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BestMoney.com
Biz2Credit Review
Reviews 14,663
Biz2Credit
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Biz2Credit
Biz2Credit
Excellent
Reviews 14,663
Bestmoney Staff
Jul. 06, 2021
2 min read
BestMoney Staff
Biz2Credit summary
Biz2Credit is a small business loan funding provider that connects you with term loans, startup funding, and commercial real estate loans. The company offers a simple and fast application process and its loans are typically approved within 24 hours.
Pros
  • Get approved in 24 hours
  • Financing for new businesses available
  • Excellent customer support
Cons
  • High revenue requirements
  • Origination and factor fees

Biz2Credit at a glance

4.4
Editorial score

Online experience

Has learning resources, access to rates, mobile app
5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours
4.0

Variety of loan types

Offers most loan types
4.0

Loan amount range

Loan amount $500K+
5.0

Eligibility

Doesn't cover bad credit, low revenue, new businesses
4.0

Biz2Credit Biz2Credit Get Started

Overview

Biz2Credit is a direct funding provider for small businesses where you can find term loans, business cash advances, and commercial real estate loans. Biz2Credit uses a simple application to find multiple pre-approved loan offers for your business. Plus, the company has loan advisors at the ready to help you pick the right type of loan for your business.

Biz2Credit has somewhat stringent requirements for term loans, including $250,000 in annual revenue and an 18-month business history. The upside is that you can get interest rates as low as 8.99%. Younger businesses can also take advantage of financing in exchange for a percentage of future profits.

Why Biz2Credit Is Good For Your Business

Biz2Credit is designed to connect growing businesses with the money needed for expansion. What makes this funding provider  unique is that it caters to a wide variety of businesses. For example, established businesses can choose traditional term loans, while startups can get financing that is repaid with a percentage of future profits. Biz2Credit’s partners typically approve loans within 24 hours and you can receive funds within 3 business days.

Loan Features

Biz2Credit coordinates several different types of loans. Small business term loans feature low interest rates, weekly or biweekly payments, and flexible term options. Startup financing is designed for young businesses that have been around for less than 18 months and can be repaid based on future profits rather than through fixed payments. Commercial real estate loans offer lower interest rates and more funding for businesses that own their own property.

  • Interest rates as low as 8.99%
  • Term loans, startup financing, or commercial real estate loans
  • Get approved in as little as 24 hours
  • Choose from multiple loan offers

Application Process

Biz2Credit offers an online application that takes less than 5 minutes to complete. Just enter details about yourself and your business, and Biz2Credit will instantly display loan options for which you’re already pre-approved.

Once you decide on a loan offer, the lender will run a hard credit check and ask for supporting documentation. Most Biz2Credit partners offer final approval in less than 24 hours and can get funds to you within 72 hours.

How Much Can You Borrow? 

The amount you can borrow through Biz2Credit depends on your business history and how you plan to use your loan. With a standard term loan, you can borrow between $25,000 and $250,000. Startups in need of financing can borrow between $25,000 and $5 million. If your business owns its property, you can use a commercial real estate loan to borrow between $250,000 and $6 million.

  • Requires minimum 660 credit score
  • $250,000 in revenue and 18 months in business for term loans
  • $100,000 in revenue and 6 months in business for startup financing

Repayment Terms

Biz2Credit term loans and commercial real estate loans have a repayment term from 12 to 36 months. Your interest rate will vary depending on your credit history and lender, but Biz2Credit advertises rates as low as 8.99% APR. Payments are weekly or biweekly for term loans and monthly for commercial real estate loans.

If you choose startup financing, your lender takes a percentage of your profits on a daily, weekly, or biweekly basis to pay off your debt. The amount of time it takes to repay your loan will depend on how big the percentage is and how much profit your business makes.

Privacy and Security

Biz2Credit’s website and application is secured with SSL encryption through Entrust. The company has a very comprehensive privacy policy, although it does share details about your business with partners.

Help & Support

Biz2Credit offers support by phone, email, and live chat 5 days a week. The company also offers a business toolkit so you can track your business’s finances and find out how much a loan will cost.

Phone: (212) 644-4555

Email: info@biz2credit.com

Physical Address

Biz2Credit Inc.,

1 Penn Plaza, 45th Floor,

 New York, NY 10119

Summary

Biz2Credit makes it easy to find the perfect loan or financing offer for your business. This funding provider connects you with lenders who cater to a wide range of businesses who approve loans in as little as 24 hours. Biz2Credit offers a simple application, excellent customer support, and high borrowing limits.

Biz2Credit Biz2Credit Get Started

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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See what some costumers are saying about Biz2Credit
Biz2Credit
Excellent
Reviews 14,663
on
Excellent
83%
Great
5%
Average
1%
Poor
1%
Bad
10%
C
calvin l.
7 days ago
What a wonderful experience
What a wonderful experience! Gary Wilson is professional, fast, and overall excellent! Funding was rapid for my healthcare business needs. I recommend them without any reservations.
E
e. ingram
9 days ago
This Company did exactly what they said…
This Company did exactly what they said they would do Deliver my company a loan within a 24-48 hour window Thanks Erick
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vivek karnik
10 days ago
Excellent experience and great deal!
Sajid Alam was our primary point of contact throughout our dealings with Biz2Credit and he was tenacious not just with us, but on pursuing options, deals and funding through his network of investment partners. Very diligent. Very patient. And.... a pleasure to deal with. Overall, Biz2Credit came through on a challenging funding scenario with a deal structure that was far better than other competitors. They were transparent with us throughout the engagement.
K
kgf
10 days ago
Easy process
This was a simple, upfront, transparent process.
S
small business owner
11 days ago
Daniel helped me get the funds I needed…
Daniel helped me get the funds I needed for extra business expenses that helped propel my business further and increased sales!!
P
pat cecio
11 days ago
Easy and fast service
Easy and fast service. Got funding within a couple of days
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ahmed syed
15 days ago
Great Professional service
Great Professional service, Arun Sarin is the great person to deal with. Being a business owner I am very comfortable to know that I have a bank who can help me in funding if I ever need it.
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patrick jonas
16 days ago
For over 20 years we support the public…
For over 20 years we support the public community and families across the globe all small businesses we give startup options of our commodities sharing yields fun teaming Biz2Credit with our staff affiliated with our Refinance startup program across all social media. Welcome to the public with our long-term startup investment plan for all sectors and small businesses..
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gil martin
16 days ago
No need to look anywhere else!
Frank Lewis and the team at Biz2Credit made financing easy and quick. They were willing to work with my business when others were tough to get. They were able to get me a helpful amount at a competitive rate. Thank you for making it happen!
R
rachel olive
16 days ago
Too Many Voices Too Little Clarity
I was contacted daily by sometimes up to four different people. It was extremely confusing and frustrating because I work in healthcare and wanted to have clarity in the communication process. Time away from my patients to discuss the same thing over and over cost me money and my patients my attention. It was only until my most recent support Eli that I received a comprehensive look at my case. I was able to discuss the same things I had already discussed, but he was willing to work with me to get the lesser loan amount that I wanted. Till then, I felt the team members were pushing me to accept a significantly higher loan amount than I was comfortable pursuing.
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lav master
16 days ago
Great help thanks to anubhav Patel.
Great help thanks to anubhav Patel.
S
sameer lakhani
17 days ago
Arun
Was very fast
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rafael rodriguez
17 days ago
Biz2credit has been a big help to my…
Biz2credit has been a big help to my small business… they have provided financial help and working capital that has helped me improve.. Aaron Smith Was Big Help
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trisha cabrera
17 days ago
Biz2credit was very helpful
Biz2credit was very helpful, applying with them was quick and very easy. Just be honest and give the information that they needed they will be able to get the fund quickly within couple of days. Mr. J. Williams that process my application was so good and on top of things that needed to get approved. Thank you for doing business with you.
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preet kaur
17 days ago
Ken Walker was exceptionally helpful
Ken Walker was exceptionally helpful. Thank you for your assistance in helping me out through the entire process, and would certainly recommend your services to my friends and family who are in need of obtaining a business loan.
S
suhas
17 days ago
Paul is a person with great understanding , very helpful and Super Fast
Paul is a person with great understanding of the needs of and on the other side - very considerate , helpful - explains clearly the facts and is SUPER FAST in the responses and actions ! Greatly appreciate his help - always ! I have worked with him so far @ 3 times and the experiences have been same or better - would love to work with him again !
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melanie skelly
17 days ago
Aaron Smith
Aaron Smith is very knowledgeable and helpful. He has great customer service as well.
L
larry r
17 days ago
I had a tremendous experience with Ben…
I had a tremendous experience with Ben Morris, he was honest, straight, and always there for me. As you know lots and lots of companies try to fund you and some even had better deals. But in the end Ben Morris was the reason I stayed. As for changes, I reached out to the CEO 3 different times and i still haven’t heard back. And there are some things that I was just a little concerned about. With all that said I wouldn’t have come back if not for Ben
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alyssa antiporda
17 days ago
Biz2Credit is one of the fastest and…
Biz2Credit is one of the fastest and easiest lenders to work with. I'm on my second round of funds and Patrick Cole took care of me each time. He was quick to respond with any questions and concerns I had. I would highly recommend him to anyone. As well as Aaron Smith. Thank you guys!
B
beadsat beads
17 days ago
Great team work by Gerry and Ashish for…
Great team work by Gerry and Ashish for getting my loan approved.
A
ali sayani
17 days ago
“Well i m been with them like maybe 3…
“Well i m been with them like maybe 3 years and no problem so far and they care their customer i like to deal with Mr Gary & Ashish Kumar Mishra i will give 100% satisfaction”.
J
jason farrell
17 days ago
Biz2Credit has been my go to source for…
Biz2Credit has been my go to source for Business Capital. They are fast and efficient. The make the whole process very simple, and have treated me great every time.
s
suresh
17 days ago
I worked with Chirag for my working capital
I worked with Chirag for my working capital funding. It works very simple process. Chirag have good knowledge on the process and make it happened on time for the company.
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tiffany story
17 days ago
Both Sandeep Ghoshal and Jogeehwar made…
Both Sandeep Ghoshal and Jogeehwar made the process very easy.
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tyra lee
17 days ago
I have done financing with Biz2Credit 2…
I have done financing with Biz2Credit 2 times. Daniel Taylor was very helpful and we got the money we needed to expand our business!
K
kendra rutledge
17 days ago
Efficient and Reliable
Bhaskar and David are quick to respond and were very helpful in securing funds for our business. They make the process easy and are reliable.
J
jaimini panchal
17 days ago
Chirag helped me with this and he is…
Chirag helped me with this and he is very good with communicating and very humble, he know how to handle his clients and follow up with them in good way. Thank you Chirag for all thr help.
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haja bachilly
17 days ago
This company helps bring my business…
This company helps bring my business back with the best people that helped me the most Daniel and Aaron smith .thanks for all your help and support
R
rattan soni
17 days ago
Patrick Cole
Patrick Cole was very professional and , way had the financial knowledge to guide on the Loan structure that he was offering helping all the way to funding and transferring the funds to Bank account-
M
mike fleener
17 days ago
This is my 6th loan
This is my 6th loan. As usual fast and easy. Neil and Sean are great. They make sure it goes threw smooth every time and communicate with me threw the process the entire time. I will only use Biz2credit for my loans and Neil and Sean will always be my guys!!
S
sri
17 days ago
Simple.Clean and efficient
Simple.Clean and efficient Andy is the best out there and he made our process so easy and straightforward.
R
ron prajapati
17 days ago
One top shop for business financing…
One top shop for business financing with minimum hassles and quick & easy funding. I worked with Mark Johnson & Jordan and these guys are true professionals who understands your needs, keeps in touch through each and every step of the process, responds promptly with honesty and transparency to make sure you have a smooth funding process. Recommend it! Thanks Guys!
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joey firestone
17 days ago
Fast and easy to work with
Fast and easy to work with. Jack Williams from the team helped guide us through the process and made the transaction seamless. high recommend if your business needs quick short term funding.
H
harsh patel
17 days ago
Very Informative and helpful
Very Informative and helpful. Fast Funding always have great experience.
D
deke gentry
17 days ago
Timely review of necessary documents
Timely review of necessary documents, exceptional turn-around time. Responsive customer service team.
B
balkar singh thind
17 days ago
Mr Kevin Kumar is very hard working ,he…
Mr Kevin Kumar is very hard working ,he always talk very respectful and answer all the time. That's why I am giving him a 5 stars
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val kortoci
17 days ago
Exceptional experience
Vinay Singh and Sandeep are two people who I can say I am happy to have worked with. I was in a need for lending for the new business year and these two did all they can to make me happy. They are the reason I am writing this positive review, I would highly recommend
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dorice wolden
17 days ago
I got what I needed when I needed it
I got what I needed when I needed it. The process was a bit time consuming and took longer than expected but Kevin Kumar and his associates were professional and helpful. Thank you!!
H
harrison markus
17 days ago
Awesome customer service and speedy…
Awesome customer service and speedy replies. To go along with transparent funding offers
M
mike
17 days ago
5 start service
Easy to deal with, service expedited quickly
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danny star
17 days ago
Frank Lewis is the best account manager…
Frank Lewis is the best account manager by far. He always going extra mile to find out how to help you. Highly recommended
K
km
17 days ago
Positive Experience with Mathew
Mathew Williams was outstanding, informative and helpful. Very communicative and diligent.
C
c phillips
17 days ago
Daniel and Jason were great to work with
Daniel and Jason were great to work with
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life line medical
17 days ago
Quick and easy funding with affordable payments
Tyler was exceptional in helping me obtain funding. He made the process simple and very quick, needed funding for equipment and I was funded in a matter of days. I would highly recommend Biz2Credit for your funding needs.
K
kamal kumar
17 days ago
Nitish very good knowledge of his work…
Nitish very good knowledge of his work very hard working
B
bazelais
17 days ago
Kevin & Diwesh helped me in a bg way…
Kevin & Diwesh helped me in a bg way getting business financing as well. It took only 48 hours for me to receive the funds.
K
kgf
17 days ago
Rex was super communicative and guided…
Rex was super communicative and guided me through every step of the process.
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cha cha
17 days ago
Ken is very helpful
Ken is very helpful. Loan process was quick and funded fast also.
A
abhay shah
17 days ago
Mark jhonson did a great work
Mark jhonson did a great work. He helped at every step of process. He Handel the process and guide very professional way.
K
kevin patel
17 days ago
Jack Williams at Biz2Credit was…
Jack Williams at Biz2Credit was outstanding! I received a very professional and helpful service from Jack for my business loan that I received. He is very strait forward and made the loan process go smoothly. Thank you and Biz2Credit for everything!
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kathy legg
17 days ago
Biz2
Danny was great.
R
rose
17 days ago
Most professional and trusting lending…
Most professional and trusting lending services. The loan officers are very transparent and informative with decision making and what’s best for your business.
P
printing company
17 days ago
Arun Sarin
My Loan specialist, Arun Sarin, was always on the top of the game trying to get us the best option possible. I have worked with Arun on multiple funding, and always came through.
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jerwayne whatley & karissa thorpe
17 days ago
Biz 2 Credit was really great for my…
Biz 2 Credit was really great for my business and would highly recommend them. Sajid help us out tremendously.
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udaya gb
17 days ago
I would like to thank sajid alam for…
I would like to thank sajid alam for his Quick processing skills and commute with right response and processing the loan
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peter henn
17 days ago
process was very smooth and easy
process was very smooth and easy, Mike and Chirag made it a seamless experience. would highly recommend.
C
carlos quinonez
17 days ago
Everything was great from Jordan
Everything was great from Jordan
H
hitesh
17 days ago
Great working with you guys
Great working with you guys, Ankit help me throughout the process in a very professional manner. Highly recommended Biz2Credit.
H
hpatel
17 days ago
Processing is straight forward
Processing is straight forward. You know up front on what you are getting into. There are no hidden surprises. The person I worked with, Ankit Tomar, was very helpful for getting this done.
V
victor levin
17 days ago
Excellent client support.
Excellent client support. Great thanks to Sandeep Rajput.
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bobby
17 days ago
Zameer & Chad were very easy to work…
Zameer & Chad were very easy to work with. Got me funded in short amount of time
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sarah w.
17 days ago
Easy process...FAST funding!
This was my first experience with business financing and my rep, Zameer, and his supervisor, Chad, worked tirelessly with me throughout the entire process! The application was exceptionally easy and Zameer kept me informed every step of the way so I was not wondering where I stood in the application process and final funding! I would HIGHLY RECOMMEND Biz2Credit to any business-owner looking for funding. I could not have asked for a better team! Thanks Zameer and Chad!!
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tyoung
17 days ago
It was a pleasure working with Chirag…
It was a pleasure working with Chirag he got me funded in a timely manner with no issues. Will work with again in the near future.
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wilson yarbrough
17 days ago
Paul Woods and Harsh Singh were very…
Paul Woods and Harsh Singh were very helpful and fast. thanks guys!
C
carlos
17 days ago
Was very helpful and stay in constant…
Was very helpful and stay in constant communication every step in the approval process.
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andrea bernardi
17 days ago
They make it so fast and easy!
They make it so fast and easy!! You get your loan super quick! Viren Watson was the person that helped me! Great customer service!!
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robert t.
17 days ago
Biz2Credit is the real deal1
Chirag and Mike and the whole team at Biz2Credit are great and very professional. This is my second round of funding with them. I highly recommend them.
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joshua a snook
17 days ago
Very Informative
Sandeep Ghoshal and Jogeeshwar were absolutely great, they answered questions in a timely manner and really just made the process super simple and that allows us to start our expansion! We will defiantly come back!
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joshua snook
17 days ago
Very Informative
Sandeep Ghoshal and Jogeeshwar were absolutely great, they answered questions in a timely manner and really just made the process super simple and that allows us to start our expansion! We will defiantly come back!
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michele
17 days ago
Ashish was very pleasant to work with.
Ashish was very pleasant to work with.
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mariestar cabrera
17 days ago
I had an excellent experience with biz…
I had an excellent experience with biz to credit. Ashish and Eric were so helpful and knowledgeable. I really recommend them.
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roger bachour
17 days ago
Been doin bsns with biz2 credit last 5…
Been doin bsns with biz2 credit last 5 years , been working with Kappil & Mathew last 4 cases , thr duo is excellent made my job so easy , transaction easy very helpful and beyond , thank you both
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hiral patel
17 days ago
Patrick Cole got us covered
Patrick Cole got us covered ! Absolutely Great!
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customer
17 days ago
Working with Ravi Kumar was a pleasure
Working with Ravi Kumar was a pleasure. He is knowledgeable and diligent.
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harshil patel
17 days ago
Ravi Kumar was amazing to work with
Ravi Kumar was amazing to work with! He kept me in the loop about everything that was going on. Could not have been a smoother transaction!! I would recommend to friends and family anytime!
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shina chauhan
17 days ago
Very helpful company
Very helpful company
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sanjeev sharda
17 days ago
I have great experience biz 2 credit…
I have great experience biz 2 credit Erick is lots of helpful thanks
S
sam shah
17 days ago
Shashi Kumar is excellent help me out…
Shashi Kumar is excellent help me out to get funded in less than 24 hours and very fast to work with
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saied khalajabadi
18 days ago
Thank you good job I had god experience…
Thank you good job I had god experience we your compony.
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esteban loja tapias
24 days ago
Unauthorized Hard Inquiry
Unauthorized Hard Inquiry I was offered an additional funding and, in the process, they did a hard inquiry without my knowledge. I complained, the funding specialist recognized his mistake, as can be seen below, but refused to pull out the inquiry. Subject: RE: Biz2credit-Qualify for additional funding I am sorry I must submit the application to get an approval and there will be one time credit check and it was done.. I am sorry for this mistake. I realised it later when I submitted the application to underwriter. I will make sure not to repeat this again in future. I sincerely apologize for this. Regards, Shashi Kumar
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dbond
25 days ago
They came through for us!!
They came through for us when an unexpected situation came up and we needed funds fast. Biz2Credit moved quickly through the process and did what they said they would do. Would have given 5 stars if only cost had been lower but overall very satisfied.
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alice c
a month ago
The team made it easy to work with…
The team made it easy to work with them. They were very responsive by email, phone and text. I’m grateful for having this funding to take my company to the next level.
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kevin patel
a month ago
Jack Williams is outstanding!!!
This is my second time using Biz2Credit, and Biz2Credit has been great both times. Jack Williams was outstanding both times during the whole underwriting process. I will definitely be using Biz2Credit for any future business loans that I may need.
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christopher wright
17 days ago
This entire processing was fast and…
This entire processing was fast and easy! Thank you Biz2Credit, the assistance Is much appreciated! Shashi was so swift and amazing with assisting me with the entire process, big thanks to him !
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customer
a month ago
Kris Clark was exceptional.
Kris Clark was exceptional.
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t greenwood
a month ago
Biz2Credit is quite honestly the best....Period,
Biz2Credit is quite honestly the best financing experience that I have every dealt with. Although I was very unsure about them in the beginning, but my concerns/apprehension quickly faded away when the team did exactly what they said they would do and funded us as quickly as they said they would,
S
steven west
a month ago
Brandon
Brandon, has been a pleasure to talk with he seemed to simplify the whole process.
A
abel jimenez
2 months ago
Good Customer Service
Good Customer Service
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brian dove
2 months ago
Good...........
Good...........
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tracy kulik
2 months ago
Austin Ray & Mark Johnson
Austin Ray, my Case Manager, was very supportive and patient in explaining the process, accessing documentation, and understanding my work obligations during this process. Mark Johnson provided an excellent overview of the process. This interim funding allowed KSA to remain operational as we ramp in Q1 for two $250,000 engagements. I am very impressed with Biz2Credit.
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robert berg
2 months ago
THIS COMPANY IS A SCAM
THIS COMPANY IS A SCAM! CAN'T EVEN SPEAK ENGLISH. WILL NOT TELL ME IF THEY ARE CALLING ME FROM THE US OR WHAT STATE THEY ARE CALLING FROM. SAYS HE CAN NTO REALSE THAT INFORMATION. WHAT A JOKE
K
kinesha
2 months ago
Easy
Easy, convenient and great service! Both Kevin Kumar & Roshan Mandal were amazing representatives for Biz2Credit.
J
jonathan
2 months ago
QUICK FUNDING
This is my first time acquiring a loan like this for my business. Biz2Credit made this experience very flawless and their process is very easy to follow and understand. Aryan Dhiman the Funding Specialist assigned to my application was very helpful and responsive to all my questions and concerns. I would highly recommend Biz2Credit to any business that needs a quick turnaround loan.
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jeancarlo castanho
2 months ago
Excellent professional and attention…
Excellent professional and attention all time.
R
ravi
2 months ago
it was amazing to work with Frank and…
it was amazing to work with Frank and Kevin they went above and beyond to help my business for funding and iam very glad for working with this company .Definitely recommended.
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hasaan rasheed
2 months ago
Great service and speedy
Great service and speedy
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lleny morales
2 months ago
Ishank was a great deal of help with my…
Ishank was a great deal of help with my Business loan.
M
miguel valen
2 months ago
Diwesh and Kevin were very helpful
Diwesh and Kevin were very helpful. They communicate well and answered all my questions and calls.
A
andrew smith
2 months ago
Smooth and Easy Process dealing with Paul Woods
I dealt with Paul and he made the process easy and smooth. This is my second time using Biz2Credit, because of how easy Paul made the process for our business. Paul and his team were very transparent during the entire process.
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kyle jones
2 months ago
Good company
Good company, check the rates, check your weekly payments, you will see they have to best rates, Arun was very helpful to get my credit.