Patrick Sather

Which came first, the chicken or the egg? The logic behind this age-old causality dilemma also applies to the following question: how do you build credit if you have no credit? After all, if you have no credit or bad credit then it’s almost impossible to qualify for a conventional credit card or loan.

US Bank offers 5 checking accounts to choose from along with savings accounts, investment accounts, home loans, and credit cards. It's easy to manage your spending and transfer funds with the US Bank mobile app, and customer support is available 24/7.

Founded in 1994, Capital One offers banking, credit card, auto loan, and investing services. Capital One 360 CD accounts are available in terms ranging from six months to five years. You can open an account online in less than five minutes, and there’s no minimum deposit requirement. With Capital One 360, you can choose how and when you get your interest, and you can track your account on the go with the Capital One mobile app.

Founded in 1994, Capital One offers banking, credit card, auto loan, and investing services. Capital One 360 CD accounts are available in terms ranging from six months to five years. You can open an account online in less than five minutes, and there’s no minimum deposit requirement. With Capital One 360, you can choose how and when you get your interest, and you can track your account on the go with the Capital One mobile app.

US Bank offers 5 checking accounts along with savings and investment accounts, home loans, and credit cards. If you fund a new Business Essentials or Platinum Business Checking Account with five qualifying deposits totaling $25,000 within 30 days and maintain a balance until the 60th day after account opening, US Bank will credit you $900. Manage your spending and transfer funds with the US Bank mobile app, and customer support is available 24/7.

Founded in 2021, Relay is an online banking platform for small businesses, accountants, and bookkeepers to automate their bill pay and manage their cash flow and operating expenses. It charges no fees and makes it easy to send and receive ACH transfers, checks, or wires. You can sync transaction data directly in QuickBooks or Xero, and set up role-based permissions so there’s no need to share login information between staff.

Teaching your child the ins and outs of budgeting, spending, and saving provides them with the information they need to build healthy financial habits.

US Bank offers 5 checking accounts along with savings and investment accounts, home loans, and credit cards. If you fund a new Business Essentials or Platinum Business Checking Account with five qualifying deposits totaling $25,000 within 30 days and maintain a balance until the 60th day after account opening, US Bank will credit you $900. Manage your spending and transfer funds with the US Bank mobile app, and customer support is available 24/7.

Whether you’re just entering the workforce or getting ready to retire, it’s important to have a rainy day fund where you can sock away some of your hard-earned cash. A high yield savings account may be just what you need to help you store money thanks to its combination of liquidity, return on investment, and cost.

Lendzi is a loan aggregator that can help you find capital to run or grow your business. It is a direct lender and also partners with more than 60 lenders whose products include business lines of credit, SBA and business term loans, equipment and debt financing, merchant cash advances, and invoice factoring. Lendzi does not require a hard credit check for you to receive a no-obligation quote. You can request a quote online or over the phone.

Founded in 2012, Premier Reverse Mortgage is a lender specializing in reverse mortgage products. It offers FHA home equity conversion mortgages (HECMs) as well as proprietary and purchase reverse mortgages. With Premier Reverse Mortgage, you can tap into your home equity and receive funds in a way that meets your needs. The company provides exceptional customer services and an A+ rating with the Better Business Bureau.

For over four decades, NaviRefi has helped borrowers refinance their federal and private student loans. NaviRefi offers customizable terms from 5 to 20 years and a 0.25% auto-pay discount. NaviRefi charges no application, prepayment, or late fees, and getting a rate requires a hard credit check.

Goldco is a precious metals company that specializes in gold and silver coins and precious metals IRAs. For over a decade, Goldco offers individuals the ability to purchase gold and silver for their retirement savings planning. Moreover, with its BuyBack Guarantee, Goldco will repurchase your unwanted gold and silver at the highest industry price should you ever want to sell.

Do you remember the last time your pet got sick? Think back to the concern you felt for your furry friend, your confusion over the cause of the sickness—and your worry about the thought of paying for medical treatment. If you want to avoid feeling that way again, then it may be time to consider protecting both your pet—and your wallet—by investing in affordable pet insurance.

Building equity is important because you can tap into it to pay for major expenses such as a home remodel, credit card bills, or college tuition. The more equity you have, the more funds you can access when you need them. Buying a home and building equity is wonderful, but how do you access that cash when you need it?

Also known as “prefab” or prefabricated homes, manufactured homes are built in factories. Unlike traditional homes, which are constructed on-site with a permanent foundation, manufactured homes are put together on a temporary chassis and then transported to the site where they are installed.

Running a business of any size or type involves a certain amount of risk. Business insurance helps to limit your business’s risk exposure by shielding it from the financial costs imposed by legal claims, property loss, or service interruptions.