Last updated: May 2026
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5.0
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
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on American Express' site
Terms Apply, See Rates & Fees
Terms Apply, See Rates & Fees
Blue Cash Everyday® Card from American Express
Welcome Bonus
As high as $200 cash back
Rewards Rate
1%-3%
Annual Fee
$0
Recommended Credit Score
Regular APR
19.49%-28.49% Variable
Intro APR
0% Intro APR for 15 months
Rewards Breakdown
Editor's Review
Card Features
Pros & Cons
3%
Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3%
Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3%
Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
4.8
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
Apply Now
on American Express' site
Terms Apply, See Rates & Fees
Terms Apply, See Rates & Fees
Blue Cash Preferred® Card from American Express
Welcome Bonus
As high as $300 cash back
Rewards Rate
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95
Recommended Credit Score
Regular APR
19.49%-28.49% Variable
Intro APR
0% Intro APR for 12 months
Rewards Breakdown
Editor's Review
Card Features
Pros & Cons
6%
Cash Back at U.S. supermarkets up to $6,000 per year in purchases, then 1%.
6%
Cash Back on select U.S. streaming subscriptions.
3%
Cash Back on U.S. gas stations and transit including taxis/rideshare, parking, tolls, trains, buses and more.
1%
Cash Back on other purchases.
4.6
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
Apply Now
on American Express' site
Terms Apply, See Rates & Fees
Terms Apply, See Rates & Fees
American Express Platinum Card®
Welcome Bonus
As high as 175,000 points
Rewards Rate
5x
Annual Fee
$895
Recommended Credit Score
Regular APR
See Pay Over Time APR
Intro APR
N/A
Rewards Breakdown
Editor's Review
Card Features
Pros & Cons
5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
4.5
BestMoneyscore
BestMoney scores are a dynamic formula that combines the anticipated engagement of a credit card with our editorial team’s assessment of that card based on category-specific criteria. This score is updated whenever card offers change.
Apply Now
on American Express' site
Terms Apply, See Rates & Fees
Terms Apply, See Rates & Fees
American Express® Gold Card
Welcome Bonus
As high as 100,000 points
Rewards Rate
1x-5x
Annual Fee
$325
Recommended Credit Score
Regular APR
See Pay Over Time APR
Intro APR
N/A
Rewards Breakdown
Editor's Review
Card Features
Pros & Cons
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
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