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Lendzi Review
Reviews 665
Lendzi
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Lendzi
Lendzi
Excellent
Reviews 665
Patrick Sather
Mar. 16, 2023
2 min read
Patrick Sather
Lendzi summary
Lendzi is a loan aggregator that can help you find capital to run or grow your business. It is a direct lender and also partners with more than 60 lenders whose products include business lines of credit, SBA and business term loans, equipment and debt financing, merchant cash advances, and invoice factoring. Lendzi does not require a hard credit check for you to receive a no-obligation quote. You can request a quote online or over the phone.
Pros
  • Wide variety of business loan options to choose from
  • Quotes don’t require a hard credit check
  • Receive funding in as little as 24 hours
Cons
  • Does not offer financing for startup loans
  • Minimum credit score is 620
  • Personal Guarantee on all loan products required

Lendzi at a glance

4.6
Editorial score

Online experience

Has learning resources, access to rates, mobile app
5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours
4.0

Variety of loan types

Offers all loan types
5.0

Loan amount range

Loan amount $500K+
5.0

Eligibility

Doesn't cover bad credit, low revenue, new businesses
4.0

Lendzi Lendzi Visit Lendzi

Overview

Founded in 2020 in Los Angeles, Lendzi is an online loan aggregator that works to help you get the financing your business needs. Lendzi scours the marketplace to find you the best terms from its network of more than 60 lending partners. Since opening its doors, Lendzi has served $500 million in loans to businesses all over the US. 

Lendzi’s partners offer a wide range of financing options, including business loans, debt and equity financing, invoice factoring, cash advances, and personal loans. It does not cost anything to use Lendzi’s service, and requesting a quote won’t affect your credit score. 

Why Lendzi Is Good For Your Business

Lendzi is suitable for small businesses looking to get funds quickly at the best available rates. Rather than contacting lenders individually, Lendzi does the hard work for you by scanning multiple offers simultaneously to find the right option for your business. You can get a personalized quote in a matter of minutes and receive funding in just 24 hours. 

Loan Features

Whether you run a sole proprietorship, partnership, LLC, C corporation, or S corporation, Lendzi can get your business the funding it needs. Its lending partners offer a wide range of products, including SBA and term loans, lines of credit, equipment and debt financing, invoice factoring, and merchant cash advances. 

  • Loan amount: Up to $5,000,000
  • APR: Varies
  • Repayment terms: Up to 25 years
  • Credit score: 620-650 for most lenders
  • Annual revenue: At least $50,000 for most lenders
  • Net operating income: Typically 1.25 times higher than your total expenses

Application Process

To get started, simply visit Lendzi’s website and request a free, no-obligation quote. You’ll need to provide information related to your business and personal finances, including your name, business name, address, business revenue, loan amount, and credit score. The whole process should take no more than three minutes from start to finish. 

Once you’ve submitted your quote, one of Lendzi’s loan officers will contact you within one business day to discuss your options. Alternatively, you can submit a self-service application right away to get offers tailored to your needs within minutes. Depending on the loan amount and type of financing you need, you can receive funding as soon as 24 hours after applying. 

Be advised some products or lenders may require you to submit additional documentation prior to receiving funding. These may include tax records, proof of income, bank statements, copies of outstanding invoices, property and loss statements, year-to-date earnings, or articles of incorporation. 

How Much Can You Borrow?

The amount you can borrow varies according to your loan type, credit score, and business revenue. For most products, the higher your revenue and credit score, the more you can potentially borrow. Take a look at some estimates of possible loan caps by loan type:

Loan TypeAmount Provided
Business term loansFrom $2,000 to $5,000,000
SBA loansFrom $500 to $5,000,000
MicroloansNormally less than $500 
Merchant cash advanceUp to 250% of your credit card sales or $250,000, whichever is less
Equity financingVaries depending on the value of your business
Debt financingNegotiable between you and the bond purchaser
Invoice factoringNo limit, but typically greater than $2,000

Repayment Terms

Your repayment term varies depending on numerous factors, including your type of loan, loan amount, and credit score. Here’s a breakdown of common repayment terms by loan type:

Loan TypeRepayment Terms
SBA loansFrom three to 30 years
Business term loansFrom three months to 10 years
Business line of creditFrom six to 36 months
Merchant cash advanceDaily, weekly, or monthly payments
Equity financingN/A
Invoice factoring N/A
Debt financingVaries

Additionally, your APR will vary based upon the details of the agreement you reach with your lender. Although Lendzi does not illustrate current interest rates for its products, you can use one of the loan calculators on its website to estimate your loan’s APR.

How Safe Is It?

Lendzi does not provide details on its website of the specific security measures it takes to protect your personal information. If you have a privacy or security concern, you can send an email to sales@lendzi.com. 

Lendzi is accredited by the Better Business Bureau (BBB) and currently enjoys an A+ rating. Presently, it has more than 600 reviews on Trustpilot with a total rating of 4.9 out of 5 stars. 

Help & Support

You can contact Lendzi’s customer service team by phone from 8am to 6pm PST, Monday-Friday, and from 8am to 2pm on Saturday. If you prefer, you can send inquiries via email or call outside regular business hours and leave a voicemail. Lendzi’s agents usually follow up on quote requests within one business day. 

Phone: (877) 453-6394

Email: Sales@lendzi.com

Summary

Lendzi is a loan aggregator that partners with more than 60 lenders to find you the best financing terms available. It doesn’t cost anything to use Lendzi’s services, and you can get a personalized quote in minutes without a hard credit check. Hundreds of small businesses have used Lendzi’s services to secure the capital they needed to stay afloat or expand their operation. Whether your business needs funding quickly or you just want to compare multiple offers at the same time, consider giving Lendzi a try. 

Physical Address

12211 W Washington Blvd, Los Angeles, CA 90066

368 9th Ave, New York, NY 10001

150 E Palmetto Park Rd, Boca Raton, FL 33432

Lendzi Lendzi Visit Lendzi

Methodology

This review was created with information gathered from Lendzi’s website, reviews on comparison sites, and conversations with Lendzi’s customer service team. 


Patrick Sather
Written by
Patrick Sather
Patrick Sather is an award-winning personal finance writer and licensed broker who has worked for some of the largest financial firms in the United States, including TD Ameritrade and Pacific Life. A graduate of the University of Nebraska in both Economics and International Trade and English, his articles on life's most common financial decisions and quandaries are straightforward, practical, and always easy to understand.
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See what some costumers are saying about Lendzi
Lendzi
Excellent
Reviews 665
on
Excellent
98%
Great
1%
Bad
1%
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chad bellville
17 hours ago
Isaac was very helpful outstanding…
Isaac was very helpful outstanding customer service
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tom
2 days ago
A lender you can trust
If you're looking for a lender who you can trust to act in your best interests and to diligently work to provide you with the best options available to you for your business needs, contact Michael Gigante at Lendzi. Michael is patient, helpful and extremely knowledgeable, and I couldn't be happier with the experience he provided.
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ibuy recell
2 days ago
Scarlett was super friendly and…
Scarlett was super friendly and helpful. I chose to go with another company only because they offered more but in the future if we need it again, this company will be one of the ones on the top of my list.
S
shannon divitto
2 days ago
Very courtesy and attentive.
Very courtesy and attentive.
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diana osuna
7 days ago
Dean was polite and knowledgeable…
Dean was polite and knowledgeable within this loan process. He answered any questions I had and made the experience an awesome one!
S
stan
8 days ago
Quick
Quick! Dean McCarthy was really great. Highly recommend their services
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stephanie stellingwerf
10 days ago
Seamless transaction
Seamless transaction. Fast funding. Dean was extremely knowledgeable, patient, responsive and overall wonderful to work with.
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shaun grau
10 days ago
Fast friendly funding
It was a very easy and fast process to get the funds we needed
G
garfield blake
14 days ago
Super easy quick and simple Stephen …
Super easy quick and simple Stephen pesche assisted me with everything. Hands free would recommend them highly to any small to large business looking for funding
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tee
15 days ago
Incredible service and exceptional…
Incredible service and exceptional knowledge. Austin was extremely knowledgeable and efficient. His communication was timely and professional. He represented the company very well! Definitely a great up and coming financial firm. Highly recommend!
A
al thomas
16 days ago
Isaac Matthews was very knowledgeable
Isaac Matthews was very knowledgeable. He was patient and took his time to explain and answer all questions that we had. I recommend him be your contact! He is amazing!!!
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wadoo taylor
16 days ago
Great Customer service
Walked me thru everything step by step Mike and John Ok were great
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vasfi cem ertutkun
16 days ago
Dean McCarthy was very helpful
Dean McCarthy was very helpful. thank you:)
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anthony mendez
17 days ago
Shane Kelly helped me....
Shane Kelly helped me get a business loan and made the whole process extremely easy and stress free. His communication was top notch and followed up with me every step of the way. From start to finish the whole process only took 24 hours and I had the funds in my bank. Will definitely work with Shane and Lendzi in the future for more funding when needed. Thanks again Shane!
C
charles tran
21 days ago
Chase Werthaiser was a great help in…securing a working capital loan
Chase Werthaiser was a great help in securing additional working capital for my business. Courteous, responsive, and knowledgable. Very easy to work with. I highly recommend.
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homer
21 days ago
The walk thru for the financing was…
The walk thru for the financing was easy! They answered all my questions and also gave me tips for future borrowing. They answered after hours which made it soo much easier than having to stop work .
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esscorp shuttle
22 days ago
Terrific Tony
Tony Piccone was very professional and thorough as he went over the requirements needed for the loan. He was able to answer all of my questions efficiently and was super patient as I tried to gather all the documents needed to close the application. I would definitely work with him again and gladly recommend anyone else to do likewise.
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lee nails
23 days ago
Business loan
Tony went extra to make sure you have the best deal for your business. Really appreciate their fast, friendly and professionally work.
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lucy
24 days ago
Dean Machathy helped me step by step to…
Dean Machathy helped me step by step to achieve my goal with Lendzi. He was professional, dependable, and patient all through the process. I will recommend Dean to anyone that is looking to work with a loan officer.
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lauren coker
24 days ago
Great people to work with!
Dean was fantastic in assisting me in finding what I needed to consolidate some business debt. I know how difficult it is to get help being in my industry, and he got it done! I am truly grateful for his help.
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travis gilbert
24 days ago
Issac Mathew’s and John Ok were great…
Issac Mathew’s and John Ok were great assistants in helping me through the whole process of finding funding for my company.
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yessenia ramirez
a month ago
Tony Piccone very nice and fast response
Tony Piccone very nice and fast response
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rochelle pourch-rose
a month ago
Great Customer Service
I worked with Scarlett and she was amazing. She made sure I understand the terms and helped with making sure I got the funds I needed to help my business
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gator towing
a month ago
Awesome 👍👍👍👍😁
Awesome service 😁👍👍👍thank you God bless 😇😇
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josh cruz
a month ago
Rob and Ivan were amazing they…
Rob and Ivan were amazing they explained and made the process for a small business loan simple and easy were personable also very helpful highly recommended will continue to do business with them in the future
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kevin
a month ago
I was trying to get funding for my…
I was trying to get funding for my business and Dean was able to help. He started with a Term loan but I was really looking for a line of credit and Dean worked with me to get a line of credit that worked for my business. I look forward to working with Dean and Lendzi again.
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demetrios papavramidis
a month ago
John DeLuca was very professional and…
John DeLuca was very professional and helped they the whole process
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chris rose
a month ago
Isaac was on top of it and was always…
Isaac was on top of it and was always updating me on the process of getting funding. This was my first loan and he helped find the best loan for our company.
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george mcneil
a month ago
Isaac Mathews really came through in…
Isaac Mathews really came through in the clutch! Isaac was a consummate professional and easy to work with. This being my first business loan Isaac I as the perfect person to guide me through the process and help me secure funds. Kudos Isaac!!!!
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naya s
a month ago
5 star!
My experience with Lendzi has been great. Dean made a stressful time, less stressful. Dean and his team made me feel like my business matters. Dean took care of our loan needs in a very professional manner and followed up with me every step of the way. I look forward to working with him in the future.  I was very impressed with the friendly attitude of Dean and his professionalism.
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sug has
a month ago
Dean made application process easy
Dean made application process easy
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crisco vlogs
a month ago
did a great job getting me what i needed
did a great job getting me what i needed
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brian seidle
a month ago
Isaac was extremely helpful and patient…
Isaac was extremely helpful and patient walking me through everything step by step.
M
maribel
a month ago
Friendly and professional
Friendly and professional
C
chris s
a month ago
Dean Jones made this process simple and …
Dean Jones made this process simple and stress free. I’m amazed of how quickly Dean was able to get me funded. I didn’t get the amount I wanted, but Dean explained a strategy that will get me more funds next time. Ask for Dean, and you will not be disappointed.
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lavinia c
a month ago
Safe and transparent
Safe and transparent! I want to thank Rob for going above and beyond and taking his time to review all the info for us on order to get the best offer that fits our needs. He was very helpful and professional! I am grateful he explained the process and all the details so we can have a clearer picture of this transaction. Thank you Robert B. !
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sir huncho
a month ago
Yes Dean McCarthy was very professional…
Yes Dean McCarthy was very professional and I'm very appreciative of his customer service. Thanks Dean
A
aaron b
a month ago
Funded in 24 hours with EXACTLY what I wanted!
Hey everyone! I recently sought additional funding for my business, in a revolving line of credit. My own bank couldn't give me what I wanted, despite having over a quarter of a million in revenue. Shane from Lendzi contacted me, ON THE WEEKEND, and worked diligently to get me the EXACT funding that I wanted, with the ability to grow. Shane was superb - not pushy, extremely helpful, didn't try to sell me products or services I didn't need. I couldn't speak more highly of him. He made this process so easy and painless. I hope some of you get the pleasure to work with him, as I did.
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britt m.
a month ago
Great experience
Dean was very helpful in explaining my options and I feel confident that I have the best outcome for my business.
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sean dupre
a month ago
Monica Arnaout was absolutely perfect
Monica Arnaout was absolutely perfect. From start to finish she was all around amazing. She communicated from start to finish. Won’t use anyone else.
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cody doolittle
a month ago
Rob and Dean stayed in touch with me…
Rob and Dean stayed in touch with me numerous times and were great to work with! Couldn’t have done it without them!
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evelyn keith
a month ago
Thank for the Scarlett made everything…
Thank for the Scarlett made everything easy and got me approved
A
anissa tutt
a month ago
Lending loan
Dean Jones explained everything well and answered all my questions. Interest is high, but you can use what you need while establishing business credit.
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alexis martinez
a month ago
Great work
Great work, they spent several hours explaining everything to us and trying to get a good loan for our business
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tj harris
a month ago
Isaac Matthews went and above and…
Isaac Matthews went and above and beyond to get me funded. Great communication throughout the entire process. I am very pleased.
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donavon duhon
a month ago
Awesome service
Awesome service, process was quick and easy, Dean Mccarthy was a big help!!
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chris dibenedetto
a month ago
Ted Maguire at Lendzi is great!
Ted Maguire was a huge help! He called me immediately after I submit my application online and was able to beat every other offer we received. Will absolutely use again in the future!
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joseph maldonado
a month ago
Ted Was Magic
Ted was magic! He found me multiple options in a day. Really represents Lendzi with top-tier customer service. I wasn't able to get approved almost anywhere else. Highly recommended!
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cynthia gibson
2 months ago
We were looking for funding for our…
We were looking for funding for our very unique business. We had tried several other companies and finally, Dean McCarthy with Lendzi was able to help us. We are so happy with the customer service and technical assistance that was provided to us. We are excited to start this new business relationship.
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liz
2 months ago
Professional
Professional, fast and worked out the way I was promised it would.
O
olalekan alo
2 months ago
Dean Jones got me funded quickly when I…
Dean Jones got me funded quickly when I needed some money to get my business going. Thank you Dean
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tesfa pitt
2 months ago
Rob is an excellent agent
Rob is an excellent agent. He was very professional, thorough and was very transparent with his communication. He was very patient as he learned about my business and immediately understood my need for working capital. If Robert Bankovic is handing your application, you are in great hands.
A
aaron h
2 months ago
Great working with Dean M
Great working with Dean M. He made the process smith and quick. Great experience.
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jajuan guntet
2 months ago
Did great
Really Fast.
M
melford glass
2 months ago
Robert done an awesome job
Robert done an awesome job! Walked me through the process step by step!
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eric robinson
2 months ago
Dean McCarthy provided excellent…
Dean McCarthy provided excellent guidance throughout the process and was able to deliver on what he had promised early on in our discussions. He is true professional and I was absolutely delighted with the results.
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cirdrahcliw sirrom
2 months ago
Dean McCarthy
Dean McCarthy
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ricardo haro
2 months ago
Dean was a great help
Dean was a great help. He was available and answered several questions.
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george madison
2 months ago
Ted was awesome
Ted was awesome ! He did an amazing job and I appreciate his patience and dedication.
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jeffery kunkel
2 months ago
Dean was great
Dean was great. Easy to work with and got the deal done.
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mike karan
2 months ago
Friendly Easy professional service
Friendly Easy professional service
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adrian ramos lugo
2 months ago
very professional and good service
very professional and good service Roberto
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time's up recovery
2 months ago
Awesome!
Austin made my loan process fast and easy. Thank you for your knowledge to better direct me in the direction I needed.
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malaki mohsin
2 months ago
I had good experience getting a little…
I had good experience getting a little loan. The person who helped me his name is Dean McCarty was really help full always answers his phone and texts and explains every single thing step by step. Been a good experience.
M
mahmoud musa
2 months ago
Dean really made it easier for us and…
Dean really made it easier for us and was really helpful in getting everything done quick and easy
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christian gold
2 months ago
Jeremy Richards was absolutely amazing
Jeremy Richards was absolutely amazing! He put so many things into perspective and I’m excited to work and build with him in the near future. Got me a fast approval with little to no hassle. Definitely 10 out of 10 recommend for all of your business funding needs! Jeremy, you rock brother!
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vh
2 months ago
Our rep was fantastic
Our rep - Jeremy Richards - was patient and very informative throughout our process, which went a long way in keeping us involved in securing our first business loan. Also greatly appreciated his honesty and frankness in regards to our position.
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t s
2 months ago
Robert was great
Robert was great
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chase hundley
2 months ago
Ted was super helpful in my search for…
Ted was super helpful in my search for business funding and was able to get me the funds I needed super fast.
D
daniel kennedy
2 months ago
As a small business owner operating for…
As a small business owner operating for just shy of 2 years, it can be very overwhelming obtaining funding with desirable payment terms. Michael Gigante was very diligent in informing us about our available options and unlike other companies' representatives, he didn't mind investing the time to walk us through the process. He was not aggressive like others were and his level of support was fundamental in our decision. Where customer service is no longer at the forefront of many companies, Michael provided us with exemplary service. We feel confident in the decision we made and will continue to do business with Lendzi for the foreseeable future. Thanks, Michael!
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teri webster
2 months ago
Dean helped us and he was very…
Dean helped us and he was very informative and kept us in the loop in a timely manner.
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patrick simental
2 months ago
Quick and efficient
Dean McCarthy was helpful and straight to the point. Very helpful
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michael seymour
2 months ago
Its important for people to make sure they honor the agreement
The knowledge that my agent Tony Piccone had was great very professional making sure I understand the process and he was able to answer all my queations. He handle the whole thing like G. Thank you Tony
A
antoine ingram
2 months ago
Very knowledgeable
Dean was very knowledgeable and specific with everything regarding my loan!
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scott powell
2 months ago
Monica is the best!!
Monica is the best!!! She took the time to listen and asked the correct questions to understand my business needs. She took the time to accommodate our needs when we had a family matter to attend to. It is refreshing to know that there are people like Monica that love their jobs and make business personable. I will definitely continue to do business with Monica with Lendzi…
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iron bear
2 months ago
Application process
They were quick with the application. Emails and calls followed up within minutes. Isaac was great.
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greg dopwell
2 months ago
this company and the young lady went…
this company and the young lady went above and beyond for my small business i cant be more satisficed now i have room to breath thank you guys soo much
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jordan
2 months ago
Steven was effective and efficient in…
Steven was effective and efficient in getting me a loan
A
anthony hardison
2 months ago
Tony Piccone was very quick to answer…
Tony Piccone was very quick to answer all my questions and guide me through the process with ease. Not once did I feel pressured either.
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robin beckett
2 months ago
Engaged advisor that worked pretty…
Engaged advisor that worked pretty quickly, friendly and very professional.
Y
yazan m
2 months ago
Funding does not need to be overwhelming
I submitted a request via lending tree and immediately got contacted by a plethora of lenders and it was very overwhelming. All lenders were eager salesmen ready to pounce! Monica with Lendzi was a difference maker. She was less fluff and more straight to the point, very knowledgeable about her products and offerings, and incredibly resourceful. Monica listened to my needs, understood what I was trying to accomplish, made me feel like she cared, and worked tirelessly to help me get what I needed. Definitely would recommend and will certainly return for future needs.
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lindsay boudreau
3 months ago
Chase W
Chase W. was helpful and friendly. She explained the process well. I was able to explore options and find the right solution for my growing company.
T
those guys fab
3 months ago
Dean McCarthy has been very helpful
Dean McCarthy has been very helpful , knowledgeable and made my process as painless as possible.
H
h burell
3 months ago
Great service
Great service, fast and thorough responses.
E
erick u.
3 months ago
Scarlet was awesome
Scarlet was great! I was looking for equipment funding, as a new business she was able to get he close to what I was asking for, if you’re looking for funding to expand your business, I definitely recommend her .
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mohamed
3 months ago
Ted Made it Easy
This is the first time I have sought funding for my already thriving business, and I was terrified. I desperately need an assistant, as I’m growing, which is great! Lendzi, specifically Ted was AHmazing to work with throughly this process. He was honest, patient, funny and efficient. He’s the best! Highly recommend. Ask for Ted Maguire.
M
martell flagg
3 months ago
Scarlett has 5 star customer service
Scarlett has 5 star customer service! Would highly recommend her as your broker! Easy to work with and was able to get me funding in 48hrs!
J
jennie oilar
3 months ago
Everyone from the beginning to the end…
Everyone from the beginning to the end was awesome! Very personable! EspecIally Dean!
R
rodney
3 months ago
My sales rep Monica has been extremely…
My sales rep Monica has been extremely helpful to secure funding for my business. This is legit and real deal company who cares about customer services. Will continue to do business with lendzi
K
kristen becker
3 months ago
I cannot say enough about how easy the…
I cannot say enough about how easy the process was and that Dean and the team were courteous and professional and follow up was excellent
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tiffany renee
3 months ago
Rob and Monica were the best and I felt…
Rob and Monica were the best and I felt very at ease with the whole process. They were honest and very helpful
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angelo mata
3 months ago
Rob is amazing!!!
Rob is amazing! Great customer service! He took the time to inform and educate me on all my options and did a great job!!!
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nathan mitchell
3 months ago
I needed funding fast & I got it!
I was in desperate need for additional capital for my business and I didn't know where to turn. I found Lendzi in a Google search and I'm so glad I did. I was assigned Tony Piccone as my representative and I couldn't have asked for a better person to help me! As a new business owner and having never had to get additional funding before, Tony spent so much time with me educating me on the process, the different options available and what to expect going forward. He really seemed to care and with understanding how badly I was needing the funding, he worked extremely hard to get me the money I was needing within 1 day's time! I'll definitely be using Tony and Lendzi again for all future needs! Thank you Tony!
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jack
3 months ago
Although I wasn’t able to receive a…
Although I wasn’t able to receive a loan at this time, Dean McCarthy was very helpful and answered all of my questions.
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julie jackson
3 months ago
Dean McCarthy did good job
Dean McCarthy did good job. Got me money same day and was very helpful. Looking forward to working with him in the future
J
jason lopez
3 months ago
Great experience
Austin Veal was great, he was patient with me, walked me through everything and at the end came through with the loan.
J
jose
3 months ago
Fast service
Fast service, awesome work, representive people speak spanish AAAAAAAA+++++++++
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brappin crabs llc.
3 months ago
Austin was great!
Lenzi was quick with helping with our funds! And Austin had amazing communication and did not give up until we had an offer.
H
henry
3 months ago
Rob was awesome and easy to work woth
Rob was awesome and easy to work woth
M
mirma
3 months ago
ThNk you guys so much for the taking…
ThNk you guys so much for the taking your time with all my questions. Thank you for the support and understanding my needs:)