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Biz2Credit Review

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Reviews 11,580

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

Biz2Credit summary

Biz2Credit is a small business loan funding provider that connects you with term loans, startup funding, and commercial real estate loans. The company offers a simple and fast application process and its loans are typically approved within 24 hours.

Pros

  • Get approved in 24 hours
  • Financing for new businesses available
  • Excellent customer support

Cons

  • High revenue requirements
  • Origination and factor fees
Biz2Creditat a glance
4.4

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Variety of loan types

Offers most loan types

4.0

Loan amount range

Loan amount $500K+

5.0

Eligibility

Doesn't cover bad credit, low revenue, new businesses

4.0

Biz2Credit Biz2Credit Get Started

Overview

Biz2Credit is a direct funding provider for small businesses where you can find term loans, business cash advances, and commercial real estate loans. Biz2Credit uses a simple application to find multiple pre-approved loan offers for your business. Plus, the company has loan advisors at the ready to help you pick the right type of loan for your business.

Biz2Credit has somewhat stringent requirements for term loans, including $250,000 in annual revenue and an 18-month business history. The upside is that you can get interest rates as low as 8.99%. Younger businesses can also take advantage of financing in exchange for a percentage of future profits.

Why Biz2Credit Is Good For Your Business

Biz2Credit is designed to connect growing businesses with the money needed for expansion. What makes this funding provider  unique is that it caters to a wide variety of businesses. For example, established businesses can choose traditional term loans, while startups can get financing that is repaid with a percentage of future profits. Biz2Credit’s partners typically approve loans within 24 hours and you can receive funds within 3 business days.

Loan Features

Biz2Credit coordinates several different types of loans. Small business term loans feature low interest rates, weekly or biweekly payments, and flexible term options. Startup financing is designed for young businesses that have been around for less than 18 months and can be repaid based on future profits rather than through fixed payments. Commercial real estate loans offer lower interest rates and more funding for businesses that own their own property.

  • Interest rates as low as 8.99%
  • Term loans, startup financing, or commercial real estate loans
  • Get approved in as little as 24 hours
  • Choose from multiple loan offers

Application Process

Biz2Credit offers an online application that takes less than 5 minutes to complete. Just enter details about yourself and your business, and Biz2Credit will instantly display loan options for which you’re already pre-approved.

Once you decide on a loan offer, the lender will run a hard credit check and ask for supporting documentation. Most Biz2Credit partners offer final approval in less than 24 hours and can get funds to you within 72 hours.

How Much Can You Borrow? 

The amount you can borrow through Biz2Credit depends on your business history and how you plan to use your loan. With a standard term loan, you can borrow between $25,000 and $250,000. Startups in need of financing can borrow between $25,000 and $5 million. If your business owns its property, you can use a commercial real estate loan to borrow between $250,000 and $6 million.

  • Requires minimum 660 credit score
  • $250,000 in revenue and 18 months in business for term loans
  • $100,000 in revenue and 6 months in business for startup financing

Repayment Terms

Biz2Credit term loans and commercial real estate loans have a repayment term from 12 to 36 months. Your interest rate will vary depending on your credit history and lender, but Biz2Credit advertises rates as low as 8.99% APR. Payments are weekly or biweekly for term loans and monthly for commercial real estate loans.

If you choose startup financing, your lender takes a percentage of your profits on a daily, weekly, or biweekly basis to pay off your debt. The amount of time it takes to repay your loan will depend on how big the percentage is and how much profit your business makes.

Privacy and Security

Biz2Credit’s website and application is secured with SSL encryption through Entrust. The company has a very comprehensive privacy policy, although it does share details about your business with partners.

Help & Support

Biz2Credit offers support by phone, email, and live chat 5 days a week. The company also offers a business toolkit so you can track your business’s finances and find out how much a loan will cost.

Phone: (212) 644-4555

Email: info@biz2credit.com

Physical Address

Biz2Credit Inc.,

1 Penn Plaza, 45th Floor,

 New York, NY 10119

Summary

Biz2Credit makes it easy to find the perfect loan or financing offer for your business. This funding provider connects you with lenders who cater to a wide range of businesses who approve loans in as little as 24 hours. Biz2Credit offers a simple application, excellent customer support, and high borrowing limits.

Biz2Credit Biz2Credit Get Started

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Biz2Credit
Biz2Credit
ExcellentReviews 11,580
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Trustpilot reviews

See what some costumers are saying about Biz2Credit
Biz2Credit
PoorReviews 11,580
on
Excellent
79%
Great
5%
Average
1%
Poor
1%
Bad
14%
  • author
    Sharmarke Ali
    2 hours ago
    Mohd Danish funding specialist at…

    Mohd Danish funding specialist at Biz2credit makes me happy 😃 with whole process. Mohd Danish is very knowledgable and helpful. I highly recommend Biz2credit. Thank you mohd Danish

    ...

  • author
    Chander
    4 hours ago
    Vaishali Patel is wonderful ppp loan…

    Vaishali Patel is wonderful ppp loan expert dedicated and very knowledgeable good job

    ...

  • author
    Lise J
    6 hours ago
    Biz2Credit was great to work with for the PPP process.

    Biz2Credit was great to work with to submit the PPP application. The process was easy and I received my payment quickly. They followed up with the loan forgiveness application. Everything went quickly and super easy!

    ...

  • author
    Parvin Anand
    7 hours ago
    Wonderful experience working with…

    Wonderful experience working with Sandeep and his team, everything was done in a timely manner.

    ...

  • author
    Braila West
    9 hours ago
    Danish was great help with my loan…

    Danish was great help with my loan funding and forgiveness.

    ...

  • author
    Antoine Rutherford
    9 hours ago
    Akash was a great help with my account…

    Akash was a great help with my account and always responded in a timely fashion if I had an issue.

    ...

  • author
    Eric S.
    10 hours ago
    Thank you Sandeep - we're still open because of your help!

    Sandeep was extremely knowledgeable and helpful in getting our PPP stimulus funded and forgiven. He made the process easy and provided assistance in a very professional manner. Thank you for a job well done Sandeep!

    ...

  • author
    phylicia salandy
    10 hours ago
    Thorough assistance

    Thoroughly assisted me through my application!!

    ...

  • author
    V. B-K
    10 hours ago
    Shantul Verma was excellent with my PPP…

    Shantul Verma was excellent with my PPP first round forgiveness. I had no issue. I had both the first and second PPP loan with Biz2Credit. Biz2Credit was a lifesaver for my small business.

    ...

  • author
    Sylvere Tiendredeogo
    11 hours ago
    Great job

    Great job! Diwesh Kumar

    ...

  • author
    Summer Nicole Gravett
    11 hours ago
    AYUSH PANDEY WAS EXRTREMELY HELPFUL.

    AYUSH PANDEY WAS EXRTREMELY HELPFUL. THE RESPONSE WAS SO QUICK AND CORRECT. I AM 100% SATIFIED WITH THE SERVICE

    ...

  • author
    Steve Lentini
    11 hours ago
    Great staff and responsive..

    Great staff and responsive... well done by all.

    ...

  • author
    Randal Fox
    12 hours ago
    Thank you Biz2....

    Really happy with the service of zaneer askari he help me in streight way.he calls and update me about my applications.

    ...

  • author
    Xavier Chefzay Winfrey
    12 hours ago
    Quick and painless

    Quick and painless. Thank you

    ...

  • author
    T.K
    12 hours ago
    Narula was absolutely great

    Narula was absolutely great. Very professional and helpful

    ...

  • author
    Californian
    13 hours ago
    Quick response and help to get it…

    Quick response and help to get it approved.

    ...

  • author
    Sista Roles
    13 hours ago
    They were amazing during the whole…

    They were amazing during the whole process. thank you

    ...

  • author
    James Young
    13 hours ago
    The process didn’t take long at all and…

    The process didn’t take long at all and I was able to accomplish everything that I needed to do. Your staff was remarkable. I pray I never have to be in a situation where I need help again but if I do I will comeback. Thanks for everything.

    ...

  • author
    Mellisa Grey
    13 hours ago
    Thankyou so much for the great work.

    Thankyou so much for the great work.

    ...

  • author
    Victor McDowell
    13 hours ago
    Biz2credit was prompt and very helpful…

    Biz2credit was prompt and very helpful with my first time experience. Anurag, thanks for all of your assistance in making my experience a great one.

    ...

  • author
    Ozer Sanderowitz
    14 hours ago
    Thanks Mr Zaidi

    Great Job Biz2credit for being so helpful and informative.

    ...

  • author
    Love Hate
    14 hours ago
    Ayush was very helpful

    Ayush was very helpful, nice & explained everything to me.

    ...

  • author
    Alex
    14 hours ago
    Great and fast service

    Great and fast service. Shantul was a great help.

    ...

  • author
    Nicholas Car
    14 hours ago
    Thank you dear zameer

    Zameer was very good in helping.

    ...

  • author
    Jesly Anthonipillai
    14 hours ago
    Great helpful service

    Great helpful service. Your team is doing great job

    ...

  • author
    Libra
    14 hours ago
    Biz2credit was a amazing company to…

    Biz2credit was a amazing company to work with

    ...

  • author
    James smith
    15 hours ago
    Thank you himanshu

    Thank you himanshu

    ...

  • author
    Sharmarke ali
    15 hours ago
    Great experience

    Danish was excellent handling my loan..thankyou biz2credit

    ...

  • author
    Crystel
    15 hours ago
    Well Biz2credit saved my business.

    Well Biz2credit saved my business. I Thank Diwesh Kumar for being so helpful and knowledgeable.Thank you so much.The loan forgiveness was so easy !

    ...

  • author
    Zamoria Lewis
    16 hours ago
    He did excellent

    He did excellent! I really appreciate the help so much. His customer service was awesome

    ...

  • author
    Melody Gratic
    16 hours ago
    I was pleased with the expedient…

    I was pleased with the expedient processing of my PPP loan application, the customer service and engagement from Shantul Verma and the BiZ2Credit team.

    ...

  • author
    Oscar Garcia
    17 hours ago
    The process was very pathetic,

    The process was very pathetic, But thank to Ankit Tomar who come forward and help me out in this hard time!!!

    ...

  • author
    Billy Pyatt
    17 hours ago
    Working with you people was awesome !!!

    Working with you people was awesome !!! Thank you Biz2Credit and Ankit

    ...

  • author
    Carlos alberto Pozo
    17 hours ago
    the customer service excellent

    the customer service and professionalism of the app and the company in general is excellent and very professional thanks for helping me get my pp1 pp2 and forgiveness of payment thanks

    ...

  • author
    Kelly Nguyen
    18 hours ago
    Really happy with the customer service…

    Really happy with the customer service I received from biz credit and agent , Saif Zaidi ! Thank you so much !

    ...

  • author
    Dana Kozeff
    18 hours ago
    I had a great experience with…

    I had a great experience with Saif and biz2credit regarding my PPP loan. They were responsive and the process went very smooth. I really appreciate the service.

    ...

  • author
    Steven Johnson
    19 hours ago
    Great Experience

    My experience with Biz2Credit was fantastic once some communication issues were resolved. The whole team including Snehal Ramchandani, who assisted me through with the final details and Shantul Verma who followed up to make sure all was completed. It was very assuring and an excellent experience. Now just waiting for the Forgiveness approval. Thanks Biz2Credit!

    ...

  • author
    Samuel Armand
    a day ago
    Mohd

    Good customer service.

    ...

  • author
    Maria Guadalupe
    a day ago
    Mohd Danish was awesome!!!

    The process was quick and easy..thankyou

    ...

  • author
    Brittney R
    a day ago
    My case manager Sandeep was awesome in…

    My case manager Sandeep was awesome in helping me get everything I needed completed and processed very quickly. The turn around time was less than a week! Thanks Sandeep!

    ...

  • author
    George lamapoulos
    a day ago
    Great customer service and exceptional…

    Great customer service and exceptional reps. Kudos to Rythum Narula who kept us in the loop and well informed.

    ...

  • author
    Sandy Chen
    a day ago
    Decent for PPP Loan

    Brought to here by Saurabh Sharma about our pleasant experience with Biz Credit for our PPP Loan.

    ...

  • author
    Janine
    a day ago
    Die wish was wonderful

    Diewish was wonderful had wonderful patience with me and didn’t get frustrated at all love him

    ...

  • author
    STEM INSTITUTE
    a day ago
    The level of service we received from…

    The level of service we received from Biz2Credit was exceptional great!

    ...

  • author
    marc
    a day ago
    The process was efficient the customer…

    The process was efficient the customer service was excellent.

    ...

  • author
    Yvonne Williams
    a day ago
    Anurag was awesome with services

    Anurag was awesome with services

    ...

  • author
    Max
    a day ago
    Ankit Tomar the BEST funding specialist at Biz2credit

    Ankit Tomar funding specialist at Biz2credit makes me extremely happy with the whole process to obtain a forgiveness PPP loan from start to end. Ankit Tomar is Very knowledgeable and helped out extremely with every question, concern, or issue. Highly recommend Biz2Credit and be lucky to get

    ...

  • author
    Jeremy Verhines
    a day ago
    Good Experience

    Great experience. Good job

    ...

  • author
    chandine cherry
    a day ago
    Mohd danish was my funding specialist…

    Mohd danish was my funding specialist and he was simply Outstanding!! He made funding possible for our small business in detroit and it has helped us to survive the pandemic. Thank you Biz2credit and Mohd danish.

    ...

  • author
    Rachel Poore
    a day ago
    It was great and easy to work with Saif…

    It was great and easy to work with Saif Ali. Any time I had a question or follow up he replied promptly and was helpful and knowledgeable. Great asset to your team

    ...

  • author
    Owen Johnson
    a day ago
    Great experience

    Great experience. Wonderful professionalism. Loved working with Diwesh Kumar.

    ...

  • author
    Bella Prague Productions LLC
    a day ago
    Great customer service call

    Great customer service call. Ayush Pandey was patient and assisted with excellent professionalism.

    ...

  • author
    Gor
    a day ago
    Anurag was very professional and did a…

    Anurag was very professional and did a great job to help me to receive PPP.

    ...

  • author
    Kayode Ogunseye
    a day ago
    Thanks to Saif Zaidi

    Thanks to Saif Zaidi, i was so happy to work with him and Biz2credit. I cannot wait to work with him future.

    ...

  • author
    Gretta Fuewell
    a day ago
    Excellent customer service fast and…

    Excellent customer service fast and efficient had no problems

    ...

  • author
    Gjmvg Fbnn
    a day ago
    I appreciate the time and service you…

    I appreciate the time and service you guy do for me . You guy is awesome . Tks alot

    ...

  • author
    M Lee
    2 days ago
    Approved my loan within 2 weeks

    They approved my second PPP loan within 2 weeks of applying and paid out very quickly. Biz2Credit was much faster and more efficient than what I experienced for my first PPP loan using a different provider. Even though Biz2Credit’s website interface isn’t so good, you can tell their support staff works very hard to get things done behind the scenes and will move your application along faster than the competition. Mohd Danish helped me with the forgiveness part of the loan. He was helpful and as far as I can see the PPP loan has now been forgiven. He was outstanding and got all of this finished in less than a month. Big thanks to Mohd and Biz2Credit, seriously. Got me through a tough time.

    ...

  • author
    Deepak Verma
    2 days ago
    Akash was very helpful

    Akash was very helpful

    ...

  • author
    Glorieth Mazor
    2 days ago
    Ankit Tomar excellent work very…

    Ankit Tomar excellent work very professional I recommend biz2credt as their representatives very good service

    ...

  • author
    Angel J
    2 days ago
    The process was quick and easy

    The process was quick and easy. Anurag and his company was very professional.

    ...

  • author
    MICHAEL SANTIAGUE
    2 days ago
    Grate process

    Grate process

    ...

  • author
    Thomas Cook
    2 days ago
    Awesome

    Awesome, great and easy to work with Biz2Credit! Thank you Ankit Tomar for your help.

    ...

  • author
    Otilia Melchor
    2 days ago
    I liked the clean and fast processing.

    I liked the clean and fast processing. Thank you very much.

    ...

  • author
    Anastasia Johnnie
    2 days ago
    The loan process was very tedious but…

    The loan process was very tedious but thorough which is why I selected biz2credit for the process.

    ...

  • author
    Sonia Moya
    2 days ago
    Great

    Great, rapid and excellent service Very much appreciated Thank so much to Biz2credit and their team

    ...

  • author
    Eric Hawkins
    2 days ago
    Very good customer service.

    Very good customer service.

    ...

  • author
    Felicia Watson
    2 days ago
    I would really like to thank ankit…

    I would really like to thank ankit tomar for wonderful funding support, it was great working with you!!!

    ...

  • author
    Gaynell Wright
    2 days ago
    I really appreciate the loan and it was…

    I really appreciate the loan and it was a great help to my business. I also want to thank to Mr Anurag for taking the time to call me.

    ...

  • author
    Oded
    2 days ago
    Sandeep was excellent handling my two…

    Sandeep was excellent handling my two ppp loans

    ...

  • author
    Tekeira
    2 days ago
    Diwesh Kumar @ Biz2credit did an…

    Diwesh Kumar @ Biz2credit did an wonderful job with getting my business funded in a timely manner thank you Diwesh Kimar for all you did

    ...

  • author
    Samathe clark
    2 days ago
    Customer service was good 👍 thank you…

    Customer service was good 👍 thank you ankit tomar and Biz2credit

    ...

  • author
    Medical Clinic Owner
    2 days ago
    The PPP app process was easy on their…

    The PPP app process was easy on their site. The follow up during the process was the weakness, as I believe they were overwhelmed, somewhat understandable.On the positive note, the forgiveness process was so quick and easy it made the whole thing positive.

    ...

  • author
    Nikki Smith
    2 days ago
    Amazing experience Himanshu

    Amazing experience Himanshu

    ...

  • author
    Shadeki colone
    2 days ago
    Mohd Danish

    Great compay. Very good

    ...

  • author
    louai askar
    2 days ago
    Its was amazing experience for me and…

    Its was amazing experience for me and those people are very helpful

    ...

  • author
    Gretta Sudekum
    2 days ago
    Working with pista credit was An easy…

    Working with pista credit was An easy process did take a bit of time however really feel the team came together in my effort.

    ...

  • author
    Leviticus Williams
    2 days ago
    Mojo Mohd Danish great Experience

    Thank you for your services...

    ...

  • author
    Asia
    2 days ago
    I had a great experience with Biz2Credit!

    I had a great experience working with Mr. Anurag from Biz2Credit. He was very professional, knowledgeable, helpful and caring. He made the process smooth and not stressful. Highly recommend Biz2Credit.

    ...

  • author
    Tammy
    2 days ago
    The customer service was exceptional…

    The customer service was exceptional and everything was done quickly

    ...

  • author
    Samantha Collins
    2 days ago
    PPP Loan

    Biz2Credit helped our small business get 2 PPP loans during the pandemic! It was a quick & easy process - I would highly recommend!

    ...

  • author
    customer
    2 days ago
    Our biz2credit representative Ayush was…

    Our biz2credit representative Ayush was awesome! He was super attentive and easy to work with. In addition he answered every single question we had in a timely manner and in the way understandable to us. We would definitely recommend!

    ...

  • author
    Donald Ball
    2 days ago
    Great Company

    It was wonderful to work with this company!!!

    ...

  • author
    Chris F.
    2 days ago
    Sandeep was very helpful

    Sandeep was very helpful. Funding was fast and the process was simple. 5 stars all the way!

    ...

  • author
    Edward Ambroise
    2 days ago
    Although the process wasn’t seamless as…

    Although the process wasn’t seamless as I thought it would be Anurag was very helpful. Thank you again!

    ...

  • author
    Zeeshan Ahmad
    2 days ago
    Thank you so much for helpline me out…

    Thank you so much for helpline me out for my ppp loan i really appreciate

    ...

  • author
    E Hawkins
    2 days ago
    Saif ali Zaidi

    Saif ali Zaidi

    ...

  • author
    Arturo Romero
    2 days ago
    Rhyehm was very helpful

    Rhyehm was very helpful

    ...

  • author
    Shafiq
    2 days ago
    Excellent great service

    Excellent great service

    ...

  • author
    Moonfeather Glitterdew
    2 days ago
    Ayush Pandey has been the MOST helpful…

    Ayush Pandey has been the MOST helpful representative! His response time is fast and he's very informative. I'm very please with his service.

    ...

  • author
    Michael Holmes
    2 days ago
    The service was good they made the…

    The service was good they made the whole process simple

    ...

  • author
    Bianca
    2 days ago
    Ankit Tomar was great and got me the…

    Ankit Tomar was great and got me the funds i needed for my business

    ...

  • author
    Shari Simington Lauda
    2 days ago
    Biz2Credit was able to process my…

    Biz2Credit was able to process my application when the second round of funding became available after several other companies dropped the ball. Diwesh Kumar was especially helpful to me with both the funding and the forgiveness. Thanks so much!

    ...

  • author
    dantes
    3 days ago
    Thank you Biz2 credit to help my PPP

    Thank you Biz2 credit to help my business moving forward! I was lucky to contact you and you guys are awesome to help with my PPP.

    ...

  • author
    Divine Touch Health Care Plus
    3 days ago
    Shantul Verma at Biz2Credit I want to…

    Shantul Verma at Biz2Credit I want to say thank you for all your help getting the PPP loan and also the 100% forgiveness. You made the process very easy and manageable. You held my hand along the way and see me through to the end. Thanh you again!!!

    ...

  • author
    DavidF
    3 days ago
    Biz2Credit Inc assisted me with my…

    Biz2Credit Inc assisted me with my business in obtaining operation loan during the pandemic which enable me to keep my business afloat. They provided excellent service and speedy follow-up. My loan process and funding were completed in a timely manner. Thank you Biz2Credit!!

    ...

  • author
    Agnes Quainoo
    3 days ago
    Thank you

    Thank you for your services, everything was easy to understand and straight forward.

    ...

  • author
    D.Janae Herriott
    3 days ago
    Thank you for your assistance

    Thank you for your assistance

    ...

  • author
    Valecia Mobley
    3 days ago
    Saif was very helpful to me and my…

    Saif was very helpful to me and my business.

    ...

  • author
    Paul Andrejack
    3 days ago
    Ankit is helping me with how to apply…

    Ankit is helping me with how to apply for forgiveness. He is patient and very knowledgeable. Thanks Ankit!

    ...

  • author
    erika clayton
    3 days ago
    Team was very helpful through the process

    Great company

    ...

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