Reviews of Top Business Loan Providers

Biz2Credit, founded in 2007, operates an online financing platform that connects thousands of small businesses with revenue-based financing, term loans, and commercial real estate loans. The company offers a simple and fast online application process.

Kapitus is an online small business lender that has been financing US businesses since 2006. Through its KapitusPLUS platform, one application can generate up to six competing loan offers from Kapitus and its broader lending network. Loans range from $5,000 to $5,000,000 with terms of 6 to 24 months, and funding can arrive in as little as 24 hours. Best suited for established businesses with at least 12 months of operating history and $240,000 in annual revenue.

Lendio is an online small business loan aggregator that brings business owners and lenders together on one platform. The site is free to use and offers 11 distinct loan programs for every business need, from business acquisition to commercial real estate. The variety of loans offered increases the likelihood of finding both a lender and a specific loan that suits your circumstances.

SoFi’s low interest rates and dedication to customer education make it a top choice when it comes to getting a personal loan. It’s an excellent alternative for young professionals who are looking to build their credit through responsible borrowing, as well as aspiring homeowners or those seeking to refinance loans with unfavorable terms.

Lendtek is an AI-powered loan marketplace that connects small and medium-sized businesses with a network of more than 100 lending partners, providing access to financing from $100 to $100 million across the marketplace. Rather than offering a single financing product, the platform uses proprietary technology to match applicants with lenders offering solutions such as SBA loans, term loans, business lines of credit, equipment financing, merchant cash advances, accounts receivable financing, revenue-based financing, HELOCs, gig worker financing, business credit cards, asset-based financing, commercial real estate financing, and consolidation and refinancing options. Applications can be completed online or through Lendtek's iOS and Android mobile apps, and qualified applicants may receive same-day funding on eligible products. Since rates, terms, and loan amounts depend on the participating lender and the applicant's qualifications, businesses should carefully compare offers before accepting financing.

Fundera was founded in New York in 2014 as an alternative to traditional bank loans. Conventional financing is often expensive and out of reach for small or newly established businesses.

Lendzi is a loan aggregator that can help you find capital to run or grow your business. It is a direct lender and also partners with more than 60 lenders whose products include business lines of credit, SBA and business term loans, equipment and debt financing, merchant cash advances, and invoice factoring. Lendzi does not require a hard credit check for you to receive a no-obligation quote. You can request a quote online or over the phone.

CapFront is a business lending marketplace that connects merchants and lenders, offering multiple lending and financing options for small and medium-sized businesses. Options include SBA loans, equipment Financing, lines of credit, term loans, and direct lending. Loan applications can be approved in as little as four hours, with SBA funding options of up to $5.5 million.

LendingTree is a platform that helps borrowers quickly identify the financing solution they require. The company facilitates an instant comparison of several business loan providers showing different options and a wide range of credit and financing solutions. Although LendingTree is not directly a lender, customers can narrow down the available choices and select the right loan to match their needs.

Business Funding is a small business financing platform operated by AM Funding, LLC, headquartered in Boca Raton, Florida. The company connects business owners with a range of financing solutions — including term loans, business lines of credit, revenue-based financing, equipment financing, and SBA loans — through a fast, no-hard-credit-check online application. Business Funding advertises funding amounts from $10,000 to $2 million and emphasizes speed, with same-day funding possible for qualified applicants.

OnDeck offers small business loans and lines of credit. This lender stands out by getting money in your account in as little as the same business day. OnDeck has a low minimum credit score requirement, but it’s important to note that with OnDeck, you’ll need to back your loan with a business lien and personal guarantee.

Fora Financial helps businesses find access to capital through small business loans and merchant cash advances. With excellent service for small businesses of most standings, it's a great option if you're looking for quick funding.

BusinessLoans.com aims to make it easier for you to get the right loan as a business owner. It does this by letting you compare loan offers from multiple providers in just minutes, with a variety of loan types included. With helpful guides to business finance on the website and a smooth online questionnaire, it’s a quick and simple process to gather and compare offers.