Last updated: Jan 2026
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Our Best Bank of America Cards of January 2026

Looking for the best credit card from Bank of America? We ranked our best Bank of America cards based on rewards and savings—so you can pick the one that’s right for you.

Our Best
Cash Back
Balance Transfer
Travel
Rewards
No Annual Fee
0% APR
bank-of-america-travel-rewards-credit-card credit card logo
4.9
BestMoneyscore
Popularity
Based on visits in the past 7 days
5.0
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Travel Rewards Credit Card
Welcome Bonus
25,000 points offer
Rewards Rate
1.5x-3x
Annual Fee
$0
Recommended Credit Score
credit-score-icon
670-850 (Good to Excellent)
Regular APR
17.49%-27.49% Variable
Intro APR
0% Intro APR for 15 billing cycles
Summary
Editor's Review
Card Features
Pros & Cons

The Bank of America® Travel Rewards credit card has no annual fee, lets you earn 3 points for each dollar you spend on travel purchases booked through the Bank of America Travel Center, and features a generous welcome bonus and intro APR. It’s a great choice for travelers who want to offset the cost of travel purchases from flights to hotels to rental cars.

Learn more about Bank of America® Travel Rewards Credit Card
bank-of-america-premium-rewards-credit-card credit card logo
4.5
BestMoneyscore
Popularity
Based on visits in the past 7 days
4.2
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Premium Rewards® Credit Card
Welcome Bonus
60,000 points offer
Rewards Rate
1.5x-2x
Annual Fee
$95
Recommended Credit Score
credit-score-icon
670-850 (Good to Excellent)
Regular APR
19.49%-27.49% Variable
Intro APR
N/A
Summary
Editor's Review
Card Features
Pros & Cons

For a modest annual fee of $95, the Bank of America® Premium Rewards® credit card provides a decent selection of perks, including a rewards rate of 2 points per dollar on travel and dining purchases and 1.5 points per dollar on all other purchases. If you’re looking for a rewards card with a balance of benefits and costs, this card is worth looking into.

Learn more about Bank of America® Premium Rewards® Credit Card
bank-of-america-unlimited-cash-rewards-credit-card credit card logo
4.4
BestMoneyscore
Popularity
Based on visits in the past 7 days
4.1
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Unlimited Cash Rewards Credit Card
Welcome Bonus
$200 cash rewards bonus offer
Rewards Rate
1.5%-2%
Annual Fee
$0
Recommended Credit Score
credit-score-icon
670-850 (Good to Excellent)
Regular APR
17.49%-27.49% Variable
Intro APR
0% Intro APR for 15 billing cycles
Summary
Editor's Review
Card Features
Pros & Cons

The Bank of America® Unlimited Cash Rewards credit card offers an enticing 2% cash back on purchases in the first year from account opening (thereafter, unlimited 1.5% on all purchases). If you’re looking for a hassle-free way to get rewarded for your purchases, this card is worth looking into.

Learn more about Bank of America® Unlimited Cash Rewards Credit Card
bank-of-america-customized-cash-rewards-credit-card credit card logo
4.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
4.5
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Customized Cash Rewards Credit Card
Welcome Bonus
$200 cash rewards bonus offer
Rewards Rate
1%-6%
Annual Fee
$0
Recommended Credit Score
credit-score-icon
670-850 (Good to Excellent)
Regular APR
17.49%-27.49% Variable
Intro APR
0% Intro APR for 15 billing cycles
Summary
Editor's Review
Card Features
Pros & Cons

The Bank of America® Customized Cash Rewards Credit Card has no annual fee while offering 6% cash back for the first year in the category of your choice (after your first year, you'll earn 3% cash back in your choice category). This is a good card for those who want a card with rewards for everyday spending.

Learn more about Bank of America® Customized Cash Rewards Credit Card
bank-of-america-platinum-plus-mastercard-business-credit-card credit card logo
4.3
BestMoneyscore
Popularity
Based on visits in the past 7 days
3.9
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Platinum Plus® Mastercard® Business Credit Card
Welcome Bonus
$300
Annual Fee
$0
Recommended Credit Score
credit-score-icon
740-850 (Very Good to Excellent)
Intro APR
0% for first 7 billing cycles
Regular APR
14.74%-25.74% Variable
Summary
Editor's Review
Card Features
Pros & Cons

The Platinum Plus Business card offers no annual fee and provides access to robust business tools, such as customizable account alerts and easy expense tracking. Additionally, it includes fraud protection features and the ability to earn rewards through the Business Advantage program, helping businesses maximize their spending.

Learn more about Bank of America® Platinum Plus® Mastercard® Business Credit Card
bank-of-america-business-advantage-travel-rewards-world-mastercard-credit-card credit card logo
4.6
BestMoneyscore
Popularity
Based on visits in the past 7 days
4.4
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Welcome Bonus
30,000 points
Rewards Rate
1.5x
Annual Fee
$0
Recommended Credit Score
credit-score-icon
740-850 (Very Good to Excellent)
Intro APR
0% for first 7 billing cycles
Regular APR
16.74%-26.74% Variable
Summary
Editor's Review
Card Features
Pros & Cons

Earn unlimited 1.5 points for every dollar spent on all purchases with the Business Advantage Travel Rewards card. Earn 3 points per dollar on travel purchases made through the Bank of America Travel Center. Perfect for business owners who love to travel, this card helps you earn rewards on every business trip, with no annual fee and no blackout dates.

Learn more about Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
bank-of-america-business-advantage-customized-cash-rewards-mastercard-credit-card credit card logo
4.4
BestMoneyscore
Popularity
Based on visits in the past 7 days
4.0
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Welcome Bonus
$300
Rewards Rate
1%-3%
Annual Fee
$0
Recommended Credit Score
credit-score-icon
740-850 (Very Good to Excellent)
Intro APR
0% for first 7 billing cycles
Regular APR
16.74%-26.74% Variable
Summary
Editor's Review
Card Features
Pros & Cons

Tailor your rewards with the Business Advantage Customized Cash Rewards card, offering 3% cash back on your choice of categories like gas, office supplies, or travel. With no annual fee and a flexible cash-back structure, this card helps you maximize your spending on what matters most to your business.

Learn more about Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
bank-of-america-business-advantage-unlimited-cash-rewards-mastercard-credit-card credit card logo
4.2
BestMoneyscore
Popularity
Based on visits in the past 7 days
3.7
Brand Reputation
Based on web trends
4.7
Features & Benefits
Based on our editorial reviews
4.8
Apply Now
on Bank of America's application
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Credit Card
Welcome Bonus
$300
Rewards Rate
1.5%
Annual Fee
$0
Recommended Credit Score
credit-score-icon
740-850 (Very Good to Excellent)
Intro APR
0% for first 7 billing cycles
Regular APR
16.74%-26.74% Variable
Summary
Editor's Review
Card Features
Pros & Cons

Get a simple and straightforward 1.5% cash back on every purchase, making the Business Advantage Unlimited Cash Rewards card ideal for businesses that need consistent rewards without the hassle of rotating categories. This no-annual-fee card offers flexibility with straightforward cash-back rewards on all business expenses.

Learn more about Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Credit Card

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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Editorial Reviews
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
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