CREDIT LINE AND AS YOU PAY IT DOWN THEY TAKE YOU CREDIT AMOUNT AWAY FROM YOU! WRONG PLACE FOR A CREDIT CARD.. MINE WAS A 6000.00 CREDIT LINE AND NOW ITS 2500.00 SINCE I PUT A FEW GRAND ON IT TO PAY IT DOWN, GET A TRUE CREDIT CARD PEPOLE! ONE THAT WHEN YOU PAY ON IT YOU STILL HAVE WHAT YOU APPLIED FOR.. R.E.ONEAL!
M
mike
13 days ago
Upgrade lied to me
Upgrade lied to me - every week I get an email, because of my great payment history see what I qualify for. Okay, I emailed them and asked if this would be a hard credit hit. Oh absolutely not. IT WAS then the audacity to QUINTUPLE the INTEREST rate from prior loan, I believe this is discrimination against senior citizens and the disabled. Run from these people.
P
peggie delparte
14 days ago
Easy application
Easy application. Fast service. Was very happy with process.
R
robert hazen
15 days ago
Little pricey on front end but if I’m…
Little pricey on front end but if I’m able to pay off early and save interest and I’ll be fine Relatively quick & easy
J
juan rodriguez
15 days ago
It’s a great company to help out those…
It’s a great company to help out those who need the credit
E
eric
15 days ago
Staff very professional
Staff very professional, process of getting a loan was smooth very easy.
F
freddy m
15 days ago
OMG!!!
Never in a million years could I have imagined a loan process that would be this easy, or this quick! My application was submitted on a Wednesday afternoon. I had an approval within an hour or so. Two days later, the funds were already in my bank account. Wow!
T
troy daigle
15 days ago
Outstanding service
Service was outstanding all the way around. Friendly and informative .
M
magdalena aileen rillorta
16 days ago
Easy to apply
Easy to apply
L
leslie talley
17 days ago
The process was quick and easy!
The process was quick and easy!
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king g facey
17 days ago
Upgrade save me I have no way of…
Upgrade save me I have no way of getting to work because my truck was broke down and they were the only one that game me a loan 🙏🏾🙏🏾🙏🏾 loan was fast and the money was in the account in one business day
M
margaret west
17 days ago
Fantastic!
Fantastic! I could not believe how easy it was to go through the application. I did have a few questions so I called and the representative was great. She was so helpful, pleasant and knowledgeable about my concerns and questions.
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cullen davis
21 days ago
Great customer service
Great customer service
B
barry p
21 days ago
SCAM! What a horrible experience and customer…
What a horrible experience and customer service. Sent a payoff in, they've had the check for a month (we tracked it), they've cashed the check (checked with the bank and have the photo of the check showing cashed), and have yet to apply to our account. We've called every day for 2 weeks now. First said it was lost, then said it was refused by the bank, then said it would be applied by the end of the day 2 days ago. Still not applied to the account, refund for the large payment overage has not been refunded and continue to get the run around. Go somewhere else!!!!
F
frances lagano
22 days ago
Customer service
Easy process. Quick responses. Good customer service.
R
ronald murray
22 days ago
Quick and easy
Quick and easy
B
brandy neal
22 days ago
It was a very easy process
It was a very easy process
C
courtney
22 days ago
The application process was easy
The application process was easy. The approval process was quick.
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sharon griffin
22 days ago
You are a fair and helpful company that…
You are a fair and helpful company that cater to my personal needs. I am very grateful.
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mr b
22 days ago
Checking my truth in lending disclosure…
Checking my truth in lending disclosure statement i noticed that the interest rate shown is not what i am actually being charged. My actual APR is 8.28 percent higher than what is shown on my truth in lending agreement. And they even charged me interest on a extra payment i made to my account. They should have been upfront with the total amount that i am being charged instead of being a snake int the grass and Dishonest. If you use this company for a loan, make sure you double check the actual finance charge APR and make sure it is what you agreed to.
A
andrew brozak
22 days ago
Worst CC experience ever
Worst CC experience ever. They said I was approved, sent a card out to me. I called to activate my card and they told me they couldn't verify my address. Every other company I have dealt with never had a problem verifying my address. Maybe they just wanted all of my info. They are NOT LEGIT.
D
david
22 days ago
Where are my funds?
I was approved for a personal loan in early August of this year. I received half of the funds in my bank account within a couple of days. They were supposed to send the other part/half of the funds to pay off another loan that I had and had supposedly sent a check for this purpose. Now, almost a month later, the check seems to be lost. I was told first that the check might not have been sent. Today I was told that it was the fault of my other creditor and that they were not processing checks appropriately. When I asked when this would be resolved I was told "it's just a waiting game at this point". Meanwhile my loan is accruing interest and I'm supposed to just wait until when...weeks? Months? I asked if they could just cancel the check and deposit the funds into my account. This apparently is not an option. I am without a doubt paying interest on my loan with Upgrade and yet haven't even received 100% of the funds from my loan (technically). I'm now going to have to consult with an attorney to see what I can do to resolve this issue. Never get a loan with a company that charges interest on money you may never receive. I would definitely not recommend Upgrade to anyone as it appears they do not follow through with the terms of their loans!
B
brett h
22 days ago
The worst customer service ever
Literally the worst customer service I have ever had. I have been disputing a charge for over a month and every time I call they say they will escalate because the person last time didn’t. They keep giving me a later date to call back. Nothing is being done. Will close my account as soon as I can transfer my money out. The cash back rewards aren’t even worth it if you have any issue at all.
T
tim lusk
23 days ago
Answered questions accurately and…
Answered questions accurately and timely. Always been very satisfied with the professionalism and efficiency
B
bruce jones
23 days ago
Constantly in contact
Constantly in contact. Never had to wonder what was next.
l
lisa moore
23 days ago
My my my what can I say about upgrade…
My my my what can I say about upgrade is that they have given me a chance to prove my credit worthiness that I have in me to have start over and pay my debts back while building an excellent credit score because upgrade has given me a chance and approved me for not 1 or 2 but 3 credit loans. More then I can say about a credit union I’ve been in for over 15 years always given me a hard way to go even with a good credit score!!!! Thanks upgrade 🤗
S
susan gatschet
23 days ago
Upgrade made it so easy to apply for…
Upgrade made it so easy to apply for debt consolidation loan. Set up automatic payments each month. Fair interest rate as well. Highly recommend Upgrade if you need a loan.
T
tina
23 days ago
Easy access
Easy access. No hassle answers. Extremely quick response and payout
C
clhinsley
23 days ago
I rated my experience as being great…
I rated my experience as being great because the application process was quick and easy. The customer service agent who assisted me was very courteous and personable and ultimately, I was approved.
V
victor tuckenberry
23 days ago
Reps are the BOMB!!
Thanks for all the representatives expertise and helpful advice and support!!!
D
david phan
24 days ago
Transparent and easy process
Convenience to specify which credit cards to pay off during the process. Automatically informs you if the credit card is valid for payment from Upgrade Easy process and fully transparent on financing.
E
eric simmons
24 days ago
Quick Eazy Simple
Quick Eazy Simple Thanks for trusting me
J
james megill
24 days ago
I have received two loans and you guys…
I have received two loans and you guys make it so simple and I will be referring people that need loans to you guys. Thank you!
M
michael pendleton
24 days ago
The assistance we received with the…
The assistance we received with the agent we did final documents with. Very pleasant and helpful
C
celeste tyson
25 days ago
This is my 3rd loan through Upgrade!!!
This is my 3rd loan through Upgrade, my last loan prior to this loan was 3years ago, The loan application process is straight forward. What a financial relief, it is to have the funds to minimize/eliminate debt!!!
C
c w
25 days ago
Very easy to keep reapplying for new…
Very easy to keep reapplying for new loans and even with my high credit they knew my good history makes me a great client. This is my third loan with them.
M
marilyn desimone
a month ago
Anania and Yvonne
Anania and Yvonne, in the customer service area, were sheer delights to work with as they walked me through the computerized maze to complete my loan application. Although I had been approved, I could not execute the steps needed to get the money sent to my bank account. But with their help and sweet attitudes, every thing was accomplished. Congratulations on having such wonderful employees in your customer service area.
K
kaye rector
a month ago
Fast
Fast, easy process
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jennifer christine clark
a month ago
They are what’s up
They go hard on all levels
R
richard crager
a month ago
Great Seevice
Very fast turnaround and simple application process
B
brenda garcia
a month ago
Easy and fast
Every easy and fast to get your approve and money. No hassle at all. Money is set up to come right out of your account so no worries of late payment or forgetting to make your payment.
J
john
a month ago
Very easy to deal with it's like 1 2 3…
Very easy to deal with it's like 1 2 3 and you have the money
C
cindy arias-ordonez
a month ago
Quick and easy
Quick and easy
M
mackenzie
a month ago
Great Service
Upgrade has been so easy to work with - helped me finally get my credit card debt under control!
D
david
a month ago
Quick
Quick, Efficient and available
C
christos
a month ago
READ!
READ! I have been using Upgrade for a few months now and everything was great until last week. They froze my account. I am not able to transfer or withdrawal any of my money. It’s been 6 days. Every time I call they tell me there’s nothing I can do about it and that my account is in review. I have $28,000 in the account and I’m unable to pay for any of my bills. This is all the money I have. Other downsides: You cannot deposit cash or deposit checks into the account! Avoid at all costs! Do not open account!!!
R
russell
a month ago
Quick and easy
The entire process was really easy and fast...
J
jan
a month ago
Very easy to navigate
Very easy to navigate. The support team was excellent!
D
david tadesse
a month ago
Great customer service and easy to…
Great customer service and easy to navigate on app.
S
sherry stockton
a month ago
The whole process is easy and painless
The whole process is easy and straightforward. Easy to determine what you want to request and fill out paperwork. I have had 3 loans with Upgrade and they do a great job.
T
tonya
a month ago
The application process was easy and fast
The application process was easy and fast.
F
francis
a month ago
Good but passable
All went well, agents, when speaking to clients and asking for more information should have all request’s available to them. Only hiccup was too many follow up requests because agents didn’t have all the facts. Four calls to just get one piece of info.
L
lg
a month ago
Loan at in review for over 2 weeks…
Loan at in review for over 2 weeks before anyone reached out. App showed nothing pending, and I was unable to find a number to call you.
B
bruce cummings
a month ago
Everything was quick and easy
Everything was quick and easy, very user friendly
A
anna t
a month ago
It quick
It quick, seamless and very easy and I received my funds in 2 days.
S
sandra cooper
a month ago
Very simple application and quick to…
Very simple application and quick to receive funds.
E
evelyn okeefe
a month ago
I Love this company
I applied for a Loan filled out the information needed and I got my answer right away.
P
phyllis miller
a month ago
Great experience
First, the offered interest rate was what convinced me. The process was very simple and approval was quick.
S
sam a.
a month ago
Quick response and easy customer…
Quick response and easy customer friendly process
J
jorge genovese
a month ago
The service is efficient
The service is efficient, clear and realistic.
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sarita wall
a month ago
I got this card after bankruptcy in…
I got this card after bankruptcy in 2019. I've never missed a payment even during COVID-19. Recently, almost 4years later, they shut my card down from any new purchases. I called to ask why and was told because I have a bankruptcy and that it can never be reversed. I will never use them again.
J
justanswer customer
a month ago
Credit card
RUN I have an excellent credit rating always paid on time they drop my available credit line on my credit card from 14500K TO ONLY $3500 ..I lost $10,500 witch destroyed my credit rating.. terrible company no consideration how this affects the customers - when I called an asked they said because they can -TERRIBLE BUSINESS —- RUN 🏃‍♀️ 🏃🏻‍♂️🏃‍♀️
D
dorothy bailey
a month ago
Help
Even though it took a long time to process the loan everyone I spoke was kind and very helpful. When I made a mistake they corrected it for me. I learned a lot from this experience.
c
customer
a month ago
Upgrade manager is either incompetent…
Upgrade manager is either incompetent or unethical. Beware of FRAUD. Dont do business with Upgrade. Beware of fraud
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rebecca elder
a month ago
Customer service has been great
Customer service has been great. Card use has been easy. Still waiting on the $400 from creating a checking account and doing three debits but I'm sure Upgrade will handle it. They've been on the ball with everything!
M
marinda favre
a month ago
So many questions
I took out this about a year ago. I have never missed a payment with them... However shortly after like month 3 I received and email saying I could no longer do draws against my loan. I'm not understanding why. And still to this date I have not missed a payment? So just curious as to why?
M
michelle
a month ago
The process was easy
The process was easy, fast, and the people were very professional. I have had several loans with Upgrade in the past and each time, I've had excellent results.
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nicole haworth
a month ago
Great fast service
Great fast service. Card came in timely manner.
W
willie
a month ago
Great Service
They took in consideration that I already have an account and you still advance me more credit I really do appreciate you all for all that you do for me.
J
joe morris
a month ago
All questions answered and the process…
All questions answered and the process was smooth
J
james
a month ago
The entire process was exceptional
The process was clear and very easy to follow!
I
ian walker
a month ago
Great customer service.
Great customer service.