Last updated: May 2026
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5.0
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
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on Wells Fargo's application
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Wells Fargo Reflect® Card
Annual Fee
$0
Recommended Credit Score
Regular APR
17.49%, 23.99%, or 28.24% Variable APR
Intro APR
0% intro APR for 21 months from account opening
Summary
Editor's Review
Card Features
Pros & Cons
The Wells Fargo Reflect® Card is designed for consumers seeking an extended introductory APR period, allowing users to manage larger purchases or balances without immediate interest charges. This card is ideal for those who may carry a balance.
4.8
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
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on Wells Fargo's application
See Rates & Fees
See Rates & Fees
Wells Fargo Active Cash® Card
Welcome Bonus
$200
Rewards Rate
2%
Annual Fee
$0
Recommended Credit Score
Regular APR
18.49%, 24.49%, or 28.49% Variable APR
Intro APR
0% intro APR for 12 months from account opening
Summary
Editor's Review
Card Features
Pros & Cons
The Wells Fargo Active Cash® Card provides a straightforward cash rewards experience with unlimited 2% cash rewards on purchases. It’s great for people who prefer simplicity and consistent rewards.
4.6
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
Apply Now
on Wells Fargo's application
See Rates & Fees
See Rates & Fees
Wells Fargo Autograph® Card
Welcome Bonus
20,000 points
Rewards Rate
1x-3x
Annual Fee
$0
Recommended Credit Score
Regular APR
18.49%, 24.49%, or 28.49% Variable APR
Intro APR
0% intro APR for 12 months from account opening
Summary
Editor's Review
Card Features
Pros & Cons
The Wells Fargo Autograph® Card offers a robust rewards structure with 3 points per dollar spent in six popular categories, including restaurants, travel, and streaming services. With no annual fee and a welcome bonus of 20,000 points after spending $1,000 in the first three months, it is ideal for everyday spenders looking to maximize their rewards.
4.5
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
Apply Now
on Wells Fargo's application
See Rates & Fees
See Rates & Fees
Wells Fargo Autograph Journey℠ Card
Welcome Bonus
60,000 points
Rewards Rate
1x-5x
Annual Fee
$95
Recommended Credit Score
Regular APR
19.49%, 25.49%, or 28.49% Variable APR
Summary
Editor's Review
Card Features
Pros & Cons
The Wells Fargo Autograph Journey℠ credit card is a points-based travel card. You can earn one reward point for every dollar spent, with bonus points for purchases related to hotels, restaurants, airfares, and other travel expenses. It also offers coverage for various travel situations, including lost luggage and travel delays.
40,371 people
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