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Seek Business Capital Review

Reviews 2,832
Seek Business Capital
Seek Business Capital
Reviews 2,832
Alex Mcomie
May. 26, 2021
3 min read
Alex McOmie
Seek Business Capital Summary
Seek Business Capital is a lending marketplace for small businesses, offering loans of as little as $10,000 all the way up to $150,000. With an easy application process and funds for a variety of needs, it’s a good option for any small business in search of funding.


  • Convenient online application
  • Small and large loans available


  • Not a direct lender
  • B rating from the Better Business Bureau

Seek Business Capital at a glance

Editorial score

Online experience

Good online resources, but no access to rates

Customer services and support

Limited ways of reaching lender

Variety of loan types

Offers all loan types*

Loan amount range

Loan amount up to $500K


Loans available to most credit types, revenue levels, and businesses


Seek Business Capital is a lending marketplace designed to connect small businesses with loans, lines of credit, and other types of funding. You can apply online in just a few minutes, and a Seek Business Capital agent will follow up to discuss your options and help you find a lender that matches your needs.

Why Seek Business Capital Is Good for Your Business

Comparing loans through a marketplace like Seek Business Capital gives you the opportunity to compare a number of options. Their agents will use your information to look for potential sources of funding and walk you through some potential choices.

Loan Features

Seek Business Capital’s partners lend to businesses in all 50 states, and you should be able to find a loan that works for you. Make sure to read the information carefully—depending on the terms of the loan, the recommended option may not be the one with the lowest interest rate or the lowest monthly payment.

Depending on your needs and the current state of your business, Seek Business Capital may be able to connect you with other funding opportunities including startup loans, unsecured lines of credit, business credit cards, and merchant cash advances.

More than 92 percent of businesses that apply through Seek Business Capital get approved for funding, so their team should be able to connect you with a suitable lender. That includes unsecured loans, which are often the most practical sources of funding for small businesses that don’t have as many assets to provide as collateral.

Application Process

Applying for a loan from Seek Business Capital is as easy as visiting the website, selecting the amount of funding you want, and answering a few simple questions.

After entering the type of company, the reason for your loan, your location, how long you’ve been in business, your monthly sales, your credit score, and your name, you’ll be able to type in your contact information and wait to hear from an agent.

Unfortunately, the online application only goes through pre-approval, so you’ll need to discuss your options with a Seek Business Capital employee. From there, they’ll refer you to an outside lender who matches your company’s profile. This makes the process slightly more involved and time-consuming than what you might find at another lending marketplace.

How Much Can You Borrow?

Seek Business Capital currently connects customers with loans as small as $10,000 and as large as $150,000. Business credit cards and unsecured lines of credit are also available in case you’d rather receive flexible funding.

Repayment Terms

Borrowers get referred by Seek Business Capital to third parties, so your repayment terms will depend on the lender you end up borrowing from. Make sure to read the terms carefully to avoid any unexpected details from popping up later. For example, some lenders charge hefty prepayment fees to discourage borrowers from making extra payments in order to save money on interest.

Keep in mind that other types of funding may be preferable to a conventional loan depending on your specific circumstances. Business credit cards, for example, often come with higher interest rates than small business loans, but they also give you access to revolving credit—in other words, you’ll be able to use more credit when you’ve paid off any existing balances.

Seek Business Capital provides more personal service than many other online lending marketplaces. An agent will walk you through the pros and cons of each option and answer any questions about the specific repayment terms.

How Safe Is It?

Seek Capital has a B rating from the Better Business Bureau. While a B isn’t as good as an A, it still reflects a generally upstanding company. With that in mind, you should be able to trust them as a lending marketplace, but they don’t have the scale or long-term reputation of a large lender like Chase or Bank of America.

Help and Support

Once you get your new loan, you’ll work with the third-party lender if you run into any issues. Seek Business Capital will walk you through the early stages of applying for and receiving funding, including helping you identify the right lender for your situation.

You can contact Seek Business Capital directly by sending a secure message on their website or calling from 6 AM to 6 PM Pacific Standard Time Monday through Saturday. Their blog also contains informative articles on a variety of subjects related to small business ownership and management.


Seek Business Capital isn’t the only lending marketplace out there, but it’s a good place to start if you need funding for your small business. With a quick online application, personalized assistance from an agent, and access to numerous lenders, it has everything you need to apply for and receive funding quickly.

Of course, a marketplace is only as good as the lenders it helps you find, so your results may vary depending on your credit and the current state of your business. Don’t hesitate to shop around and check different marketplaces if you’re not satisfied with the options you get from Seek Business Capital.

Physical Address

6420 Wilshire Blvd Suite 500

Los Angeles, CA 90048

Alex McOmie
Written by
Alex Mcomie
Alex serves as the Managing Editor for Money Done Right and covers personal finance topics for Eleven Writing. He’s particularly interested in the way seemingly small adjustments can transform a person’s financial outlook. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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