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Capital One Spark Cash Select Review

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Capital One Spark Cash Select

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Bestmoney Staff

Oct. 06, 2022

1 min read

Capital One Spark Cash Select Summary

The Spark Cash Plus offers excellent rewards for business owners. You'll earn 5% cash back on hotels and rental cars booked through Capital One Travel and unlimited 2% cash back on all qualifying purchases. What really sets this card apart from other cash back cards is its unique mix of redemption options including a statement credit, check, gift card, and payments through Amazon.com and PayPal.

Pros

Unlimited 1.5% cash back with no annual fee
No foreign transaction fee

Cons

Requires excellent credit
Doesn't offer intro APR

Capital One Spark Cash Select at a glance

4.2

Editorial score

Fees

No annual fee, has other fees

4.0

APR

Only accepts excellent credit

3.0

Security

FDIC insured, offers multiple security features

4.0

Customer service

24/7 service with multiple communication options

5.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

Capital One Spark Cash Plus Learn More

Written by

Bestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.