Seek Business Capital Review

ByAlex McomieJan. 07, 2021

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In a Nutshell

Seek Business Capital is a lending marketplace for small businesses, offering loans of as little as $10,000 all the way up to $150,000. With an easy application process and funds for a variety of needs, it’s a good option for any small business in search of funding.


  • Convenient online application
  • Small and large loans available


  • Not a direct lender
  • B rating from the Better Business Bureau

Seek Business Capital at a Glance

Direct lender or marketplace?Marketplace
Loan types
Small business loans
Loan amount$10,000 - $150,000
Repayment termsVaries
Suitable forSmall businesses that need cash to scale

Seek Business Capital Seek Business Capital View Rates


Seek Business Capital is a lending marketplace designed to connect small businesses with loans, lines of credit, and other types of funding. You can apply online in just a few minutes, and a Seek Business Capital agent will follow up to discuss your options and help you find a lender that matches your needs.

Why Seek Business Capital Is Good for Your Business

Comparing loans through a marketplace like Seek Business Capital gives you the opportunity to compare a number of options. Their agents will use your information to look for potential sources of funding and walk you through some potential choices.

Loan Features

Seek Business Capital’s partners lend to businesses in all 50 states, and you should be able to find a loan that works for you. Make sure to read the information carefully—depending on the terms of the loan, the recommended option may not be the one with the lowest interest rate or the lowest monthly payment.

Depending on your needs and the current state of your business, Seek Business Capital may be able to connect you with other funding opportunities including startup loans, unsecured lines of credit, business credit cards, and merchant cash advances.

More than 92 percent of businesses that apply through Seek Business Capital get approved for funding, so their team should be able to connect you with a suitable lender. That includes unsecured loans, which are often the most practical sources of funding for small businesses that don’t have as many assets to provide as collateral.

Application Process

Applying for a loan from Seek Business Capital is as easy as visiting the website, selecting the amount of funding you want, and answering a few simple questions.

After entering the type of company, the reason for your loan, your location, how long you’ve been in business, your monthly sales, your credit score, and your name, you’ll be able to type in your contact information and wait to hear from an agent.

Unfortunately, the online application only goes through pre-approval, so you’ll need to discuss your options with a Seek Business Capital employee. From there, they’ll refer you to an outside lender who matches your company’s profile. This makes the process slightly more involved and time-consuming than what you might find at another lending marketplace.

How Much Can You Borrow?

Seek Business Capital currently connects customers with loans as small as $10,000 and as large as $150,000. Business credit cards and unsecured lines of credit are also available in case you’d rather receive flexible funding.

Repayment Terms

Borrowers get referred by Seek Business Capital to third parties, so your repayment terms will depend on the lender you end up borrowing from. Make sure to read the terms carefully to avoid any unexpected details from popping up later. For example, some lenders charge hefty prepayment fees to discourage borrowers from making extra payments in order to save money on interest.

Keep in mind that other types of funding may be preferable to a conventional loan depending on your specific circumstances. Business credit cards, for example, often come with higher interest rates than small business loans, but they also give you access to revolving credit—in other words, you’ll be able to use more credit when you’ve paid off any existing balances.

Seek Business Capital provides more personal service than many other online lending marketplaces. An agent will walk you through the pros and cons of each option and answer any questions about the specific repayment terms.

How Safe Is It?

Seek Capital has a B rating from the Better Business Bureau. While a B isn’t as good as an A, it still reflects a generally upstanding company. With that in mind, you should be able to trust them as a lending marketplace, but they don’t have the scale or long-term reputation of a large lender like Chase or Bank of America.

Help and Support

Once you get your new loan, you’ll work with the third-party lender if you run into any issues. Seek Business Capital will walk you through the early stages of applying for and receiving funding, including helping you identify the right lender for your situation.

You can contact Seek Business Capital directly by sending a secure message on their website or calling from 6 AM to 6 PM Pacific Standard Time Monday through Saturday. Their blog also contains informative articles on a variety of subjects related to small business ownership and management.


Seek Business Capital isn’t the only lending marketplace out there, but it’s a good place to start if you need funding for your small business. With a quick online application, personalized assistance from an agent, and access to numerous lenders, it has everything you need to apply for and receive funding quickly.

Of course, a marketplace is only as good as the lenders it helps you find, so your results may vary depending on your credit and the current state of your business. Don’t hesitate to shop around and check different marketplaces if you’re not satisfied with the options you get from Seek Business Capital.

Physical Address

6420 Wilshire Blvd Suite 500

Los Angeles, CA 90048

Seek Business Capital Seek Business Capital View Rates

Seek Business Capital customer testimonials

GreatReviews 121
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  • author
    Emily Semmelrock
    Apr 15, 2021
    Huge mistake

    Terrible business. Was told by the underwriters they were confident in getting me $20-$40K in credit. I received $5500 total. They ruined my credit and now I owe them “success fees”. What part of this was successful? Take your business elsewhere.


  • author
    M Naksetamun
    Apr 14, 2021
    Why would anybody take part in this…

    Why would anybody take part in this scam? Save your money and headache and just apply for every credit card application you can get your hands on. That would literally be the same thing that they will do "for" you, and then shill you for a percentage of YOUR OWN CREDIT!!


  • author
    Shane Braman
    Apr 13, 2021

    Seek Capital is a total scam. They lie and deceive and do not produce anywhere remotely close to the results or provide the service they tell you they are going to provide. They lie and deceive you to get you to sign into contracts based on those lies, then disappear and still demand payment for their “services”. There are thousands of complaints online. These people are scamming small business owners out of their hard earned income while simultaneously ruining your credit by applying for personal credit cards that do nothing for your small business line of credit. They actually do the opposite of building relationships with credit card companies or developing a business line of credit. They scare the credit card companies away due to too many inquiries that are not designed for business lines of credit.


  • author
    Kathy Schmidt
    Apr 09, 2021
    Listen please whatever you do

    Listen please whatever you do, do not hire Seek Capital! If you need funds or credit cards go to, or They do not get cash they charge you for them to apply to a bunch of credit cards that you can do yourself. I call them Catfishes because they look to steal your money just as catfish do. They look for desperate people. I had a 761 Credit score and I could of applied for any credit I wanted and I had credit cards I want to establish my business but that did not happen. Their fees are huge and ridiculously high! I was promised they would NOT Hit my credit more than 4 times and they did at least 7 to 8 pulls so they lie also. But truthfully you cannot get much lower than a catfish because their goal is to steal from desperate people. I hope this helps somebody and I hope I discouraged people because they wanted me to send them a check for over $3900 before I received my cards which I did not need. Remember this was suppose to be to establish credit for my business. Do yourself a favor and apply for credit on your own for free. Kathy


  • author
    hetal joshi
    Mar 19, 2021

    I DON'T RECOMMEND SEEK CAPITAL. WHEN IT COMES TO GETTING THE WORK DONE, THEY TAKE APPOINTMENTS FOR APPLYING and getting informations. AFTER A DELAYED APPLICATION OF 15 TO 20 DAYS, MY CARDS DID NOT ARRIVE UNTIL WHOLE 1 MONTH OR UNTIL PAST NOVEMBER END. Thats like delays of 2 months! HOW DOES THIS MANAGEMENT REACT TO THIS : WE ARE HAVING PATIENCE WITH YOU. WE WILL REPORT YOU TO CREDIT BUREAU. They do not do any work, I had to still call the banks and get everything done. Inspite of paying them their fees. What is the point of hiring you if i am still doing the work that was given to you. these people don't have any courtesy to take appointments after a month. I told them again and again, without receiving cards, I cannot pay. You have not provided services. The dumb following up ended when I SEND THEM A BIG FAT REPLY THAT THEY NEED TO STOP THEIR AGGRESSIVE BEHAVIOR OF CALLING ANYTIME THEY WANT. WORLD DOES NOT REVOLVE AROUND YOU when you have not provided any services as requested. THEN IT CAME TO THEIR STUPID SENSE THAT I AM THEIR CLIENT. THEY ARE NOT MY CLIENT. INSTEAD OF TRYING TO HELP, I WAS TOLD TO CHASE THE BANK. YEP, I DID THAT. Inspite of paying them, I did all the work. THIS WAS THEIR ABSOLUTE FIRST REACTION WHEN I TOLD THEM THAT I HAVE NOT RECD ANY POST. BE CAREFUL WITH THEM and DO NOT TAKE SERVICES WITH THESE KIND OF AGGRESSIVE PEOPLE WHO DON'T KNOW HOW TO ACT WHEN DELAYS ARE NOT IN YOUR HANDS.


Seek Business Capital