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Reviews of Top Business Loan Providers

Read reviews, compare the top business loans companies, and choose the right provider for you.

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Our Top Choice

Kabbage

Kabbage

Kabbage, an American Express Company, offers credit lines to businesses that need help covering expenses. Once approved, borrowers have access to funds and can draw on the approved amount at will. Kabbage lays out clear terms, and there are no hidden fees. Loans are structured as credit lines, and Kabbage ensures access to funds. In addition, for a limited time only, you may be eligible to earn $250.*

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Biz2Credit

Biz2Credit

Biz2Credit is a small business loan funding provider that connects you with term loans, startup funding, and commercial real estate loans. The company offers a simple and fast application process and its loans are typically approved within 24 hours.

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LendingTree

LendingTree

LendingTree is a platform that helps borrowers quickly identify the financing solution they require. The company facilitates an instant comparison of several business loan providers showing different options and a wide range of credit and financing solutions. Although LendingTree is not directly a lender, customers can narrow down the available choices and select the right loan to match their needs.

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OnDeck

OnDeck

OnDeck offers small business loans and lines of credit. This lender stands out by getting money in your account in as little as the same business day. OnDeck has a low minimum credit score requirement, but it’s important to note that with OnDeck, you’ll need to back your loan with a business lien and personal guarantee.

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Lendio

Lendio

Lendio is an online small business loan aggregator that brings business owners and lenders together on one platform. The site is free to use and offers 11 distinct loan programs for every business need, from business acquisition to commercial real estate. The variety of loans offered increases the likelihood of finding both a lender and a specific loan that suits your circumstances.

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Fundera

Fundera was founded in New York in 2014 as an alternative to traditional bank loans. Conventional financing is often expensive and out of reach for small or newly established businesses.

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BlueVine

BlueVine

BlueVine provides fast financing solutions for small businesses in need of working capital. With flexible loan amounts up to $250,000, the company is a viable alternative to traditional lenders. Fewer fees, short terms, and automatic payment options make BlueVine an accessible choice for many small businesses.

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SnapCap

Founded in 2012, SnapCap, powered by LendingTree, aims to be at the forefront of the alternative lending revolution by focusing on the overall health of a business rather than its owner’s individual credit score. Once you have entered your details into its website, its proprietary technology will present you with a range of offers from its partners. Business owners can borrow up to $1,000,000 and receive funds in as little as 24 hours.

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National Funding

National Funding

Since 1999, National Funding has supported business owners by lending them over $2 Billion to boost their growth. Over the years, National Funding has become one of the nation’s most reputable business lenders by catering to the specific needs of each business, providing funds quickly, and offering early payoff discounts.² When borrowing from National Funding, businesses are creating a lasting partnership with professionals in the industry.

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SmartBiz

SmartBiz

SmartBiz is an AI-powered small business financing platform equipping entrepreneurs with access to the right capital at the right time. SmartBiz connects borrowers with more than $9 billion in financing while increasing efficiency for its network of banks and lending partners. More than 230,000 entrepreneurs have utilized SmartBiz to access the funding they need to grow, with 60% of loans made to minority, women, or veteran-owned businesses.

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Rapid Finance

If you’re seeking to expand your business or have been hit by an unforeseen expense, Rapid Finance offers multiple financing options for borrowers across industries. The company operates a simple, transparent application process and your funds could be available as soon as the same day.

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Plexe

Plexe

Plexe is a next generation fintech that provides Small-Medium Businesses (SMEs) with access to an intelligent financial control center. SMEs can register and receive access to a variety of products and tools with no establishment fees and does not affect your credit score. Through their smart platform, SMEs receive personalized and continuously updated features and products.

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Funding Circle

Funding Circle is a direct to small-business lender founded in 2010. Since its inception, the company has lent over $15 billion to more than 100,000 small businesses. Funding Circle offers small businesses flexible business term loans with affordable monthly payment options and competitive rates. The lender offers online applications and can make a funding decision in just 24 hours. Funding Circle has a 4.5-star rating with Trustpilot.

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Personal loans offer

Credible

Credible

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

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Personal loans offer

Upstart

Upstart

Upstart is a lending marketplace that harnesses AI and advanced algorithms to provide consumers with affordable financing while reducing risks for lenders. The advanced tech underlying the platform means that Upstart might approve your application even if other lenders have turned you down. Upstart offers personal loans that can be used for a range of purposes such as medical costs, home renovations, and starting a business.

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Personal loans offer

Lantern Credit

Founded in 2013, Lantern Credit is an online finance company owned by SoFi. Available in all 50 states, it provides users with free, personalized quotes for small business loans and insurance coverage. Loan types include SBA, personal, and term loans, line of credit, startup, invoice, and equipment financing. Although it offers limited ways to personalize your quote, rates are available in minutes and don’t affect your credit score.

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Personal loans offer

Lending-Tree

Lending-Tree

LendingTree is a platform that helps borrowers quickly identify the financing solution they require. The company facilitates an instant comparison of several business loan providers showing different options and a wide range of credit and financing solutions. Although LendingTree is not directly a lender, customers can narrow down the available choices and select the right loan to match their needs.

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Fundbox

Fundbox

Fundbox offers a revolving line of credit up to $150K for new businesses. You only need $100K in annual revenue to qualify for a loan. The application process is entirely online and only takes a few minutes, and you can get money as soon as the next business day.

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SuperMoney

SuperMoney

SuperMoney connects you to personalized business loans from the top lenders. Whether you have an LLC, small business, or large business, you can receive funding for a variety of business needs. SuperMoney started off as a financial services comparison website in 2013 and has become a leader in the field.

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Kickpay

Kickpay

Kickpay offers business financing based on the sales that e-commerce businesses expect to have over the next 16 weeks. Instead of using complex financial statements and projections to determine how much money to lend, Kickpay lends money based on the amount of inventory the business ships over the next 16 weeks. Businesses do not pay interest expense on the amount borrowed; instead, they pay a flat fee of 3-7%.

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Seek Business Capital

Seek Business Capital

Seek Business Capital is a lending marketplace for small businesses, offering loans of as little as $10,000 all the way up to $150,000. With an easy application process and funds for a variety of needs, it’s a good option for any small business in search of funding.

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Fora Financial

Fora Financial helps businesses find access to capital through small business loans and merchant cash advances. With excellent service for small businesses of most standings, it's a great option if you're looking for quick funding.

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Torro

Torro offers five types of business funding for new and existing companies, including startup funds, working capital loans, and merchant cash advances. The application process is simple, approval is fast, and funding is usually received within 48 hours. After gathering your basic personal and business information, Toro’s automated matching process connects you to a selection of suitable lenders.

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Fundit

Founded in 2016, Fundit is an online investment platform designed to help you get financing for your business. It offers solutions including short-term, SBA, and business term loans, merchant cash advance, line of credit, working capital, commercial mortgage, and equipment and account receivable financing. You can request rates for free and get pre-approved without a hard credit check. Fundit doesn’t require a minimum credit score.

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Big Think Capital

Big Think Capital

Big Think Capital helps you find a loan for your small business. When you submit an application, it gathers offers from its network of lenders so you can pick the loan that’s right for you. Plus, its team will guide you through the whole loan process, from application to loan disbursement. You can use the service to access a wide range of loans, so you’re likely to find the right finance solution for your business.

First Down Funding

First Down Funding

First Down Funding is a small business lender that offers loans and working capital ranging from $4,000 to $300,000. You can apply online in just a few minutes and get money in your bank account within 2 business days. The company works with new businesses with just a few months of history and owners with poor credit. First Down Funding charges a flat fee for your loan rather than an interest rate and doesn’t charge prepayment penalties.

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Credibly

Credibly is a dedicated business lender and marketplace catering mainly to small and medium businesses. Over the years, it has provided more than $1 billion in funding to American businesses. Credibly exists primarily to provide working capital loans, business expansion loans, and merchant cash advances. In addition, it offers a range of alternative funding options such as lines of credit, equipment financing, invoice factoring, and SBA loans.

Marcus

Marcus

Marcus, a new personal loan provider by Goldman Sachs, offers loans that are fee-free and can be tailored to suit each individual customer. Fast funding is also a crucial component of the Marcus strategy, and many Marcus customers receive funds in as little as 3 days.

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SoFi

SoFi

SoFi’s low interest rates and dedication to customer education make it a top choice when it comes to getting a personal loan. It’s an excellent alternative for young professionals who are looking to build their credit through responsible borrowing, as well as aspiring homeowners or those seeking to refinance loans with unfavorable terms.

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Business Loan Analyst

Business Loan Analyst is an online marketplace that makes it easy for business owners to search for a loan. With the service, users can be matched with offers from some of the biggest lenders in the country. It can help you find loans of $10,000-$2,000,000 and does not charge any user fees. In addition, it only takes a few minutes and does not require a hard credit check.

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BusinessLoans.com

BusinessLoans.com aims to make it easier for you to get the right loan as a business owner. It does this by letting you compare loan offers from multiple providers in just minutes, with a variety of loan types included. With helpful guides to business finance on the website and a smooth online questionnaire, it’s a quick and simple process to gather and compare offers.

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Nav

NAV is a business loan marketplace that offers a free service for business owners to easily compare loan and credit card options to find a solution that’s tailored to their business. After creating an account, you’ll gain access to its marketplace feature, allowing you to find lenders willing to work with your business. Its network is made up of a wide range of lenders, making it a great solution for new startups or those with poor credit.

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