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Seek Business Capital Review

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Reviews 190

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Alex McOmie
Alex Mcomie
May. 26, 20214 min read

Seek Business Capital summary

Seek Business Capital is a lending marketplace for small businesses, offering loans of as little as $10,000 all the way up to $150,000. With an easy application process and funds for a variety of needs, it’s a good option for any small business in search of funding.

Pros

  • Convenient online application
  • Small and large loans available

Cons

  • Not a direct lender
  • B rating from the Better Business Bureau
Seek Business Capitalat a glance
4.0

Editorial score

Online experience

Good online resources, but no access to rates

4.0

Customer services and support

Limited ways of reaching lender

2.0

Variety of loan types

Offers all loan types*

5.0

Loan amount range

Loan amount up to $500K

4.0

Eligibility

Loans available to most credit types, revenue levels, and businesses

5.0

Seek Business Capital Seek Business Capital View Rates

Overview

Seek Business Capital is a lending marketplace designed to connect small businesses with loans, lines of credit, and other types of funding. You can apply online in just a few minutes, and a Seek Business Capital agent will follow up to discuss your options and help you find a lender that matches your needs.

Why Seek Business Capital Is Good for Your Business

Comparing loans through a marketplace like Seek Business Capital gives you the opportunity to compare a number of options. Their agents will use your information to look for potential sources of funding and walk you through some potential choices.

Loan Features

Seek Business Capital’s partners lend to businesses in all 50 states, and you should be able to find a loan that works for you. Make sure to read the information carefully—depending on the terms of the loan, the recommended option may not be the one with the lowest interest rate or the lowest monthly payment.

Depending on your needs and the current state of your business, Seek Business Capital may be able to connect you with other funding opportunities including startup loans, unsecured lines of credit, business credit cards, and merchant cash advances.

More than 92 percent of businesses that apply through Seek Business Capital get approved for funding, so their team should be able to connect you with a suitable lender. That includes unsecured loans, which are often the most practical sources of funding for small businesses that don’t have as many assets to provide as collateral.

Application Process

Applying for a loan from Seek Business Capital is as easy as visiting the website, selecting the amount of funding you want, and answering a few simple questions.

After entering the type of company, the reason for your loan, your location, how long you’ve been in business, your monthly sales, your credit score, and your name, you’ll be able to type in your contact information and wait to hear from an agent.

Unfortunately, the online application only goes through pre-approval, so you’ll need to discuss your options with a Seek Business Capital employee. From there, they’ll refer you to an outside lender who matches your company’s profile. This makes the process slightly more involved and time-consuming than what you might find at another lending marketplace.

How Much Can You Borrow?

Seek Business Capital currently connects customers with loans as small as $10,000 and as large as $150,000. Business credit cards and unsecured lines of credit are also available in case you’d rather receive flexible funding.

Repayment Terms

Borrowers get referred by Seek Business Capital to third parties, so your repayment terms will depend on the lender you end up borrowing from. Make sure to read the terms carefully to avoid any unexpected details from popping up later. For example, some lenders charge hefty prepayment fees to discourage borrowers from making extra payments in order to save money on interest.

Keep in mind that other types of funding may be preferable to a conventional loan depending on your specific circumstances. Business credit cards, for example, often come with higher interest rates than small business loans, but they also give you access to revolving credit—in other words, you’ll be able to use more credit when you’ve paid off any existing balances.

Seek Business Capital provides more personal service than many other online lending marketplaces. An agent will walk you through the pros and cons of each option and answer any questions about the specific repayment terms.

How Safe Is It?

Seek Capital has a B rating from the Better Business Bureau. While a B isn’t as good as an A, it still reflects a generally upstanding company. With that in mind, you should be able to trust them as a lending marketplace, but they don’t have the scale or long-term reputation of a large lender like Chase or Bank of America.

Help and Support

Once you get your new loan, you’ll work with the third-party lender if you run into any issues. Seek Business Capital will walk you through the early stages of applying for and receiving funding, including helping you identify the right lender for your situation.

You can contact Seek Business Capital directly by sending a secure message on their website or calling from 6 AM to 6 PM Pacific Standard Time Monday through Saturday. Their blog also contains informative articles on a variety of subjects related to small business ownership and management.

Summary

Seek Business Capital isn’t the only lending marketplace out there, but it’s a good place to start if you need funding for your small business. With a quick online application, personalized assistance from an agent, and access to numerous lenders, it has everything you need to apply for and receive funding quickly.

Of course, a marketplace is only as good as the lenders it helps you find, so your results may vary depending on your credit and the current state of your business. Don’t hesitate to shop around and check different marketplaces if you’re not satisfied with the options you get from Seek Business Capital.

Physical Address

6420 Wilshire Blvd Suite 500

Los Angeles, CA 90048

Seek Business Capital Seek Business Capital View Rates

Alex McOmie
Written byAlex Mcomie

Alex serves as the Managing Editor for Money Done Right and covers personal finance topics for Eleven Writing. He’s particularly interested in the way seemingly small adjustments can transform a person’s financial outlook. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Seek Business Capital
Seek Business Capital
AverageReviews 190
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Trustpilot reviews

See what some costumers are saying about Seek Business Capital
Seek Business Capital
AverageReviews 190
on
Excellent
65%
Great
4%
Average
1%
Poor
2%
Bad
28%
  • author
    Walter Akonwah
    Sep 20, 2022
    Brenda Burch is exceptional and an asset to Seek Capital.

    My experience with my financial accountant Breanda Burch, was a wonderful experience that was flawless and fast. She was very professional and her knowledge base is exceptional. I will recommend Brenda Burch anytime to anyone who needs her help. Thank you Brenda for taking good care of us. We really do appreciate you.

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  • author
    Sterline Toogood
    Sep 30, 2022
    SCAMMERS ! RUN FOR THE HILLS!

    Ok let's get to the point ! 1. DON'T DO business with Seek Business Capital ! 2 . Seek Business Capital DOES NOT provide any funding or work with any " Banking Partners" .They will take your information and RANDOMLY APPLY for a bunch of PERSONAL CREDIT CARD and then charge you 9-11% of the MAX amount. 3. ONLY apply for what you need ! Don't let them talk you into applying for more, as your fees will be based on the max balance . 4. They will ruin your CREDIT with their multiple reckless inquiries , their goal is get funding at whatever cost as they charge for what you are approved for(regardless if it not business credit). 5.Don't fall for their tactics where after they fall short on their promises, a really nice person in my case Craig Fine (British guy). Tries to butter you up with his soothing accent, while rubbing on the Vaseline/Lube/Spit for more pounding ! Their endgame is to convince you that you made a good decision and you should pay their high ridiculous fees , for credit cards you could have applied for on your own ! 6. Lastly , visit the official BBB site for true unbiased reviews ! I strongly believe some of their Facebook and Google reviews are BOTS !

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  • author
    Pro Angler Chase Brooks
    Sep 22, 2022
    Do not use Seek Capital!!!!

    Do not use Seek Capital!!!!! It is a legal scam!!! They smooth talk you with a bunch of BS then hit you with mega fees!!!! They blow up your phone and pretend to care…. Until they are paid.. then crickets!!!!! COMPLETE SCAM!!!

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  • author
    Mustafa Alsaid
    Sep 15, 2022
    Kervin James and Seek Capital did a…

    Kervin James and Seek Capital did a great job getting funds for my new startup. The process was easy and everything was done successfully and on time.

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  • author
    Niktwasha Harding
    Sep 08, 2022
    Guess my 680 credit score wasn’t good…

    Guess my 680 credit score wasn’t good enough because I was told that I need Lexington Law to help me improve my score for funding… LEXINGTON LAW IS BY FAR the worst credit repair service company… NICE TRY!

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  • author
    Acala Dharmapala
    Sep 01, 2022
    Something's time my complaint 2 years ago.Beware!

    since I made complaint 2 years ago, nothing changed. Still screwing people. Still lying to people. Do no want to put in writing that hard credit pull will not be done. Simply can't trust their word. Made sure to get it in writing anything they say, because they talk sweet, but when it comes down to put it in writing they refuse to do so. If its not in writing, do not trust their word, then you know where the truth is.

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  • author
    Samuel Willoughby I
    Aug 31, 2022
    Will not do business

    Spoke with a representative who informed me that although my wife and I had 800 and 760 credit scores they didn’t want to waste their underwriting time on a 60k loan. Glad we avoided a what would be horrible experience.

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  • author
    Michelle
    Aug 29, 2022
    Don't Appear to be Legit Funding Org.

    To start, they missed their scheduled time they put on my calendar and did not apologize. Their "Funding Specialist" was an agent from an outsourced call center in India, where they they tried to sell me on credit repair services? WTH? And said I "would never get funding with this score therefore I needed to start with credit repair services" (not true, I have gotten credit cards, SBA Loans with an even lower score) . Told them no. The whole experience was shady and made me uncomfortable. Then they came back with another offer for possible financing after I turned them down. I would not advise anyone working with them. Don't think they are a legit funding org. and appear to be focused on selling credit repair services and more of a broker for other services. Also, their "5 star" reviews are verbatim to other 5 star reviews on other sites; so probably fake and don't appear to negate all the bad reviews.

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  • author
    Jasmine Brown
    Aug 27, 2022
    SCAMMERS! LOOK ELSE WHERE. TRUST ME!

    If I can give them a negative star I would. I am so desperate to get funding. I know I have a good credit score which is 708 in experian. The agent who talked to me on the phone said that I was not approved coz of the low score! It is so stupid! Yes, they were nice and friendly. Their website says fast funding and 500 credit score is ok! Nope! Everything in their website was a lie. Don't trust this "Sick Business Capital". They will transfer you to Lexington Law firm to repair your credit score so you can get the funds you need within 3 weeks! And of course you have to pay $14.99 plus $20.00 for monthly subscription. What the heck! I was trying to get funding but they are trying to get money from me! B.S!!! SCAMMERS!!!! I will go to every social media to warn all the business owners like me who is so desperate in need of funding to not trust you and not even waste a second to call you! How do you feel fooling a small business trying to stay afloat in midst of this difficulties! You agents and owners of this "SICK Business Capital" hope you can sleep at night. Is that how you feed your family? Dirty money? From people who's trying to live fairly? What goes around comes around! YOU ARE ALL SICK!!!!

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  • author
    Brand Steady
    Aug 25, 2022
    Stay far away

    Stay far away. Customer Service is terrible

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  • author
    Christopher
    Aug 25, 2022
    Breanda was helpful and knowledgeable…

    Breanda was helpful and knowledgeable throughout the entire process. She answered all of my questions and got us the credit lines that we needed to achieve our goals.

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  • author
    Anthony McWilliams
    Aug 25, 2022
    David has excellent speaking skills

    David has excellent speaking skills, friendly and knowledge. This is the second time working with him and have high regards for him. Keep up the great work Dave!

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  • author
    QUEEN DOJA
    Aug 22, 2022
    Stop calling

    Stop calling. I’ve not even done business with you. Claire you called at 402pm EST then text provided a number and to give you a call when “I” was free. Yet you called AGAIN at 407pm. This is NOT how you do business especially for people already racking theirs brains when it comes to starting a business without funds and making calls & working. The LAST THIS PPL NEED is a company calling them repeatedly.

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  • author
    Leslie Hensley-Calhoun
    Aug 04, 2022
    Excellent Customer Service

    Brenda was very helpful in during the whole Seek Funding process. She was friendly and always quick to respond if I had any questions.

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  • author
    Coriene Ploetz
    Jul 30, 2022
    Kervin is great and everyone I worked…

    Kervin is great and everyone I worked with at Seek Capital were knowledgeable, easy people to work with. They really have your best interests in mind and had solutions I wouldn't have thought of on my own.

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  • author
    James Ringel
    Jul 30, 2022
    Breanda was extremely helpful

    Breanda was extremely helpful. Between her and the rest of the team she connected me with, we managed to achieve my goals and get me funding for my new business through a mix of personal and business cards (which was thoroughly explained to me from the beginning). Overall happy with the experience (though the account manager "follow-up" calls seemed a bit excessive at times).

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  • author
    M K
    Jul 27, 2022
    Great service

    Great service, my advisor was very helpful during the process. Explained every details and step until we reach our funding goal. I definitely would recommend it

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  • author
    Marcos Lopez
    Jul 23, 2022
    Excellent service

    I am very pleased with working with Breanda. She was very professional and diligent throughout the process. Provided great customer service and was very clear and concise with her explanations to any questions I had for her. I am very grateful to have worked with her throughout this process.

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  • author
    Kyle A. McCall, M.A.
    Jul 16, 2022
    Deceptive and unprofessional

    Deceptive business practices and unprofessional behavior sums up this company. Kervin James sent an invoice and the billing company proceeded to call upwards of 30 times within a few hours from various numbers. I explained to him earlier in the day I would be tied up with important matters and could not be available until the next business day and added the email later in the evening. When I complained about the number of calls Kervin said that he’s sorry I felt the way I did and never apologized or cared in any way. This is an unprofessional company and a waste of your time and money. Don’t bother.

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  • author
    Lou Giles
    Jul 01, 2022
    Good customer service experience

    Good customer service experience. The staff was friendly and helpful. answered all of my questions and concerns.

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  • author
    George
    Jun 28, 2022
    I want you to help me with that I…

    I want you to help me with that I promise you I will be the best and offer you a client deal business with you

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  • author
    Alejandra Reynoso
    Jun 24, 2022
    Great attitude, always helpful and accessible!

    Breanda was always helpful and had a great attitude. We felt free to reach out with any questions or concerns knowing she would be accessible!

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  • author
    Kara Boland
    Jun 22, 2022
    This company is a scam.

    This company is a scam. They don’t get you business capital. They get you to give them power of attorney, then they open credit cards under your name. They might get you one or two actual business credit cards, but that is it. Then in order to liquidate the cards-which they tell you they will help you with-they will charge you again for that pleasure. They have fees set up for everything and it’s all worthless. Not to mention the 11.99% they take from you to simply open the cards or if they obtain 50k or more in credit cards they generously decrease the fee to 9.99%. Do not use them. Do not be deceived.

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  • author
    Seamus Ryan
    Jun 17, 2022
    Absolutely predatory and scummy…

    Absolutely predatory and scummy company. They will keep you on the phone for hours under the guise of "explaining the terms" only to completely mislead you in what they are talking about. They use high pressure tactics to try to get you to sign up for more than you need and at the end of the day, they just apply to regular credit card companies. They shuffle you around to three or four people during the process so you become even more confused and its hard to keep track. When asked to speak to a supervisor or dispute department, they say that there is none. I got my bill from them ($8500) before I got any actual credit cards. Most of the cards I DID receive were for low amounts that did me no good. Kelly is an absolute con artist and should not be trusted at all. Avoid this company at all costs.

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  • author
    DeShaun McCoy
    Jun 09, 2022
    Be sure to know EXACTLY what you need

    The good- The funding aspect is good since I knew what I needed (only credit cards, no liquidity). I’m satisfied with this experience. The bad- Seeks business model can be somewhat predatory due to the debt you will acquire from the charges. If you have the funds for startup or not in a rush to start your business, it would be best to avoid using this service.

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  • author
    Kevin Rucker
    Jun 09, 2022
    Breanda was very helpful and attentive…

    Breanda was very helpful and attentive throughout this process. However, there were additional fees from a 3rd party that was not explained to me originally.

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  • author
    Sammy Hendrix
    May 24, 2022
    Outstanding Customer Service

    Mr. Kervin James from Seek Capital helped me get well above what I was asking for. The Business Credit Cards & lines of credit came in the mail faster than what was expected & was told. And he answered all my questions I had and gave excellent financial advice. They always set up appointments with email reminders which helped me prepare for the phone call appointments each & every time. Everything he has mentioned on the phone was summarized in an email shortly after.

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  • author
    Jennifer Melton
    May 19, 2022
    Brea was reliable and helpful

    Brea was reliable and helpful. Appreciate the support and making this a smooth process.

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  • author
    Blane Wilkinson
    May 06, 2022
    She was amazing and super helpful

    She was amazing and super helpful

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  • author
    Stephen Austin
    May 06, 2022
    Breanda and Seek Capital were amazing!!

    Breanda and Seek Capital were very helpful in getting me funding. They got me more than I expected and I appreciate their work. Stephen Austin

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  • author
    Renita Moseley
    Apr 21, 2022
    Exceptional Service of Seek Capital

    Seek Capital and Kervin James went above and beyond to secure funding for my business. They thoroughly explained and followed up with me throughout the process. I highly recommend there services.

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  • author
    Will
    Apr 21, 2022
    Thanks

    Thanks, Breanda was awesome to work with very Friendly and informative. Breanda is a great asset to Seek.

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  • author
    J R
    Mar 16, 2022
    Manager was very condescending as to…

    Manager was very condescending as to why I needed a line of credit. Used phrases as "Why do you want more money?" and "Why would you want to open a business right now?". Very awkward and rude.

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  • author
    Chris
    Mar 14, 2022
    Total SCAM total FRAUD and morally…

    Total SCAM total FRAUD and morally reprehensible company. Lure you in saying they can get you a business line of credit for a start up company. Extremely long phone calls, where they are very carefully covering their legal grounds to minimize further lawsuits against them. Should have done more research on them and had my lawyer review the contract before I ever signed anything. They have had investigations by BBB, New York AGs office, and other various law suits. They prey on small and new businesses and scam them into applying for credit cards. They tactically used verbiage like "Bank negotiations", and "Multiple Banks" when talking about getting a business line of credit rather than regularly referring to them as credit cards. So if you aren't paying close attention sounds like they are working with a bank to provide the line of credit, when in reality all they do is apply to credit cards and charge an absurdly high fee that you could apply for on your own if you wanted. Was supposed to be at least half business line of credit but the overall majority of cards i got were personal which only damaged my personal credit score. Talked to a supervisor to try and explain how i was mislead, and they are absolutely unwilling to negotiate. The only thing they can refer back to is the contract that was signed, because they have no valid service that was provided that would justify the fees that are charged. Even my lawyer after the fact believes this is a FRAUDULENT company. If what they are doing is legal it should not be. Will be reaching out to my congressman as well, these people need to be investigated and shut down.

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  • author
    Manifest Yogini
    Mar 12, 2022
    If you are okay funding your venture through credit cards, this is the company for you

    Seek Capital reached out to me upon my inquiry about small business financing through Lending Tree. The pros of this company are that they are extremely savvy, thorough, transparent about exactly what they will do for you, and answer all of your questions. The cons of this company are that they are extremely savvy and can sell water to a well. As many other reviewers have stated, the only capital they offered to me was through consumer/business credit cards. I have an excellent credit score, and I am not interested in being saddled in consumer credit card debt. In addition to the credit card debt, Seek Capital makes their money through an 11% fee. This would be in addition to the fees one would incur to transfer money from credit cards into a bank account. The biggest red flag for me was when I spoke with the Account Manager, he noted that I had just 48 hours to sign the "Funding Estimate Agreement", otherwise it would expire and my account would become inactive. This conversation happened on a Thursday, and since Seek Capital is closed on Saturday, I technically only had one day to review the document and come to a decision. The nail in the coffin for me was just 24 hours after my conversation with said Account Manager, I received an email stating my "Funding Estimate Agreement" had been voided due to "Inactivity". That is ironic considering he told me I had two days to review and sign it. Clearly they use high-pressure sales tactics to instill urgency and fear in their customers. Ultimately, I decided against using the services of Seek Capital for these reasons. Perhaps there are some for which this may be their best option, but for me, I have worked hard to build my credit score, and I am absolutely sure I can find legitimate funding elsewhere. I hope this is useful to those considering the use of Seek Capital.

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  • author
    Owen Fish
    Mar 11, 2022
    If I could give a zero rating, I would

    Please read the other review on this form. If I had I would not have wasted my time. I honestly believe most of the good reviews are fake or employee accounts. If I could give a zero I would. I received the funding estimate from Seek Capital and almost choked on the fees they were asking for like Application and underwriting fee, then a Conditions and Handling Fee, totaling about .75% of the loan asked for. Then there was an 11.99% Consultation Fee based on the total funding amount, to place the loan with one of their lenders. They wanted me to secure it across 4 - 6 unsecured credit cards that they would help me set up with 0% for 12 months and the the bank interest rate after that. Many of the cards would charge an upfront 3% fee for making a draw from the card to begin with. On top of it there were a slew of other rush fees and miscellaneous fees that were optional, if you wanted to hurry and get your money. I wanted to laugh for a second and immediately it turned to anger and frustration that they wasted my time. Businesses like this one need to be shut down. This amounts to predatory lending like what was happening before the housing bubble. I have a credit score of 760 - 780. I did not get there signing deals like this one. It really pisses me off that companies like this will try and do this to a company that is starting off and may not know any better. Add to my review: The customer service called me back to review my complaint regarding their services offered. The gal was polite and explained that they service specific types of clients. While their fees were high the blended rate was closer to 7 - 8% after you take into account the 0% introductory rate. They felt this was comparable with market rates and offered a short term advantage to their clients. I explained to the representative that my request was for a small business loan that would have had a 10 to 12 year payback, allowing me to use this money as operational capital during this period. A Small Business Admin (SBA) loan would have been ideal for me and I suggested so in the beginning. However I was not told in the beginning that they do not offer SBA, and instead focus on the high upfront fee loans to make money in the short term. Sound familiar to the housing loan scandals? The representative mentioned that they only lend to people with A+ credit like truckers and house flippers. I feel sorry for these individuals that would sign on and use such an outrageous service. The company may feel good about the 11-12% they are collecting for making these arraignments, but in my book this is robbery and defiantly not justified or helpful in the name of offering a service to "desperate" owners. I hope this review will help other to open their eyes, not waste their valuable time. Seek out a true SBA loan with a reputable bank or even better a local credit union.

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  • author
    warlock
    Feb 14, 2022
    Shady Company Reek Capital (Seek Capital)

    Don't believe their lies! The reviews tell everything. Even their replies are lies. The people that you work with are very dishonest, they lie to you stating that this is a line of credit, promise you a certain amout and then can not reach that amount. THIS IS NOT A LINE OF CREDIT. What this company does is, applies for a bunch of credit cards for you and then charges you 10%+ in fees and whatnot for them helping you out. It is not worth the effort as they will make you transfer funds around your other credit cards to "Make It Work". The more credit cards you get, the more money you pay. They will also tell you that if they can't reach your goals you wouldn't have to pay for the funding that was received, this is untrue as well. Also per their contract they state that you may not harm the company for 3 years. Very shady. However, if credit cards are what you're looking for, then this may be the correct option for you. If you need funding to help start a business, look elsewhere. I am also pretty sure they somehow block negative reviews on Facebbok and buy the good ones. Don't forget your first amendment rights! Update: Your reply is a lie. You should be ashamed of yourselves. The only reason you are still in buisness is because of LIES! Do you really think I would use my real name so you can harass me like you do your other customer? I think not. Buyer Beware.

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  • author
    meghan
    Jan 05, 2022
    DO NOT GIVE YOUR CONTACT INFO

    I submitted contact info about potentially seeking a business loan this morning and was immediately called, emailed, and texted by TWO separate people between 9am and 9pm EST. I had SEVEN calls, 4 voicemails, 3 texts, and 4 emails. This is the WORST business practice and gives everyone who works in any kind of sales a bad name. NO. JUST NO. ***Edit: after seeing the response from Seek, I wanted to add that all calls came from the same phone number (732-405-2290) and all emails had Seek in the signature. AND after unsubscribing, I just received ANOTHER email from the company. How is this even legal?!

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  • author
    Ryan Owens
    Jan 03, 2022
    Seek Capital or Seek Criminal or Seek…

    Seek Capital or Seek Criminal or Seek anything but good business practices, The next commit in the history is going to come from the CEO saying that I am basically an idiot letting people know about the truth of this company. The comments that the claimed CEO of Seek Capital is going to defend his unethical business practices but don’t listen to that jargon listen to the people giving this company a 1 star rating that have been scammed. This business model should be illegal in the United States. They start out with a person in a broken voice and hard to understand accent, then they transfer you to the next round of sales to give the same sales pitch to go to yet another round of sales teams and notary to legal documents. Then yet another round. New account manager after new account manager and they continue to say that they are going to get in touch with the underwriting team. They never do. They also never tell you about the dozens of credit card applications that they are going to apply for you. They tell you that you will have a business line of credit and a personal line of credit so it will be two different cards that will be eligible for use. They do tell you that they are going to pool money from several different banks and provide the line of credits for business and personal and make it sound like it is one lump sum of a single loan. Then they sell you on this bank negotiation tactic that they tell you to lie to the banks and tell them that you did not apply through a third party, and you applied by yourself online. Bottom line is that this company should be an illegal way to conduct business in the United States. This company is based on lies, they cheat, they steal and there is nothing good about them. You should not have them rated at the 2.7 stars you do. They should be rated no higher than 1 star. I can’t actually rate them as a 0 but if I could, I would. They lie so much that they think that it is ok to lie and tell their customers to lie to the banks. It is a great scam. Seek Capital is a terrible and untrustworthy company.

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  • author
    T. Aaron Clapp
    Nov 23, 2021
    Happily Surprised!

    When Seek Capital contacted me, I thought for sure this was another scammer online. But after speaking to one of their people, David Burdulis I knew this a legitimate enterprise. David walked me through all of steps of the application and even sat in on the calls I had with the SBA. The entire process, from start to finish, took less than an hour. If Seek Capital contacts you or you seek out Seek Capital, consider it Christmas comes earlier. Very truly yours, Theodore A. Clapp

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  • author
    Toan Tran
    Nov 21, 2021
    thanks Kelly Arenas

    thanks Kelly Arenas helping me on the 1st leap step towards capital gains

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  • author
    Arlin Strickler
    Nov 10, 2021
    Local Bank Called Seek Capital a Legal scam!!

    Do not use this company, I have wasted close to $4000 to received credit cards that i could have applied for free. I was looking for a Business Credit account, Instead i received personal Credit cards. They are very smooth with switching from Giving you a credit account to getting you credit cards. They document and authorize everything to make it legally binding. I was very unhappy with their service! In a phone call i recollect that they told me there would be no more charges since i was extremely unhappy with their company. So i was totally shocked when i received a bill for $1100 2 months later. Oh They never said that in a phone call. they haven't sent me the phone call recordings to prove that they never said it. Oh yeah and they also where over charging me. it took 1.5 weeks of standing on my head till they finally corrected the bill to what they said is the correct amount, but i haven't received any recordings yet. They are also threatened to charge me an overdue Fee, since i haven't paid the higher wrong amount. I have never dealt with a company that cared so little about what I wanted or what is good for my company!!!!!

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  • author
    🇺🇦
    Oct 16, 2021
    NO THX

    THIS WHO YOU GUYS RECOMMENDED!!! I’m gd clean up the online reputation it’s horrible, please people do your homework on companies.

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  • author
    Michael D
    Sep 19, 2021
    STAY AWAY FROM THIS COMPANY!!

    In over 30+ years of being a business owner I have not dealt with a company as dishonest as Seek Business Capital when it came to securing business funding. False and misleading representations by staff, incomplete and abandoned assignment and a total disappointment overall.

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  • author
    james brown
    Sep 11, 2021
    This is such a poor service for new…

    This is such a poor service for new business owners. It's a legal scam. Kelly ** was my account manager but I dealt with at least 5 others some speaking to banks posing as my "financial advisor". Seek Business Capital is a scam. They falsely advertise as "business capital" when all they do is apply for personal and business credit cards which only accomplishes destroying your FICO score and ultimately leaves you with 29.99% interest rate payments burdened by usually small businesses. Kelly is by for the worsts her team of asses. josh 559 765 9330 Jeff 650 240 8752 Jennifer 323 218 0394 Paul 855 978 6106 Derrick 833 346 7013 and the so call pam 323 982 8395 the management that's suppose to help you.

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  • author
    Michael Lipzen
    Sep 02, 2021
    DO NOT TRUST SEEK CAPITAL- 77 BBB COMPLAINTS AND COUNTING

    Absolutely the worst small business funding company you can work with. And if you are reading this before retaining their services, I hope this stops you in your tracks and prevents you from making a huge mistake. This company does not deliver as promised. If I could give 0 stars, I would. All they do is apply for credit cards on your behalf and charge you a steep fee for doing so. There is nothing this company does that you cannot do yourself, saving you a substantial amount of money. You will wind up owing this company more money then they get for you in their "efforts." It's a fraudulent scam and a government entity should be investigating their business practices. If you have already engaged this company's services, may God have mercy on your soul. None of them will tell you the truth or deliver as promised. And none of them will respond to your emails or return your phone calls when they have failed to deliver. When you report the issue to management, management is utterly useless. I have received about half a dozen credit cards, with no information about their terms, making them utterly useless. And Seek Capital, despite their claim that they work with these banks regularly, will only tell you to contact the bank yourself as they have no idea what the terms are for the credit cards that they have applied for on your behalf. Please heed this warning and look elsewhere for small business funding.

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  • author
    Desirea Calvillo
    Aug 19, 2021
    The way this company behaves really…

    The way this company behaves really makes them seem like a scam. I contacted them looking to solve cashflow problems for when clients don't pay their invoices on-time. I was looking for a line of credit of $10-20k. I haven't been in business long enough to qualify for a business loan. After great discussions with the initial sales rep, I'm connected with another one - the closer. Good conversations there to, but then she asked if I would want $40k in credit. Being that I'm just looking for an open line of credit for emergencies, I was like, yeah sure. Then she said, how about $50k? I wasn't really thinking about this increasing my fees. Then, they do their thing to get personal and business credit, but I was thinking I was getting credit from various banks (I know Seek Capital is not a bank). But it isn't lines of credit to help with cashflow at all. It's just credit cards, which don't help with cashflow. So now I have 3 new credit cards which is very pointless and doesn't really help, one of which I definitely want to cancel because it's a card that also has an annual fee b/c it's a Delta Sky Miles card - so useless! Unfortunately, I had a family emergency in the middle of all this on a Saturday, and disappeared for 2 business days. So just 2 days of going dark, and I receive over 20 messages from this company! Who does business this way? It's complete pressure sales, pressure collections with threats. The silver lining - The American Express Blue Business Plus card is a really great card. I had never heard of it. Seek Capital found it for me, and the way it works and benefits are absolutely worth keeping. So do yourself a favor, and just apply for that card on your own. If you qualify, it's awesome. This whole debacle is costing me over $6,000. I had paid extra for a Business Credit Profile which I never received, so all of this is BS. But, I'm the type that pays my bills. So I'll pay the amount, and do what I do and try to inform the world to beware of this company. It's not worth it. You can apply for a ton of credit cards on your own in a few minutes. Hell, you can hire a virtual assistant for $270 and they can do everything Seek Capital did. That's how worthless the service is. P.S. I got the level of funding I did because I have amazing credit. That's why it was possible to get over $50k with just 3 credit cards. All of which came from banks I'm already banking with. Again, it's what a Virtual Assistant could do. They just mass applied for every bank possible. Also, there was no time to read the agreement as they make you stay on the phone and click click away in that moment. They would have done the same thing had my goal been $10k or $50k. Had I stuck to $$20k, then I'd only owe $2k and still have over $50k in new credit cards. My point is this is an unethical business practice that offers no real value for the amount charged.

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  • author
    Fritz
    Aug 06, 2021
    Scammer and liar

    I am very very disappointed with seek capital.My understanding,they just opened multiple credit cards in my name approximately 7 credit inquiries to my credit they don’t tell me they are going to do that.Now my credit score took a very big hit from 815 to 787 down -28, on top of that they asked me to pay them before they done with their work.Please,please stay away from them, to my opinion and experience I don’t think people should do business with them.

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  • author
    masud muhammad
    Aug 03, 2021
    I masud Muhammad agree to

    I masud Muhammad agree to

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  • author
    LaTisha Barrett
    Jul 30, 2021
    I am LaTisha Dalton I've been trying to…

    I am LaRissa Dalton I've been trying to get a loan to get MY businesses up and running. I have been very thankful for Trustpoint

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  • author
    SS
    Aug 04, 2021
    They won't confirm what I am getting via email

    Seek Capital did not want to communicate via email to confirm the fact I wanted cash deposited into my business checking account. The contract was signed due to the misleading conversation on the phone. My business doesn’t need to make any purchase, how would I get balance by using credit cards to transfer? The contract should be voided base on the fact that Seek Capital mislead me to say the best, lying to me to say the worst. Now they sent me a $1000 early termination bill. I did not ask for termination. I only asked to confirm that I would be getting cash. They never did confirm. They can not confirm that because they can’t get that service. Then why they asked you to sign a contract? The following is the time line and I have emails and text to provide proof. Jul 1 - Hour long phone call with B. P.. Explained to her about my option trading business and stated that I needed Cash deposited into my business checking account. Jul 2 - Hour long phone call again with M R. Explained to him my need of cash. He explained his service and was positive he could get me 20k to 40k funds. The banks would charge for cash is 0 - 5%, interest rate is 0% for 9 to 12 months. Seek Capital’s fee is 11.99% of funds less than 40K and 9.99% of funds above 40.1K. I needed to purchase the $595 liquidation service in order to get cash deposited into my business checking account. Signed the contract. Jul 2 - Read reviews online after I signed the contract. Many of their customers complained that they only got the credit cards but not cash or loan. Jul 3 - Received email from G P my Client Support Representative. She requested five action items from me to complete and to make appointment with her to discuss about the funding application. Jul 3 - Replied G P’s email to confirm that I would be getting cash deposited into my business checking account and the cost associated with the service. I canceled the Bank negotiations service in this email as well. Never got a reply from her. Sent the same email to B P as well and never heard back from her again. Jul 9 - Received email from I M. He answered my email and listed 10 of the service I would be getting. In the answer, he stated that I would be getting the liquidated funds not cash advances. Liquidated fund is balance transfer according to him. This is not what I have asked in the phone conversation with both B P and M R. If my business doesn’t require to make charges using credit cards, how would I have balance? I replied I M's email with more questions and never received a reply after. Jul 13 - I texted me on my phone requesting me to give them a call at 323-2386-100. I replied and requested to communicate via email. I sent him another email with questions to make sure that I would be getting cash at the fees we had in the contract. Again no reply email. Ju 14 S with Seek Business texted my phone wanting to set up appointment to speak. I replied to communication with email again. Jul 15, 16, 19 texted and called my phone wanting to set up appointment to speak despite that I asked to communicate via email. They did not want to communicate via email to confirm the fact I wanted cash deposited into my business checking account. The contract was signed due to the misleading conversation on the phone. My business doesn’t need to make any purchase, how would I get balance by using credit cards to transfer? The contract should be voided base on the fact that Seek Capital mislead me. Update: I did receive a reply here. I have proof of them not answering my emails to confirm what service I am getting from them. Then they sent me a bill of $1000 for early termination which I did not initial it. Update: The fee was waived and contract voided. Thank you Seek Capital

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  • author
    MICHAEL HARROD
    Jul 12, 2021
    I had a very pleasant experience with…

    I had a very pleasant experience with Ms. Kelly (Kelly Arenas) during my funding process. Ms. Kelly was very personable, knowledgeable and very professional conducting her business. Its nice to do business with someone punctual, precise and cares about the customers needs. Thank you the help.

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  • author
    Booma Kannappan
    Jul 06, 2021
    Seek Capital are the scammers

    Seek Capital are the scammers. They are not trustworthy and not reliable. We went for our business funding of cash amount .All they did was applied bunch of credit cards under your personal name and business name which you can't take out the cash amount to utilize. Don't trust these people. Each card they apply for us costs 11.99% of Credit limit payment towards them. They are the cheaters never tell the truth until the end of the process. Those credit cards you could apply yourselves. Please be aware of this scam company who are cheating the people.If you take personal loan that ends up with less interest than what we pay for them.Before even secure the funding of approval credit cards they will ask for their payment.I am not sure how they could operate this kind of company cheating customers like this.They are useless and helpless. This kind of company should not operate anymore like this.

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  • author
    David Baird
    Jul 05, 2021
    Be very wary of these types of…

    Be very wary of these types of businesses. They sound and talk to you like a bank but in reality will simply use a program to apply for lines of credit with multiple credit card companies. This will hit your credit score, end with multiple declines (many times from the same lender in my experience) and attempt to appeal the decisions by making you speak to a rep from the credit institutions while they "listen in as a financial advisor" (their request to be called that, not mine). I applied for 30k, got 10k. They considered it a success and charged me accordingly. I appealed and was able to get some charges reduced, but was not happy. The longer this ordeal dragged out the worse it got with regard to getting answers or call backs. It may work for some people, and a lot has to do with the credit score, but an 800 credit rating apparently didn't mean a whole lot when multiple requests get submitted all at once. Talk to an accountant, financial advisor, lawyer, someone. Many of these offer a flat rate consultation fee and will be able to answer multiple questions in great detail. If you are serious about beginning a business then please do your homework. You could probably even talk to a lot of these credit institutions directly and save yourself thousands (mine was about 3k in fees after an adjustment was made).

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  • author
    Dylan Crane
    Jun 27, 2021
    The good the bad and the ugly.

    TLDR: Kelly is great. Don't trust the sales rep. You will wait at least 2 weeks before you see any money. Everything that they have done for me so far I could have done on my own for way cheaper and probably within a few hours without killing my credit. (Any one want to start a company? I know a great business model to follow all you have to do is sell your soul. /sarcasm) To those of you starting a new business don't seek funding here. Unfortunately the only positive part of my experience with seek capital was Kelly Arenas my case manager. Don't waste your time and money with them unless you are poaching Kelly to a better company. I first reached out to seek capital for my new business and was told on the phone that if i pay for an extra package that my funds would be available within 48 hours. Don't trust this. I paid for the expedited service and at a minimum you are waiting two weeks. Thankfully this was refunded to me since it was a blatant lie. Next up I signed up for the negotiations package. Let me start of by informing you this is nothing more than a concierge service to connect you to the banks. Its inferred that they will be calling the banks on your behalf but that is not the case and majority of the time the banks wont do anything if they are on the phone. and even when you get through to a representative that will work with you and the seek capital agent you will have to do most of the talking and convincing. You may as well call on your own you would likely have better success. The first "Specialist" they paired me was fumbling over his words when he would speak and was very disorganized. You could tell the representative from the bank was embarrassed for him. They decided to put me with a new "Specialist" on the first call she was great and pushed back but then on the second call she was nowhere to be found it was like she was taking a completely other call because when she finally joined the conversation she was completely lost. So after two failed attempts and 4 more hits on my credit they were unable to renegotiate and additional funds. Next is the liquidation package this is designed to be a cash advanced using credit from the bank. They charge $700 dollars for this service. and after a quick google search I found out how to do it on my own. While with seek capital I got approved for one credit card total from the banks I already bank with that sent me the same offer seek got me 5 weeks before. Anyways after all this I didn't even get close to the funds needed, I could have done this on my own with greater success I'm sure I just didn't have the time too. ------------------------------------------------------------------------------------------------------------------ After reading some of these Google reviews and responses I don't know how I went with them. Either the review is clearly fake or its 1-2 star and filled with complaints of deceit or lies. The best part is the person responding to the reviews who is condescending and has lost all morals in favor of signing a document.

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  • author
    HARI KUMAR
    Jun 22, 2021
    I glad I choose Seek Capital

    I glad I choose Seek Capital. Sussete is a Very professional Account Manager! What I loved the most about Seek Business Capital is that keeps their word. was their customer-centric approach. Highly recommend.

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  • author
    Cesar Fernandez
    Jun 22, 2021
    Great experience they exceeded my…

    Great experience they exceeded my expectations. I had gone through other programs with low success rates and unsatisfactory customer service. Thank you for your service and your excellent eye for detail.

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  • author
    JoshTheTrainer
    Jun 20, 2021
    Everyone I worked with from day one was…

    Everyone I worked with from day one was amazing! Sussette was excellent as my account manager! Very professional and always gave great advice and answered all my questions!

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  • author
    Mau
    Jun 19, 2021
    This company is a fraud they will…

    This company is a fraud they will… This company is a fraud they will promise you the moon and the stars but will send you to the black hole. I went to them as I thought they would help me get money to pay for my food trailer but it was a BIG mistake. All of the credit cards they applied me after talking to them says none of them offers 0% APR like this company promised. This company SEEK CAPITAL misrepresented the credit card company’s policy and regulations and credit card company should be suing them. This whole process hurt my credit score big time and I am now calling each credit card company to close my credit account completely and talking to credit bureaus to get my score fix. Seek Capital it’s people talk to you so friendly and I actually trusted them as most of that I talked to are my countrymen. I would have never thought this would happen to me. People out there as a piece of advice DO NOT TRUST this company think twice before you make a decision. This company deserve nothing even a penny for misrepresentation and blindsiding the people like me. They deserve to be behind bars.

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  • author
    Sun Kwan Yun
    Jun 12, 2021
    worst experience ever. such scam!

    I couldn't work for a travel agency that I worked for because of Pandemic, and I needed a purpose of investment and personal expenses, so I kept getting calls from this company while searching the Internet, so I unintentionally asked for a business loan to seek capital. At first, I was just going to ask them, and i told them that I didn't need it right away, but financial advisor Jacky Hamraz said I could get a credit card loan. But I also have many existing credit card, so what I needed was a business loan, not a credit card. I explained it several times and wanted to stop in the middle, but he said that it would cost $400-$600 for cancellation fee. so I trusted him and left it to the end, but he said it was okay because there was a liquidation plan, so I ended up asking for it. But what I'm getting later is a huge wasting time, two credit cards that I don't need, and $1700 in fees, and the credit score was lowered, and the person in charge (jacky hamraz) was a shameless person who didn't reply to me after receiving the fee. I've never experienced this kind of fraud before, and I don't understand why they kept trying to make credit cards that I didn't even need. I can make as many credit cards by myself as I want and I don't need them. I feel really bad. It was a bad experience just wasting $1700. In my experience, it's a really bad company and that jacky hamraz guy was a fraud

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  • author
    David Manzi
    Jun 11, 2021
    A great company that has amazing and…

    A great company that has amazing and dedicated reps that really advocate for their clients! I highly recommend Seek Capital!

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  • author
    Taylor Stevenson
    Jun 11, 2021
    So far process with Seek is going well

    So far process with Seek is going well. Very helpful with starting a small business.

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  • author
    Jeremy
    Jun 09, 2021
    With Seek Business Capital YOU are the Product.

    If you encounter Seek Capital stay far away. They only want your information to sell to other companies. I contacted a site called "Funding Pilot" about a real-estate secured line of credit, and apparently Funding Pilot took my info and sent it to Seek Capital. Seek Capital then contacted me and seemed laser focused on collecting as much information about my business and borrowing needs as they could, but refused to say what loan products they service. The reason for this is they don't service any loan products. It was all about collecting data to sell to other companies, and at one point giving me a hard sell on credit repair for a single 30-day late payment I had two years ago which the rep said needed to be fixed before I could "qualify" - my credit score is 780! In just one day I've receive half a dozen phone calls from them and half a dozen more emails. Unless you like spam, stay far away!

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  • author
    Ann Singh
    Jun 14, 2021
    Seek Capital Kills

    Very sorry I got involved with this company .’they contacted me and made it look so easy Account manager would coach you in 6 months and once loan is finalized , payment will be deducted . Nothing of that sort and once you can think for yourself , they want to report you to credit bureau. They want you to have bad credit by using the credit cards to pay them and then you indent to repay the credit card

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  • author
    Jasen Ambler
    May 28, 2021
    Good experience with Seek Capital

    I enjoyed working with Zacky and the rest of the team at Seek Capital on my business funding. Zacky was transparent, provided excellent service throughout the funding process, and conducted multiple follow-up calls. The rest of the Seek Capital team, with whom I interacted, was helpful and provided excellent service.

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  • author
    Joshua Moon
    Jan 14, 2022
    Promises business loans, sells credit cards

    Seek Capital is not a bank and it cannot issue loans. They make money by extending your personal credit line as much as possible, then paying themselves more than 10% of that credit. They will pressure you into signing contracts immediately over the phone, which will cost hundreds to back out of after signing. Seek reaches out to businesses that are less than 3 years old and looking for a loan. Small start-ups with no credit cannot take business loans, so they will take your application and immediately tell you that your business doesn't qualify, then propose an alternative: a line of credit through them. After an hour on the phone, they clarify that very little of that credit - if any - will be business credit. It will be personal credit. They then clarify that this line of credit is several lines of credit. That's because they're not getting you a line of credit for your business, they are opening credit cards in your name. You can apply for credit cards on your own for free. Seek's business model is opening new credit cards for you, then paying themselves 12% of that credit + fees for the privilege. They disguise themselves as a financing company for small businesses, but this is a game to talk you into doing something which will destroy your credit. There is no business relationship and they don't care what happens after they are paid. Their sales rep said almost everyone pays them from the new credit immediately. If you go bankrupt as a result of their actions they don't have to care. They are not a business partner, they are exploiting the credit lines of entrepreneurs starting up businesses to enrich themselves. They will tell you on the phone that they are your advocate, which is why you pay them and not the banks. This is a lie. They encourage you to ask for 50% more money than you need. This is because their financial interests are oppositional to your interests. The more debt you take, the more they make. Even for money you do not need, they will charge you 10 cents on the dollar for access to your own credit given by real banks (not Seek). If you want money up front (like a real loan), they offer a "Custom Liquidation Plan". This is a $595 addon for them to pull all your credit out and give it back to you as cash. The banks will charge up to 5% in additional fees, and Seek takes their money off the top. This utilizes your credit line, and high credit utilization harms your credit score. Seek will promise you over the phone they only do soft credit checks which does not impact your credit score. This is only true for their pre-approval process, which does not get you money. Once you sign with Seek, they will send your application to many banks to try and get you credit lines adding up to what you are asking for. Each bank they apply to does its own hard credit check. Hard credit checks seriously negatively impact your credit score. The more money you ask for, the more banks they put an application in to, and the bigger the penalty from hard credit checks. If they get you $39,999 in credit cards, Seek will charge $4,799 just for the credit. Their underwriting fee is $995 (sometimes waived). They can charge a $795 handling fee. To liquidate, they charge another $595. Banks will charge on average 3% to liquidate. If you ask for $40k, you will get many credit cards and $31,615 by the end of it. With their Complete Package, you finish with only $28,230. The difference ($11,769) goes to Seek. That difference is money you now owe the banks. Their sales people are very aggressive. You can hear the tonal shift in the salesman's voice once he switches from friendly repertoire building to sales mode. They will be the first, and maybe only, person replying to your loan application if you are a new business which does not quality for a traditional loan. They know this, which is why they are contacting you. They will pressure you on the phone to sign contracts the same day, warning the process can take two weeks, so any delay is time you're wasting. There is an immediate cancellation fee of $495, or $995 after 2 days. Even if you realize the mistake and back out immediately, they got enough money to justify their sales rep's time. The sales environment is all over the phone. They refuse to use email except to send documents for you to sign while insisting you stay on the phone. There is constant pressure to call today, act now, sign now, and notarize their power of attorney as soon as you're off the phone. At no point do they want you to stop and think. I was able to secure a real personal loan through my bank. I posted this to Yelp in March 2021, but it was silently hidden. As of January 14th, 2022, they are now asking for my personal contact information from Trustpilot. I've complied so this review stays up. They have my SSN on file, and I believe it's an intimidation tactic.

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  • author
    William
    May 12, 2021
    Sussette was very friendly and assisted…

    Sussette was very friendly and assisted me at every step of the process. Communication was on point throughout the entire process.

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  • author
    Roger Johnson
    May 07, 2021
    Susette has been more than wonderful to…

    Susette has been more than wonderful to work with. Very attentive to my company’s needs and demands

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  • author
    Alisa Freeman
    Apr 27, 2021
    Be careful!!!!

    Unfortunately all they did was apply for two credit cards, funding was $4,000—-which I could have applied for a credit card myself because my credit score was 770. I’m not the smartest. I just didn’t understand how expensive their services would be for things I could have just done myself. They also try to get you on the phone with bankers for pending offers so they can get you more credit cards(and send you a larger bill) after you tell them to close your account. The total bill to them is $1200. Still no cards in the mail and now I’m worried there are lost credit cards with my name on them. I ended up getting a loan with square on my own for $5,000 and it only cost me less than 2% interest. Just be careful. Now I’m stuck with a fat bill and feel really stupid. 🥺

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  • author
    Emily Semmelrock
    Apr 26, 2021
    Deceitful company that misleads you…

    Deceitful company that misleads you into believing they can provide a service that you cannot do on your own. Their underwriters said my estimated funding amount would be $20K-$40K. In total, I received $5500. I would be fine paying the fees if I received anywhere near the amount that was estimated. However, all Seek Capital did was ruin my credit by applying to multiple credit cards in one day. This is why I was denied for most of the cards. You would think a company providing financial services would understand how bad of an idea this is. I was not aware that they would do this upon signing agreement with them. This company needs to be held accountable for the deceitful business practices. I wasted two months of my time with them to not even have a solid amount of funding. However their "estimate" was calculated, the method needs to be fixed. There is no reason I should have only gotten as much as I did when estimate was more than 2x higher.

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  • author
    Emily Semmelrock
    Apr 15, 2021
    Huge mistake

    Terrible business. Was told by the underwriters they were confident in getting me $20-$40K in credit. I received $5500 total. They ruined my credit and now I owe them “success fees”. What part of this was successful? Take your business elsewhere.

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  • author
    Shane Braman
    Apr 13, 2021
    SEEK CAPITAL IS A TOTAL SCAM

    Seek Capital is a total scam. They lie and deceive and do not produce anywhere remotely close to the results or provide the service they tell you they are going to provide. They lie and deceive you to get you to sign into contracts based on those lies, then disappear and still demand payment for their “services”. There are thousands of complaints online. These people are scamming small business owners out of their hard earned income while simultaneously ruining your credit by applying for personal credit cards that do nothing for your small business line of credit. They actually do the opposite of building relationships with credit card companies or developing a business line of credit. They scare the credit card companies away due to too many inquiries that are not designed for business lines of credit.

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  • author
    Kathy Schmidt
    Apr 09, 2021
    Listen please whatever you do

    Listen please whatever you do, do not hire Seek Capital! If you need funds or credit cards go to credit.com, creditseame.com or creditkarma.com They do not get cash they charge you for them to apply to a bunch of credit cards that you can do yourself. I call them Catfishes because they look to steal your money just as catfish do. They look for desperate people. I had a 761 Credit score and I could of applied for any credit I wanted and I had credit cards I want to establish my business but that did not happen. Their fees are huge and ridiculously high! I was promised they would NOT Hit my credit more than 4 times and they did at least 7 to 8 pulls so they lie also. But truthfully you cannot get much lower than a catfish because their goal is to steal from desperate people. I hope this helps somebody and I hope I discouraged people because they wanted me to send them a check for over $3900 before I received my cards which I did not need. Remember this was suppose to be to establish credit for my business. Do yourself a favor and apply for credit on your own for free. Kathy

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  • author
    hetal joshi
    Mar 19, 2021
    I DON'T RECOMMEND SEEK CAPITAL

    I DON'T RECOMMEND SEEK CAPITAL. WHEN IT COMES TO GETTING THE WORK DONE, THEY TAKE APPOINTMENTS FOR APPLYING and getting informations. AFTER A DELAYED APPLICATION OF 15 TO 20 DAYS, MY CARDS DID NOT ARRIVE UNTIL WHOLE 1 MONTH OR UNTIL PAST NOVEMBER END. Thats like delays of 2 months! HOW DOES THIS MANAGEMENT REACT TO THIS : WE ARE HAVING PATIENCE WITH YOU. WE WILL REPORT YOU TO CREDIT BUREAU. They do not do any work, I had to still call the banks and get everything done. Inspite of paying them their fees. What is the point of hiring you if i am still doing the work that was given to you. these people don't have any courtesy to take appointments after a month. I told them again and again, without receiving cards, I cannot pay. You have not provided services. The dumb following up ended when I SEND THEM A BIG FAT REPLY THAT THEY NEED TO STOP THEIR AGGRESSIVE BEHAVIOR OF CALLING ANYTIME THEY WANT. WORLD DOES NOT REVOLVE AROUND YOU when you have not provided any services as requested. THEN IT CAME TO THEIR STUPID SENSE THAT I AM THEIR CLIENT. THEY ARE NOT MY CLIENT. INSTEAD OF TRYING TO HELP, I WAS TOLD TO CHASE THE BANK. YEP, I DID THAT. Inspite of paying them, I did all the work. THIS WAS THEIR ABSOLUTE FIRST REACTION WHEN I TOLD THEM THAT I HAVE NOT RECD ANY POST. BE CAREFUL WITH THEM and DO NOT TAKE SERVICES WITH THESE KIND OF AGGRESSIVE PEOPLE WHO DON'T KNOW HOW TO ACT WHEN DELAYS ARE NOT IN YOUR HANDS.

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  • author
    Grace
    Feb 25, 2021
    Seek should be investigated

    On or about February 1, 2020 we applied for business funding with Seek Capital LLC. Sergio Padilla spoke with us in detail and we asked him about the difference between a bank loan and the "revolving line of credit" being presented by Seek Capital. He insisted this was a better option than both a bank loan and a credit card and that we should see funding as early as 24 hours. We already had a business credit card in our possession we had obtained prior and with a 750/760 credit score, our company was looking for a cash option for funding. After explaining the fee structure briefly to us, we opted for the application fee and a DUNS account to be created plus for Seek Capital to act as a liaison for business lines of credit. What we received was a poorly executed Duns account with the wrong information, personal credit card applications that will not reflect on our business credit reports and sales people who avoided all important questions. On several occasions, we noticed inconsistencies in what was told to us over the phone and made a decision to lower the funding amount. Then at one point, when we inquired about cancelling we were told "you're going to owe the money anyway". So, under duress, we proceeded. The process was rushed by Sergio Padilla and Zacky Hamraz, and after speaking in detail with Zacky about the fraud Seek Capital, LLC committed and their lack of candor, we sent a written request to void the Limited POA and stop all further dealings with their company. Zacky avoided several scheduled meetings and phone calls from us, and we will be attaching all email correspondence along with all other consumer complaints. The Agreement was only signed by one principal in our company and not by Seek Capital, LLC. Further, the Agreement was only valid until 2/3/2021 so any dealings with Seek Capital, LLC were not legally bound. After Zacky pushed our account to collections and stopped picking up all emails and calls, we were sent to Pamela Price who seems to be more concerned with defending the company rather than assisting us and complying with their terms and conditions which state "Seek Business Capital's goal is to provide you with excellent service. We want you to be 100% satisfied. If you are not, please contact us right away and we will correct the situation, provide a refund or offer credit that can be used for future Seek Business Capital orders". When we asked for the DUNS account to be corrected, the company blamed us for wrong information but would not explain how the process was done. Is this ported from the IRS or what? She refused to send us the copy of the "application" where the information came from. They are seriously out of control. We are being forced and threatened to pay fees for 1 business credit card obtained and the invoice for 1 conditionally approved personal credit card. To avoid collections, we were forced to pay this fraudulent company. They refuse to answer questions! They will most likely respond with the cut and paste responses we see on all the other sites where they have been reported. Seek Capital LLC is running an "advanced fee scheme" under the guise of being financial business lenders and consultants. An Advanced Fee Scheme as defined by the FBI is "a victims pays money in anticipation of receiving something greater such as a loan and receives little to nothing in return". The "finder" aka Seek Capital LLC had no intention or the ability to provide financing as advertised on their website and in several phone calls. Seek Capital LLC also has an expired California Financing Law License as of December 2019, number 60DB0-87717 (this is PUBLIC RECORD) - and should be reported to BBB, FBI and the State of California Department of Business. I have emails where they call themselves lenders, brokers and sometimes consultants. So many other consumers have this same issue and they need to be investigated further.

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  • author
    Gia Doan
    Feb 03, 2021
    Communication is key

    After some misunderstanding of paperwork, I had to withdraw my file. Ms. Andrew’s from customer support went through my file and was able to get me out of my mess. I highly recommend you calling customer support and telling them about your experience. She is down to earth and understands the hardships we go through. Negative reviews happen when people don’t communicate well. Please talk to customer support before you write anything. Ms Andrews thank you so much. God Bless you!

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  • author
    It's Destiny Rachelle
    Nov 30, 2020
    SEEK CAPITOL IS BAD BUSINESS!!!!!!!!!!!!

    PLEASE!!! Do not sign any paper work with these people at Seek Capitol. It's all lies . They only get you credit cards and alot of inquries on your credit report. They will have you thinking that they can get you a business loan in your business name and i got nothing but credit cards in my personal name that i didn't need. You can do this yourself,Please don't make the same mistake that i did. These people are scammers .Do your homework and read these reviews. Don't let them put you in a worser situation than you're all ready in. I won't recommend this company to any one. PLEASE do your homework before doing any business with this company, it will save you alot of heart ache and pain. This company SEEK CAPITOL is bad business don't be a fool do your homework and stay far away from Seek Capitol. SCAMMERS!!!!!!!!!!!!!!!!!!!!

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  • author
    Bowe O'Brien
    Nov 14, 2020
    They pitched business financing but pivoted to opening a bunch of credit cards, be careful

    Seek Capital introduced the call with business financing as a "line of credit" and then tried to get me to pay a $4,000 fee ($495 + 11.99% of proceeds) for them to apply for multiple credit card accounts in my name. Nothing close to the business loan or an actual line of credit that they promote, and a horrible option for me. My credit report would have been hit with a bunch of hard inquiries, making it harder for me to get other lending and I would have ended up with a bunch of credit cards I don’t need. It looks like others have actually gotten good business loans from them, maybe those loans have dried up in the pandemic and they're trying to keep the business going, or I'm not a good candidate, but I have Good/Excellent credit scores 706-737 among the 3 bureaus and the credit cards were the only option they provided. I'm writing this to caution people that having them try to open multiple credit cards may not be what you need and could put you in a bad position after hard inquiries, a big fee to Seek, and ending up with credit cards instead of cash proceeds from a real loan or a real line of credit. I spoke to Edwin first and then Ryan, they were both very friendly, but they masked what they were actually selling.

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  • author
    Noah schnap
    Nov 07, 2020
    Strongly recommended

    I was looking for a loan or an investor to finance my bakery business. I came across Seek Capital after a few google searches and they were exactly what I was looking for. They got me approved in less than 2 weeks. I had a few issues that i needed to work through with them which was frustrating at the time, but in the end it all came together and this is why i recommend Seek Capital

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  • author
    Alizabeth jones
    Nov 06, 2020
    Perfect for a new business owner

    Big businesses have a lot of options with banks. Small business owners starting out really don't have many options. I am very happy to have been introduced to Seek Capital as they really do a great job with new business owners to get them funding

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  • author
    James byers
    Nov 05, 2020
    Seek Capital Review

    I used Seek Capital for my business loan and happy to report i had a very positive experience. I received funding in about 2 weeks and they really fought on my behalf to get me approved with the bank

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  • author
    Susan ada
    Nov 04, 2020
    Couldn’t have imagined a better loan experience

    Couldn’t have imagined a better loan experience. Every step there was someone who could walk me through it and the approval timeline was almost nothing. Very impressive and very recommendable!

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  • author
    Danial maverick
    Nov 03, 2020
    Highly recommend calling Chase

    Highly recommend calling Chase. He was the best to work with! Friendly knowledgeable professional easy to get in touch with and overall made this experience a positive one. Thanks Chase!

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  • author
    Mike Tyson
    Nov 02, 2020
    Was looking for a source of funding for my start up

    Was looking for a source of funding for my start up for what felt like forever. Wishing I had found Seek Capital sooner as they would’ve saved me so much time. They’re fast and friendly and got my loan taken care of without a hitch.

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  • author
    Jonah johnson
    Oct 31, 2020
    We couldn’t be more pleased

    We couldn’t be more pleased with the experience we had with Seek Capital. I was approved for more money with them then any other company was offering. The rate was great and the plans were flexible to choose from. I’m happy to have had the chance to work with such a great company!

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  • author
    Steve henderson
    Oct 29, 2020
    Loved working with his company

    Loved working with his company! Friendly and professional team members and then the process itself was fast and explained in simple terms. Very easy!

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  • author
    Nancy wheeler
    Oct 27, 2020
    My experience with Seek Capital was a very positive one

    My experience with Seek Capital was a very positive one and so extremely easy. I almost felt like I kept anticipating someone to tell me it was all a hoax but it wasn’t. They’re really just this great.

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  • author
    judy anderson
    Oct 26, 2020
    My husband and I found ourself in a rut

    My husband and I found ourself in a rut when launching our new business. We needed to hire a couple more hands and increase our inventory which both involve money that we didn’t have. Until we called Seek Capital. They moved so quickly and made it easy for us. TY!

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  • author
    Adam smith
    Oct 23, 2020
    Incredible is the word that comes to mind

    Incredible is the word that comes to mind when reviewing Seek Capital. I’m so impressed by the amount of time that went into this process and how effortless it was. I didn’t think money for a business would ever be this easy. Thank you Seek Capital and team!

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  • author
    Sophia phils
    Oct 22, 2020
    Seek Capital was a huge reason my company didn’t have to sell

    Seek Capital was a huge reason my company didn’t have to sell. The funding I got through them helped me get back on my feet and I really appreciate it. Thanks for moving fast and making it so easy.

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  • author
    Charlie jones
    Oct 21, 2020
    10 stars for customer service

    10 stars for customer service. Seriously these guys are true professionals and very capable of providing valuable information about business funds. Thanks for the info and for getting me more money than anticipated. Huge help!

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  • author
    Daisy john
    Oct 20, 2020
    It doesn’t get better than Seek Capital

    It doesn’t get better than Seek Capital especially if you’re working with Justin. He was on top of our application and process the entire time and in result we were funded in rapid time. Can’t thank him enough!

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  • author
    Emma miller
    Oct 17, 2020
    If you’re a new business owner

    If you’re a new business owner and need some cash flow then this is the company to contact. Our loan agent helped the process go off without any problems. It was easy, fast, professional and hassle free.

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  • author
    william charles
    Oct 16, 2020
    My husband and I needed some cash

    My husband and I needed some cash when things were tight for our business so we contacted Seek Capital to see what they could do for us. Turned out to be the best thing we could’ve done. They helped up get ahead and comfortable with our business finances. Thank you so much!

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  • author
    Anne peter
    Oct 15, 2020
    I love this business

    Seek Capital is amazing and I love this business! They deserve the credit of being the reason I was able to financially get my start up up and running. Thanks again you guys are great!

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  • author
    sarah miller
    Oct 13, 2020
    Working with Seek Capital has blown me away

    Working with Seek Capital has blown me away. The ease of their application, the approval rate and the total timeline was something that can’t be beat. I strongly recommend them if you’re in the market for a loan!

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  • author
    Eve smith
    Oct 10, 2020
    I was so relieved when I got my approval from Seek Capital

    I was so relieved when I got my approval from Seek Capital for more money than I was expected to. I’m impressed with how efficient and resourceful this experience ended up being. Very positive and I’m very pleased.

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  • author
    Oliver fernandes
    Oct 09, 2020
    They’re quick, easy to work with, transparent

    I received a line of credit through Seek Capital about a month or two ago so I can confidently say they are everything they say they are. They’re quick, easy to work with, transparent/no hidden fees, and they do everything they can to get the job done. You guys are great!

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  • author
    Amelia coles
    Oct 07, 2020
    Worked with Edwin who was very patient

    Worked with Edwin who was very patient and took his time to understand my need for working capital. He seemed really invested in helping me and the results prove it. Thanks Edwin! Highly recommend him

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  • author
    Esther luxey
    Oct 06, 2020
    A+ for customer service

    A+ for customer service! Your team is very well educated on business structure and finances. I appreciated being educated on my options and working with a company that was so friendly and understanding.

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