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Credit One Bank® Platinum Rewards Visa with No Annual Fee Review

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Credit One Bank® Platinum Rewards Visa with No Annual Fee

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Bestmoney Staff

Dec. 14, 2022

1 min read

Credit One Bank® Platinum Rewards Visa with No Annual Fee Summary

The Platinum Rewards Visa with No Annual Fee Card has decent cash back rewards. It offers 2% cash back on gas, groceries, mobile phone, internet, cable, and satellite TV services. Although it doesn't offer a flat 1% cash back on purchases other than the select bonus catagories, the 2% cash back rate and no annual fee makes this card a good choice to consider.

Pros

No annual fee
Unlimited 2% cash back on select purchase categories

Cons

Requires good to excellent credit
No cash back on purchases outside bonus categories

Credit One Bank® Platinum Rewards Visa with No Annual Fee at a glance

Editorial score

Fees

No annual fee, has other fees

4.0

APR

Doesn't cover bad credit

4.0

Security

FDIC insured, does not offer encryption software

3.0

Customer service

Multiple communication options, wide range of hours

4.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

Written by

Bestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.