SuperMoney Review

ByAshley EnerizJan. 07, 2021

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In a Nutshell

SuperMoney connects you to personalized business loans from the top lenders. Whether you have an LLC, small business, or large business, you can receive funding for a variety of business needs. SuperMoney started off as a financial services comparison website in 2013 and has become a leader in the field.


  • No annoying sales calls
  • Quick application process
  • Real time pre-qualification with multiple lenders


  • Not a direct lender
  • Limited customer support

SuperMoney at a Glance

Direct lender or marketplace? Marketplace
Loan types Business
Loan amount  $1,000 - $5M
Repayment terms Monthly payments
Minimum Credit Score 600+
Suitable for Businesses older than a year that produce income

SuperMoney SuperMoney View Rates


SuperMoney aims to disrupt the way consumers and small business owners shop for financial service products. 

SuperMoney's loan offer engines are integrated with leading lenders. Consumers who are using their platform can submit a single loan inquiry and receive competing pre-approved loan offers from lenders – all without affecting their credit score.

Unlike some marketplace lenders, SuperMoney does not use or sell your information. Instead, it transparently connects businesses to loan options within minutes of filling out the application.

Why SuperMoney Is Good For Your Business

If you need business financing, but you aren’t sure where to start, SuperMoney takes a lot of the pressure and time off of your plate by applying to multiple lenders with one application. While you are required to enter a Social Security Number in the application process, this is only a soft credit pull, so your score won’t be affected. 

Loan Features

While SuperMoney is not a direct lender, it does not allow any of its partners to do a hard credit pull. This is helpful for your credit when you are in the initial research stage, but it can mean that your APR and the monthly payment will go up or down depending on your credit score. 

Below are a few lenders SuperMoney is partnered with to provide loans for small and large businesses alike: 

  • Funding Circle
  • Fora Financial
  • Kabbage
  • National Funding
  • OnDeck
  • And more

Highlights for SuperMoney include:

  • Quick, paperless online application
  • No pressure or follow up sales calls to pick a loan
  • For a wide variety of businesses, including self-employed and LLC businesses
  • The minimum credit score starts at 600
  • Funding can be used for almost any business expense

Application Process

To get started, borrowers simply click on the “Get Started” button located on SuperMoney’s website. You will be asked about your business classification, what the business loan is for, business financial info, how much money you need to borrow, and your personal information. You will also need to enter your Social Security Number.

How Much Can You Borrow? 

SuperMoney can connect businesses to funding ranging from $1,000, up to $5M. The amount of money you request to borrow will affect how many offers you receive. Not all lenders offer loans over $200,000 nor do all of the partners lend to small businesses. 

Repayment Terms

Since SuperMoney is not a direct lender, filling out the application will allow you to compare APR rates and repayment terms from its network of lending partners. Depending on your eligibility, you can compare different loan amounts at different repayment lengths from 3 to 120 months.

How Safe Is It? 

SuperMoney states that it’s using certain physical, managerial, and technical safeguards to protect the integrity and security of your information. They use 256-bit encryption to protect clients’ data. However, the site does not guarantee your information will remain secure, especially since they cannot control the security of third-party lenders. 

Help & Support

SuperMoney has a dedicated help center where individuals can submit issues of questions that are handled by industry veterans.


If you want a quick way to see what loans and terms your business may qualify for, then SuperMoney is a great marketplace tool to use. You can weigh the different loan options without the pressure to make a commitment or receiving annoying sales calls. You don’t have to worry about your credit score being affected or getting on a lender’s spam list. 

Physical Address

SuperMoney’s offices are located at: 

3100 S Harbor Blvd #190, Santa Ana, CA 92704

SuperMoney SuperMoney View Rates

SuperMoney customer testimonials

ExcellentReviews 219
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  • author
    Apr 13, 2021
    I used SuperMoney when I was shopping for a new online bank.

    I used SuperMoney when I was shopping around for a new online bank, the website is very helpful. I was easily able to compare rates, minimum balance requirements and fee information; quickly weeding out the ones that didn’t meet my needs. Also, this site makes it easy to apply for accounts or loans by giving a ton of information and a link that takes you directly to the bank’s site. If you’re looking for a loan or want to find a new bank I would highly recommend SuperMoney.


  • author
    Olivia Benjamin
    Apr 10, 2021
    They are Reliable

    They are Reliable


  • author
    Cody Perez
    Mar 16, 2021

    As a business owner, I’ve been working with supermoney for some time now and regardless of what business I was managing and or owning; Supermoney has always been an essential piece of the puzzle. With Supermoney, my sales staff get no objections about hard inquiries on their credit and our customers get money quickly as Supermoney is a “Point Of Sale” financing platform. While I’m happy to write about my positive experience with Supermoney, I want to specifically thank Mike Elsbree; as he has been there to help me with all my Supermoney questions!! If your thinking about taking advantage of all that Supermoney has to offer; I highly recommend that you reach out to them and ask for Mike as he’ll make sure you have a seamless onboarding process. Thank you Supermoney and Thank you Mike!! No more losing deals due to financing for us!!


  • author
    William Pickering
    Mar 15, 2021
    It was fast

    It was fast, easy and very helpful.


  • author
    Mar 12, 2021
    Easy to use and understand

    Easy to use and understand! The companies I knew and wanted to look at were easily found and I had no problem moving around the website.