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Rapid Finance Review

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Reviews 1,471

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Katy Ward
Katy Ward
May. 03, 20214 min read

Rapid Finance summary

If you’re seeking to expand your business or have been hit by an unforeseen expense, Rapid Finance offers multiple financing options for borrowers across industries. The company operates a simple, transparent application process and your funds could be available as soon as the same day.

Pros

  • Get a quote within minutes
  • Wide range of financing options

Cons

  • Only able to view rates once application is complete
  • No 24-hour phone support
Rapid Financeat a glance
4.8

Editorial score

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Variety of loan types

Offers all loan types*

5.0

Loan amount range

Loan amount $500K+

5.0

Eligibility

Loans available to most credit types, revenue levels, and businesses

5.0

Rapid Finance Rapid Finance View Rates

Overview

Launched as an alternative to traditional banks, Rapid Finance has provided more than $2 billion in funding to clients of all sizes across a range of industries. With an A+ rating from the Better Business Bureau, the company has established itself as a dependable player in the alternative funding market. 

Why Rapid Finance Is Good For Your Business

Rapid Finance advertises flexibility as one of its greatest strengths and  the company offers potential borrowers a lot of choice over their loan type, how much they would like to borrow, and the term of their loan. The company’s transparent quoting process also means you won’t be hit by any hidden fees or unexpected costs. 

Loan Features

Rapid Finance offers a range of loan products:

  • Small business loans: a lump sum of working capital for business purposes
  • Merchant cash advance: fast access to capital based on future credit cards receivables
  • Line of credit: quick access to a defined amount of working capital
  • Bridge loan: a short-term loan to cover unexpected costs
  • Small Business Administration loan: partially guaranteed by the government, these provide access to financing over the longer term and with lower administration costs
  • Invoice factoring: a financing option enabling you to sell your business invoices in exchange for an immediate advance
  • Asset-based loan: access to financing based on your business’ assets
  • Commercial real estate: enables you to refinance or purchase a commercial property

Application Process

The first step is applying online through the company’s website or by speaking to one of the company’s advisors over the phone. Depending on the loan type, you may need to provide information such as:

  • Your full name
  • Business name and address
  • Your business tax ID (EIN)
  • Details of previous tax returns
  • An estimate of your monthly sales

Once you’ve entered this information, you’ll see a selection of loan offers you could qualify for, while the company’s underwriting team also reviews your application. Like many of its competitors, Rapid Finance advertises funds as being available “within hours”, which is faster than mainstream banks, but this process can take up to seven days.

How Much Can You Borrow? 

The amount you can borrow will depend on your business’ circumstances and the type of loan.

  • Small business loan: from $5,000-$1 million
  • Merchant cash advances: $5,000-$500,0000
  • Line of credit: $5,000-$250,0000
  • Bridge loan:$5,000-$1 million
  • SBA loan/invoice factoring: $500-$5.5 million
  • Asset-based loan/commercial real estate loan: $50,0000-$10 million 

Repayment Terms

The term of your loan will also depend on the type of loan.

  • Small business loan: between 3-60 months
  • Line of credit: amortization between 3-18 months
  • Bridge loan: between 3-60 months
  • SBA loan/invoice factoring: 1-30 years
  • Asset-based loan/commercial real estate loan: 6-36 months

Privacy and Security 

As well as encrypting your data on the website, Rapid Finance ensures only employees with the appropriate authority can view your personal information. The company has an extensive privacy policy and you can access, correct, or delete any details held about you by contacting the company over the phone or via email.

Help & Support

You can contact Rapid Finance over the phone, via email, or through its online query form. The company’s business hours are between 9:00 AM -6:00PM ET on Mondays to Fridays.

For more general queries, the website also contains a number of online resources, including small business guides and a blog featuring articles on business-related topics.  

Phone: 1-(800)-664-0173

Email: customerservice@rapidfinance.com

Physical Address

4500 East West Highway,

6th Floor,

Bethesda, MD 20814

Summary

Rapid Finance provides a range of financing options to suit many types of businesses of varying size, industry or borrowing needs. Following a simple application process, you could get a quote within minutes and receive your funds as soon as the same day you apply.

Rapid Finance Rapid Finance View Rates

Katy Ward
Written byKaty Ward

Oxford graduate Katy Ward is a seasoned journalist and editor covering personal finance and software topics for Eleven Writing and Top10. Over a 15-year career, Katy has worked with several finance titans, including Barclays, Tandem Bank, and Yahoo! Finance. She writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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Rapid Finance
ExcellentReviews 1,471
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Trustpilot reviews

See what some costumers are saying about Rapid Finance
Rapid Finance
ExcellentReviews 1,471
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4%
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  • author
    Orville Miller
    2 hours ago
    Jasmine Jasmine made it easy for me to get my loan.

    Jasmine gave me the best experience I have ever had applying for a loan. She was really patient, funny, kind and I felt her sincerity. I would love to continue to do business with her.

    ...

  • author
    Dereck McFadden
    14 hours ago
    Thank you Aaron for having the patience…

    Thank you Aaron for having the patience and helping me. I appreciate all you do

    ...

  • author
    wesley dean
    15 hours ago
    Anna Enwia is the reason!!

    Anna Enwia is the reason I am selecting Rapid Finance to do business with. She showed me her experience through compassion, professionalism. Instilling confidence in me to do business with RF. I was a customer service manager with Sonoco Products Company, Anna displayed the skills and knowledge of the type of person I would prefer to work with!

    ...

  • author
    petalumaplastering inc
    17 hours ago
    I received great customer service from…

    I received great customer service from Anthony Birch.

    ...

  • author
    Nadi Narouz
    19 hours ago
    I really want to thank you jasmine for…

    I really want to thank you jasmine for you have done to get my work done , You put a lot of trust in me to lead that initiative, and it gave me a chance to flex my project to be completed . You were very helpful and friendly , thank you so much Jasmin.

    ...

  • author
    Scott Newquist
    a day ago
    Ryan has been most helpful

    Ryan has been most helpful, diligent and cooperative through the whole loan process. I appreciate his professionalism and honesty and highly recommend him!

    ...

  • author
    ChiroPros Staff
    3 days ago
    professional and respectful

    Ryan is professional and respectful. He is a rare find. He has an ability to.meet your needs, be prompt, without being pushy. He is upfront and transparent.

    ...

  • author
    Sunny
    Sep 16, 2021
    Ryan Dewitt

    Ryan Dewitt - immediate responses, clear & concise options provided, great advocate and listens to business needs. Happy to be a repeat customer!

    ...

  • author
    Rosemarie Sy, EA
    Sep 11, 2021
    She never disappoints

    She never disappoints. She always to make every deal works. She is a very good asset to your company. She’s a keeper.

    ...

  • author
    Travanti jack
    Sep 10, 2021
    Awesome job

    Awesome job! Second time work with jasmine.

    ...

  • author
    Wayne M Melton Jr.
    Sep 10, 2021
    Fast and very Effective

    Fast and very Effective . Shawn Giroux performed excellantly . Very expediant ! When he helped me ever so quickly it was right on time . He then turned me over to my account specialist Ryan Dewitt . Same cutious and generally concerned individual talked to me about my buisness needs and circumstances and gave me also some good ideas . Thanks Guys !! Wayne Melton, Jr, President Silver Unlimited Inc.

    ...

  • author
    Joshua Montgomery
    Sep 10, 2021
    Recommended

    Our business advisor Olivia Dawson was great! Very friendly & happy to help. Great to have an option available like RapidFinance.

    ...

  • author
    Joe Blasy
    Sep 08, 2021
    These guys always come through when I…

    These guys always come through when I need them. Jasmine is great!

    ...

  • author
    Tiffany
    Sep 07, 2021
    Best Experience!

    My rep Ryan DeWitt is and always has been absolutely amazing with his customer service. I am back a second time because of how courteous and helpful he is. I wouldn't blink an eye to come back a third time! Thank you Ryan!

    ...

  • author
    Leigh Hardin
    Sep 03, 2021
    This is my second time working with…

    This is my second time working with Ryan DeWitt and Rapid Finance. I am very happy with Ryan's dedication to providing us with the best offer in the marketplace and how professional he is throughout the process. He is with you the entire way and we will be keeping our business with Rapid and Ryan for a long time to come

    ...

  • author
    Kristina Baker (Brad and Kristina)
    Sep 02, 2021
    Easy, seamless process

    Mary S. is a pleasure to work with. She made the entire process so easy. I was able to leave the work to her and take care of my business. Funded in no time.

    ...

  • author
    Sean W.
    Sep 02, 2021
    Olivia has been great to work with

    Olivia Dawson has been great to work with. Always pleasant and cheerful. This is our second experience with Rapid Finance and they continue to be extremely helpful and make the whole process easy and stress free. I would recommend them to any small business owner in need of working capital!

    ...

  • author
    Waite Wilmore
    Sep 02, 2021
    Ryan Dewitt has been awesome to work…

    Ryan Dewitt has been awesome to work with. We have had a relationship since 2018. He's always a pleasure to talk to very receptive returning emails or phones calls. My experience with Rapid Finance has has been next to none. They help my business keep abreast of funds for equipment and needs of our company. as a small business owner i highly recommend this Company.

    ...

  • author
    Aaron Bell
    Aug 30, 2021
    Had an AWESOME experience getting the…

    Had an AWESOME experience getting the funding I needed for my business. Anthony Birch was my Executive Business Advisor. He did an excellent job expditing the process for me, making it super easy! Kudos to him for doing such a GREAT JOB!

    ...

  • author
    Jay Bazzi
    Aug 27, 2021
    Anthony is awesome

    Anthony is awesome! The process is always easy, simple and quick!! I latterly just signed the documents and the wire got dropped in the account Thank you Anthony!!!

    ...

  • author
    Kim Lovorn
    Aug 27, 2021
    Finding funding is really easy and…

    Finding funding is really easy and simple. I love working with Olivia at Rapid Finance! My go to for funding for my business!!

    ...

  • author
    Joan Borsten
    Aug 27, 2021
    Anthony Birch made it so easy to get a bridge loan

    I got a bridge loan earlier this year from Rapid Finance and took advantage of the early payback option. Then Anthony Birch emailed me and offered another bridge loan. I took part of what was available and then topped it off with the amount I had left behind because my new film is going to festivals and winning awards, which means paying producer reps and publicists and travel expenses. I have another large tranche of money coming but not for several months. I thought why not? Anthony made it so easy.

    ...

  • author
    Lora Sanchez
    Aug 25, 2021
    Excellent Customer Service

    I have worked with Ryan Dewitt with Rapid Finance a couple of times the past two years and have received excellent communication and service both times. I have been very satisfied and would recommend them for anyone who needs a quick, short term loan.

    ...

  • author
    West Coast Baby Guard
    Aug 24, 2021
    Customer service was amazing!

    We have never had such a smooth experience with a funding company. Donovan was excellent advisor; polite and extremely supportive of our needs. Customer service was amazing and greatly appreciated. We will definitely recommend Rapid Finance. Thanks again!

    ...

  • author
    DeeDee Tebedo
    Aug 24, 2021
    Great customer service!

    Wow, I never dreamed a business loan could go so smooth. Thank you Rapid! Thank you Katie!

    ...

  • author
    Pam Center
    Aug 24, 2021
    Ryan Dewitt

    Ryan Dewitt is a fantastic person he has assisted me numerous times and every time he has been great!!! Would recommend him highly.

    ...

  • author
    Jarl N
    Aug 20, 2021
    The process with Anton at Rapid Finance…

    The process with Anton at Rapid Finance was quick and trouble free. Straightforward communication.

    ...

  • author
    Tom Hill
    Aug 19, 2021
    Olivia to the rescue

    Olivia has stood by our side through every Q&A, and every challenge offering solutions. She is thorough and service savvy in every way. Her communication is above reproach. She makes the process silly simple and I will regret the day she is no longer my representative.

    ...

  • author
    Dwight
    Aug 19, 2021
    Anthony Birch is professional and…

    Anthony Birch is professional and proficient, I emailed him in the afternoon and was funded that day before 5. I'm a repeat customer and will be again and again

    ...

  • author
    Maria Espinosa
    Aug 19, 2021
    Great team member

    Great team member

    ...

  • author
    Chris
    Aug 19, 2021
    This is my third time using Rapid…

    This is my third time using Rapid Finance, I could not be more pleased with the speed & service. Olivia Dawson is awesome...she has made every experience a pleasure. She is wonderful to work with and is great at following up with you. If anyone is in need of funding I highly recommend Rapid Finance and Olivia Dawson for you advisor.

    ...

  • author
    Alonso Loya
    Aug 16, 2021
    The best Anton

    Anton was very helpful answer all my questions and guide me to make the most convenient decision for my business loan very straight forward easy steps and options that suited my business better thanks Anton for your help for any feature loan’s this is were I am going to be thanks.

    ...

  • author
    Glendy
    Aug 16, 2021
    Very friendly knowledgeable and prompt…

    Very friendly knowledgeable and prompt at getting questions answered As well as helping every step of the way to get business loan approval look forward to keeping In touch for future loan options thank you very much Anton God Bless

    ...

  • author
    Shannon
    Aug 16, 2021
    Fast easy and quick

    Fast easy and quick

    ...

  • author
    nettie stanley
    Aug 16, 2021
    I have Never been so enthused to work…

    I have Never been so enthused to work with someone like i did When getting my first business loan he made everything so easy and i just Wish i had Him every time

    ...

  • author
    Sevens Speed and Custom
    Aug 16, 2021
    Anton ROCKS!

    Anton was hands down a pleasure to work with. He answered all my questions and never pressured me in making a decision. He made sure everything was done right from beginning to end.

    ...

  • author
    Jorge Montes
    Aug 16, 2021
    I got helped fast Thanks

    I got helped fast Thanks

    ...

  • author
    johnireland tilestone
    Aug 16, 2021
    No messing around

    There was no messing around in getting a loan i needed for the business....i was dealing with Anton from Rapid Finance. He was a gentleman... very responsive down to earth and helpful.....and he was never ever pushy .....he helped me to get what I needed done fast....thanks Anton

    ...

  • author
    Kyle melancon
    Aug 16, 2021
    I was very happy with my experience the…

    I was very happy with my experience the person that help me was easy to understand and really seemed to car about my troubles

    ...

  • author
    Top Gun Tank Solutions
    Aug 16, 2021
    Quick and Upfront

    Anton was/is an excellent person to work with. He did not bombard me with phone calls, e-mail and text messages. He kept me well informed with the lending status of my loan. Upfront from the get go about everything.I.e the interest would be paying. He gave me hope that I would be getting help. Explained how paying on time could qualify me for more funding. Anton knows the loan process very well. Easy to talk with him. Felt like I have known him most of my life.

    ...

  • author
    Ralph E Faber
    Aug 16, 2021
    Awesome company!

    Anton was best loan experience I’ve ever had. From start to finish was a fast and easy process.

    ...

  • author
    Big Bass Ohio TV
    Aug 13, 2021
    Ryan DeWitt has been amazing to work…

    Ryan DeWitt has been amazing to work with!!! Genuinely cares about my business

    ...

  • author
    Scott Ivey
    Aug 13, 2021
    Cameron very easy to work with made my…

    Cameron very easy to work with made my loan process simple and easy , he got me my needs I would definitely recommend him to any of my friends!

    ...

  • author
    Chase Fishel
    Aug 12, 2021
    We have used Rapid Finance in a few…

    We have used Rapid Finance in a few occasions. Anthony provides great customer service every time!

    ...

  • author
    Adolfo Velilla
    Aug 10, 2021
    Highly recommend Rapid finance

    Highly recommend Rapid finance, I’m extremely happy for the service provided by Ryan, he has excellent customer service and very aggressive in the business. Always open to help! Thank you!

    ...

  • author
    Oscar
    Aug 07, 2021
    Hands down the best service in the…

    Hands down the best service in the industry, Anton with Rapid Finance in Detroit has truly helped our little company grow with funding that we desperately needed. Anton made us feel like he truly cared about our growth and how to start being more financially focused. I highly recommend any small business to reach out to Anton and share your strategy to see if he can help fund your next business milestone. Thank you Anton.

    ...

  • author
    Zachary Shagi
    Aug 06, 2021
    Anton was beyond incredible

    Anton was beyond incredible! Fast responses, knowledgeable, helpful and truly cared about our business. I can’t recommend Rapid Finance enough! Thank you!

    ...

  • author
    Joey Williams
    Aug 03, 2021
    Ryan DeWitt has been a pleasure to work…

    Ryan DeWitt has been a pleasure to work with on my past three business loans. Everything has been done in a couple hours once paperwork is submitted, easy terms and early buyout.

    ...

  • author
    Robby Stanfill
    Aug 03, 2021
    Speedy Capital

    Makes the process go smoothly and get it done in a great timely matter. Thanks

    ...

  • author
    Vanessa D
    Jul 30, 2021
    Mary was helpful

    Mary was helpful, friendly, provided me with excellent service, and answered all of my questions and concerns!

    ...

  • author
    ryan adam
    Jul 30, 2021
    Mary

    Mary was very helpful in guiding me through my whole process and always was there whenever I had a question.

    ...

  • author
    Duane Himmel
    Jul 29, 2021
    Adam and Anna provided top shelf help…

    Adam and Anna provided top shelf help to me while I was looking for funding to grow my landscaping business. They walked me through the process and explained how everything worked. At no point did I feel like I was on my own or working with a lender that was going to get my business and leave me out to dry. I highly recommend Rapid for anyone looking to grow their business into what they imagined it to be!

    ...

  • author
    Kevin
    Jul 27, 2021
    I could not ask for anything more from…

    I could not ask for anything more from Mary Sadik…she is just the best!! Makes you feel so comfortable and truly cares about your financial needs!! Looking forward to many more transactions with her. She definitely has my back!!

    ...

  • author
    Tracie Goff
    Jul 27, 2021
    Professional and Courteous

    Ryan is very knowledgeable about the products he offers. He is responds in a timely manner to emails and voicemails. He provided constant updates on my loan status. I will definitely recommend Rapid Finance to my business partners.

    ...

  • author
    Kevin
    Jul 21, 2021
    We would highly recommend

    We would highly recommend. We needed a little help for a few weeks and Mary Sadik from Rapid Finance is exceptional. She made us comfortable and always available with information. We can certainly say she "has our back"!

    ...

  • author
    cathleen lutz
    Jul 19, 2021
    Ryan Dewitt

    We had a great experience with Ryan Dewitt. He helped us find the right funding for our business and guided us along the process. Thankful for his availability, quick response and knowledge. Frank and Cathleen Lutz

    ...

  • author
    Fred castelvecchi
    Jul 19, 2021
    I highly recommend working with Anthony…

    I highly recommend working with Anthony Birch at Rapid Finance! He helped me get working capital within hours of reaching out. I appreciate their quick and easy process.

    ...

  • author
    NATHANIEL BREAUX
    Jul 18, 2021
    Always there when needed

    I have been using Rapid for a few years now. They are always there when I have a need for capital. Jasmine has been an amazing representative to work with. She has always helped find appropriate solutions for my needs.

    ...

  • author
    Bonnie Mariconda
    Jul 18, 2021
    Excellent Experience

    I’m delighted with the experience I had with Rapid Finance. Ross and Anthony were a pleasure to work with. They explained everything clearly and were able to refinance my loan with good terms. I’m happy to do business with them.

    ...

  • author
    Cherry Keeton
    Jul 17, 2021
    Rapid Finance was definitely rapid

    Rapid Finance was definitely rapid in getting us our funds needed. Ryan was awesome to work with. He was very personable but also very knowledgeable and up front about payments and how everything worked and he helped us get the cash we needed for our business at a payment we can make.

    ...

  • author
    David Rebello
    Jul 16, 2021
    I highly recommend rapid finance there…

    I highly recommend rapid finance there here to help out business owners, great customer service and easy to work with. My experience has always been great. I’ve had multiple transactions with them and my business advisor Anthony Birch has been exceptional. He is first class. Highly recommend

    ...

  • author
    Alexanders Mobile Pet Grooming
    Jul 16, 2021
    Highly recommend Mary with Rapid Finance!

    We have worked with Mary a few times, and she is amazing. She always works quickly to get us the max amount of funding. We even needed her help to apply somewhere else. She happily obliged, and then we ended up cancelling with them and going back to Mary at Rapid! She's the only one we will work with.

    ...

  • author
    John Quinones
    Jul 15, 2021
    Anthony B was great to work with

    Anthony B was great to work with. Got my amount and rate in a couple of hours. Highly recommend them

    ...

  • author
    Don Schuckmann
    Jul 15, 2021
    Ryan D

    Ryan D. has been awesome to work with! Very fast to reply, makes things easy and it doesn't matter the time, he is always there when I need him and its great! Owning a business I don't get to sit down and do paperwork till after hours, but he is there!

    ...

  • author
    frank ferro
    Jul 13, 2021
    Been working with Jasmine at rapid for…

    Been working with Jasmine at rapid for a couple of years now and am always very satisfied. She make financing simple with no surprises. I highly recommend them

    ...

  • author
    Chris Haller
    Jul 09, 2021
    Awesome experience working with this great team!

    Awesome experience working with this great team! Thanks to team members like Donovan Stewart. Made this experience extremely easy. Thanks Donovan Stewart for your support!

    ...

  • author
    Michael Joshua
    Jul 08, 2021
    I loved working with Ryan

    I loved working with Ryan I loved working with Ryan. Very personable. Was able to understand my dilemma, and help me solve it. I was able to get the capital that I needed to more forward. I would recommend him as a go to person to get the job done

    ...

  • author
    Kendra Thorington-Fox
    Jul 02, 2021
    I can't say enough kind words about…

    I can't say enough kind words about Mary Sadik and the staff at Rapid Finance. Mary and her team provide the best customer service and really work hard to make things work for your benefit.

    ...

  • author
    Chris Pittman Jr
    Jul 01, 2021
    Great experience over multiple loans

    Shout-out to these superstars at RapidFinance for helping us out over the years: Shawn Giroux Mary Sadik Anthony Birch Excellent communication, fast approvals, and fair terms--I couldn't ask for more. Thank you!

    ...

  • author
    PAULA BAILEY
    Jul 01, 2021
    I loved working with Ryan

    I loved working with Ryan. Very personable. Was able to understand my dilemma, and help me solve it. I was able to get the capital that I needed to more forward. I would recommend him as a go to person to get the job done.

    ...

  • author
    mike moore
    Jul 01, 2021
    Jasmine Lockhart was on point!

    Jasmine Lockhart was on point!

    ...

  • author
    Anthony
    Jun 30, 2021
    Amazing Kisha Daniels

    I talked to Kisha Daniels on yesterday about a loan. She asked for some documents and assured me that I would be pleased with her solution. Today, within 2 hours, I was approved and funded! I was very pleased with everything! She was amazing to work with and she made it a very pleasant experience.

    ...

  • author
    Kristin Kolk
    Jun 29, 2021
    Jasmine Lockhart has always gone above…

    Jasmine Lockhart has always gone above and beyond to make the process as streamlined as possible and to answer all of our questions. She is completely transparent about what our options are and how much everything will cost both monthly and for the life of the loan.

    ...

  • author
    Erin Saylor
    Jun 29, 2021
    No stress and easy to work with

    I have been working with Jasmine and she really stays on top of my needs and keeps the ball rolling. I have used them 3 times now and every time has been so easy and no stress.

    ...

  • author
    Kandy Pena
    Jun 29, 2021
    Business loan experience

    Ms kisha Daniels is very professional and have awesome customers service she really make the process easy. I would highly recommend.

    ...

  • author
    Will
    Jun 29, 2021
    Jasmine Lockhart provided the best…

    Jasmine Lockhart provided the best experience you could ask for with top scale professionalism and persistence helping us get funding to expand our operations. She is undoubtedly a ROCK STAR.

    ...

  • author
    Nadi
    Jun 29, 2021
    I would like to send my thanks and…

    I would like to send my thanks and appreciation for jasmine Lockhart for being such a good big helper. Very nice and friendly, working in a professional mode , thanks so much for everyone in rapid finance many thanks for jasmine Lockhart. 😍

    ...

  • author
    JP
    Jun 29, 2021
    Thank you Jasmine

    I have been working with Jasmine Lockhart for last few years with multiple loans. She is not only quick to respond but always makes the process fast and easy as possible. Thank you Jasmine!

    ...

  • author
    David
    Jun 29, 2021
    Fantastic like always

    Jasmine was great like always. She went above and beyond from start to finish. I couldn't be happier and I will definitely be returning to the excellent expertise l. Once again 5 stars isn't enough I would recommend 10 stars

    ...

  • author
    Linda Niles
    Jun 29, 2021
    We have been dealing with Ryan Dewitt…

    We have been dealing with Ryan Dewitt fir about 3 years now. Ryan is knowledgeable, gives you options, always checks in on you, responds quickly to calls or emails. Once aporoved money is in your account within hours. If you business needs a loan call Ryan Dewitt you emwont be disappointed

    ...

  • author
    Alex Green IV
    Jul 01, 2021
    Horrible Lending Practices

    These businesses are the reason that there is so much income inequality in the world and the reason why financial lending institutions generally have a bad reputation among small business owners. Unfortunately, you have to already be in a very good financial position (in terms of monthly or annual income) to qualify for a loan of any value. I’ve never heard of such a thing but, I’m to understand that you must gross the exact amount that you are asking to borrow per month in order to qualify for that much in a loan. For example, if I’m looking to get a $50,000.00 loan, I must gross $50,000 per month. If an entity or individual business is grossing the exact amount or an amount more than what is borrowed per month…what exactly has the loan or line of credit done for you? This is completely unconscionable. The same companies that get tax breaks from local municipalities and corporate welfare from politicians, for the purported purpose of being a benefit to the community are exactly the opposite. I was told that I should “go to a bank where I have a good relationship.” Anytime a conventional banking institution would be better and more liberal than an alternative source of funding, this means that the alternative source of funding is not designed to help anyone. Companies like this should be held accountable for their unwillingness to serve those that really need their help. Yet, my tax dollars, directly and indirectly support the same companies that discriminate against me and imperil my ability to exist and upward mobility. This is shameful. The same people and companies that rail against the government for providing benefits that are too rich or believe that benefits act as a disincentive to hard work and fiscal responsibility are themselves the reason why the government is the only source of support. Anyone who genuinely needs help and who isn’t already in an almost perfect financial position must look to government-funded loans solely because private institutions, who are paid often to administer government programs, do not provide any such products themselves even if they have the capital and the resources to do so. How sad! I will never forget this horrible experience. I suppose all of the good reviews for this company came from people who really didn’t need a loan or a line of credit or may have even been compensated for leaving a good review. Again, it’s a sick irony that the more money you have, the more money you can borrow…because you really don’t need it or you’re theoretically able to pay it back maybe within days of borrowing it based on your monthly income. This, not to mention, that this business is part of the family of Quicken Loans/Rocket Mortgage (founded by Dan Gilbert) who owns more than 100 high-rise buildings in downtown Detroit, is a billionaire, and engaged in predatory lending that has, in part, devastated poor and underprivileged Detroit while being “sold” properties for pennies on the dollar or sometimes $1 because the company is considered a “job creator” and deserves to capture tax dollars through the Downtown Development Authority (DDA). These same companies lend you money that they stole or “earned” through unethical, anti-competitive, and often wholly unfair means to perpetuate the cycle of social injustice and inequity.

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  • author
    Peter
    Jun 22, 2021
    I have worked with Mary Sadik on…

    I have worked with Mary Sadik on several loans. She is up front and responds to my needs as though they were her own. She is an asset to your organization,

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  • author
    Highland Service
    Jun 17, 2021
    Kisha was awesome helping my business…

    Kisha was awesome helping my business get some working capital. I got everything turned around in 24hours and she was updating me constantly in that time. I look forward to do more business with her.

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  • author
    Emin Gavrilov
    Jun 15, 2021
    Anthony Birch

    Anthony Birch was a complete professional and was a pleasure to work with, he was extremely attentive and detailed and was always there to assist and answer any and all questions I had with 100% accuracy. Definitely a great person to work with and was extremely helpful. Always followed up as needed!

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  • author
    Justine
    Jun 11, 2021
    Excellent experience .

    Excellent experience .. easeful and efficient! Thank You Mary!

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  • author
    New lives Yorkgood
    Jun 11, 2021
    Great Company, Great Service.

    I recently applied for a loan with Rapid Finance. I had the distinct pleasure of having Ryan DeWitt as my loan representative. He understood my needs and provided several loan scenarios which would benefit me. I chose one of the options with easy to manage payments. The whole experience was very pleasant and stress free. I would strongly recommend anyone looking for a loan to work with Rapid Finance and especially with Ryan DeWitt. Sompong T.

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  • author
    Melinda Proulx
    Jun 10, 2021
    Ryan DeWitt has never failed me.

    Ryan DeWitt has never failed me or my company. He has fought for me with the underwriters to aid my company in a way few have. He often has great advice and treats me and my business with the upmost importance and respect! Thank you Ryan!

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  • author
    Adra
    Jun 06, 2021
    My company has been working with Rapid…

    My company has been working with Rapid Finance for years. I have tried other institutions similar and nothing compares to the professionalism and personable experience that I have had with Rapid. I would never go to another company again. Mary had been absolutely amazing and is super knowledgeable and caring. She is always there to help! Trust me you cant go wrong with doing business with Rapid.

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  • author
    Val
    Jun 03, 2021
    Super easy and reliable!

    Been doing business with Rapid Finance for years now! Super easy and they’ve helped my business grow so much! Anthony Birch is super responsive and handles everything without me having to do much which as a small business owner every extra minute counts!

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  • author
    Chrystal Mathews
    Jun 03, 2021
    Choose Rapid Finance FIRST

    I cannot boast about this company and their representatives enough. I have asked for loans previously and everyone turned us down due to lack of credit history. My company brings in 50k in revenue monthly, so it became a bit discouraging. I was being bombarded with other companies promising me the world, only to turn us down after several signed documents. I personally dealt with Anton, who was confident he could get me the 35k he was describing. He did not beat around the bush, he was honest through the entire process, did not lead me to believe in broken promises. After 3 days of working with lenders, his established relationship with them sealed the deal and got my company the largest loan possible, with extremely competitive rates and terms. I am still in shock and don't even believe it is real. I am beyond impressed with their professionalism, time management and overall customer service and am extremely satisfied and thankful I chose rapid finance. This loan opportunity is going to change our lives and I am so excited to see where the next 6 months take our company. Many many thanks to everyone who made this dream a legitimate opportunity to grow our business.

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  • author
    Menard Frederique
    Jun 02, 2021
    Top notch service always been good to…

    Top notch service always been good to my business. We’ve been working together for more than 6-7 years now and I’ll continue to do business with them again.

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  • author
    Joe C.
    Jun 02, 2021
    New Funding

    We have been working with Anthony since our first loan funded. He has kept touch with us all along. Very professional. As our business has grown, we were ready for additional funding. Anthony was very responsive and made the experience quick and easy. Thank you Anthony!

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  • author
    Shelby
    Jun 02, 2021
    I did a short app via the Rapid website…

    I did a short app via the Rapid website and was asked to call in to speak with a rep to finish up my App. Well upon calling in a male rep which I did not catch his name because he was speaking with a slurred speech asked me to hold a moment as he pulls up my info I said sure. Well, upon coming back to the phone he asked me how long have I been in business and I told him I have been in business and registered with the IRS since 2009. His next question was "Do U have a Personal Business checking acct? And my reply to him was that I have been using my personal military checking acct as my business account. Well as soon as I shared this info with him regarding my checking account he quickly stated and I quote "Sorry Rapid Can Not Help You" because you do not have a business account set up so enjoy your day" Yes that was it and I kid u not he disconnected as if I and my business was a nobody and did not matter only because I stated I do not have a personal business account, however, I do have my personal military account that I use for my business. I WILL NOT EVEN RECOMMEND SATAN TO THIS COMPANY.

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  • author
    District Manager Fitness
    May 31, 2021
    The team at Rapid Finance are amazing

    The team at Rapid Finance are amazing! They are incredibly professional and efficient! I would 100% recommend Rapid Finance to any small businesses looking for a loan!

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  • author
    Yana Chyzhevska
    May 28, 2021
    We have worked with Nick

    We have worked with Nick. Amazing job done. Super fast! Had a couple of options for us. We received money with in 4 hrs.

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  • author
    Leslie
    May 28, 2021
    Mary is very attentive and quick to…

    Mary is very attentive and quick to answer. It's a pleasure working with her.

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  • author
    Libby Wamock-Glasco
    May 27, 2021
    Mary Sadik at Rapid is the sweetest and…

    Mary Sadik at Rapid is the sweetest and best to work with! I started my Rapid journey with Anthony who was awesome as well, then when his position changed I was put in Mary's capable hands. She makes everything trouble-free and is always respectful of my time and schedule. Because she knows my business, she gets the work done on the front end and lets me know when things are ready to go. How easy is that?? Thanks, Mary, for being wonderful you!

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  • author
    Kla Inman
    May 27, 2021
    I absolutely love this company

    I absolutely love this company. Most lenders are super sketchy and don’t care about anything but getting you the money so you can owe them money, but working with Mary Sadik has been a whole different experience! She roots for me to win, checks in on me, and helps me make the best decisions not only for the NOW but for the future. We’re also soul sisters who drive the same car 🥰

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  • author
    Justin Myers
    May 27, 2021
    Anthony is really easy to work with

    Anthony is really easy to work with. The system and process if pretty fast.

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  • author
    phuong
    May 26, 2021
    Ryan DeWitt is the best

    Ryan DeWitt is the best. He is so helpful. explaining very steps, and always there for u if u have any questions. Thank you so much

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