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Biz2Credit Review

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Reviews 13,333

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BestMoney Staff
Bestmoney Staff
Jun. 18, 20214 min read

Biz2Credit summary

Biz2Credit is a small business loan funding provider that connects you with term loans, startup funding, and commercial real estate loans. The company offers a simple and fast application process and its loans are typically approved within 24 hours.

Pros

  • Get approved in 24 hours
  • Financing for new businesses available
  • Excellent customer support

Cons

  • High revenue requirements
  • Origination and factor fees
Biz2Creditat a glance
4.4

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Variety of loan types

Offers most loan types

4.0

Loan amount range

Loan amount $500K+

5.0

Eligibility

Doesn't cover bad credit, low revenue, new businesses

4.0

Biz2Credit Biz2Credit Get Started

Overview

Biz2Credit is a direct funding provider for small businesses where you can find term loans, business cash advances, and commercial real estate loans. Biz2Credit uses a simple application to find multiple pre-approved loan offers for your business. Plus, the company has loan advisors at the ready to help you pick the right type of loan for your business.

Biz2Credit has somewhat stringent requirements for term loans, including $250,000 in annual revenue and an 18-month business history. The upside is that you can get interest rates as low as 8.99%. Younger businesses can also take advantage of financing in exchange for a percentage of future profits.

Why Biz2Credit Is Good For Your Business

Biz2Credit is designed to connect growing businesses with the money needed for expansion. What makes this funding provider  unique is that it caters to a wide variety of businesses. For example, established businesses can choose traditional term loans, while startups can get financing that is repaid with a percentage of future profits. Biz2Credit’s partners typically approve loans within 24 hours and you can receive funds within 3 business days.

Loan Features

Biz2Credit coordinates several different types of loans. Small business term loans feature low interest rates, weekly or biweekly payments, and flexible term options. Startup financing is designed for young businesses that have been around for less than 18 months and can be repaid based on future profits rather than through fixed payments. Commercial real estate loans offer lower interest rates and more funding for businesses that own their own property.

  • Interest rates as low as 8.99%
  • Term loans, startup financing, or commercial real estate loans
  • Get approved in as little as 24 hours
  • Choose from multiple loan offers

Application Process

Biz2Credit offers an online application that takes less than 5 minutes to complete. Just enter details about yourself and your business, and Biz2Credit will instantly display loan options for which you’re already pre-approved.

Once you decide on a loan offer, the lender will run a hard credit check and ask for supporting documentation. Most Biz2Credit partners offer final approval in less than 24 hours and can get funds to you within 72 hours.

How Much Can You Borrow? 

The amount you can borrow through Biz2Credit depends on your business history and how you plan to use your loan. With a standard term loan, you can borrow between $25,000 and $250,000. Startups in need of financing can borrow between $25,000 and $5 million. If your business owns its property, you can use a commercial real estate loan to borrow between $250,000 and $6 million.

  • Requires minimum 660 credit score
  • $250,000 in revenue and 18 months in business for term loans
  • $100,000 in revenue and 6 months in business for startup financing

Repayment Terms

Biz2Credit term loans and commercial real estate loans have a repayment term from 12 to 36 months. Your interest rate will vary depending on your credit history and lender, but Biz2Credit advertises rates as low as 8.99% APR. Payments are weekly or biweekly for term loans and monthly for commercial real estate loans.

If you choose startup financing, your lender takes a percentage of your profits on a daily, weekly, or biweekly basis to pay off your debt. The amount of time it takes to repay your loan will depend on how big the percentage is and how much profit your business makes.

Privacy and Security

Biz2Credit’s website and application is secured with SSL encryption through Entrust. The company has a very comprehensive privacy policy, although it does share details about your business with partners.

Help & Support

Biz2Credit offers support by phone, email, and live chat 5 days a week. The company also offers a business toolkit so you can track your business’s finances and find out how much a loan will cost.

Phone: (212) 644-4555

Email: info@biz2credit.com

Physical Address

Biz2Credit Inc.,

1 Penn Plaza, 45th Floor,

 New York, NY 10119

Summary

Biz2Credit makes it easy to find the perfect loan or financing offer for your business. This funding provider connects you with lenders who cater to a wide range of businesses who approve loans in as little as 24 hours. Biz2Credit offers a simple application, excellent customer support, and high borrowing limits.

Biz2Credit Biz2Credit Get Started

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Biz2Credit
Biz2Credit
ExcellentReviews 13,333
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Trustpilot reviews

See what some costumers are saying about Biz2Credit
Biz2Credit
ExcellentReviews 13,333
on
Excellent
81%
Great
5%
Average
1%
Poor
1%
Bad
12%
  • author
    DJ Handelz
    6 minutes ago
    My experience with Biz2credit was…wonderful!!

    My experience with Biz2credit was amazing and am completely thankful and appreciate the consistency of you credit agents . You were very responsive and helpful with all needs . Very simple and easy to use . I highly recommend using Biz2credit!!!

    ...

  • author
    Abel Kelo
    5 hours ago
    It was great thank you ur support and…

    It was great thank you ur support and loan forgiveness!

    ...

  • author
    Kevin
    8 hours ago
    It was easy and straight forward

    It was easy and straight forward

    ...

  • author
    Freeborn Micheal
    9 hours ago
    I was excited when i got the news that…

    I was excited when i got the news that my loan has been forgiven by the sba with the help of biz2credit. Thanks biz2credit for for helping small businesses get the loans from the sba. I recommend small businesses to use biz2credit.

    ...

  • author
    Carlos Urquiola
    10 hours ago
    I'm so thankful and pleased that the…

    I'm so thankful and pleased that the SBA forgives my credit thank you to Biz2credit people to make it possible

    ...

  • author
    Tommy
    12 hours ago
    I really appreciate the staff at…

    I really appreciate the staff at Biz2Credit. The process from start to finish was very smooth. The forgiveness was truly a blessing!

    ...

  • author
    Pamela Craig
    12 hours ago
    My experience with Biz2Credit PPP loan…

    My experience with Biz2Credit PPP loan was great! Thanks for your support also with the Loan forgiveness!

    ...

  • author
    D Oleary
    12 hours ago
    Thank Biz2credit for the loan and…

    Thank Biz2credit for the loan and forgiveness

    ...

  • author
    Mohamed Abdelhameid
    12 hours ago
    Excellent work

    Excellent work

    ...

  • author
    Muzammil Hussain
    14 hours ago
    Thanks biz2credit for doing funding…

    Thanks biz2credit for doing funding procedure and forgiveness PPP loan.

    ...

  • author
    Sony Ducasse
    14 hours ago
    Kyskeya

    I am writing to let you know that I received a very good service from Biz2credit, I would like to continue doing business with you. Spcial thanks to PAMKAJ R

    ...

  • author
    gp
    14 hours ago
    Appreciate Saif ali Zaidi checking in…

    Appreciate Saif ali Zaidi checking in and following up - all went great with funding and forgiveness of the PPP loan Thank you

    ...

  • author
    Stan Jackson
    15 hours ago
    UW Rutherford County

    We applied for our PPP Loan and loan forgiveness with Biz2Credit. Process was easy and they were on their game in the processing time.

    ...

  • author
    Claudia Cárdenas
    15 hours ago
    Great service

    Great service, process was fast and easy and I got my loan forgiveness 100% thank you so much

    ...

  • author
    Greg
    15 hours ago
    “My experience with Rhythm Narula at…

    “My experience with Rhythm Narula at Biz2Credit during the PPP process was outstanding. He was knowledgeable, thorough and (especially) patient. Rhythm Narula and Biz2Credit have my highest recommendation.”

    ...

  • author
    Is Boch
    16 hours ago
    We got great great service.

    We got great great service. Thank you

    ...

  • author
    LeMe RetireU
    6 hours ago
    BEST service EVER!!

    Biz2C4edit was an easy process with helpful employees. Fast funding, Forgiveness was an easy process as well.

    ...

  • author
    Amorra Dawson
    16 hours ago
    With the help of Biz2 I was able to…

    With the help of Biz2 I was able to take my business to the next level. I wasnt able to aquire the 2nd portion of my loan due to a lack of time management but the help I was able to recieve too my businesses revenue to an additional 16k monthly. And for that I am beyond greatful

    ...

  • author
    S Majid
    16 hours ago
    Great service and good communication.

    Great service and good communication.

    ...

  • author
    Jeffrey K
    16 hours ago
    I had a very good experience in…

    I had a very good experience in obtaining a PPP loan. The process was easy and the support I received during the forgiveness application was excellent.

    ...

  • author
    Ashanti
    17 hours ago
    PPP with Ease

    The PPP process was smooth with Biz2Credit and the forgiveness process was EVEN better.

    ...

  • author
    Peov Reth
    17 hours ago
    Biz2Credit team is very professional

    Biz2Credit team is very professional. They answered questions in a timely manner. I would highly recommend to other people l.

    ...

  • author
    Windy Pierre
    17 hours ago
    Saft is absolutely Amazing!!

    Saft is absolutely Amazing!!! I would recommend him to a lot of people.

    ...

  • author
    Candace Howe
    17 hours ago
    It was very easy to apply

    It was very easy to apply and want to thank sandeep rajput for the help

    ...

  • author
    Bijan
    17 hours ago
    Very Helpful

    Very Helpful

    ...

  • author
    Manuel
    18 hours ago
    Awesome Experince!

    Saurabh Sharma and the Biz2Credit team did a great job for us. Looking forward to work with them again!

    ...

  • author
    Sudhir Bhakta
    18 hours ago
    Ayuesh made the job really easy for…

    Ayuesh made the job really easy for forgiveness of the PPP loan

    ...

  • author
    hui xia
    18 hours ago
    Diwesh Kumar did a great job for us!

    Diwesh Kumar did a great job for us!

    ...

  • author
    Kyla Israel
    18 hours ago
    Loan Forgiveness

    I am very happy that my loan was forgivenes,Biz to credit were very helpful through the process. I just wanted to thank them for all the help that were given to me.

    ...

  • author
    Michael starkie
    19 hours ago
    Thank you Mr Zaidi.

    My experience with this company was an excellent one, I want to thanks biz2credit team for all there help and support

    ...

  • author
    Ahmed Sedik
    19 hours ago
    Thank you so much you did stand and…

    Thank you so much you did stand and support us to pass the difficult dayes Thank you again

    ...

  • author
    T Hurni
    19 hours ago
    They made my 2nd round PPP so easy!!

    They made my 2nd round PPP so easy!!! Highly recomed this company.

    ...

  • author
    Hector Uriel Marquez
    19 hours ago
    I loved how they help me and my…

    I loved how they help me and my business, through all the process of getting a loan.

    ...

  • author
    Sophia Ouyang
    20 hours ago
    The Communication & Care from Biz2credit is great

    I work with Biz2credit on PPP loan & forgiveness. The team have worked hard and professional. I am glad they guide me very clear outlined, and also, the portal is very friend , it is easy & read, it guides me correctly, I am able to complete & submit my applications online, and upload documents. I want to thank you mr. Akash Kumar from Biz2credit, he goes beyond in mails, he provides update on my application in every steps, I really appreciate his communication & care. We got the loan, and it is forgiven, thank you again for Biz2credit, and best wishes to all of us.

    ...

  • author
    Tino Farrington
    20 hours ago
    The process was fast

    The process was fast, sufficient, and friendly. I would recommend to any.

    ...

  • author
    Aleksandre
    20 hours ago
    Excellent service

    Excellent service. It was pleasure ro working with Diwesh Kumar. Very professional. 10 star's from me!!!

    ...

  • author
    WT
    20 hours ago
    Fantastic work

    Fantastic work

    ...

  • author
    Raj Sri
    20 hours ago
    Solanki was good in doing the loan…

    Solanki was good in doing the loan processing for me.

    ...

  • author
    Valerie Byrd
    20 hours ago
    The process was easy thank you…

    The process was easy thank you Biz2Credit for my forgiveness !! 🙏🏽🙏🏽

    ...

  • author
    Altonia
    21 hours ago
    Akash was very helpful with the process…

    Akash was very helpful with the process and help me through every step.

    ...

  • author
    Tiffani Allen
    21 hours ago
    Great company

    Great company! Saif was there for everything I needed to complete my application.

    ...

  • author
    HENRY NGUYEN
    a day ago
    It’s very help for small business owner…

    It’s very help for small business owner due to pandemic. Thanks for all staffs.

    ...

  • author
    Don West
    a day ago
    Thanks for your very friendly website…

    Thanks for your very friendly website and the ease of working through the loan forgiveness program. I would recommend this company to everyone that needs any type of loans.

    ...

  • author
    Sophia Muhammad
    a day ago
    They were there from start to finish

    They were there from start to finish, I couldn’t ask for a better service. Guided me through my loan process ( explaining every detail) also helping me with my loan forgiveness ( really did not have to do much). They are the real deal! Thank you guys as I trusted you with my business affairs and you did not fail.

    ...

  • author
    Tatil Hotep
    a day ago
    This worked out well for my company

    This worked out well for my company. It really helped us when we needed it.

    ...

  • author
    David
    a day ago
    From start to finish the team at…

    From start to finish the team at Biz2Credit did a great job and the process was easy.

    ...

  • author
    darrell Dancy
    a day ago
    Biz2 best option

    First of all, I would like to say, thank you all so very much for the loan forgiveness program for small businesses. I have had nothing but smooth transitions for getting the loan and now for the forgiveness program. I give Biz2Credit an A-plus for helping support small businesses. Again thank you so much and keep up the good work.

    ...

  • author
    Donald Klein
    a day ago
    Really a great experience as Biz made…

    Really a great experience as Biz made all go smooth. First time asking for $$$ so it was a fine experience!

    ...

  • author
    Tom Rodenborn
    a day ago
    For the most part the process was…

    For the most part the process was fairly good. The instructions could have been a little bit clearer instead of so generic. All in all we were very happy.

    ...

  • author
    Olawumi Opaleke
    a day ago
    They were very understanding of my…

    They were very understanding of my situation!

    ...

  • author
    Sophia Mason
    a day ago
    Biz2credit was a great company to…

    Biz2credit was a great company to receive my SBA loan with, they were very knowledgeable and helpful with the process step by step. Would use them again for my business needs

    ...

  • author
    Anthony Thomas
    2 days ago
    I was able to get loan forgiveness and…

    I was able to get loan forgiveness and I appreciate the opportunity to qualify to use the ppp loan for my business.

    ...

  • author
    Tanavia Greer
    2 days ago
    It was great!

    It was great!

    ...

  • author
    alan sturgis
    2 days ago
    Great experience I couldn't be happier

    Great experience I couldn't be happier, thanks Biz2Credit!

    ...

  • author
    Yoel Valle
    2 days ago
    Muy bien atendido profesional el señor…

    Muy bien atendido profesional el señor solanky

    ...

  • author
    Richard
    2 days ago
    AYUSH was very helpful and…

    AYUSH was very helpful and professional. He went beyond helping me. When I asked him to call me in an email he did immediately.

    ...

  • author
    John Whanger
    2 days ago
    The Big Easy

    Biz2Credit made the process extremely easy!

    ...

  • author
    Curv Imaging LLC
    2 days ago
    Overall

    Overall, our experience with Biz2credit was very good. The only reason for not giving 5 stars, is that often Biz2Credit's response time was slow and sometimes required a second request for response.

    ...

  • author
    Saed Alzubi
    2 days ago
    Thanks Biz2credit for your outstanding…

    Thanks Biz2credit for your outstanding service and support.

    ...

  • author
    Addison PHS Corp
    2 days ago
    Incredible team!

    I had the pleasure of working with Ayush Pandey and he was great help and took care of everything I needed! I tried getting in touch with members for sometime and eh did it all on one phone call! So so happy that Biz2Credit helped us through Covid and for forgiveness!

    ...

  • author
    Atlanta Ice House
    2 days ago
    It was not as complicated as I thought

    It was not as complicated as I thought. Saif ali Zaidi helped me a lot and I got my funds.

    ...

  • author
    john Derosa
    2 days ago
    Thanks for all your help !

    Thanks for all your help !! Biz2credit team saved my business!!

    ...

  • author
    Sam
    2 days ago
    Wonderful experience

    Wonderful experience. They made everything so easy and most importantly FAST. I was approved for both the PPP loan and their forgiveness within weeks. I will definitely use them again and certainly recommend.

    ...

  • author
    SIMONE ROACH
    2 days ago
    Y’all the real goats 🤞🏾❤️❤️🥰

    Y’all the real goats 🤞🏾❤️❤️🥰

    ...

  • author
    Dolores Gonzalez
    2 days ago
    Am so happy with the service they give…

    Am so happy with the service they give me from date 1 to the ending and they help helped me w the forgiveness ppp loan and we got everything 💯✅ thanks 🙏

    ...

  • author
    Kag
    2 days ago
    Very good and the process

    Very good and the process

    ...

  • author
    Victor Scognamiglio
    2 days ago
    Very easy application process and it…

    Very easy application process and it was a pleasure to do business with them. Great follow up from Dinesh

    ...

  • author
    David An
    2 days ago
    Ayush Pandey thank you for your…

    Ayush Pandey thank you for your professional service

    ...

  • author
    Ashley Cross
    2 days ago
    Sandeep was super professional

    Sandeep was super professional. He got me funded ASAP!!

    ...

  • author
    Fadi Zayed
    2 days ago
    Saif was very helpful and courteous.

    Saif was very helpful and courteous.

    ...

  • author
    Quintoria “Quin” Wallace
    2 days ago
    Great

    Shush was awesome, he did a good job with helping me #Thumbsup

    ...

  • author
    SARI MAHARANI
    2 days ago
    BAD SERVICE

    The company is BIG. SO you can’t reach their staff, very hard to communicate with them. I was dealing with them for almost 2 week, no response, back and forth then denied, wasting your time. I took my application to other business, boom next day done and got my loan deposit. Ron Jones the contact person. Terrible!

    ...

  • author
    coacoa stevens
    2 days ago
    I worked with Diwesh who was awesome

    I worked with Diwesh who was awesome . The process was easy from start to finish. I received an email stating my loan has been 100% forgiven ! Thank you Diwesh and Biz credit for making this process easy and stress free

    ...

  • author
    Robertson’s Kustomz
    2 days ago
    He did a great job

    He did a great job

    ...

  • author
    Mindy Belz
    2 days ago
    Akash was wonderful

    I had a great experience with his Biz2credit. Akash was wonderful

    ...

  • author
    Claudia alzate
    2 days ago
    Great servís ready and quick

    Great servís ready and quick

    ...

  • author
    Jeanna Pamittan
    2 days ago
    They did an excellent job

    They did an excellent job! Highly recommended.

    ...

  • author
    Jim
    2 days ago
    The program worked well...it took a bit…

    The program worked well...it took a bit more time to get information, but eventually received it.

    ...

  • author
    Nitin
    2 days ago
    Helpful team

    Helpful team, clear and easy process.

    ...

  • author
    Cyndie
    2 days ago
    Thank you Biz2 Credit.

    Biz2 Credit was great. Thank you!

    ...

  • author
    Ken Tubbs
    2 days ago
    Biz2 Credit was very easy to understand and the process was painless.

    Super easy to use

    ...

  • author
    Rick Daigle
    2 days ago
    The Biz2Credit process was very efficient

    The Biz2Credit process was very efficient and easy to understand.

    ...

  • author
    Rachel Phillips
    2 days ago
    Very helpful compared.I was very…

    Very helpful compared.I was very pleased with service.I am so happy Thanks a lot

    ...

  • author
    Sandrine
    2 days ago
    Very easy process

    Very easy process. Our representative Sandeep Rajput was very knowledgeable and helpful every step of the way. Highly recommended.

    ...

  • author
    Dipak Roy
    2 days ago
    By the COVID-19 it was really emergency…

    By the COVID-19 it was really emergency for me. I’m so happy.

    ...

  • author
    Tonya Hargrove
    2 days ago
    I'm forever so grateful for the wonder…

    I'm forever so grateful for the wonder customer service that agent Saif ali Zaidi gave me. I was having a little difficulty filling out my loan forgiveness application and he called me back within minutes and helped me with the issues I was having. Biz2Credit have been very professional and have helped me save my business and I thank them very much for having professional Customer Service agents like Saif with great skills and patience. Thank again

    ...

  • author
    Denise Williams
    2 days ago
    Very good company to work with if ever…

    Very good company to work with if ever come available again please take advantage of it they are well-trained keep u up today,wit your application.

    ...

  • author
    mstrinamichelle w
    2 days ago
    Amazing experience

    Amazing experience

    ...

  • author
    William Ferguson
    2 days ago
    Great service!

    Excellent service from this company! Very professional and responsive. Thanks for great service!

    ...

  • author
    HEMOS AMRAM
    2 days ago
    They are a PHENOMENAL company :)

    They are a PHENOMEN!

    ...

  • author
    Anthony
    3 days ago
    The loan definitely helped me out and…

    The loan definitely helped me out and Biz2Credit is simply phenomenal. If they should offer this again please take them up on it.

    ...

  • author
    Rockin Lemonade
    3 days ago
    Loan Application was phenomenal and…

    Loan Application was phenomenal and Loan Forgiveness was a breeze. Thank you Biz2Credit for all the amazing help. My business was able to get some help during these hard times. Great work

    ...

  • author
    WMunoz Productions “PhotoStudi
    3 days ago
    great service

    great service

    ...

  • author
    Erica Kozlowski
    3 days ago
    Super easy and excellent to work with

    Super easy and excellent to work with. Thank you!

    ...

  • author
    Allie
    3 days ago
    They are super easy to work with and…

    They are super easy to work with and very competent. I appreciate how quickly they worked on my loan and how they helped me with the PPP loan forgiveness. I would highly recommend them!

    ...

  • author
    Danyette Thomas
    3 days ago
    The best service ever…

    The best service ever… I am so happy with saif, experienced person. Thankyou so much for all your help.

    ...

  • author
    Scott Alden
    3 days ago
    funding specialist who worked for on my PPP

    funding specialist who worked for on your PPP Loan application also helped in forgiveness was Sandeep Rajput. He did an assume job.

    ...

  • author
    Beafit Official
    3 days ago
    Great job team

    Great job team! Super helpful and easy proces with Agent Solanki! I appreciate your help!

    ...

  • author
    Mehdi Kavyani sier
    3 days ago
    Thank you so much for everything 🙏

    Thank you so much for everything 🙏

    ...

  • author
    S. White
    3 days ago
    I really appreciated the help in this…

    I really appreciated the help in this time of need, and the forgiveness process was very stress free and simple. Thanks to Biz2credit!

    ...

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