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Patrick Sather

Patrick Sather

Patrick Sather is a personal finance expert at BestMoney.com, specializing in online banking. He is an award-winning writer and licensed broker who has worked at leading financial firms such as TD Ameritrade and Pacific Life. With degrees in Economics, International Trade, and English from the University of Nebraska, Patrick delivers practical advice on financial decisions.

Posts by Patrick Sather

What is a Credit Builder Credit Card?

Which came first, the chicken or the egg? The logic behind this age-old causality dilemma also applies to the following question: how do you build credit if you have no credit? After all, if you have no credit or bad credit then it’s almost impossible to qualify for a conventional credit card or loan.
Read MoreJan 5, 2026
Credit Builder Card

What Is a High Yield Savings Account and How They Work?

Whether you’re just entering the workforce or getting ready to retire, it’s important to have a rainy day fund where you can sock away some of your hard-earned cash. A high yield savings account may be just what you need to help you store money thanks to its combination of liquidity, return on investment, and cost.
Read MoreJan 5, 2026
What Is a High Yield Savings Account and How They Work?

Capital One 360 CD Review

Founded in 1994, Capital One offers banking, credit card, auto loan, and investing services. Capital One 360 CD accounts are available in terms ranging from six months to five years. You can open an account online in less than five minutes, and there’s no minimum deposit requirement. With Capital One 360, you can choose how and when you get your interest, and you can track your account on the go with the Capital One mobile app.
Read ReviewDec 3, 2025
capital-one

Goldco Review

Goldco is a precious metals company that specializes in gold and silver coins and precious metals IRAs. For over a decade, Goldco offers individuals the ability to purchase gold and silver for their retirement savings planning. Moreover, with its BuyBack Guarantee, Goldco will repurchase your unwanted gold and silver at the highest industry price should you ever want to sell.
Read ReviewOct 26, 2025
goldco

Relay Business Banking Review

Founded in 2021, Relay is an online banking platform for small businesses, accountants, and bookkeepers to automate their bill pay and manage their cash flow and operating expenses. It charges no fees and makes it easy to send and receive ACH transfers, checks, or wires. You can sync transaction data directly in QuickBooks or Xero, and set up role-based permissions so there’s no need to share login information between staff.
Read ReviewOct 22, 2025
relay

Relay Business Banking Review

Founded in 2021, Relay is an online banking platform for small businesses, accountants, and bookkeepers to automate their bill pay and manage their cash flow and operating expenses. It charges no fees and makes it easy to send and receive ACH transfers, checks, or wires. You can sync transaction data directly in QuickBooks or Xero, and set up role-based permissions so there’s no need to share login information between staff.
Read ReviewOct 22, 2025
relay

Capital One 360 CD Review

Founded in 1994, Capital One offers banking, credit card, auto loan, and investing services. Capital One 360 CD accounts are available in terms ranging from six months to five years. You can open an account online in less than five minutes, and there’s no minimum deposit requirement. With Capital One 360, you can choose how and when you get your interest, and you can track your account on the go with the Capital One mobile app.
Read ReviewOct 19, 2025
capital-one-cd

Capital One 360 CD Review

Founded in 1994, Capital One offers banking, credit card, auto loan, and investing services. Capital One 360 CD accounts are available in terms ranging from six months to five years. You can open an account online in less than five minutes, and there’s no minimum deposit requirement. With Capital One 360, you can choose how and when you get your interest, and you can track your account on the go with the Capital One mobile app.
Read ReviewOct 19, 2025
capital-one-cd

U.S. Bank Checking Accounts Review 2025

US Bank offers 5 checking accounts along with savings and investment accounts, home loans, and credit cards. If you fund a new Business Essentials or Platinum Business Checking Account with five qualifying deposits totaling $25,000 within 30 days and maintain a balance until the 60th day after account opening, US Bank will credit you $900. Manage your spending and transfer funds with the US Bank mobile app, and customer support is available 24/7.
Read ReviewOct 3, 2025
us-bank-member-fdic

U.S. Bank Checking Accounts Review 2025

US Bank offers 5 checking accounts along with savings and investment accounts, home loans, and credit cards. If you fund a new Business Essentials or Platinum Business Checking Account with five qualifying deposits totaling $25,000 within 30 days and maintain a balance until the 60th day after account opening, US Bank will credit you $900. Manage your spending and transfer funds with the US Bank mobile app, and customer support is available 24/7.
Read ReviewOct 3, 2025
us-bank-member-fdic

Citizens Access® Savings

Founded in 2018, Citizens Access® is an online banking division of Citizens Bank. It offers high-yield, low-fee savings accounts as well as online certificates of deposit (CDs), mortgage lending, and student loan refinancing services. Citizens Access® makes it easy to manage your account on the go with its mobile app. You can open an account in only five minutes and get started saving in just a few clicks.
Read ReviewSep 15, 2025
citizens-bank

SelectQuote Car Insurance Review

SelectQuote offers insurance solutions to shoppers looking to save money on their car insurance. With its free online quote tool, you can get a qualifying offer within minutes after answering a few simple questions. It gives you the option to bundle your auto insurance with home insurance or purchase either separately. In addition, it features articles to help you find the right coverage to suit your needs.
Read ReviewSep 11, 2025
selectquote

What is a Manufactured Home?

Also known as “prefab” or prefabricated homes, manufactured homes are built in factories. Unlike traditional homes, which are constructed on-site with a permanent foundation, manufactured homes are put together on a temporary chassis and then transported to the site where they are installed.
Read MoreApr 30, 2023
Manufactured Home

The Ultimate Guide to Choosing the Best Business Insurance

Running a business of any size or type involves a certain amount of risk. Business insurance helps to limit your business’s risk exposure by shielding it from the financial costs imposed by legal claims, property loss, or service interruptions.
Read MoreJan 30, 2023
Guide to Choosing the Best Business Insurance
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